Loading...
HomeMy WebLinkAboutFY2004-05 Basic Finincial StatementsCity of San Rafael San Rafael, California Basic Financial Statements and Independent Auditor's Report For the year ended June 30, 2005 C&L Caporicci & Larson Certified Public Accountants City of San Rafael Basic Financial Statements For the year ended June 30, 2005 Table of Contents Page FINANCIAL SECTION: IndependentAuditors' Report..............................................................................................................................1 Management's Discussion and Analysis............................................................................................................... 3 Basic Financial Statements: Governmental -Wide Financial Statements: Statementof Net Assets..............................................................................................................................19 Statement of Activities and Changes in Net Assets................................................................................ 20 Fund Financial Statements: Governmental Funds BalanceSheet.......................................................................................................................................... 26 Reconciliation of the Governmental Funds Balance Sheet to the Government -Wide Statement of Net Assets............................................................................... 27 Statement of Revenues, Expenditures and Changes in Fund Balances - GovernmentalFunds...................................................................................................................... 29 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures, and Changes in Fund Balances to the Governmental -Wide Statement of Activities and Changes in Net Assets.......................................................................................... 30 Proprietary Funds: Statementof Net Assets........................................................................................................................ 32 Statement of Revenues, Expenses and Changes in Retained Earnings ......................................... 33 Statementof Cash Flows...................................................................................................................... 34 Notes to Basic Financial Statements................................................................................................................. 35 Required Supplementary Information: Budgets and Budgetary Accounting: Budgetary Comparison Schedule - General Fund........................................................................... 77 Budgetary Comparison Schedule - Redevelopment Agency Fund ............................................... 78 Budgetary Comparison Schedule - Traffic and Housing Mitigation SpecialRevenue Fund.................................................................................................................... 79 Marin County Employees' Retirement System Schedule of Funding Progress .................................. 80 City of San Rafael Basic Financial Statements For the year ended June 30, 2005 Table of Contents, Continued Page FINANCIAL SECTION, Continued: Supplementary Information: Non -Major Governmental Funds CombiningBalance Sheet........................................................................................................................... 86 Combining Statement of Revenues, Expenditures and Changes in Fund Balances ........................... 90 Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual: Recreation Revolving Special Revenue Fund............................................................................. 94 Baypoint Lagoons Assessment District Special Revenue Fund ............................................... 95 Gas Tax Special Revenue Fund..................................................................................................... 96 Childcare Special Revenue Fund.................................................................................................. 97 Street Maintenance and Cleaning Special Revenue Fund ......................................................... 98 Loch Lomond Assessment District Special Revenue Fund ...................................................... 99 Library Special Revenue Fund......................................................................................................100 Public Safety Special Revenue Fund............................................................................................101 Stormwater Special Revenue Fund..............................................................................................102 Development Services Special Revenue Fund............................................................................103 GrantsSpecial Revenue Fund.......................................................................................................104 Parkland Dedication Special Revenue Fund...............................................................................105 Emergency Medical Services Special Revenue Fund.................................................................106 Business Improvement Special Revenue Fund...........................................................................107 Household Hazmat Facility Special Revenue Fund..................................................................108 Sewer Maintenance Special Revenue Fund.................................................................................109 Peacock Gap Assessment District Debt Service Fund...............................................................110 Mariposa Assessment District Debt Service Fund.....................................................................111 1997 Financing Authority Revenue Bonds Debt Service Fund................................................112 Capital Improvement Capital Projects Fund..............................................................................113 Bedroom Tax Capital Projects Fund.............................................................................................114 Park Capital Projects Capital Projects Fund................................................................................115 Open Space Capital Projects Fund...............................................................................................116 Internal Service Funds: Combining Statement of Net Assets...................................................................................................118 Combining Statement of Revenues, Expenses and Changes in Net Assets..................................120 Combining Statement of Cash Flows.................................................................................................122 G-11 Caporicci & Larson Certified Public Accountants INDEPENDENT AUDITORS' REPORT To the Honorable Mayor and Members of the City Council of the City of San Rafael San Rafael, California We have audited the accompanying financial statements of the governmental activities, the business - type activities, the discrete component unit, each major fund, and the aggregate remaining fund information of the City of San Rafael, California (City), as of and for the year ended June 30, 2005, which collectively comprise the City's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City's management. Our responsibility is to express an opinion on these financial statements based on our audit. We did not audit the financial statements of the San Rafael Sanitation District (District), which is presented as a discrete component unit in the accompanying financial statements. Those financial statements were audited by other auditors whose report has been furnished to us, and our opinion on the basic financial statements, insofar as it relates to the amounts included for the District in the accompanying basic financial statements, is based on the report of the other auditors. We conducted our audit in accordance with generally accepted auditing standards in the United States and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall basic financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the basic financial statements referred to above present fairly, in all material respects, the financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City as of June 30, 2005, and the respective changes in financial position and cash flows, where applicable, thereof for the year then ended in conformity with generally accepted accounting principles in the United States. As described in Note 1 to the basic financial statements, the City adopted Statement of the Governmental Accounting Standards Board No. 40, Deposit and Investment Risk Disclosures (Amendment of GASB No. 3). In accordance with Government Auditing Standards, we have also issued our report dated October 6, 2005, on our consideration of the City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grants. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be read in conjunction with this report in considering the results of our audit. Toll Free Ph: (877) 862-2200 Toil Free Fax: (866) 436-0927 Oakland Orange County 180 Grand Ave., Suite 1365 9 Corporate Park, Suite 100 Oakland, California 94612 Irvine, California 92606 Sacramento San Diego 777 Campus Commons Rd., Suite 200 4858 Mercury, Suite 106 Sacramento, California 95825 San Diego, California 92111 To the Honorable Mayor and Members of the City Council of the City of San Rafael San Rafael, California The accompanying Required Supplementary Information, such as management's discussion and analysis, budgetary comparison information and other information as listed in the table of contents are not a required part of the basic financial statements but is supplementary information required by the Governmental Accounting Standards Board. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the Required Supplementary Information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming an opinion on the financial statements that collectively comprise the City's basic financial statements. The accompanying supplementary information is presented for purpose of additional analysis and is not a required part of the basic financial statements. The supplementary information has been subjected to the auditing procedures applied in the audit of the basic financial statements, and in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. Oakland, California October 6, 2005 N CITY OF SAN RAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2005 This analysis of the City of San Rafael's (City) financial performance provides an overview of the City's financial activities for the fiscal year ended June 30, 2005. Please read it in conjunction with the accompanying transmittal letter, the basic financial statements and the accompanying notes to those basic financial statements. FINANCIAL FIIGHTLIGHTS Government -Wide Highlights: Net Assets - The assets of the City exceeded its liabilities at fiscal year ending June 30, 2005 by $221.7 million. Of this amount, $16.1 million was reported as "unrestricted net assets" and may be used to meet the governments ongoing obligations to citizens and creditors. Expense Activities - During the fiscal year the City's total expenses ($73.3 million) exceeded revenues for governmental and business -type activities ($71.9 million) by $1.4 million. Excluding Depreciation (non - cash expense of $6.4 million), collected revenues were $5.0 million above expenses. Changes in Net Assets -'The City's total net assets decreased by $1.4 million in fiscal year 2005. Net assets of governmental activities decreased by $1.6 million, while net assets of the business type activities increased by $.2 million. Fund Highlights: Governmental Funds - Fund Balances- As of the close of fiscal year 2005, the City's governmental funds reported combined ending fund balances of $40.5 million, a decrease of $3.2 million from the prior year. Of this total amount, $29.0 million represents reserved fund balances and $10.8 million is designated. General Fund - The fund balance of the general fund on June 30, 2005 was $8.2 million, an increase of $2.5 million from the prior year. $2.4 million was held in reserve, and $5.7 million is designated to meet our 10% reserve requirement as defined by the City's Financial Management Policies. Long -Term Debt: The City's total outstanding debt decreased by $1.9 million (3.2 percent) during the fiscal year, which reflects payment on outstanding assessment district bonds and Redevelopment debt. OVERVIEW OF FINANCIAL STATEMENTS This discussion and analysis is intended to serve as an introduction to the City's basic financial statements, which are comprised of three components: 1) Government -Wide Financial Statements, 2) Fund Financial Statements, and 3) Notes to the Basic Financial Statements. The basic financial statements include the City (primary government) and all legally separate entities (component units) for which the government is financially accountable. The City's component units consist of the following: The Redevelopment Agency of the City of San Rafael (Agency) and the San Rafael Joint Powers Financing Authority (Authority). These component units are, for practical purposes, departments of the City and have been included in the basic financial statements as an integral part of the primary government using the blended method. This report also contains other supplementary information in addition to the basic financial statements for further information and analysis. CITY OF SAN RAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2005 Government -Wide Financial Statements The Government -Wide Financial Statements present the financial picture of the City and provide readers with a broad view of the City's finances. These statements present governmental activities and business - type activities separately and include all assets of the City (including infrastructure) as well as all liabilities (including long-term debt). Additionally, certain interfund receivables, payables and other interfund activity have been eliminated as prescribed by Government Accounting Standards Board (GASB) Statement No. 34. The Statement of Net Assets and the Statement of Activities and Changes in Net Assets report information about the City as a whole and about its activities. These statements include all assets and liabilities of the City using the accrual basis of accounting, which is similar to the accounting used by most private -sector companies. All of the current year's revenues and expenses are taken into account, regardless of when cash is received or paid. The Statement of Net Assets presents information on all of the City's assets and liabilities, with the difference between the two reported as net assets. Over time, increases in net assets may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The Statement of Activities and Changes in Net Assets presents information showing how the City's net assets changed during the year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of timing of related cash flows. In the Statement of Net Assets and the Statement of Activities and Changes in Net Assets, we separate the City activities as follows: Governmental Activities —Most of the City's basic services are reported in this category, including Public Safety, Public Works and Parks, Community Development and Redevelopment, Cultural and Recreation and Government Administration (finance, human resources, legal, City Clerk and City Manager operations). Property and sales taxes, user fees, interest income, franchise fees, hotel taxes, business license and property transfer taxes, plus state and federal grants finance these activities. Business -Type Activities —The City charges a fee to customers to cover all or most of the costs of certain services it provides. The City's Parking Services program is reported as a business -type activity. Discretely Presented Component Units - The government -wide financial statements include not only the City itself (known as the primary government), but also a legally separate entity, the San Rafael Sanitation District for which the City is financially accountable. Financial information for the San Rafael Sanitation District is reported separately from the financial information presented for the primary government itself. The government -wide financial statements can be found on pages 17 through 21 of this report. Fund Financial Statements and Major Component Unit Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance -related legal requirements. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. CITY OF SAN RAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2005 The fund financial statements provide detail information about each of the City's most significant funds, called Major Funds. The concept of Major Funds, and the determination of which are major funds, was established by GASB Statement 34 and replaces the concept of combining like funds and presenting them in total. Instead, each Major Fund is presented individually, with all Non -major Funds summarized and presented in a single column. Further detail on the Non -major funds is presented on pages 86 through 93 of this report. Governmental Funds - Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, governmental fund financial statements focus on near -term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term financial capacity. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for government funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long-term impact of the government's near -term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. These reconciliation's are presented on the page immediately following each governmental fund financial statement. The City has twenty-eight governmental funds, of which three are considered major funds for presentation purposes. Each major fund is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances. The City's three major funds are - the General Fund, Redevelopment Agency, and Traffic and Housing Mitigation. Data from the other twenty-five governmental funds are combined into a single, aggregated presentation. The basic governmental fund financial statements can be found on pages 25 through 30 of this report. Individual fund data for each of these non -major governmental funds is provided in the form of combining statements on pages 86 through 93 of this report. Proprietary Funds - The City maintains two different types of proprietary funds - enterprise funds and internal service funds. Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City uses an enterprise fund to account for its Parking Services program. Internal service funds are used to accumulate and allocate costs internally among the City's various functions. The City uses internal service funds to account for its fleet of vehicles, building maintenance, radio systems, personal computer replacement program, self-insurance for worker's compensation, dental and public liability, and employee benefits programs. Because these services predominantly benefit governmental rather than business -type functions, they have been included within governmental activities in the governmental -wide financial statements. Proprietary funds provide the same type of information as the government -wide financial statements, only in more detail. Like the government -wide financial statements, proprietary fund financial statements use the accrual basis of accounting. There is no reconciliation needed between the government -wide financial statements for business -type activities and the proprietary fund financial statements. The basic proprietary fund financial statements can be found on pages 31 through 34 of this report. 5 CITY OF SAN RAFAEL Management's Discussion and. Fiscal Year Ended June 30, 2005 Notes to the Financial Statements The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. The notes to the financial statements can be found on pages 35 through 74 of this report. Required Supplementary Information In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information. One section includes budgetary comparison statements for the major funds (general, redevelopment agency, and traffic and housing mitigation). The other section is a schedule of funding progress for the Marin County Employees' Retirement System. All budgeted positions that are filled by either full-time or permanent part-time employees (working seventy-five percent of full time equivalent) are eligible to participate in this system. Required supplementary information can be found on pages 75 through 80 of this report. GOVERNMENT -WIDE FINANCIAL ANALYSIS Statement of Net Assets Net assets are a good indicator of the City's financial position. During this fiscal year, net assets of the City were $221.7 million, which is a decrease of $1.4 million from the prior year. The following is the condensed Statement of Net Assets for the fiscal years ended June 30, 2004 and 2005. Assets: Current assets Capital assets, net Total assets Liabilities: Current liabilities Long-term liabilities Total liabilities Net Assets: Invested in capital assets, net of related debt Restricted Unrestricted Total net assets City of San Rafael Statements of Net Assets June 30, (Amounts in Millions) Governmental Activities Increase 2005 2004 (Decrease) Business -Type Activities Increase 2005 2004 (Decrease) $ 55.8 $ 54.5 $ 1.3 $ 2.1 $ 1.6 $ 0.5 216.4 216.2 0.2 16.2 16.1 0.1 272.2 270.7 1.5 18.3 17.7 0.6 12.5 7.5 5.0 0.3 0.1 0.2 48.5 50.4 (1.9) 7.5 7.3 0.2 61.0 5T9 3.1 7.8 7.4 0.4 194.7 2003 (5.6) 8.6 8.8 (0.2) 2.4 2.7 (0.3) - - - 14.1 9.8 4.3 1.9 1.5 0.4 $ 211.2 $ 212.8 $ (1.6) $ 10.5 $ 10.3 $ 0.2 6 CITY OF SAN RAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2005 At June 30, 2005, the largest portion of net assets (92.2 percent) consists of the City's investment in capital assets net of related debt. This component portrays the total amount of funds required to acquire those assets less any related debt used for such acquisition that is still outstanding. The City uses these capital assets to provide services to citizens. The decrease in total net assets from 2003-2004 to 2004-2005 is largely attributable to a prior period adjustment for an overstatement of construction in progress ($1.8 million) from the prior fiscal year. Not including the prior period adjustment, total depreciation for this current year was $6.4 million, while capital asset acquisition totaled $6.9 million, leaving a net change (increase) of $0.3 million. The capital assets of the City are not sources of income for repayment of debt as most assets are not revenue generating and generally are not liquidated to repay debt. Therefore, debt service payments are funded from other sources available to the City. A portion of the City's net assets (1.1 percent) is subject to restrictions imposed by external parties and their use is determined by those restrictions and agreements. The remainder of net assets, $16.1 million, may be used to meet the City's ongoing operations. For the year ended June 30, 2005, the City reported positive balances in all three categories of net assets for governmental activities. Business -type activities reported positive net assets in capital and unrestricted net assets. Net Assets $2r $2( CITYOFSANRAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2005 Statement of Activities The following is the condensed Statement of Activities and Changes in Net Assets for the fiscal years ended June 30, 2004 and 2005: Revenues: Progrannrevenues General revenues Total revenues Expenses Change in net assets before transfers Transfers Net Assets: Beginning Ending Governmental Activities: City of San Rafael Statements of Activities and Changes in Net Assets For the Fiscal Years Ended June 30, (Amounts in Millions) Governmental Activities Increase Business -Type Activities Increase 2005 2004 (Decrease) 2005 2004 (Decrease) $ 19.3 $ 18.2 $ 1.1 $ 2.6 $ 2.3 $ 0.3 50.0 44.7 5.3 - - - 69.3 62.9 6.4 2.6 2.3 0.3 70.8 67.5 3.3 2.4 1.4 1.0 (1.5) (4.6) 3.1 0.2 0.9 (0.7) - 0.1 $ (0.1) - (0.1) $ U 212.7 217.2 10.3 9.5 $ 211.2 $ 212.7 $ 10.5 $ 10.3 The City's governmental activities decreased net assets by $1.5 million, which represents a .7% decrease from last year. Key elements of this change were as follows: Revenue highlights: • Property Tax revenues increased by $2.5 million or 16.7 percent in fiscal year 2005 due to excess property tax revenues, also known as "excess ERAF", higher assessed property values, and new construction netted against the State's take away with the passage of Proposition 1A. • Sales tax revenues decreased by $0.03 million or approximately 0.2 percent compared to fiscal year 2004. Although sales tax revenues have been relatively flat on consumer retail and business related activity in the City, the State also reduced the sales tax revenues distributed to the local governments from 1 percent to 0.75 percent. The State will replace the 0.25 percent difference with revenues from property taxes. This amount also known as the "triple flip" is recorded and reported as sales tax. • Motor vehicle revenues increased by $2.2 million or approximately 86.6 percent compared to fiscal year 2004. The increase is due to the classification of the State's backfill for vehicle license fee (VLF) which is classified with VLF for FY2004-2005 but will be considered property tax revenues in future years and from the proceeds from the sale of the VLF loan receivable. Investment income, which is a combination of interest earnings and change in fair value of investments, increased by $0.3 million, or approximately 37.5 percent over the prior fiscal year. Interest earnings were higher due to the interest recorded for the Tax and Revenue Anticipation Note. 8 CITY OF SAN RAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2005 Governmental Activities - Revenues: 22% Governmental Activities Revenues by Source June 30, 2005 1 % 6% 2% 7_c,01 19% LJ 70 Governmental Activities - Expenses: Governmental Activities Expenses by Function June 30, 2005 12% 3% 8% 7°r 24 6% ■ Property Taxes ■ Sales Taxes ❑ Other Taxes ❑ Charges for Services ■ Miscellaneous 13 Capital Grants and Contributions ■ Investment Earnings ■ General Government ■ Public Safety ❑ Public Works and Parks ❑ Community Development ■ Culture and Recreation Debt Service Total expenses for governmental activities were $68.6 million (not including interest on long-term debt of $2.1 million). Program revenues offset total expenditures as follows: • Those who directly benefited from programs contributed $15.3 million in charges for services. • A total of $1.2 million in capital projects was funded by outside agencies through capital grants and contributions. 9 CITY OFSANRAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2005 As a result, total expenditures that were funded by tax revenues; investment income and other general revenues were $52.1 million. Functional expenses for the years ended June 30, 2005 were as follows: Expenses by Function For the fiscal year envied June 30, 2005 Function Amount Percent of Total General Government Public Safety Public works and parks Community development Culture and recreation Interest on Debt Total Expenses Business -Type Activities: $ 5,895,390 8.3% 32,891,692 46.4% 16,820,453 23.8% 4,624,345 6.5% 8,450,017 11.9% 2,129,818 3.0% $ 70,811,715 100.0% Net assets for business -type activities were $10.5 million, an increase of $0.2 million from the prior fiscal year. Parking services is the City's only business type activity and income is derived from program revenues of $2.6 million. Program revenues include parking meter coin at $1.1 million, and parking garage hourly parking at $0.2 million. Revenues also include parking and non -vehicle code fines totaling $1.1 million and $0.2 million for garage parking permits. Total expenses for parking services were $2.5 million during fiscal year 2004-2005. FINANCIAL ANALYSIS OF INDIVIDUAL FUNDS Governmental Funds The focus of the City's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financial capacity. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $48.5 million. Approximately, $0.5 million of this amount constitutes unreserved and undesignated fund balance, which is available for spending at the government's discretion. The remainder of fund balance is reserved to indicate that it is not available for spending because it has already been legally committed. General Fund - The General Fund is the primary operating fund of the city. At the end of the current fiscal year, unreserved fund balance of the general fund was $5.8 million, while total fund balance reached $8.2 million. $5.7 million is held as part of the 10 percent reserve for emergencies and cash flow cycles as defined in San Rafael's Financial Management Policies. As a measure of the general fund's liquidity, it may be useful to compare both unreserved fund balance and total fund balance to total fund expenditures. Unreserved fund balance represents 14.1 percent of total general fund expenditures including transfers out, while total fund balance represents 20.1 percent of that same amount. 10 CITYOFSANRAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2005 The available fund balance of the City's general fund increased by $1.5 million during the current fiscal year. This increase resulted from: • Vehicle license fee backfill and sale of the vehicle license fee loan. Passage of Proposition 1A in November 2004 reduces property taxes for two years. This loss combined with the greater than expected excess Educational Revenue Augmentation Fund revenue netted an increase of property tax. Redevelopment Agency Fund - The Redevelopment Agency is responsible for assisting in the clearance and rehabilitation of areas determined to be in a declining condition in the City. The Agency's operations are funded primarily by the issuance of debt, which is expected to be repaid out of property tax increment revenue generated by increased in property assessed values in the redevelopment areas. The Redevelopment Agency Capital Project Fund was established to account for capital improvement projects related to the various redevelopment areas. At the end of fiscal year 2005, the reserved fund balance was $13.2 million, a decrease of $4.8 million from the prior year. Expenditures exceeded revenues by $4.8 million. The decrease is primarily related to $5.4 million in expenditures for capital improvement projects including the 3ra and C Street parking structure and the Pickleweed Community Center expansion. The entire fund balance as of June 30, 2004 was reserved for future capital project and housing programs. Proprietary Funds The City's proprietary funds provide the same type of information found in the government -wide financial statements, but in more detail. As discussed in the business -type activities previously, the City's net assets increased by $.2 million as a result of operations in the Parking Services fund. GENERAL FUND BUDGETARY HIGHLIGHTS The final amended budget totaled $40.7 million, including an increase of $180,135 to the originally adopted budget. The amendments can be briefly summarized as follows: 1. Increases (decreases) in the following budgets: o General Government $181,343 o Public Safety 15,616 o Public Works and Parks (71,652) o Community Development/Redevelopment 37,452 o Culture and Recreation 17,376 During the year, however, revenues exceeded budgetary estimates and expenditures exceeded the final budgetary estimate. Overall, revenues exceeded expenditures by $5.0 million. Transfers out exceeded transfers in by $2.5 million. 11 CITYOFSANRAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2005 CAPITAL ASSETS AND DEBT ADMINISTRATION Capital Assets The City's investment in capital assets for its governmental and business -type activities as of June 30, 2005, amounts to $232.6 million, net of accumulated depreciation of $86.5 million. This investment in capital assets includes land, buildings, improvements, machinery and equipment, infrastructure and construction in progress. Infrastructure assets are items that are normally immovable and of value only to the City such as roads, bridges, streets and sidewalks, drainage systems, lighting systems and similar items. The total additions to the City's investment in capital assets for the current fiscal year was $4.5 million, net of retirements and a prior period adjustment for an overstatement of construction in progress. Major capital asset additions during the current fiscal included a land purchase, construction of a parking structure, work in process on a community center expansion and dispatch center, purchase of twelve vehicles, and roadway improvements. Capital Projects The Pickleweed Community Center expansion and renovation project is well under way with the expected completion in the summer of 2006. y Although construction of the 3,a and C Street Parking Structure was halted for a time due to the default of the original general contractor, construction resumed and the facility opened in June 2005. Final settlement issues with the surety company will be resolved in the next fiscal year. Additional information on the City's capital assets can be found in Note 5 on pages 53 through 56 of this report. Debt Administration As of June 30, 2005, the City had outstanding debt issues as listed below. Not included in the following table is the Community Facilities District No.1 Special Tax Bond, which is backed by property tax levies against property owners. The City has no obligation for these bonds. Certain specific revenues back each of the City's other bonds or General Fund lease payments and carry respectable ratings. The City's long-term obligations for the fiscal years 2004 and 2005 were as follows: Governmental Business -Type Activities Activities Total 2005 2004 2005 2004 2005 2004 Revenue Bonds $ 1.7 $ 2.3 $ 7.6 $ 7.6 $ 9.3 $ 9.9 Bonds 0.3 0.5 - - 0.3 0.5 Tax Allocation Bonds 41.5 43.2 - - 41.5 43.2 Redevelopment note 0.2 0.2 - - 0.2 0.2 Capitalized Leases 0.5 0.7 - - 0.5 0.7 Compensated Absences 5.0 4.1 - - 5.0 4.1 Total Outstanding Debt $ 49.2 $ 51.0 $ 7.6 $ 7.6 $ 56.8 $ 58.6 12 CITYOFSANRAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2005 ECONOMIC CLIMATE AND NEXT YEAR'S BUDGET The budget adopted in June 2005 projected a General Fund deficit in excess of $3.4 million for fiscal year 2005- 2006. The General Fund continues to suffer a structural deficit problem. Key action items to bring the budget in balance are listed below: Given the sluggish sales tax growth, State tax shifts, and cost of employee compensation, reserves will be drawn down to close the deficit projections for FY2005-2006. The Fleet Advisory Board provided $250,000 of relief from the Vehicle Replacement Fund for another year. The net proceeds from the sale of the VLF Loan Receivable as part of a statewide pool were added to reserves in FY2004-2005. This sum will be part of the reserves drawn down to balance the budget. Excess property taxes, also known as excess ERAF, will be used to close the gap for FY2005-2006. All cities in the State are required to help pay for schools via property tax redistributions in the early nineties. Marin County agencies have hit the ceiling under defined formulas, creating an excess. Currently, a large portion is being returned to all Marin taxing agencies. Future amounts may subject to redirection or other state mandates. Once again, the Mayor and all of the City Council members chose to contribute to the budget challenges by foregoing 10 percent of their monthly stipends for the coming year. Although passage of Proposition 1A in November 2004 protects local tax revenues from realignments or Legislative actions beginning in fiscal year 2006-2007, there is a two-year statewide hit ($1.3 billion per annum for fiscal year 2004-2005 and fiscal year 2005-2006. The City's share of this hit is $993,000 for each year for the two years. The formula for taking these local revenues is based upon looking at our tax bases compared to statewide totals. Formulas are weighted 1/3 from sales tax, 1/3 from property tax and the remaining 1/3 from vehicle license fees. Actual revenue losses come from VLF revenues. Added pain is caused by the VLF rate being permanently reduced from 2.0 percent to 0.65 percent and relying on State backfilling, via property taxes, to make up the difference. Beyond fiscal iLear 2005-2006 In November 2005, the citizens of San Rafael passed Measure S with a 70 percent voter approval. Although this passage of a .50 percent transaction and use tax will become operative on April 1, 2006, the actual funds will not be seen until September 2006. The effects of this tax will not be significant until fiscal year 2006-2007. Fiscal year 2005-2006 appears to have flat growth for sales tax; fiscal year 2006-2007 will bring some good news with the added revenue from Best Buy. Property taxes, the most stable source of City funding, are projected to grow five percent and there is no further loss thanks to Proposition 1A. Future expenditures projections to be considered include rising health costs, retirement costs, ADA compliance costs and funds for infrastructure REQUEST FOR INFORMATION This financial report is designed to provide our residents, businesses, customers, and investors and creditors with a general overview of the City's finances and to demonstrate the City's accountability for providing high quality services within the limits of our fiscal resources. If you have questions about this report or need additional financial information, contact the City of San Rafael Management Services Department - Financial Services Division,1400 Fifth Avenue, Room 204, San Rafael, California 94901. 13 This page intentionally left blank 14 BASIC FINANCIAL STATEMENTS 15 This page intentionally left blank. 16 GOVERNMENT -WIDE FINANCIAL STATEMENTS 17 This page intentionally left blank. 18 City of San Rafael Statement of Net Assets June 30, 2005 Discrete Component Primary Government Unit San Rafael Governmental Business -Type Sanitation Activities Activities Total District ASSETS Current assets: Cash and investments $ 37,810,048 $ 2,014,871 $ 39,824,919 $ 6,435,022 Restricted cash and investments: Held by fiscal agents 8,539,681 1,203 8,540,884 481,376 Receivables: Accounts 2,965,766 58,223 3,023,989 - Taxes 4,560,891 - 4,560,891 - Grants 924,016 - 924,016 - Interest 335,569 - 335,569 38,036 Loans 651,587 - 651,587 - Prepaid expenses - - - 34,848 Total current assets 55,787,558 2,074,297 57,861,855 6,989,282 Noncurrent assets: COP issuance costs, net - - - 50,571 Capital assets: Nondepreciable assets 90,530,502 8,942,101 99,472,603 2,663,962 Depreciable assets, net 125,860,431 7,278,382 133,138,813 21,228,973 Total capital assets 216,390,933 16,220,483 232,611,416 23,892,935 Total noncurrent assets 216,390,933 16,220,483 232,611,416 23,943,506 Total assets 272,178,491 18,294,780 290,471,271 30,932,788 LIABILTTIES Current liabilities: Accounts payable 3,171,430 85,503 3,256,933 118,546 Deposit payable 29,646 - 29,646 - Interest payable 319,823 86,392 406,215 57,873 Developer bonds payable 83,282 - 83,282 - Arbitrage payable 25,127 - 25,127 - Deferred revenue 166,810 11898 168,708 - TRANS notes payable 4,245,000 - 4,245,000 - Insurance claims payable - due within one year 1,827,459 - 1,827,459 - Long -terns debt - due within one year 2,655,315 150,000 2,805,315 365,000 Total current liabilities 12,523,892 323,793 12,847,685 541,419 Long-term liabilities: Compensated absences 5,037,555 - 5,037,555 - Insurance claims payable - due in more than one year 1,887,205 - 1,887,205 - Long-term debt - due in more than one year 41,525,445 7,455,000 48,980,445 2,824,860 Total long-term liabilities 48,450,205 7,455,000 55,905,205 2,824,860 Total liabilities 60,974,097 7,778,793 68,752,890 3,366,279 NET ASSETS Investments in capital assets, net of related debt 194,658,126 8,615,483 203,273,609 20,753,646 Restricted 2,378,641 - 2,378,641 426,901 Unrestricted 14,167,627 1,900,504 16,068,131 6,385,962 Total net assets 5 211,204,394 $ 10,515,987 $ 221,720,381 $ 27,566,509 See accompanying Notes to Basic Financial Statements 19 City of San Rafael Statement of Activities and Changes in Net Assets For the year ended June 30, 2005 Program Revenues Charges Operating Capital Total for Grants and Grants mid Program Functions/Programs Expenses Services Contributions Contributions Revenues Primary government: Governmental activities: General government $ 5,895,390 $ 1,831,269 $ 17,371 $ - $ 1,848,640 Public safety 32,891,692 4,315,141 929,205 - 5,244,346 Public works and parks 16,820,453 3,298,076 1,497,956 135,176 4,931,208 Community development/redevelopment 4,624,345 1,974,527 195 623,574 2,598,296 Culture and recreation 8,450,017 3,924,360 876,408 (152,161) 4,648,607 Interest on long-term debt (unallocated) 2,129,818 - - - - Totai governmental activities 70,811,715 15,343,37-1 3,321,135 606,589 19,271,097 Business -type activity: Parking services 2,451,941 2,604,066 - - 2,604,066 Total primary government $ 73,263,656 $ 17,947,439 $ 3,321,135 $ 606,589 $ 21,875,163 Component unit: San Rafael Sanitation District $ 5,288,582 $ 6,060,993 $ - $ - $ 6,060,993 General revenues: Taxes: Property taxes Sale taxes Special assessments Motor vehicles Other Total taxes Investment earnings Miscellaneous Aid from other governmental agencies Transfers Total general revenues and transfers Change in net assets Net assets - beginning of year, as restated Net assets - end of year See accompanying Notes to Basic Financial Statements. 20 Net (Expense) Revenue and Chanees in Net Assets Primary Government Governmental Business -type Activities Activities $ (4,046,750) $ (27,647,346) (11,889,245) (2,026,049) (3,801,410) (2,129,818) (51,540,618) (51,540,618) 17,385,722 17,132,100 3,642,184 4,657,817 5,151,205 47,969,028 1,112,548 876,907 15,720 49,974,203 (1,566,415) 212,770,809 Discrete Component Unit San Rafael Sanitation Total District $ (4,046,750) $ (27,647,346) (11,889,245) (2,026,049) (3,801,410) (2,129,818) (51,540,618) 152,125 152,125 152,125 (51,388,493) 28,522 40,735 (15,720) 53,537 205,662 10,310,325 17,385,722 17,132,100 3,642,184 4,657,817 5,151,205 47,969,028 1,141,070 876,907 40,735 772,411 125,959 125,959 117,348 609,419 223,081,134 25,941,372 $ 211,204,394 $ 10,515,987 $ 221,720,381 $ 27,566,509 21 This page intentionally left blank. 22 FUND FINANCIAL STATEMENTS Governmental Fund Financial Statements Proprietary Fund Financial Statements Fiduciary Fund Financial Statements 23 This page intentionally left blank. 24 GOVERNMENTAL FUND FINANCIAL STATEMENTS General Hard - Accounts for all financial resources and transactions except those required to be accounted for in other funds. Redevelopment Agency Fund - Consist of five funds; 1) the 1999 Agency Bonds Funds, 2) the 2002 Agency Bonds Funds, and 3) the RDA Capital Improvement Fund are for improvement projects. Additionally, there are 4) Project Administration Fund and 5) the Housing Fund. Traffic and Housing Mitigation Fund - Established to maintain long-term developer deposits for major housing and street improvement projects. 25 City of San Rafael Balance Sheet Governmental Funds June 30, 2005 ASSETS Cash and investments Cash with fiscal agents Receivables: Accounts Taxes Grants Interest Loans Due from other funds Total assets LIABILITIES AND FUND BALANCES Liabilities: Accounts payable Deposit Payable Developer bonds payable Arbitrage payable Due to other funds Deferred revenue TRANS notes payable Total liabilities Fund Balances: Reserved Unreserved: Designated Undesignated, reported in: Major funds Non -major funds reported in: Special revenue funds Total fund balances Total liabilities and fund balances Major Funds Special Revenue Fund Traffic and Non -Major Total Redevelopment Housing Governmental Governmental General Agency Mitigation Funds Funds $ 4,117,782 $ 8,660,533 $ 9,323,808 $ 8,895,674 $ 30,997,797 4,330,746 3,776,552 - 432,383 8,539,681 279,136 1,043,725 - 830,784 2,153,645 31409,581 1,007,366 - 141,944 4,360,891 - 88,679 - 835,337 924,016 231,240 104,329 - - 335,569 338,194 225,536 82,857 21,726 668,313 340,579 - - - 340,579 $ 13,047,258 $ 14,906,720 $ 9,406,665 $ 11,159,848 S 48,520,491 $ 487,335 $ 1,698,351 $ 12,165 $ 932,505 $ 3,130,356 29,646 - - - 29,646 56,782 25,000 - 11500 83,282 - 25,127 - - 25,127 - - - 340,579 340,579 5,934 - - 210,262 216,196 4,245,000 - - - 4,245,000 4,824,697 1,748,478 12,165 1,484,846 8,070,186 2,442,881 13,158,242 9,311,643 4,129,672 29,042,438 5,726,216 - - 5,109,719 10,835,935 53,464 - 82,857 - 136,321 - - - 435,611 435,611 8,222,561 13,158,242 9,394,500 9,675,002 40,450,305 $ 13,047,258 $ 14,906,720 $ 9,406,665 $ 11,159,848 $ 48,520,491 See accompanying Notes to Basic Financial Statements, 26 City of San Rafael Reconciliation of the Governmental Funds Balance Sheet to the Government -Wide Statement of Net Assets June 30, 2005 Total Fund Balances -Total Governmental Funds $ 40,450,305 Amounts reported for governmental activities in the Statement of Net Assets were different because: Capital assets used in governmental activities were not current financial resources. Therefore, they were not reported in the Governmental Funds Balance Sheet. Capital assets were adjusted as follows: Non -depreciable 90,530,502 Depreciable, net 125,860,431 Total capital assets 216,390,933 litterest payable on long-term debt did not require current financial resources. Therefore, interest payable was not reported as a liability in Governmental Funds Balance Sheet. (319,823) Internal service funds were used by management to charge the costs of certain activities, such as insurance, to individual funds. The assets and Liabilities of the Internal service funds were included in governmental activities in the Government -Wide Statement of Net Assets. 3,901,294 Long-term liabilities were not due and payable in the current period. Therefore, they were not reported in the Governmental Funds Balance Sheet. Compensated absences (5,037,555) Long-term debt (44,180,760) Total long-term liabilities (49,218,315) Net Assets of Governmental Activities $ 211,204,394 See accompanying Notes to Basic Financial Statements. 27 This page intentionally left blank. 28 City of San Rafael Statement of Revenues, Expenditures and Changes in Fund Balances Governmental Funds For the year ended June 30, 2005 REVENUES: Taxes and special assessments Licenses and permits Fines and forfeitures Use of money and property Intergovernmental Charges for services Other revenue Total revenues EXPENDITURES: Current: General government Public safety Public works and parks Community development/ redevelopment Culture and recreation Capital outlay Capital improvement/special projects Debt service: Capitalized lease obligation Principal Interest and fiscal charges Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out Total other financing sources (uses) REVENUES AND OTHER FINANCING SOURCES OVER (UNDER) EXPENDITURES AND OTHER FINANCING USES FUND BALANCES: Beginning of year, as restated End of year Major Funds Special Revenue Fund Traffic and Redevelopment Housing General Agency Mitigation Non -Major Total Governmental Governmental Funds Funds $ 34,658,293 $ 4,574,447 $ - $ 3,668,780 $ 42,901,520 920,754 - - 9,239 929,993 1,066,374 - - 22,085 1,088,459 641,566 315,672 122,097 165,071 1,244,406 6,649,752 623,574 26,500 3,222,269 10,522,095 1,722,137 6,825 159,244 9,519,416 11,407,622 260,786 426,360 - 448,339 1,135,485 45,919,662 5,946,878 307,841 17,055,199 69,229,580 5,325,389 - - 213,802 5,539,191 25,917,593 - 52,820 5,814,459 31,784,872 5,418,931 - - 3,855,488 9,294,419 2,185,765 1,577,849 - - 3,763,614 1,476,912 - - 6,061,695 7,538,607 77,543 - 844,828 104,896 1,027,267 352,409 5,599,561 - 3,301,691 9,253,661 141,197 - - - 141,197 - 1,725,000 - 860,000 2,585,000 - 1,842,081 - 298,592 2,140,673 40,915,739 10,744,491 897,648 20,510,623 73,068,501 5,003,923 (4,797,613) (589,807) (3,455,424) (3,838,921) 1,858,560 2,665,354 - 4,112,630 8,636,544 (4,337,110) (2,659,964) - (743,250) (7,740,324) (2,478,550) 5,390 - 3,369,380 896,220 2,525,373 (4,792,223) (589,807) (86,044) (2,942,701) 5,697,188 17,950,465 9,984,307 9,761,046 43,393,006 $ 8,222,561 $ 13,158,242 $ 9,394,500 $ 9,675,002 $ 40,450,305 See accompanying Notes to Basic Financial Statements. 29 City of San Rafael Reconciliation of the Governmental Statement of Revenues, Expenditures, and Changes in Fund Balances to the Government -Wide Statement of Activities and Changes in Net Assets For the year ended June 30, 2005 Net Change in Fund Balances - Total Governmental Funds - $ (2,942,701) Amounts reported for governmental activities in the Statement of Activities are different because: Governmental funds report capital outlay including capital improvement/special projects as expenditures. However, in the Government -Wide Statement of Activities and Changes in Net Assets, the cost of those assets is allocated over their estimated useful lives as depreciation expense. This is the amount of capital assets recorded in the current period. 6,602,238 Depreciation expense on capital assets is reported in the Government -Wide Statement of Activities and Changes in Net Assets, but they do not require the use of current financial resources. Therefore, depreciation expense is not reported as expenditures in governmental funds. (6,371,532) Expenses for compensated absences accrued but not paid are reported in the Government -Wide Statement of Activities and Changes in Net Assets, but they do not require the use of current financial resources. Therefore, compensated absences are not reported as expenditures in governmental funds. This amount represents current compensated absences expense incurred. (889,928) Bond proceeds and proceeds from long-term debt provide current financial resources to governmental funds, but issuing debt increases long-term liabilities in the Government -Wide Statement of Net Assets. Repayment of bond principal is an expenditure in governmental funds, but the repayment reduces long-term liabilities in the Government Wide Statement of Net Assets. This amount represents long-term debt repayments 2,585,000 This amount represents capitalized lease obligation payments 141,197 Total long-term debt 2,726,197 Interest expense on long-term debt is reported in the Government -Wide Statement of Activities and Changes it Net Assets, but they do not require the use of current financial resources. The following amount represents the change in accrued interest from prior year. 10,855 Internal service funds are used by management to charge the costs of certain activities, such as insurance and fleet management, to individual funds. The net revenue of the internal service funds is reported with governmental activities. (701,544) Change in Net Assets of Governmental Activities $ (1,566,415) See accompanying Notes to Basic Financial Statements. G PROPRIETARY FUND FINANCIAL STATEMENTS Parking Services Fund - Established to maintain parking garages, lots and spaces in the Downtown Parking District (established over 40 years ago), and to pay for parking enforcement, meter collection, and downtown officer services. 31 City of San Rafael Statement of Net Assets Proprietary Funds June 30, 2005 41.1430 Current assets: Cash and investments Cash with fiscal agent Receivables: Accounts Interest Loans Due from other fund Prepaid expenses Total current assets Noncurrent assets: COP issuance costs, net Capital assets: Nondepreciable assets Depreciable assets, net Total capital assets Total noncurrent assets Total assets LIABILITIES Current liabilities: Accounts payable Interest payable Due to other funds Insurance claims payable Deferred revenue Long -teen debt- due within one year Total current liabilities Long-term liabilities: Long-term debt - due in more than a year Total liability NET ASSETS Invested in capital assets, net of related debt Restricted Unrestricted Total net assets Discrete Component Major Fund Unit Governmental San Rafael Activities Parking Sanitation Internal Services District Service Funds $ 2,014,871 $ 6,435,022 $ 6,812,251 1,203 481,376 - 58,223 - 839,781 - 38,036 - - 5,000 - 797,883 34,848 - 2,074,297 6,989,282 8,454,915 50,571 8,942,101 2,663,962 - 7,278,382 21,228,973 - 16,220,483 23,892,935 - 16,220,483 23,943,506 - 18,294,780 30,932,788 8,454,915 85,503 118,546 41,074 86,392 57,873 - 797,883 - 3,714,664 1,898 1501000 365,000 - 323,793 541,419 4,553,621 7,455,000 2,824,860 - 7,778,793 3,366,279 4,553,621 8,615,483 20,753,646 - 426,901 - 1,900,504 6,385,962 3,901,294 $ 10,515,987 $ 27,566,509 $ 3,901,294 See accompanying Notes to Basic Financial Statements. 32 City of San Rafael Statement of Revenues, Expenses and Changes in Retained Earnings Proprietary Funds For the year ended June 30, 2005 OPERATING REVENUES: Charges for current services Refunds Connection fees Other operating revenues Total operating revenues OPERATING EXPENSES: Personnel Insurance premiums and claims Maintenance and repairs Sewage collection Sewage treatment Depreciation and amortization General and administrative Total operating expenses OPERATING INCOME (LOSS) NONOPERATING REVENUES (EXPENSES): Property taxes Aid from governmental agencies Investment income Interest expense Total nonoperating revenues INCOME (LOSS) BEFORE OTHER FINANCING SOURCES (USES) OTHER FINANCING SOURCES (USES): Contribution from other City funds Transfers in Transfers out Total other financing sources (uses) Net income (loss) RETAINED EARNINGS: Beginning of year, as restated End of year Discrete Component Major Fund Unit Governmental San Rafael Activities Parking Sanitation Internal Services District Service Funds $ 1,448,059 $ 6,011,052 $ 5,569,281 - - 426,511 - 49,941 - 1,156,007 - 934,116 2,604,066 6,060,993 6,929,908 1,351,206 - - - - 3,030,078 250,655 - 459,285 - 1,695,422 - - 2,337,375 - 55,270 923,123 - 362,852 181,428 3,359,351 2,019,983 5,137,348 6,848,714 584,083 923,645 81,194 125,959 - 609,419 - 28,522 117,348 97,762 (431,958) (167,884) - (403,436) 684,842 97,762 180,647 1,608,487 178,956 40,735 16,650 - 141,500 - 722,000 (157,220) - (1,602,500) 25,015 16,650 (880,500) 205,662 1,625,137 (701,544) 10,310,325 25,941,372 4,602,838 $ 10,515,987 $ 27,566,509 $ 3,901,294 See accompanying Notes to Basic Financial Statements. 33 City of San Rafael Statement of Cash Flows Proprietary Funds For the year ended June 30, 2005 CASH FLOWS FROM OPERATING ACTIVITIES: Cash received from customers/other funds Cash payments to suppliers for goods and services Other operating revenues Net cash provided (used) by operating activities CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES: Property taxes Aid from governmental agencies Transfers in Transfers out Net cash provided (used) by noncapital financing activities CASH FLOWS FROM CAPITAL FINANCING ACTIVITIES: Cash paid for capital acquisitions Interest received from certificates of participation principal cash Principal payments on certificates of participation Interest expenses and fiscal charges Net cash provided (used) by capital financing activities CASH FLOWS FROM INVESTING ACTIVITIES: Investment income Net cash provided (used) by investing activities Net increase (decrease) in cash and cash equivalents CASH AND CASH EQUIVALENTS: Beginning of year End of year RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES: Operating income (loss) Prior period adjustment Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation Changes in operating assets and liabilities: Accounts receivable Loans receivable Prepaid items Due to/ other funds Accounts payable Connection fees Insurance claims payable Deferred revenue Total adjustments Net cash provided (used) by operating activities Discrete Component Major Fund Unit Governmental San Rafael Activities Parking Sanitation Internal Services District Service Funds $ 1,781,990 $ 6,060,993 $ 7,411,930 (1,604,810) (708,153) (8,272,359) 793,155 (3,446,126) - 970,335 1,906,714 (860,429) 123,959 - 609,419 - 141,500 - 722,000 (157,220) - (1,602,500) (15,720) 735,378 (880,500) (147,288) (2,664,632) - 9,124 - - (350,000) - (345,567) (145,020) - (492,855) (3,150,528) 28,522 92,799 97,762 28,522 92,799 97,762 490,282 (415,637) (1,643,167) 1,325,792 7,332,035 8,455,418 $ 2,016,074 S 6,916,398 $ 6,812,251 $ 584,083 $ 923,645 $ 81,194 349,427 - - 55,270 923,123 (15,490) - (145,452) 5,000 (2,876) - - - (175,409) (2,704) 66,759 (2,402) (3,937) - - (623,360) (245) - 36,825 983,069 (941,623) $ 970,3M $ 1,906,714 See accompanying Notes to Basic Financial Statements. 34 NOTES TO BASIC FINANCIAL STATEMENTS 35 City of San Rafael Notes to Basic Financial Statements For the year ended June 30, 2005 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES The financial statements of the City of San Rafael (City) have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to governmental units. The Governmental Accounting Standards Board (GASB) is the accepted standard -setting body for establishing governmental accounting and financial reporting principles. A. Reporting Entity The City maintains a Council -Manager form of government and provides the following services: public safety (police and fire), public works, community development, library, parks, recreation, childcare, and general administrative services. As required by GAAP, these basic financial statements present the City (the primary government) and its component units. Component units generally are legally separate entities for which a primary government is financially accountable. Financial accountability ordinarily involves meeting both of the following criteria set forth in GASB Statement No. 14: the primary government is accountable for the potential component unit, and the primary government is able to impose its will upon the potential component unit, or there is a possibility that the potential component unit may provide specific financial benefits or impose specific financial burdens on the primary government. In addition to having the same governing board, the City is financially accountable for the San Rafael Redevelopment Agency and the San Rafael Joint Powers Financing Authority, and management activities of both entities are conducted by City staff. The two legally separate entities are, in substance, part of the City's operations and are, therefore, blended into the City's basic financial statements. The component units discussed in this note are included in the City's reporting entity because of the significance of its operational or financial relationships with the City. Each component unit has a June 30 year end. Separately issued component unit financial statements can be obtained at the City of San Rafael, Finance Division,1400 Fifth Avenue, Room 204, San Rafael, California 94901. Blended Component Units San Rafael Redevelopment Agency - The San Rafael Redevelopment Agency (Agency) was established under the provisions of the Community Redevelopment Law (California Health and Safety Code, commencing with Section 33000) primarily to assist in the clearance and rehabilitation of areas determined to be in a declining condition in the City. Financial activity of the Agency commenced in July 1983. Under the Agency's Redevelopment Plan (Plan), approved in November 1982, the Agency proposes to assist in the development of the property located in the central San Rafael business core and east San Rafael. The Agency receives incremental tax revenues on the developed property due to increases in assessed value. The Agency functions as an independent entity. The City Council serves as the governing board of the Agency. The Agency's assets, liabilities, revenues and expenditures (other than those applicable to its capital assets and long-term debt) are reported in the Fund Financial Statements. The Agency's capital assets and long-term debt are reported with the Governmental Activities in the Government -Wide Financial Statements. 36 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES, Continued A. Reporting Entity, Continued Blended Component Units, Continued San Rafael Joint Powers Financing Authority - The San Rafael Joint Powers Financing Authority (Authority) was created by the City of San Rafael pursuant to Articles 1 and 2 of Chapter 5 of Division 7 of Title 1 of the Government Code of the State of California for the purpose of assisting in the financing and refinancing of certain assessment district activities of the City. All of the Authority's assets, liabilities, revenues and expenditures are reported in the Fund Financial Statements. The Agency's capital assets and long-term debt are reported with the Governmental Activities in the Government -Wide Financial Statements. Discretely Presented Component Unit San Rafael Sanitation District - The San Rafael Sanitation District (District) was formed in 1947 under Section 4700 of the California Health and Safety Code to provide wastewater transmission over the southern two-thirds of the City and adjacent unincorporated areas. The City contracts with the District to maintain the collection systems in the City and unincorporated areas. The District is governed by a three member Board of Directors who are appointed to four-year terms. The City Council of the City appoints two out of the three board members and has the ability to remove the two board members at will. The District's activities are reported as a discretely presented component unit in a separate column in the basic financial statements which includes the District's assets, liabilities, revenues, expenses, results of operations and cash flows. The District's fiscal year end is June 30 and its separately issued component unit financial statements can be obtained at Central Marin Sanitation Agency, Finance Department,1301 Andersen Drive, San Rafael, California 94901. B. Basis of Accounting and Measurement Focus The accounts of the City are organized on the basis of funds, each of which is considered a separate accounting entity with its own self -balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures or expenses. These funds are established for the purpose of carrying out specific activities or certain objectives in accordance with specific regulations, restrictions or limitations. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Government -Wide Financial Statements The City's Government -Wide Financial Statements include a Statement of Net Assets and a Statement of Activities and Changes in Net Assets. These statements present summaries of Governmental and Business - Type Activities for the City accompanied by a total column. A Discretely Presented Component Unit Activities column is presented after the total column. Fiduciary Activities of the City are not included in these statements. 37 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES, Continued B. Basis of Accounting and Measurement Focus, Continued The Government -Wide financial statements are presented on an "economic resources" measurement focus and the accrual basis of accounting. Accordingly, all of the City's assets and liabilities, including capital assets, as well as infrastructure assets, and long-term liabilities, are included in the accompanying Statement of Net Assets. The Statement of Activities presents changes in net assets. Under the accrual basis of accounting, revenues are recognized in the period in which they are earned while expenses are recognized in the period in which the liability is incurred. Certain types of transactions reported as program revenues for the City are reported in three categories: • Charges for services • Operating grants and contributions • Capital grants and contributions Certain eliminations have been made as prescribed by GASB Statement No. 34 in regards to interfund activities, payables and receivables. All internal balances in the Statement of Net Assets have been eliminated except those representing balances between the governmental activities and the business -type activities, which are presented as internal balances and eliminated in the total primary government column. In the Statement of Activities, internal service fund transactions have been eliminated; however, those transactions between governmental and business -type activities have not been eliminated. The following interfund activities have been eliminated: • Due to, Due from other funds • Transfers in, transfer out Governmental Fund Financial Statements Governmental fund financial statements include a Balance Sheet and a Statement of Revenues, Expenditures and Changes in Fund Balances for all major governmental funds and non -major funds aggregated. An accompanying schedule is presented to reconcile and explain the differences in net assets as presented in these statements to the net assets presented in the government -wide financial statements. The City has presented all major funds that met those qualifications. All governmental funds are accounted for on a spending or "current financial resources" measurement focus and the modified accrual basis of accounting. Accordingly, only current assets and current liabilities are included on the balance sheets. The Statement of Revenues, Expenditures and Changes in Fund Balances present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Under the modified accrual basis of accounting, revenues are recognized in the accounting period in which they become both measurable and available to finance expenditures of the current period. 38 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES, Continued B. Basis of Accounting and Measurement Focus, Continued Revenues are recorded when received in cash, except that revenues subject to accrual (generally 60 days after year-end) are recognized when due. The primary revenue sources, which have been treated as susceptible to accrual by the City, are property tax, taxpayer -assessed tax revenues (sales taxes, transient occupancy taxes franchise taxes, etc.), grant revenues and earnings on investments. Expenditures are recorded in the accounting period in which the related fund liability is incurred. Reconciliation of the Fund Financial Statements to the Government -Wide Financial Statements is provided to explain the differences created by the integrated approach of GASB Statement No. 34. Proprietant Fund Financial Statements Proprietary fund financial statements include a Statement of Net Assets, a Statement of Revenues, Expenses and Change in Net Assets, and a Statement of Cash Flows for all proprietary funds. Columns representing a discretely presented component unit and internal service funds are also presented in these statements. However, internal service balances and activities have been combined with the governmental activities in the government -wide financial statements. Proprietary funds are accounted for using the "economic resources" measurement focus and the accrual basis of accounting. Accordingly, all assets and liabilities (whether current or noncurrent) are included on the Statement of Net Assets. The Statement of Revenues, Expenses and Change in Fund Net Assets presents increases (revenues) and decreases (expenses) in total net assets. Under the accrual basis of accounting, revenues are recognized in the period in which they are earned while expenses are recognized in the period in which the liability is incurred. Operating revenues in the proprietary funds are those revenues that are generated from the primary operations of the fund. All other revenues are reported as nonoperating revenues. Operating expenses are those expenses that are essential to the primary operations of the fund. All other expenses are reported as nonoperating expenses. C. Interest Payable In the government -wide financial statements, interest payable of long-term debt is recognized as the liability is incurred for governmental fund types and proprietary fund types. In the fund financial statements, governmental fund types recognize the interest expenditures on long-term debt when payment is due. In the propriety fund types the interest payable is recognize when the liability is incurred. D. Use of Restricted and Unrestricted Net Assets When an expense is incurred for purposes for which both restricted and unrestricted net assets are available, the City's policy is to apply restricted net assets first. 39 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES, Continued E. Cash, Cash Equivalents and Investments The City pools cash resources of its various funds to facilitate cash management. Cash in excess of current requirements is invested and reported as investments. It is the City's intent to hold of current investments until maturity. However, the City may, in response to market conditions, sell investments prior to maturity in order to improve the quality, liquidity or yield of the portfolio. The pooled interest earned is allocated quarterly to each fund based on an average of quarterly opening and closing balances of cash and investments. The City's cash and cash equivalents are considered to be cash on hand, demand deposits, and highly liquid investments with original maturity of three months or less from the date of acquisition. In accordance with GASB Statement No. 40, Deposit and Investment Disclosures (Amendment of GASB No. 3), certain disclosure requirements for Deposits and Investment Risks were made in the following areas: • Interest Rate Risk • Credit Risk ❑ Overall ❑ Custodial Credit Risk ❑ Concentrations of Credit Risk In addition, other disclosures are specified including use of certain methods to present deposits and investments, highly sensitive investments, credit quality at year-end and other disclosures. In accordance with GASB Statement No. 31, Accounting and Financial Reporting for Certain Investments and for External Investment Pools, highly liquid market investments with maturities of one year or less at time of purchase are stated at amortized cost. All other investments are stated at fair value. Market value is used as fair value for those securities for which market quotations are readily available. The City participates in an investment pool managed by the State of California titled Local Agency Investment Fund (LAIF), which has invested a portion of the pool funds in Structured Notes and Asset - Backed Securities. LAIF's investments are subject to credit risk with the full faith and credit of the State of California collateralizing these investments. In addition, these Structured Notes and Asset -Backed Securities are subject to market risk as to change in interest rates. F. Short -Tenn Interfund Receivables/Payables During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. These receivables and payables are classified as "due from other funds' or "due to other funds" on the balance sheet. Short-term loans are classified as interfund receivables or payables. 40 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES, Continued G. Property Tax Levy Collection and Maximum Rates The State of California (State) Constitution Article XIIIA provides that the combined maximum property tax rate on any given property may not exceed one percent (1%) of its assessed value unless an additional amount for general obligation debt has been approved by voters. Assessed value is calculated at 100% of market value as defined by Article XIIIA and may be adjusted by no more than two percent (2%) per year unless the property is sold, transferred, or improved. The State Legislature has determined the method of distribution of receipts from a one percent (1%) tax levy among the counties, cities, school districts, and other districts. Marin County assesses, bills for, and collects property taxes as follows: Secured Unsecured Lien dates January 1 January 1 Levy dates July 1 July 1 Due dates 50% on November 1 and July 1 50% on February 1 Delinquent as of December 10 (for November) August 31 April 10 (for February) The term "unsecured" refers to taxes on personal property other than real estate, land, and buildings. These taxes are secured by liens on the property being taxed. Property taxes levied are recorded as revenue when received in the fiscal year of levy because of the adoption of the "alternate method of property tax distribution," known as the Teeter Plan, by the City and the County of Marin. The Teeter Plan authorizes the auditor -controller of the County of Marin to allocate 100% of the secured property taxes billed, but not yet paid. The County of Marin remits tax monies to the City n1 three installments, as follows: 55 % remitted on December 15 40% remitted on April 15 5% remitted on June 15 H. Taxpayer -Assessed Taxes Accrual In accordance with GASB Statement No. 22, Accounting for Taxpayer -Assessed Tax Revenues in Governmental Funds, the City recognizes taxpayer -assessed taxes in governmental funds as follows: Sales Taxes - The City accrues actual advances from the State Board of Equalization received in July and August of the subsequent fiscal year, as these amounts are both measurable and available to the City to meet its financial obligation for the current period. 41 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES, Continued H. Taxpayer -Assessed Taxes Accrual, Continued Public Safehl Sales Tax (Proposition 172 Sales Tax) - The City accrues July and August receipts of the public safety sales tax on the basis consistent with the accrual of regular sales taxes. Transient Occupancu Taxes - The City collects transient occupancy taxes on a quarterly basis. The taxes assessed for the quarter ended June 30 are due by July 31 of the subsequent fiscal year. The City accrues all transient occupancy taxes for the June 30th quarter received subsequent to the fiscal year end. Gas Taxes - The City accrues gas taxes assessed for the month ended June 30, as these amounts are both measurable and available to the City a month after the fiscal year end. Franchise Fees - The City collects cable franchise fees on a quarterly basis and refuse franchise fees on a monthly basis. The taxes assessed for the quarter ended June 30 are due by July 31 of the subsequent fiscal year. The City accrues all franchise fees for the June 3011, period received subsequent to the fiscal year end. L Capital Assets Capital assets, which include land, land improvements, buildings and structures, machinery and equipment, and infrastructure assets (e.g. bridges, sidewalks, and similar items), are reported in the applicable governmental or business -type activities in the Government -Wide Financial Statements. Capital assets are recorded at historical cost or estimated historical cost if actual cost is not available. Donated assets are valued at their estimated fair value on the date donated. City policy has set the capitalization threshold for reporting capital assets at the following: General Capital Assets $5,000 - $50,000 Infrastructure Capital Assets $25,000 - $250,000 For capital assets, depreciation is recorded on a straight-line basis over the estimated useful lives of the assets as follows: Buildings and Improvements 20 - 25 years Machinery and Equipment 4 - 15 years Infrastructure 15 - 50 years GASB Statement No. 34 requires the inclusion of infrastructure capital assets in local governments' basic financial statements. In accordance with GASB Statement No. 34, the City has included the value of all infrastructure capital assets into its Basic Financial Statements using the Basic Approach for infrastructure reporting. 42 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES, Continued L Capital Assets, Continued The City defines infrastructure capital assets as the basic physical assets that allow the City to function. The assets include: Bridges • Street system Roadways Storm Drain System Each major infrastructure system can be divided into subsystems. For example, the street system can be subdivided into pavement, curb and gutters, sidewalks, medians, streetlights, and traffic control devices (signs, signals and pavement markings). These subsystems were not delineated in the Basic Financial Statements. The appropriate operating department maintains information regarding the subsystems. The accumulated depreciation, defined as the total depreciation from the date of construction/acquisition to the current date on a straight line method using industry accepted life expectancies for each infrastructure subsystem. The book value was then computed by deducting the accumulated depreciation from the original cost. Interest accrued during construction of capital assets, if any, is capitalized for the business -type activities and proprietary funds as part of the asset cost. The collection systems and facilities of the District are stated at cost less accumulated depreciation. Assets contributed have been recorded at the fair market value at the date received. Maintenance and repairs are charged to expense as incurred. Improvements are capitalized and depreciated over the remaining estimated useful lives of the related capital asset. Depreciation is computed using the straight-line method over the useful lives of the assets. A summary of the estimated useful lives of the capital assets of the District is as follows: Subsurface lines 50 years Sewage collection facilities 5 - 50 years General plant and administrative facilities 3 - 15 years J. Long -Term Lease Accounting Capital assets acquired through long-term lease contracts are capitalized at the time the contract is executed. The related assets and liabilities are recorded in the appropriate activity. 43 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES, Continued K. Compensated Absences The City accounts for compensated absences (unpaid vacation, sick leave, compensatory time, and administrative leave) expected to be currently payable as accrued payroll and benefits liability in the governmental funds to which they relate. The balance of the earned and vested, but unused, compensated absences expected to be paid subsequent to the end of the current fiscal year is recorded as a liability in the governmental activities of the Governmental -Wide Financial Statements. Effective July 2001, the requirement that employees hired before October, 1979 be eligible for a portion of unused sick leave was eliminated. No expenditure was recorded for these amounts. L. Claims and Judgments Claims and judgments are recognized as expenditures when it is probable that the liability has been incurred and the amount of the loss can be reasonably estimated. The expenditures are accounted for in the internal service funds. M. Appropriation Limit Under Article XIIIB of the California Constitution (the Gann Spending Limitation Initiative), the City is restricted as to the amount of annual appropriations from proceeds of taxes. For the fiscal year ended June 30, 2005, based on calculations by the City's management, proceeds of taxes did not exceed related appropriations. Further, Section 5 of Article XIIIB allows the City to designate a portion of fund balances for general contingencies to be used for any purpose. N. Use of Estimates The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. O. NetAssets/Fund Balance Government -Wide Financial Statements Invested in Capital Assets, Net of Related Debt - This amount consists of capital assets net of accumulated depreciation and reduced by outstanding debt that attributed to the acquisition, construction, or improvement of the assets. Restricted - This amount is restricted by external creditors, grantors, contributors, or laws or regulations of governments. Unrestricted - This amount is all net assets that do not meet the definition of "invested in capital assets, net of related debt" or "restricted net assets" as defined above. 44 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES, Continued O. NetAssetsTund Balance, Continued Fund Financial Statements Reservations of fund balances of governmental funds and net assets of proprietary funds are created to either satisfy legal covenants including State laws, that require a portion of the fund equity be segregated, or identify the portion of the fund equity not available for future expenditures. P. Reclassification Certain reclassifications have been made to prior year financial data in order to conform to the current year presentation. Q. Implementation of New GASB Pronouncements In 2005, the City adopted a new accounting standard in order to conform to the following Governmental Accounting Standards Board Statements: ➢ Statement No. 40, Deposit and Investment Disclosures (Amendment of GASB No. 3) - The Statement addresses common deposit and investment risks related to credit risk, concentration of credit risk, interest rate risk, and foreign currency risk. The Statement requires certain disclosures of investments to address the different risk factors. 2. CASH AND INVESTMENTS The City maintains a cash and investment pool, which includes cash balances and authorized investments of all funds, which the City Treasurer invests to enhance interest earnings. The pooled interest earned is allocated quarterly to each fund based on an average of quarterly opening and closing balances of cash and investments. A. Cash Deposits The carrying amounts of the City's cash deposits were $1,900,782 at June 30, 2005. Bank balances at June 30, 2005 were $3,373,976 which were fully insured and collateralized with securities held by the pledging financial institutions in the City's name as discussed below. The California Government Code requires California banks and savings and loan associations to secure the City's cash deposits by pledging securities as collateral. This Code states that collateral pledged in this mariner shall have the effect of perfecting a security interest in such collateral superior to those of a general creditor. Thus, collateral for cash deposits is considered to be held in the City's name. 45 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 2. CASH AND INVESTMENTS, Continued A. Cash Deposits, Continued The market value of pledged securities must equal at least 110% of the City's cash deposits. California law also allows institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150% of the City's total cash deposits. The City may waive collateral requirements for cash deposits which are fully insured up to $100,000 by the Federal Deposit Insurance Corporation. The City, however, has not waived the collateralization requirements. The City follows the practice of pooling cash and investments of all funds, except for funds required to be held by fiscal agents under the provisions of bond indentures. Interest income earned on pooled cash and investments is allocated on an accounting period basis to the various funds based on the period -end cash and investment balances. Interest income from cash and investments with fiscal agents is credited directly to the related fund. B. Investments The City is authorized by State statutes and in accordance with the City's Investment Policy (the Policy), adopted on April 18, 2005, to invest in the following: Maximum Authorized Investment Type Maturity Maximum Percentage of Portfolio Maximum Investment in One Issuer U.S. Government Obligation 5 years No limit No limit U.S. Agency Securities and Instrumen 5 years No limit No limit Repurchase agreements 1 year No limit No limit Primer Commercial Paper 270 days 25% $1,000,000 Banker Acceptance 180 days 40% $2,000,000 Medium -Term Corporate Notes 5 years 30% $1,000,000 Negotiable Certificates of Deposit 5 years 30% No limit Non-negotiable certificates of Deposit 180 days No limit No limit Local Agency Investment Fund N/A N/A N/A Money Market/Mutual Funds N/A 10% N/A In accordance with GASB Statement No. 31, Accounting and Financial Reporting for Certain Investments and for External Investment Pools, investments were stated at fair value using the aggregate method in all funds and component units, resulting in the following investment income in all funds and component units: Interest income $ 1,212,674 Unrealized loss in changes in fair value of investments (100,126) Total investment income $ 1,112,548 46 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 2. CASH AND INVESTMENTS, Continued B. Investments, Continued The City portfolio value fluctuates in an inverse relationship to any change in interest rate. Accordingly, if interest rates have risen, the portfolio value will have declined. If interest rates have fallen, the portfolio value will have risen. In accordance with GASB Statement No. 31, the portfolio for year-end reporting purposes is treated as if it were all sold. Therefore, fund balance must reflect the portfolio's change in value. These portfolio value changes are unrealized unless sold. The City's policy is to buy and hold investments until maturity dates. The City's investments are carried at fair value as required by generally accepted accounting principles. The City is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by California Government Code Section 16429 under the oversight of the Treasurer of the State of California. The City's investments with LAIF at June 30, 2005, include a portion of the pool funds invested in Structured Notes and Asset -Backed Securities. These investments include the following: Structured Notes - are debt securities (other than asset -backed securities) whose cash flow characteristics (coupon rate, redemption amount, or stated maturity) depend upon one or more indices and/or that have embedded forwards or options. Asset -Backed Securities, the bulk of which are mortgage -backed securities, entitle their purchasers to receive a share of the cash flows from a pool of assets such as principal and interest repayments from a pool of mortgages (such as Collateralized Mortgage Obligations) or credit card receivables. As of June 30, 2005, the City had $28,147,377 invested in LAIF, which had invested 2.406% of the pool investment funds in Structured Notes and Asset -Backed Securities. The LAIF fair value factor of 0.997747553 was used to calculate the fair value of the investments in LAIF. C. Summary of Cash and Investments The following is a summary of cash and investments at June 30, 2005: Government -Wide Statement of Net Assets Governmental Business -Type Activities Activities Total Cash and Investments $ 37,810,048 $ 2,014,871 $ 39,824,919 Restricted Cash and Investments $ 8,539,681 $ 1,203 $ 8,540,884 Total Cash and Investments $ 48,365,803 47 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 2. CASH AND INVESTMENTS, Continued D. Risk Disclosures Interest Risk: Interest rate risk is the market value fluctuation due to overall changes in the interest rates. It is mitigated by limiting the average maturity of the City's portfolio not to exceed five years. Investments stated at fair value held in the City Treasury grouped by maturity date at June 30, 2005, are shown below: Investment Type Deposits U.S. Treasury Bill Securities of U.S, Government Treasury and Agencies: Ff ILB FNMA F1fLMC FFCB Corporate Notes: Bank One Corp Bear Sterns Local Agency Investment Funds Total Investment Maturities (in years) Fair Value 1 year or less 1-2 years 2-3 years 3-4 years 4-5 years $ 1,900,782 S 1,900,782 494,850 494,850 - - - - 3,504,262 498,100 - 990,500 2,015,662 - 2,515,548 531,148 987,450 996,950 - - 1,995,400 - 999,500 - 496,100 499,800 248,800 - - - - 248,800 507,600 507,600 - - - - 510,300 510,300 - - - - 28,147,377 28,147,377 - - - $ 39,824,939 $ 32,590,157 $ 1,986,950 $ 1,987,450 S 2,511,762 $ 748,600 Liquidihj Stmldard: As a means of limiting its exposure to fair value losses arising from rising interest rates, the City's investment policy shall be matched with anticipated cash flow and known future liabilities. Credit Risk. Credit risk is the risk that a security or a portfolio will lose some or all of its value due to a real or perceived change in the ability of the issuer to repay its debt. According to the City's investment policy, no more than 10% of the total portfolio or $1,000,000 whichever is less, may be invested in securities of any single issuer, other than the U.S. Government, its agencies and instrumentalities, and LAIR If a security is downgraded by either Moody's or S&P to a level below the minimum quality required by the City, it shall be the City's policy to sell that security as soon as practicable. 48 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 2. CASH AND INVESTMENTS, Continued D. Risk Disclosures, Continued At June 30, 2005, the City had the following deposits and investments: Credit Quality Ratings Moody's S&P Deposits Not Rated U.S. Treasury Bills Aaa AAA Securities of U.S. Government Agencies: FHLB Aaa AAA FNMA Aaa AAA FHLMC Aaa AAA FFCB Aaa AAA Corporate Notes: Bank One Corp Aaa A+ Bear Sterns Al A Local Agency Investment Funds Not Rated Custodial Credit Risk: For an investment, custodial credit risk is the risk that, in the event of the failure of the counterparty, the City will not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. None of the City's investments were subject to custodial credit risk. E. Cash and Investments with Fiscal Agents The funds deposited with fiscal agents can be held in cash or invested in various securities. The fiscal agents can invest in securities as outlined in trust agreements, provided the investments are within the limits imposed by State statutes upon the entity. At June 30, 2005, cash and investments with fiscal agents totaling $8,540,884 were recorded at fair value. F. Component Unit -Sanitation District Cash and Investments All of the District's cash is deposited with the County of Marin s pooled cash and investments account, except cash related to the certificates of participation which is invested in an open-end mutual fund held in trust by the District's custodial agent. Fair values for the pooled cash and investments were provided by the County of Marin as the pool's sponsor. The fair value of the open-end mutual fund was based upon the unit share price at June 30, 2005. The Fitch credit quality rating for the Marin County Pool at June 30, 2005 was AAA/V1+. The District's investment in these pools do not represent specific securities in physical or book entry form, and accordingly, are not exposed to custodial credit risk. 49 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 2. CASH AND INVESTMENTS, Continued F. Component Unit -Sanitation District Cash and Investments, Continued Cash and investments at June 30, 2005, consisted of the following: Cash and investments Petty cash Total Unrestricted cash: Cash Restricted cash: Certificates of participation Total 3. LOANS RECEIVABLE The City had the following loans receivable at June 30, 2005: Loan to City Manager Employees' Computer Loans Centertown Associates One "H " Street Associates Marin Bocce Federation Marin Housing Development Muir Terrance Homes ORCA Swim Club Total Government - Wide Financial Statements Governmental A $ 321,289 16,905 225,536 82,857 $ 6,916,323 75 $ 6,916,398 $ 6,435,022 481,376 $ 6,916,398 Fund Financial Statements Governmental Internal Funds Service Funds $ 321,289 $ - 16,905 - 225,536 - 82,857 - - 21,726 - 5,000 - 5,000 $ 651,587 $ 668,313 $ 5,000 On August 1, 1996, the City made a 30-year loan to the City Manager in the amount of $392,040, at an interest rate equivalent to the Local Agency Investment Fund interest rate, for the purchase of a home. The loan is secured by a Deed of Trust. The principal and interest are payable monthly commencing September 1,1996 through August 31, 2026. The outstanding balance at June 30, 2005 was $321,289. 50 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 3. LOANS RECEIVABLE, Continued Effective February 1, 2000, the City agreed to loan employees up to $2,500 for the purchase of computer hardware and software. The loan program, which stipulates that employees may not have more than one loan outstanding, provides financial assistance from the City in the form of a no interest loan repaid through automatic payroll deductions. The outstanding balance at June 30, 2005 was $16,905. The City loaned Centertown Associates, Ltd. $303,000 with 3% interest rate due semiannually. The final payment is due on July 31, 2065. The outstanding balance at June 30, 2005 was $225,536. The City loaned One "H" Street Associates $100,000 with 0% interest rate with annual payments of $2,857 and with final payment due January 18, 2034. The loan is in connection with the affordable housing project located at One "H" Street. The outstanding balance at June 30, 2005 was $82,857. In April 1996, Muir Terrace Homes entered into agreement with the City to defer all development fee payments except the Traffic Mitigation fee which is waived for the Below Market Rate units. The payments are due when the developer has sold all the units for low -mod income housing. The outstanding balance at June 30, 2005 was $21,726. In the Government -Wide Financial Statements, the receivable and deferred revenues are eliminated. On February 19, 2002 the City of San Rafael entered into an agreement with the ORCA Swim Club to purchase new competitive swim equipment for the Club. The Club will reimburse the City for $18,000 of the equipment cost. $3,000 was paid off by the Club in September 2002, and the remaining balance at June 30, 2004 of $10,000 will be paid in full during the calendar year 2005 in two equal annual installments. The outstanding balance at June 30, 2005 was $5,000. The City entered into an interest free loan with the Marin Bocce Federation to finance the San Rafael Bocce Center projects. The loan is due in annual installments, due by June 30 of each year in the amount of $5,000. The outstanding balance at June 30, 2004 was $25,000. In the Government -Wide Financial Statements, the receivable and deferred revenues are eliminated. $5,000 was paid off by the Federation during the period, the remaining loan was forgiven by Council on March 21, 2005. The City entered into an interest fee loan with Marin Housing Development in the amount of $100,000. All principal and interest shall be due on January 30, 2005. The outstanding balance at June 30, 2004 was $90,173. The loan was forgiven on March 7, 2005. 51 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 4. INTERFUND TRANSACTIONS A. Due To/FromOther Funds At June 30, 2005, the City had the following due to/ other funds: Due To Other Funds Non -major Governmental Funds Internal Service Funds Total B. Transfers Due From Other Funds General Internal Service Fund Funds Total $ 340,579 $ - $ 340,579 - 797,883 797,883 $ 340,579 $ 797,883 $ 1,138,462 Transfers for the year ended June 30, 2005, were as follows: Major Funds: _ General Pond 0 p Redevelopment Agency v Non -Major Govermnentsl Fonds m Parking Services Enterprise Fund F Internal Service Funds Total Transfers In Proprietary Funds Major Rods Non -Major Parking Service hvenal General Redevelopment Governmental Enterprise Service Fond Agency Funds Fonds Fonds Total 5 - 9 - 9 3,637,110 5 - $ 700,000 5 4,337,110 - 2,659,964 - - - 2,659,964 279,750 5,390 294,610 143,500 22,000 743,250 112,120 - 45,100 - - 157,220 1,466,690 - 135,810 - - 1,602,500 S 1,858,560 $ 2,665,354 $ 4,112,630 $ 141,500 $ 722,000 $ 9,500,044 Transfers to the General Fund were for administrative costs and claims liabilities. Transfers to the Redevelopment Agency Fund were for capital projects and debt service payments. Transfers to the Non -Major Governmental Funds were for administrative costs, capital projects and special projects. Transfers to the Parking Service Enterprise Fund were for reimbursement for construction of office space that was utilized by the fire department instead of parking services. Transfers to the Internal Service Funds were for benefits and claims reserves. 52 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 5. CAPITAL ASSETS A. Government -Wide Financial Statements At June 30, 2005 the City's capital assets consisted of the following: Non -depreciable assets: Land Construction in process Total non -depreciable assets Depreciable assets: Land improvements Buildings and structures Machinery and equipment Infrastructure Subsurface lines Sewage collection facilities General plant and administration Less accumulated depreciation Total depreciable assets, net Total capital assets Governmental Business -Type Activities Activities Total Discrete Component Unit $ 82,146,643 $ 8,614,064 $ 90,760,707 $ 115,329 8,383,859 328,037 8,711,896 2,548,633 90,530,502 8,942,101 99,472,603 2,663,962 7,419,678 - 7,419,678 - 24,831,954 7,578,688 32,410,642 - 12,851,149 559,093 13,410,242 - 166,408,256 - 166,408,256 - - - 12,152,655 - - - 25,495,451 - - - 218,500 211,511,037 8,137,781 219,648,818 37,866,606 (85,650,606) (859,399) (86,510,005) (16,637,633) 125,860,431 7,278,382 133,138,813 21,228,973 $ 216,390,933 $ 16,220,483 $ 232,611,416 $ 23,892,935 53 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 5. CAPITAL ASSETS, Continued A. Government -Wide Financial Statements, Continued The following is a summary of capital assets for governmental activities for the year ended June 30, 2005: Governmental Activities: Capital assets, not being depreciated: Land Construction in progress Total capital assets, not being depreciated Capital assets, being depreciated: Land improvements Buildings and structures Machinery and equipment Infrastructure Total capital assets, being depreciated Accumulated depreciation: Land improvements Buildings and structues Machinery and equipment Infrastructure Total accumulated depreciation Total capital assets, being depreciated, net Govermnental activities capital assets, net Balance July 1, 2004 Additions Retirements Prior Period Adjustments/ Balance Reclassifications June 30, 2005 $ 81,455,082 $ 691,561 $ $ - $ 82,146,643 11,941,122 5,627,256 - (9,184,519) 8,383,859 93,396,204 6,318,817 - (9,184,519) 90,530,502 7,419,678 - - - 7,419,678 24,751,954 - - 80,000 24,831,954 13,065,112 390,382 (524,345) (80,000) 12,851,149 166,408,256 - - - 166,408,256 211,645,000 390,382 (524,345) - 211,511,037 (2,515,801) (274,647) - - (2,790,448) (5,007,801) (534,161) - - (5,541,962) (6,616,569) (936,217) 417,394 _. - (7,135,402) (65,556,287) (4,626,507) - - (70,182,794) (79,696,458) (6,371,532) 417,394 (85,650,606) 131,948,542 (5,981,150) (106,961) 125,860,431 $ 225,344,746 $ 337,667 $ (106,961) $ (9,184,519) $ 216,390,933 Depreciation expense by program for capital assets for the year ended June 30, 2005 were as follows: General government $ 141,790 Public safety 525,513 Public works and parks 5,387,822 Community development/redevelopment 35,482 Culture and recreation 280,925 Total depreciation expense $ 6,371,532 54 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 5. CAPITAL ASSETS, Continued A. Government -Wide Financial Statements, Continued The following is a summary of capital assets for business -type activities: Business -type Activities: Capital assets, not being depreciated: Land Construction in progress Total capital assets, not being depreciated Capital assets, being depreciated: Buildings and structures Machinery and equipment Total capital assets, being depreciated Accumulated depreciation: Buildings and structures Machinery and equipment Less accumulated depreciation Total capital assets, being depreciated, net Business -type activities capital assets, net Balance July 1, 2004 Additions $ 7,661,071 $ - $ 480,749 147,288 8,141,820 147,288 1,163,000 - 218,357 40,736 1,381,357 40,736 (697,910) (23,260) (106,218) (19,140) (804,128) (42,400) 577,229 (1,664) Prior Period Adjustment/ Balance Retirements Reclassification June 30, 2005 $ 952,993 $ 8,614,064 - (300,000) 328,037 652,993 8,942,101 6,415,698 7,578,698 300,000 559,093 6,715,688 8,137,781 - - (721,170) (12,871) (138,229) (859,399) 6,715,688 7,278,382 $ 8,719,049 $ 145,624 $ - $ 7,368,681 $ 16,220,483 Depreciation expense for Business -type activities was $42,400 for the year ended June 30, 2005. 55 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 5. CAPITAL ASSETS, Continued A. Government -Wide Financial Statements, Continued A summary of the District's fixed assets at June 30, 2005, follows: Balance Reclassification/ Balance July 1, 2004 Additions Retirements June 30, 2005 Capital assets, not being depreciated: Land $ 115,329 $ - $ - $ 115,329 Construction in progress 107,311 2,441,322 2,548,633 Total capital assets, not being depreciated 222,640 2,443,322 - 2,663,962 Capital assets, being depreciated: Subsurface lines 12,152,655 - - 12,152,655 Sewage collection facilities 25,375,456 119,995 - 25,495,451 General plant and administration 98,535 119,965 - 218,500 Total capital assets, being depreciated 37,626,646 239,960 - 37,866,606 Accumulated depreciation: Subsurface lines (7,292,733) (228,821) - (7,521,554) Sewage collection facilities (8,389,617) (671,254) - (9,060,871) General plant and administration (40,473) (14,735) - (55,208) Less accumulated depreciation (15,722,823) (914,810) - (16,637,633) Total capital assets, being depreciated, net 21,903,823 (674,850) - 21,228,973 Capital assets, net $ 22,126,463 $ 1,766,472 $ - $ 23,892,935 Depreciation expense for the District was $914,810 for the year ended June 30, 2005. 56 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 6. LONG-TERM DEBT Long-term debt outstanding at June 30, 2005, was as follows: Balance Balance Due in Due in More hdv 1, 2004 Additions Deletions June 30, 2005 One Year Than One Year Governmental Activities: San Rafael Joint Powers Financing Authority: 1997 Authority Revenue Bonds $ 2,340,000 $ - $ (655,000) $ 1,685,000 $ 530,000 $ 11155,000 San Rafael Redevelopment Agency Tax Allocation Bonds: Series 1999 20,794,004 - (605,000) 20,189,004 630,000 19,559,004 Series 2002 -- 22,445,900 (1,120,000) 21,325,000 1,145,000 20,180,000 Total tax allocation bonds 43,239,004 (1,725,000) 41,514,004 1,775,000 39739004 Special Assessment Bonds (with governmental commitment): Peacock Gap Refunding 395,000 Mariposa Road Assessment 80,000 Total special assessment bonds (190,000) 205,000 205,000 - (15,000) 65,000 15,000 50,000 475,000 - (205,000) 270,000 220,000 50,000 Note Payable 169,000 - - 169,000 - 169,000 Capitalized Lease Obligations 683,953 - (141,197) 542,756 130,315 412,441 Compensated Absences 4,147,627 3,811,513 (2,921,585) 5,037,555 - 5,037,555 Total governmental long -tern debt 51,054,584 3,811,513 (5,647,782) 49,218,315 2,655,315 46,563,000 Business -Type Activities 2003 Authority Lease Revenue Bonds 7,605,000 - 7,605,000 150,000 7,455,000 Total long-term debt $ 58,659,584 $ 3,811,513 $ (5,647,782) $ 56,823,315 $ 2,805,315 $ 54,018,000 Discrete Component Unit - San Rafael Sanitation District: 2001 Certificates of Participation $ 3,511,892 $ $ (322,032) $ 3,189,860 $ 365,000 $ 2,824,860 A. 1997 Authority Revenue Bonds -Original Issue $5,250,000 On January 28, 1997, the Authority issued the 1997 Authority Revenue Bonds in the amount of $5,250,000 bearing interest at rates from 4.00% to 6.00%. The proceeds of the bonds were used to consolidate and refund the previously issued Limited Obligation Refunding Bonds. The bonds mature annually each September 2 from 1997 to 2011, in amounts ranging from $20,000 to $555,000. Interest is payable semiannually on March 2 and September 2. The bonds are subject to redemption on any March 2 or September 2 in advance of maturity at the option of the City upon payment of the principal and interest accrued thereon to the date of redemption, plus a redemption premium ranging from 2.00% to 5.00%. Revenues from the repayment of the Refunding Bonds and the reserve account are utilized to meet debt service requirements of the Revenue Bonds. The Refunding Bonds are secured by unpaid reassessments confirmed against private property within the Reassessment District. The outstanding balance of the bonds was $1,685,000 as of June 30, 2005. 57 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 6. LONG-TERM DEBT, Continued A. 1997Authority Revenue Bonds -Original Issue $5,250,000, Continued The annual debt service requirements on these bonds are as follows: Year Ending June 30, Principal Interest Total 2006 $ 530,000 $ 80,850 $ 610,850 2007 185,000 61,452 246,452 2008 175,000 51,465 226,465 2009 185,000 41,293 226,293 2010 190,000 30,510 220,510 2011-2012 420,000 32,300 452,300 Total $ 1,685,000 $ 297,870 $ 1,982,870 B. 1999 Tax Allocation Bonds -Original Issue $23,504,004 On June 16, 1999, the Agency issued Tax Allocation Bonds in the amount of $23,504,004. The bonds were issued as Current Interest Bonds in the aggregate principal amount of $21,115,000 and as Capital Appreciation Bonds in the original amount of $2,389,004. The proceeds of the bonds were used to finance certain redevelopment activities of benefit to the Agency's Central San Rafael Redevelopment Project Area. The Current Interest Bonds mature annually each December 1 from 2000 to 2022, in amounts ranging from $560,000 to $1,460,000 and bear interest at rates ranging from 4.50% to 5.00%. Interest is payable semiannually on June 1 and December 1. The Current Interest Bonds maturing on or after December 1, 2008, are subject to optional redemption prior to maturity, in whole or in part, either in inverse order of maturity or on a pro rata basis among maturities, on any date on or after December 1„ 2007, at a price equal to the principal amount, plus accrued interest on the redemption date, plus a premium ranging from 0.00% to 2.00%. The Capital Appreciation Bonds mature annually after December 1 from 2018 to 2022, in amounts ranging from $1,440,000 to $2,070,000 and bear interest at rates ranging from 5.58% to 5.60%. Interest on the Capital Appreciation Bonds will compound on each interest premium date and will be payable solely at maturity. The bonds are secured, on parity with the 1992 and 1995 bonds, by a pledge and lien on tax revenues and amounts on deposit in certain funds and accounts held by the fiscal agent. The outstanding balance of the bonds was $20,189,004 as of June 30, 2005. 58 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 6. LONG-TERM DEBT, Continued B. 1999 Tax Allocation Bonds - Original Issue $23,504,004, Continued The annual debt service requirements on these bonds are as follows: Year Ending June 30, Principal Interest Total 2006 $ 630,000 $ 865,525 $ 1,495,525 2007 665,000 834,769 1,499,769 2008 695,000 802,469 1,497,469 2009 730,000 768,625 1,498,625 2010 765,000 733,119 1,498,119 2011-2015 4,440,000 3,045,600 7,485,600 2016-2020 6,667,650 1,784,375 8,452,025 2021-2034 5,596,354 319,750 5,916,104 Total $ 20,189,004 $ 9,154,232 $ 29,343,236 C. 2002 Tax Allocation Refunding Bonds -Original Issue $25,020,000 On October 9, 2002, the Agency issued Tax Allocation Refunding Bonds in the amount of $25,020,000. The proceeds of the bonds were used to refund the 1992 Tax Allocation Refunding Bonds and the 1995 Tax Allocation Bonds. The bonds mature annually each December 1 from 2002 to 2018, in amounts ranging from $540,000 to $1,920,000 and bear interest at rates ranging from 2.00% to 5.25%. Interest is payable semiannually on June 1 and December 1. The Bonds maturing on or after December 1, 2013, are subject to optional redemption prior to maturity, in whole or in part, either in inverse order of maturity or in inverse order of maturity and by lot within any one maturity date, on any date on or after December 1, 2012, at a price equal to the principal amount, plus accrued interest on the redemption date. The bonds are payable from tax revenues to be derived from the redevelopment activities of the Agency related to the Central San Rafael Redevelopment Project Area. The outstanding balance of the bonds was $21,325,000 as of June 30, 2005. The annual debt service requirements on these bonds are as follows: Year Ending June 30, Principal Interest Total 2006 $ 1,145,000 $ 924,575 $ 2,069,575 2007 1,165,000 901,475 2,066,475 2008 1,195,000 876,381 2,071,381 2009 1,235,000 835,149 2,070,149 2010 1,290,000 778,337 2,068,337 2011-2015 7,495,000 2,856,543 10,351,543 2016-2020 6,595,000 869,919 7,464,919 2021 1,205,000 51,745 1,256,745 Total $ 21,325,000 $ 8,094,124 $ 29,419,124 59 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 6. LONG-TERM DEBT, Continued D. Peacock Gap Reassessment District Limited Obligation Refunding Improvement Bonds - Original Issue $2,405,000 On October 7,1993, the City issued Limited Obligation Refunding Improvement Bonds for the Peacock Gap Reassessment District in the amount of $2,405,000. The proceeds of the bonds were used to constitute a trust fund for the redemption and payment of principal and interest on the City of San Rafael Improvement Bonds of the Peacock Gap Improvement District, dated September 4, 1984. Interest is payable semi- annually on each March 2 and September 2, commencing March 2, 1994, at rates ranging from 4.00% to 5.75%. As of June 30, 2005, the outstanding balance of the bonds was $205,000. The annual debt service requirements on these bonds are as follows: Year Ending June 30, Principal Interest Total 2006 $ 205,000 $ 5,894 $ 210,894 Total $ 205,000 $ 5,894 $ 210,894 E. Mariposa Road Assessment District Limited Obligation Improvement Bonds -Original Issue $233,688 On January 6, 1993, the City issued Limited Obligation Refunding Improvement Bonds for the Mariposa Road Assessment District in the amount of $233,688. The proceeds of the bonds were used to finance the grading and paving of Mariposa Road, to fund a Reserve Fund, and to pay the costs of issuance on the bonds. The bonds are issued as Serial Bonds and mature in various amounts on each September 2 commencing September 2, 1994 and ending September 2, 2008. Interest shall be payable commencing on March 2, 1993, and semiannually thereafter on September 2 and March 2 of each year until maturity, at rates ranging from 4.50% to 6.90%. As of June 30, 2005, the outstanding balance of the bonds was $65,000. The annual debt service requirements on these bonds are as follows: Year Ending June 30, Principal Interest Total 2006 $ 15,000 $ 3,946 $ 18,946 2007 15,000 2,926 17,926 2008 15,000 1,898 16,898 2009 20,000 690 20,690 Total $ 65,000 $ 9,460 $ 74,460 F. Note Payable At June 30, 2005, Notes Payable consisted of a $169,000 promissory note bearing interest at 8% with principal and accrued interest due and payable in November 2024. The note was assumed to finance the purchase of certain property by the Agency. The outstanding balance of the loan at June 30, 2005 was $169,000 plus accrued interest of $131,313 which is recorded as interest payable. 60 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 6. LONG-TERM DEBT, Continued G. Capitalized Lease Obligations The City leased furniture in the amount of $30,939. The monthly lease payment of $615 for five years started in July 2000. The lease expires in 2006. The City leased two fire trucks in the amount of $668,134. The annual lease payment of $72,295 for five years started in September 2004. The lease expires in 2009. The future minimum lease obligations are due as follows: Year Ending June 30, 2006 2007 2008 2009 Present value of minimum lease payments H. Compensated Absences Furniture Trucks Total $ 615 $ 129,700 $ 130,315 - 133,524 133,524 137,433 137,433 141,484 141,484 $ 615 $ 542,141 $ 542,756 The City accrues a liability for vested and unpaid compensated absences (accrued vacation, sick leave, compensatory time and administrative leave). The balance at June 30, 2005 was $5,037,555. L 2003 Authority Lease Revenue Bonds -Original Issue $7,605,000 On March 26, 2003, the Authority issued the 2003 Authority Lease Revenue Bonds in the amount of $7,605,000 bearing interest at rates from 3.00% to 4.70%. The proceeds of the bonds were provided for the design and construction of a new public parking garage. The bonds mature annually each April 1 from 2006 to 2023, in amounts ranging from $150,000 to $290,000. Interest is payable semiannually on April 1 and October 1. The bonds maturing on or after April 1, 2011 are subject to optional redemption prior to maturity on or after April 1, 2010 at the option of the City, as a whole on any date. The Lease Revenues are secured by lease payments made by the City to the Authority for leasing the City facilities. The outstanding balance of the bonds was $7,605,000 as of June 30, 2005. 61 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 6. LONG-TERM DEBT, Continued I. 2003 Authority Lease Revenue Bonds -Original Issue $7,605,000, Continued The annual debt service requirements on these bonds are as follows: Year Ending June 30, Principal Interest Total 2006 $ 150,000 $ 345,566 $ 495,566 2007 155,000 341,066 496,066 2008 160,000 336,416 496,416 2009 165,000 331,616 496,616 2010 170,000 326,666 496,666 2011-2015 955,000 1,532,305 2,487,305 2016-2020 1,175,000 1,316,262 2,491,262 2021-2025 1,460,000 1,023,796 2,483,796 2026-2030 1,860,000 627,000 2,487,000 2031-2033 1,355,000 137,750 1,492,750 Total $ 7,605,000 $ 6,318,443 $ 13,923,443 J. Discrete Component Unit - San Rafael Sanitation District - 2001 Certificates of Participation - Original Issue $4,710,000 The District and its Financing Corporation on May 1, 2001 issued $4,710,000 of Certificates of Participation at discount of $35,121. The certificates are to be used (1) to refund in whole the outstanding Series 1991 Certificates of Participation, (2) to finance the District's share of a new construction corporation yard, (3) to fund in whole or in part, a reserve fund for the certificates, and (4) to pay certain costs of issuing the certificates. The certificates are fully registered with principal due annually on August 1 and interest payable semiannually on February 1 and August 1. The certificates are subject to optional prepayment on any date on or after August 1, 2009. Terms of the Trust Agreement call for a premium at 101% to exercise optional prepayment between August 1, 2009 and July 31, 2010, and no premium August 1, 2010 and after. The transaction advance refunded the 1991 Certificates by placing an amount in an irrevocable escrow fund sufficient to retire the debt on August 1, 2001, terminating and legally defeasing the 1991 Certificates. The excess of the reacquisition price over the net carrying amount of the debt defeased resulted in a deferred amount on refunding of $250,973. The deferred amount on refunding as well as the discount are carried as a reduction of the certificates of participation to be amortized on a straight-line basis over the life of the new debt as a component of interest expense. The transaction reduced total cash out flows by $44,969 and resulted in an economic gain of $263,736. The outstanding of the 2001 Certificates of Participation was $3,360,000 at June 30, 2005. 62 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 6. LONG-TERM DEBT, Continued K Discrete Component Unit - San Rafael Sanitation District - 2001 Certificates of Participation - Original Issue $4,710,000 Total debt outstanding as of June 30, 2005 net of discounts and deferred amount on refunding were as follows: Principal outstanding at June 30, 2004 $ 3,360,000 Less: Discount (21,189) Deferred amount on refunding (148,951) Net bonds outstanding at June 30, 2005 $ 3,189,860 The annual debt service requirements on these bonds are as follows: Year Ending June 30, Principal Interest Total 2006 $ 365,000 $ 132,142 $ 497,142 2007 380,000 118,170 498,170 2008 395,000 103,050 498,050 2009 410,000 86,745 496,745 2010 430,000 69,310 499,310 2011-2012 1,380,000 71,500 1,451,500 Total $ 3,360,000 $ 580,917 $ 3,940,917 The City complied with all significant bond covenants relating to reserve and sinking fund requirements, proof of insurance and budgeted revenue and maintenance costs. 63 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 7. NON -CITY OBLIGATIONS The following bond issues are not reported in the City's financial statements because they are special obligations payable solely from and secured by specific revenue sources described in the resolutions and official statements of the respective issues. Neither the faith and credit nor the taxing power of the City, the Agency, the State of California or any political subdivision thereof, is pledged for payment of these bonds. Project Original Outstanding Description Amount June 30, 2005 San Rafael Redevelopment Agency 162-175 Belvedere Multifamily Housing Revenue Bonds Apartments $ 3,590,529 $ 1,434,051 California Statewide Communities Development Authority Revenue Bonds St. Marks School 5,605,000 5,605,000 San Rafael Redevelopment Agency Variable Rate Demand Multifanuly 55 Fairfax Housing Revenue Bonds Apartrnents 3,000,000 2,900,000 San Rafael Redevelopment Agency San Rafael Conunons Multifamly Housing Revenue Bonds-2001 Apartments 6,100,000 5,980,116 City of San Rafael Kaiser Foundation Variable Rate Revenue Bonds Hospitals 275,000,000 275,000,000 8. FUND BALANCES RESERVATIONS AND DESIGNATIONS Fund balances consist of reserved and unreserved amounts. Reserved fund balances represent that portion of a fund balance which has been appropriated for expenditure or is legally segregated for a specific future use. The remaining portion is unreserved fund balances. Portions of unreserved fund balances may be designated to indicate tentative plans for financial resource utilization in a future period, such as for general contingencies or capital projects. Such plans or intent are subject to change, have not been legally authorized and may not result in expenditures. 64 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 8. FUND BALANCES RESERVATIONS AND DESIGNATIONS, Continued A detailed schedule of the fund balances at June 30, 2005, is shown as follows: Major Funds Special Revenue Traffic and Non -Major Redevelopment Housing Governmental General Agency Mitigation Funds Total Reserved: Encumbrances $ 172,996 $ 5,983,185 $ - $ 102,141 $ 6,258,322 Petty cash 3,395 - - - 3,395 General plan 20,543 - - - 20,543 Department savings 115,036 - - - 115,036 Employee M.O.U. 269,330 - - - 269,330 Loans receivable 821,289 273,725 - 21,726 1,116,740 Debt service - 32,015 - 1,269,070 1,301,085 Improvement projects - 5,519,317 - 1,765,043 7,284,360 Information systems projects 242,517 - - - 242,517 Equipment replacement - - - 21,100 21,100 Buildings and structures - - - 40,000 40,000 Facility closures - - - 50,000 50,000 Assessment districts/open space 67,286 - - 360,592 427,878 Mello Roos assessment - - - 500,000 500,000 Traffic Mitigation - - 9,311,643 - 9,311,643 Housing - Triple Flip True Up 730,489 1,350,000 - - 2,080,489 Total reserved 2,442,881 13,158,242 9,311,643 4,129,672 29,042,438 Unreserved, Designated: Emergency and cash flow 5,726,216 - - 63,641 5,789,857 Library/endowments - - - 514,456 514,456 Public safety - - - 160,397 160,397 Grant projects - - - 1,087,936 1,087,936 Park projects - - - 871,741 871,741 Gas tax projects - - - 1,492,415 1,492,415 Street projects - - - 919,133 919,133 Total designated 5,726,216 - - 5,109,719 10,835,935 Unreserved, Undesignated 53,464 - 82,857 435,611 571,932 Total $ 8,222,561 $ 13,158,242 $ 9,394,500 $ 9,675,002 $ 40,450,305 65 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 9. EXCESS OF EXPENDITURES OVER APPROPRIATIONS The following funds had departmental expenditures in excess of budget. Sufficient revenues were available to fund these expenditures: Major Funds: General Fund Traffic and Housing Mitigation Non -Major Funds: Recreation Revolving Library Stormwater Development Services Parkland Dedication Capital Improvement Park Capital Projects Total Appropriations Expenditures Excess $ 40,691,127 $ 40,915,739 $ 224,612 43,680 897,648 853,968 2,691,990 2,769,820 77,830 207,490 231,366 23;876 1,722,265 1,750,394 28,129 - 126,051 126,051 - 301,095 301,095 141,000 211,328 70,328 - 21,916 21,916 $ 45,497,552 $ 47,225,357 $ 1,727,805 General Fund - General plan costs and other planning projects, which are covered by building fees, were budgeted in prior years but spent in the current year. Traffic and Housing Mitigation - The East San Rafael projects, including widening of Scotland Yard were funded and budgeted in prior years but spent in the current year. Recreation Revolving - The Falkirk Greenhouse and Garden project budgeted in previous years but spent in the current year exceeded expectations resulting in higher costs Library - Audio and video materials, which is funded through audio and video rentals, were purchased in the current year. Stormwater - Pump station improvements budgeted in the previous year was spent in the current year. Development Services - The Loch Lomond Marina EIR and mapping services were funded and budgeted in prior years, but spent in the current year. Parkland Dedication - The McInnis State Park project budgeted in previous years was spent in the current year. Capital Improvement - Costs for special projects and capital projects that were budgeted in prior years was spent in the current year. Park Capital Projects - The special event project budgeted in previous years was spent in the current year. City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 10. EMPLOYEES' RETIREMENT PLAN A. Plan Description The City contributes to the Marin County Employees' Retirement Fund (Fund). All full-time and permanent part-time employees who work at least 75% of a full time position are eligible to participate. The fund is an agent multiple -employer defined benefit retirement plan that acts as a common investment and administrative agent for various local governmental agencies within the County of Marin. The Fund provides retirement, disability, and death benefits based on the employee's years of service, age, and final compensation. Employees vest after five years of service and are eligible to receive retirement benefits after 10 years of service and having attained the age of 50, or 30 years of service (20 years for safety employees) regardless of age. These benefits provisions and all other requirements are established under the County Employees Retirement Law of 1937. The City's retirement plan is included in a separately issued report from the Marin County Employees' Retirement Fund, which can be obtained from Marin County Employees' Retirement Association, 3501 Civic Center Drive, Room 408, Civic Center, San Rafael, California 94903. B. Funding Policy The funding policy of the Fund provides for actuarially determined periodic contributions by the City at rates such that sufficient assets will be available to pay Fund benefits when due. The City contributed 35.16% and 24.95% of payroll to the Fund for Police and Fire personnel, respectively, and 20.37% for other covered employees for the year ended June 30, 2005. The City, due to a collective bargaining agreement, also has a legal obligation to contribute full share of the employees' contribution up to a maximum of 1.5% of payroll for safety employees and non -safety employees. Employees have an obligation to contribute the remaining portion. C. Annual Pension Cost The City's annual pension cost to the Fund for the year ended June 30, 2005, of $7,630,990 was equal to the City's required and actual contributions. The annual required contribution was determined as part of the actuarial valuation performed as of June 30, 2004. The employer rates for normal cost is determined using the Entry Age Normal Actuarial Cost Method, a projected benefit cost method. It takes into account those benefits that are expected to be earned in the future as well as those already accrued. The significant assumptions used in the 2001 actuarial valuation include an assumed rate of return on investment assets of 8.25%, and annual payroll increases reflecting 4.25% for inflation and approximately range of 0.54% to 6.62% for merit and longevity. Actual rate of return on investment was a loss of 7.1%. The actuarial value of assets was determined using techniques that smooth the effects of short-term volatility in the market value of investments over a period of five years. The Fund also uses the level percentage -open method to amortize the unfunded actuarial liability which was revised to sixteen years left in the amortization period. It is assumed that payroll increases at an annual inflation rate of 4.25% over the amortization period. 67 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 10. EMPLOYEES' RETIREMENT PLAN, Continued D. Three -Year Historical Trend Information Fiscal Year Annual Pension Percentage of Net Pension Ending Cost (APC) APC Contributed Obligation 6/30/2003 $ 3,349,490 100% 6/30/2004 3,879,356 100% 6/30/2005 7,630,990 100% 11. PUBLIC AGENCY RETIREMENT SYSTEM (DEFINED CONTRIBUTION RETIREMENT PLANS) The City contributes to the Public Agency Retirement System (PARS), which is a defined contribution retirement plan. A defined contribution retirement plan provides retirement benefits in return for services rendered, provides an individual account for each participant, and specifies how contributions to the individual's accounts are to be determined instead of specifying the amount of benefits the individual is to receive. The plans are administered by Phase II located at P.O. Box 10009, Costa Mesa, California 92627. Under a defined contribution pension plan, the benefits a participant will receive depend solely on the amount contributed to the participant's account, the returns earned on investments on those contributions, and forfeitures of other participant's benefits that may be allocated to such participant's account. As established by the plan, all eligible non represented employees of the City will become a participant in the plan from the date that they are hired. An eligible employee is any employee who, at any time during which the employer maintains this plan, is not accruing a benefit under the Marin County Employees' Retirement Fund. Contributions made by an employee and the employer vest immediately. As determined by the plan, each employee must contribute 3.75% of gross earnings to the plan. The City contributes an additional 3.75% of the employee's gross earnings. During the year, the City and employees contributed $68,362. The total covered payroll of employees participating in the plan for the year ended June 30, 2005, was $1,822,982. The total payroll for the year was $33,776,211. Additionally, the City participates in a 401(a) tax qualified plan for eligible non -represented management/mid-management employees. This is an employer only contribution program separate from the Marin County Employees' Retirement Fund. The City Manager, as Plan Administrator, annually determines the percent amount of contribution which can range from 0% to 5% of base salary of eligible employees. During the year, the City contributed $119,055 to the plan on behalf of the eligible employees. 68 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 12. POST -EMPLOYMENT HEALTHCARE BENEFITS The City provides certain health care benefits for retired employees and their spouses. The benefit provisions were established under the authority of the 1937 Act, Section 31450, et. seq. of the Government Code. Substantially all of the City's employees may become eligible for these benefits if they are receiving a retirement benefit from the Marin County Employees' Retirement Fund within 120 days of retirement from City employment. At June 30, 2005, 241 retirees and surviving spouse received post -employment health care benefits. Those expenditures are reduced by reimbursements from the Marin County Retirement Office of the annual amount set forth in the County Retirement Rules and Regulations 1937 Act as amended and in Sections 31450 et. seq. of the Government Code. The cost of retiree health care benefits is recognized as an expenditure as claims are paid. For the fiscal year ended June 30, 2005, those costs totaled $1,376,589, of which $839,781 was reimbursed. 13. RISK MANAGEMENT The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City is self -insured up to a maximum of $500,000 for each general liability claim, $750,000 for each workers' compensation claim, and $25,000 for each property damage claim. The City participates in a public agency risk sharing pool (California Joint Powers Risk Management Authority) for general liability claims in excess of the self - insured amounts up to $25,000,000. The City purchases commercial insurance for workers' compensation claims in excess of the self -insured amount up to statutory unlimited excess. The City also purchases commercial insurance for property damage claims with insured amount of $54,977,235. The City accounts for and finances its uninsured risks of loss in the internal service funds. The City had established a claims liability of $3,714,664 at June 30, 2005, based on the requirement of GASB Statement No. 10, Accounting and Financial Reporting for Risk Financing and Related Insurance Issues, which requires that a liability for claims be reported if information prior to the issuance of the financial statements indicates that it is probable that a liability has been incurred at the date of the financial statements and the amount of the loss can be reasonably estimated. Settled claims have not exceeded this coverage in any of the past three fiscal years. Changes in the general and workers' compensation claims liabilities for the fiscal years ended June 30, 2003, 2004, and 2005, are as follows: Balance at Current Year General Beginning of Claims and Changes Claim Liability Fiscal Year In Estimates Payments _ 2002-03 $ 504,972 $ 1,115,872 $ (1,127,444) $ 2003-04 493,400 835,521 (641,776) 2004-05 687,145 716,619 (898,505) Workers' Balance at Compensation Beginning of Liability Fiscal Year 2002-03 $ 3,163,937 2003-04 3,277,333 2004-05 3,650,879 Current Year Claims and Changes Claim In Estimates Payments $ 1,470,860 $ (1,357,464) 1,917,432 (1,543,886) 199,115 (640,589) $ Balance at End of Fiscal Yeai 493,400 687,145 505,259 Balance at End of Fiscal Year 3,277,333 3,650,879 3,209,405 69 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 13. RISK MANAGEMENT, Continued The California Point Pozaers Risk Management Authorihl - which began operations in February 1986, is a governmental self-insurance cooperative organized under a joint power agreement consisting of 22 members which represent over 120 public agencies in California. The Risk Management Authority pools self-insurance losses of charter and associate members, develops risk management programs, and provides for administration of pooled coverage claims. The City paid $337,921 in premiums to the Risk Management Authority during the fiscal year ended June 30, 2005. Condensed financial information for the California Joint Powers Risk Management Authority for the fiscal year ended June 30, 2005, was as follows: Assets $ 73,241,812 Liabilities $ 43,955,166 Net assets 29,286,646 Total liabilities and net assets $ 73,241,812 Revenues $ 19,659,350 Expenses (14,632,425) Refunds to members (5,530,768) Change in net assets $ (503,843) 14. JOINT VENTURES, JOINTLY GOVERNED ORGANIZATIONS AND RELATED PARTY TRANSACTIONS A. Joint Ventures The City participates in various organizations that are formally organized and are separate entities established under the Joint Exercise of Powers Act of the State of California. As separate legal entities, these entities exercise full powers and authorities within the scope of the related Joint Powers Agreement including the preparation of annual budgets, accountability for all funds, the power to make and execute contracts, and the right to sue and be sued. Obligations and liabilities of the separate entities are not those of the City. The Marin Counhl Integrated On -Line Libraril Systetn (St stem) - was formed to provide for the procurement, ownership, operation, maintenance, and governance of an integrated on-line library system that is jointly owned and operated by the cities of San Rafael, Mill Valley, Sausalito, and the County of Marin. The Governing Board of the System consists of the library director or designated alternate of each participant in the System. In accordance with the cost sharing formula developed by the library directors of the participants, the City's share of the acquisition cost in the amount of $108,007 represents 18.98% of ownership in the System. Operating costs for the System are also shared by each participant by applying the cost sharing formula. Financial statements of the System can be obtained at the County Librarian, Marin County Free Library, Civic Center, Administration Building, San Rafael, California 94903. 70 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 14. JOINT VENTURES, JOINTLY GOVERNED ORGANIZATIONS AND RELATED PARTY TRANSACTIONS, Continued A. Joint Ventures, Continued The Marin Street Light Acquisition Joint Powers Authorihj (MSLAJPA) - was formed by the County of Marin and twelve local agencies to acquire street light facilities, operate the facilities during the pendency of an eminent domain action against PG&E, and the subsequent transfer of the facilities to the individual local agencies. The Governing Board consists of five members from the participating agencies. Each of the local agency's share of contributions was based on the number of street lights to be acquired in the local agency's individual jurisdiction in relation to the total number of street lights to be acquired by the MSLAJPA. Financial statements of the MSLAJPA can be obtained at 27 Commercial Blvd. Suite C, Novato, California 94949. The Marin ErneMencit Radio Authorihj (MERA) - was formed on February 28, 1998 by the County of Marin and 25 local agencies within the County to plan, finance, implement, manage, own, and operate a County- wide public safety and emergency radio system. The Governing Board consists of one representative from each member. On February 1, 1999, the Authority issued the 1999 Revenue Bonds in the amount of $26,940,000 with interest rates ranging from 4.75% to 5.01%, maturing on August 15, 2016, to finance the acquisition and installation of the system. The costs of maintenance, operation, and debt service will be divided on a pro rata share based on an agreed -upon formula established by a majority of the Governing Board. The members entered into a Project Operating Agreement on February 1, 1999. Under the Operating Agreement, members are obligated to contribute service payments to cover the Authority's operation and debt service. The City's portion of the obligation is 16.913%. The first operating service payment was in July 1999. The first debt service payment was for August 2002. The City has established a reserve in its internal service funds to pay future service payments. Financial statements of the MERA can be obtained at 3501 Civic Centre Drive, San Rafael, California 94903. B. Jointly Governed Organizations The Counhlzuide Planning Agency - was established by the County of Marin and ten local cities to implement countywide performance standards for traffic, housing, water and sewer facilities, and environmental protection to ensure that residential and commercial growth does not exceed local water, sewer and transportation capacities. The Governing Board of the Countywide Planning Agency consists of one member of the County Board of Supervisors and one member of the City Council of each participating city. The Marin Telecommunications Agency - was established to regulate the rates for cable television service and equipment and to advise the participants in their exercise of their license authority. The Governing Board of the Marin Telecommunications Agency consists of one member from each of the eleven participating agencies. The Marin County Hazardous and Solid Waste Joint Powers Authority - was established by the County, local cities, and waste franchising districts to finance, prepare, and implement source reduction and recycling elements on a county -wide integrated waste management plan as required by State Assembly Bill 939. Friends of San Rafael - a California nonprofit Public Benefit Corporation - was established to help finance and accomplish the City's efforts to erect, construct and maintain public buildings, roads, monuments, plazas, parks, gardens, safety features and similar public improvements and infrastructure. 71 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 15. COMMITMENT AND CONTINGENCIES The City is a defendant is various lawsuits. Although the outcome of these lawsuits is not presently determinable, it is the opinion of the City's legal counsel that resolution of these matters will not have a material adverse effect on the financial condition of the City. The City worked with the Department of Justice (DOJ) to determine the City's compliance with the Americans with Disabilities Act of 1990 (ADA). The DOJ ratified an ADA Settlement Agreement in August 2004 providing a number of specific remedies including timelines, law specific solutions and reporting over the next ten years. For example, several facility deficiencies require resolution within the next year, the City's Web site needs an ADA overhaul, and a significant amount of items relate to curb ramps. The City determined a range of $2,000,000 to $3,000,000 to expend on the remedies determined by the Agreement. However, this is only an estimate and the City does not have a measurable amount at this time. Therefore, no liability has been recorded. On October 1, 2002, the Agency entered 'alto a second amendment to the Section 33401 Tax Sharing Agreement with the San Rafael High School District. This agreement provides for additional payments in the amount of $179,000 each fiscal year beginning with fiscal year 2002-03 through fiscal year 2021-22. 16. PRIOR PERIOD ADJUSTMENT Government -Wide Financial Statements The City recorded capital assets in the incorrect activity. The adjustment of $7,368,681 was a transfer between governmental activities and business -type activities. The City combined the debt service fund with the Parking Services Enterprise Fund and therefore, reclassified the Bonds to the Parking Services Enterprise Fund. As a result a prior period adjustment was recorded to record the 2003 Authority Lease Revenue Parking Bonds in the Enterprise fund and close the Debt Service fund. The adjustment was $7,255,573. In the governmental activities, the capital assets were overstated by $1,815,838. The City did not retire the Construction In Progress portion that was added to the active assets category. Net Assets, Prior Period Adjustments as Previously Long -Term Capital Net Assets, Reported Debt Assets as Restated Governmental Activities Net assets $ 214,699,755 $ 7,255573 $ (9,184,519) $ 212,770,809 Total Governmental Activities $ 214,699,755 $ 7,255573 $ (9,184,519) $ 212,770,809 Business -type activities: Net assets $ 10,197,217 $ (7,255,573) $ 7,368,681 $ 10,310,325 Total business -type activities $ 10,197,217 $ (7,255,573) $ 7,368,681 $ 10,310,325 72 City of San Rafael Notes to Basic Financial Statements, Continued For the year ended June 30, 2005 16. PRIOR PERIOD ADJUSTMENT, Continued Fund Financial Statements The City combined the debt service fund with the Parking Services Enterprise Fund and therefore, reclassified the Bonds to the Parking Services Enterprise Fund. As a result a prior period adjustment was recorded to record the 2003 Authority Lease Revenue Parking Bonds in the Enterprise fund and close the Debt Service fund. The Fund Balance of the debt service fund was $349,427. The total adjustment made to the Enterprise fund was $7,255,573. The City recorded capital assets in the incorrect activity. The adjustment of $7,368,681 was a transfer between governmental activities and business -type activities. Governmental Funds 2003 Authority Lease Revenue Parking Bonds Debt Service Fund Total Governmental Activities Enterprise Fund Parking Services Total business -type activities Net Assets, Prior Period Adjustments as Previously Long -Term Capital Net Assets, Reported Debt Assets as Restated $ 349,427 $ (349,427) $ - $ - $ 349,427 $ (349,427) $ - $ - $ 10,197,217 $ (7,255,573) $ 7,368,681 $ 10,310,325 $ 10,197,217 $ (7,255,573) $ 7,368,681 $ 10,310,325 73 This page intentionally left blank. 74 REQUIRED SUPPLEMENTARY INFORMATION 75 City of San Rafael Required Supplementary Information For the year ended June 30, 2004 1. BUDGETS AND BUDGETARY ACCOUNTING The City adopts a budget on a biannual basis, to be effective July 1 for the ensuing and subsequent fiscal years. The two year budget reflects estimated revenues and expenditures for each fiscal year. From the effective date of the budget, which is adopted at the department level, the amounts stated therein as proposed expenditures become appropriations to the various City departments. The City Council may amend the budget by resolution during the fiscal year. Expenditures may not exceed appropriations at the departmental level, which is the legal level of control. The City Manager is authorized to transfer budgeted amounts between accounts, departments or funds; the Council must approve any increase in the City's total budget. Several supplemental appropriations were approved during the course of the year. The City legally adopts budgets for all its governmental funds, except for the East Francisco Boulevard Assessment District, 1915 Act Bonds and 1997 Reassessment Bonds debt service funds, because the City is only required to make debt service payments in the event of bondholder default. Encumbrance accounting, under which purchase orders, contracts and other commitments for expenditures are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of the budgetary process. Encumbrances outstanding at year end are reported as reservations of fund balances since they do not constitute expenditures or liabilities and are carried forward in the subsequent year's budget. All unencumbered appropriations lapse at year end. 76 City of San Rafael Required Supplementary Information, Continued For the year ended June 30, 2005 1. BUDGETS AND BUDGETARY ACCOUNTING, Continued Budgetanj Comparison Schedule, General Fund Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES: Taxes and special assessments $ 33,081,190 $ 34,165,222 $ 34,658,293 $ 493,071 Licenses and permits 915,505 916,429 920,754 4,325 Fines and forfeitures 903,870 913,740 1,066,374 152,634 Use of money and property 297,100 397,100 641,566 244,466 Intergovernmental 4,970,740 6,480,616 6,649,752 169,136 Charges for services 1,411,480 1,556,380 1,722,137 165,757 Other 177,880 177,880 260,786 82,906 Total revenues 41,757,765 44,607,367 45,919,662 1,312,295 EXPENDITURES: Current: General government 5,149,550 5,314,893 5,325,389 (10,496) Public safety 25,912,395 25,928,011 25,917,593 10,418 Public works and parks 5,682,052 5,610,400 5,438,931 171,469 Community development/redevelopment 2,179,005 2,216,457 2,185,765 30,692 Culture and recreation 1,495,070 1,512,446 1,476,912 35,534 Capital outlay 72,920 72,920 77,543 (4,623) Capital improvement/special projects 20,000 36,000 352,409 (316,409) Debt service: Capitalized lease obligation - - 141,197 (141,197) Total expenditures 40,510,992 40,691,127 40,915,739 (224,612) REVENUES OVER (UNDER) EXPENDITURES 1,246,773 3,916,240 5,003,923 1,087,683 OTHER FINANCING SOURCES (USES): Transfers in 1,054,830 1,058,560 1,858,560 800,000 Transfers out (3,012,110) (3,862,110) (4,337,110) (475,000) Total other financing sources (uses) (1,957,280) (2,803,550) (2,478,550) 325,000 Net change in fund balance $ (710,507) $ 1,112,690 2,525,373 $ 1,412,683 FUND BALANCE: Beginning of year 5,697,188 End of year $ 8,222,561 77 City of San Rafael Required Supplementary Information, Continued For the year ended June 30, 2005 1. BUDGETS AND BUDGETARY ACCOUNTING, Continued Budgetary Comparison Schedule, Redevelopment AVncif Fuud REVENUES: Taxes and special assessment Use of money and property Intergovernmental Charges for services Other Total revenues EXPENDITURES: Current: Community development/redevelopment Capital improvement/special projects Debt Service: Principal Interest and fiscal charges Total expenditures REVENUE OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers In Transfers out Total other financing sources/uses Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final Variance with Final Budget Actual Positive Amounts (Negative) $ 4,467,090 $ 4,467,090 $ 4,574,447 $ 227,000 277,000 315,672 - 3,289,185 623,574 16,560 8,560 6,825 2,100 1,069,600 426,360 4,712,750 9,111,435 5,946,878 107,357 38,672 (2,665,611) (1,735) (643,240) 1,380,080 1,730,303 1,577,849 152,454 220,700 7,376,586 5,599,561 1,777,025 1,725,000 1,725,000 1,725,000 - 1,842,090 1,842,090 1,842,081 9 5,167,870 12,673,979 10,744,491 1,929,488 (455,120) (3,562,544) (4,797,613) (1,235,069) 589,390 2,665,354 2,665,354 - (584,000) (2,659,964) (2,659,964) - 5,390 3,390 5,390 - $ (449,730) $ (3,557,154) (4,792,223) $ (1,235,069) .'� 1J,1JO,L4L 78 City of San Rafael Required Supplementary Information, Continued For the year ended June 30, 2005 1. BUDGETS AND BUDGETARY ACCOUNTING, Continued Budgetary Comparison Schedule, Traffic and Housing Mitigation Special Revenue Fund REVENUES: Use of money and property Intergovernmental Charges for services Total revenues EXPENDITURES: Current: Public safety Capital outlay Total expenditures Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final Variance with Final Budget Actual Positive Amounts (Negative) $ 225,000 $ 225,000 $ 122,097 $ (102,903) - - 26,500 26,500 - - 159,244 159,244 225,000 225,000 307,841 82,841 43,680 43,680 43,680 43,680 $ 181,320 $ 181,320 52,820 (9,140) 844,828 (844,828) 897,648 (853,968) (589,807) $ 936,809 9,984,307 $ 9,394,500 79 City of San Rafael Required Supplementary Information, Continued For the year ended June 30, 2005 2. MARIN COUNTY EMPLOYEES' RETIREMENT SYSTEM SCHEDULE OF FUNDING PROGRESS Actuarial Actuarial Actuarial Accrued Excess Valuation Value Liability (AAL) Assets Date * of Assets Entry Age Over AAL 6/30/2002 $ 190,563,000 $ 187,118,000 $ 3,445,000 6/30/2003 185,632,000 219,845,000 (34,213,000) 6/30/2004 188,956,000 248,665,000 (59,709,000) * Latest information available. Excess Assets Over AAL Funded Covered As a % of Ratio Payroll Payroll 102% $ 27,223,000 12.7% 84% 27,453,000 (124.6)% 76% 29,299,000 (203.8)% a SUPPLEMENTARY INFORMATION 81 This page intentionally left blank. a NON -MAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS: Recreation Revolving Fund - Established to administer the Recreation Department's program and facility rental charge and accounts for the Recreation Memorial Fund. Baypoint Lagoons Assessment District Fund - The Baypoint Lagoons Lighting and Landscape District was formed to protect and enhance wildlife habitat and water quality in Baypoint (Spinnaker) Lagoon and the adjacent diked salt marsh. Gas Tax Fund - Established to receive and expend the City's allocation of the State gasoline taxes. Childcare Fund - Established to administer and account for childcare programs at eleven sites throughout the City. Street Maintenance and Cleaning Fund - Established to maintain the City's streets, public properties and rights of way. Loch Lomond Assessment District Fund - Established to provide maintenance for stormwater and geotechnic mitigation facilities. A Mello Roos District was formed to fund this maintenance. Library Fund - Established to account for restricted library activities that are intended to be self -funding. Public Safety Fund - Established for special police services, which are intended to be self -funding. Stormwater Fund - Established to provide for a self -funding storm drain maintenance program plus separate programs through the County and Bay Area to educate residents about urban runoff pollution. Development Services Fund - Established to account for development activities that are supported by external sources of funds. This fund does not account for the operating costs of building, planning, and engineering, which are located in the General Fund. Grants Fund - Established to account for grants for the Library, Childcare, Police, and Falkirk Cultural Center. Parkland Dedication Find - Established to account for long-term developer deposits used to enhance and maintain the park structure within City limits. Emergency Medical Services Fund - Established to account for the Emergency Medical Services and Transportation program that provides services to all segments of the community. Business Improvement Fund - Established to account for activities held in Downtown San Rafael, such as the Farmers Market. Household Hazmat Facility Fund - Established to account for State mandated hazardous materials information, collection, and reporting. Expenditures include inspection of businesses for compliance with regulations. This fund also serves as the depository for a countywide Household Hazardous Waste Program. Sewer Maintenance Fund - Established under the terms of the JPA to provide all necessary maintenance to the Sanitation District's gravity collection sewer system. 83 This page intentionally left blank 84 NON -MAJOR GOVERNMENTAL FUNDS DEBT SERVICE FUNDS: Peacock Gap Assessment District Fund - Established to accumulate funds for the payment of principal and interest for the 1993 Bonds which matures in 2005. The proceeds were used to refund the 1984 Bonds, which provided for the construction of public improvements in the project area. Financing is to be provided by property tax increments generated within the specific geographic region described by the bond assessment district. Mariposa Assessment District Fund - Established to accumulate funds for the payment of principal and interest for the 1993 Bond, which matures in 2008. The proceeds were used to finance the grading and paving of Mariposa Road. 1997 Financing Authority Revenue Bonds Fund - Established to accumulate funds for the payment of principal and interest for the 1997 Revenue Bonds which matures in 2011. The proceeds were used to purchase the previously issued special assessment bonds. Financing is to be provided by property tax increments generated within the specific geographic region described by the bond assessment district. 2003 Financing Authority Revenue Parking Bonds Fund - Established to accumulate funds for the payment of the principal and interest for the 2003 Revenue Parking Bonds which mature in 2033. The proceeds were used to provide funding for the design and construction of a new public parking garage. Financing is to be provided by lease payments for the City facilities. CAPITAL PROTECTS FUNDS Capital Improvement Fund - Established for the costs associated with major capital improvement projects not tied to specific funds elsewhere. Improvements could include medians, parkways, sidewalks, and other public assets. Bedroom Tax Fund - Established to collect funds from multiple -unit housing used to pay for maintaining and developing parks within local neighborhoods. Assessment Districts Fund - Established to account for ongoing construction and improvement needs within the following assessment districts: Peacock Gap, Kerner Boulevard, Sun Valley/Lucas Valley Open Space, East San Rafael Drainage Assessment Districts 1 Park Capital Projects Fund - Established to account for capital improvements for all City owned parks, whether paid for by City funds, grants, donations, or partnerships with the community. Open Space Fund - Established for the acquisition of open space. 85 City of San Rafael Combining Balance Sheet Non -Major Governmental Funds June 30, 2005 Special Revenue Baypoint Lagoon Street Recreation Assessment Gas Maintenance Revolving District Tax Childcare and Cleaning ASSETS Cash and investments $ 339,515 $ 23,783 $ 1,378,096 $ - $ 284,371 Cash with fiscal agent - - - - - Receivables: Accounts 203,624 128 - 17,160 - Tax - - 134,186 - - Grants 17,500 - - 83,337 - Loans - - - - - Interest - - - - - Prepaid expenses - - - - - Due froin other funds - _ - - - Total assets $ 560,639 $ 23,911 $ 1,512,282 $ 100,497 $ 284,371 LIABILITIES AND FUND BALANCES Liabilities: Accounts payable $ 66,936 $ 5,524 $ 19,867 $ 34,836 $ 53,339 Developer bonds payable - - - - - Due to other funds - - - 45,530 - Deferred revenue 188,536 - - - - Total liabilities 255,472 5,524 19,867 80,366 53,339 Fund Balances (Note 9): Reserved 31,875 - - 3,258 65,208 Unreserved: Designated - - 1,492,415 - 165,824 Undesignated, reported in: Special revenue funds 273,292 18,387 - 16,873 - Total fund balances 305,167 18,387 1,492,415 20,131 231,032 Total liabilities and fund balances $ 560,639 $ 23,911 $ 1,512,282 $ 100,497 $ 284,371 86 Special Revenue Loch Lomond Emergency Assessment Public Development Parkland Medical District Library Safety Stortnwater Services Grants Dedication Services $ 698,263 $ 433,680 $ 151,748 $ 779,164 $ 439,681 $ 907,420 $ 842,172 $ 87,274 - - 14,184 - 21,595 - - - 313 - - 4,060 - - - 1,392 - 93,992 - - - 226,456 51,295 - - - - - - - 21,726 - $ 698,576 $ 527,672 $ 165,932 $ 783,224 $ 461,276 $ 1,133,876 $ 915,193 $ 88,666 $ - 5 11,416 $ 5,535 $ 70,583 $ 24,211 $ 45,940 $ - $ 25,025 - - - 1,500 - - - - - - - - 21,726 - 11,416 5,535 70,583 25,713 45,940 21,726 25,025 500,000 1,800 - - 436,604 - 21,726 - - 514,456 160,397 712,641 - 1,087,936 871,741 63,641 198576 - - - (1,041) - - - 698,576 516,256 160,397 712,641 435,563 1,087,936 893,467 63,641 $ 698,576 $ 527,672 $ 165,932 $ 783,224 $ 461,276 $ 1,133,876 $ 915,193 $ 88,666 (Continued) 87 City of San Rafael Combining Balance Sheet Non -Major Governmental Funds, Continued June 30, 2005 ASSETS Cash and investments Cash with fiscal agent Receivables: Accounts Tax Grants Loans Interest Prepaid expenses Due from other funds Total assets LIABILITIES AND FUND BALANCES Liabilities: Accounts payable Developer bonds payable Due to other funds Deferred revenue Total liabilities Fund Balances (Note 9): Reserved Unreserved: Designated Undesignated, reported in: Special revenue funds Total fund balances Total liabilities and fund balances Special Revenue Debt Service _. Peacock Household Gap Mariposa Business Hazmat Sewer Assessment Assessment Improvement Facility Maintenance District District $ 3,027 $ 57,194 $ - $ 216,270 $ 41,110 - 476,023 98,070 - - - - 516 112 $ 3,027 $ 533,217 $ 98,070 $ 216,786 $ 41,222 $ - $ 495,620 $ - $ - $ - - - 57,402 - - 495,620 57,402 - - 111,100 - 216,786 41,222 - 40,668 - - 3,027 (73,503) - - - 3,027 37,597 40,668 216,786 41,222 $ 3,027 $ 533,217 $ 98,070 $ 216,786 $ 41,222 88 Debt Service Capital Projects 1997 2003 Total Financing Financing Park Non -Major Authority Lease Revenue Capital Bedroom Assessment Capital Open Govenmiental Revenue Bonds Parking Bonds Improvement Tax Districts Projects Space Funds $ 598,587 $ - $ 1,085,372 $ 165,378 $ 223,741 $ - $ 139,828 $ 8,895,674 432,383 - - - - - - 432,383 - - - - - - - 830,784 3,365 - - - - - - 143,944 - - 108,676 - - 254,081 - 835,337 - - - - - 21,726 $ 1,034,335 $ - $ 1,194,048 $ 165,378 $ 223,741 $ 254,081 $ 139,828 $ 11,159,848 $ 23,273 $ - $ 47,422 $ - $ - $ - $ 2,976 $ 932,505 - - - - - - - 1,500 - - - - - 237,647 - 340,579 - - - - - - - 210,262 23,273 - 47,422 - - 237,647 Z976 1,484,846 1,011,062 - 1,146,626 165,378 223,741 16,434 136,852 4,129,672 - - - - - - - 5,109,719 - - - - - - - 435,611 1,011,062 - 1,146,626 165,378 223,741 16,434 136,832 9,675,002 $ 1,034,335 $ - $ 1,194,048 $ 165,378 $ 223,741 $ 254,081 $ 139,828 $ 11,159,848 (Concluded) 89 City of San Rafael Combining Statement of Revenues, Expenditures and Changes in Fund Balances Non -Major Governmental Funds For the year ended June 30, 2005 REVENUES: Taxes and special assessments Licenses and permits Fines and forfeitures Use of money and property Intergovernmental Charges for current services Other revenue Total revenues EXPENDITURES: Current: General government Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal retirement Interest and fiscal charges Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out Total other financing sources (uses) REVENUES AND OTHER FINANCING SOURCES OVER (UNDER) EXPENDITURES AND OTHER FINANCING USES FUND BALANCES: Beginning of year, as restated End of year Special Revenue Baypoint Lagoons Street Recreation Assessment Gas Maintenance Revolving District Tax Childcare and Cleaning $ - $ 25,499 $ - $ - $ - 469 247 17,223 648 5,114 78,500 - 111031900 351,532 16,621 1,436,992 - 621,486 2,429,227 - 12,127 - - - 1,148 1,528,088 25,746 1,742,609 2,781,407 22,883 - 19,286 179,930 - 1,476,359 2,763,937 - - 2,865,240 - 2,000 - - - 100,982 3,883 - 1,114,699 - - 2,769,820 19,286 1,294,629 ---2,865,240 1,577,341 (1,241,732) 6,460 447,980 (83,833) (1,554,458) 1,449,150 - 1,530 118,360 1,235,430 - - (300,000) (50,400) - 1,449,150 - (298,470) 67,960 1,235,430 207,418 6,460 149,510 (15,873) (319,028) 97,749 11,927 1,342,905 36,004 550,060 $ 305,167 $ 18,387 $ 1,492,415 $ 20,131 $ 231,032 a Special P.cvenue Loch Lomond Emergency Assessment Public Development Parkland Medical District Library Safety Stormwater Service Grants Dedication Services $ 62,694 $ - $ - $ - $ - $ - $ - $ 2,519,056 - - 20,085 2,000 - - - - 8,370 65,583 1,564 5,321 9,166 11,753 10,396 - - 161,975 92,859 - - 974,151 301,295 - - 5,719 11,130 815,452 29,021 - 181,907 1,428,531 - 41,767 2,155 165,769 17,200 121,000 300 - 71,064 275,044 127,793 988,542 55,387 1,106,904 493,898 3,947,587 - - - - - 10,022 - - - - 127,796 - - 100,000 - 4,050,221 54 - - 1,090,997 - - - - - 156,909 - - - 275,609 - - - - - - - - - 1,914 - 74,457 5,753 659,397 126,051 783,112 301,095 - 54 231,366 113,549 1,750,394 126,051 1,168,743 301,095 4,052,135 71,010 43,678 (5,756) (761,852) (70,664) (61,839) 192,803 (104,548) 45,160 848,710 - 379,230 - 35,060 - - - - - (22,000) 45,160 848,710 - 379,230 - 13,060 71,010 43,678 39,404 86,858 (70,664) 317,391 192,803 (91,488) 627,566 472,578 120,993 625,783 506,227 770,545 700,664 155,129 $ 698,576 $ 516,256 $ 160,397 $ 712,641 $ 435,563 $ 1,087,936 $ 893,467 $ 63,641 (Continued) 91 City of San Rafael Combining Statement of Revenues, Expenditures and Changes in Fund Balances Non -Major Governmental Funds, Continued For the year ended June 30, 2005 REVENUES: Taxes and special assessments Licenses and permits Fines and forfeitures Use of money and property Intergovenunental Charges for current services Other revenue Total revenues EXPENDITURES: Current: General government Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal retirement Interest and fiscal charges Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out Total other financing sources (uses) REVENUES AND OTHER FINANCING SOURCES OVER (UNDER) EXPENDITURES AND OTHER FINANCING USES FUND BALANCES: Beginning of year, as restated End of year Special Revenue Debt Service Peacock Household Gap Mariposa Business Hazmat Sewer Assessment Assessment Improvement Facility Maintenance District District $ - $ - $ - $ 103,213 $ 22,537 9,239 - - 72 - - 2,141 402 32,760 - - - - - 1,353,130 1,206,821 - - 16,092 4,599 - - - 48,924 1,366,968 1,206,821 105,354 22,939 48,583 - - 1,536,442 - - 1,088,862 - - - 190,000 15,000 - - - 23,011 6,610 48,583 1,536,442 1,088,862 --.-- 213,011 21,610 341 (169,474) 117,959 (107,657) 1,329 - (266,500) (96,800) (2,540) (150) - (266,500) (96,800) (2,540) (150) 341 (435,974) 21,159 (110,197) 1,179 2,686 473,571 19,509 326,983 40,043 $ 3,027 $ 37,597 $ 40,668 $ 216,786 $ 41,222 92 Debt Service Capital Projects 1997 2003 Total Financing Financing Park Non -Major Authority Lease Revenue Capital Bedroom Assessment Capital Open Governmental Revenue Bonds Parking Bonds Improvement Tax District Projects Space Funds $ 909,185 $ - $ - $ 26,596 $ - $ - $ - $ 3,668,780 - - - - - - - 9,239 - - - - - - - 22,085 12,531 - 10,361 1,960 - - 1,750 165,071 - - 108,676 - - - - 3,222,269 - - - - - - - 9,319,416 - - 51,983 - - 14,199 - 448,339 921,716 - 171,020 28,556 - 14,199 1,750 17,055,199 - - 152,161 3,036 213,802 - - 5,814,459 - - - - - 3,855,488 - - 6,061,695 - - - - - 104,896 211,328 - - 21,916 - 3,301,691 655,000 268,971 - - - - - - 860,000 - - - - - - 298,592 923,971 -- 211,328 - - 174,077 3,036 20,510,623 (2,255) - (40,308) 28,556 - (159,878) (1,286) (3,455,424) - (4,860) - - - - - - 4,112,630 - - - - - - (743,250) (4,860) - - - - - - 3,369,380 (7,115) - (40,308) 28,556 - (159,878) (1,286) (86,044) 1,018,177 - 1,186,934 136,822 223,741 176,312 138,138 9,761,046 $ 1,011,062 $ - $ 1,146,626 $ 165,378 $ 223,741 $ 16,434 $ 136,852 $ 9,675,002 (Concluded) 93 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Recreation Revolving Special Revenue Fund For the year ended June 30, 2005 REVENUES: Use of money and property Intergovernmental Charges for current services Other revenue Total revenues EXPENDITURES: Current: Culture and recreation Capital outlay Capital improvement/special projects Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final Variance with Final Budget Actual Positive Amount (Negative) $ 2,600 $ 2,600 $ 469 $ (2,131) - - 78,500 78,500 1,721,095 1,568,095 1,436,992 (131,103) 33,510 9,560 12,127 2,567 1,757,205 1,580,255 1,528,088 (52,167) 2,583,160 2,689,650 2,763,937 (74,287) 2,340 2,340 2,000 340 - - 3,883 (3,883) 2,585,500 2,691,990 2,769,820 (77,830) (828,295) (1,111,735) (1,241,732) (129,997) 974,150 974,150 1,449,150 475,000 974,150 974,150 1,449,150 475,000 $ 145,855 $ (137,585) 207,418 $ 345,003 07 7Ao $ 305,167 94 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Baypoint Lagoons Assessment District Special Revenue Fund For the year ended June 30, 2005 REVENUES: Taxes and special assessments Use of money and property Total revenues EXPENDITURES: Current: Public works and parks Total expenditures Net change in fund balances FUND BALANCES: Beginning of year End of year Budgeted Amounts Original Final $ 28,280 $ 28,280 $ 500 500 28,780 28,780 30,000 $ (1,220) $ (1,220) Variance with Final Budget Actual Positive Amount (Negative) 25,499 $ (2,781) 247 (253) 25,746 (3,034) 19,286 10,714 19,286 10,714 6,460 $ 7,680 11,927 $ 18,387 95 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Gas Tax Special Revenue Fund For the year ended June 30, 2005 REVENUES: Use of money and property Intergovernmental Charges for current services Other revenue Total revenues EXPENDITURES: Current: Public works and parks Capital improvement/special projects Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year $ Budgeted Amounts Original Final 30,000 $ 1,098,500 434,000 602,000 2,164,500 30,000 $ 1,306,210 434,000 1,770,210 189,523 189,523 1,000,000 1,207,710 1,189,523 1,397,233 974,977 372,977 Variance with Final Budget Actual Positive Amount (Negative) 17,223 $ (12,777) 1,103,900 (202,310) 621,486 187,486 1,742,609 (27,601) 179,930 9,593 1,114,699 93,011 1,294,629 102,604 447,980 75,003 1,530 1,530 1,530 - (300,000) (300,000) (300,000) - (298,470) (298,470) (298,470) $ 974,977 $ 372,977 149,510 $ (223,467) $ 1,492,415 96 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Childcare Special Revenue Fund For the year ended June 30, 2005 REVENUES: Use of money and property Intergovernmental Charges for current services Total revenues EXPENDITURES: Current: Culture and recreation Capital outlay Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) $ - $ - $ 648 $ 648 287,420 349,751 351,532 1,781 2,487,020 2,655,020 2,429,227 (225,793) 2,774,440 3,004,771 2,781,407 (223,364) 2,811,070 3,016,101 2,865,240 150,861 3,000 6,000 - 6,000 2,814,070 3,022,101 2,865,240 156,861 (39,630) (17,330) (83,833) (66,503) 118,360 (50,400) 118,360 (50,400) 118,360 (50,400) - 67,960 67,960 67,960 - $ 28,330 $ 50,630 (15,873) $ (66,503) 36,004 $ 20,131 97 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Street Maintenance and Cleaning Special Revenue Fund For the year ended June 30, 2005 REVENUES: Use of money and property Intergovernmental Other revenue Total revenues EXPENDITURES: Current: Public works and parks Capital improvement/special projects Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) $ 11,000 $ 11,000 $ 5,114 $ (5,886) 16,000 16,000 16,621 621 2,360 2,360 1,148 (1,212) 29,360 29,360 22,883 (6,477) 1,538,459 100,000 1,557,407 100,000 1,476,359 100,982 81,048 (982) 1,638,459 1,657,407 1,577,341 80,066 (1,609,099) (1,628,047) (1,554,458) 73,589 1,235,430 1,235,430 1,235,430 1,235,430 1,235,430 1,235,430 - $ (373,669) $ (392,617) (319,028) $ 73,589 550,060 $ 231,032 98 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Loch Lomond Assessment District Special Revenue Fund For the year ended June 30, 2005 REVENUES: Taxes and special assessments Use of money and property Total revenues EXPENDITURES: Current: Public works and parks Total expenditures Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final Actual Amount Variance with Final Budget Positive (Negative) $ 63,510 $ 63,510 $ 62,694 $ (816) 10,000 10,000 8,370 (1,630) 73,510 73,510 71,064 (2,446) 6,120 6,120 54 6,066 6,120 6,120 54 6,066 $ 67,390 $ 67,390 71,010 $ 3,620 627,566 $ 698,576 99 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Library Special Revenue Fund For the year ended June 30, 2005 REVENUES: Use of money and property Intergovernmental Charges for current services Other revenue Total revenues EXPENDITURES: Current: Culture and recreation Capital improvement/special projects Total expenditures Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final Variance with Final Budget Actual Positive Amount (Negative) $ 36,190 $ 36,090 $ 65,583 $ 29,493 205,860 205,860 161,975 (43,885) 14,400 14,500 5,719 (8,781) 12,340 12,340 41,767 29,427 268,790 268,790 275,044 6,254 207,490 207,490 156,909 50,581 - - 74,457 (74,457) 207,490 207,490 231,366 (23,876) $ 61,300 $ 61,300 43,678 $ (17,622) 470 t7Q $ 516,256 100 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Public Safety Special Revenue Fund For the year ended June 30, 2005 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) REVENUES: Fines and forfeitures $ 12,000 $ 12,000 $ 20,085 $ 8,085 Use of money and property 900 900 1,564 664 Intergovernmental 60,500 73,500 92,859 19,359 Charges for current services 18,710 18,710 11,130 (7,580) Other revenue- 1,500 1,500 2,155 655 Total revenues 93,610 106,610 127,793 21,183 EXPENDITURES: Current; Public safety 113,551 131,313 127,796 3,517 Capital improvement/special projects - 16,311 5,753 10,558 Total expenditures 113,551 147,624 133,549 14,075 REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year (19,941) (41,014) (5,756) 45,160 45,160 45,160 45,160 45,160 45,160 $ 25,219 $ 4,146 35,258 39,404 $ 35,258 120,993 $ 160,397 101 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Stormwater Special Revenue Fund For the year ended June 30, 2005 REVENUES: Fines and forfeitures Use of money and property Charges for current services Other revenue Total revenues EXPENDITURES: Current: Public works and parks Capital improvement/special projects Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) $ 2,060 $ 2,060 $ 2,000 $ (60) 10,000 10,000 5,321 (4,679) 1,408,540 858,540 815,452 (43,088) - - 165,769 165,769 1,420,600 870,600 988,542 117,942 1,150,334 550,000 1,172,265 550,000 1,090,997 659,397 81,268 (109,397) 1,700,334 1,722,265 1,750,394 (28,129) (279,734) (851,665) (761,852) 89,813 848,710 848,710 848,710 - 848,710 848,710 848,710 - $ 568,976 $ (2,955) 86,858 $ 89,813 625,783 $ 712,641 102 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Development Services Special Revenue Fund For the year ended June 30, 2005 REVENUES: Use of money and property Charges for services Other Total revenues _ EXPENDITURES: Capital improvement/special projects Total expenditures Net change in fund balance FUND BALANCE: Beginning of year, as restated End of year Budgeted Amounts Original Final $ 10,000 $ 10,000 $ 10,000 10,000 $ 10,000 $ 10,000 Variance with Final Budget Actual Positive Amounts (Negative) 9,166 $ (834) 29,021 29,021 17,200 17,200 55,387 45,387 126,051 (126,051) 126,051 (126,051) (70,664) $ (80,664) 506,227 $ 435,563 103 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Grants Special Revenue Fund For the year ended June 30, 2005 REVENUES: Use of money and property Intergovernmental Other revenue Total revenues EXPENDITURES: Current: General government Public safety Culture and recreation Capital improvement/special projects Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final Variance with Final Budget Actual Positive Amount (Negative) $ 2,400 $ 2,400 $ 11,753 $ 9,353 426,430 707,889 974,151 266,262 - 120,000 121,000 1,000 428,830 830,289 1,106,904 276,615 9,760 9,760 10,022 (262) 112,000 100,000 100,000 - 250,760 261,555 275,609 (14,054) 180,000 837,774 783,112 54,662 552,520 1,209,089 11168,743 40,346 (123,690) (378,800) (61,839) 316,961 100,130 350,130 379,230 29,100 100,130 29,100 350,130 379,230 $ (23,560) $ (28,670) 317,391 $ 346,061 770,545 $ 1,087,936 104 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Parkland Dedication Special Revenue Fund For the year ended June 30, 2005 REVENUES: Use of money and property Intergovernmental Charges for current services Other revenue Total revenues EXPENDITURES: Capital improvement/special projects Total expenditures Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final Variance with Final Budget Actual Positive Amount (Negative) $ 12,000 $ 12,000 $ 10,396 $ - - 301,295 181,907 - 300 12,000 12,000 493,898 $ 12,000 $ 12,000 (1,604) 301,295 181,907 300 481,898 301,095 (301,095) 301,095 (301,095) 192,803 $ 180,803 700,664 $ 893,467 105 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Emergency Medical Services Special Revenue Fund For the year ended June 30, 2005 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) REVENUES: Taxes and special assessments $ 2,566,830 $ 2,566,830 $ 2,519,056 $ (47,774) Use of money and property 10,000 13,000 - (13,000) Intergovernmental - - - - Charges for current services 1,350,000 1,350,000 1,428,531 78,531 Total revenues 3,926,830 3,929,830 3,947,587 17,757 EXPENDITURES: Current: Public safety 4,081,690 4,092,256 4,050,221 42,035 Capital outlay 27,620 27,620 1,914 25,706 Total expenditures 4,109,310 4,119,876 4,052,135 67,741 REVENUES OVER (UNDER) EXPENDITURES (182,480) (190,046) (104,548) 85,498 OTHER FINANCING SOURCES (USES) Transfer in 35,060 35,060 35,060 - Transfers out - - (22,000) (22,000) Total other financing sources (uses) 35,060 35,060 13,060 (22,000) Net change in fund balance $ (147,420) $ (154,986) (91,488) $ 63,498 FUND BALANCE: Beginning of year 155,129 End of year $ 63,641 106 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Business Improvement Special Revenue Fund For the year ended June 30, 2005 REVENUES: Use of money and property Intergovernmental Other revenue Total revenues EXPENDITURES: Current: General government Total expenditures Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) $ 500 $ 500 $ 72 $ (428) 34,750 34,750 32,760 (1,990) 20,560 20,560 16,092 (4,468) 55,810 55,810 48,924 (6,886) 57,830 57,830 48,583 9,247 57,830 57,830 48,583 9,247 Net change in fund balance $ (2,020) $ (2,020) FUND BALANCE: Beginning of year End of year 341 $ (2,361) 41 3,uu 107 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Household Hazmat Facility Special Revenue Fund For the year ended June 30, 2005 REVENUES: Licenses and permits Use of money and property Intergovernmental Charges for services Other Total revenues EXPENDITURES: Current: Public safety Capital outlay Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers out Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) $ 5,100 $ 5,100 $ 9,239 $ 4,139 10,500 10,500 - (10,500) 15,000 27,000 - (27,000) 1,496,530 1,494,530 1,353,130 (141,400) 12,340 12,340 4,599 (7,741) 1,539,470 1,549,470 1,366,968 (182,502) 1,359,240 1,594,218 1,536,442 57,776 - 12,140 - 12,140 1,359,240 1,606,358 1,536,442 69,916 180,230 (56,888) (169,474) (112,586) (125,000) (266,500) (125,000) (266,500) $ 55,230 $ (323,388) k'VV,JVV) - (435,974) $ (112,586) 108 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Sewer Maintenance Special Revenue Fund For the year ended June 30, 2005 REVENUES: Use of money and property Charges for services Total revenues EXPENDITURES: Current: Public works and parks Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers out Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final Actual Amount Variance with Final Budget Positive (Negative) $ 5,000 $ 5,000 $ - $ (5,000) 1,197,150 1,197,150 1,206,821 9,671 1,202,150 1,202,150 1,206,821 4,671 1,079,030 1,089,249 1,088,862 387 1,079,030 1,089,249 1,088,862 387 123,120 112,901 117,959 5,058 (96,800) (96,800) (96,800) - (96,800) (96,800) (96,800) - $ 26,320 $ 16,101 21,159 $ 5,058 109 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Peacock Gap Assessment District Debt Service Fund For the year ended June 30, 2005 REVENUES: Taxes and special assessments Use of money and property Total revenues EXPENDITURES: Debt service: Principal retirement Interest and fiscal charges Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers out Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) $ 231,340 $ 231,340 $ 103,213 $ (128,127) 10,000 10,000 2,141 (7,859) 241,340 241,340 105,354 (135,986) 190,000 190,000 190,000 - 33,170 33,170 23,011 10,159 223,170 223,170 213,011 10,159 18,170 18,170 (107,657) (125,827) (2,540) (2,540) (2,540) (2,540) (2,540) (2,540) $ 15,630 $ 15,630 (110,197) $ (125,827) 326,983 $ 216,786 110 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Mariposa Assessment District Debt Service Fund For the year ended June 30, 2005 REVENUES: Taxes and special assessments Use of money and property Total revenues EXPENDITURES: Debt service: Principal retirement Interest and fiscal charges Total expenditures REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers out Total other financing sources (uses) Net change in fund balance FUND BALANCE: Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) $ 22,720 $ 22,720 $ 22,537 $ (183) 1,000 1,000 402 (598) 23,720 23,720 22,939 (781) 15,000 15,000 15,000 - 7,500 7,500 6,610 890 22,500 22,500 21,610 890 1,220 1,220 1,329 109 (150) (150) (150) (150) (150) (150) $ 1,070 $ 1,070 1,179 $ 109 40,043 $ 41,222 ill City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual 1997 Financing Authority Revenue Bonds Debt Service Fund For the year ended June 30, 2005 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) REVENUES: Taxes and special assessments $ 678,860 $ 678,860 $ 909,185 $ 230,325 Use of money and property 7,900 7,900 12,531 4,631 Total revenues 686,760 686,760 921,716 234,956 EXPENDITURES: Debt service: Principal retirement 484,000 732,790 655,000 77,790 Interest and fiscal charges 203,350 203,350 268,971 (65,621) Total expenditures 687,350 936,140 923,971 12,169 REVENUES OVER (UNDER) EXPENDITURES (590) (249,380) (2,255) 247,125 OTHER FINANCING SOURCES (USES): Transfers out (4,860) (4,860) (4,860) - Total other financing sources (uses) (4,860) (4,860) (4,860) - Net change in fund balance $ (5,450) $ (254,240) (7,115) $ 247,125 FUND BALANCE: Beginning of year 1,018,177 End of year $ 1,011,062 112 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Capital Improvement Capital Projects Fund For the year ended June 30, 2005 REVENUES: Use of money and property Intergovernmental Other revenue Total revenues EXPENDITURES: Capital improvement/special projects Total expenditures Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final $ 10,000 $ 10,000 $ 141,000 10,000 151,000 Variance with Final Budget Actual Positive Amount (Negative) 10,361 $ 361 108,676 108,676 51,983 (89,017) 171,020 20,020 141,000 211,328 (70,328) 141,000 211,328 (70,328) $ 10,000 $ 10,000 (40,308) $ 50,308 1,186,934 $ 1,146,626 113 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Bedroom Tax Capital Projects Fund For the year ended June 30, 2005 REVENUES: Taxes and special assessments Use of money and property Total revenues Net change in fund balance FUND BALANCE: Beginning of year End of year Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) $ - $ - $ 26,596 $ 26,596 2,000 2,000 1,960 (40) 2,000 2,000 28,556 26,556 $ 2,000 $ 2,000 28,556 $ 26,556 136,822 $ 165,378 114 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Park Capital Projects Capital Projects Fund For the year ended June 30, 2005 REVENUES: Use of money and properly Other revenues Total revenues EXPENDITURES: Current: General government Capital improvement/special projects Total expenditures Net change in fund balance FUND BALANCE: Beginning of year End of year Budgeted Amounts Original Final $ 2,000 $ 2,000 2,000 $ 2,000 $ 2,000 $ 2,000 Variance with Final Budget Actual Positive Amount (Negative) - $ (2,000) 14,199 14,199 14,199 12,199 152,161 (152,161) 21,916 (21,916) 174,077 (174,077) (159,878) $ (161,878) 176,312 $ 16,434 115 City of San Rafael Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Open Space Capital Projects Fund For the year ended June 30, 2005 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amount (Negative) REVENUES: Use of money and property $ 5,000 $ 5,000 $ 1,750 $ (3,250) Total revenues 5,000 5,000 1,750 (3,250) EXPENDITURES: Current: General government 11,840 11,840 3,036 8,804 Total expenditures 11,840 11,840 3,036 8,804 Net change in fund balance $ (6,840) $ (6,840) (1,286) $ 5,554 FUND BALANCE: Beginning of year 138,138 End of year $ 136,852 116 INTERNAL SERVICE FUNDS 117 City of San Rafael Combining Statement of Net Assets All Internal Service Funds June 30, 2005 ASSETS Current assets: Cash and investments Accounts receivable Due from other funds Loans receivable Total assets LIABILITIES Current liabilities: Accounts payable Due to other funds Insurance claims payable Total liabilities NET ASSETS Unrestricted Total net assets Equipment Building Employee Liability Worker's Replacement Maintenance Benefits Insurance Compensation - $ 761,584 $ 354,485 $ - $ 707,799 $ 3,422,602 - - 839,781 - - 797,883 - - - - - 5,000 - - - - 1,559,467 359,485 839,781 - 707,799 3,422,602 -- 5,348 17,117 1,342 17,267 - - - 797,883 - - - - - 505,259 3,209,405 5,348 17,117 799,225 522,526 3,209,405 1,554,119 342,368 40,556 185,273 213,197 $ 1,554,119 $ 342,368 $ 40,556 $ 185,273 $ 213,197 118 Dental Radio Insurance Replacement Total $ 7,705 $ 1,558,076 $ 6,812,251 - - 839,781 797,883 - - 5,000 7,703 1,558,076 8,454,915 - 41,074 - 797,883 - - 3,714,664 - 4,553,621. 7,705 1,558,076 3,901,294 $ 7,705 $ 1,558,076 $ 3,901,294 119 City of San Rafael Combining Statement of Revenues, Expenses and Changes in Net Assets All Internal Service Funds For the year ended June 30, 2005 Equipment Building Employee Liability Worker's Replacement Maintenance Benefits Insurance Compensation OPERATING REVENUES: Charges for services $ 1,037,170 $ 44,840 $ 1,092,735 $ 981,216 $ 1,748,284 Refunds - - 248,165 131,372 36,361 Other operating revenues 39,335 55,000 839,781 - - Total operating revenues 1,076,505 99,840 2,180,681 1,112,588 1,784,645 OPERATING EXPENSES: General and administrative 341,990 80,935 2,350,974 - - Insurance premiums and claims - - - 1,471,678 1,143,032 Capital improvement project 320,576 138,709 - - - Total operating expenses 662,566 219,644 2,350,974 1,471,678 1,143,032 OPERATING INCOME (LOSS) 413,939 (119,804) (170,293) (359,090) 641,613 NONOPERATING REVENUES: Investment income 19,452 3,126 - 7,3M 49,325 Total nonoperating revenues 19,452 3,126 - 7,333 49,325 INCOME (LOSS) BEFORE OPERATING TRANSFERS 413,391 (116,678) (170,293) (351,757) 690,938 OTHER FINANCING SOURCES (USES): Proceeds from sale of assets - - - - Transfers in - 122,000 200,000 400,000 - Transfers out (291,100) (3,730) (507,670) (300,000) (500,000) Total other financing sources (uses) (291,100) 118,270 (307,670) 100,000 (500,000) Net income (loss) 142,291 1,592 (477,963) (251,757) 190,938 NET ASSETS: Beginning of year 1,411,828 340,776 518,519 437,030 22,259 End of year $ 1,554,119 $ M2,368 $ 40,556 $ 185,273 $ 211,197 120 Dental Radio Insurance Replacement 'Dotal $ 410,356 $ 254,680 $ 5,569,281 10,613 - 426,511 - - 934,116 420,969 254,680 6,929,908 - 585,452 3,359,351 415,368 - 3,030,078 - - 459,285 415,368 585,452 6,848,714 5,601 (330,772) 81,194 198 18,328 97,762 198 18,328 97,762 5,799 (312,444) 178,956 722,000 - - (1,602,500) (880,500) 5,799 (312,444) (701,544) 1,906 1,870,520 4,602,838 $ 7,705 $ 1,558,076 $ 3,901,294 121 City of San Rafael Combining Statement of Cash Flows All Internal Service Funds For the year ended June 30, 2005 Equipment Building Employee Liability Worker's Replacement Maintenance Benefits Insurance Compensation CASH FLOWS FROM OPERATING ACTIVITIES: Cash received from customers/other funds $ 1,076,505 $ 104,840 $ 2,657,703 $ 1,112,588 $ 1,784,645 Cash payments to suppliers for goods and services (1,464,996) (220,510) (2,350,033) (1,642,130) (1,593,870) Net cash provided (used) by operating activities (388,491) (115,670) 307,670 (529,542) 190,775 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES: Transfers in - 122,000 200,000 400,000 - Transfers out (291,100) (3,730) (507,670) (300,000) (500,000) Net cash provided (used) by noncapital financing activities (291,100) 118,270 (307,670) 100,000 (500,000) CASH FLOWS FROM INVESTING ACTIVITIES: Interest revenue 19,452 3,126 - 7,333 49,325 Net cash provided (used) by investing activities 19,452 3,126 - 7,333 49,325 Net increase (decrease) in cash and cash equivalents (660,139) 5,726 - (422,209) (259,900) CASH AND CASH EQUIVALENTS: Beginning of year 1,421,723 348,759 - 1,130,008 3,682,502 End of year $ 761,584 $ 354,485 $ - $ 707,799 $ 3,422,602 RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES: Operating income (loss) $ 413,939 $ (119,804) $ (170,293) $ (359,090) $ 641,613 Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Changes in operating assets and liabilities: Due to/from other funds (797,883) - 622,474 - - Accounts receivable - - (145,452) - - Loans receivable - 5,000 - - - Accounts payable (4547) (866) 941 11,434 (9,364) Insurance claims payable - - - (181,886) (441,474) Total adjustments (802,430) 4,134 477,963 (170,452) (450,838) Net cash provided (used) by operating activities $ (388,491) S (115,670) $ 307,670 $ (529,542) $ 190,775 122 Dental Radio Insurance Replacement Total 420,969 $ 254,680 $ 7,411,930 (415,368) (585,452) (8,272,359) 5,601 (330,772) (860,429) 722,000 (1,602,500) (880,500) 198 18,328 97,762 198 18,328 97,762 5,799 (312,444) (1,643,167) 1,906 1,870,520 8,455,418 $ 7,705 $ 1,558,076 $ 6,812,251 $ 5,601 $ (330,772) $ 81,194 - (175,409) - - (145,452) - - 5,000 - - (2,402) - - (623,360) - - (941,623) 5,601 $ (330,772) $ (860,429) 123