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HomeMy WebLinkAboutFY2003-04 Basic Finincial StatementsCity of San Rafael San Rafael, California Basic Financial Statements and Independent Auditor's Report For the year ended June 30, 2004 C&I Caporicci & Larson Certified Public Accountants City of San Rafael Basic Financial Statements For the year ended June 30, 2004 Table of Contents Page FINANCIAL SECTION: IndependentAuditors' Report...........................................................................................................................1 Management's Discussion and Analysis............................................................................................................3 Basic Financial Statements: Governmental -Wide Financial Statements: Statementof Net Assets...........................................................................................................................19 Statement of Activities and Changes in Net Assets.............................................................................20 Fund Financial Statements: Governmental Funds: BalanceSheet.......................................................................................................................................26 Reconciliation of the Governmental Funds Balance Sheet to the Government -Wide Statement of Net Assets............................................................................ 28 Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds...................................................................................................................30 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures, and Changes in Fund Balances to the Governmental -Wide Statement of Activities and Changes in Net Assets.......................................................................................32 Proprietary Funds: Statementof Net Assets.....................................................................................................................34 Statement of Revenues, Expenses and Changes in Retained Earnings ...................................... 35 Statementof Cash Flows...................................................................................................................36 Notes to Basic Financial Statements..............................................................................................................37 City of San Rafael Basic Financial Statements For the year ended June 30, 2004 Table of Contents, Continued Page FINANCIAL SECTION, Continued: Required Supplementary Information: Budgets and Budgetary Accounting: Budgetary Comparison Schedule - General Fund........................................................................75 Budgetary Comparison Schedule - Redevelopment Agency Fund............................................76 Budgetary Comparison Schedule - Traffic and Housing Mitigation - SpecialRevenue Fund.................................................................................................................77 Budgetary Comparison Schedule - Household Hazmat Facility Special Revenue Fund ........ 78 Budgetary Comparison Schedule - Sewer Maintenance Special Revenue Fund......................79 Marin County Employees' Retirement System - Schedule of Funding Progress.. .......................... 80 Supplemental Information: Non -Major Governmental Funds: CombiningBalance Sheet........................................................................................................................ 86 Combining Statement of Revenues, Expenditures and Changes in Fund Balances ........................90 Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual: Park Capital Projects Capital Projects Fund.............................................................................94 Recreation Revolving Special Revenue Fund.......................................................................... 95 Baypoint Lagoons Assessment District Special Revenue Fund ............................................ 96 Gas Tax Special Revenue Fund..................................................................................................97 Childcare Special Revenue Fund...............................................................................................98 Street Maintenance and Cleaning Special Revenue Fund......................................................99 Loch Lomond Assessment District Special Revenue Fund...................................................100 Library Special Revenue Fund...................................................................................................101 Public Safety Special Revenue Fund.........................................................................................102 Stormwater Special Revenue Fund...........................................................................................103 Development Services Special Revenue Fund.........................................................................104 Grants Special Revenue Fund....................................................................................................105 Parkland Dedication Special Revenue Fund............................................................................106 Emergency Medical Services Special Revenue Fund..............................................................107 Business Improvement Special Revenue Fund........................................................................108 Peacock Gap Assessment District Debt Service Fund............................................................109 Mariposa Assessment District Debt Service Fund..................................................................110 City of San Rafael Basic Financial Statements For the year ended June 30, 2004 Table of Contents, Continued No FINANCIAL SECTION Continued: Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual, Continued: 1997 Financing Authority Revenue Bonds Debt Service Fund ... 2003 Authority Revenue Parking Bond Debt Service Fund......... Capital Improvement Capital Projects Fund ................................. Bedroom Tax Capital Projects Fund ................................................ Open Space Capital Projects Fund .................................................. Internal Service Funds: Combining Statement of Net Assets ...................................................... Combining Statement of Activities and Changes in Net Assets........ Combining Statement of Cash Flows .................................................... C&L Caporicci & Larson Certified Public Accountants INDEPENDENT AUDITORS' REPORT To the Honorable Mayor and Members of the City Council of the City of San Rafael San Rafael, California We have audited the accompanying financial statements of the governmental activities, the business - type activities, the discrete component unit, each major fund, and the aggregate remaining fund information of the City of San Rafael, California (City), as of and for the year ended June 30, 2004, which collectively comprise the City's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City's management. Our responsibility is to express an opinion on these financial statements based on our audit. We did not audit the financial statements of the San Rafael Sanitation District (District), which is presented as a discrete component unit in the accompanying financial statements. Those financial statements were audited by other auditors whose report has been furnished to us, and our opinion on the basic financial statements, insofar as it relates to the amounts included for the District in the accompanying basic financial statements, is based on the report of the other auditors. We conducted our audit in accordance with generally accepted auditing standards in the United States and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall basic financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the basic financial statements referred to above present fairly, in all material respects, the financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City as of June 30, 2004, and the respective changes in financial position and cash flows, where applicable, thereof for the year then ended in conformity with generally accepted accounting principles in the United States. In accordance with Government Auditing Standards, we have also issued our report dated October 8, 2004, on our consideration of the City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grants. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be read in conjunction with this report in considering the results of our audit. Toll Free Ph: (877) 862-2200 Toll Free Fax: (866) 436-0927 Oakland Orange County 180 Grand Ave., Suite 1365 3184-D Airway Avenue Oakland, California 94612 Costa Mesa, California 92626 Sacramento San Diego 777 Campus Commons Rd., Suite 200 4858 Mercury, Suite 105 Sacramento, California 95825 San Diego, California 92111 To the Honorable Mayor and Members of the City Council of the City of San Rafael San Rafael, California The accompanying Required Supplementary Information, such as management's discussion and analysis, budgetary comparison information and other information as listed in the table of contents are not a required part of the basic financial statements but is supplementary information required by the Governmental Accounting Standards Board. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the Required Supplementary Information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming an opinion on the financial statements that collectively comprise the City's basic financial statements. The accompanying supplementary information is presented for purpose of additional analysis and is not a required part of the basic financial statements. The supplementary information has been subjected to the auditing procedures applied in the audit of the basic financial statements, and in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. 1�. � z Oakland, California October 8, 2004 11 Management's Discussion and Analysis Fiscal Year Ended June 30, 2004 This analysis of the City of San Rafael's (City) financial performance provides an overview of the City's financial activities for the fiscal year ended June 30, 2004. Please read it in conjunction with the accompanying transmittal letter, the basic financial statements and the accompanying notes to those basic financial statements. FINANCIAL HIGHTLIGHTS Government -Wide Highlights: Net Assets - The assets of the City exceeded its liabilities at fiscal year ending June 30, 2004 by $224.9 million. Of this amount, $11.2 million was reported as "unrestricted net assets" and may be used to meet the government's ongoing obligations to citizens and creditors. Expense Activities - During the fiscal year the City's revenues for governmental and business -type activities ($65.2 million) exceeded total expenses ($66.9 million) by $1.7 million. Excluding Depreciation (non -cash expense of $5.5 million), collected revenues were $7.2 million above expenses. Changes in Net Assets - The City's total net assets decreased by $1.8 million in fiscal year 2004. Net assets of governmental activities decreased by $2.5 million, while net assets of the business type activities increased by $.7 million. Fund Highlights: Governmental Funds - Fund Balances- As of the close of fiscal year 2004, the City's governmental funds reported combined ending fund balances of $43.7 million, a decrease of $5.8 million from the prior year. Of this total amount, $33.9 million represents reserved fund balances and $8.2 million is designated. General Fund - The fund balance of the general fund on June 30, 2004 was $5.7 million, a decrease of $.8 million from the prior year. $1.5 million was held in reserve, and $3.4 million is designated to meet our 10% reserve requirement as defined by the City's Financial Management Policies. Long -Term Debt: The City's total outstanding debt decreased by $1.8 million (2.9 percent) during the fiscal year, which reflects payment on outstanding assessment district bonds and Redevelopment debt. OVERVIEW OF FINANCIAL STATEMENTS This discussion and analysis is intended to serve as an introduction to the City's basic financial statements, which are comprised of three components: 1) Government -Wide Financial Statements, 2) Fund Financial Statements, and 3) Notes to the Basic Financial Statements. The basic financial statements include the City (primary government) and all legally separate entities (component units) for which the government is financially accountable. The City's component units consist of the following: The Redevelopment Agency of the City of San Rafael (Agency) and the San Rafael Joint Powers Financing Authority (Authority). These component units are, for practical purposes, departments of the City and have been included in the basic financial statements as an integral part of the primary government using the blended method. This report also contains other supplementary information in addition to the basic financial statements for further information and analysis. 3 CITY OF SAN ItAFAELf. Management's Discussion and Analysis Fiscal Year Ended June 30, 2004 Government -Wide Financial Statements The Government -Wide Financial Statements present the financial picture of the City and provide readers with a broad view of the City's finances. These statements present governmental activities and business - type activities separately and include all assets of the City (including infrastructure) as well as all liabilities (including long-term debt). Additionally, certain interfund receivables, payables and other interfund activity have been eliminated as prescribed by Government Accounting Standards Board (GASB) Statement No. 34. The Statement of Net Assets and the Stateniert of Activities and Changes in Net Assets report information about the City as a whole and about its activities. These statements include all assets and liabilities of the City using the accrual basis of accounting, which is similar to the accounting used by most private -sector companies. All of the current year's revenues and expenses are taken into account, regardless of when cash is received or paid. The Statement of Net Assets presents information on all of the City's assets and liabilities, with the difference between the two reported as net assets. Over time, increases in net assets may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The Statement of Activities and Changes in Net Assets presents information showing how the City's net assets changed during the year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of timing of related cash flows. In the Statement of Net Assets and the Statement of Activities and Changes in Net Assets, we separate the City activities as follows: Governmental Activities —Most of the City's basic services are reported in this category, including Public Safety, Public Works and Parks, Community Development and Redevelopment, Cultural and Recreation and Government Administration (finance, human resources, legal, City Clerk and City Manager operations). Property and sales taxes, user fees, interest income, franchise fees, hotel taxes, business license and property transfer taxes, plus state and federal grants finance these activities. Business -Type Activities —The City charges a fee to customers to cover all or most of the costs of certain services it provides. Tlne City's Parking Services program is reported as a business -type activity. Discretely Presented Component Units - The government -wide financial statements include not only the City itself (known as the primary government), but also a legally separate entity, the San Rafael Sanitation District for which the City is financially accountable. Financial information for the San Rafael Sanitation District is reported separately from the financial information presented for the primary government itself. The government -wide financial statements can be found on pages 19 through 21 of this report. Fund Financial Statements and Major Component Unit Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance -related legal requirements. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. 4 Management's Discussion and Analysis Fiscal Year Ended June 30, 2004 The fund financial statements provide detail information about each of the City's most significant funds, called Major Funds. The concept of Major Funds, and the determination of which are major funds, was established by GASB Statement 34 and replaces the concept of combining like funds and presenting them in total. Instead, each Major Fund is presented individually, with all Non -major Funds summarized and presented in a single column. Further detail on the Non -major funds is presented on pages 83 through 93 of tlus report. Governmental Funds - Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, govermnental fund financial statements focus on near -term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term financial capacity. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for government funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long-term impact of the government's near -term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. These reconciliation's are presented on the page immediately following each governmental fund financial statement. The City has thirty governmental funds, of which six are considered major funds for presentation purposes. Each major fund is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances. The City's six major funds are - the General Fund, Redevelopment Agency, Traffic and Housing Mitigation, Household Hazmat Facility, Sewer Maintenance and Park Capital Projects. Data from the other twenty-four governmental funds are combined into a single, aggregated presentation. The basic governmental fund financial statements can be found on pages 25 through 32 of this report. Individual fund data for each of these non -major governmental funds is provided in the form of combining statements on pages 86 through 93 of this report. Proprietary Funds - The City maintains two different types of proprietary funds - enterprise funds and internal service funds. Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City uses an enterprise fund to account for its Parking Services program. Internal service funds are used to accumulate and allocate costs internally among the City's various functions. The City uses internal service funds to account for its fleet of vehicles, building maintenance, radio systems, personal computer replacement program, self-insurance for worker's compensation, dental and public liability, and employee benefits programs. Because these services predominantly benefit governmental rather than business -type functions, they have been included within governmental activities in the governmental -wide financial statements. Proprietary funds provide the same type of information as the government -wide financial statements, only in more detail. Like the government -wide financial statements, proprietary fund financial statements use the accrual basis of accounting. There is no reconciliation needed between the government -wide financial statements for business -type activities and the proprietary fund financial statements. The basic proprietary fund financial statements can be found on pages 33 through 36 of this report. 9 Management's Discussion and Analysis Fiscal Year Ended June 30, 2004 Notes to the Financial Statements The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. The notes to the financial statements can be found on pages 37 throughh 72 of this report. Required Supplementary Information In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information. One section includes budgetary comparison statements for the major funds (general, redevelopment agency, traffic and housing mitigation, household hazmat facility, sewer maintenance, and parks capital projects). The other section is a schedule of funding progress for the Marin County Employees' Retirement System. All budgeted positions that are filled by either full -tune or permanent part-time employees (working seventy-five percent of full time equivalent) are eligible to participate in this system. Required supplementary information can be found on pages 73 through 80 of this report. GOVERNMENT -WIDE FINANCIAL ANALYSIS Statement of Net Assets Net assets are a good indicator of the City's financial position. During this fiscal year, net assets of the City were $224.9 million, which is a decrease of $1.8 million from the prior year. The following is the condensed Statement of Net Assets for the fiscal years ended June 30, 2004 and 2003: City of San Rafael Statements of Net Assets June 30, 2004 and 2003 (Amounts in Millions) Governmental Activities Increase Business -Type Activities Increase 2004 2003 (Decrease) 2004 2003 (Decrease) Assets: Current assets $ 54.5 $ 61.8 $ (7.3) $ 1.6 $ 1.1 $ 0.5 Capital assets, net 225.4 223.3 2.1 8.7 8.5 0.2 Total assets 279.9 285.1 (5.2) 10.3 9.6 0.7 Liabilities: Current liabilities 7.5 10.2 (2.7) 0.1 - 0.1 Long-term liabilties 57.7 577 - - - - Total liabilities 65.2 67.9 (2.7) 0.1 - 0.1 Net Assets: Invested in capital assets, net of related debt 202.2 198.1 4.1 8.8 8.5 0.3 Restricted 2.7 2.9 (0.2) - - - Unrestriced 9.8 16.2 (6.4) 1.4 1.1 0.3 $ 214.7 $ 217.2 $ (2.5) $ 10.2 $ 9.6 $ 0.6 Total net assets 6 CITY OF SAN RAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2004 At June 30, 2004, the largest portion of net assets (93.8 percent) consists of the City's investment in capital assets net of related debt. This component portrays the total amount of funds required to acquire those assets less any related debt used for such acquisition that is still outstanding. The City uses these capital assets to provide services to citizens. The increase in total net assets from 2002-2003 to 2003-2004 is largely attributable to a netting of capital asset acquisition against depreciation expense for the year. Total depreciation for this current year was $6.4 million, while capital asset acquisition totaled $8.5 million, leaving a net change (increase) of $2.1 million. The capital assets of the City are not sources of income for repayment of debt as most assets are not revenue generating and generally are not liquidated to repay debt. Therefore, debt service payments are funded from other sources available to the City. A portion of the City's net assets (1.2 percent) is subject to restrictions imposed by external parties and their use is determined by those restrictions and agreements. The remainder of net assets, $11.2 million, may be used to meet the City's ongoing operations. For the year ended June 30, 2004 the City reported positive balances in all three categories of net assets for governmental activities. Business -type activities reported positive net assets in capital and unrestricted net assets. Net Assets $250 $200 - - - - -- o $150 - ---- --- - - $100 $50 $0 Invesment in Capital Assets, Restricted Unrestricted net of related debt ■2004 $211 $2.70 $11.20 Total Net Assets $224.9 CITY OF SAN RAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2004 Statement of Activities The following is the condensed Statement of Activities and Changes in Net Assets for the fiscal years ended June 30, 2004 and 2003: Revenues: Program revenues General revenues Total revenues Expenses Change in net assets before transfers Transfers Net Assets: Beginning Ending Governmental Activities: City of San Rafael Statements of Activities and Changes in Net Assets For the Fiscal Years Ended June 30, 2004 and 2003 (Amounts in Millions) Governmental Activities Increase Business -Type Activities Increase 2004 2003 (Decrease) 2004 2003 (Decrease) $ 18.2 $ 20.2 $ (2.0) $ 2.3 $ 1.8 $ 0.5 44.7 45.9 (1.2) - - - 62.9 66.1 (3.2) 2.3 1.8 0.5 65.5 80.2 (14.7) 1.5 1.3 0.2 (2.6) (14.1) 11.5 0.8 0.5 0.3 0.1 0.2 $ (0.1) (0.1) (0.2) $ 0.1 217.2 231.1. $ 214.7 $ 217.2 9.5 9.2 $ 10.2 $ 9.5 The City's governmental activities decreased net assets by $2.5 million, which represents a 1.2% decrease from last year. Key elements of this change were as follows: Revenue highlights: • Property Tax revenues increased by $.9 million or 6.5 percent in fiscal year 2004 due to higher assessed property values and new construction. • Sales tax increased by $.4 million or approximately 2.3 percent compared to fiscal year 2003. Sales tax revenues are highly dependent on consumer retail and business related activity in the City and the slight increase is a reflection of economic uncertainties. Other Tax revenues decreased by $.5 million or approximately 4.5 percent compared to fiscal year 2003. The decreases were primarily due to decreases in motor vehicle license taxes. • Investment income, which is a combination of interest earnings and change in fair value of investments, also decreased by $1.1 million, or approximately 57.3 percent over the prior fiscal year. Interest earnings were lower due to the change in the fair value of investments in the market. 0 CITY OF SAN RAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2004 Governmental Activities - Revenues: 20% Governmental Activities Revenues by Source June 30, 2004 1% 9% 1% 9AOI 1 ti% IL /o Governmental Activities - Expenses: Governmental Activities Expenses by Function June 30, 2004 11% 4% 8% 6% 25% 46% ■ Property Taxes ■ Sales Taxes ❑ Other Taxes ❑ Charges for Services ■ Miscellaneous ❑ Capital Grants and Contributions ■ Investment Earnings ■ General Government ■ Public Safety ❑ Public Works and Parks ❑ Community Development ■ Culture and Recreation ❑ Debt Service Total expenses for governmental activities were $63 million (not including interest on long-term debt of $2.5 million). Program revenues offset total expenditures as follows: • Those who directly benefited from programs contributed $12.3 million in charges for services. • A total of $2.3 million in capital projects was funded by outside agencies through capital grants and contributions. 0 CITYOFSANRAFAEL Management's Discussion and Analysis Fiscal Year Etitled June 30, 2004 As a result, total expenditures that were funded by tax revenues; investment income and other general revenues were $48.4 million. Functional expenses for the years ended June 30, 2004 were as follows: City of San Rafael Expenses by Punction For the fiscal year ended June 30, 2004 Function Amount Percent of Total General Government $ 5,074,335 7.8% Public Safety 30,453,108 46.5% Public works and parks 16,043,092 24.5% Community development 3,921,422 6.0% Culture and recreation 7,444,339 11.4% Interest on Debt 2,516,659 3.8% Total Expenses $ 65,452,955 100.0% Business -Type Activities: Net assets for business -type activities were $10.2 million, an increase of $.7 million from the prior fiscal year. Parking services is the City's only business type activity and income is derived from program revenues of $2.3 million. Program revenues include parking meter coin at $1.1 million, and parking garage hourly parking at $.2 million. Revenues also include parking and non -vehicle code fines totaling $.8 million and $.2 million for garage parking permits. Total expenses for parking services were $1.5 million during fiscal year 2003-2004. FINANCIAL ANALYSIS OF INDIVIDUAL FUNDS Governmental Funds The focus of the City's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City s financial capacity. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $43.7 million. Approximately, $1.7 million of this amount constitutes unreserved and undesignated fund balance, which is available for spending at the government's discretion. The remainder of fund balance is reserved to indicate that it is not available for spending because it has already been legally committed. General Fund - The General Fund is the primary operating fund of the city. At the end of the current fiscal year, unreserved fund balance of the general fund was $4.2 million, while total fund balance reached $5.7 million. $3.4 million is held as part of the 10 percent reserve for emergencies and cash flow cycles as defined in San Rafael's Financial Management Policies. As a measure of the general fund's liquidity, it may be useful to compare both unreserved fund balance and total fund balance to total fund 10 Management's Discussion and Analysis Fiscal Year Ended June 30, 2004 expenditures. Unreserved fund balance represents 10.0 percent of total general fund expenditures including transfers out, while total fund balance represents 13.5 percent of that same amount. The available fund balance of the City's general fund increased by $.1 million during the current fiscal year. This increase resulted from: • Net Transfers out were less than fiscal year 2003. • Slight growth in major revenues from the prior year netted against a decline in motor vehicle taxes. Redevelopment Agency Fund - The Redevelopment Agency is responsible for assisting in the clearance and rehabilitation of areas determined to be in a declining condition in the City. The Agency's operations are funded primarily by the issuance of debt, which is expected to be repaid out of property tax increment revenue generated by increased in property assessed values in the redevelopment areas. The Redevelopment Agency Capital Project Fund was established to account for capital improvement projects related to the various redevelopment areas. At the end of fiscal year 2004, the reserved fund balance was $18.0 million, a decrease of $3.7 million from the prior year. Expenditures exceeded revenues by $.1 million. The decrease is primarily related to $3.6 million in expenditures for principal and interest payments on the 1999 Tax Allocation Bonds and the 2002 Tax Allocation Refunding Bonds. The entire fund balance as of June 30, 2004 was reserved for future capital project and housing programs. Proprietary Funds The City's proprietary funds provide the same type of information found in the government -wide financial statements, but in more detail. As discussed in the business -type activities previously, the City's net assets increased by $.7 million as a result of operations in the Parking Services fund. GENERAL FUND BUDGETARY HIGHLIGHTS The final amended budget totaled $38.1 million, including a decrease of $533,373 to the originally adopted budget. The amendments can be briefly summarized as follows: 1. Decreases in the following budgets: o General Government $149,113 o Public Safety 247,109 o Public Works and Parks 76,049 o Community Development/Redevelopment 47,547 o Culture and Recreation 13,555 During the year, however, revenues exceeded budgetary estimates and expenditures exceeded the final budgetary estimate. Overall, revenues exceeded expenditures by $2.2 million. Transfers out exceeded transfers in by $3.0 million. 11 Management's Discussion and Analysis Fiscal Year Ended June 30, 2004 CAPITAL ASSETS AND DEBT ADMINISTRATION Capital Assets The City's investment in capital assets for its governmental and business -type activities as of June 30, 2004, amounts to $234.1 million, net of accumulated depreciation of $80.5 million. This investment in capital assets includes land, buildings, improvements, machinery and equipment, infrastructure and construction in progress. Infrastructure assets are items that are normally irmnovable and of value only to the City such as roads, bridges, streets and sidewalks, drainage systems, lighting systems and similar items. The total additions to the City's investment in capital assets for the current fiscal year was $8.3 million, net of accumulated depreciation and retirements. Major capital asset additions during the current fiscal included a major land purchase, work in process on a parking garage, pump station, and dispatch center, purchase of seventeen vehicles, and roadway improvements. Capital Projects The design of the Pickleweed Community Center expansion and renovation project has been finalized. Y The City's General Plan 2020, which was adopted in November 2004, was nearing completion in fiscal year 2003-2004. v Although construction of the 3iil and C Street Parking Structure was halted for a time due to the default of the original general contractor, construction has once again resumed. Completion of the facility is expected in Spring 2005. v Remodeling of City Hall's Third Floor for Community Development and relocating the Business License functions to the third floor helped provide better customer service to consumers. Additional information on the City's capital assets can be found in Note 5A on pages 53 through 56 of this report. Debt Administration As of June 30, 2004, the City had outstanding debt issues as listed below. Not included in the following table is the Community Facilities District No.1 Special Tax Bond, which is backed by property tax levies against property owners. The City has no obligation for these bonds. Certain specific revenues back each of the City's other bonds or General Fund lease payments and carry respectable ratings. The City's long-term obligations for the fiscal years 2003 and 2004 were as follows: 12 Management's Discussion and Analysis Fiscal Year Ended June 30, 2004 Governmental Business -Type Activities Activities Total 2004 2003 2004 2003 2004 2003 Revenue Bonds $ 9.9 $ 10.4 $ - $ - $ 9.9 $ 10.4 Bonds 0.5 0.7 - - 0.5 0.7 Tax Allocation Bonds 43.2 44.9 - - 43.2 44.9 Redevelopment note 0.2 0.2 - - 0.2 0.2 Capitalized Leases 0.7 - - - 0.7 - Compensated Absences 4.1 4.2 - - 4.1 4.2 Total Outstanding Debt $ 58.6 $ 60.4 $ - $ - $ 58.6 $ 60.4 During fiscal year 2004, the City leased two new fire trucks in the amount of $668,134. The annual lease payments are $72,295 for five years starting in September 2004. ECONOMIC CLIMATE AND NEXT YEAR'S BUDGET The short-term outlook is not getting any brighter for the next (2004-2005) fiscal year. Continued losses at the hands of the State, flat tax revenues, a lackluster economic growth picture and rising benefit costs all contribute to a negative financial picture. Property taxes remain one area of strength, as the desire to relocate to Marin County continues to put upward pressure on home values. The future continues to look troubling as staff and the City Council peer into the future. The Governor's proposed fiscal year budget includes no new or increased taxes. Major reductions are proposed in various programs, and local government is no exception. For the next two years, the Governor proposed taking $1.3 billion from cities, counties, special districts and redevelopment agencies. Passage of Proposition IA on November 2nd solidified the Governor's proposal. Some major elements of Proposition 1A are: There is a two-year statewide hit ($1.3 billion per annum for fiscal year 2004-2005 and fiscal year 2005- 2006. ra Local tax revenues are generally protected from realignments or Legislative actions beginning in fiscal year 2006-2007. San Rafael's share of this hit is $993,000 for each of the next two years. This was a large contributor to our $2.2 million General Fund gap last spring. N' The formula for taking these local revenues is based upon looking at our tax bases compared to statewide totals. Formulas are weighted 1/3 from sales tax, 1/3 from property tax and the remaining 1/3 from vehicle license fees. Actual revenue losses come from VLF revenues. Added pain is caused by the VLF rate being permanently reduced from 2.0 percent to 0.65 percent and relying on State backfilling, via property taxes, to make up the difference. 13 Management's Discussion and Analysis Fiscal Year Ended June 30, 2004 For the past two years, the City Council and community have been asked to adjust the City's General Fund budget in order to bring expenditures in line with available resources. The City Council took actions on numerous occasions to take a total of $6.9 million worth of actions to keep our expenditures in line with expected resources. Fiscal year 2004-2005 represents the third consecutive year of budget challenges. Key action items to bring the budget in balance are listed below: Expenses: ➢ Using $500,000 of reserves over each of the next two years to partially compensate for the State local revenue hit. ➢ The Fleet Advisory Board provided $250,000 of relief from the Vehicle Replacement Fund. ➢ Implementation of Mandatory Time Off for all directors, unrepresented managers, SEIU, Confidential Association, and Fire Chief Officer's Union employees. Salary reductions of 5 percent began July 2004 and provided the equivalent of 13 days off without pay. This will save the General Fund $475,000 in salaries over this year. ➢ The Fire Department generated $300,000 cut via a combination of overtime reductions, reducing capital expenditures, and taking one-time resources from special Fire programs. ➢ The Library cost savings included not filling a vacant Librarian position and the elimination of a mid - management position due to a retirement. ➢ Reorganizing the Information Services Division of Management Services also included the reduction of one management position due to a retirement. ➢ The Police Department eliminated three vacant positions, added a part-time cadet and increased overtime slightly to save $300,000. ➢ The Mayor and all of the City Council members elected to have their pay reduced by 10 percent for the coming year. The City Manager forfeited a salary increase and merit bonus which together provides a $15,000 savings to the General Fund. Revenues: ➢ Recovering 100 percent of the Long Range Planning program through fees. ➢ Imposition of encroachment permits on companies who have debris boxes in City right of way generates $20,000. Carving our way out of our problems will result in dire service reductions to the major operating Departments (Police, Fire, Public Works, Library, and Commuruty Services). Frankly, if just service and employee reductions alone were the basis for solving our structural deficit problems, then the actions needed involve dismantling the organization that our elected officials, staff and community have spent considerable time and energy proudly advancing and developing these last few years. A strict service reduction package would likely impact 20 or more full time positions, plus many of our valued part-time employees. REQUEST FOR INFORMATION This financial report is designed to provide our residents, businesses, customers, and investors and creditors with a general overview of the City's finances and to demonstrate the City's accountability for providing high quality services within the limits of our fiscal resources. If you have questions about this report or need additional financial information, contact the City of San Rafael Management Services Department- Financial Services Division, 1400 Fifth Avenue, Room 204, San Rafael, California 94901. 14 BASIC FINANCIAL STATEMENTS 15 This page intentionally left blank. 16 GOVERNMENT -WIDE FINANCIAL STATEMENTS 17 This page intentionally left blank. is City of San Rafael Statement of Net Assets June 30, 2004 ASSETS Current assets: Cash and investments Restricted cash and investments: Held by fiscal agents Receivables: Accounts Taxes Grants Interest Loans Prepaid expenses Total current assets Noncurrent assets: COP issuance costs, net Capital assets: Nondepreciable assets Depreciable assets, net Total capital assets Total noncurrent assets Total assets LIABILITIES Current liabilities: Accounts payable Connection fees payable Interest payable Developer bonds payable Arbit"age payable Deferred revenue Insurance claims payable - due within one year Compensated absences - due within one year Long-term debt - due within one year Total current liabilities Long-term liabilities: Insurance claims payable - due in more than one year Compensated absences - due in more than one year Long-term debt - due in more than one year Total long-term liabilities Total liabilities NET ASSETS Investments in capital assets, net of related debt Restricted Unrestricted Total net assets Discrete Component Primary Government Unit San Rafael Governmental Business -Type Sanitation Activities Activities Total District $ 33,859,457 $ 1,525,792 $ 35,385,249 $ 7,332,035 11,054,473 - 11,054,473 3,026,469 42,726 3,069,195 - 4,481,119 - 11,483,119 - 1,052,585 - 1,052,585 - 281,130 - 281,130 22,611 758,458 - 758,458 - 12,602 - 12,602 31,972 54,526,293 1,568,518 56,094,811 7,386,618 58,884 93,396,204 8,141,820 101,538,024 222,640 131,948,542 577,229 132,525,771 21,903,823 225,344,746 8,719,049 234,063,795 22,126,463 225,344,746 8,719,049 234,063,795 22,185,347 279,871,039 10,287,567 290,158,606 29,571,965 1,349,567 88,207 1,437,774 51,787 - - 3,937 330,678 - 33Q678 62,977 98,224 - 98,224 - 251,250 - 251,250 - 143,957 2,143 146,100 - 2,040,000 - 2,040,000 - 691,271 - 691,271 - 2,557,731 - 2,557,731 350,000 7,462,678 901350 7,553,028 468,701 2,298,024 - 3,456,356 - 51,954,226 - 57,708,606 - 65,171,284 90,350 2,298,024 - 3,456,356 - 51,954,226 3,161,892 57,708,606 3,161,892 65,201,634 3,630,593 202,215,793 8,749,750 210,965,543 18,673,455 2,708,397 - 2,708,397 418,421 9,775,565 1,447,467 11,223,032 6,849,496 $ 214,699,755 $ 10,197,217 $ 224,896,972 $ 25,941,372 See accompanying Notes to Basic Financial Statements 19 City of San Rafael Statement of Activities and Changes in Net Assets For the year ended June 30, 2004 Functions/Programs Expenses Primary government: Governmental activities: General government $ 5,074,335 Public safety 30,453,108 Public works and parks 16,041,092 Community development/redevelopment 3,921,422 Cultme and recreation 7,444,339 Interest on long-term debt (unallocated) 2,516,659 Total governmental activities 65,452,955 Business -type activity Program Revenues Charges for Services Operating Grants and Contributions Capital Grants and Contributions Total Program Revenues $ 1,487595 $ 585,319 $ - $ 2,072,914 2,203,371 2,381,265 - 4584,636 2,697,858 1,551,250 220,000 4,469,108 1,982,211 110,032 100,827 2,193,070 3,960,777 624,954 252,658 4,838,389 12,331,812 5,252,820 573,485 18,158,117 Parking services 1,539,441 2,307,432 - - 2,307,432 Total primary government $ 66,992,396 $ 14,639,244 $ 5,252,820 $ 573,485 $ 20,465,549 Component unit: San Rafael Sanitation District $ 5,297,737 $ 5,811,437 $ - $ - $ 5,811,437 General revenues: Taxes: Property taxes Sale taxes Special assessments Motor vehicles Other Total taxes Investment earnings Miscellaneous Aid from other governmental agencies Transfers Total general revenues and transfers Change in net assets Net assets - beginning of year, as restated Net assets - end of year See accompanying Notes to Basic Financial Statements 20 Net (Expense) Revenue and Chanties in Net Assets Discrete Component Government Unit Governmental Business -type Sanitation Activities Activities Total District $ (3,001,421) $ - $ (3,001,421) $ (25,868,472) - (25,868,472) (11,573,984) - (11,573,984) (1,728,352) - (1,728,352) (2,605,950) - (2,605,950) (2,516,659) - (2,516,659) — (47,294,838) - (47,294,838) - 767,991 767,991 — (47,294,838) 767,991 (46,526,847) 411 Won 14,895,188 - 14,895,188 591,078 17,166,966 - 17,166,966 - 3,329,680 - 3,329,680 - 2,495,598 - 2,495,598 - 5,476,044 - 5,476,044 - 43,363,476 - 43,363,476 591,078 809,242 29,534 838,776 75,739 498,200 - 498,200 - - - - 154,919 142,970 (142,970) - - 44,813,888 (113,436) 44,700,452 821,736 (2,480,950) 654,555 (1,826,395) 1,335,436 217,180,705 9,542,662 226,723,367 24,605,936 $ 214,699,755 $ 10,197,217 $ 224,896,972 $ 25,941,372 21 This page intentionally Left blank. 22 FUND FINANCIAL STATEMENTS Governmental Fund Financial Statements Proprietary Fund Financial Statements Fiduciary Fund Financial Statements 23 This page intentionally left blank. 24 GOVERNMENTAL FUND FINANCIAL STATEMENTS General Fund - Accounts for all financial resources and transactions except those required to be accounted for in other funds. Redevelopment Agency Fund - Consist of five funds; 1) the 1999 Agency Bonds Funds, 2) the 2002 Agency Bonds Funds, and 3) the RDA Capital Improvement Fund are for improvement projects. Additionally, there are 4) Project Administration Fund and 5) the Housing Fund. Traffic and Housing Mitigation Fund - Established to maintain long-term developer deposits for major housing and street improvement projects. Household Hazinat Facility Fund - Established to account for State mandated hazardous materials information, collection, and reporting. Expenditures include inspection of businesses for compliance with regulations. This fund also serves as the depository for a countywide Household Hazardous Waste Program. Sewer Maintenance Fund - Established under the terms of the JPA to provide all necessary maintenance to the Sanitation District's gravity collection sewer system. Park Capital Projects Fund - Established to account for capital improvements for all City owned parks, whether paid for by City funds, grants, donations, or partnerships with the community. 25 City of San Rafael Balance Sheet Governmental Funds June 30, 2004 Major Funds Special Revenue Funds Capital Projects Traffic and Household Park Redevelopment Housing Hazmat Sewer Capital General Agency Mitigation Facility Maintenance Projects ASSETS Cash and investments $ 1,201,985 $ 5,632,621 $ 9,933,317 $ 395,685 $ - $ - Cash with fiscal agents 67,386 10,207,709 - - - - Receivables: Accounts 208,731 1,069,826 2,857 450,466 274,084 - Taxes 3,519,511 961,608 - - - - Grants 18,028 - - - - 406,242 Interest 218,385 62,745 - - - - Loans 349,892 315,709 82,857 - - 25,000 Prepaid expense - - - - - - Due from other funds 634,507 - - - - - Total assets $ 6,220,425 $ 18,250,218 $ 10,019,031 $ 846,151 $ 274,084 $ 431,242 LIABILITIES AND FUND BALANCES Liabilities: Accounts payable $ 486,237 $ 23,501 $ - $ 372,580 $ 179 $ 228 Developer bonds payable 37,000 25,000 34,724 - - - Arbitrage payable - 251,250 - - - - Due to other funds - - - - 254,396 229,702 Deferred revenue - - - - - 25,000 Total liabilities 523,237 299,753 34,724 372,580 254,575 254,930 Fund Balances: Reserved 1,451,036 17,950,465 9,901,450 111,100 - 176,312 Unreserved: Designated 3,417,216 - - - 19,509 - Undesignated, reported in: Major funds 828,936 - 82,857 362,471 - - Non -major funds reported in: Special revenue funds - - - - - - 'Total fund balances 5,697,188 17,950,465 9,984,307 473,571 19,509 176,312 Total liabilities and fund balances $ 6,220,425 $ 18,250,218 $ 10,019,031 $ 846,151 $ 274,084 $ 411,242 See accompanying Notes to Basic Financial Statements 26 Non -Major Total Governmental Governmental Funds Funds $ 8,238,431 $ 25,404,039 779,378 11,054,473 326,177 2,332,141 - 4,481,119 628,315 1,052,585 - 281,130 21,726 795,184 12,602 12,602 25,000 659,507 $ 10,031,629 $ 46,072,780 $ 423,365 $ 1,306,092 1,500 98,224 - 251,250 484,098 165,683 190,683 590,548 2,330,347 4,331,870 33,922,233 4,713,657 8,150,382 1,274,264 395,554 395554 9,441,081 43,742,433 $ 10,031,629 $ 46,072,780 27 City of San Rafael Reconciliation of the Governmental Funds Balance Sheet to the Government -Wide Statement of Net Assets June 30, 2004 Total Fund Balances - Total Governmental Funds Amounts reported for governmental activities in the Statement of Net Assets were different because: Capital assets used in governmental activities were not current financial resources. Therefore, they were not reported in the Governmental Funds Balance Sheet. Capital assets were adjusted as follows: Non -depreciable Depreciable, net Total capital assets hnterest payable on long-term debt did not require current financial resources. Therefore, interest payable was not reported as a liability in Governmental Funds Balance Sheet. Internal service funds were used by management to charge the costs of certain activities, such as insurance, to individual funds. The assets and liabilities of the Internal service funds were included in governmental activities in the Government -Wide Statement of Net Assets. Long-term liabilities were not due and payable in the current period. 'therefore, they were not reported in the Governmental Funds Balance Sheet. Compensated absences Long-term debt Total long-term liabilities Net Assets of Governmental Activities $ 43,742,433 93,396,204 131,948,542 225,344,746 (330,678) 4,602,838 (4,147,627) (54,511,957) (58,659,584) $ 214,699,755 See accompanying Notes to Basic Financial Statements. 28 This page intentionally left blank. 29 City of San Rafael Statement of Revenues, Expenditures and Changes in Fund Balances Governmental Funds For the year ended June 30, 2004 REVENUES: Taxes and special assessments Licenses and permits Fines and forfeitures Use of money and property Intergovernmental Charges for services Other revenue Total revenues EXPENDITURES: Current: General government Public safety Public works and parks Community development/ redevelopment Culture and recreation Capital outlay Capital improvement/special projects Debt service: Capitalized lease obligation Principal Interest and fiscal charges Total expenditures REVENUES OVER (UNDER) EXPENDITURES Major Funds Special Revenue Funds Capital Projects Traffic and Household Park Redevelopment Housing Hazutat Sewer Capital Projects General Agency Mitigation Facility Maintenance Fund $ 32,999,575 $ 4,536,865 $ - $ - $ - $ - 920,353 - - 7,950 - - 778,552 - - - - - (150,056) 663,703 239,630 9,908 - - 4,600,223 - - 83,040 - 249,300 1,353,588 233,153 350,519 1,2555,249 1,144,830 - 257,517 - 20,011 3,800 - 13,827 40,759,752 5,433,721 610,180 1,359,947 1,144,830 263,127 4,953,422 - - 23,761,680 - - 5,372,286 - - 2,096,103 1,779,439 - 1,556,924 - - 794,068 3,792,474 158,014 1,322,468 - - - 1,037,657 - 236,412 10,775 - - - - - - 1,675,000 - - - - - 1,892,306 - - - - 38,545,258 9,139,219 158,014 1,322,468 1,037,657 236,412 2,214,494 (3,705,498) OTHER FINANCING SOURCES (USES): Transfers in 665,990 Transfers out (3,680,818) Total other financing sources (uses) (3,014,828) REVENUES AND OTHER FINANCING SOURCES OVER (UNDER) EXPENDITURES AND OTHER FINANCING USES FUND BALANCES: Beginning of year, as restated End of year (800,334) (3,705,498) 452,166 37,479 107,173 26,715 - - (88,400) - (88,400) 452,166 37,479 18,773 26,715 6,497,522 21,655,963 9,532,141 436,092 736 149,597 $ 5,697,188 $ 17,950,465 $ 9,984,307 $ 473,571 $ 19,509 $ 176,312 See accompanying Notes to Basic Financial Statements 30 Non -Major- Total Governmental Governmental Funds Funds $ 3,339,386 $ 40,875,826 - 928,303 13,423 791,975 261,014 1,024,199 3,116,439 8,049,002 6,086,395 10,423,754 440,821 735,976 13,257,478 62,829,035 61,030 5,014,452 3,779,049 28,863,197 2,848,048 9,257,991 - 3,875542 5,588,340 7,145,264 31,703 31,703 4,844,135 9,825,103 - 10,775 685,000 2,360,000 564,051 2,456,357 18,401,356 68,840,384 (5,143,878) (6,011,349) 4,556,878 5,222,868 (1,210,680) (4,979,898) 3,346,198 242,970 (1,797,680) (5,768,379) 11,238,761 49,510,812 $ 9,441,081 $ 43,742,433 31 City of San Rafael Reconciliation of the Governmental Statement of Revenues, Expenditures, and Changes in Fund Balances to the Government -Wide Statement of Activities and Changes in Net Assets For the year ended June 30, 2004 Net Change in Fund Balances - Total Governmental Funds $ (5,768,379) Amounts reported for governmental activities in the Statement of Activities are different because: Governmental funds report capital outlay as expenditures. However, in the Government -Wide Statement of Activities and Changes in Net Assets, the cost of those assets is allocated over their estimated useful lives as depreciation expense. This is the amount of capital assets recorded in the current period. 8,504,578 Depreciation expense on capital assets is reported in the Government -Wide Statement of Activities and Changes in Net Assets, but they do not require the rise of current financial resources. Therefore, depreciation expense is not reported as expenditures in governmental funds. (6,434,739) Expenses for compensated absences accrued but not paid are reported in the Govermnent-Wide Statement of Activities and Changes in Net Assets, but they do not require the use of current financial resources. Therefore, compensated absences are not reported as expenditures in governmental funds. 'Phis amount represents current compensated absences expense incurred. 65,510 Bond proceeds and proceeds from long-term debt provide current financial resources to governmental funds, but issuing debt increases long-term liabilities in the Government -Wide Statement of Net Assets. Repayment of bond principal is all expenditure in governmental funds, but the repayment reduces long-term liabilities in the Government -Wide Statement of Net Assets. This amount represents new capitalized lease obligations (668,134) This amount represents long-term debt repayments 2,360,000 This amount represents capitalized lease obligation payments 10,775 -Total long-term debt 1,702,641 Interest expense on long-term debt is reported in the Government -Wide Statement of Activities and Changes in Net Assets, but they do not require the use of current financial resources. The following amount represents the change in accrued interest from prior year. 270,376 Internal service funds are used by management to charge the costs of certain activities, such as insurance and fleet management, to individual funds. The net revenue of the internal service funds is reported with governmental activities. (820,937) Change in Net Assets of Governmental Activities $ (2,480,950) See accompanying Notes to Basic Financial Statements 32 PROPRIETARY FUND FINANCIAL STATEMENTS Parking Services Fund - Established to maintain parking garages, lots and spaces in the Downtown Parking District (established over 40 years ago), and to pay for parking enforcement, meter collection, and downtown officer services. 33 City of San Rafael Statement of Net Assets Proprietary Funds June 30, 2004 Discrete Component Major Fund Unit Governmental San Rafael Activities Parking Sanitation Internal Services District Scrvice Funds ASSETS Current assets: Cash and investments Receivables: Accounts Interest Loans Prepaid expenses Total current assets Noncurrent assets: COP Issuance costs, net Capital assets: Nondepreciable assets Depreciable assets, net Total noncm rent assets 'Total assets LIABILITIES Current liabilities: Accounts payable Connection fees payable Interest payable Due to other funds Insurance claims payable Deferred revenue Long-term debt - due within one year Total cement liabilities Long-term liabilities: Long-term debt- due in more than a year Total long-term liabilities Total liabilities NET ASSETS Invested in capital assets, net of related debt Restricted Unrestricted Total net assets $ 1,525,792 $ 7,332,035 $ 8,455,418 42,726 - 694,328 - 22,611 - - 10,000 31,972 - 1,568,518 7,386,618 9,139,746 - 58,884 - 8,141,820 222,640 - 577,229 21,903,823 - 8,719,049 22,185,347 - 10,287,567 29,571,965 9,159,746 88,207 51,787 43,475 - 3,937 - 62,977 - - 175,409 - - 4,338,024 2,143 - - - 350,000 - 90,350 468,701 4,556,908 3,161,892 - 3,161,892 - 90,350 3,630,593 4,556,908 8,749,750 18,673,455 - - 418,421 - 1,447,467 6,849,496 4,602,838 $ 10,197,217 $ 25,941,372 $ 4,602,838 See accompanying Notes to Basic Financial Statements 34 City of San Rafael Statement of Revenues, Expenses and Changes in Retained Earnings Proprietary Funds For the year ended June 30, 2004 OPERATING REVENUES Charges for current services Refunds Connection fees Other operating revenues Total operating revenues OPERATING EXPENSES: Personnel Insurance premiums and claims Maintenance and repairs Sewage collection Sewage treatment Depreciation and amortization General and administrative Total operating expenses OPERATING INCOME (LOSS) NONOPERATING REVENUES (EXPENSES) Property taxes Aid from governmental agencies Investment income Interest expense Total nonoperating revenues INCOME (LOSS) BEFORE OTHER FINANCING SOURCES (USES) OTHER FINANCING SOURCES (USES): Contribution to City of San Rafael Proceeds from sale of assets Transfers in Transfers out Total other financing sources (uses) Net income (loss) RETAINED EARNINGS: Beginning of year End of year Discrete Component Major Fund Unit Governmental San Rafael Activities Parking Sanitation Internal Services District Service Funds $ 1,423,320 $ 5,776,012 $ 4,874,819 - - 428,647 - 35,425 - 884,112 - 1,436,521 2,307,432 5,811,437 6,739,987 1,003,344 - - - - 3,446,525 224,752 - 1,550,866 - 1,846,464 - - 2,185,680 - 40,701 909,938 - 270,644 169,832 2,370,020 1,539,441 5,111,914 7,367,411 767,991 699,523 (627,424) 591,078 - 154,919 - 29,534 75,739 198,805 - (180,091) - 29,534 641,645 198,805 797,525 1,341,168 (428,619) (5,732) - 38,360 100,000 (142,970) - (200,000) (142,970) (5,732) (61,640) 654,555 1,335,436 (490,259) 9,542,662 24,605,936 5,093,097 $ 10,197,217 $ 25,941,372 $ 4,602,838 See accompanying Notes to Basic Financial Statements 35 City of San Rafael Statement of Cash Flows Proprietary Funds For the year ended June 30, 2004 CASH FLOWS FROM OPERATING ACTIVITIES: Cash received from customers/other funds Cash payments to suppliers for goods and services Other operating revenues Net cash provided (used) by operating activities CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES: Property taxes Aid from governmental agencies Transfers in Transfers out Net cash provided (used) by noncapital financing activities CASH FLOWS FROM CAPITAL FINANCING ACTIVITIES: Cash paid for capital acquisitions Cash received from sale of assets Capital contribution to primary government Interest received from certificates of participation principal cash Principal payments on certificates of participation Interest paid on certificates of participation Net cash provided (used) by capital financing activities CASH FLOWS FROM INVESTING ACTIVITIES: Investment income Net cash provided (used) by investing activities Net increase (decrease) in cash and cash equivalents CASH AND CASH EQUIVALENTS: Beginning of year End of year RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES: Operating income (loss) Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation Changes in operating assets and liabilities: Accounts receivable Loans receivable Prepaid items Due to/ other funds Accounts payable Connection fees Insurance claims payable Deferred revenue Total adjustments Net cash provided (used) by operating activities See accompanying Notes to Basic Financial Statements Discrete Component Major Fund Unit Governmental San Rafael Activities Parking Sanitation Internal Services District Service Funds $ 1,406,107 $ 5,811,437 $ 6,827,729 (1,172,293) (1,006,714) (6,882,732) 613,468 (3,291,669) - 847,282 1,513,054 (55,003) 591,078 154,919 100,000 (142,970) - (200,000) (142,970) 745,997 (100,000) (295,333) (311,039) - 38,360 - (5,732) - - 7,806 - - (3,45,000) - - (157,011) - (295,333) (810,976) 38,360 29,534 74,728 200,706 29,534 74,728 200,706 438,513 1,522,803 84,063 1,087,279 5,809,232 8,371,335 $ 1,525,792 $ 7,332,035 $ 8,455,418 $ 767,991 $ 699,523 $ (627,424) 40,701 909,938 (17,213) (87,667) - (6,257) - 175,409 59,797 (80,087) (82,612) - (10,063) 567,291 (3,994) - - 79,291 813,531 572,421 $ 847,282 $ 1,513,054 $ (55,003) 36 NOTES TO BASIC FINANCIAL STATEMENTS 37 City of San Rafael Notes to Basic Financial Statements For the year ended June 30, 2004 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES The financial statements of the City of San Rafael (City) have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to governmental units. The Governmental Accounting Standards Board (GASB) is the accepted standard -setting body for establishing governmental accounting and financial reporting principles. A. Reporting Entity The City maintains a Council -Manager form of government and provides the following services: public safety (police and fire), public works, community development, library, parks, recreation, childcare, and general administrative services. As required by GAAP, these basic financial statements present the City (the primary government) and its component units. Component units generally are legally separate entities for which a primary government is financially accountable. Financial accountability ordinarily involves meeting both of the following criteria set forth in GASB Statement No. 14: the primary government is accountable for the potential component unit, and the primary government is able to impose its will upon the potential component unit, or there is a possibility that the potential component unit may provide specific financial benefits or impose specific financial burdens on the primary government. In addition to having the same governing board, the City is financially accountable for the San Rafael Redevelopment Agency and the San Rafael Joint Powers Financing Authority, and management activities of both entities are conducted by City staff. The two legally separate entities are, in substance, part of the City's operations and are, therefore, blended into the City's basic financial statements. The component units discussed in this note are included in the City's reporting entity because of the significance of its operational or financial relationships with the City. Each component unit has a June 30 year end. Separately issued component unit financial statements can be obtained at the City of San Rafael, Finance Division,1400 Fifth Avenue, Room 204, San Rafael, California 94901. Blended Component Units San Rafael Redevelopment Agency - The San Rafael Redevelopment Agency (Agency) was established under the provisions of the Community Redevelopment Law (California Health and Safety Code, commencing with Section 33000) primarily to assist in the clearance and rehabilitation of areas determined to be in a declining condition in the City. Financial activity of the Agency commenced in July 1983. Under the Agency's Redevelopment Plan (Plan), approved in November 1982, the Agency proposes to assist in the development of the property located in the central San Rafael business core and east San Rafael. The Agency receives incremental tax revenues on the developed property due to increases in assessed value. The Agency functions as an independent entity. The City Council serves as the governing board of the Agency. The Agency's assets, liabilities, revenues and expenditures (other than those applicable to its capital assets and long-term debt) are reported in the Fund Financial Statements. The Agency's capital assets and long-term debt are reported with the Governmental Activities in the Government -Wide Financial Statements. 38 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES, Continued A. Reporting Entity, Continued San Rafael joint P02oers Financing Authority - The San Rafael Joint Powers Financing Authority (Authority) was created by the City of San Rafael pursuant to Articles 1 and 2 of Chapter 5 of Division 7 of Title 1 of the Government Code of the State of California for the purpose of assisting in the financing and refinancing of certain assessment district activities of the City. All of the Authority's assets, liabilities, revenues and expenditures are reported in the Fund Financial Statements. The Agency's capital assets and long-term debt are reported with the Governmental Activities in the Government -Wide Financial Statements. Discretely Presented Component Unit San Rafael Sanitation District - The San Rafael Sanitation District (District) was formed in 1947 under Section 4700 of the California Health and Safety Code to provide wastewater transmission over the southern two-thirds of the City and adjacent unincorporated areas. The City contracts with the District to maintain the collection systems in the City and unincorporated areas. The District is governed by a three member Board of Directors who are appointed to four-year terms. The City Council of the City appoints two out of the three board members and has the ability to remove the two board members at will. The District's activities are reported as a discretely presented component unit in a separate column in the basic financial statements which includes the District's assets, liabilities, revenues, expenses, results of operations and cash flows. The District's fiscal year end is June 30 and its separately issued component unit financial statements can be obtained at Central Marin Sanitation Agency, Finance Department,1301 Andersen Drive, San Rafael, California 94901. B. Basis of Accounting and Measurement Focus The accounts of the City are organized on the basis of funds, each of which is considered a separate accounting entity with its own self -balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures or expenses. These funds are established for the purpose of carrying out specific activities or certain objectives in accordance with specific regulations, restrictions or limitations. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Government -Wide Financial Statements The City's Government -Wide Financial Statements include a Statement of Net Assets and a Statement of Activities and Changes in Net Assets. These statements present summaries of Governmental and Business - Type Activities for the City accompanied by a total column. A Discretely Presented Component Unit Activities column is presented after the total column. Fiduciary Activities of the City are not included in these statements. 39 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES, Continued B. Basis of Accounting and Measurement Focus, Continued The Government -Wide financial statements are presented on an "economic resources" measurement focus and the accrual basis of accounting. Accordingly, all of the City's assets and liabilities, including capital assets, as well as infrastructure assets, and long-term liabilities, are included in the accompanying Statement of Net Assets. The Statement of Activities presents changes in net assets. Under the accrual basis of accounting, revenues are recognized in the period in which they are earned while expenses are recognized in the period in which the liability is incurred. Certain types of transactions reported as program revenues for the City are reported in three categories: • Charges for services • Operating grants and contributions • Capital grants and contributions Certain eliminations have been made as prescribed by GASB Statement No. 34 in regards to interfund activities, payables and receivables. All internal balances in the Statement of Net Assets have been eliminated except those representing balances between the governmental activities and the business -type activities, which are presented as internal balances and eliminated in the total primary government column. In the Statement of Activities, internal service fund transactions have been eliminated; however, those transactions between governmental and business -type activities have not been eliminated. The following interfund activities have been eliminated: • Due to, Due from other funds • Transfers in, transfer out Governmental Fund Financial Statements Governmental fund financial statements include a Balance Sheet and a Statement of Revenues, Expenditures and Changes in Fund Balances for all major governmental funds and non -major funds aggregated. An accompanying schedule is presented to reconcile and explain the differences in net assets as presented in these statements to the net assets presented in the government -wide financial statements. The City has presented all major funds that met those qualifications. All governmental funds are accounted for on a spending or "current financial resources" measurement focus and the modified accrual basis of accounting. Accordingly, only current assets and current liabilities are included on the balance sheets. The Statement of Revenues, Expenditures and Changes in Fund Balances present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Under the modified accrual basis of accounting, revenues are recognized in the accounting period in which they become both measurable and available to finance expenditures of the current period. 40 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES, Continued B. Basis of Accounting and Measurement Focus, Continued Revenues are recorded when received in cash, except that revenues subject to accrual (generally 60 days after year-end) are recognized when due. The primary revenue sources, which have been treated as susceptible to accrual by the City, are property tax, taxpayer -assessed tax revenues (sales taxes, transient occupancy taxes franchise taxes, etc.), grant revenues and earnings on investments. Expenditures are recorded in the accounting period in which the related fund liability is incurred. Reconciliation of the Fund Financial Statements to the Government -Wide Financial Statements is provided to explain the differences created by the integrated approach of GASB Statement No. 34. Proprietany Fund Financial Statements Proprietary fund financial statements include a Statement of Net Assets, a Statement of Revenues, Expenses and Change in Net Assets, and a Statement of Cash Flows for all proprietary funds. Columns representing a discretely presented component unit and internal service funds are also presented in these statements. However, internal service balances and activities have been combined with the governmental activities in the government -wide financial statements. Proprietary funds are accounted for using the "economic resources" measurement focus and the accrual basis of accounting. Accordingly, all assets and liabilities (whether current or noncurrent) are included on the Statement of Net Assets. The Statement of Revenues, Expenses and Change in Fund Net Assets presents increases (revenues) and decreases (expenses) in total net assets. Under the accrual basis of accounting, revenues are recognized in the period in which they are earned while expenses are recognized in the period in which the liability is incurred. Operating revenues in the proprietary funds are those revenues that are generated from the primary operations of the fund. All other revenues are reported as nonoperating revenues. Operating expenses are those expenses that are essential to the primary operations of the fund. All other expenses are reported as nonoperating expenses. C. Interest Payable In the government -wide financial statements, interest payable of long-term debt is recognized as the liability is incurred for governmental fund types and proprietary fund types. In the fund financial statements, governmental fund types recognize the interest expenditures on long-term debt when payment is due. In the propriety fund types recognize the interest payable when the liability is incurred. D. Use of Restricted and Unrestricted Net Assets When an expense is incurred for purposes for which both restricted and unrestricted net assets are available, the City's policy is to apply restricted net assets first. 41 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES, Continued E. Cash, Cash Equivalents and Investments The City pools its available cash for investment purposes. The City considers pooled cash and investment amounts with original maturities of three months or less to be cash equivalents. In accordance with GASB Statement No. 31, Accounting and Financial Reporting for Certain Investments and for External Investment Pools, highly liquid market investments with maturities of one year or less at time of purchase are stated at amortized cost. All other investments are stated at fair value. Market value is used as fair value for those securities for which market quotations are readily available. The City participates in an investment pool managed by the State of California titled Local Agency Investment Fund (LAIF), which has invested a portion of the pool funds in Structured Notes and Asset - Backed Securities. LAIF's investments are subject to credit risk with the full faith and credit of the State of California collateralizing these investments. In addition, these Structured Notes and Asset -Backed Securities are subject to market risk as to change in interest rates. F. Short -Term Interfurid Reeeivables/Payables During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. These receivables and payables are classified as "due from other funds' or "due to other funds" on the balance sheet. Short-term loans are classified as interfund receivables or payables. G. Property Tax Levy Collection and Maximum Rates The State of California (State) Constitution Article XIIIA provides that the combined maximum property tax rate on any given property may not exceed one percent (1%) of its assessed value unless an additional amount for general obligation debt has been approved by voters. Assessed value is calculated at 100% of market value as defined by Article XIIIA and may be adjusted by no more than two percent (2%) per year unless the property is sold, transferred, or improved. The State Legislature has determined the method of distribution of receipts from a one percent (1%) tax levy among the counties, cities, school districts, and other districts. Marin County assesses, bills for, and collects property taxes as follows: Secured Unsecured Lien dates January 1 January 1 Levy dates July 1 July 1 Due dates 50% on November 1 and July 1 50% on February 1 Delinquent as of December 10 (for November) August 31 April 10 (for February) 42 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES, Continued G. Property Tax Levy Collection and Maximum Rates, Continued The term "unsecured" refers to taxes on personal property other than real estate, land, and buildings. These taxes are secured by liens on the property being taxed. Property taxes levied are recorded as revenue when received in the fiscal year of levy because of the adoption of the "alternate method of property tax distribution," known as the Teeter Plan, by the City and the County of Marin. The Teeter Plan authorizes the auditor -controller of the County of Marin to allocate 100% of the secured property taxes billed, but not yet paid. The County of Marin remits tax monies to the City in three installments, as follows: 55 % remitted on December 15 40% remitted on April 15 5% remitted on June 15 H. Taxpayer -Assessed Taxes Accrual In accordance with GASB Statement No. 22, Accounting for Taxpayer -Assessed Tax Revenues in Governmental Funds, the City recognizes taxpayer -assessed taxes in governmental funds as follows: Sales Taxes - The City accrues actual advances from the State Board of Equalization received in July and August of the subsequent fiscal year, as these amounts are both measurable and available to the City to meet its financial obligation for the current period. Public Safehl Sales Tax (Proposition 172 Sales Tax) - The City accrues July and August receipts of the public safety sales tax on the basis consistent with the accrual of regular sales taxes. Transient Occupancy Taxes - The City collects transient occupancy taxes on a quarterly basis. The taxes assessed for the quarter ended June 30 are due by July 31 of the subsequent fiscal year. The City accrues all transient occupancy taxes for the June 3001 quarter received subsequent to the fiscal year end. Gas Taxes - The City accrues gas taxes assessed for the month ended June 30, as these amounts are both measurable and available to the City a month after the fiscal year end. Franchise Fees - The City collects cable franchise fees on a quarterly basis and refuse franchise fees on a monthly basis. The taxes assessed for the quarter ended June 30 are due by July 31 of the subsequent fiscal year. The City accrues all franchise fees for the June 3001 period received subsequent to the fiscal year end. 43 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES, Continued L Capital Assets Capital assets, which include land, land improvements, buildings and structures, machinery and equipment, and infrastructure assets (e.g. bridges, sidewalks, and similar items), are reported in the applicable governmental or business -type activities in the Government -Wide Financial Statements. Capital assets are recorded at historical cost or estimated historical cost if actual cost is not available. Donated assets are valued at their estimated fair value on the date donated. City policy has set the capitalization threshold for reporting capital assets at the following: General Capital Assets $5,000 - $50,000 Infrastructure Capital Assets $25,000 - $250,000 For capital assets, depreciation is recorded on a straight-line basis over the estimated useful lives of the assets as follows: Buildings and Improvements 20 - 25 years Machinery and Equipment 4 -15 years Infrastructure 15 - 50 years GASB Statement No. 34 requires the inclusion of infrastructure capital assets in local governments' basic financial statements. In accordance with GASB Statement No. 34, the City has included the value of all infrastructure capital assets into its Basic Financial Statements using the Basic Approach for infrastructure reporting. The City defines infrastructure capital assets as the basic physical assets that allow the City to function. The assets include: Bridges • Street system Roadways Storm Drain System Each major infrastructure system can be divided into subsystems. For example, the street system can be subdivided into pavement, curb and gutters, sidewalks, medians, streetlights, and traffic control devices (signs, signals and pavement markings). These subsystems were not delineated in the Basic Financial Statements. The appropriate operating department maintains information regarding the subsystems. The accumulated depreciation, defined as the total depreciation from the date of construction/acquisition to the current date on a straight line method using industry accepted life expectancies for each infrastructure subsystem. The book value was then computed by deducting the accumulated depreciation from the original cost. 44 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES, Continued L Capital Assets, Continued Interest accrued during construction of capital assets, if any, is capitalized for the business -type activities and proprietary funds as part of the asset cost. The collection systems and facilities of the District are stated at cost less accumulated depreciation. Assets contributed have been recorded at the fair market value at the date received. Maintenance and repairs are charged to expense as incurred. Improvements are capitalized and depreciated over the remaining estimated useful lives of the related capital asset. Depreciation is computed using the straight-line method over the useful lives of the assets. A summary of the estimated useful lives of the capital assets of the District is as follows: Subsurface lines 50 years Sewage collection facilities 5 - 50 years General plant and administrative facilities 3 -15 years J. Long -Term Lease Accounting Capital assets acquired through long-term lease contracts are capitalized at the time the contract is executed. The related assets and liabilities are recorded in the appropriate activity. K. Compensated Absences The City accounts for compensated absences (unpaid vacation, sick leave, compensatory time, and administrative leave) expected to be currently payable as accrued payroll and benefits liability in the governmental funds to which they relate. The balance of the earned and vested, but unused, compensated absences expected to be paid subsequent to the end of the current fiscal year is recorded as a liability in the governmental activities of the Governmental -Wide Financial Statements. Effective July 2001, the requirement that employees hired before October, 1979 be eligible for a portion of unused sick leave was eliminated. No expenditure was recorded for these amounts. L. Claims and Judgments Claims and judgments are recognized as expenditures when it is probable that the liability has been incurred and the amount of the loss can be reasonably estimated. The expenditures are accounted for in the internal service funds. M. Appropriation Limit Under Article XIIIB of the California Constitution (the Gann Spending Limitation Initiative), the City is restricted as to the amount of annual appropriations from proceeds of taxes. For the fiscal year ended June 30, 2004, based on calculations by the City's management, proceeds of taxes did not exceed related appropriations. Further, Section 5 of Article XIIIB allows the City to designate a portion of fund balances for general contingencies to be used for any purpose. 45 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES, Continued N. Use of Estimates The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. O. Net Assets Government -Wide Financial Statements Invested in Capital Assets, Net of Related Debt - This amount consists of capital assets net of accumulated depreciation and reduced by outstanding debt that attributed to the acquisition, construction, or improvement of the assets. Restricted Net Assets - This amount is restricted by external creditors, grantors, contributors, or laws or regulations of governments. Unrestricted Net Assets - This amount is all net assets that do not meet the definition of "invested in capital assets, net of related debt" or "restricted net assets" as defined above. Fund Financial Statements Reservations of fund balances of governmental funds and net assets of proprietary funds are created to either satisfy legal covenants including State laws, that require a portion of the fund equity be segregated, or identify the portion of the fund equity not available for future expenditures. 2. CASH AND INVESTMENTS The City maintains a cash and investment pool, which includes cash balances and authorized investments of all funds, which the City Treasurer invests to enhance interest earnings. The pooled interest earned is allocated quarterly to each fund based on an average of quarterly opening and closing balances of cash and investments. A. Cash Deposits The carrying amounts of the City's cash deposits were $514,827 at June 30, 2004. Bank balances at June 30, 2004 were $2,449,082 which were fully insured and collateralized with securities held by the pledging financial institutions in the City's name as discussed below. The California Govenment Code requires California banks and savings and loan associations to secure the City's cash deposits by pledging securities as collateral. This Code states that collateral pledged in this manner shall have the effect of perfecting a security interest in such collateral superior to those of a general creditor. Thus, collateral for cash deposits is considered to be held in the City's name. 46 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 2. CASH AND INVESTMENTS, Continued B. Investments The market value of pledged securities must equal at least 110% of the City's cash deposits. California law also allows institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150% of the City's total cash deposits. The City may waive collateral requirements for cash deposits which are fully insured up to $100,000 by the Federal Deposit Insurance Corporation. The City, however, has not waived the collateralization requirements. The City is authorized by State statutes and in accordance with the City's Investment Policy (the Policy), adopted on December 15, 2003, to invest in the following: • U.S. Government Obligations • U.S. Government Agencies and Instruments • Repurchase Agreements • Bankers Acceptances • Commercial Paper • Medium -Term Corporate Notes • Certificates of Deposit • Negotiable Certificates of Deposit • California Local Agency Investment Fund (LAIF) • Mutual Funds C. Risk Category In accordance with GASB Statement No. 3, cash deposits and investments are categorized separately to give an indication of the level of risk assumed by the City. Cash deposits and investments not subject to such categorization under GASB Statement No. 3 are identified as "uncategorized." The City's cash deposits and investments are categorized in the following manner: Deposits Category 1 - Insured or collateralized with securities held by the entity or by its agent in the entity's name. Category 2 - Collateralized with securities held by the pledging financial institutions trust department or agent in the entity's name. Category 3 - Deposits which are uninsured or uncollateralized. 47 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 2. CASH AND INVESTMENTS, Continued C. Risk Category, Continued Investments Category 1 - Insured or registered or securities held by the entity or its agent in the entity's name Category 2 - Uninsured and unregistered, with securities held by the counterparty's trust department or agent in the entity's name. Categonl 3 - Uninsured and unregistered, with securities held by the counterparty, or by its trust department or agent, but not in the entity's name. Uncategorized - Certain cash deposits and investments are not subject to categorization under GASB Statement No. 3. The following is a summary of pooled cash and investments, including restricted cash and investments at June 30, 2004: Government -Wide Statement of Net Assets Business Governmental Type Activities Activities Total Total Cash and Investments $ 33,959,457 $ 1,525,792 $ 35,385,249 $ 35,385,249 Restricted Cash and Investments: Held by fiscal agents $ 11,054,473 $ - $ 11,054,473 $ 11,054,473 Total cash and investments $ 46,439,722 48 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 2. CASH AND INVESTMENTS, Continued C. Risk Category, Continued Pooled cash and investments were classified by risk category as follows at June 30, 2004: City Treasury: Demand Deposits: Cash Deposits Certificates of Deposit Total demand deposits Investments: Securities of U.S. Government Agencies Corporate Bonds and Notes Local Agency Investment Fund Total investments Total City Treasury Restricted Cash and Investments Held by Fiscal Agents Total Category Category Category Fair 1 2 3 Uncategorized Value $ 514,827 $ - $ - $ - $ 514,827 195,667 - - - 195,667 710,494 - - - 710,494 3,754,389 - - 3,754,389 6,048,370 - - 6,048,370 - - 24,871,996 24,871,996 9,802,759 - 24,871,996 34,674,755 $ 710,494 $ 9,802,759 $ - $ 24,871,996 $ 35,385,249 $ - $ - $ 11,054,473 $ - $ 11,054,473 $ 710,494 $ 9,802,759 $ 11,054,473 $ 24,871,996 $ 46,439,722 The City's investments with Local Agency Investment Fund (LAIF) at June 30, 2004, included a portion of the pool funds invested in Structured Notes and Asset -Backed Securities. These investments include the following: Structured Notes are debt securities (other than asset -backed securities) whose cash flow characteristics (coupon rate, redemption amount, or stated maturity) depend upon one or more indices and/or that have embedded forwards or options. Asset -Backed Securities, the bulk of i(Mich are mortgage -backed securities entitle them purchasers to receive a share of the cash flows from a pool of assets such as principal and interest repayments from a pool of mortgages (such as CMOs) or credit card receivables. As of June 30, 2004, the City had $24,871,996 invested in LAIF, which had invested 1.603% of the pool investment funds in Structured Notes and Asset -Backed Securities. The LAIF fair value factor of 0.998384177 was used to calculate the fair value of investments in LAIF. 49 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 2. CASH AND INVESTMENTS, Continued C. Risk Categornj, Continued Investments stated at fair value held in the City Treasury grouped by maturity date at June 30, 2004, are shown below: Maturity Fair Value Current to one year $ 28,287,576 One to two years 2,632,791 Two to three years 500,313 Three to four years 1,240,625 Four to five years 2,013,450 Total $ 34,674,755 D. Cash and Investments with Fiscal Agents The funds deposited with fiscal agents can be held in cash or invested in various securities. The fiscal agents can invest in securities as outlined in trust agreements, provided the investments are within the limits imposed by State statutes upon the entity. At June 30, 2004, cash and investments with fiscal agents totaling $11,054,473 were recorded at fair value. E. Component Unit — Sanitation District Cash and Investments All of the District's cash is deposited with the County of Mariri s pooled cash and investments account, except cash related to the certificates of participation which is invested in an open-end mutual fund held in trust by the District's custodial agent. The carrying amount and fair value of the pooled cash and investments account and the open-end mutual fund at June 30, 2004, amounted to $6,852,268 and $479,692, respectively, totaling $7,331,960. Both of these types of investments are not required to be categorized as to credit risk. Fair values for the pooled cash and investments were provided by the County of Marin as the pool's sponsor. The fair value of the open-end mutual fund was based upon the unit share price at June 30, 2004. Cash and investments at June 30, 2004, consisted of the following: Cash and investments $ 7,331,960 Petty cash 75 Total $ 7,332,035 Unrestricted cash: Cash $ 6,852,343 Restricted cash: Certificates of participation 479,692 Total $ 7,332,035 50 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 3. LOANS RECEIVABLE The City had the following loans receivable at June 30, 2004: Government Wide Financial Statements Fund Financial Statements Governmental Governmental Internal Activities Funds Service Funds Loan to City Manager $ 334,274 $ 334,274 $ - Employees' Computer Loans 15,618 15,618 - Marin Housing Development 90,173 90,173 - Centertown Associates 225,536 225,536 - One "H " Street Associates 82,857 82,857 - Muir Terrance Homes - 21,726 - Marin Bocce Federation - 25,000 - ORCA Swim Club 10,000 - 10,000 Total $ 758,458 $ 795,184 $ 10,000 On August 1, 1996, the City made a 30-year loan to the City Manager in the amount of $392,040, at an interest rate equivalent to the Local Agency Investment Fund interest rate, for the purchase of a home. The loan is secured by a Deed of Trust. The principal and interest are payable monthly commencing September 1, 1996 through August 31, 2026. The outstanding balance at June 30, 2004 was $334,274. Effective February 1, 2000, the City agreed to loan employees up to $2,500 for the purchase of computer hardware and software. The loan program, which stipulates that employees may not have more than one loan outstanding, provides financial assistance from the City in the form of a no interest loan repaid through automatic payroll deductions. The outstanding balance at June 30, 2004 was $15,618. Original balance was $100,000 from Marin Housing Development at 0% interest rate. All principal and interest shall be due on January 30, 2005. The outstanding balance at June 30, 2004 was $90,173. Original balance was $303,000 loan from Centertown Associates, Ltd. at 3% interest rate due semiannually. The final payment is due on July 31, 2065. The outstanding balance at June 30, 2004 was $225,536. $100,000 loan from One "H" Street Associates at 0% interest rate with annual payments of $2,857 and with final payment due January 18, 2034. The loan is in connection with the affordable housing project located at One "H" Street. The outstanding balance at June 30, 2004 was $82,857. In April 1996, Muir Terrace Homes entered into agreement with the City to defer all development fee payments except the Traffic Mitigation fee which is waived for the Below Market Rate units. The payments are due when the developer has sold all the units for low -mod income housing. The outstanding balance at June 30, 2004 was $21,726. h2 the Government -Wide Financial Statements, the receivable and deferred revenues are eliminated. 51 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 3. LOANS RECEIVABLE, Continued The City entered into an interest free loan with the Marin Bocce Federation to finance the San Rafael Bocce Center projects. The loan is due in annual installments, due by June 30 of each year in the amount of $5,000. The outstanding balance at June 30, 2004 was $25,000. In the Government -Wide Financial Statements, the receivable and deferred revenues are eliminated. On February 19, 2002 the City of San Rafael entered into an agreement with the ORCA Swim Club to purchase new competitive swim equipment for the Club. The Club will reimburse the City for $18,000 of the equipment cost. $3,000 was paid off by the Club in September 2002, and the remaining balance at June 30, 2004 of $10,000 will be paid in full by 2005 in two equal annual installments. 4. INTERFUND TRANSACTIONS A. Due FronvTo Other Funds As of June 30, 2004, balances of due from/ other funds were as follows: General Fund w Non -Major Governmental Funds �Ow Q Total B. Transfers Due To Other Funds Park Internal Sewer Capital Service Funds Maintenance Projects Total $ 254,396 $ 204,702 $ 175,409 $ 634,507 - 25,000 - 25,000 $ 254,396 $ 229,702 $ 175,409. $ 659,507 Transfers for the year ended June 30, 2004, were as follows: Major Funds: General Fund O Sewer Maintenance N w Non -Major Governmental Funds Parking Services Enterprise Fund I" hrternal Service Funds Total Transfers In Major Funds Non -Major Internal General Governmental Service Fund Funds Funds Total $ - $ 3,680,818 $ - $ 3,680,818 88,400 - - 88,400 274,620 836,060 100,000 1,210,680 102,970 40,000 - 142,970 200,000 - - 200,000 $ 665,990 $ 4,556,878 $ 100,000 $ 5,322,868 52 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 5. CAPITAL ASSETS A. Government -Wide Financial Statements At June 30, 2004 the City's capital assets consisted of the following: Discrete Goverrunental Business -Type Component Activities Activities Total Unit Non -depreciable assets: Land $ 81,455,082 $ 7,661,071 $ 89,116,153 $ 115,329 Construction in process 11,941,122 480,749 12,421,871 107,311 Total non -depreciable assets 93,396,204 8,141,820 101,538,024 222,640 Depreciable assets: Land improvements 7,419,678 - 7,419,678 - Buildings mid structures 24,751,954 1,163,000 25,914,954 - Maclunery and equipment 13,406,433 218,357 13,624,790 - Infrastructure 166,408,256 - 166,408,256 - Subsurface lines - - - 12,152,655 Sewage collection facilities - - - 25,375,456 General plant and administration - - - 98,535 211,986,321 1,381,357 213,367,678 37,626,646 Less accumulated depreciation (80,037,779) (804,128) (80,841,907) (15,722,823) Total depreciable assets, net 131,948,542 577,229 132,525,771 21,903,823 Total capital assets $ 225,344,746 $ 8,719,049 $ 234,063,795 $ 22,126,463 53 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 5. CAPITAL ASSETS, Continued A. Government -Wide Financial Statements, Continued The following is a summary of capital assets for governmental activities for the year ended June 30, 2004: Governmental Activities: Capital assets, not being depreciated: Land Construction in progress Total capital assets, not being depreciated Capital assets, being depreciated: Land improvements Buildings and structures Machinery and equipment Infrastructure Total capital assets, being depreciated Accumulated depreciation: Land improvements Buildings and structures Maclnery and equipment Infrastructure Total accumulated depreciation Total capital assets, being depreciated, net Governmental activities capital assets, net Balance Reclassification/ July 1, 2003 Additions $ 80,683,347 $ 771,735 $ 7,639,803 4,301,319 88,323,150 5,073,054 Balance Retirements June 30, 2004 - $ 81,455,082 - 11,941,122 - 93,396,204 7,327,523 92,155 - 7,419,678 24,642,085 109,869 - 24,751,954 11,821,301 1,585,132 (341,321) 13,065,112 164,763,888 1,644,368 - 166,408,256 208,554,797 3,431,524 (341,321) 211,645,000 (2,241,154) (274,647) - (2,515,801) (4,427,319) (580,482) - (5,007,801) (6,024,237) (933,653) 341,321 (6,616,569) (60,910,330) (4,645,957) - (65,556,287) (73,603,040) (6,434,739) 341,321 (79,696,458) 134,951,757 (3,003,215) - 131,948,542 $ 223,274,907 $ 2,069,839 $ - $ 225,344,746 Depreciation expense by program for capital assets for the year ended June 30, 2004 were as follows: General government $ 145,406 Public safety 523,666 Public works and parks 4,541,972 Community development/redevelopment 34,670 Culture and recreation 279,025 Total depreciation expense $ 5,524,739 54 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 5. CAPITAL ASSETS, Continued A. Government -Wide Financial Statements, Continued The following is a summary of capital assets for business -type activities: Business -type Activities: Capital assets, not being depreciated: Land Construction in progress Total capital assets, not being depreciated Capital assets, being depreciated: Buildings and structures Machinery and equipment Total capital assets, being depreciated Accumulated depreciation: Buildings and structures Machinery and equipment Less accumulated depreciation Total capital assets, being depreciated, net Business -type activities capital assets, net Balance July 1, 2003 Reclassification/ Additions Retirements $ 7,661,071 $ - 195,416 285,333 7,856,487 285,333 1,163,000 - 208,357 10,000 1,371,357 10,000 (674,650) (23,260) (88,777) (17,441) (763,427) (40,701) 607,930 (30,701) Balance June 30,2004 $ $ 7,661,071 480,749 - 8,141,820 1,163,000 218,357 - 1,381,357 - (697,910) - (106,218) (804.128) 577,229 $ 8,464,417 $ 254,632 $ - $ 8,719,049 Depreciation expense for Business -type activities was $40,701 for the year ended June 30, 2004. 55 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 5. CAPITAL ASSETS, Continued A. Government -Wide Financial Statements, Continued A summary of the District's fixed assets at June 30, 2004, follows: Capital assets, not being depreciated: Land Construction in progress Total capital assets, not being depreciated Capital assets, being depreciated: Subsurface lines Sewage collection facilities General plant and administration Total capital assets, being depreciated Accumulated depreciation: Subsurface lines Sewage collection facilities General plant and administration Less accumulated depreciation Total capital assets, being depreciated, net Balance Reclassification/ Balance July 1, 2003 Additions Retirements June 30, 2004 $ 115,329 $ - $ - $ 115,329 1,180,647 262,897 (1,336,233) 107,311 1,295,976 262,897 (1,336,233) 222,640 12,152,655 - - 12,152,655 24,039,223 1,336,233 - 25,375,456 50,393 48,142 - 98,535 36,242,271 1,384,375 - 37,626,646 (7,063,912) (228,821) - (7,292,733) (7,720,513) (669,104) - (8,389,617) (36,774) (3,699) - (40,473) (14,821,199) (901,624) - (15,722,823) 9l D] n79 AR9711 - 91 OM R" Capital assets, net $ 22,717,048 $ 745,648 $ (1,336,233) $ 22,126,463 Depreciation expense for the District was $901,624 for the year ended June 30, 2004. 56 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 6. LONG-TERM DEBT Long-term debt outstanding at June 30, 2004, was as follows: Balance Balance Due in Due in More July 1, 2003 Additions Deletions Tune 30, 2004 One Year Than One Year San Rafael joint Powers Financing Authority: 1997 Authority Revenue Bonds $ 2,820,000 $ - $ (480,000) $ 2,340,000 $ 490,000 $ 1,850,000 2003 Authority Lease Revenue Bonds 7,605,000 7,605,000 7,605,000 Total revenue bonds 10,425,000 (480,000) 9,945,000 490,000 9,455,000 San Rafael Redevelopment Agency Tax Allocation Bonds: Series 1999 21,369,004 - (575,000) 20,794,004 605,000 20,189,004 Series 2002 23,545,000 (1,100,000) 22,445,000 1,120,000 21,325,000 Total tax allocation bonds 44,914,004 (1,675,000) 43,239,004 1,725,000 41,514,004 Special Assessment Bonds (with governmental commitment) Peacock Gap Refunding 585,000 - (190,000) 395,000 190,000 205,000 Mariposa Road Assessment 95,000 (15,000) 80,000 15,000 65,000 Total special assessment bonds 680,000 (205,000) 475,000 205,000 270,000 Note Payable 169,000 - - 169,000 - 169,000 Capitalized Lease Obligations 26,594 668,134 (10,775) 68%953 137,731 546,222 Compensated Absences 4,213,137 - (65,510) 4,147,627 691,271 3,456,356 Total long-term debt $ 60,427,735 $ 668,134 $ (2,436,285) $ 58,659,584 $ 3,249,002 $ 55,410,582 Discrete Component Unit - San Rafael Sanitation District: 2001 Certificates of Participation $ 3,828,923 $ $ (317,031) $ 3,511,892 $ 350,000 $ 3,161,892 A. 1997Authority Revenue Bonds -Original Issue $5,250,000 On January 28, 1997, the Authority issued the 1997 Authority Revenue Bonds in the amount of $5,250,000 bearing interest at rates from 4.00% to 6.00%. The proceeds of the bonds were used to consolidate and refund the previously issued Limited Obligation Refunding Bonds. The bonds mature annually each September 2 from 1997 to 2011, in amounts ranging from $20,000 to $555,000. Interest is payable semiannually on March 2 and September 2. The bonds are subject to redemption on any March 2 or September 2 in advance of maturity at the option of the City upon payment of the principal and interest accrued thereon to the date of redemption, plus a redemption premium ranging from 2.00% to 5.00%. Revenues from the repayment of the Refunding Bonds and the reserve account are utilized to meet debt service requirements of the Revenue Bonds. The Refunding Bonds are secured by unpaid reassessments confirmed against private property within the Reassessment District. The outstanding balance of the bonds was $2,340,000 as of June 30, 2004. 57 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 6. LONG-TERM DEBT, Continued A. 1997Authority Revenue Bonds -Original Issue $5,250,000, Continued The annual debt service requirements on these bonds are as follows: Year Ending June 30, Principal 2005 $ 490,000 2006 515,000 2007 215,000 2008 200,000 2009 210,000 2010-2012 710,000 Interest Total $ 139,741 $ 629,741 108,004 623,004 84,647 299,647 71,034 271,034 57,341 267,341 78,647 788,647 Total $ 2,340,000 $ 539,414 $ 2,879,414 B. 2003 Authority Lease Revenue Bonds -Original Issue $7,605,000 On March 26, 2003, the Authority issued the 2003 Authority Lease Revenue Bonds in the amount of $7,605,000 bearing interest at rates from 3.00% to 4.70%. The proceeds of the bonds were provided for the design and construction of a new public parking garage. The bonds mature annually each April 1 from 2006 to 2023, in amounts ranging from $150,000 to $290,000. Interest is payable semiannually on April 1 and October 1. The bonds maturing on or after April 1, 2011 are subject to optional redemption prior to maturity on or after April 1, 2010 at the option of the City, as a whole on any date. The Lease Revenues are secured by lease payments made by the City to the Authority for leasing the City facilities. The outstanding balance of the bonds was $7,605,000 as of June 30, 2004. The annual debt service requirements on these bonds are as follows: Year Ending June 30, Principal Interest Total 2005 $ - $ 345,566 $ 345,566 2006 150,000 345,566 495,566 2007 155,000 341,066 496,066 2008 160,000 336,416 496,416 2009 165,000 331,616 496,616 2010-2014 920,000 1,567,830 2,487,830 2015-2019 1,125,000 1,364,837 2,489,837 2020-2024 1,395,000 1,089,612 2,484,612 2025-2029 1,770,000 715,500 2,485,500 2030-2033 1,765,000 226,000 1,991,000 Total $ 7,605,000 $ 6,664,009 $ 14,269,009 58 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 6. LONG-TERM DEBT, Continued C. 1999 Tax Allocation Bonds -Original Issue $23,504,004 On June 16, 1999, the Agency issued Tax Allocation Bonds in the amount of $23,504,004. The bonds were issued as Current Interest Bonds in the aggregate principal amount of $21,115,000 and as Capital Appreciation Bonds in the original amount of $2,389,004. The proceeds of the bonds were used to finance certain redevelopment activities of benefit to the Agency's Central San Rafael Redevelopment Project Area. The Current Interest Bonds mature annually each December 1 from 2000 to 2022, in amounts ranging from $560,000 to $1,460,000 and bear interest at rates ranging from 4.50% to 5.00%. Interest is payable semiannually on June 1 and December 1. The Current Interest Bonds maturing on or after December 1, 2008, are subject to optional redemption prior to maturity, in whole or in part, either in inverse order of maturity or on a pro rata basis among maturities, on any date on or after December 1, 2007, at a price equal to the principal amount, plus accrued interest on the redemption date, plus a premium ranging from 0.00% to 2.00%. The Capital Appreciation Bonds mature annually after December 1 from 2018 to 2022, in amounts ranging from $1,440,000 to $2,070,000 and bear interest at rates ranging from 5.58% to 5.60%. Interest on the Capital Appreciation Bonds will compound on each interest premium date and will be payable solely at maturity. The bonds are secured, on parity with the 1992 and 1995 bonds, by a pledge and lien on tax revenues and amounts on deposit in certain funds and accounts held by the fiscal agent. The outstanding balance of the bonds was $20,794,004 as of June 30, 2004. The annual debt service requirements on these bonds are as follows: Year Encling June 30, Principal Interest Total 2005 $ 605,000 $ 894,856 $ 1,499,856 2006 630,000 865,525 1,495,525 2007 665,000 834,769 1,499,769 2008 695,000 8OZ469 1,497,469 2009 730,000 768,625 1,498,625 2010-2014 4,225,000 3,260,469 7,485,469 2015-2019 5,919,593 2,062,625 7,982,218 2020-2024 7,324,411 559,750 7,884,161 Total $ 20,794,004 $ 10,049,088 $ 30,843,092 59 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 6. LONG-TERM DEBT, Continued D. 2002 Tax Allocation: Refunding Bonds - Original Issue $25,020,000 On October 9, 2002, the Agency issued Tax Allocation Refunding Bonds in the amount of $25,020,000. The proceeds of the bonds were used to refund the 1992 Tax Allocation Refunding Bonds and the 1995 Tax Allocation Bonds. The bonds mature annually each December 1 from 2002 to 2018, in amounts ranging from $540,000 to $1,920,000 and bear interest at rates ranging from 2.00% to 5.25%. Interest is payable serniarumally on June 1 and December 1. The Bonds maturing on or after December 1, 2013, are subject to optional redemption prior to maturity, in whole or in part, either in inverse order of maturity or in inverse order of maturity and by lot within any one maturity date, on any date on or after December 1, 2012, at a price equal to the principal amount, plus accrued interest on the redemption date. The bonds are payable from tax revenues to be derived from the redevelopment activities of the Agency related to the Central San Rafael Redevelopment Project Area. The outstanding balance of the bonds was $22,445,000 as of June 30, 2004. The annual debt service requirements on these bonds are as follows: Year Ending June 30, Principal Interest Total 2005 $ 1,120,000 $ 947,225 $ 2,067,225 2006 1,145,000 924,575 2,069,575 2007 1,165,000 901,475 2,066,475 2008 1,195,000 876,381 2,071,381 2009 1,235,000 835,149 2,070,149 2010-2014 7,130,000 3,219,480 10,349,480 2015-2019 7,685,000 1,222,100 8,907,100 2020-2021 1,770,000 114,964 1,884,964 Total $ 22,445,000 $ 9,041,349 $ 31,486,349 E. Peacock Gap Reassessment District Limited Obligation Refunding Improvement Bonds - Original Issue $2,405,000 On October 7,1993, the City issued Limited Obligation Refunding Improvement Bonds for the Peacock Gap Reassessment District in the amount of $2,405,000. The proceeds of the bonds were used to constitute a trust fund for the redemption and payment of principal and 'interest on the City of San Rafael Improvement Bonds of the Peacock Gap Improvement District, dated September 4, 1984. Interest is payable semi- annually on each March 2 and September 2, commencing March 2, 1994, at rates ranging from 4.00% to 5.75 %. As of June 30, 2004, the outstanding balance of the bonds was $395,000. The annual debt service requirements on these bonds are as follows: Year Ending June 30, Principal Interest Total 2005 $ 190,000 $ 17,490 $ 207,490 2006 205,000 6,038 211,038 Total $ 395,000 $ 23,528 $ 41.8,528 RE City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 6. LONG-TERM DEBT, Continued F. Mariposa Road Assessment District Limited Obligation Improvement Bonds -Original Issue $233,688 On January 6, 1993, the City issued Limited Obligation Refunding Improvement Bonds for the Mariposa Road Assessment District in the amount of $233,688. The proceeds of the bonds were used to finance the grading and paving of Mariposa Road, to fund a Reserve Fund, and to pay the costs of issuance on the bonds. The bonds are issued as Serial Bonds and mature in various amounts on each September 2 commencing September 2, 1994 and ending September 2, 2008. Interest shall be payable commencing on March 2,1993, and semiannually thereafter on September 2 and March 2 of each year until maturity, at rates ranging from 4.50% to 6.90%. As of June 30, 2004, the outstanding balance of the bonds was $80,000. The annual debt service requirements on these bonds are as follows: Year Ending June 30, Principal Interest Total 2005 $ 15,000 $ 4,958 $ 19,958 2006 15,000 3,946 18,946 2007 15,000 2,926 17,926 2008 15,000 1,898 16,898 2009 20,000 690 20,690 Total $ 80,000 $ 14,418 $ 94,418 G. Defeased Bonds On October 9, 2002, the Agency issued Tax Allocation Refunding Bonds in the amount of $25,020,000. The proceeds of the bonds were used to refund and defease the outstanding principal of $14,115,000 and $7,445,000 of the 1992 Refunding Bonds and 1995 Tax Allocation Bonds respectively. The bonds have been 100% defeased and the liability has been removed from the Long -Term Debt. The balance of the defeased bonds outstanding was paid in full during the fiscal year. H. Note Payable At June 30, 2004, Notes Payable consisted of a $169,000 promissory note bearing interest at 8% with principal and accrued interest due and payable in November 2024. The note was assumed to finance the purchase of certain property by the Agency. 61 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 6. LONG-TERM DEBT, Continued L Capitalized Lease Obligations The City leased two copiers. Copier one is in the amount of $16,800. The monthly lease payment is $280 for five years. The lease expired in 2004. Copier two is in the amount of $11,880. The monthly lease payment is $198 for five years. The lease expires in 2006. The City leased furniture in the amount of $30,939. The monthly lease payment of $619 for five years started in July 2000. The lease expires in 2006. The City leased two fire trucks in the amount of $668,134. The amrual lease payment of $72,295 for five years starts in September 2004. The lease expires in 2009. The future minimum lease obligations are due as follows: Year Ending June 30, Copiers 2005 $ 4,644 $ 2006 2007 2008 2009 Minimum lease payments Less amount representing interest Present value of minimum lease payments J. Compensated Absences 3,012 7,656 Furniture Trucks Total 7,093 $ 125,994 $ 137,731 1,070 129,700 133,782 - 133,514 133,514 - 137,442 137,442 - 141,484 141,484 8,163 668,134 683,953 (1,080) (265) (1,345) $ 6,576 $ 7,898 $ 668,134 $ 682,608 The City accrues a liability for vested and unpaid compensated absences (accrued vacation, sick leave, compensatory time and administrative leave). The amount expected to be paid subsequent to the fiscal year end was $3,456,356. The current portion of this liability amounted to $691,271 for all funds, with a combined total of $4,147,627 at June 30, 2004. 62 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 6. LONG-TERM DEBT, Continued K. Discrete Component Unit - San Rafael Sanitation District - 2001 Certificates of Participation - Original Issue $4,710,000 The District and its Financing Corporation on May 1, 2001 issued $4,710,000 of Certificates of Participation at discount of $35,121. The certificates are to be used (1) to refund in whole the outstanding Series 1991 Certificates of Participation, (2) to finance the District's share of a new construction corporation yard, (3) to fund in whole or in part, a reserve fund for the certificates, and (4) to pay certain costs of issuing the certificates. The certificates are fully registered with principal due annually on August 1 and interest payable semiannually on February 1 and August 1. The certificates are subject to optional prepayment on any date on or after August 1, 2009. Terms of the Trust Agreement call for a premium at 101% to exercise optional prepayment between August 1, 2009 and July 31, 2010, and no premium August 1, 2010 and after. The transaction advance refunded the 1991 Certificates by placing an amount in an irrevocable escrow fund sufficient to retire the debt on August 1, 2001, terminating and legally defeasing the 1991 Certificates. The excess of the reacquisition price over the net carrying amount of the debt defeased resulted in a deferred amount on refunding of $250,973. The deferred amount on refunding as well as the discount are carried as a reduction of the certificates of participation to be amortized on a straight-line basis over the life of the new debt as a component of interest expense. The transaction reduced total cash out flows by $44,969 and resulted in an economic gain of $263,736. The annual debt service requirements on these bonds are as follows: Year Ending June 30, Principal Interest Total 2005 $ 350,000 $ 145,020 $ 495,020 2006 365,000 132,142 497,142 2007 380,000 118,170 498,170 2008 395,000 103,050 498,050 2009 410,000 86,745 496,745 2010-2012 1,810,000 140,810 1,950,810 Total $ 3,710,000 $ 725,937 $ 4,435,937 Total debt outstanding as of June 30, 2004, net of discounts and deferred amount on refunding were as follows: Principal outstanding at June 30, 2003 $ 3,710,000 Less: Discount (24,672) Deferred amount on refunding (173,436) Net bonds outstanding at June 30, 2004 $ 3,511,892 The City complied with all significant bond covenants relating to reserve and sinking fund requirements, proof of insurance and budgeted revenue and maintenance costs. 63 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 7. NON -CITY OBLIGATIONS The following bond issues are not reported in the City's financial statements because they are special obligations payable solely from and secured by specific revenue sources described in the resolutions and official statements of the respective issues. Neither the faith and credit nor the taxing power of the City, the Agency, the State of California or any political subdivision thereof, is pledged for payment of these bonds. Project Original Outstanding Description Amount June 30, 2004 San Rafael Redevelopment Agency 162-175 Belvedere Multifamily Housing Revenue Bonds Apartments $ 3,590,529 $ 1,453,645 California Statewide Communities Development Authority Revenue Bonds St. Marks School 5,605,000 5,605,000 San Rafael Redevelopment Agency Variable Rate Denumd Multifamily 55 Fairfax Housing Revenue Bonds Apartments 3,000,000 3,000,000 San Rafael Redevelopment Agency San Rafael Commons Multifamily I Iousing Revenue Bonds-2001 Apartments 6,100,000 6,100,000 City of San Rafael Kaiser Foundation Variable Rate Revenue Bonds Hospitals 275,000,000 275,000,000 8. FUND BALANCES RESERVATIONS AND DESIGNATIONS Fund balances consist of reserved and unreserved amounts. Reserved fund balances represent that portion of a fund balance which has been appropriated for expenditure or is legally segregated for a specific future use. The remaining portion is unreserved fund balances. Portions of unreserved fund balances may be designated to indicate tentative plans for financial resource utilization in a future period, such as for general contingencies or capital projects. Such plans or intent are subject to change, have not been legally authorized and may not result in expenditures. 64 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 8. FUND BALANCES RESERVATIONS AND DESIGNATIONS, Continued A detailed schedule of the fund balances at June 30, 2004, is shown as follows: Major Funds Capital Special Revenue Projects Traffic and I-lousehold Park Non -Major Redevelopment Housing Hazmat Sewer Capital Govenunental General Agency Mitigation Facility Maintenance Projects Funds Total Reserved: Encumbrances $ 10,689 $ - $ - $ - $ - $ - $ - S 10,689 Petty cash 3,487 - - - - - - 3,487 General plan 22,085 - - - - - - 22,085 Department savings 224,906 - - - - - - 224,906 Employee M.O.U. 376,535 - - - - - - 376,535 Loans rceeivable 334,274 325,156 - - - - 25,000 684,430 Debt service - 31,872 - - - - 1,734,630 1,766,502 Improvement projects 43,606 16,243,437 - - - 176,312 1,760,361 18,223,716 Infomuation systems projects 199,699 - - - - - - 199,699 Equipment teplacement - - - 21,100 - - - 21,100 Buildings and structures - - - 40,000 - - - 40,000 Facility closures - - - 50,000 - - - 50,000 Assessment distnicts/open space 67,286 - - - - - 361,879 429,165 Mello Roos assessment - - - - - - 450,000 450,000 Educational Revenue Augmentation Fund 168,469 - - - - - - 168,469 'traffic Mitigation - - 9,901,450 - - - - 9,901,450 Housing - 1,350,000 - - - - - 1,350,000 Total reserved 1,451,036 17,950,465 9,901,450 111,100 - 176,312 4,331,870 33,922,233 Unreserved, Designated: Emergency and cash flow 3,417,216 - - - - - 155,129 3,572,345 Library/endowments - - - - - - 472,578 472,578 Public safety - - - - - - 320,993 120,993 Grant projects - - - - - - 770,545 770,545 Park projects - - - - - - 675,664 675,664 Gas tax projects - - - - - - 1,342,905 1,342,905 Street projects - - - - 19,509 - 1,175,843 1,195,352 Total designated 3,417,216 - - - 19,509 - 4,713,657 8,150,382 Unreserved, Undesignated 828,936 - 82,857 362,471 - 395,554 1,669,818 Total $ 5,697,188 $17,950,465 $ 9,984,307 $ 473,571 $ 19,509 $ 176,312 $ 9,441,081 $43,742,433 65 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 9. EXCESS OF EXPENDITURES OVER APPROPRIATIONS The following funds had departmental expenditures in excess of budget. Sufficient revenues were available to fund these expenditures: Major Funds: General Fund Sewer Maintenance Park Capital Projects Non -Major Funds: Recreation Revolving Street Maintenance and Cleaning Library Stormwater Peacock Gap Assessment District Capital Improvement Total Appropriations Expenditures Excess $ 38,113,205 $ 38,545,258 $ 432,053 1,001,478 1,037,657 36,179 28,000 236,412 208,412 2,606,169 2,816,233 210,064 1,754,686 2,709,494 954,808 203,410 263,582 60,172 1,742,366 2,060,994 318,628 223,380 239,353 15,973 146,000 1,174,794 1,028,794 $ 45,818,694 $ 49,083,777 $ 3,265,083 General Fund - General plan costs, which are covered by building fees, were budgeted in prior years but spent in the current year. Sewer Maintenance - Higher medical insurance costs and higher than expected retirement costs contributed to the excess expenditures. Park Capital Projects - The Gerstle Park renovations budgeted in previous years was spent in the current year. Recreation Revolving - The Terra Linda Community Center and Aquatics' programs exceeded expectations resulting in higher costs (salary with related fringe benefits, pool chemicals, and contractual services) to operate the pool and facility for the year. Street Maintenance and Cleaning - Capital projects, like Traffic Signal Management System, 2nd Street Rehabilitation, and Sidewalk Replacement, were funded and budgeted in prior years but the actual expenditures occurred in the current year. Library - Audio and video materials, which is funded through audio and video rentals, were purchased in the current year. Stormwater - Pump station improvements budgeted in the previous year was spent in the current year. Peacock Gap Assessment District - The City's portion of the Archdiocese's assessment attributed to the improvement of San Pedro Road not budgeted in the current year. Capital Improvement - Costs for special projects and capital projects that were budgeted in prior years was spent in the current year. 66 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 10. EMPLOYEES' RETIREMENT PLAN A. Plan Description The City contributes to the Marin County Employees' Retirement Fund (Fund). All full-time and permanent part-time employees who work at least 75% of a full time position are eligible to participate. The fund is an agent multiple -employer defined benefit retirement plan that acts as a common investment and administrative agent for various local governmental agencies within the County of Marin. The Fund provides retirement, disability, and death benefits based on the employee's years of service, age, and final compensation. Employees vest after five years of service and are eligible to receive retirement benefits after 10 years of service and having attained the age of 50, or 30 years of service (20 years for safety employees) regardless of age. These benefits provisions and all other requirements are established under the County Employees Retirement Law of 1937. The City's retirement plan is included in a separately issued report from the Marin County Employees' Retirement Fund, which can be obtained from Marin County Employees' Retirement Association, 3501 Civic Center Drive, Room 408, Civic Center, San Rafael, CA 94903. B. Funding Policy The funding policy of the Fund provides for actuarially determined periodic contributions by the City at rates such that sufficient assets will be available to pay Fund benefits when due. The City contributed 13.16% of payroll to the Fund for public safety personnel and 9.77% for other covered employees for the year ended June 30, 2004. The City, due to a collective bargaining agreement, also has a legal obligation to contribute full share of the employees' contribution up to a maximum of 3% of payroll for safety employees and non -safety employees. Employees have an obligation to contribute the remaining portion. C. Annual Pension Cost The City's annual pension cost to the Fund for the year ended June 30, 2004, of $3,879,356 was equal to the City's required and actual contributions. The annual required contribution was determined as part of the actuarial valuation performed as of June 30, 2004. The employer rates for normal cost is determined using the Entry Age Normal Actuarial Cost Method, a projected benefit cost method. It takes into account those benefits that are expected to be earned in the future as well as those already accrued. The significant assumptions used in the 2001 actuarial valuation include an assumed rate of return on investment assets of 8.25%, and annual payroll increases reflecting 4.25% for inflation and approximately range of 0.54% to 6.62% for merit and longevity. Actual rate of return on investment was a loss of 9.7% and payroll increased 6.10%. The actuarial value of assets was determined using techniques that smooth the effects of short-term volatility in the market value of investments over a period of five years. The Fund also uses the level percentage -open method to amortize the unfunded actuarial liability which was revised to sixteen years left in the amortization period. It is assumed that payroll increases at an annual inflation rate of 4.25% over the amortization period. 67 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 10. EMPLOYEES' RETIREMENT PLAN, Continued D. Three -Year Historical Trend Information Fiscal Year Annual Pension Percentage of Ending Cost (APC) APC Contributed 6/30/2002 $ 2,880,000 100% 6/30/2003 3,349,490 100% 6/30/2004 3,879,356 100% Net Pension Obligation 11. PUBLIC AGENCY RETIREMENT SYSTEM (DEFINED CONTRIBUTION RETIREMENT PLANS) The City contributes to the Public Agency Retirement System (PARS), which is a defined contribution retirement plan. A defined contribution retirement plan provides retirement benefits in return for services rendered, provides an individual account for each participant, and specifies how contributions to the individual's accounts are to be determined instead of specifying the amount of benefits the individual is to receive. The plans are administered by Phase II located at P.O. Box 10009, Costa Mesa, California 92627. Under a defined contribution pension plan, the benefits a participant will receive depend solely on the amount contributed to the participant's account, the returns earned on investments on those contributions, and forfeitures of other participant's benefits that may be allocated to such participant's account. As established by the plan, all eligible non represented employees of the City will become a participant in the plan from the date that they are hired. An eligible employee is any employee who, at any time during which the employer maintains this plan, is not accruing a benefit under the Marin County Employees' Retirement Fund. Contributions made by an employee and the employer vest immediately. As determined by the plan, each employee must contribute 3.75% of gross earnings to the plan. The City contributes an additional 3.75% of the employee's gross earnings. During the year, the City contributed $69,506 and employees contributed $69,506. The total covered payroll of employees participating in the plan for the year ended June 30, 2004, was $1,853,467. The total payroll for the year was $33,788,898. Additionally, the City participates in a 401(a) tax qualified plan for eligible non -represented management/mid-management employees. This is an employer only contribution program separate from the Marin County Employees' Retirement Fund. The City Manager, as Plan Administrator, annually determines the percent amount of contribution which can range from 0% to 5% of base salary of eligible employees. During the year, the City contributed $128,430 to the plan on behalf of the eligible employees. 68 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 12. POST -EMPLOYMENT HEALTH CARE BENEFITS The City provides certain health care benefits for retired employees and their spouses. The benefit provisions were established under the authority of the 1937 Act, Section 31450, et. seq. of the Government Code. Substantially all of the City's employees may become eligible for these benefits if they are receiving a retirement benefit from the Marin County Employees' Retirement Fund within 120 days of retirement from City employment. At June 30, 2004, 212 retirees and surviving spouse received post -employment health care benefits. Those expenditures are reduced by reimbursements from the Marin County Retirement Office of the annual amount set forth in the County Retirement Rules and Regulations 1937 Act as amended and in Sections 31450 et. seq. of the Government Code. The cost of retiree health care benefits is recognized as an expenditure as claims are paid. For the fiscal year ended June 30, 2004, those costs totaled $1,171,024, of which $684,905 was reimbursed. 13. RISK MANAGEMENT The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City is self -insured up to a maximum of $500,000 for each general liability claim, $250,000 for each workers' compensation claim, and $25,000 for each property damage claim. The City participates in a public agency risk sharing pool (California Joint Powers Risk Management Authority) for general liability claims in excess of the self - insured amounts up to $24,500,000. The City purchases commercial insurance for workers' compensation claims in excess of the self -insured amount up to $9,750,000. The City also purchases commercial insurance for property damage claims with insured amount of $52,279,369. The City accounts for and finances its uninsured risks of loss in the internal service funds. The City had established a claims liability of $4,338,024 at June 30, 2004, based on the requirement of GASB Statement No. 10, Accounting and Financial Reporting for Risk Financing and Related Insurance Issues, which requires that a liability for claims be reported if information prior to the issuance of the financial statements indicates that it is probable that a liability has been incurred at the date of the financial statements and the amount of the loss can be reasonably estimated. Settled claims have not exceeded this coverage in any of the past three fiscal years. Changes in the general and workers' compensation claims liabilities for the fiscal years ended June 30, 2002, 2003, and 2004, are as follows: Balance at Current Year General Beginning of Claims and Changes Claim Liability Fiscal Year In Estimates Payments 2001-02 $ 184,703 $ 1,372,096 $ (1,051,827) 2002-03 504,972 1,115,872 (1,127,444) 2003-04 493,400 835,521 (641,776) Workers' Balance at Current Year Compensation Beginning of Claims and Changes Claim Liability Fiscal Year In Estimates Payments 2001-02 $ 2,569,323 $ 2,207,423 $ (1,612,809) 2002-03 3,163,937 1,470,860 (1,357,464) 2003-04 3,277,333 1,917,432 (1,543,886) Balance at End of Fiscal Year $ 504,972 493,400 687,145 Balance at End of Fiscal Year $ 3,163,937 3,277,333 3,650,879 ME City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 13. RISK MANAGEMENT, Continued The California Joint Powers Risk Management Authority - which began operations in February 1986, is a governmental self-insurance cooperative organized under a joint power agreement consisting of 22 members which represent over 120 public agencies in California. The Risk Management Authority pools self-insurance losses of charter and associate members, develops risk management programs, and provides for administration of pooled coverage claims. The City paid $294,018 in premiums to the Risk Management Authority during the fiscal year ended June 30, 2004. Condensed financial information for the California Joint Powers Risk Management Authority for the fiscal year ended June 30, 2004, was as follows: Assets $ 65,85%842 Liabilities $ 36,069,353 Net assets 29,790,489 Total liabilities and net assets $ 65,859,842 Revenues $ 11,534,277 Expenses (7,446,139) Refunds to members (8,007,273) Change in net assets $ (3,919,135) 14. JOINT VENTURES, JOINTLY GOVERNED ORGANIZATIONS AND RELATED PARTY TRANSACTIONS A. Joint Ventures The City participates in various organizations that are formally organized and are separate entities established under the Joust Exercise of Powers Act of the State of California. As separate legal entities, these entities exercise full powers and authorities within the scope of the related Joint Powers Agreement including the preparation of annual budgets, accountability for all funds, the power to make and execute contracts, and the right to sue and be sued. Obligations and liabilities of the separate entities are not those of the City. The Marin Counhl Integrated On -Line Library System (System) - was formed to provide for the procurement, ownership, operation, maintenance, and governance of an integrated on-line library system that is jointly owned and operated by the cities of San Rafael, Mill Valley, Sausalito, and the County of Marin. The Governing Board of the System consists of the library director or designated alternate of each participant in the System. In accordance with the cost sharing formula developed by the library directors of the participants, the City's share of the acquisition cost in the amount of $108,007 represents 18.98% of ownership in the System. Operating costs for the System are also shared by each participant by applying the cost sharing formula. Financial statements of the System can be obtained at the County Librarian, Marin County Free Library, Civic Center, Administration Building, San Rafael, California 94903. 70 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 14. JOINT VENTURES, JOINTLY GOVERNED ORGANIZATIONS AND RELATED PARTY TRANSACTIONS, Continued A. Joint Ventures, Continued The Marin Street Light Acquisition Toint Powers Authority (MSLAJPA) - was formed by the County of Marin and twelve local agencies to acquire street light facilities, operate the facilities during the pendency of an eminent domain action against PG&E, and the subsequent transfer of the facilities to the individual local agencies. The Governing Board consists of five members from the participating agencies. Each of the local agency's share of contributions was based on the number of street lights to be acquired in the local agency's individual jurisdiction in relation to the total number of street lights to be acquired by the MSLAJPA. Financial statements of the MSLAJPA can be obtained at 27 Commercial Blvd. Suite C, Novato, California 94949. The Marin Emergency Radio Authority (MERA) - was formed on February 28, 1998 by the County of Marin and 25 local agencies within the County to plan, finance, implement, manage, own, and operate a County- wide public safety and emergency radio system. The Governing Board consists of one representative from each member. On February 1, 1999, the Authority issued the 1999 Revenue Bonds in the amount of $26,940,000 with interest rates ranging from 4.75% to 5.01%, maturing on August 15, 2016, to finance the acquisition and installation of the system. The costs of maintenance, operation, and debt service will be divided on a pro rata share based on an agreed -upon formula established by a majority of the Governing Board. The members entered into a Project Operating Agreement on February 1, 1999. Under the Operating Agreement, members are obligated to contribute service payments to cover the Authority's operation and debt service. The City's portion of the obligation is 16.913%. The first operating service payment was in July 1999. The first debt service payment was for August 2002. The City has established a reserve in its internal service funds to pay future service payments. Financial statements of the MERA can be obtained at 3501 Civic Centre Drive, San Rafael, CA 94903. B. Jointly Governed Organizations The Countywide Planning Agency - was established by the County of Marin and ten local cities to implement countywide performance standards for traffic, housing, water and sewer facilities, and environmental protection to ensure that residential and commercial growth does not exceed local water, sewer and transportation capacities. The Governing Board of the Countywide Planning Agency consists of one member of the County Board of Supervisors and one member of the City Council of each participating city. The Marin Telecommunications Agency - was established to regulate the rates for cable television service and equipment and to advise the participants in their exercise of their license authority. The Governing Board of the Marin Telecommunications Agency consists of one member from each of the eleven participating agencies. The Marin County Hazardous and Solid Waste Toint Powers Authority - was established by the County, local cities, and waste franchising districts to finance, prepare, and implement source reduction and recycling elements on a county -wide integrated waste management plan as required by State Assembly Bill 939. 71 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2004 14. JOINT VENTURES, JOINTLY GOVERNED ORGANIZATIONS AND RELATED PARTY TRANSACTIONS, Continued B. Jointly Governed Organizations, Continued Friends of San Rafael - a California nonprofit Public Benefit Corporation - was established to help finance and accomplish the City's efforts to erect, construct and maintain public buildings, roads, monuments, plazas, parks, gardens, safety features and similar public improvements and infrastructure. 15. COMMITMENT AND CONTINGENCIES The City is a defendant is various lawsuits. Although the outcome of these lawsuits is not presently determinable, it is the opinion of the City's legal counsel that resolution of these matters will not have a material adverse effect on the financial condition of the City. The City worked with the Department of Justice (DOJ) to determine the City's compliance with the Americans with Disabilities Act of 1990 (ADA). The DOJ ratified an ADA Settlement Agreement in August 2004 providing a number of specific remedies including timelines, law specific solutions and reporting over the next ten years. For example, several facility deficiencies require resolution within the next year, the City's Web site needs an ADA overhaul, and a significant amount of items relate to curb ramps. The City determined a range of $2,000,000 to $3,000,000 to expend on the remedies determined by the Agreement. An accurate amount was not estimated. Therefore, no liability has been recorded. On October 1, 2002, the Agency entered into a second amendment to the Section 33401 Tax Sharing Agreement with the San Rafael High School District. This agreement provides for additional payments in the amount of $179,000 each fiscal year beginning with fiscal year 2002-03 through fiscal year 2021-22. 16. SUBSEQUENT EVENT 2004 Tax and Revenue Anticipation Notes The California Statewide Communities Development Authority (Authority) is a public entity organized pursuant to an Amended and Restated Joint Exercise of Power Agreement among a number of California counties, cities, and special districts. The Authority is authorized to issue bonds to finance working capital for local agencies within the State of California. The Authority has a California Communities Cash Flow Financing Program that provides cash flow financing for California counties, cities and other local agencies meeting certain criteria. The City is participating in this program under the 2004 Tax and Revenue Anticipation Bonds. The Authority, on behalf of participating agencies, has issued $803,750,000 in a series of bonds. The City's participation level is $4,245,000. The proceeds of the bond sale have been placed in a 13-month guaranteed investment contract with an investment rate of 2.44 percent. The maturity date for the note is July 25, 2005. 72 REQUIRED SUPPLEMENTARY INFORMATION 73 City of San Rafael Required Supplementary Information For the year ended June 30, 2004 1. BUDGETS AND BUDGETARY ACCOUNTING The City adopts a budget on a biannual basis, to be effective July 1 for the ensuing and subsequent fiscal years. The two year budget reflects estimated revenues and expenditures for each fiscal year. From the effective date of the budget, which is adopted at the department level, the amounts stated therein as proposed expenditures become appropriations to the various City departments. The City Council may amend the budget by resolution during the fiscal year. Expenditures may not exceed appropriations at the departmental level, which is the legal level of control. The City Manager is authorized to transfer budgeted amounts between accounts, departments or funds; the Council must approve any increase in the City's total budget. Several supplemental appropriations were approved during the course of the year. The City legally adopts budgets for all its governmental funds, except for the East Francisco Boulevard Assessment District, 1915 Act Bonds and 1997 Reassessment Bonds debt service funds, because the City is only required to make debt service payments in the event of bondholder default. Encumbrance accounting, under which purchase orders, contracts and other commitments for expenditures are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of the budgetary process. Encumbrances outstanding at year end are reported as reservations of fund balances since they do not constitute expenditures or liabilities and are carried forward in the subsequent year's budget. All unencumbered appropriations lapse at year end. 74 City of San Rafael Required Supplementary Information, Continued For the year ended June 30, 2004 1. BUDGETS AND BUDGETARY ACCOUNTING, Continued Budgetanf Comparison Schedule, General Ftoid REVENUES: Taxes and special assessments Licenses and permits Fines and forfeitures Use of money and property Intergovernmental Charges for services Other Total revenues EXPENDITURES: Current: General government Public safety Public works and parks Community development/redevelopment Culture and recreation Capital outlay Capital improvement/special projects Debt service: Capitalized lease obligation Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) $ 32,284,940 $ 32,049,140 $ 32,999,575 $ 950,435 650,305 738,425 920,353 181,928 799,670 649,670 778,552 128,882 311,940 321,240 (150,056) (471,296) 5,391,740 4,537,834 4,600,223 62,389 1,086,160 1,294,499 1,353,588 59,089 181,200 181,200 257,517 76,317 40,705,955 39,772,008 40,759,752 987,744 5,201,151 5,007,038 4,953,422 53,616 24,188,155 23,941,046 23,761,680 179,366 5,506,606 5,430,557 5,372,286 58,271 2,123,060 2,075,513 2,096,103 (20,590) 11551,916 1,538,361 1,556,924 (18,563) - 45,000 - 45,000 75,690 75,690 794,068 (718,378) - - 10,775 (10,775) 38,646,578 38,1121,205 38,545,258 (432,053) 2,059,377 1,658,803 2,214,494 555,691 613,820 850,720 665,990 (184,730) (3,642,500) (3,270,282) (3,680,818) (410,536) (3,028,680) (2,419,562) (3,014,828) (595,266) $ (969,303) $ (760,759) (800,334) $ (39,575) 6,497,522 $ 5,697,188 75 City of San Rafael Required Supplementary Information, Continued For the year ended June 30, 2004 1. BUDGETS AND BUDGETARY ACCOUNTING, Continued Bitdgetaril Comparison Scliedafle, Redevelopmelat Agelicl Fun and REVENUES: Taxes and special assessments Use of money and property Charges for services Other Total revenues EXPENDITURES: Current: Community development/redevelopment Capital improvement/special projects Debt service: Principal Interest and fiscal charges Total expenditures Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final Variance with Final Budget Actual Positive Amounts (Negative) $ 4,467,310 $ 4,467,310 $ 4,528,913 $ 61,603 275,000 335,988 663,703 327,715 8,550 8,550 7,950 (600) 2,100 2,100 233,154 231,054 4,752,960 4,813,948 5,433,720 619,772 1,265,829 1,961,474 1,779,439 182,035 537,840 4,035,828 3,792,474 243,354 1,675,000 1,675,000 1,675,000 - 1,892,310 1,892,310 1,892,305 5 5,370,979 9,564,612 9,139,218 425,394 $ (618,019) $ (4,750,664) (3,705,498) $ 1,045,166 21,655,963 $ 17,950,465 76 City of San Rafael Required Supplementary Information, Continued For the year ended June 30, 2004 1. BUDGETS AND BUDGETARY ACCOUNTING, Continued Budgetary Comparison ScYtedule, Traffic and Housing Mitigation Special Revenue Fund REVENUES: Use of money and property Intergovernmental Charges for services Other Total revenues EXPENDITURES: Capital improvement/special projects Total expenditures Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final Variance with Final Budget Actual Positive Amounts (Negative) $ 225,000 $ 220,000 $ 239,630 $ 19,630 21,500 21,500 - (21,500) - - 350,539 350,539 15,935 20,011 4,076 246,500 257,435 610,180 352,745 765,000 807,185 158,014 649,171 765,000 807,185 158,014 649,171 $ (518,500) $ (549,750) 452,166 $ (296,426) 77 City of San Rafael Required Supplementary Information, Continued For the year ended June 30, 2004 1. BUDGETS AND BUDGETARY ACCOUNTING, Continued Budgetary Colnparison Scliedule, Household Hazniat FacilihlSpecial Revenue Fund REVENUES: Licenses and permits Use of money and property Intergovernmental Charges for services Other Total revenues EXPENDPPURES: Current: Public safety Capital outlay Total expenditures Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final Variance with Final Budget Actual Positive Amounts (Negative) $ 5,000 $ 5,000 $ 7,950 $ 2,950 10,500 - 9,908 9,908 83,200 83,200 83,040 (160) 1,110,799 1,230,799 1,255,249 24,450 12,170 12,170 3,800 (8,370) 1,341,669 1,331,169 1,359,947 28,778 1,316,209 1,314,994 1,322,468 (7,474) 11,970 11,970 - 11,970 1,328,179 1,326,964 1,322,468 4,496 $ 13,490 $ 4,205 37,479 $ 24,282 436,092 $ 473,571 78 City of San Rafael Required Supplementary Information, Continued For the year ended June 30, 2004 1. BUDGETS AND BUDGETARY ACCOUNTING, Continued Budgetaru Comparison Schedule, Seeder Mailitenance Special Revenue Fmid Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) REVENUES: Use of money and property $ 5,000 $ 5,000 $ - $ (5,000) Charges for services 1,093,120 1,093,120 1,144,830 51,710 Total revenues 1,098,120 1,098,120 1,144,830 46,710 EXPENDITURES: Current: Public works and parks 1,007,936 1,001,478 1,037,657 (36,179) Total expenditures 1,007,936 1,001,478 1,037,657 (36,179) REVENUES OVER (UNDER) EXPENDITURES 90,184 96,642 107,173 10,531 OTHER FINANCING SOURCES (USES): Transfers out Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year (88,400) (88,400) (88,400) (88,400) (88,400) (88,400) $ 1,784 $ 8,242 18,773 $ 10,531 736 $ 19,509 79 City of San Rafael Required Supplementary Information, Continued For the year ended June 30, 2004 2. MARIN COUNTY EMPLOYEES' RETIREMENT SYSTEM SCHEDULE OF FUNDING PROGRESS Actuarial Actuarial Actuarial Accrued Excess Valuation Value Liability (AAL) Assets Date * of Assets Entry Age Over AAL 6/30/2001 $ 186,085,000 $ 172,939,000 $ 13,146,000 6/30/2002 190,563,000 187,118,000 3,445,000 6/30/2003 185,632,000 219,845,000 (34,213,000) * Latest information available. Excess Assets Over AAL Funded Covered Asa % of Ratio Payroll Payroll 108% $ 25,650,000 51.3% 102% 27,223,000 12.7% 84% 27,453,000 (124.6)% I SUPPLEMENTARY INFORMATION 81 This page intentionally left blank. 82 NON -MAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS: Recreation Revolving Fund - Established to administer the Recreation Department's program and facility rental charge and accounts for the Recreation Memorial Fund. Baypoint Lagoons Assessment District Fund - The Baypoint Lagoons Lighting and Landscape District was formed to protect and enhance wildlife habitat and water quality in Baypoint (Spirmaker) Lagoon and the adjacent diked salt marsh. Gas Tax Fund - Established to receive and expend the City's allocation of the State gasoline taxes. Childcare Fund - Established to administer and account for childcare programs at eleven sites throughout the City. Street Maintenance and Cleaning Fund - Established to maintain the City's streets, public properties and rights of way. Loch Lomond Assessment District Fund - Established to provide maintenance for stormwater and geotechnic mitigation facilities. A Mello Roos District was formed to fund this maintenance. Library Fund - Established to account for restricted library activities that are intended to be self -funding. Public Safety Fund - Established for special police services, which are intended to be self -funding. Storrnwater Fund - Established to provide for a self -funding storm drain maintenance program plus separate programs through the County and Bay Area to educate residents about urban runoff pollution. Development Services Find - Established to account for development activities that are supported by external sources of funds. This fund does not account for the operating costs of building, planning, and engineering, which are located in the General Fund. Grants Fund - Established to account for grants for the Library, Childcare, Police, and Falkirk Cultural Center. Parkland Dedication Fund - Established to account for long-term developer deposits used to enhance and maintain the park structure within City limits. Emergency Medical Services Fund - Established to account for the Emergency Medical Services and Transportation program that provides services to all segments of the community. Business Improvement Fund - Established to account for activities held in Downtown San Rafael, such as the Farmers Market. 83 This page intentionally left blank. 84 NON -MAJOR GOVERNMENTAL FUNDS DEBT SERVICE FUNDS: Peacock Gap Assessment District Fund - Established to accumulate funds for the payment of principal and interest for the 1993 Bonds which matures in 2005. The proceeds were used to refund the 1984 Bonds, which provided for the construction of public improvements in the project area. Financing is to be provided by property tax increments generated within the specific geographic region described by the bond assessment district. Mariposa Assessment District Fund - Established to accumulate funds for the payment of principal and interest for the 1993 Bond, which matures in 2008. The proceeds were used to finance the grading and paving of Mariposa Road. 1997 Financing Authority Revenue Bonds Fund - Established to accumulate funds for the payment of principal and interest for the 1997 Revenue Bonds which matures in 2011. The proceeds were used to purchase the previously issued special assessment bonds. Financing is to be provided by property tax increments generated within the specific geographic region described by the bond assessment distinct. 2003 Authority Lease Revenue Parking Bonds - Issued in March 2003 to provide for the design and construction of a new public parking garage. Bonds mature annually from 2006 to 2023. CAPITAL PROTECTS FUNDS: Capital Improvement Fund - Established for the costs associated with major capital improvement projects not tied to specific funds elsewhere. Improvements could include medians, parkways, sidewalks, and other public assets. Bedroom Tax Fund - Established to collect funds from multiple -unit housing used to pay for maintaining and developing parks within local neighborhoods. Assessment Districts Fund - Established to account for ongoing construction and improvement needs within the following assessment districts: Peacock Gap, Kerner Boulevard, Sun Valley/Lucas Valley Open Space, East San Rafael Drainage Assessment Districts 1 85 City of San Rafael Combining Balance Sheet Non -Major Governmental Funds June 30, 2004 Special Revenue Baypoint Lagoon Shcet Recreation Assessment Gas Maintenance - Revolving District Tax Childcare and Cleaning ASSETS Cash and investments $ 81,692 $ 11,927 $ 1,243,108 $ 53,762 $ 455,729 Cash with fiscal agent - - - - - Receivables: Accounts 202,472 - 65,332 - 36,510 Grants - - 105,461 190,000 Loans - - - - - Prepaid expenses 12,602 - - - - Due from other fiords - - - - - Total assets $ 296,766 $ 11,927 $ 1,413,901 $ 53,762 $ 682,239 LIABILITIES AND FUND BALANCES Liabilities: Accounts payable $ 55,060 $ - $ 70,996 $ 17,758 $ 132,179 Developer bonds payable - - - - - Due to other funds - - - - - Deferred revenue 143,957 - - - - Total liabilities 199,017 - 70,996 17,758 132,179 Fund Balances (Note 9): Reserved - - - - - Unreserved: Designated - - 1,342,905 - 550,060 Undesignated, reported in: Special revenue funds 97,749 11,927 - 36,004 - Total fund balances 97,749 11,927 1,342,905 36,004 530,060 Total liabilities and fund balances $ 296,766 $ 11,927 $ 1,413,901 $ 53,762 $ 682,239 86 Loch Lomond Emergency Assessment Public Development Parkland Medical District Library Safely Stormwater Services Grants Dedication Services $ 627,255 $ 373,542 $ 110,727 $ 706,748 $ 517,026 $ 564,838 $ 675,664 $ 162,190 311 - 15,203 1,859 - - - 1,328 - 114,396 - - - 218,458 - - - - - - - 21,726 - - - - - - - 25,000 - $ 627,566 $ 487,938 $ 125,930 $ 708,607 $ 517,026 $ 783,296 $ 722,390 $ 163,518 $ - $ 15,360 $ 4,937 $ 82,824 $ 9,299 $ 12,751 $ - $ 8,389 - - - - 11500 - - - - - - - - - 21,726 - - 15,360 4,917 82,824 10,799 12,751 21,726 8,389 450,000 - - - 436,605 - 25,000 - - 472,578 120,993 625,783 - 770,545 675,664 155,129 177,566 - - - 69,622 - - - 627,566 472,578 120,993 625,783 506,227 770,545 700o664 155,129 $ 627,566 $ 487,938 $ 125,930 $ 708,607 $ 517,026 $ 783,296 $ 722,390 $ 163,518 (Continued) 87 City of San Rafael Combining Balance Sheet Non -Major Governmental Funds, Continued June 30, 2004 ASSETS Cash and investments Cash with fiscal agent Receivables: Accounts Grants Loans Prepaid expenses Due from other funds Total assets LIABILITIES AND FUND BALANCES Liabilities: Accounts payable Developer bonds payable Due to other funds Deferred revenue Total liabilities Fund Balances (Note 9h Reserved Unreserved: Designated Undesignated, reported in: Special revenue funds Total fund balances Total liabilities and fund balances Special Revenue Debt Service Peacock 1997 2003 Gap Mariposa Financing Authority Business Assessment Assessment Authority Lease Revenue Improvement District District Revenue Bonds Parking Bonds $ 2,686 $ 325,868 $ 39,909 $ 578,974 $ 7,339 - - - 437,290 342,088 - 1,115 134 1,913 - $ 2,686 $ 326,983 $ 40,043 $ 1,018,177 $ 349,427 326,983 40,043 1,018,177 349,427 2,686 - - - - 2,686 326,983 40,043 1,018,177 349,427 $ 2,686 $ 326,983 $ 40,043 $ 1,018,177 $ 349,427 88 Capital Projects Total Non -Major Capital Bedroom Assessment Open Governmental Improvement Tax Districts Space Funds $ 1,200,746 $ 116,822 $ 223,741 $ 138,138 $ 8,238,431 - - - - 779,378 - - - - 326,177 - - - 628,315 - - 21,726 - - 12,602 - - - - 25,000 $ 1,200,746 $ 136,822 $ 223,741 $ 138,138 $ 10,031,629 13,812 $ - $ - $ - $ 423,365 - 1,500 - - - - 165,683 13,812 - - - 590,548 1,186,934 136,822 223,741 138,138 4,331,870 - - - - 4,713,657 - - - - 395,554 1,186,934 136,822 223,741 138,138 9,441,081 $ 1,200,746 $ 136,822 $ 223,741 $ 138,138 $ 10,031,629 (Concluded) 89 City of San Rafael Combining Statement of Revenues, Expenditures and Changes in Fund Balances Non -Major Governmental Funds For the year ended June 30, 2004 Special Revenue Baypoint Lagoons Street Recreation Assessment Gas Maintenance Revolving District Tax Childcare and Cleaning REVENUES: Taxes and special assessments $ - $ 25,499 $ - $ - $ - Licenses and permits - - - - - Fines and forfeitures - - - - - Use of money and property 844 375 27,879 254 8,666 Intergovernmental - - 1,107,005 263,875 206,361 Charges for current services 1,520,713 - 122,780 2,280,739 - Other revenue 5,657 - 104,795 1,175 52,175 Total revenues 1,527,214 25,874 1,362,459 2,546,043 267,202 EXPENDITURES: Current: General government - - - - - Public safety - - - - - Public works and parks - 28,041 182,562 - 1,553,717 Culture and recreation 2,760,375 - - 2,465,670 - Capital outlay 5,121 - - 14,366 - Capital improvement/special projects 50,737 - 368,037 - 1,155,777 Debt service: Principal retirement - - - - - Interest and fiscal charges - - - - - Total expenditures 2,816,233 28,041 550,599 2,480,036 2,709,494 REVENUES OVER (UNDER) EXPENDI'TUIiES (1,289,019) (2,167) 811,860 66,007 (2,442,292) OTHER FINANCING SOURCES (USES): Transfers in 1,317,170 - 50,000 - 1,882,050 Transfers out - - (875,000) (45,400) - Total other financing sources (uses) 1,317,170 - (825,000) (45,400) 1,882,050 REVENUES AND OTHER FINANCING SOURCES OVER (UNDER) EXPENDITURES AND OTHER FINANCING USES 28,151 (2,167) (13,140) 20,607 (560,242) FUND BALANCES: Beginning of year 69,598 14,094 1,356,045 15,397 1,110,302 End of year $ 97,749 $ 11,927 $ 1,342,905 $ 36,004 $ 550,060 90 Loch Lomond Emergency Assessment Public Development Parkland Medical District Library Safety Stormwater Service Grants Dedication Services $ 62,343 $ - $ - $ - $ - $ - $ - $ 2,332,935 - - 9,819 3,604 - - - - 14,548 80,678 2,343 18,234 16,004 12,072 15,971 - - 152,744 76,700 - 3,330 1,273,664 - - - 11,373 3,952 825,286 25,569 - 78,286 1,217,697 - 17,490 200 - 112,500 1,700 3,123 - 76,891 262,285 93,014 847,124 157,403 1,287,436 97,380 3,550,632 - - - - - 9,406 - - - - 117,031 - - 100,000 - 3,562,018 54 - - 1,081,056 - - - - - 195,941 - - - 166,354 - - - - - - - - - 12,216 - 67,641 - 979,938 87,781 957,863 150 - 54 263,582 117,031 2,060,994 87,781 1,233,623 150 3,574,234 76,837 (1,297) (24,017) (1,213,870) 69,622 53,813 97,230 (23,602) - - 40,000 864,600 - 100,000 - - - (50,000) - (116,060) - (116,670) 40,000 814,600 - (16,060) - (116,670) 76,837 (1,297) 15,983 (399,270) 69,622 37,753 97,230 (140,272) 550,729 473,875 105,010 1,025,053 436,605 732,792 603,434 295,401 $ 627,566 $ 472,578 $ 120,993 $ 625,783 $ 506,227 $ 770,545 $ 700,664 $ 155,129 (Continued) 91 City of San Rafael Combining Statement of Revenues, Expenditures and Changes in Fund Balances Non -Major Governmental Funds, Continued For the year ended June 30, 2004 Special Revenue Debt Service Peacock 1997 2003 Gap Mariposa Financing Authority Business Assessment Assessment Authority Lease Revenue hnprovement District District Revenue Bonds Parking Bonds REVENUES: Taxes and special assessments $ - $ 223,050 $ 26,896 $ 658,955 $ - Licenses and permits - - - - - Fines and forfeitures - - - - - Use of money and property 146 51730 724 11,675 4,404 Intergovernmental 32,760 - - - - Charges for current services - - - - - Other revenue 16,207 - - - - Total revenues 49,113 228,780 27,620 670,630 4,404 EXPENDITURES: Current: General government 51,624 - - - - Public safety - - - - - Public works and parks - - - - - Culture and recreation - - - - - Capital outlay - - - - - Capital improvement/special projects - - - - - Debt service: Principal retirement - 190,000 15,000 480,000 - Interest and fiscal charges - 49,353 8,067 172,827 333,804 Total expenditures 51,624 239,353 23,067 652,827 333,804 REVENUES OVER (UNDER) EXPENDITURES (2,311) (10,573) 4,553 17,803 (329,400) OTHER FINANCING SOURCES (USES): Transfers in - - - - - Transfers out - (2,540) (150) (4,860) - Total other financing sources (uses) - (2,540) (150) (4,860) - REVENUES AND OTHER FINANCING SOURCES OVER (UNDER) EXPENDITURES AND OTHER FINANCING USES (2,511) (13,113) 4,403 12,943 (329,400) FUND BALANCES: Beginning of year 5,197 340,096 35,640 1,005,234 678,827 End of year $ 2,686 $ 326,983 $ 40,043 $ 1,018,177 $ 349,427 92 Capital Projects Total Non -Major Capital Bedroom Assessment Open Governmental Improvement Tax District Space Funds $ - $ 9,708 $ - $ - $ 3,339,386 - - - - 13,423 33,791 3,272 - 3,404 261,014 - - - - 3,116,439 - - - - 6,086,395 125,732 - 67 - 440,821 159,523 12,980 67 3,404 13,257,478 - - - - 61,030 - - - - 3,779,049 - - - 2,618 2,848,048 - - - - 5,588,340 - - - - 31,703 1,174,794 - - 1,417 4,844,135 - - - - 685,000 - - - - 564,051 1,174,794 - - 4,035 18,401,356 (1,015,271) 12,980 67 (631) (5,143,878) 303,058 - - - 4,556,878 - - - - (1,210,680) 303,058 - - - 3,346,198 (712,213) 12,980 67 (631) (1,797,680) 1,899,147 123,842 223,674 138,769 11,238,761 $ 1,186,934 $ 136,822 $ 223,741 $ 138,138 $ 9,441,081 (Concluded) 93 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Park Capital Projects Capital Projects Fund For the year ended June 30, 2004 REVENUES: Use of money and property Intergovernmental Other revenues Total revenues EXPENDITURES: Capital improvement/special projects Total expenditures Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final $ 2,000 $ 2,000 $ 2,000 2,000 28,000 28,000 28,000 28,000 $ (26,000) $ (26,000) Variance with Final Budget Actual Positive Amount (Negative) - $ (2,000) 249,300 249,300 13,827 13,827 263,127 261,127 236,412 (208,412) 236,412 (208,412) 26,715 $ 52,715 149,597 $ 176,312 94 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Recreation Revolving Special Revenue Fund For the year ended June 30, 2004 REVENUES: Use of money and property Charges for current services Other revenue Total revenues EXPENDITURES: Current: Culture and recreation Capital outlay Capital improvement/special projects Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final $ 5,610 $ 2,610 $ 1,507,415 1,549,489 36,630 17,280 1,549,655 1,569,379 2,587,936 2,579,209 26,960 26,960 2,614,896 2,606,169 Variance with Final Budget Actual Positive Amount (Negative) 844 $ (1,766) 1,520,713 (28,776) 5,657 (11,623) 1,527,214 (42,165) 2,760,375 (181,166) 5,121 21,839 50,737 (50,737) 2,816,233 (210,064) (1,065,241) (1,036,790) (1,289,019) (252,229) 1,065,850 1,033,692 1,317,170 283,478 1,065,850 1,033,692 1,317,170 283,478 $ 609 $ (3,098) 28,151 $ 31,249 69,598 $ 97,749 95 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Baypoint Lagoons Assessment District Special Revenue Fund For the year ended June 30, 2004 REVENUES: Taxes and special assessments Use of money and property Total revenues EXPENDITURES: Current: Public works and parks Total expenditures Net change in fund balances FUND BALANCES: Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) $ 27,890 $ 27,890 $ 25,499 $ (2,391) 500 500 375 (125) 28,390 28,390 25,874 (2,516) 29,590 29,590 28,041 1,549 29,590 29,590 28,041 1,549 S (1,200) $ (1,200) (2,167) $ (967) 14,094 11,927 96 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Gas Tax Special Revenue Fund For the year ended June 30, 2004 REVENUES: Use of money and property Intergovernmental Charges for current services Other revenue Total revenues EXPENDITURES: Current: Public works and parks Capital improvement/special projects Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) $ 30,000 $ 30,000 $ 27,879 $ (2,121) 1,098,500 1,098,500 1,107,005 8,505 - 244,000 122,780 (121,220) 100,000 100,000 104,795 4,795 1,228,500 1,472,500 1,362,459 (110,041) 181,860 181,940 1,270,000 1,552,260 1,451,860 1,734,200 (223,360) (261,700) 182,562 (622) 368,037 1,184,223 550,599 1,183,601 811,860 1,073,560 450,000 50,000 50,000 - poff'000) (300,000) (875,000) (575,000) 150,000 (250,000) (825,000) (575,000) $ (223,360) $ (261,700) (13,140) $ 248,560 1,356,045 $ 1,342,905 97 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Childcare Special Revenue Fund For the year ended June 30, 2004 REVENUES: Use of money and property Intergovernmental Charges for current services Other revenue Total revenues EXPENDITURES: Current: Culture and recreation Capital outlay Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers out Total other financing Sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) $ - $ - $ 254 $ 254 283,150 268,731 263,875 (4,856) 2,470,570 2,367,700 2,280,739 (86,961) - - 1,175 1,175 2,753,720 2,636,431 2,546,043 (90,388) 2,418,809 2,543,317 2,465,670 77,647 - - 14,366 (14,366) 2,418,809 2,543,317 2,480,036 63,281 334,911 93,114 66,007 (27,107) (113,500) (45,400) (45,400) - (113,500) (45,400) (45,400) - $ 221,411 $ 47,714 20,607 $ (27,107) 15,397 98 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Street Maintenance and Cleaning Special Revenue Fund For the year ended June 30, 2004 REVENUES: Use of money and property Intergovernmental Charges for current services Other revenue Total revenues EXPENDITURES: Current: Public works and parks Capital improvement/special projects Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTI"IER FINANCING SOURCES (USES): Transfers in Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final $ 16,000 $ 100,000 2,330 118,330 1,635,807 100,000 1,735,807 11,000 $ 516,000 2,330 529,330 1,621,418 133,268 1,754,686 Variance with Final Budget Actual Positive Amount (Negative) 8,666 $ (2,334) 206,361 (309,639) 52,175 49,845 267,202 (262,128) 1,553,717 67,701 1,155,777 (1,022,509) 2,709,494 (954,808) (1,617,477) 1,412,050 (1,225,356) 1,457,050 (2,442,292) 1,882,050 (1,216,936) 425,000 1,412,050 1,457,050 1,882,050 425,000 $ (205,427) $ 231,694 (560,242) $ (791,936) 1,110,302 $ 550,060 99 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Loch Lomond Assessment District Special Revenue Fund For the year ended June 30, 2004 REVENUES: Taxes and special assessments Use of money and property Total revenues EXPENDITURES: Current: Public works and parks Total expenditures Net change in fund balance FUND BALANCE: Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) $ 62,630 $ 62,630 $ 62,343 $ (287) 10,000 10,000 14,548 4,548 72,630 72,630 76,891 4,261 6,040 6,040 54 5,986 6,040 6,040 54 5,986 66,590 $ 66,590 76,837 $ 10,247 550,729 $ 627,566 100 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Library Special Revenue Fund For the year ended June 30, 2004 REVENUES: Use of money and property Intergovernmental Charges for current services Other revenue 'Total revenues EXPENDITURES: Current: Culture and recreation Capital improvement/special projects Total expenditures Net change in fund balance FUND BALANCE: Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) $ 47,490 $ 46,490 $ 80,678 $ 34,188 203,010 203,010 152,744 (50,266) 14,200 14,200 11,373 (2,827) 12,170 12,170 17,490 5,320 276,870 275,870 262,285 (13,585) 203,410 203,410 195,941 7,469 - - 67,641 (67,641) 203,410 203,410 263,582 (60,172) 73,460 $ 72,460 (1,297) $ (73,757) 473,875 472,578 101 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Public Safety Special Revenue Fund For the year ended June 30, 2004 REVENUES: Fines and forfeitures Use of money and property Intergovernmental Charges for current services Other revenue Total revenues EXPENDITURES: Current: Public safety Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) $ 200 $ 12,000 $ 9,819 $ (2,181) 900 900 2,343 1,443 60,500 63,500 76,700 13,200 18,710 3,710 3,952 242 1,500 1,500 200 (1,300) 81,810 81,610 93,014 11,404 103,860 130,175 117,031. 103,860 130,175 117,031 (22,050) (48,565) (24,017) 40,000 40,000 40,000 40,000 $ 17,950 $ (8,565) 13,144 24,548 40,000 40,000 - 15,983 $ 24,548 105,010 102 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Stormwater Special Revenue Fund For the year ended June 30, 2004 REVENUES: Fuses and forfeitures Use of money and property Charges for current services Total revenues EXPENDITURES: Current: Public works and parks Capital improvement/special projects Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final Actual Amount Variance with Final Budget Positive (Negative) $ 2,030 $ 2,030 $ 3,604 $ 1,574 10,000 10,000 18,234 8,234 846,690 846,690 825,286 (21,404) 858,720 858,720 847,124 (11,596) 1,115,342 1,120,827 1,081,036 39,771 500,000 621,539 979,938 (358,399) 1,615,342 1,742,366 2,060,994 (318,628) (756,622) (883,646) (1,213,870) (330,224) 864,600 864,600 864,600 - (50,000) (50,000) (50,000) - 814,600 814,600 814,600 - $ 57,978 $ (69,046) (399,270) $ (330,224) 1,025,053 $ 625,783 103 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Development Services Special Revenue Fund For the year ended June 30, 2004 REVENUES: Use of money and property Intergovernmental Charges for services Other Total revenues EXPENDITURES: Capital improvement/special projects Total expenditures Net change in fund balance FUND BALANCE: Beginning of year, as restated End of year Budgeted Amounts Original Final $ 10,000 $ 10,000 10,000 $ 246,947 256,947 Actual Amounts 16,004 $ 3,330 25,569 112,500 157,403 Variance with Final Budget Positive (Negative) 6,004 3,330 25,569 (134,447) (99,544) - 246,947 87,781 159,166 246,947 87,781 159,166 $ 10,000 $ 10,000 69,622 $ 59,622 436,605 $ 506,227 104 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Grants Special Revenue Fund For the year ended June 30, 2004 REVENUES: Use of money and property Intergovernmental Other revenue Total revenues EXPENDITURES: Current: General government Public safety Culture and recreation Capital nnprovement/special projects Total expenditures REVENUES OVER (UNDER) EXPENDTTURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) $ 2,400 $ 2,400 $ 12,072 $ 9,672 1,012,632 1,343,769 1,273,664 (70,105) - - 1,700 1,700 1,015,032 1,346,169 1,287,436 (58,733) 8,982 8,982 9,406 (424) 112,000 232,000 100,000 132,000 244,510 244,510 166,354 78,156 731,877 902,383 957,863 (55,480) 1,097,369 1,387,875 1,233,623 154,252 (82,337) (41,706) 100,000 100,000 53,813 95,519 100,000 100,000 - (86,060) (116,060) (30,000) 13,940 (16,060) (30,000) $ 17,663 $ (27,766) 37,753 $ 65,519 S //V,S4b 105 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Parkland Dedication Special Revenue Fund For the year ended June 30, 2004 REVENUES: Use of money and property Charges for current services Other revenue Total revenues EXPENDITURES: Capital improvement/special projects Total expenditures Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final $ 12,000 $ 12,000 $ 465,197 465,197 477,197 477,197 480,197 480,197 480,197 480,197 $ (3,000) $ (3,000) Variance with Final Budget Actual Positive Amount (Negative) 15,971 $ 3,971 78,286 (386,911) 3,123 3,123 97,380 (379,817) 150 480,047 150 480,047 97,230 $ 100,230 603,434 700,664 106 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Emergency Medical Services Special Revenue Fund For the year ended June 30, 2004 REVENUES: Taxes and special assessments Use of money and property Intergovernmental Charges for current services Total revenues EXPENDITURES: Current: Public safety Capital outlay Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers out Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final Variance with Final Budget Actual Positive Amount (Negative) $ 2,162,730 $ 2,349,400 $ 2,332,935 $ (16,465) 25,000 10,000 - (10,000) 17,000 - - "1,4"10,000 1,410,000 1,217,697 (192,303) 3,614,730 3,769,400 3,550,632 (218,768) 3,530,530 27,240 3,581,035 27,240 3,562,018 12,216 19,017 15,024 3,557,770 3,608,275 3,574,234 34,041 56,960 161,125 (23,602) (184,727) (301,400) (301,400) (116,670) 184,730 (301,400) (301,400) (116,670) 184,730 $ (244,440) $ (140,275) (140,272) $ 3 295,401 $ 155,129 107 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Business Improvement Special Revenue Fund For the year ended June 30, 2004 REVENUES: Use of money and property Intergovernmental Other revenue Total revenues EXPENDITURES: Current: General government Total expenditures Net change in fund balance FUND BALANCE: Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original final Amount (Negative) $ 500 $ 500 $ 146 $ (354) 34,270 34,270 32,760 (1,510) 20,280 20,280 16,207 (4,073) 55,050 55,050 49,113 (5,937) 50,030 57,030 51,624 5,406 50,030 57,030 51,624 5,406 $ 5,020 $ (1,980) (2,511) $ (11,343) 5,197 $ 2,686 108 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Peacock Gap Assessment District Debt Service Fund For the year ended June 30, 2004 REVENUES: Taxes and special assessments Use of money and property Total revenues EXPENDITURES: Debt service: Principal retirement Interest and fiscal charges Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers out Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final $ 228,150 $ 10,000 238,150 228,150 $ 10,000 238,150 Variance with Final Budget Actual Positive Amount (Negative) 223,050 $ 5,730 (5,100) (4,270) 228,780 (9,370) 180,000 180,000 190,000 (10,000) 43,380 43,380 49,353 (5,973) 223,380 223,380 239,353 (15,973) 14,770 14,770 (10,573) (25,343) (2,540) (2,540) (2,540) - (2,540) (2,540) (2,540) - $ 12,230 $ 12,230 (13,113) $ (25,343) 340,096 $ 326,983 109 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Mariposa Assessment District Debt Service Fund For the year ended June 30, 2004 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) REVENUES: Taxes and special assessments $ 22,410 $ 22,410 $ 26,896 $ 4,486 Use of money and property 1,000 1,000 724 (276) Total revenues 23,410 23,410 27,620 4,210 EXPENDITURES: Debt service: Principal retirement 15,000 15,000 15,000 - Interest and fiscal charges 8,460 8,460 8,067 393 Total expenditures 23,460 23,460 23,067 393 REVENUES OVER (UNDER) EXPENDITURES (50) (50) 4,553 4,603 OTHER FINANCING SOURCES (USES): Transfers out Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year (150) (150) (150) (150) (150) (150) $ (200) $ (200) 4,403 $ 4,603 s 4u,u43 110 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual 1997 Financing Authority Revenue Bonds Debt Service Fund For the year ended June 30, 2004 REVENUES: Taxes and special assessments Use of money and property Total revenues EXPENDITURES: Debt service: Principal retirement Interest and fiscal charges Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers out Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) $ 669,490 $ 669,490 $ 658,955 $ (10,535) 7,900 7,900 11,675 3,775 677,390 677,390 670,630 (6,760) 477,320 461,320 480,000 (18,680) 200,540 203,530 172,827 30,703 677,860 664,850 652,827 12,023 (470) 12,540 17,803 5,263 (4,860) (4,860) (4,860) (4,860) (4,860) (4,860) $ (5,330) $ 7,680 12,943 $ 5,263 1,005,234 $ 1,018,177 111 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual 2003 Authority Lease Revenue Parking Bond Debt Service Fund For the year ended June 30, 2004 REVENUES: Use of money and property Total expenditures EXPENDITURES: Debt service: Interest and fiscal charges Total expenditures Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final $ $ 2,000 $ 2,000 332,710 332,710 332,710 332,710 $ (332,710) $ (330,710) Variance with Final Budget Actual Positive Amount (Negative) 4,404 $ 2,404 4,404 2,404 333,804 1,094 333,804 1,094 (329,400) $ 1,310 678,827 $ 349,427 112 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Capital Improvement Capital Projects Fund For the year ended June 30, 2004 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) REVENUES: Use of money and property $ 10,000 $ 10,000 $ 33,791 $ 23,791 Other revenue - - 125,732 125,732 Total revenues 10,000 10,000 159,523 149,523 EXPENDITURES: Capital improvement/special projects - 146,000 1,174,794 (1,028,794) Total expenditures - 146,000 1,174,794 (1,028,794) REVENUE OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year 10,000 (136,000) (1,015,271) (879,271) - 146,000 303,058 157,058 146,000 303,058 157,058 $ 10,000 $ 10,000 (712,213) $ (722,213) 1,899,147 $ 1,186,934 113 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Bedroom Tax Capital Projects Fund For the year ended June 30, 2004 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) REVENUES: Taxes and special assessments $ - $ - $ 9,708 $ 9,708 Use of money and property 2,000 2,000 3,272 1,272 Total revenues 2,000 2,000 12,980 10,980 Net change in fund balance $ 2,000 $ 2,000 12,980 $ 10,980 FUND BALANCE: Beginning of year 123,842 End of year $ 136,822 114 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Open Space Capital Projects Fund For the year ended June 30, 2004 REVENUES: Use of money and property Total revenues EXPENDITURES: Current: Public works and parks Capital improvement/special projects Total expenditures Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final $ 20,000 $ 5,000 20,000 5,000 11,680 11,680 11,680 11,680 $ 8,320 $ (6,680) $ Variance with Final Budget Actual Positive Amount (Negative) 3,404 $ (1,596) 3,404 (1,596) 2,618 9,062 1,417 (1,417) 4,035 7,643 (631) $ 6,049 138,769 $ 138,138 115 This page intentionally left blank. 116 INTERNAL SERVICE FUNDS 117 City of San Rafael Combining Statement of Net Assets All Internal Service Funds June 30, 2004 Equipment Building Employee Liability Worker's Peplacement Maintenance Benefits Insurance Compensation ASSETS Current assets: Cash and investments $ 1,421,723 $ 348,759 $ - $ 1,130,008 $ 3,682,502 Accounts receivable - - 694,328 - - Loars receivable - 10,000 - - - Total assets 1,421,723 358,759 694,328 1,130,008 3,682,502 LIABILITIES Cm rent liabilities: Accounts payable 9,895 17,983 400 5,833 9,364 Due to other funds - - 175,409 - - Insurance claims payable - - - 687,145 3,650,879 Total liabilities 9,895 17,983 175,809 692,978 3,660,243 NET ASSETS Unrestricted 1,411,828 340,776 518,519 437,030 22,259 Total net assets $ 1,411,828 $ 340,776 $ 518,519 $ 437,030 $ 22,259 118 Dental Radio Insurance Replacement Total $ 1,906 $ 1,870,520 $ 8,455,418 - - 694,328 - - 10,000 1,906 1,870,520 9,159,746 - 43,475 - 175,409 - 4,338,024 - 4,556,908 1,906 1,870,520 4,602,838 $ 1,906 $ 1,870,520 $ 4,602,838 119 City of San Rafael Combining Statement of Revenues, Expenses and Changes in Net Assets All Internal Service Funds For the year ended June 30, 2004 OPERATING REVENUES: Charges for services Refunds Other operating revenues Total operating revenues OPERATING EXPENSES: General and administrative Insurance premiums and claims Maintenance and repairs Total operating expenses OPERATING INCOME (LOSS) NONOPERATING REVENUES: Investment income Total nonoperating revenues INCOME (LOSS) BEFORE OPERATING TRANSFERS OTHER FINANCING SOURCES (USES): Proceeds from sale of assets Transfers in Transfers out Total other financing sources (uses) Net income (loss) NET ASSETS: Beginning of year End of year Equipment Building Employee Liability Worker's Replacement Maintenance Benefits Insurance Compensation $ 694,662 $ 39,810 $ 710,348 $ 950,030 $ 1,785,052 - - 189,516 197,610 32,066 678,277 73,335 684,905 - - 1,372,939 113,145 1,584,769 1,147,640 1,817,118 172,497 8,314 1,620,122 - - - - - 1,113,470 1,880,529 1,441,114 109,752 - - - 1,613,611 118,066 1,620,122 1,113,470 1,880,529 (240,672) (4,921) (35,353) 34,170 (63,411) 32,999 8,984 4,381 23,658 85,410 32,999 8,984 4,381 23,658 85,410 (207,673) 4,063 (30,972) 57,828 21,999 38,360 - - - - - 100,000 - - - (200,000) - - - - (161,640) 100,000 - - - (369,313) 104,063 (30,972) 57,828 21,999 1,781,141 236,713 549,491 379,202 260 $ 1,411,828 $ 340,776 $ 518,519 $ 437,030 $ 22,259 120 Dental Radio Insurance Replacement Total $ 444,877 $ 250,040 $ 4,874,819 9,455 - 428,647 - 4 1,436,521 454,332 250,044 6,739,987 - 569,087 2,370,020 452,526 - 3,446,525 - - 1,550,866 452,526 569,087 7,367,411 1,806 (319,043) (627,424) 43,373 198,805 - 43,373 198,805 1,806 (275,670) (428,619) - 38,360 - 100,000 - (200,000) - (61,640) 1,806 (275,670) (490,259) 100 2,146,190 5,093,097 $ 1,906 $ 1,870,520 $ 4,602,838 121 City of San Rafael Combining Statement of Cash Flows All Internal Service Funds For the year ended June 30, 2004 CASH FLOWS FROM OPERATING ACTIVITIES: Cash received from customers/other funds Cash payments to suppliers for goods and services Net cash provided (used) by operating activities CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES: Transfers in Transfers out Net cash provided (used) by noncapital financing activities Equipment Building Employee Liability Worker's Replacement Maintenance Benefits Insurance Compensation $ 1,372,939 $ 118,145 $ 1,667,511 $ 1,147,640 $ 1,817,118 (1,613,374) (103,415) (1,714,296) (919,726) (1,508,507) (240,435) 14,730 (46,785) 227,914 308,611 100,000 (200,000) - - (200,000) 100,000 - CASH FLOWS FROM CAPITAL FINANCING ACTIVITIES: Cash received from sale of assets 38,360 - - Net cash provided (used) by capital financing activities 38,360 - - - CASH FLAWS FROM INVESTING ACTIVITIES: Interest revenue Net cash provided (used) by investing activities Net increase (decrease) in cash and cash equivalents CASH AND CASH EQUIVALENTS: Beginning of year End of year RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES: Operating income (loss) Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Changes in operating assets and liabilities: Due to/from other funds Loans receivable Accounts payable Insurance claims payable Total adjustments Net cash provided (used) by operating activities 32,999 8,984 4,381 23,638 85,410 32,999 8,984 4,381 23,658 85,410 (369,076) 123,714 (42,404) 251,572 394,021 1,790,799 225,045 42,404 878,436 3,288,481 $ 1,421,723 $ 348,759 $ - $ 1,130,008 $ 3,682,502 $ (240,672) $ (4,921) $ (35,353) $ 34,170 $ (63,411) - - 175,409 - - - 5,000 (92,667) - - 237 14,651 (94,174) (1) (1,524) - - - 193,745 373,546 237 19,651 (11,432) 193,744 372,022 $ (240,435) $ 14,730 $ (46,785) $ 227,914 $ 308,611 122 Dental Radio Lismance Replacement Total 454,332 $ 250,044 $ 6,827,729 (454,327) (569,087) (6,882,732) 5 (319,043) (55,003) 100,000 (200,000) (100,000) 38,360 38,360 1,901 43,373 200,706 1,901 43,373 200,706 1,906 (275,670) 84,063 - 2,146,190 8,371,355 1,906 $ 1,870,520 $ 8,455,418 $ 1,806 $ (319,043) $ (627,424) - 175,409 - (87,667) (1,801) - (82,612) - 567,291 (1,801) - 572,421 $ 5 $ (319,043) $ (55,003) 123 This page intentionally left blank. 124