HomeMy WebLinkAboutCC Resolution 9155 (Liability Claims Administration)RESOLUTION 9155
A RESOLUTION AUTHORIZING THE SIGNING OF AN
AGREEMENT EXTENSION WITH INSURANCE
CONSULTING ASSOCIATES INC. FOR LIABILITY
CLAIMS ADMINISTRATION SERVICES (One Year
Agreement from May 1, 1994 through April 30, 1995)
THE CITY COUNCIL OF THE CITY OF SAN RAFAEL RESOLVES AS FOLLOWS:
The MAYOR and CITY CLERK are authorized to execute, on behalf of the City of
San Rafael, an agreementwith INSURANCE CONSULTING ASSOCIATES, INCforliability
claims administrative and other risk management consulting services, a copy of which is
hereby attached and by this reference made a part hereof.
I, JEANNE M. LEONCINI, Clerk of the City of San Rafael, hereby certify that the
foregoing resolution was duly and regularly introduced and adopted at a regular meeting
of the City Council of said City, held on Monday, the 6th day of June, 1994, by the following
vote, to wit:
AYES: COUNCILMEMBERS: Heller, Thayer, zappetini & Mayor Boro
NOES: COUNCILMEMBERS: None
ABSENT: COUNCILMEMBERS: Cohen
JEA . LEONCIN , City Clerk
ORI61NRl �p,SS
SELF-INSURED CLAIMS MANAGEMENT
AND GENERAL RISK MANAGEMENT
CONSULTING CONTRACT
THIS CONTRACT is made and entered into this 1st day of May 1994, by and between the
CITY OF SAN RAFAEL, hereinafter referred to as the CITY, and INSURANCE
CONSULTING ASSOCIATES, INC., hereinafter referred to as the CLAIMS
ADMINISTRATOR.
INSURANCE CONSULTING ASSOCIATES, INC. is licensed in California to provide
independent adjusting services. Its State License number is 0607524. It is a California
Corporation with Home Office located at 621-A 2nd Street, Petaluma, CA 94952;
Telephone number: 707/778-1118. The Corporate Officers are Ronald Blanquie,
President, and Daniel A. Blanquie, Executive Vice President.
IT IS HEREBY AGREED by and between the parties signing this Contract, as follows:
I. GENERAL
The CITY desires to have unified claims management and risk management
consulting services. INSURANCE CONSULTING ASSOCIATES, INC. is a Claims
Management and Consulting firm experienced in providing the requested services
and is ready and capable to perform such services for the CITY.
II. SERVICES
The CLAIMS ADMINISTRATOR will assist the CITY in the management of the
CITY's liability claims program. The CITY will transmit promptly to the CLAIMS
ADMINISTRATOR all verified claims which it receives and will notify the
CLAIMS ADMINISTRATOR through Incident Reports of circumstances which it
believes may give rise to future claims. The CLAIMS ADMINISTRATOR will
perform no investigation of Incident Reports without the express request of the
CITY. It will initiate prompt investigations and attempt to secure the cooperation
and confidence of claimants and their attorneys. It will provide reports to the CITY
with respect to issues of fact, damages, and liability. It will provide
recommendations with respect to courses of action regarding settlement and/or
GORY
defense. Utilizing settlement authority as provided by the CITY, it will negotiate
with claimants and their attorneys with the goal of securing a mutually -acceptable
resolution to any claim. It will attempt to resolve cases without litigation. If
assignment of a case to defense counsel is necessary, it will make the assignment on
behalf of the CITY utilizing counsel specified and approved in advance by the
CITY. It will receive and review all expense billings related to pending cases and,
before approving such billings for payment, will secure any necessary supportive
documentation. Absent direction from the CITY to the contrary, it will attempt to
secure open or limited extensions of time on cases which it believes are likely to be
resolved more quickly, efficiently, and economically in that manner. Releases of All
Claims will be obtained from all claimants receiving settlements from the CITY
through the CLAIMS ADMINISTRATOR. The CLAIMS ADMINISTRATOR will
provide timely and appropriate reporting to the excess insurers of the CITY in a
manner consistent with the reporting guidelines provided to it by the carriers. It will
make itself available to the City Council for discussion of pending cases. Consistent
with the expressed wishes of the CITY, it will make itself available for scheduled
claim reviews with the CITY. It will provide to the CITY a monthly computerized
Loss Run of pending and closed cases sorted in a format to be approved by the
CITY. The CLAIMS ADMINISTRATOR will perform loss control analysis and
consulting services for the CITY and will assist the CITY with risk management
services in a manner and to an extent agreed upon. It will encourage cooperative
activity amongst the various other firms providing administration or consulting
services to the CITY.
III. DEFENSE. COMPROMISE OR SETTLEMENT OF CLAIMS
Settlement authority will be obtained by the CLAIMS ADMINISTRATOR from
the CITY or, in the event of an exposure piercing the CITY's self-insured retention,
jointly from the C= and its Excess Insurer. Absent specific instructions to the
contrary from the CITY, the CLAIMS ADMINISTRATOR is authorized to incur
on behalf of the CITY defense costs including, but not limited to attorney fees, court
costs, charges for court reporters, experts, technical analyses and reviews, medical
examinations, and related items as are necessary or appropriate in the judgment of
the CLAIMS ADMINISTRATOR or defense counsel for the proper defense of any
case. Further, the CLAIMS ADMINISTRATOR is expressly authorized to issue
voucher for such costs and for settlements and judgments utilizing a designated
Trust Account which is funded and maintained by the CITY.
N
IV. PROFESSIONAL SERVICES
All activities related to the handling of specific claims and to the providing of
consulting services will be billed on a Time & Expense basis. The rates applicable
to the first year of this Contract are as follows:
A. The Comvuter Services Fee for this contract is $3,600.00. This fee covers the
cost of computer hardware, space on the system, as well as the cost of the
monthly Claims Register and Summary Sections of the computerized loss
runs. The Computer Services Fee is due in full at the beginning of each
calendar year of the contract. However, for the convenience of the CITY,
payments of $300.00 may be made monthly toward the remaining balance of
the Computer Services Fee.
B. Claims Administration.: * $ 50.00
C. Risk Management and Loss Control Consulting Fees: $ 75.00
Although $120.00 per hour is presently the current fee, this amount shall be
reduced to $75.00 per hour if claims administration is performed by
INSURANCE CONSULTING ASSOCIATES, INC.
D. Allocated Costs:
Mileage rate
$ .40/mile
Color photographs (only those developed and mounted;
no charge for those not used)
$ 2.00/each
Verbatim transcriptions (of recorded statements)
$ 5.00/pg.
FAX transmissions (only those originating at ICA's
$ 2.50/1st pg.
office; no charge for incoming FAX messages)
$ 1.75/ea. pg.
Long distance telephone calls (all calls out of the
707, 415 or 510 area codes)
$ .25/min.
Cassette tapes (for recorded statements)
$ 1.75/each
Photocopies
$ .30/copy
Computer record searches
As incurred
Video cassettes
As incurred
Travel expenses
As incurred
lAs
Other necessary and reasonable expenses
As incurred
Other computer reports and services
As incurred
Posting costs
incurred
* Includes 25% for office services, 11% for secretarial and 10% for local telephone calls
(within the 707, 415 and 510 area codes)
The CLAIMS ADMINISTRATOR shall submit Statements on a monthly basis
showing an itemized breakdown by claim or by consulting activity. Billings are
payable within 30 days of presentation and are subject to a late charge of 1% per
month imposed on the next billing cycle.
ki
V. TERM
The term of this Contract shall be for a period of one (1) year beginning May 1,
1994, and terminating at midnight, May 1, 1995. This contract may be terminated by
either party for any reason upon sixty (60) days written notice. The Contract may be
renewed subject to renegotiation of terms and conditions by the parties hereto.
For the purpose of maintaining the continuity of claims administration for the
CITY, the CLAIMS ADMINISTRATOR may continue to perform services on a
month-to-month basis, at the rates set forth within Section III, above, subsequent to
the termination of this contract unless 60 days' notice is given by the CITY to
terminate.
VI. INDEPENDENT CONTRACTOR
It is expressly agreed that the CLAIMS ADMINISTRATOR shall have the status of
an Independent Contractor and shall not be deemed to be an officer, employee, or
agent of the CITY.
VII. MUTUAL HOLD HARMLESS AND INDEMNIFICATION
Each party hereto agrees to indemnify, hold harmless and defend the other, its
officers, agents, and employees from and against any and all claims, demands,
liability, costs and expenses of whatever nature, including court costs and counsel
fees arising out of injury, death, or loss to any person or persons, or loss of, or
physical damage to, any property resulting in any manner from the sole negligence
or willful acts of the responsible party, its agents, employees, licensees, or guests in
the making or arising out of the performance of this agreement.
In the event it is determined by settlement or litigation that there is a joint liability
and/or responsibility of the parties for the settlement of judgment, the parties
hereto agree that the responsibility for payment of such settlement or judgment
shall be borne by the parties in proportion to the share of fault as determined by the
court or jury in case of a judgment, and by agreement, or arbitration in the event
that agreement cannot be reached, in the case of a settlement. The parties further
agree hereunder that in those cases described under this paragraph, each party shall
bear its own costs and attorney fees.
VIII. RESPONSIBILITY FOR CLAIMS ADMINISTRATION FEES
It is agreed that the CITY is liable for payment for all services rendered in accord
with this Contract. Should the self-insured retention, the deductible, or the annual
aggregate applicable to a particular claim or policy year be exceeded, the CLAIMS
ADMINISTRATOR's billings remain the responsibility of the CITY, and the
CLAIMS ADMINISTRATOR is expressly authorized to continue all claims
management activities which it deems to be appropriate until it receives from the
CITY express written instructions to terminate any involvement in the claim or
grouping of claims.
IX. OWNERSHIP OF FILES
It is agreed that the claim files maintained in the CLAIMS ADMINISTRATOR's
offices are the property of the CITY and may be reviewed upon reasonable notice.
Upon termination of this Contract, possession of the files will be transferred to the
CITY which will pay the reasonable costs of any activity associated with the transfer
including, but not limited to, the cost of photocopying in whole or in part any and all
claims files as required for the CLAIMS ADMINISTRATOR to be in compliance
with any law pertaining to the maintenance of records by a licensed adjusting firm.
X. INSURANCE
Without limiting the CLAIMS ADMINISTRATOR's obligation to indemnify the
CITY hereunder, the CLAIMS ADMINISTRATOR shall maintain and keep in
force during the term of this Agreement the following insurance.
A. Bodily Injury and Property Insurance for all activities of CLAIMS
ADMINISTRATOR (and its subcontractors) arising out of or in connection
with this Agreement, written on a Comprehensive General Liability form
including, but not limited to, premises and operations, independent
contractors, products and completed operations, contractual liability and
personal injury, in an amount no less than $1,000,000 combined single limit
for each occurrence and aggregate.
W1
B. Non -owned automobile liability insurance covering bodily injury and
property damage for all activities of the CLAIMS ADMINISTRATOR
arising out of or in connection with this Agreement in an amount no less than
$300,000.00 combined single limit for each occurrence.
Each said Comprehensive General Liability and Insurance policy shall be endorsed
with the following specific language:
The CITY OF SAN RAFAEL, its officers, agents, and employees, is named
as an Additional Insured under this policy, but only with respect to
operations conducted by the Named Insured, subject to the following
limitations:
1) The inclusion of more than one insured shall not operate to impair
the rights of one insured against another insured, and the coverages
afforded shall apply as though separate policies have been issued to
each insured.
2) The insurance provided herein is primary with respect to damages
caused solely by the negligence or wrongful conduct of the Named
Insured, and no insurance held or owned by the CITY OF SAN
RAFAEL shall be called upon to contribute to that portion of a loss
which is caused by the sole negligence or wrongful conduct of the
Named Insured.
3) The coverage provided by this policy shall not be reduced or canceled
without thirty (30) days' written notice given to the CITY OF SAN
RAFAEL.
C. Professional Malpractice Insurance for all activities of the CLAIMS
ADMINISTRATOR (and its subcontractors) arising out of or in connection
with this Agreement in an amount no less than $1,000,000 combined single
limit for each occurrence. Said insurance policy shall remain in full force and
effect for no less than one year following the completion of work under this
Agreement.
"I
T
D. Workers' Compensation Insurance to cover CLAIMS ADMINISTRATOR's
employees (and as required by the Labor Code of the State of California.)
The CLAIMS ADMINISTRATOR shall require all subcontractors to
provide Workers' Compensation Insurance for all of their employees.
Each said Workers' Compensation policy and Professional Malpractice Insurance
Policy shall be endorsed with the following specific language:
This policy shall not be canceled or materially changed without first giving
thirty (30) days' prior notice to the CITY OF SAN RAFAEL in writing.
XI. ARBITRATION
The CITY OF SAN RAFAEL and the CLAIMS ADMINISTRATOR agree to
submit any claims arising under this Contract to binding arbitration pursuant to the
current provisions of the California Code of Civil Procedure and any successor
statutes.
In the event of any claim between the parties hereto arising out of the terms and
conditions of this agreement, the prevailing party, whether by way of arbitration or
by judicial litigation, shall be entitled to reasonable attorney's fees and costs as
determined either by the arbitrator or by a court of competent jurisdiction.
XII. LIMITATION OF LIABILITY
It is agreed that the CLAIMS ADMINISTRATOR will provide services utilizing
good faith efforts based upon its experience in claims management and consulting.
The CLAIMS ADMINISTRATOR provides no warranty, express nor implied, that
its services will result in any specific outcome for any case nor any reduction in the
frequency, severity, or cost of any liability claims(s) nor any incidents giving rise to
claims, no matter how caused.
XIII. TERMINATION OF SERVICES
The responsibility of the CLAIMS ADMINISTRATOR to provide any services
terminates on the date that this Contract is terminated, whether or not that date is
the scheduled date provided herein or is earlier or later. Should this Contract be
7
terminated for any reason and should the parties agree that the CLAIMS
ADMINISTRATOR will continue to handle any aspect of any claims or grouping of
claims, charges for services so rendered will be billed at the rates then in effect as
established by the CLAIMS ADMINISTRATOR.
XIV. NONDISCRIMINATION
During the performance of this Contract,the CLAIMS ADMINISTRATOR and its
subcontractors shall not unlawfully discriminate against any employee or applicant
for employment because of race, religion, color, national origin, ancestry, physical
handicap, medical condition, marital status, age (over 40), gender, or sexual
orientation. The CLAIMS ADMINISTRATOR and its subcontractors shall comply
with the provisions of the Fair Employment and Housing Act (Government Code,
Sections 12900, et seq.). The applicable regulations of the Fair Employment and
Housing Commission implementing Government Code, Section 12990, set forth in
Chapter 5 of Division 4 of Title 2 of the California Administrative Code are
incorporated into this Contract by reference and made a part hereof as if set forth in
full. The CLAIMS ADMINISTRATOR and its subcontractors shall give written
notice of their obligations under this clause to labor organizations with which they
have a collective bargaining or other agreement.
CITY OF SAN RAFAEL
3 / q By:
Date iLBERT J dBORO, MAYOR
Signature
ATTEST:
J Wr& ACME,�Ci*y-Clerk
INSURANCE CONSULTING ASSOCIATES. INC.
/ ` .i r/ r r/
T By:
°-
Date Ronald R. Blanquie, P