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HomeMy WebLinkAboutFY2006-07 Basic Finincial StatementsCITY OF SAN RAFAEL BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED JUNE 30, 2007 This Page Left Intentionally Blank CITY OF SAN RAFAEL, CALIFORNIA Basic Financial Statements For the Year Ended June 30, 2007 Table of Contents INTRODUCTORY SECTION Tableof Contents................................................................................................................................................ i FINANCIAL SECTION Independent Auditor's Report on Basic Financial Statements.................................................................. I Management's Discussion and Analysis........................................................................................................ 3 Basic Financial Statements: Government -wide Financial Statements: Statementof Net Assets...................................................................................................................... 17 Statementof Activities....................................................................................................................... 18 Fund Financial Statements: Major Governmental Funds: BalanceSheet..................................................................................................................................22 Balance Sheet - Reconciliation of Governmental Fund Balances to Net Assets of Governmental Activities...................................................................................... 23 Statement of Revenues, Expenditures, and Changes in Fund Balances ........................................ 24 Reconciliation of the Net Change in Fund Balances - Total Governmental Funds with the Statement of Activities...................................................................................... 26 Proprietary Funds: Statementof Net Assets.................................................................................................................. 28 Statement of Revenues, Expenses, and Changes in Fund Net Assets ........................................... 29 Statementof Cash Flows................................................................................................................ 30 Notes to Basic Financial Statements....................................................................................................... 31 i CITY OF SAN RAFAEL, CALIFORNIA Basic Financial Statements For the Year Ended June 30, 2007 Table of Contents FINANCIAL SECTION (Continued) Required Supplementary Information: Schedule of Revenues, Expenditures and Changes in Fund Balances — Budget and Actual - Budgetary Basis GeneralFund................................................................................................................................... 64 Traffic and Housing Mitigation Special Revenue Fund................................................................. 65 Household Hazmat Facilities Special Revenue Fund..................................................................... 66 Redevelopment Agency Capital Projects....................................................................................... 67 Non -major Governmental Funds: CombiningBalance Sheet.................................................................................................................. 72 Combining Statement of Revenues, Expenditures, and Changes inFund Balance...........................................................................................................................78 Budgeted Non -major Government Funds: Combining Schedule of Revenues, Expenditures, and Changes in Fund Balance —Budget and Actual............................................................................... 84 Internal Service Funds: Combining Statement of Net Assets.................................................................................................. 96 Combining Statement of Revenues, Expenses and Changes in Net Assets......................................97 Combining Statement of Cash Flows.................................................................................................98 ii i ASSOCIATES ACCOUNTANCY CORPORATION 3478 Buskirk Ave. - Suite 215 Pleasant Hill, California 94523 (925) 930-0902 • FAX (925) 930-0135 maze@mazeassociates.com www.mazeassociates.com INDEPENDENT AUDITOR'S REPORT ON BASIC FINANCIAL STATEMENTS To the Honorable Mayor and Members of the City Council City of San Rafael, California We have audited the financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of San Rafael as of and for the year ended June 30, 2007, which collectively comprise the City's basic financial statements as listed in the Table of Contents. These financial statements are the responsibility of the City's management. Our responsibility is to express an opinion on these financial statements based on our audit. We did not audit the component unit financial statements of the San Rafael Sanitation District (District), which represents 11% and 10% of the assets and revenues and 4% and 7% of liabilities and expenses of the reporting entity, respectively. These component unit financial statements were audited by other auditors, whose report thereon has been furnished to us. Our opinion, insofar as it relates to the amounts included for this entity, is based solely on the report of these other auditors. We conducted our audit in accordance with generally accepted auditing standards in the United States of America and the standards for financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance as to whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion the basic financial statements referred to above present fairly, in all material respects, the financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of San Rafael as of June 30, 2007 and the respective changes in the financial position and cash flows, where applicable, thereof for the year then ended, in conformity with generally accepted accounting principles in the United States of America. In accordance with Government Auditing Standards, we have also issued reports dated December 15, 2007 on our consideration of the City's internal control structure and on its compliance with laws and regulations. A Professional Corporation Management's Discussion and Analysis and Budget and Actual schedules for the General Fund, Traffic and Housing Mitigation Special Revenue Fund and Household Hazmat Facility Special Revenue Fund are not a required part of the basic financial statements but are supplementary information required by the Government Accounting Standards Board. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit this information and express no opinion on it. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the basic financial statements. The supplemental information listed in the Table of Contents is presented for purposes of additional analysis and is not a required part of the basic statements of the City of San Rafael. This information has been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, is fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory section and statistical section listed in the Table of Contents have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on them. December 15, 2007 2 Management's Discussion and Analysis Fiscal Year Ended June 30, 2007 This analysis of the City of San Rafael's (City) financial performance provides an overview of the City's financial activities for the fiscal year ended June 30, 2007. Please read it in conjunction with the accompanying basic financial statements and the accompanying notes to those basic financial statements. FINANCIAL HIGHTLIGHTS Government -Wide Highlights: Net Assets - The assets of the City exceeded its liabilities at fiscal year ending June 30, 2007 by $219.4 million. Of this amount, $6.7 million was reported as "unrestricted net assets" and may be used to meet the government's ongoing obligations to citizens and creditors. Expense Activities - During the fiscal year the City's total expenses ($86.6 million) exceeded revenues for governmental and business -type activities ($86.0 million) by $0.6 million. Excluding Depreciation (non - cash expense of $6.9 million), collected revenues were $6.3 million above expenses. Changes in Net Assets - The City s total net assets decreased by $.57 million in fiscal year 2007. Net assets of governmental activities decreased by $0.58 million, while net assets of the business type activities increased by $.01 million. Fund Highlights: Governmental Funds - Fund Balances- As of the close of fiscal year 2007, the City's governmental funds reported combined ending fund balances of $39.5 million, an increase of $2.0 million from the prior year. Of this total amount, $21.7 million represents reserved fund balances and $3.4 million is designated. General Fund - The fund balance of the general fund on June 30, 2007 was $5.9 million, an increase of $0.2 million from the prior year. $0.9 million was held in reserve, and $3.4 million is designated to meet our 10% reserve requirement as defined by the City's Financial Management Policies, Long -Term Debt: The City's total outstanding debt decreased by $1.2 million (2.5 percent) during the fiscal year, which reflects payment on outstanding assessment district bonds and Redevelopment debt. OVERVIEW OF FINANCIAL STATEMENTS This discussion and analysis is intended to serve as an introduction to the City's basic financial statements, which are comprised of three components: 1) Government -Wide Financial Statements, 2) Fund Financial Statements, and 3) Notes to the Basic Financial Statements. The basic financial statements include the City (primary government) and all legally separate entities (component units) for which the government is financially accountable. The City's component units consist of the following: The Redevelopment Agency of the City of San Rafael (Agency) and the San Rafael Joint Powers Financing Authority (Authority). These component units are, for practical purposes, departments of the City and have been included in the basic financial statements as an integral part of the primary government using the blended method. This report also contains other supplementary information in addition to the basic financial statements for further information and analysis. CITY OF SAN RAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2007 Government -Wide Financial Statements The Government -Wide Financial Statements present the financial picture of the City and provide readers with a broad view of the City's finances. These statements present governmental activities and business - type activities separately and include all assets of the City (including infrastructure) as well as all liabilities (including long-term debt). Additionally, certain interfund receivables, payables and other interfund activity have been eliminated as prescribed by Government Accounting Standards Board (GASB) Statement No. 34. The Statement of Net Assets and the Statement of Activities and Changes in Net Assets report information about the City as a whole and about its activities. These statements include all assets and liabilities of the City using the accrual basis of accounting, which is similar to the accounting used by most private -sector companies. All of the current years revenues and expenses are taken into account, regardless of when cash is received or paid. The Statement of Net Assets presents information on all of the City's assets and liabilities, with the difference between the two reported as net assets. Over time, increases in net assets may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The Statement of Activities and Changes in Net Assets presents information showing how the City's net assets changed during the year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of timing of related cash flows. In the Statement of Net Assets and the Statement of Activities and Changes in Net Assets, we separate the City activities as follows: Governmental Activities —Most of the City's basic services are reported in this category, including Public Safety, Public Works and Parks, Community Development and Redevelopment, Cultural and Recreation and Government Administration (finance, human resources, legal, City Clerk and City Manager operations). Property, sales and use taxes, user fees, interest income, franchise fees, hotel taxes, business license and property transfer taxes, plus state and federal grants finance these activities. Business -Type Activities —The City charges a fee to customers to cover all or most of the costs of certain services it provides. The City's Parking Services program is reported as a business -type activity. Discretely Presented Component Units - The government -wide financial statements include not only the City itself (known as the primary government), but also a legally separate entity, the San Rafael Sanitation District for which the City is financially accountable. Financial information for the San Rafael Sanitation District is reported separately from the financial information presented for the primary government itself. The government -wide financial statements can be found on pages 17 through 19 of this report. Fund Financial Statements and Major Component Unit Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance -related legal requirements. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. 10 Management's Discussion and Analysis Fiscal Year Ended June 30, 2007 The fund financial statements provide detail information about each of the City s most significant funds, called Major Funds. The concept of Major Funds, and the determination of which are major funds, was established by GASB Statement 34 and replaces the concept of combining like funds and presenting them in total. Instead, each Major Fund is presented individually, with all Non -major Funds summarized and presented in a single column. Further detail on the Non -major funds is presented on pages 69 through 94 of this report. Governmental Funds - Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, governmental fund financial statements focus on near -term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term financial capacity. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for government funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long-term impact of the government's near -term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. These reconciliation's are presented on the page immediately following each governmental fund financial statement. The City has twenty-eight governmental funds, of which three are considered major funds for presentation purposes. Each major fund is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances. The City's four major funds are - the General Fund, Redevelopment Agency, Household Hazmat Facility and Traffic and Housing Mitigation. Data from the other twenty-four governmental funds are combined into a single, aggregated presentation. The basic governmental fund financial statements can be found on pages 21 through 26 of this report. Individual fund data for each of these non -major governmental funds is provided in the form of combining statements on pages 72 through 94 of this report. Proprietary Funds - The City maintains two different types of proprietary funds - enterprise funds and internal service funds. Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City uses an enterprise fund to account for its Parking Services program. Internal service funds are used to accumulate and allocate costs internally among the City's various functions. The City uses internal service funds to account for its fleet of vehicles, building maintenance, radio systems, telephone systems, personal computer replacement program, self-insurance for worker's compensation, dental, public liability, and employee benefits programs. Because these services predominantly benefit governmental rather than business -type functions, they have been included within governmental activities in the governmental -wide financial statements. Proprietary funds provide the same type of information as the government -wide financial statements, only in more detail. Like the government -wide financial statements, proprietary fund financial statements use the accrual basis of accounting. There is no reconciliation needed between the government -wide financial statements for business -type activities and the proprietary fund financial statements. The basic proprietary fund financial statements can be found on pages 27 through 30 of this report. 5 .'CITY'OF SANI2AFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2007 Notes to the Financial Statements The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. The notes to the financial statements can be found on pages 31 through 59 of this report. Required Supplementary Information In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information. One section includes budgetary comparison statements for the major fonds (general, redevelopment agency, household hazmat facility, and traffic and housing mitigation). The other section is a schedule of funding progress for the Marin County Employees' Retirement System. All budgeted positions that are filled by either full-time or permanent part-time employees (working seventy-five percent of full time equivalent) are eligible to participate in this system. Required supplementary information can be found on pages 61 through 67 of this report. GOVERNMENT -WIDE FINANCIAL ANALYSIS Statement of Net Assets Net assets are a good indicator of the City's financial position. During this fiscal year, net assets of the City were $219.4 million, which is a decrease of $.6 million from the prior year. The following is the condensed Statement of Net Assets for the fiscal years ended June 30, 2006 and 2007. June 30, (Amounts in Millions) Governmental Activities Increase Business -Type Activities Increase 2007 2006 (Decrease) 2007 2006 (Decrease) Assets: Current assets $ 47.8 $ 46.8 $ 1.0 $ 2.4 $ 2.3 $ 0.1 Capital assets, net 213.7 216.1 (2.4) 17.1 17.3 (0.2) Total assets 261.5 262.9 (1.4) 19.5 19.6 (01) Liabilities: Current liabilities 9.1 9.5 (0.4) 0.3 0.3 - Long-term liabilities 44.9 44.2 0.7 7.3 7.3 Total liabilities 54.0 53.7 0.3 7.6 7.6 - Net Assets: Invested in capital assets, net of related debt 171.9 175.8 (3.9) 9.7 9.8 (0.1) Restricted 31.1 0.6 30.5 - - - Unrestricted 4.5 32.8 (28.3) 2.2 2.1 0.1 Total net assets $ 207.5 $ 209.2 $ (1.7) $ 11.9 $ 11.9 $ (0.0) y « :CTTY OF.. SAN WAEL . Managements Discussion and Analysis Fiscal Year Ended June 30, 2007 At June 30, 2007, the largest portion of net assets (82.8 percent) consists of the City's investment in capital assets net of related debt. This component portrays the total amount of funds required to acquire those assets less any related debt used for such acquisition that is still outstanding. The City uses these capital assets to provide services to citizens. The decrease in total net assets from 2005-2006 to 2006-2007 is largely attributable to a netting of capital assets acquisition against depreciation expense for the year. Total depreciation for this current year was $6.9 million, while capital asset acquisition totaled $4.3 million, leaving a net change (decrease) of $2.6 million. The capital assets of the City are not sources of income for repayment of debt as most assets are not revenue generating and generally are not liquidated to repay debt. Therefore, debt service payments are funded from other sources available to the City. A portion of the City's net assets (14.2 percent) is subject to restrictions imposed by external parties and their use is determined by those restrictions and agreements. The remainder of net assets, $6.7 million, may be used to meet the City's ongoing operations. For the year ended June 30, 2007, the City reported positive balances in all three categories of net assets for governmental activities. Business -type activities reported positive net assets in capital and unrestricted net assets. Net Assets $300.0— — $200.0 r � o �W h $100.0 �. MO Invesment in Capital Assets, Restricted Unrestricted Total Net Assets net of related debt 92007 $181.6 1 $31.10 $6.70 $219A CITYOFsAMk4FAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2007 Statement of Activities The following is the condensed Statement of Activities and Changes in Net Assets for the fiscal years ended June 30, 2007 and 2006: For the Fiscal Years Ended June 30, (Amounts in Millions) Governmental Activities Increase Business -Type Activities Increase 2007 2006 (Decrease) 2007 2006 (Decrease) Revenues: Program revenues $ 24.7 $ 23.5 $ 1.2 $ 3.2 $ 3.0 $ 0.2 € E General revenues 58.0 51.0 7.0 0.1 1.4 (1.3) Total revenues 82.7 74.5 8.2 3.3 4.4 (1.1),, Expenses 83.5 77.4 6.1 3.1 2.8 0.3 '...: Change in net assets before transfers (0.8) (2.9) 2.1 0.2 1.6 (1.4) Transfers 0.2 0.2 $ - (0.2) (0.2) $ - t Net Assets: Beginning, as restated 208.1 211.8 11.9 10.5 Ending $ 207.5 $ 209.1 $ 11.9 $ 11.9 Governmental Activities: The City's governmental activities decreased net assets by $0.6 million, which represents a 0.3% decrease from last year. Key elements of this change were as follows: Revenue highlights: • Property Tax revenues increased by $1.5 million or 7.8 percent in 2007. In 2007, Property Transfer Tax included in the property tax category in 2006 was reclassified to Other Tax revenues. • Sales tax increased by $6.3 million or approximately 34.5 percent compared to fiscal year 2006. The increase in sales tax revenues includes the new voter approved transaction and use tax. In November 2005, the citizens passed a half -cent transaction and use tax effective April 2006. Over all the sales tax remained relatively flat and is dependent on consumer retail and business related activity in the City. • Motor vehicles revenues decreased by $.04 million or 11 percent. Other Tax revenues increased by $1.9 million or approximately 26.8 percent compared to fiscal year 2006. The increases were primarily due to increases in franchise fees, which now include North San Rafael refuse area ($270K); increases in transient occupancy taxes ($136K) and increases in business license tax ($39K). Also, $1.5 million in Property Transfer Tax classified as property tax in fiscal year 2006 was reclassified to Other Taxes. 8 :. CITYOFSANRAFAELa Management's Discussion and Analysis Fiscal Year Ended June 30, 2007 Governmental Activities - Revenues: Governmental Activities Revenues By Source June 30, 2007 El Property Taxes 3% 8% 2% 25% 0 Sales Taxes ❑ Other Taxes ❑ Charges for Services q k ® Miscellaneous O Capital Grants and 11 % 29% Contributions Ell Investment Earnings Governmental Activities - Expenses: Governmental Activities Expenses by Function June 30, 2007 12% 3% 11% E 25' General Government O Public Safety ❑ Public Works and Parks ❑Community Development ® Culture and Recreation Ill Debt Service Total expenses for governmental activities were $81.3 million (not including interest on long-term debt of $2.2 million). Program revenues offset total expenditures as follows: • Those who directly benefited from programs contributed $18.2 million in charges for services. • A total of $2.8 million in capital projects was funded by outside agencies through capital grants and contributions. I CITYOF`SANRAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2007 As a result, total expenses that were funded by tax revenues; investment income and other general revenues were $56.6 million. Functional expenses for the years ended June 30, 2007 were as follows: Expenses by Function For the fiscal year ended June 30, 2007 Function Amount Percent of Total General Government Public Safety Public works and parks Community developmen Culture and recreation Interest on Debt Total Expenses Business -Type Activities: $ 8,908,433 10.7% 37,271,272 44.6 % 20,998,749 25.2 % 4,384,408 5.3% 9,729,485 11.7 % 2,183,683 2.6 % $ 83,476,030 100.0 % Net assets for business -type activities were $11.9 million, unchanged from the prior fiscal year. Parking services is the City's only business type activity and income is derived from program revenues of $3.2 million. Program revenues include parking meter coin at $1.1 million, and parking garage hourly parking at $0.7 million. Revenues also include parking and non -vehicle code fines totaling $1.3 million and $0.1 million for garage parking permits. Total expenses for parking services were $3.1 million during fiscal year 2006-2007. FINANCIAL ANALYSIS OF INDIVIDUAL FUNDS Governmental Funds The focus of the City's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financial capacity. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $39.5 million. Approximately, $14.4 million of this amount constitutes unreserved and undesignated fund balance, which is available for spending at the government's discretion. The remainder of fund balance is reserved to indicate that it is not available for spending because it has already been legally committed. General Fund - The General Fund is the primary operating fund of the city. At the end of the current fiscal year, unreserved fund balance of the general fund was $5.0 million, while total fund balance reached $5.9 million. $3.4 million is held as part of the 10 percent designated unreserved for emergencies and cash flow cycles as defined in San Rafael's Financial Management Policies. As a measure of the general funds liquidity, it may be useful to compare both unreserved fund balance and total fund balance to total fund expenditures. Unreserved fund balance represents 8.9 percent of total general fund expenditures including transfers out, while total fund balance represents 10.5 percent of that same amount. 10 CITYOFSANRAPAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2007 P1,ti The available fund balance in the City's General Fund increased by $0.2 million compared to the 2006 fiscal year. This increase resulted from: The full year effect of the voter approved half -cent increase in sales tax effective April 2006. Expenditures increased with personnel costs mainly benefit costs leading the way. Redevelopment Agency Fund - The Redevelopment Agency is responsible for assisting in the clearance and rehabilitation of areas determined to be in a declining condition in the City. The Agency's operations are funded primarily by the issuance of debt, which is expected to be repaid out of property tax increment revenue generated by increased in property assessed values in the redevelopment areas. The Redevelopment Agency Capital Project Fund was established to account for capital improvement projects related to the various redevelopment areas. At the end of fiscal year 2007, the reserved fund balance was $8.9 million, an increase of $0.9 million from the prior year. Revenues exceeded expenditures by $0.9 million. The increase is primarily related to reduced expenditures for capital improvement projects. A total of $8.7 million in fund balance as of June 30, 2007 was reserved for future capital project and housing programs. Proprietary Funds The City's proprietary funds provide the same type of information found in the goveinment-wide financial statements, but in more detail. As discussed in the business -type activities previously, the City's net assets were unchanged as a result of operations in the Parking Services fund. GENERAL FUND BUDGETARY HIGHLIGHTS The final amended budget totaled $50.0 million, including an increase of $1,608,058 to the originally adopted budget. The amendments can be briefly summarized as follows: 1. Increases in the following budgets: o General Government $483,427 o Public Safety 493,960 o Public Works and Parks 242,316 o Community Development/Redevelopment 366,121 o Culture and Recreation 22,234 During the year, however, revenues exceeded budgetary estimates and expenditures exceeded the final budgetary estimate. Overall, revenues exceeded expenditures by $5.0 million. The transfers out exceeded the transfers in by $4.8 million. 11 CITY.OFSANRAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2007 CAPITAL ASSETS AND DEBT ADMINISTRATION Capital Assets The City's investment in capital assets for its governmental and business -type activities as of June 30, 2007 amounts to $230.7 million, net of accumulated depreciation of $99.7 million. This investment in capital assets includes land, buildings, improvements, machinery and equipment, infrastructure and construction in progress. Infrastructure assets are items that are normally immovable and of value only to the City such as roads, bridges, streets and sidewalks, drainage systems, lighting systems and similar items. The total additions to the City's investment in capital assets for the current fiscal year was $3.8 million, offset by accumulated depreciation and retirements of 6.4 million, thereby equaling a net reduction of 2.6 million. Major capital asset additions during the current fiscal included work in process on Sun Valley ADA Compliance, Pickleweed Gym & Facility Expansion, Storm drain improvements, net purchase of eight vehicles, and Council Chamber HVAC improvements. Capital Projects r The G1enAir Drive drainage improvements were completed in 2007. The replacement of Council Chambers HVAC system. Improvements to the 5th Avenue pedestrian pathway. Additional information on the City's capital assets can be found in Note 5 on pages 44 through 46 of this report. Debt Administration As of June 30, 2007, the City had outstanding debt issues as listed below. Not included in the following table is the Community Facilities District No.1 Special Tax Bond, which is backed by property tax levies against property owners. The City has no obligation for these bonds. Certain specific revenues back each of the City's other bonds or General Fund lease payments and carry respectable ratings. The City's long-term obligations for the fiscal years 2006 and 2007 were as follows: Governmental Activities Business -Type Activities Total 2007 2006 2007 2006 2007 2006 Revenue Bonds - $ 1.0 $ 1.2 $ 7.3 $ 7.5 $ 8.3 $ 8.7 Special Assessment Bonds - 0.1 - - - 0.1 Tax Allocation Bonds 39.2 40.8 - - 39.2 40.8 Court Fine Promissory note 1.0 - - - 1.0 - Redevelopment note 0.2 0.2 - - 0.2 0.2 Capitalized Leases 0.6 0.4 - - 0.6 0.4 Compensated Absences 4.5 5.0 - - 4.5 5.0 Total Outstanding Debt $ 46.5 $ 47.7 $ 7.3 $ 7.5 $ 53.8 $ 55.2 12 CITYOFSANRAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2007 ECONOMIC CLIMATE AND NEXT YEAR'S BUDGET Many factors were considered in preparing the City's budget for fiscal year 2007-2008. As the years have gone by, sales tax, our largest tax revenue generator, became an increasing and necessary source of revenue for San Rafael. Sales tax has remained relatively flat with a bit of a growth in the last quarter. New businesses like Best Buy, provides much needed sources of new sales tax revenue. Modest gains should be achieved and are consistent with independent consultant and State projections. The City's second largest tax generator is property tax. Although property sales may not be as strong as in previous years, the assessed values of the properties are still climbing. We have included a 6 percent growth in property tax revenues for fiscal year 2007-2008. In November of 2006, the citizens of San Rafael, CSA #13, CSA #19, and Marinwood passed Measure P, which raised the tax rate cap to $85 per residential living units and $0.11 per non-residential building square footage. To cover the proposed costs in the Paramedic Fund for fiscal year 2007-08, we raised the rates to $75 per residential living unit and to $.0945 per non-residential building square foot. The City's largest expenditure by far relates personnel costs. Salaries and benefits are tied to the labor agreements with each bargaining group. Forecasted expenses related to supplies, services, utilities and capital assets are adjusted by the use of a CPI formula. Fiscal Year 2006-2007 baseline operating costs were indexed by 3.2 percent for Fiscal Year 2007-2008. REQUEST FOR INFORMATION This financial report is designed to provide our residents, businesses, customers, and investors and creditors with a general overview of the City's finances and to demonstrate the City's accountability for providing high quality services within the limits of our fiscal resources. If you have questions about this report or need additional financial information, contact the City of San Rafael Management Services Department - Financial Services Division,1400 Fifth Avenue, Room 204, San Rafael, California 94901. 13 This Page Left Intentionally Blank CITY OF SAN RAFAEL STATEMENT OF NET ASSETS AND STATEMENT OF ACTIVITIES The Statement of Net Assets and the Statement of Activities summarize the entire City's financial activities and financial position. The Statement of Net Assets reports the difference between the City's total assets and the City's total liabilities, including all the City's capital assets and all its long -teen debt. The Statement of Net Assets focuses the reader on the composition of the City's net assets, by subtracting total liabilities from total assets. The Statement of Net Assets summarizes the financial position of all the City's Governmental Activities in a single column, and the financial position of all the City's Business -Type Activities in a single column; these columns are followed by a total column which presents the financial position of the entire City. The City's Governmental Activities include the activities of its General Fund, along with all its Special Revenue, Capital Projects and Debt Service Funds. Since the City's hrternal Service Funds service these Funds, their activities are consolidated with Governmental Activities, after eliminating inter -fund transactions and balances. The City's Business Type Activities include all its Enterprise Fund activities. The Statement of Activities reports increases and decreases in the City's net assets. It is also prepared on the full accrual basis, which means it includes all the City's revenues and all its expenses, regardless of when cash changes hands. This differs from the "modified accrual" basis used in the Fund financial statements, which reflect only current assets, current liabilities, available revenues and measurable expenditures. The Statement of Activities presents the City's expenses first, listed by program, and follows these with the expenses of its business -type activities. Program revenues —that is, revenues which are generated directly by these programs —are then deducted from program expenses to arrive at the net expense of each governmental and business -type program. The City's general revenues are then listed in the Governmental Activities or Business -type Activities column, as appropriate, and the Change in Net Assets is computed and reconciled with the Statement of Net Assets. Both these Statements include the financial activities of the City, the City of San Rafael Redevelopment Agency, and the San Rafael Joint Powers Financing Authority which are legally separate but are component units of the City because they are controlled by the City, which is financially accountable for their activities. The balances and the activities of the discretely presented component units of the San Rafael Sanitation District are included in these statements as separate columns. 15 This Page Left Intentionally Blank CITY OF SAN RAFAEL STATEMENT OF NET ASSETS JUNE 30, 2007 Component Unit Primary Government San Rafael Governmental Business -Type Sanitation Activities Activities Total District ASSETS Cash and investments available for operations (Note 2) $37,806,385 $2,522,818 $40,329,203 $7,742,902 Restricted cash and investments (Note 2) 1,478,563 173 1,479,736 483,411 Receivables: Accounts 2,203,902 30,649 2,234,551 7,116 Taxes 4,608,402 4,608,402 Grants 768,048 768,048 Interest 437,497 437,487 104,414 Loans (Note 4) 393,719 383,719 Internal balances (Note 3) 33,533 (33,533) Prepaid expenses and other 36,491 36,491 66,697 Capital assets (Note 5): Nondepreciable 92,163,081 8,665,103 100,828,184 3,611,556 Depreciable, net 121,560,371 8,352,398 129,912,769 22,355,522 Total Assets 261,479,992 19,537,608 281,017,590 34,371,618 LIABILITIES Accounts payable 1,980,620 92,871 2,063,491 337,961 Deposits payable 31,483 S00 31,983 Interest payable 323,315 84,104 407,419 46,229 Developer bonds payable 491,173 491,173 Arbitrage payable 25,127 25,127 Unearned revenue - 242,998 242,999 Claims payable (Note 13): Due in one year 2,798,922 2,798,922 Due in more than one year 1,759,259 1,759,259 Compensated absences (Note I.1): Due in one year 736,332 10,587 746,919 Due in more than one year 3,619,388 115,207 3,734,595 Long-term debt (Note 6): Due in one year 2,480,330 160,000 2,640,330 395,000 Due in more than one year 39,517,815 7,140,000 46,657,915 2,105,796 Total Liabilities 54,006,762 7,593,269 61,600,031 2,994,986 NET ASSETS (Note 8) Invested in capital assets, net of related debt 171,849,149 9,717,501 191,566,650 23,500,226 Restricted for: Special revenue projects 13,566,899 13,566,899 Capital projects 5,762,498 5,762,498 Debt service 2,853,353 2,853,353 443,471 Redevelopment projects 9,942,185 8,942,185 Total Restricted Net Assets 31,124,935 31,124,935 443,471 Unrestricted 4,499,136 2,226,838 6,725,974 7,542,935 Total Net Assets $207,473,220 $11,944,339 $219,417,559 $31,486,632 See accompanying notes to financial statements 17 CITY OF SAN RAFAEL STATEMENT OF ACTIVITIES FOR THE YEAR ENDED JUNE 30, 2007 Program Revenues Operating Capital Charges for Grants and Grants and Functions/Programs Expenses Services Contributions Contributions Primary Government Governmental Activities: General government $8,908,433 $1,512,814 $431,097 Public safety 37,271,272 5,279,785 688,391 Public works and parks 20,998,749 4,030,060 1,590,740 $979,555 Community development/redevelopment 4,384,408 2,815,009 1,804,300 Culture and recreation 9,729,485 4,521,004 991,673 2,906 Interest on long-term debt 2,183,683 Total Governmental Activities 83,476,030 18,158,672 3,701,901 2,796,761 Business -type Activities Parking services 3,110,254 3,242,046 Total Business -type Activities 3,110,254 3,242,046 Total Primary Government $86,586,284 $21,400,718 $3,701,901 $2,786,761 Component Unit San Rafael Sanitation District $6,656,432 $7,857,916 General revenues: Taxes: Property taxes Sales taxes Special assessments Motor vehicles Other Investment earnings Miscellaneous Aid from other governmental agencies Special item - Court fines repayment (Note 6G) Transfers Total general revenues and transfers Change in Net Assets Net Assets, beginning of year, as restated (Note 6) Net Assets, end of year See accompanying notes to financial statements 18 Net (Expenses) Revenues and Changes in Net Assets Component primary Government Unit San Rafael Governmental Business -Type Sanitation Activities Activities Total District ($6,964,522) ($6,964,522) (31,303,096) (31,303,096) (14,398,394) (14,398,394) 234,901 234,901 (4,213,902) (4,213,902) (2,183,683) (2,183,683) (58,928,696) (59,828,696) $131,792 131,792 131,792 131,792 (58,828,696) 131,792 (58,696,904) $1,201,484 20,360,475 20,360,475 755,763 24,484,356 24,484,356 2,998,925 2,998,925 331,620 331,620 8,830,955 8,830,955 1,669,191 91,623 1,760,804 367,887 491,488 491,488 "- 340,642 (1,133,458) (1,133,458) 212,170 (212,170) 58,245,712 (120,547) 58,125,165 1,464,292 (582,984) 11,245 (571,739) 2,665,776 209,056,204 11,933,094 219,989,298 28,820,856 $207,473,220 $11,944,339 $219,417,559 $31,486,632 19 This Page Left Intentionally Blank FUND FINANCIAL STATEMENTS Major funds are defined generally as having significant activities or balances in the current year. The funds described below were determined to be Major Funds by the City in fiscal 2007. Individual non -major funds may be found in the Supplemental section. GENERALFUND Accounts for all financial resources and transactions except those required to be accounted for in other funds. TRAFFIC AND HOUSING MITIGATION FUND Established to maintain a long-term developer deposits for major housing and street improvement projects. HOUSEHOLD HAZMAT FACILITY FUND Established to account for State mandated hazardous materials information, collection, and reporting. Expenditures include inspection of businesses for compliance with regulations. This fund also serves as the depository for countywide Household Hazardous Waste Program. REDEVELOPMENT AGENCY CAPITAL PROJECTS FUNDS Accounts for the RDA Capital Improvement Fund are for improvement projects. 21 CITY OF SAN RAFAEL GOVERNMENTALFUNDS BALANCESHEET JUNE 30, 2007 Redevelopment Traffic and Household Agency Other Total Housing Hazmat Capital Governmental Governmental General Mitigation Facility Projects Funds Funds ASSETS Cash and investments available for operations(Note 2) $1,102,324 $9,857,323 $7,564,288 $14402,809 $32,926,744 Restricted cash and investments (Note 2) 66,886 768,213 643,464 1,478,563 Receivables: Accounts 90,191 $791,123 256,072 1,137,396 Taxes 3,996,538 337,497 274,367 4,608,402 Grants 31,000 737,049 768,04. Interest 371,621 65,866 437,487 Loans (Note 4) 19,319 77,143 287,257 383,719 Due from other funds (Note 3A) 1,369,492 1,369,492 Prepaid expenses 36,491 36,491 Total Assets $7,052,862 $9,934,466 $791,123 $9,054,121 $16,313,760 $43,146,332 LIABILITIES AND FUND BALANCES Liabilities: Accounts payable $555,802 $243,000 $61809 $1098,986 $1,959,497 Deposits payable 31,483 31483 Developer bonds payable 464,673 25000 1,500 491,173 Arbitrage payable 25,127 25,127 ' Compensated absences- matured (Note l J) 78,907 12,326 91,233 Due to other funds (Note 3A) 499,894 266,707 766,601 Deferred revenue 242,998 242,998 Total Liabilities 1,130,865 742,894 111,936 1,622,417 3,609,112 Fund Balances (Note 8): Reserved for: ; Encumbrances 96,738 64,374 161,112 Petty cash 3,395 3,395 Department savings 82,239 82,239 Loans receivable 619,319 $77,143 287,257 993,719 Prepaid expense 36,491 36,491 Debt service 805,223 805,223 Assessment districts/open space 66,886 66,886 Improvement projects 5,885,098 1,027,512 6,912,610 Traffic and Housing 9,857,323 2,769,830 12,627,153 Unreserved, designated:-"' Emergency and cash flow 3,437,866 3,437,866 Unreserved, undesignated 1,579,063 48,229 - 12,794,234 14,421,526 Total Fund Balances 5,921,997 9,934,466 48,229 8,942,185 14,691,343 39,539,220 r Total Liabilities and Fund Balances $7,052,862 $9,934,466 $791,123 $9,054,121 $16,313,760 $43,146,332 See accompanying notes to basic financial statements 22 CITY OF SAN RAFAEL GOVERNMENTALFUNDS BALANCE SHEET - RECONCILIATION OF GOVERNMENTAL FUND BALANCES TO NET ASSETS OF GOVERNMENTAL ACTIVITIES JUNE 30, 2007 Total fund balances reported on the governmental funds balance sheet $39,539,220 Amounts reported for Governmental Activities in the Statement of Net Assets are different from those reported in the Governmental Funds because of the following: Capital assets used in Governmental Activities are not financial resources and, therefore, are not reported in the Governmental Funds. 213,723,452 Internal service funds are used by management to charge the cost of management of communication, telephone, building, fleet maintenance, equipment replacement, workers' compensation, employee benefits, insurance, and post -retirement healthcare benefits to individual funds. The assets and liabilities are included in Governmental Activities in the Statement of Net Assets. 797,495 Interest payable on long-term debt does not require the use of current financial resources and, therefore, are not reported in the Governmental Funds. (323,315) Long-term liabilities, including bonds payable, are not due and payable in the current period and, therefore, are not reported in the Governmental Funds. (41,998,145) Long-term compensated absences (4,264,487) Net assets of governmental activities $207,473,220 See accompanying notes to financial statements 23 CITY SAN RAFAEL GOVERNMENTALFUNDS STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES FOR THE YEAR ENDED JUNE 30, 2007 Redevelopment Traffic and Household Agency Housing Humat Capital General Mitigation Facility Projects REVENUES $44,921,449 $974,408 Taxes and special assessments 1,157,434 $547 Licenses and permits 514,278 Fines and forfeitures 431,553 $371,484 1,693 356,797 Use of money and property 6,932,034 9,025 1,658,850 Intergovernmental 1,868,014 15,923 1,037,195 43,349 Charges for services 217,968 310 237,922 Other revenue 56,042,730 397,307 1,048,770 3,271,326 Total Revenues EXPENDITURES Current: 29,708 - General government 0,643,627 30,643,627 1,035,546 Public safety Public works and parks 6,914,505 62,363 144,659 1,155,904 Community development / redevelopment 3,163,138 Culture and recreation 1,990,631 1,049,191 69,508 827,221 Capital outlay 213,390 233,915 ... Capital improvement /special projects Debt service: 103,741 Principal Interest and fiscal charges - Total Expenditures 51,006,979 130,871 1,035,546 2,391,407 EXCESS (DEFICIENCY) OF REVENUES 5,035,751 256,436 13,224 879,919 OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Capital lease for equipment acquisition 653,990 300,240 Transfers in (Note 3B) (5,465,286) (300,240) .... Transfers out (Note 3B) Total Other Financing Sources (Uses) (4,811,296) Net Change in Fund Balances 224,455 256,436 13,224 979.919 ._ . FUND BALANCES, BEGINNING OF YEAR, AS RESTATED (Note I M) 5,697,542 9,678,030 35,005 8,062,266 FUND BALANCES, END OF YEAR $5,921,997 $9,934,466 $48,229 $8,942,185 See accompanying notes to financial statements 24 Other Total Governmental Governmental Funds Funds $6,576,389 $52,472,246 1,157,981 1,250 515,528 583,161 1,744,688 4,160,587 12,760,496 10,540,240 13,504,621 1,012,543 1,469,743 22,874,170 93,624,303 1,230,525 8,188,999 4,585,149 36,264,321 4,851,010 11,972,537 4,319,042 7,014,739 9,005,370 4,771,720 6,716,630 742,308 1,189,613 2,183,514 2,287,255 1,829,091 1,829,091 27,208,055 81,772,858 (4,333,885) 1,851,445 318,000 319,000 5,858,030 6,812,260 (1,192,520) (6,958,046) 4,983,510 172,214 649,625 2,023,659 14,041,718 37,514,561 $14,691,343 $39,538,220 25 CITY OF SAN RAFAEL Reconciliation of the NET CHANGE IN FUND BALANCES - TOTAL GOVERNMENTAL FUNDS with the STATEMENT OF ACTIVITIES FOR THE YEAR ENDED JUNE 30, 2007 NET CHANGE IN FUND BALANCES - TOTAL GOVERNMENTAL FUNDS Amounts reported for Governmental Activities in the Statement of Activities are different because of the following: Capital Assets Transactions Governmental funds report capital outlays as expenditures. However, in the Statement of Activities the cost of those assets is capitalized and allocated over their estimated useful lives and reported as depreciation expense. Expenditures for capital assets are added back to fund balance Current year depreciation is deducted from fund balance Long -Term Debt Proceeds and Payments Debt proceeds provide current financial resources to governmental funds, but issuing debt increases long-term liabilities in the Statement of Net Assets. Repayment of debt principal is an expenditure in the governmental funds, but the repayment reduces long-term liabilities in the Statement of Net Assets. Bond interest accretion Court fines repayment obligation Accrual of Non -Current Items The amount below included in the Statement of Activities does not require the use of current financial resources and therefore is not reported as revenue or expenditures in governmental funds (net change): Interest payable Compensated absences Deferred revenue Allocation of Internal Service Fund Activity Internal service funds are used by management to charge the costs of certain activities to individual funds. The net revenue of the internal service fund is reported with governmental activities. CHANGE IN NET ASSETS OF GOVERNMENTAL ACTIVITIES See accompanying notes to financial statements $2,023,659 4,255,380 (6,658,473) (318,000) 2,287,255 (198,394) (1,133,458) (156,198) 785,288 (21,726) (1,448,317) ($582,984) im MAJOR PROPRIETARY FUNDS Proprietary funds account for City operations financed and operated in a manner similar to a private business enterprise. The intent of the City is that the cost of providing goods and services be financed primarily through user charges. The concept of major funds established by GASB Statement 34 extends to Proprietary Funds. The City reported all enterprise funds as major proprietary funds. GASB 34 does not provide for the disclosure of budget versus actual comparisons regarding proprietary funds that are major funds. PARKING SERVICES FUND Established to maintain parking garages, lots and spaces in the Downtown Parking District (established over 40 years ago), and to pay for parking enforcement, meter collection, and downtown office services. 27 CITY OF SAN RAFAEL PROPRIETARY FINDS STATEMENT OF NET ASSETS NNE 30, 2007 Business -type Activities - Enterprise Governmental Funds Activities Parking Internal Services Service Funds ASSETS Current Assets: Cash and investments available for operations (Note 2) $2,522,818 $4,879,641 Restricted cub and investments (Note 2) 173 Accounts receivable 30,649 1066,516 Total Current Assets 2,553,640 5,946,157 Noncurrent Assets: Capital assets (Note 5): Nondepreciable 8,665,103 Depreciable, net 8,352,398 Total Noncurrent Assets 17,017,501 Total Assets 19,571,141 5,946,157 LIABILITIES Current Liabilities: Accounts payable 92,871 21,123 Deposits payable Soo Interest payable - 84,104 Due to other funds (Note 3A) 602,991 Claims payable, due in one year (Note 13) 2,799,922 Compensated absences, due in one year (Note IJ) 10,587 Long-term debt, due in one year (Note 6) 160,000 Total Current Liabilities 338,062 3,422,936 Noncurrent Liabilities: Claims payable (Note 13) 1,759,259 Compensated absences (Note U) 115,207 Long-term debt (Note 6) 7,140,000 Total Noncurrent Liabilities 7,255,207 1,759,259 Total Liabilities 7,593,269 5,182,195 NET ASSETS (Note 8) Invested in capital assets, net of related debt 9,877,501 Unrestricted 2,100,371 763,962 Total Net Assets $11,977,872 $763,962 See accompanying notes to financial statements 28 CITY OF SAN RAFAEL PROPRIETARY FUNDS STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET ASSETS FOR THE YEAR ENDED JUNE 30, 2007 OPERATING REVENUES Charges for current services Other operating revenues Total Operating Revenues OPERATING EXPENSES Personnel Insurance premiums and claims Maintenance and repairs Depreciation and amortization General and administrative Total Operating Expenses Operating Income (Loss) NONOPERATING REVENUES (EXPENSES) Investment income Interest expense Total Nonoperating Revenues (Expenses) Income (Loss) Before Transfers Transfers in (Note 3B) Transfers out (Note 3B) Change in Net Assets NET ASSETS, BEGINNING OF YEAR, AS RESTATED (Note IM) NET ASSETS, END OF YEAR Change in Net Assets Business -type Activities - Enterprise Governmental Funds Activities Parking Internal Services Service Funds $1,763,391 $4,988,902 1,478,655 1,622,320 3,242,046 6,611,222 1,764,770 5,524,351 35,534 540,412 258,225 678,298 2,576,296 2,736,817 8,641,059 505,229 (2,029,837) 91,623 (339,904) 190,031 (248,281) 190,031 256,948 (1,839,806) (212,170) 386,456 (28,500) 44,778 11,933,094 (1,481,850) 2,245,812 $11,977,872 $763,962 $44,778 Some amounts reported for Business -type Activities in the Statement of Net Assets are different because certain Internal Service Fund assets and liabilities are included with Business -type Activities (33,533) Change in Net Assets of Business -type Activities 11,245 See accompanying notes to financial statements 29 CITY OF SAN RAFAEL PROPRIETARY FUNDS STATEMENT OF CASH FLOWS FOR THE YEAR ENDED JUKE 30, 2007 Business -type Activities - Enterprise Governmental Funds Activities Parking Internal Services Service Funds CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers/other funds $1,763,991 $4,845,875 Cash payments to suppliers for goods and services (39,365) (7,643,269) Cash payments to employees (2,317,264) Other operating revenues 1,481,715 1,622,320 Cash Flows from Operating Activities 888,977 (1,175,074) CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Interfund payments (212,170) 541,423 Cash Flows from Noncapital Financing Activities (212,170) 541,423 CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Cash paid for capital acquisitions (1,289) Principal payments on certificates of participation (155,000) Interest expenses and fiscal charges (341,067) Cash Flows from Capital and Related Financing Activities (497,356) CASH FLOWS FROM INVESTING ACTIVITIES Investment income 91,623 190,031 Cash Flows from Investing Activities 91,623 190,031 Net Increase (Decrease)in cash and cash equivalents 271,074 (443,620) CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR 2,251,917 5,323,261 CASH AND CASH EQUIVALENTS, END OF YEAR $2,522,991 $4,879,641 Reconciliation of operating income (loss) to net cash provided by operating activities: Operating income (loss) $505,229 ($2,029,837) Adjustments to reconcile operating income (loss) to cash flows from operating activities: Depreciation 258,225 Net change in assets and liabilities: Accounts receivable 4,973 (143,027) Accounts payable (3,831) (214,199) Deposits payable 500 Deferred Revenue (1,913) Compensated absence obligations 125,794 Claims payable 1,211,989 Net Cash Provided by (Used in) Operating Activities $888,977 ($1,175,074) 30 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. Description of the Financial Reporting Entity As required by generally accepted accounting principles, the financial statements present the City of San Rafael (the City) as the Primary Government, with its component units for which the City is considered financially accountable. The component units discussed below are included in the City's reporting entity because of the significance of their operational and financial relationships with the City. B. Description of Blended Component Units The accompanying basic financial statements include all funds and boards and commissions that are controlled by the City Council. The basic financial statements include the City's blended component units, entities for which the City is considered to be financially accountable. A blended component unit, although a legally separate entity, is in substance, part of the City's operations and so data from this entity is combined with the City. The City's following blended component units are described below. San Rafael Redevelopment Agency — The San Rafael Redevelopment Agency (Agency) was established under the provisions of the Community Redevelopment Law (California Health and Safety Code, commencing with Section 33000) primarily to assist in the clearance and rehabilitation of areas determined to be in a declining condition in the City. Financial activity of the Agency commenced in July 1983. Under the Agency's Redevelopment Plan (Plan), approved in November 1982, the Agency is to assist in the development of the property located in the central San Rafael business core and east San Rafael. The Agency receives incremental tax revenues on the developed property due to increases in assessed value. The Agency functions as an independent entity. The City Council serves as the governing board of the Agency. The Agency's assets, liabilities, revenues and expenditures (other than those applicable to its capital assets and long-term debt) are reported in the Fund Financial Statements. The Agency's capital assets and long-term debt are reported with the Governmental Activities in the Government -Wide Financial Statements. San Rafael Joint Powers Financing Authority — The San Rafael Joint Powers Financing Authority (Authority) was created by the City of San Rafael pursuant to Articles 1 and 2 of Chapter 5 of Division 7 of Title 1 of the Government Code of the State of California for the purpose of assisting in the financing and refinancing of certain assessment district activities in the City. All of the Authority's assets, liabilities, revenues and expenditures are reported in the Fund Financial Statements. The Agency's capital assets and long-term debt are reported with the Governmental Activities in the Government -Wide Financial Statements. 31 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) C. Description of Discretely Presented Component Unit San Rafael Sanitation District — The San Rafael Sanitation District (District) was formed in 1947 under Section 4700 of the California Health and Safety Code to provide wastewater transmission over the southern two-thirds of the City and adjacent unincorporated areas. The City contracts with the District to maintain the collection systems in the City and unincorporated areas. The District is governed by a three -member Board of Directors who are appointed to four-year terms. The City Council of the City appoints two out of the three board members and has the ability to remove the two board members at will. The District's activities are reported as a discretely presented component unit in a separate column in the basic financial statements which includes the District's assets, liabilities, revenues, expenses, results of operations and cash flows. The District's fiscal year end in June 30 and its separately issued component unit financial statements can be obtained at Central Marin Sanitation Agency, Finance Department, 1301 Andersen Drive, San Rafael, California 94901. D. Basis of Presentation Government -wide Statements - The Statement of Net Assets and the Statement of Activities display information about the primary government (the City) and its component units. These statements include the financial activities of the overall City government, except for fiduciary activities. Interfund transfers and amounts owed between funds within the primary government have been eliminated from the statements. Amounts representing interfund services and uses remain in the statements. These statements distinguish between the governmental and business - type activities of the City. Governmental activities generally are financed through taxes, intergovernmental revenues, and other nonexchange transactions. Business -type activities are financed in whole or in part by fees charged to external parties. The Statement of Activities presents a comparison between direct expenses and program revenues for each segment of the business -type activities of the City and for each function of the City's governmental activities. Direct expenses are those that are specifically associated with a program or function and, therefore, are clearly identifiable to a particular function. Program revenues include (a) charges paid by the recipients of goods or services offered by the programs, (b) grants and contributions that are restricted to meeting the operational needs of a particular program and (c) fees, grants and contributions that are restricted to financing the acquisition or construction of capital assets. Revenues that are not classified as program revenues, including all taxes, are presented as general revenues. Fund Financial Statements: The fund financial statements provide information about the City's funds, including fiduciary funds and blended component units. Separate statements for each fund category — governmental and proprietary — are presented. The emphasis of fund financial statements is on major individual governmental and enterprise funds, each of which is displayed in a separate column. All remaining governmental and enterprise funds are aggregated and reported as nonmajor funds. 32 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE i - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Proprietary fund operating revenues, such as charges for services, result from exchange transactions associated with the principal activity of the fund. Exchange transactions are those in which each party receives and gives up essentially equal values. Nonoperating revenues, such as subsidies and investment earnings, result from nonexchange transactions or ancillary activities. E. Major Funds Major funds are defined as funds that have either assets, liabilities, revenues or expenditures/expenses equal to ten percent of their fund -type total and five percent of the grand total. The General Fund is always a major fund. The City may also select other funds it believes should be presented as major funds. The City reported the following major governmental funds in the accompanying financial statements: General Fund — Accounts for all financial resources and transactions except those required to be accounted for in other funds. Traffic and Housing Mitigation Fund — Established to maintain long-term developer deposits for major housing and street improvement projects. Household Hazmat Facility Fund — Established to account for State mandated hazardous materials information, collection, and reporting. Expenditures include inspection of businesses for compliance with regulations. This fund also serves as the depository for countywide Household Hazardous Waste Program. Redevelopment Agency Capital Projects Fund — Consist of five funds; 1) the 1999 Agency Bonds Funds, 2) the 2002 Agency Bonds Funds, 3) the RDA Capital Improvement Fund (for improvement projects), 4) project Administration Fund, and 5) the Housing Fund. The City reported its only enterprise fund as a major fund in the accompanying financial statements. The enterprise funds is: Parking Services Fund — Established to maintain parking garages, lots and spaces in the Downtown Parking District (established over 40 years ago), and to pay for parking enforcement, meter collection, and downtown officer services. The City also reports the following fund types: Internal Service Funds - These funds account for: building maintenance, employee benefits, liability insurance, workers' compensation, dental insurance, all of which are provided to other departments on a cost -reimbursement basis. 33 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE I -SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) F. Basis of Accounting The government -wide, proprietary and discretely presented component unit financial statements are reported using the economic resources measurement focus and the full accrual basis of accounting. Revenues are recorded when earned and expenses are recorded at the time liabilities are incurred, regardless of when the related cash flows take place. Governmental funds are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Under this method, revenues are recognized when measurable and available. The City considers all revenues reported in the governmental funds to be available if the revenues are collected within sixty days after year-end. Expenditures are recorded when the related fund liability is incurred, except for principal and interest on long-term debt, claims and judgments, and compensated absences, which are recognized as expenditures to the extent they have matured. General capital asset acquisitions are reported as expenditures in governmental funds. Proceeds from long -tern debt and acquisitions under capital leases are reported as other financing sources. Those revenues susceptible to accrual are property and sales taxes, certain intergovernmental revenues, interest revenue, charges for services, fines and forfeitures. Sales taxes collected and held by the state at year end on behalf of the City are also recognized as revenue. Other receipts and taxes are recognized as revenue when the cash is received. Non -exchange transactions, in which the City gives or receives value without directly, receiving or giving equal value in exchange, include taxes, grants, entitlements, and donations. On the accrual basis, revenue from taxes is recognized in the fiscal year for which the taxes are levied or assessed. Revenue from grants, entitlements, and donations is recognized in the fiscal year in which all eligibility requirements have been satisfied. Under the terms of grant agreements, the City may fund certain programs with a combination of cost -reimbursement grants, categorical block grants, and general revenue. Thus, both restricted and unrestricted net assets may be made available to finance program expenditures. The City's policy is to first apply restricted grant resources to such programs, followed by general revenues if necessary. The City considers restricted shared state revenues such as gasoline taxes and public safety sales taxes, restricted locally imposed transportation sales taxes, fines, forfeitures, licenses, permits, charges for services, and program grants as program revenues. Certain indirect costs are included in program expenses reported for individual functions and activities. The City follows statements and interpretations of the Financial Accounting Standards Board and its predecessors that were issued on or before November 30, 1989, in accounting for its business - type activities, unless they conflict with Government Accounting Standards Board pronouncements. WE CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Confinued) G. Budgets, Budgetary Accounting, And Encumbrances The City adopts a budget on a biannual basis, to be effective July 1 for the ensuing and subsequent fiscal years. The two year budget reflects estimated revenues and expenditures for each fiscal year. From the effective date of the budget, which is adopted at the department level, the amounts stated therein as proposed expenditures become appropriations to the various City departments. The City Council may amend the budget by resolution during the fiscal year. Expenditures may not exceed appropriations at the departmental level, which is the legal level of control. The City Manager is authorized to transfer budgeted amounts between accounts, departments or funds; the Council must approve airy increase in the City's total budget. Several supplemental appropriations were approved during the course of the year. The City legally adopts budgets for all its governmental funds, except for the East Francisco Boulevard Assessment District, 1915 Act Bonds and 1997 Reassessment Bonds debt service funds, because the City is only required to make debt service payments in the event of bondholder default. Encumbrance accounting, under which purchase orders, contracts and other committnents for expenditures are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of the budgetary process. Encumbrances outstanding at year end are reported as a reservation of fund balances since they do not constitute expenditures or liabilities and are carried forward in the subsequent year's budget. All unencumbered appropriations lapse at year end. The following departments incurred expenditures in excess of their budgets: General Government General Fund $10,313 Public Safety General Fund 265,037 Emergency Medical Services Special Revenue Fund 66,846 Public Works and Parks Traffic and Housing Mitigation Special Revenue Fund 19,429 Redevelopment Agency Capital Projects Fund 18,638 Baypoint Lagoon Assessment District Special Revenue Fund 4,367 Loch Lomond Assessment District Special Revenue Fund 53 Development Services Special Revenue Fund 37,332 Culture and Recreation Recreation Revolving Special Revenue Fund 348,554 Library Special Revenue Fund 2,880 Grants Special Revenue Fund 32,555 $806,004 35 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) H. Cash Equivalents For purposes of the statement of cash flows, the City considers all highly liquid investments (including all restricted assets) with maturity of three months or less when purchased to be cash equivalents. The City maintains a cash and investment pool that is available for use by all funds. As the proprietary funds' share of this pool is readily available when needed, such share is also considered to be cash equivalent. Deposit assets in the proprietary funds are related to insurance and benefits and are not considered cash equivalents for purposes of the statement of cash flows. I. Capital Assets All capital assets are valued at historical cost or estimated historical cost if actual historical cost is not available. Contributed capital assets are valued at their estimated fair market value on the date contributed. GASB Statement No 34 requires the inclusion of infrastructure capital assets in local governments' basic financial statements. In accordance with GASB Statement No. 34, the City has included the value of all infrastructure capital assets into its Basic Financial Statements using the Basic Approach for infrastructure reporting. The purpose of depreciation is to spread the cost of capital assets equitably among all users over the life of these assets. The amount charged to depreciation expense each year represents that year's pro rata share of the cost of capital assets. Depreciation is provided using the straight-line method which means the cost of the asset is divided by its expected useful life in years and the result is charged to expense each year until the asset is fully depreciated. The City has assigned the useful lives listed below to capital assets: Buildings, improvements, and structures 20 — 25 years Machinery and equipment 4 - 15 years Infrastructure 15- 50 years Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase is reflected in the capitalized value of the asset constructed, net of interest earned on the invested proceeds over the same period. Capital assets, excluding infrastructure, are recorded if acquisition or construction costs exceeds $5,000. The similar threshold for infrastructure is $25,000. J. Compensated Absences Compensated absences are accrued as earned. Upon termination, employees are paid for all unused vacation at their current hourly rates. After five to twenty years of employment, one half of accumulated sick leave becomes vested, up to a maximum amount as specified under labor contract provisions. The vested portion is available for current use or, if unused, is payable at termination or retirement. W. CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) The long-term portion of the liability for compensated absences for governmental fund type operations is recorded as compensated absences in the government -wide financial statements. Compensated absences are liquidated by the fund that has recorded the liability. Proprietary fund liabilities are recorded within their respective funds. The changes of the compensated absences were as follows: Governmental Business -Type Activities Activities Total Beginning Balance $5,049,775 $5,049,775 Additions 2,969,150 $232,738 3,201,888 Payments (3,663,205) (106,944) (3,770,149) Ending Balance $4,355,720 $125,794 $4,481,514 Current Portion $736,332 $10,597 $746,919 If. Property Tax Levy, Collection and Maxinuun Rates State of California Constitution Article XIIl A provides that the combined maximum property tax rate on any given property may not exceed 1% of its assessed value unless an additional amount for general obligation debt has been approved by voters. Assessed value is calculated at 100% of market value as defined by Article XIIl A and may be adjusted by no more than 2% per year unless the property is sold, transferred, or substantially improved. The State Legislature has determined the method of distribution of receipts from a 1% tax levy among the counties, cities, school districts and other districts. Marin County assesses properties, bills for and collects property taxes on the schedule that follows: Secured Unsecured Valuation/lien dates January 1 January 1 Levy dates July 1 July I Due dates (delinquent as of) 50% on November 1 (December 10) July 1 (August 31) 50% on February I (April 10) The term "unsecured" refers to taxes on personal property other then land and buildings. These taxes are secured by liens on the property being taxed. Property taxes are levied and recorded as revenue when received in the fiscal year of levy because of the adoption of the "alternate method of property tax distribution," known as the Teeter Plan, by the City and the County of Marin. The Teeter Plan authorized the auditor -controller of the County of Marin to allocate 100% of the secured property taxes billed, but not yet paid. The County of Marin remits tax monies to the City in three installments, as follows: 55 % remitted on December 15 40% remitted on April 15 5% remitted on June IS 37 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) L. Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent asset and liabilities at the dates of the financial statements and the reported amounts of revenues and expenditures/expenses during the reporting periods. Actual results could differ from those estimates. M. Fund Recategorization On July 1, 2006, the City recategorized the Equipment Replacement, Radio Replacement and the Telephone Replacement funds as Capital Project Funds. Accordingly, both total beginning net assets and total beginning governmental fund balances have been increased by $3,044,542, and the Internal Service beginning net assets decreased the by same amount. NOTE 2 - CASH AND INVESTMENTS The City's goal is to invest at the maximum yield, consistent with safety and liquidity, while individual funds can process payments for expenditures at any time. A. Policies The City invests in individual investments and in investment pools. Individual investments are evidenced by specific identifiable securities instruments, or by an electronic entry registering the owner in the records of the institution issuing the security, called the book entry system. In order to increase security, the City employs the Trust Department of a bank as the custodian of certain City managed investments, regardless of their form. California Law requires banks and savings and loan institutions to pledge government securities with a market value of 110% of the City's cash on deposit, or first trust deed mortgage notes with a market value of 150% of the deposit, as collateral for these deposits. Under California Law this collateral is held in a separate investment pool by another institution in the City's name and places the City ahead of general creditors of the institution. The City's investments are carried at fair value, as required by generally accepted accounting principles. The City adjusts the carrying value of its investments to reflect their fair value at each fiscal year end, and it includes the effects of these adjustments in income for that fiscal year. 38 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 2 - CASH AND INVESTMENTS (Continued) B. Classification Cash and investments as of June 30, 2007 are classified in the financial statements as shown below, based on whether or not their use is restricted under the terms of City debt instruments or agency agreements. Financial Statement Presentation: Statement of Net Assets: City of San Rafael: Cash and investments available for operations $40,329,203 Restricted cash and investments 1,478,736 Total Primary Government Cash and Investments 41,807,939 San Rafael Sanitation District: - Cash and investments available for operations 7,742,902 Restricted cash and investments 493,411 Total San Rafael Sanitation District Cash and Investments 8,226,313 Total Cash and Investments $50,034,252 The City does not allocate investments by fund. Each proprietary fund's portion of Cash and Investments Available for Operations is in substance a demand deposit available to finance operations, and is considered a cash equivalent in preparing the statement of cash flows. C. Investments Authorized by the California Government Code and the City's Investment Policy The City's investment policy and the California Government Code allow the City to invest in the following provided the credit ratings of the issuers are acceptable to the City; and approved percentages and maturities are not exceeded. The table below also identifies certain provisions of the California Government Code, or the City's Investment Policy where it is more restrictive: Authorized Investment Type U.S. Government Obligation U.S. Agency Securities and Instruments Repurchase Agreements Primer Commercial Paper Bankers' Acceptance Medium -Term Corporate Notes Negotiable Certificates of Deposit Non-negotiable Certificates of Deposit Local Agency Investment Fund Money Market/Mutual Funds Maximum Maturity Maximum Percentage of Portfolio 5 years No limit 5 years No limit 1 year No limit 270 days 25% 180 days 40% 5 years 30% 5 years 30% 180 days No limit N/A N/A N/A 10% Maximum Investment in One Issuer No limit No limit No limit $1,000,000 $2,000,000 $1,000,000 No limit No limit N/A N/A 39 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 2 - CASH AND INVESTMENTS (Continued) The City of San Rafael Sanitation District adopted the investments policy of the Treasurer and Tax Collector of the County of the Marin. Accordingly, the District, following the County, may invest in U.S. Treasury and agency securities, commercial paper, banker's acceptances, time deposits, repurchases agreements, and the State of California LAIR The district, additionally, may invest in the Marin County Investment Pool. At year-end, the District's investments were in compliance with the above provisions. D. Investments Authorized by Debt Agreements The City must maintain required amounts of cash and investments with trustees or fiscal agents under the terms of certain debt issues. These funds are unexpended bond proceeds or are pledged as reserves to be used if the City fails to meet its obligations under these debt issues. The California Government Code requires these funds to be invested in accordance with City ordinance bond indentures or State statute. The table below identifies the investment types that are authorized for investments held by fiscal agents. The table also identifies certain provisions of these debt agreements Maximum Maximum Minimum Credit Percentage of Authorized Investment Type Maturity Quality Portfolio U.S. Treasury Obligations N/A N/A No Limit U.S. Agency Securities 3 years N/A No Limit Category Banker's Acceptances 360 days Highest No Limit Rating Category Money Market Funds N/A Highest No Limit Rating Category Commercial Paper 270 days Highest No Limit Rating Category Guaranteed Investment Contracts N/A Highest No Limit (fully collateralized) (A) Rating Municipal Obligations N/A Two Highest Ratings No LimitCategory (A) Guaranteed Investment Contracts must be fully collateralized with U.S. Treasury Obligations or U.S. Agency Obligations. ,11 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 2 - CASH AND INVESTMENTS (Continued) . E. Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Normally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. The City also manages its interest rate risk by holding most investments to maturity, thus reversing unrealized market gains and losses. Information about the sensitivity of the fair values of the City's investments (including investments held by bond trustee) to market interest rate fluctuations is provided by the following table that shows the distribution of the City's investments by maturity or earliest call date: Type of Investment City U.S. Treasury Bill U.S. Federal Agency Securities Money Market Funds Local Agency Investment Fund Total Investments Cash in banks and on hand Total City Cash and Investments 12 Months 13 to 24 25 to 60 or Less Months Months Total $3,142,245 $988,500 $995,100 $5,125,845 2,241,275 3,259,630 4,214,700 9,715,605 833,151 24,750,356 833,151 24,750,356 $30,967,027 $4,248,130 $5,209,800 40,424,957 1,382,982 41,807,939 San Rafael Sanitation District: Cash in banks and short-term pooled investments 8,226,313 Total DistricPs Cash and Investments 8,226,313 Total Cash and Investments $50,034,252 The City is a participant in the Local Agency Investment Fund (LAIF) that is regulated by California Government Code Section 16429 under the oversight of the Treasurer of the State of California. The City reports its investment in LAIF at the fair value amount provided by LAIF, which is the same as the value of the pool share. The balance is available for withdrawal on demand, and is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. Included in LAIF's investment portfolio are collateralized mortgage obligations, mortgage -backed securities, other asset -backed securities, loans to certain state funds, and floating rate securities issued by federal agencies, government -sponsored enterprises, United States Treasury Notes and Bills, and corporations. At June 30, 2007, these investments matured in an average of 176 days. Money Market Funds are available for withdrawal on demand 41 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 2 - CASH AND INVESTMENTS (Continued) F. Credit Risk Credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the actual rating as of June 30, 2007 for each of the Primary Government's investment types as provided by Standard and Poor's or Fitch investment rating systems, except as noted: Type of Investment Aaa/AAA Total City: U.S. Federal Agency Securities $9,715,605 $9,715,605 Not rated: U.S. Treasury Bill 5,125,845 Money Market Funds 833,151 Local Agency Investment Fund 24,750,3 % Cash in banks and on hand 1,382,982 Total City Cash and Investments 41,807,939 San Rafael Sanitation District: Not rated: Cash in banks and short term pooled investments $8,226,313 Total District's Cash and Investments 8,226,313 Total Cash and Investments $50,034,252 NOTE 3 - INTER -FUND TRANSACTIONS A. Inter fund Receivables and Payables Amounts due to or due from other funds reflect inter -fund balances for services rendered or short- term loans expected to be repaid in the next fiscal year. As of June 30, 2007, the Household Hazsnat Facility Special Revenue Fund, the Emergency Medical Service Special Revenue Fund, and the Employee Benefit hiternal Service Fund owed the General Fund $499,894, $266,707, and $602,891, respectively. B. Transfers Resources may be transferred from one City fund to another. Transfers routinely fund capital projects or capital outlays, lease or debt service payments, operating expenses and low and moderate -income housing projects. 42 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 3 - INTER -FUND TRANSACTIONS (Continued) Transfers between funds during the fiscal year ended June 30, 2007 were as follows From Fund To Fund Amount General Fund Non -major Governmental Funds $5,078,930 A Internal service Funds 386,456 B Redevelopment Agency Capital Projects Fund Non -major Governmental Funds 300,240 A Non -major Governmental Funds General Fund 513,820 C Redevelopment Agency Capital Projects Fund 300,240 D Non -major Governmental Funds 378,460 A Puking Services Enterprise Funds General Fund 140,170 C Non -major Governmental Funds 72,000 A Internal Service Funds Non -major Governmental Funds 28,500 A $7,198,716 (A) Transfers to the Non -major Governmental Funds were for administrative costs, program support, capital projects, special projects and housing portion of debt service. (B) Transfers to the Internal service Funds were for benefits and claims reserves. (C) Transfers to the General Fund were for administrative costs and costs of dispatch. (D) Transfers to Redevelopment Agency Capital Projects Fund is for Administrative support. C. Internal Balances Internal balances are presented in the Entity -wide financial statements only. They represent the net interfund receivables and payables remaining after the elimination of all such balances within governmental and business -type activities. NOTE 4 LLOANS RECEIVABLE AND DEFERRED REVENUE A. Summmy of Loans Receivable The City has deferred the recognition of revenue from the proceeds of loans receivable or reserved the portion of fund balance represented by these loans. At June 30, 2007, these loans totaled: Employees' Computer Loans $19,319 Centertown Associates 287,257 One "H" Street Associates 77,143 Total $383,719 a CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 4 —LOANS RECEIVABLE AND DEFERRED REVENUE (Continued) B. Employee Computer Loans Effective February 1, 2000, the City agreed to loan employees up to $2,500 for the purchase of computer hardware and software. The loan program, which stipulates that employees may not have more than one loan outstanding, provides financial assistance from the City in the form of a no interest loan repaid through automatic payroll deductions. C. Centertown Associates The City loaned Centertown Associates, Ltd, $303,000 at 3% interest due semiannually. The loan was made for the construction of 60-units affordable Centertown apartments and is fully secured by a deed of trust. The final payment is due on July 31, 2065. D. Otte "H" Street Associates The City loaned One "H" Street Associates $100,000 at zero percent interest with annual payments of $2,857 and with a final payment due January 18, 2034. The loan was made in connection with an affordable housing project located at One "H" Street. NOTE 5 - CAPITAL ASSETS Changes in capital assets during the fiscal year consist of: Balance Balance July I, 2006 Additions Retirements Transfers June 30, 2007 Governmental Activities Capital assets not being depreciated: Land $82,146,643 $82,146,643 Construction in progress 8,467,740 $1,584,291 ($35,593) 10,016,438 Total capital assets not being depreciated 90,614,383 1,594,291 (35,593) 92,163,091 Capital assets being depreciated: Land improvements 7,419,678 534,363 7,954,041 Buildings and structures 27,057,835 987,587 35,593 28,081,015 Machinery and equipment 14,192,858 873,453 ($498,553) 14,567,758 Infrastructure 168,987,948 322,470 169,310,418 Total capital assets being depreciated 217,658,319 2,717,873 (498,553) 35,593 219,913,232 Less accumulated depreciation for: Land improvements (3,065,095) (274,647) (3,339,742) Buildings and structures (6,279,703) (631,061) (6,910,764) Machinery and equipment (7,885,644) (1,066,806) 451,769 (8,500,681) Infrastructure (74,915,715) (4,685,959) (79,601,674). Total accumulated depreciation (92,146,157) (6,658,473) 451,769 (98,352,861) Total net capital assets being depreciated 125,512,162 (3,940,600) (46,784) 35,593 121,560,371 Total governmental activity capital assets $216,126,545 ($2,356,309) ($46,784) $213,723,452 I CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 5 - CAPITAL ASSETS (Continued) Business -type Activities Capital assets not being depreciated: Land Construction in progress Total capital assets not being depreciated Capital assets being depreciated: Buildings and structures Machinery and equipment Total capital assets being depreciated Less accumulated depreciation for: Buildings and structures Machinery and equipment Total accumulated depreciation Total net capital assets being depreciated Total business -Type activity capital assets San Rafael Sanitation District Capital assets not being depreciated: Land & easements Construction in progress Total capital assets not being depreciated Capital assets being depreciated: Subsurface lines Sewage collection facilities General plant and administration Total capital assets being depreciated Less accumulated depreciation for: Subsurface lines Sewage collection facilities General plant and administration Total accumulated depreciation Total net capital assets being depreciated Total District's capital assets Balance Retirements Balance July 1, 2006 Additions and Adjustments June 30, 2007 $8,620,853 $8,620,853 52,762 ($8,512) 44,250 8,673,615 (8,512) 8,665,103 8,808,876 9,808,876 897,144 $9,800 (18,097) 888,847 9,706,020 9,800 (18,097) 9,697,723 (897,347) (176,177) (1,073,524) (207,851) (82,047) 18,097 (271,801) (1,105,198) (258,224) 19,097 (1,345,325) 8,600,822 (248,424) 8,352,398 $17,274,437 ($248,424) ($8,512) $17,017,501 Balance Balance July I, 2006 Additions Transfers June 30, 2007 $115,329 $115,329 614,324 $2,907,355 ($25,452) 3,496,227 729,653 2,907,355 (25,452) 3,611,556 12,152,655 12,152,655 28348,164 10,359 25,452 28,383,975 359,695 11,699 371,394 40,960,514 22,058 25,452 40,908,024 (7,750,375) (211,397) (7,961,772) (9,743 004) (733,391) (10,476,395) (81,136) (33,199) (114,335) (17,574,515) (977,987) (18,552,502) 23,285,999 (955,929) 25,452 22,355,522 $24,015 652 $1,951,426 $25,967,078 Capital Asset Contributions - Some capital assets may have been acquired using Federal and State grant funds, or were contributed by developers or other governments. GASB Statement 34 requires that these contributions be accounted for as revenues at the time the capital assets are contributed. 45 CITY OF SAN IZAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 5 - CAPITAL ASSETS (Continued) Depreciation Allocation - Depreciation expense is charged to functions and programs based on their usage of the related assets. The amounts allocated to each function or program are as follows: Governmental Activities General government $489,954 Public safety 594,741 Public works and parks 5,245,485 Community development/redevelopment 50,776 Culture and recreation 277,517 Total Governmental Activities $6,658,473 Business -Type Activities Parking services $258,224 Total Business -type Activities $258,224 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 6 - LONG-TERM OBLIGATIONS A summary of governmental and business -type activities transactions for the fiscal year ended June 30, 2007, follows: Governmental Activities: San Rafael Joint Powers Financing Authority 1997 Authority Revenue Bonds 4.00%-6.00%, due 9/2/2011 San Rafael Redevelopment Agency 1999 Tax Allocation Bonds Current Interest Bonds 4.5%-5.00%, due 12/1/2022 Capital Appreciation Bonds 5.58%-5.6%, due 12/12022 2002 Tax Allocation Refunding Bands 2.00%-5.25%, due 12/l2021 Total Tax Allocation Bonds Special Assessment Bonds Mariposa Road Assessment 4.50%-6.90%, due 92/2008 Total Special Assessment Bonds Ground Lease Note Payable, 8,00%, due 11/l2024 Court Fine Repayment Promissory Note, 3.873%, due November 2011 Fire Truck Capitalized Lease Obligations, 2.92%, due 3242009 Telephone System Capitalized Lease Obligations, 4.28%, due 05/30/2012 Total Governmental Long-term Debt Business -type Activities 2003 Authority Lease Revenue Bonds Total Enterprise Fund Debt San Rafael Sanitation District 2001 Certificates of Participation Less: unamortized discount/ issuance cost Total District Debt Authorized Restated Balance Balance Current and Issued July 1, 2006 Additions Retirements June 30, 2007 Portion $5,250,000 $1,155,000 $205,000 $950,000 $170,000 21,115,000 17,170,000 665,000 16,505,000 695,000 2,389,004 3,499,107 $198,394 3,697,501 25,020,000 20,180,000 1,165,000 19,015,000 1,195,000 40,849,107 198,394 1,830,000 39,217,501 1,890,000 233,698 50,000 15,000 35,000 15,000 50,000 15,000 35,000 15,000 169,000 169,000 169,000 1,133,458 1,133,458 103,741 1,029,717 213,599 668,134 412,441 133,514 278,927 137,402 318,000 318,000 319,000 58,330 $42.635.548 $1,649,852 $2,287,255 $41,998,145 $2,484,330 7,605,000 $7,455,000 $155,000 $7,300,000 $160,000 $7,455,000 $155,000 $7,300,000 $160,000 4,710,000 $2,995,000 $380,000 $2,615,000 $395,000 ($142,172) (27,968) (114,204) $2,852,828 $352,032 $2,500,796 $395,000 47 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 6 - LONG-TERM OBLIGATIONS (Continued) A. 1997Authority Revenue Bonds On January 28, 1997, the San Rafael Joint Powers Financing Authority issued the 1997 Authority Revenue Bonds in the amount of $5,250,000 bearing interest at rates from 4.00% to 6.00%. The proceeds of the bonds were used to consolidate and refund the previously issued Limited Obligation Refunding Bonds. The bonds mature annually each September 2 from 1997 to 2011, in amounts ranging from $20,000 to $555,000. Interest is payable semiannually on March 2 and September 2. The bonds are subject to redemption on any March 2 or September 2 in advance of maturity at the option of the City upon payment of the principal and interest accrued thereon to the date of redemption plus a redemption premium ranging from 2,00% to 5.00%. Revenues from the repayment of the Refunding Bonds and the reserve account are utilized to meet debt service requirements of the Revenue Bonds. The Refunding Bonds are secured by unpaid reassessments confirmed against private property within the Reassessment District. B. 1999 Tax Allocation Bonds and Capital Appreciation Bonds On June 16, 1999, the Agency issued Tax Allocation Bonds in the amount of $23,504,004. The bonds were issued as Current Interest Bonds in the aggregate principal amount of $21,115,000 and as Capital Appreciation Bonds in the original amount of $2,389,004. The proceeds of the bonds were used to finance certain redevelopment activities of benefit to the Agency's Central San Rafael Redevelopment Project Area. The Current Interest Bonds mature annually each December 1 from 2000 to 2022, in amounts ranging from $560,000 to $1,460,000 and bear interest at rates ranging from 4.50% to 5.00%. Interest is payable semiannually on June 1 and December 1. The Current Interest Bonds maturing on or after December 1, 2008, are subject to optional redemption prior to maturity, in whole or in part, either in inverse order of maturity or on a pro rata basis among maturities, on any date on or after December 1, 2007, at a price equal to the principal amount, plus accrued interest on the redemption date, plus a premium ranging from 0.00% to 2.00%. The Capital Appreciation Bonds mature annually after December 1 from 2018 to 2022, in amounts ranging from $1,440,000 to $2,070,000 and bear interest at rates from 5.58% to 5.60%. Interest on the Capital Appreciation Bonds will compound on each interest premium date and will be payable solely at maturity. The bonds are secured, on parity with the 1992 and 1995 bonds, by a pledge and a lien on tax revenues and amounts on deposit in certain funds and accounts held by the fiscal agent. Restatement — The Capital Appreciation Bonds were issued at a large discount which is amortized (termed accretion) over the life of the Bonds. This accretion had not been recorded in prior years and accordingly the beginning balance of the Capital Appreciation Bonds and beginning net assets have been restated by $1,110,103. 48 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 6 - LONG-TERM OBLIGATIONS (Continued) C. 2002 Tax Allocation Refunding Bonds On October 9, 2002, the Agency issued Tax Allocation Refunding Bonds in the amount of $25,020,000. The proceeds of the bonds were used to refund the 1992 Tax Allocation Refunding Bonds and the 1995 Tax Allocation Bonds. The Bonds mature annually each December 1 from 2002 to 2022, in amounts ranging from $540,000 to $1,920,000 and bear interest at rates ranging from 2.00% to 5.25%. Interest is payable semiannually on June 1 and December 1. The Bonds maturing on or after December 1, 2013, are subject to optional redemption prior to maturity, in whole or in part, and by lot within any one maturity, prior to their respective maturity dates, on any date on or after December 1, 2012, at a price equal to the principal amount, plus accrued interest on the redemption date. The bonds are payable from tax revenues to be derived from the redevelopment activities of the Agency related to the Central San Rafael Redevelopment Project Area. D. Mariposa Road Assessment District Limited Obligation ImprovementBonds On January 6, 1993, the City issued Limited Obligation Refunding Improvement Bonds for the Mariposa Road Assessment District in the amount of $233,688. The proceeds of the bonds were used to finance the grading and paving of Mariposa Road, to fund a Reserve Fund, and to pay the cost of issuance on the bonds. The bonds were issued as Serial Bonds and mature in various arnounts on each September 2 commencing September 2, 1994 and ending September 2, 2008. Interest is payable commencing on March 2, 1993, and semiannually thereafter on September 2 and March 2 of each year until maturity, at rates ranging from 4.50% to 6.90%. E. Note Payable At June 30, 2007, Notes Payable consisted of a $169,000 promissory note bearing interest at 8% with principal and accrued interest due and payable in November 2024. The note was assumed to finance the purchase of certain property by the Agency. The outstanding balance of the loan at June 30, 2007 was $169,000 plus accrued interest of $158,354 which is recorded as interest payable. F. Capitalized Lease Obligations The City leased two fire trucks in the amount of $668,134. The annual lease payment of $72,295 for five years started in September 2004. The lease expires in 2009. Under the lease agreements, ownership of the fire trucks passes to the City at the end of the lease. Since the lease is in essence a financing arrangement, the cost of the fire trucks and the amount of the leases have been included in the City's financial statements. G. Court Fine Repayment Promissory Note On December 29, 2006, the City signed a promissory note in the amount of $1,133,458 to repay the Superior Court of California, County of Marin. The purpose of the note is to repay tine Superior Court for over payment of court revenues, generated from traffic violations, made to the City from the period July 1999 through June 2006. The note bears interest at 3.873% per annum. Principal and interest are payable monthly commencing from January 2007 until December 2011. CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 6 - LONG-TERM OBLIGATIONS (Continued) H. Telephone System Capital Lease On May 30, 2007, the City entered into a capital lease agreement in the amount of $318,000 to purchase telephone related network equipment and services. Principal and interest payments are due each May 30 and November 30, commencing November 30, 2007, until May 30, 2011. The capital lease bears interest at 4.28% per annum. L 2003 Authority Lease Revenue Bonds On March 26, 2003, the Authority issued 2003 Authority Lease Revenue Bonds in the amount of $7,605,000 bearing interest at rates from 3.00% to 4.70%. The proceeds of the bonds were provided for the design and construction of a new public parking garage. The bonds mature annually each April I from 2006 to 2033, in amounts ranging from $150,000 to $290,000. Interest is payable semiannually on April I and October 1. The bonds maturing on or after April 1, 2011 are subject to optional redemption prior to maturity on or after April 1, 2010 at the option of the City, as a whole on any date. The Lease Revenues are secured by lease payments made by the City to the Authority for leasing the City facilities. J. Discretely Presented Component Unit — San Rafael Sanitation District — 2001 Certificates of Participation On May 1, 2001, the District and its Financing Corporation issued $4,710,000 of Certificates of Participation at a discount of $35,121 maturing in 2012. The certificates were to be used (1) to refund in whole the outstanding Series 1991 Certificates of Participation (2) to finance the District's share of a new construction corporation yard, (3) to fund in whole or in part, a reserve fund for certificates, and (4) to pay certain costs of issuing the certificates. The certificates are fully registered with principal due annually on August 1 and interest payable semiannually on February 1 and August 1. The certificates are subject to optional prepayment on any date on or after August 1, 2009. Terms of the Trust Agreement call for a premium at 101% to exercise optional prepayment between August 1, 2009 and July 31, 2010, and no premium August 1, 2010 and after. As of June 30, 2007, the outstanding balance of the defeased 1991 Certificates of Participation was $3,200,000. 50 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 6 - LONG-TERM OBLIGATIONS (Continued) Future debt service requirements, including interest and capital leases, at June 30, 2007, were as follows: Component Unit For the year Governmental Activities Business -type Activities San Rafael Sanitation District Ended June 30 Principal Interest Principal Interest Principal Interest 2008 $2,480,330 $1,775,462 $160,000 $336JI6 $395,000 $103,050 2009 2,593,398 1,675,827 165,000 331,616 410,000 86,745 2010 2,534,259 1,560,463 170,000 326,666 430,000 69,310 2011 2,656,103 1,442,930 175,000 321,141 440,000 50,820 2012 2,672,555 1,313,760 185,000 314,141 940,000 20,680 2013-2017 13,200,000 4,636,998 1,035,000 1,453,256 2018-2022 16,295,000 1,534,240 1,280,000 1,209,446 2023-2027 3,699,000 36,500 1,605,000 879,130 2028-2032 2,050,000 436,250 2033 475,000 23,750 Totals 46,130,644 $33,976,180 $7,300,000 $5,631,812 2,615,000 $330,605 Reconciliation of long-term debt: Less unaccreted discount (4,132,499) Less unamortized original issue discount (114,204) $41,998,145 $2,500,796 NOTE 7 - DEBT WITHOUT CITY COMMITMENT The City has sponsored the issuance of the following debt, for which the City is not liable for repayment but is only acting as an agent for the property owners and bondholders: San Rafael Redevelopment Agency Multifamily Housing Revenue Bonds California Statewide Communities Development Authority Revenue Bonds San Rafael Redevelopment Agency Variable Rate Demand Multifamily Housing Revenue Bonds San Rafael Redevelopment Agency Multifamily Housing Revenue Bonds-2001 Multifamily Housing Revenue Bonds-2007 City of San Rafael Variable Rate Revenue Bonds Project Original Description Amount 162-175 Belvedere Apartments $3,590,529 St. Marks School 55 Fairfax Apartments San Rafael Commons Apartments Martinelli House Kaiser Foundation Hospitals San Rafael Redevelopment Agency Martinelli House Multifamily Housing Revenue Bonds-2007 Series A Project 5,605,000 3,000,000 6,100,000 1,000,000 275,000,000 6,000,000 Outstanding June 30, 2007 $1,391,194 5,380,000 2,800,000 5,840,000 4,576,396 195,630,000 4,576,396 51 CITY OF SAN RAFAEL r NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 8 - NET ASSETS AND FUND BALANCES A. Net Assets Net Assets is the excess of all the City's assets over all its liabilities, regardless of fund. Net Assets are divided into three captions. These captions apply only to Net Assets, which is determined only at the Government -wide level, and are described below: Invested in Capital Assets, net of related debt describes the portion of Net Assets which is represented by the current net book value of the City's capital assets, less the outstanding balance of any debt issued to finance these assets. Restricted describes the portion of Net Assets which is restricted to use by the terns and conditions of agreements with outside parties, governmental regulations, laws, or other restrictions which the City cannot unilaterally alter. These principally include assets restricted due to Redevelopment Agency bond covenants or low and moderate income housing loan agreements. Unrestricted describes the portion of Net Assets which is not restricted to use. B. Fund Balance In the fund financial statements, fund balances represent the net current assets of each fund. Net current assets generally represent a fund's cash and receivables, less its liabilities. Portions of a fund's balance may be reserved or designated for future expenditure. C. Reservations Reserves are restrictions placed by outside entities, such as other governments, which restrict the expenditures of the reserved funds to the purpose intended by the entity which provided the funds. The City cannot modify or remove these restrictions or reserves. D. Designations Designations are imposed by City Council to reflect the future spending plans or concerns about the availability of future resources. Designations may be modified, amended, or removed by Council action. 52 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 9 —EMPLOYEES RETIREMENT PLAN A. Plan Description The City contributes to the Marin County Employees' Retirement Fund (Fund). All full-time and permanent part-time employees who work at least 75% of a full time position are eligible to participate. The Fund is an agent multiple -employer defined benefit retirement plan that acts as a common investment and administrative agent for various local governmental agencies within the County of Marin. The Fund provides retirement, disability, and death benefits based on the employee's years of service, age, and final compensation. Employees vest after five years of service and are eligible to receive retirement benefits after 10 years of service and having attained the age of 50, or 30 years of service (20 years for safety employees) regardless of age. These benefits provisions and all other requirements are established under the County Employees' Retirement Law of 1937. The City's retirement plan is included in a separately issued report from the Marin County Employees' Retirement Fund, which can be obtained from Marin County Employee's Retirement Association, 3501 Civic Center Drive, Room 408, Civic Center, San Rafael, California 94903. B. Funding Policy The funding policy of the Fund provides for actuarially determined periodic contributions by the City at rates such that sufficient assets will be available to pay Fund benefits when due. The City contributed 47.23% and 43.64% of payroll to Fund for Police and Fire personnel, respectively, and 28.20% for other covered employees for the year ended June 30, 2007. C. Annual Pension Cost The City's annual pension cost to the Fund for the year ended June 30, 2007, of $11,108,650 was equal to the City's required and actual contributions. The annual required contribution was determined as part of the actuarial performed as of June 30, 2006. The employer rates for normal cost is determined using the Entry Age Normal Actuarial Cost Method, projected benefit cost method. It takes into account those benefits that are expected to be earned in the future as well as those already accrued. The significant assumptions used in the 2006 actuarial valuation include an assumed rate of return on invested assets of 8.00%, annual payroll increases reflecting 4.00% for inflation and an approximate range of 0.50% to 3.00% for merit and longevity. The actual rate of return on investments was a loss of 1.90%. The actuarial value of assets was determined using techniques that smooth the effects of short- term volatility in the market value of investments over a period of five years. The Fund also uses the level percentage -open method to amortize the unfunded actuarial liability which was revised to sixteen years level in the amortization period. It is assumed that payroll will increase at an annual inflation rate of 4.00% over the amortization period. The Plans' actuarial value (which differs from market value) and funding progress over the most recent three years available is set forth below at their actuarial valuation date of June 30: 53 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 9 — EMPLOYEES RETIREMENT PLAN (Continued) Actuarial Excess Actuarial Actuarial Accrued (Deficit) Valuation Value Liability(AAL) Assets Date of Assets Entry Age Over AAL 6130/04 $188,956,000 $248,665,000 ($59,709,000) 6/30/05 195,698,000 265,205,000 (69,507,000) 6/30/06 209,785,000 306,079,000 (96,294,000) Excess (Deficit) Assets Over AAI Funded Covered As a % of Ratio Payroll Payroll 76% $29,299,000 -204% 74% 28,357,000 -245% 69% 28,606,000 -337% Actuarially required contributions for fiscal years 2007, 2006, and 2005 were $11,108,650, $9,316,354, and $7,630,990, respectively. The City made these contributions as required, together with certain immaterial amounts required as the result of the payment of other additional employee compensation. NOTE 10 - PUBLIC AGENCY RETIREMENT SYSTEM (DEFINED CONTRIBUTION RETIREMENT PLANS) The City contributes to the Public Agency Retirement System (PARS), which is defined contribution retirement plan. A defined contribution retirement plan provides retirement benefits in return for services rendered, provides an individual account for each participant, and specifies how contributions to the individual's accounts are determined instead of specifying the amount of benefits the individual is to receive. The plan is administered by Phase II located at P.O. Box 10009, Costa Mesa, California 92627, Under a defined contribution pension plan, the benefits a participant will receive depend solely on the amount contributed to the participant's account, the returns earned on investments on those contributions, and forfeitures of other participant's benefits that may be allocated to such participant's account. As established by the plan, all eligible non represented employees of the City will become participants in the plan from the date that they hired. An eligible employee is any employee who, at any time during which the employer maintains this plan, is not accruing a benefit under the Marin County Employees' Retirement Fund. As determined by the plan, each employee must contribute 3.75% of gross earnings to the plan. The City contributes an additional 3.75% of the employee's gross earnings. Contributions made by an employee and the employer vest immediately. During the year, the City and employees contributed $72,580. The total covered payroll of employees participating in the. plan for the year ended June 30, 2007, was $1,935,467. The total payroll for the year was $37,495,582. 54 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 10 - PUBLIC AGENCY RETIREMENT SYSTEM (DEFINED CONTRIBUTION RETIREMENT PLANS) (Continued) Additionally, the City participates in a 401(a) tax qualified plan for eligible non -represented management/mid-management employees. This is an employer only contribution program separate from the Marin County Employees' Retirement Fund. The City Manager, as Plan Administrator, annually determines the percent amount of contribution which can range from 0% to 5% of base salary of eligible employees. During the year, the City contributed $119,559 to the plan on behalf of the eligible employees. NOTE I I — POST -EMPLOYMENT HEALTH CARE BENEFITS The City provides certain health care benefits for retired employees and their spouses. The benefit provisions were established under the authority of the 1937 Act, Section 31450, et. Seq. of the Government Code. Substantially, all of the City's employees may become eligible for these benefits if they are receiving a retirement benefit from the Mario County Employees' Retirement Fund within 120 days of retirement from City employment. At June 30, 2007, 246 retirees and surviving spouses received post -employment health care benefits. Those expenditures are reduced by reimbursements from the Marin County retirement Office by the annual amount set forth in the County Retirement Rules and Regulations 1937 Act as amended and in Sections 31450 et. seq. of the Government Code. The cost of retiree health care benefits is recognized as an expenditure as claims are paid. For the fiscal year ended June 30, 2007, those costs totaled $1,763,147 of which $1,061,412 was reimbursed. NOTE 12 — JOINTLY GOVERNED ORGANIZATIONS The City participates in the jointly governed organizations discussed below through formally organized and separate entities established under the Joint Exercise of Powers Act of the State of California. As separate legal entities, these entities exercise full powers and authorities within the scope of the related Joint Powers Agreements including the preparation of annual budgets, accountability for all funds, the power to make and execute contracts and the right to sue and be sued. Each joint organization is governed by a board consisting of representatives from member municipalities. Each board controls the operations of the respective joint organization, including selection of management and approval of operating budgets, independent of any influence by member municipalities beyond their representation on that board. Obligations and liabilities of this joint organization are not the City's responsibility and the City does not have an equity interest in the assets of each joint organization except upon dissolution of the joint organization. 55 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 12 — JOINTLY GOVERNED ORGANIZATIONS (Continued) A. The Marin County Integrated On -Line Library System (System) The Marin County Integrated On -Line Library System was formed to provide for the procurement, ownership, operation, maintenance, and governance of an integrated on-line system that is jointly owned and operated by the cities of San Rafael, Mill Valley, Sausalito, and the County of Marin. The Governing Board of the System consists of the library director or designated alternate of each participant in the System. In accordance with the cost sharing formula developed by the library directors of the participants, the City's share of the acquisition cost in the amount of $108,007 represents 18.98% of ownership in the System. Operating costs for the System are also shared by each participant by applying the cost sharing formula. The City contributed $92,239 to the System for operating costs for the year ended June 30, 2007. Financial statements of the System can be obtained at the County Librarian, Marin County Free Library, Civic Center, Administration Building, San Rafael, California 94903. B. The Marin Street Light Acquisition Joint Powers Authority (MSLAJPA) The MSLAJPA was formed by the County of Marin and twelve local agencies to acquire street light facilities, operate the facilities during the tendency of an eminent domain action against PG&E, and the subsequent transfer of the facilities to the individual local agencies. Each of the local agency's share of contributions was based on the number of street lights to be acquired in the local agency's individual jurisdiction in relation to the total number of street lights to be acquired by the MSLAJPA. The City's contribution to MSLAJPA was $34,054 for the year ended June 30, 2007. Financial statements of the MSLAJPA can be obtained at 27 Commercial Boulevard, Suite C, Novato, CA 94949. C. The Marin Emergency Radio Authority (MERA) MERA was formed on February 28, 1998 by the County of Marin and 25 local agencies within the County to plan, finance, implement, manage, own, and operate a County -wide public safety and emergency radio system. The Governing Board consists of one representative from each member. On February 1, 1999, the Authority issued the 1999 Revenue Bonds in the amount of $26,940,000 with interest rates ranging from 4.75% to 5.01%, maturing on August 15, 2016, to finance the acquisition and installation of the system. The costs of maintenance, operation, and debt service will be divided on a pro ram share based on an agreed -upon formula established by a majority of the Governing Board. The members entered into a Project Operating Agreement on February 1, 1999. Under the Operating Agreement, members are obligated to contribute service payments to cover the Authority's operation and debt service. The City's portion of the obligation is 16.913%. The first operating service payment was in July 1999. The first debt service payment was in August 2002. The City contributed $600,931 for the Authority's operation and debt service for the fiscal year ended June 30, 2007. The City has established a reserve in its internal service funds to pay future service payments. Financial statements of the MERA can be obtained at 3501 Civic Centre Drive, San Rafael, California 94903. 56 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 12 — JOINTLY GOVERNED ORGANIZATIONS (Continued) D. The Countywide PlanningAgeney The Agency was established by the County of Marin and ten local cities to implement countywide performance standards for traffic, housing, water and sewer facilities, and environmental protection to ensure that residential and commercial growth does not exceed local water, sewer and transportation capacities. The Governing Board of the Countrywide Planning Agency consists of one member of the County Board of Supervisors and one member of the City Council of each participating city. The City's contribution to the Agency was zero for the year ended June 30, 2007. Financial statements of the Agency can be obtained at 3501 Civic Center Drive, San Rafael, California 94903. E. Tile Marin Telecommunications Agency The Agency was established to regulate the rates for cable television service and equipment and to advise the participants of their license authority. The Governing Board of the Marin Telecommunications Agency consists of one member from each of the eleven participating agencies. The City's contribution to the Agency was $121,051 for the year ended June 30, 2007. Financial statements of the Agency can be obtained at 371 Bel Marin Keys Blvd, Suite 100, Novato, CA 94949. E The Marin County Hazardous and Solid Waste Joint Powers Authority The Authority was established by the County, local cities, and waste franchising districts to finance, prepare and implement source reduction and recycling elements on a county -wide integrated waste management plan as required by State Assembly Bill 939. The City's contribution to the Authority was zero for the year ended June 30, 2007. Financial statements of the Authority can be obtained at 3501 Civic Center Drive, San Rafael, California 94903. G. Friends of San Rafael Friends of San Rafael is a California nonprofit Public Benefit Corporation established to help finance and accomplish the City's efforts to erect, construct and maintain public buildings, roads, monuments, plazas, parks, gardens, safety features and similar public improvement and infrastructure. The City's contribution to the Corporation was zero for the year ended June 30, 2007. Financial statements of the Corporation can be obtained at P.O. Box 151560, San Rafael, CA 94915. 57 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 13 - RISK MANAGEMENT The City manages risk by participating in the public entity risk pools described below and by retaining certain risks. Public entity risk pools are formally organized and separate entities established under the Joint Exercise of Powers Act of the State of California. As separate legal entities, those entities exercise full powers and authorities within the scope of the related Joint Powers Agreements including the preparation of annual budgets, accountability for all funds, the power to make and execute contracts and the right to sue and be sued. Each risk pool is governed by a board consisting of representatives from member municipalities. Each board controls the operations of the respective risk pool, including selection of management and approval of operating budgets, independent of any influence by member municipalities beyond their representation on that board. Obligations and liabilities of these risk pools are not the City's responsibility. A. Risk Coverage The City is a member of the California Joint Powers Risk Management Authority (CJPRMA) which covers general liability claims up to $40,000,000 and workers' compensation claims up to the statutory limits. The City also purchases commercial insurance for property damage claims with an insured amount of $65,704,863. The City is self -insured up to a maximum of $500,000 for each general liability claim, $750,000 for each worker's compensation claim, and $25,000 for each property damage claim. Once the self -insured retention is met CJPRMA becomes responsible for payment of all claims up to the limit. During the fiscal year ended June 30, 2007, the City contributed $395,938 for coverage during the current year. The contributions made to each risk pool equal the ratio of their respective payrolls to the total payrolls of all entities participating in the same layer of each program, in each program year. Actual surpluses or losses are shared according to a formula developed from overall loss costs and spread to member entities on a percentage basis after a retrospective rating. B. Insurance internal Service Funds The Governmental Accounting Standards Board (GASB) requires municipalities to record their liability for uninsured claims and to reflect the current portion of this liability as an expenditure in their financial statements. As discussed above, the City has coverage for such claims, but it has retained the risk for the deductible, or uninsured portion of these claims. 58 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2007 NOTE 13 -RISK MANAGEMENT (Continued) The City's liability for uninsured general liability claims and workers' compensation claims, including claims incurred but not reported, are reported in the City's Liability Insurance Internal Service Fund and Workers' Compensation Internal Service Fund, respectively. The liability is based on historical trend information provided by its third party administrators and was computed as follows at June 30: Balance, beginning of year Current year claims and changes in estimates Claims paid Balance, end of year Current portion General Workers' Liability Compensation Total $445,063 $2,901,129 $3,346,192 1,775,142 3,049,212 4,824,354 (1,304,182) (2,308,183) (3,612,365) $916,023 $3,642,158 $4,558,181 $598,922 $2,200,000 $2,798,922 The claims settlements have not exceeded insurance coverage for the past three years. NOTE 14 - COMMITMENTS AND CONTINGENCIES The City is subject to litigation arising in the normal course of business. In the opinion of the City Attorney there is no pending litigation which is likely to have a material adverse effect on the financial position of the City. The City worked with the Department of Justice (DOJ) to determine the City's compliance with the Americans with Disabilities Act of 1990 (ADA). The DOJ ratified an ADA Settlement Agreement in August 2004 providing a number of specific remedies including timelines, law specific solutions and reporting over the next ten years. For example, several facility deficiencies require resolution within the next year, the City's Web site needs an ADA overhaul, and a significant amount of items relate to curb ramps: The City determined a range from $2,000,000 to $3,000,000 to expend on the remedies determined by the Agreement. However, this is only an estimate and the City does not have a measurable amount at this time. Therefore, no liability has been recorded. As of June 30, 2007, the city has made significant progress in improving the accessibility of its programs, activities, services, and facilities. On October 1, 2002, the Agency entered into a second amendment to Section 33401 Tax Sharing Agreement with San Rafael High School District. This agreement provides for additional payments in the atnount of $179,000 each fiscal year beginning with fiscal year 2002-03 through fiscal year 2021-22. 59 This Page Left Intentionally Blank SUPPLEMENTAL INFORMATION This Page Left Intentionally Blank GENERAL FUND AND MAJOR SPECIAL REVENUE FUND BUDGET -TO -ACTUAL STATEMENTS GASB Statement 34 dictates that budget -to -actual information in the basic financial statements should be limited to the General Fund and major Special Revenue Funds. This section is provided for the presentation of Budget -to -Actual Statements for the General Fund, Traffic and Housing Mitigation and the Household Hazard Facility Special Revenue Funds and Redevelopment. 63 CITY OF SAN RAFAEL GENERALFUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2007 REVENUES Taxes and special assessments Licenses and permits Fines and forfeitures Use of money and property Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Community development/redevelopment Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER(UNDER)EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) Net Change in Fund Balances FUND BALANCES, BEGINNING OF YEAR Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) $42,043,570 $44,589,968 $44,921,449 $331,481 1,260,460 1,229,520 1,157,434 (72,086) 666,460 614,030 514,278 (99,752) 326,620 326,620 431,553 104,933 5,834,574 6,926,302 6,932,034 5,732 1,740,270 1,747,572 1,968,014 120,442 191,420 191,420 217,968 26,548 52,063,374 55,625,432 56,042,730 417,298 6,712,857 6,918,453 6,928,766 (10,313) 29,910,917 30,379,590 30,643,627 (265,037) 6,822,114 7,014,430 6,914,505 99,925 2,835,777 3,201,898 3,163,138 38,760 1,983,815 2,006,049 1,990,631 15,418 56,468 132,755 1,049,181 (916,426) 119,619 293,709 213,390 80,319 " 103,741 103,741 48,441,567 50,049,625 51,006,979 (957,354) 3,621,807 5,575,807 5,035,751 (540,056) 653,990 653,990 653,990 (5,221,560) (5,214,560) (5,465,286) (250,726) (4,567,570) (4,560,570) (4,811,296) (250,726) ($945,763) $1,015,237 224,455 ($790,782) 5,697,542 FUND BALANCES, END OF YEAR $5,921,997 64 CITY OF SAN RAFAEL TRAFFIC AND HOUSING MITIGATION SPECIAL REVENUE FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED DUNE 30, 2007 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Use of money and property $371,484 $371,484 Charges for services 15,823 15,823 Total Revenues 387,307 387,307 EXPENDITURES Current: Public works and parks $42,934 $42,934 62,363 (19,429) Capital outlay 68,508 (68,508) Total Expenditures 42,934 42,934 130,871 (87,937) EXCESS (DEFICIENCY) OF REVENUES OVER(UNDER)EXPENDITURES (42,934) (42,934) 256,436 299,370 Net Change in Fund Balances ($42,934) ($42,934) 256,436 $299,370 - FUND BALANCES, BEGINNING OF YEAR 9,678,030 FUND BALANCES, END OF YEAR $9,934,466 65 CITY OF SAN RAFAEL HOUSEHOLD HAZMAT FACILITY SPECIAL REVENUE FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED TUNE 30, 2007 REVENUES Licenses and permits Use of money and property Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: Public safety Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER(UNDER)EXPENDITURES Net Change in Fund Balances FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) $547 $547 $520 $520 1,693 1,173 5,000 5,000 9,025 4,025 1,301,171 1,301,171 1,037,195 (263,976) 310 310 1,306,691 1,306,691 1,048,770 (257,921) 1,287,566 1,297,566 1,035,546 252,020 1,287,566 1,287,566 1,035,546 252,020 19,125 19,125 13,224 (5,901) $19,125 $19,125 13,224 ($5,901) 35,005 $48,229 CITY OF SAN RAFAEL REDEVELOPMENT AGENCY CAPITAL PROJECTS SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2007 REVENUES Taxes and special assessments Use of money and property Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public works and parks Community development/redevelopment Capital outlay Capital improvement/special projects Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) Net Change in Fund Balances FUND BALANCES, BEGINNING OF YEAR Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) $900,000 $900,000 $974,408 $74,408 148,240 148,240 356,797 208,557 359,998 1,658,850 1,298, 852 9,676 8,676 43,349 3C673 10,000 10,000 237,922 227,922 1,066,916 1,426,914 3,271,326 1,844,412 30,260 30,487 29,708 779 142,843 126,021 144,659 (18,638) 1,489,580 1,475,312 1,155,904 319,408 93,216 93,216 827,221 (734,005) 223,337 242,837 233,915 8,922 1,978,236 1,967,873 2,391,407 (423,534) (911,320) (540,959) 879,919 1,420,878 300,240 300,240 300,240 (300,240) (300,240) (300,240) ($911,320) ($540,959) 879,919 $1,420,878 8,062,266 FUND BALANCES, END OF YEAR $8,942,185 67 This Page Left Intentionally Blank NON -MAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS Recreation Revolving Funds — Established to administer the Recreation Department's program and facility rental charge and accounts for the Recreation Memorial Fund. Baypoint Lagoons Assessment District Fund — The Baypoint Lagoons Lighting and Landscape District was formed to protect and enhance wildlife habitat and water quality in Baypoint (Spinnaker) Lagoon and the adjacent diked salt marsh. Gas Tax Fund — Established to receive and expend the City's allocation of the State gasoline taxes. Childcare Fund — Established to administer and account for childcare programs at eleven sites throughout the City. Street Maintenance and Cleaning Fund — Established to maintain the City's streets, pubic properties and rights of way. Loch Lomond Assessment District Fund — Established to provide maintenance for stormwater and geotechnic mitigation facilities. A Mello Roos District was formed to fund this maintenance. Library Fund — Established to account for restricted library activities that are intended to be self - funding. Public Safety Fund — Established for special police services, which are intended to be self -funding. Stormwater Fund — Established to provide for self -funding storm drain maintenance program plus separate programs through the County and Bay Area to educate residents about urban runoff pollution. Development Services Fund — Established to account for development activities that are supported by external sources of funds. This fund does not account for the operating costs of building, planning, and engineering, which are located in the General Fund. Grants Fund — Established to account for grants for the Library, Childcare, Police and Falkirk Cultural Center. Parkland Dedication Fund — Established to account for long-term developer deposits used to enhance and maintain the park structure within City limits. Emergency Medical Services Fund — Established to account for the Emergency Medical Services and Transportation program that provides services to all segments of the community. Business Improvement Fund — Established to account for activities held in Downtown San Rafael, such as the Fanners Market. Sewer Maintenance Fund — Established under the terms of the JPA to provide all necessary maintenance to the Sanitation District's gravity collection sewer system. NON -MAJOR GOVERNMENTAL FUNDS DEBT SERVICE FUNDS Peacock Gap Assessment District Fund — Established to accumulate funds for the payment of principal and interest for the 1993 Bonds which mature in 2005. The proceeds were used to refund the 1984 Bonds, which provided for the construction of public improvements in the project area. Financing is to be provided by property tax increments generated within the specific geographic region described by the bond assessment district. Mariposa Assessment District Fund - Established to accumulate funds for the payment of principal and interest for the 1993 Bond, which matures in 2008. The proceeds were used to finance the grading and paving of Mariposa Road. 1997 Financing Authority Revenue Bonds Fund — Established to accumulate funds for the payment of principal and interest for the 1997 Revenue Bonds which matures in 2011. The proceeds were used to purchase the previously issued special assessment bonds. Financing is to be provided by property tax increments generated within the specific geographic region described by the bond assessment district. Redevelopment Agency Fund — Established to account for the principal payments, interest payments, and related costs of the 1999 Project Tax Allocation Bonds and 2002 Tax Allocation Refunding Bonds. CAPITAL PROJECTS FUNDS Capital Improvement Fund — Established for the costs associated with major capital improvement projects not tied to specific funds elsewhere. Improvements could include medians, parkways, sidewalks, and other public assets. Bedroom Tax Fund — Established to collect funds frorn multiple -unit housing used to pay for maintaining and developing parks within local neighborhoods. Assessment Districts Fund — Established to account for ongoing construction and improvement needs within the following assessment districts: Peacock Gap, Kerner Boulevard, Sun Valley/Lucas Valley Open Space, East San Rafael Drainage Assessment District 1. Park Capital Projects Fund — Established to account for capital improvements for all City owned parks, whether paid for by City funds, grants, donations, or partnership with the community. Open Space Fund — Established for the acquisition of open space. Equipment Replacement Fund - Established to provide replacement of equipment. Radio Replacement Fund - Established to meet radio system operating costs, capital acquisition and replacement, and operating lease obligations for the Public Works, Fire, Community Development and Police Departments. The Marin Emergency Radio Authority (MERA) is a countywide JPA that has taken the roll in procurement and installation of a new digital radio system. This fund supports San Rafael's portion of the MERA efforts and related contractual obligations. Telephone Replacement Fund — Established to provide ongoing support services for telephone equipment and usage throughout the City. Iff This Page Left Intentionally Blank ASSETS Cash and investments Restricted cash and investments Receivables: Accounts Takes Grants Total Assets LIABILITIES AND FUND BALANCES Liabilities: Accounts payable Developer bonds payable Compensated absences - Matured Due to other funds Deferred revenue Total Liabilities Fund Balances: Reserved for: Encumbrances Improvement projects Debt service Unreserved, undesignated Total Fund Balances Total Liabilities and Fund Balances CITY OF SAN RAFAEL NONMAJOR GOVERNMENTAL FUNDS COMBINING BALANCE SHEET JUNE 30, 2007 SPECIAL REVENUE FUNDS Baypoint Lagoons Street Recreation Assessment Maintenance Revolving District Gas Tax Childcare and Cleaning $272,822 1 $61,566 $2,148,839 $137,699 $1,563,202 181,955 127 255,288 6,000 34,962 $460,777 $61,693 $2,404,127 $172,661 $1,563,202 $51,178 $3,981 $287,969 $36,122 $33,056 242,998 294,176 3,981 287,969 36,122 33,056 13,950 152,651 57,712 2,116,158 136,539 1,530,146 166,601 57,712 2,116,158 136,539 1,530,146 $460,777 $61,693 $2,404,127 $172,661 $1,563,202 72 SPECIAL REVENUE FUNDS Loch Lomond Assessment Public Development Parkland District Library Safety Stormwater Services Grants Dedication $773,561 $94,063 $168,593 $301,277 $666,808 $664,522 $917,464 2,538 51,579 20,000 69 3,993 115,896 523,270 51,295 $773,630 $212,497 $220,172 $305,270 $686,808 $1,187,792 $968,759 $15,925 $213 $36,868 $27,306 $190,557 1,500 15,925 213 36,868 28,806 190,557 50,424 $773,630 196,572 219,959 217,978 658,002 997,235 $968,759 773,630 196,572 219,959 268,402 658,002 997,235 968,759 - $773,630 $212,497 $220,172 $305,270 $686,808 $1,187,792 $968,759 (Continued) 73 CITY OF SAN RAFAEL NONMAJOR GOVERNMENTAL FUNDS COMBINING BALANCE SHEET JUNE 30, 2007 SPECIAL REVENUE FUNDS DEBT SERVICE FUNDS Emergency Peacock Gap Mariposa�ij Medical Business Sewer Assessment Assessment Services Improvement Maintenance District District ASSETS Cash and investments $264,324 $4,440 $154,059 $2,875 $52,324 - Restricted cash and investments Receivables: Accounts 105 Taxes 13,489 Grants Total Assets $277,813 $4,440 $154,059 $2,875 $52,429 LIABILITIES AND FUND BALANCES Liabilities: Accounts payable $11,106 $281 $111,985 Developer bonds payable r Compensated absences - Matured 12,326 Due to other funds 266,707 " Deferred revenue Total Liabilities 277,813 291 124,311 Fund Balances: '.. Reserved for: Encumbrances Improvement projects $2,875 $521429 Debt service s Unreserved, undesignated 4,159 29,748 `" r Total Fund Balances 4,159 29,748 2,875 52,429 4 Total Liabilities and $277,813 $4,440 $154,059 $2,875 $52,429 " Fund Balances E k€t F I 74 I I DEBT SERVICE FUNDS 1997 Financing Authority Redevelopment Capital Revenue Bonds Agency Improvement $390,257 $32,902 $1,864,482 324,250 1,214 CAPITAL PROJECT Park Bedroom Assessment Capital Open Tax Districts Projects Space $207,272 $223,741 $36,137 $140,195 1,296 5,625 $715,803 $34,116 $1,864,482 $207,272 $223,741 $41,762 $140,195 $273,576 273,576 1,017,381 $10,131 $715,803 $34,116 573,525 $207,272 213,610 $41,762 $140,195 715,803 34,116 1,590,906 207,272 223,741 41,762 140,195 $715,803 $34,116 $1,964,492 $207,272 $223,741 $41,762 $140,195 (Continued) 75 ASSETS Cash and investments Restricted cash and investments Receivables: Accounts Taxes Grants Total Assets LIABILITIES AND FUND BALANCES Liabilities: Accounts payable Developer bonds payable Compensated absences - Matured Due to other funds Deferred revenue Total Liabilities Fund Balances: Reserved for: Encumbrances Improvement projects Debt service Unreserved, undesignated Total Fund Balances Total Liabilities and Fund Balances CITY OF SAN RAFAEL NONMAJOR GOVERNMENTAL FUNDS COMBINING BALANCE SHEET JUNE 30, 2007 CAPITAL PROJECT FUNDS Total Non -Major Equipment Radio Telephone Governmental Replacement Replacement Replacement Funds $2,234,799 $1,005,497 $19,089 $14,402,909 318,000 643,464 256,072 274,367 737,048 $2,234,799 $1,005,497 $337,089 $16,313,760 874 17,889 $1,098,896 1,500 12,326 266,707 242,998 874 17,889 1,622,417 64,374 1,027,512 805,223 2,233,925 $1,005,497 $319,200 12,794,234 2,233,925 1,005,497 319,200 14,691,343 $2,234,799 $1,005,497 $337,089 $16,313,760 76 This Page Left Intentionally Blank CITY OF SAN RAFAEL COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS JUNE 30, 2007 REVENUES Taxes and special assessments Fines and forfeitures Use of money and property Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Capital lease for equipment acquisition Transfers in Transfers out Total Other Financing Sources (Uses) Net Change in Fund Balances Fund Balance, Beginning Fund Balance, Ending SPECIAL REVENUE FUNDS Baypoint Lagoons Street k Recreation Assessment Maintenance f Revolving District Gas Tax Childcare and Cleaning G $25,368 $9,423 1,950 $74,559 $3,866 i $58,354 - @ 8,000 1,424,261 379,409 510,455 k 1,827,441 676,717 2,572,306 59,784 13,606 1,763 1,904,649 27,318 2,175,537 2,969,187 570,572 4,367 130,531 1,740,474 3,380,607 3,170,956 ? 2,380 1,435,704 16,474 .... 54,242 14,278 3,437,229 4,367 1,580,513 3,170,956 1,756,948 (1,532,581) 22,951 595,024 (201,769) (1,186,376) 1,441,500 337,800 1,764,030 (379,460) 1,441,500 (378,460) 337,800 1,764,030 (91,081) 22,951 216,564 136,031 577,654 257,682 34,761 1,899,594 508 952,492 $166,601 $57,712 $2,116,158 $136,539 $1,530,146 78 SPECIAL Loch Lomond Assessment Public Development Parkland District Library Safety Stonrwater Services Grants Dedication $13,716 $1,250 28,904 $50,645 $7,478 10,739 $26,426 $35,922 $34,517 305,124 8,341 224,815 6,370 798,575 23,638 1,295,523 7,871 15,564 1,150 766,583 10,000 42,620 379,674 239,813 810,564 816,647 1,341,445 42,388 5,386 163,245 100,000 53 1,175,560 37,332 176,248 286,928 104,254 1,239,087 1,490,890 162,003 35,603 500 252,854 219,896 53 338,251 303,102 2,415,147 290,186 2,103,100 42,567 41,423 (63,289) (1,604,583) 526,461 (761,655) 42,388 72,000 963,980 469,980 72,000 863,990 469,980 42,567 41,423 8,711 (740,603) 526,461 (291,675) 42,388 731,063 155,149 211,248 1,009,005 131,541 1,288,910 926,371 $773,630 $196,572 $219,959 $268,402 $659,002 $997,235 $968,759 (Continued) 79 CITY OF SAN RAFAEL COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES INFUND BALANCE NONMAJOR GOVERNMENTAL FUNDS JUNE 30, 2007 REVENUES Taxes and special assessments Fines and forfeitures Use of money and property Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Capital lease for equipment acquisition Transfers in Transfers out Total Other Financing Sources (Uses) Net Change in Fund Balances Fund Balance, Beginning Fund Balance, Ending SPECIAL REVENUE FUNDS DEBT SERVICE FUNDS Emergency Peacock Gap Mariposa Medical Business Sewer Assessment Assessment Services Improvement Maintenance District District $2,671,595 $331 $4,599 13,000 1,474,240 1,448,577 480 17,362 4,146,315 30,693 1,453,176 30,468 4,309,279 18 1,345,451 4,309,297 30,468 1,345,451 (162,982) 225 107,725 $22,163 1,695 23,858 15,000 4,597 19,597 4,261 448,500 (391,870) (120,050) (150) i 56,630 (120,050) (150) 1 (106,352) 225 (12,325) 4,111 . 106,352 3,934 42,073 $2,875 48,318 $4,159 $29,748 $2,875 $52,429 80 DEBT SERVICE FUNDS CAPITAL PROJECT FUNDS 1997 Financing Park Autbority Redevelopment Capital Bedroom Assessment Capital Open Revenue Bonds Agency Improvement Tax Districts Projects Space $266,083 $3,566,244 $11,220 29,365 1,582 $74,698 7,687 $923 $5,287 70,363 3,983 295,448 3,567,826 145,061 18,907 4,806 5,287 2,827 502,163 (19,250) 2,932 205,000 1,930,000 77,174 1,736,244 282,174 3,566,244 505,095 (19,250) 2,827 13,274 1,582 (360,034) 18,907 24,056 2,460 (1,750) 300,240 (300,240) 60,000 (1,750) 60,000 11,524 704,279 1,592 32,534 (300,034) 19,907 1,890,940 188,365 $223,741 24,056 2,460 17,706 137,735 $715,803 $34,116 $1,590,906 $207,272 $223,741 $41,762 $140,195 (Continued) 81 CITY OF SAN RAFAEL COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS JUNE 30, 2007 REVENUES Taxes and special assessments Fines and forfeitures Use of money and property Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER(UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Capital lease for equipment acquisition Transfers in Transfers out Total Other Financing Sources (Uses) Net Change in Fund Balances Fund Balance, Beginning Fund Balance, Ending CAPITAL PROJECT FUNDS Total Non -Major Equipment Radio Telephone Governmental Replacement Replacement Replacement Funds $6,576,389 1,250 79,075 $35,047 $189 583,161 4,160,587 1,219,724 261,860 214,580 10,540,240 49,820 2,085 1,012,543 1,348,619 296,907 216,854 22,874,170 272,952 600,930 317,962 1,230,525 12,624 4,585,148 417,242 4,851,010 7,014,739 4,771,720 742,308 133,514 2,183,514 11,076 1,829,091 834,784 613,554 317,962 27,208,055 513,835 (316,647) (101,108) (4,333,985) 318,000 318,000 100,000 5,858,030 (1,192,520) 418,000 4,983,510 513,835 (316,647) 316,892 649,625 1,720,090 1,322,144 2,308 14,041,718 $2,233,925 $1,005,497 $319,200 $14,691,343 82 This Page Left Intentionally Blank CITY OF SAN RAFAEL BUDGETED NONMAIOR GOVERNMENTAL FUNDS COMBINING SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED ME 30, 2007 REVENUES Taxes and special assessments Fines and forfeitures Use of money and property Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Capital lease for equipment acquisition Transfers in Transfers out Total Other Financing Sources (Uses) EXCESS (DEFICIENCY) OF REVENUES AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR SPECIAL REVENUE FUNDS Recreation Revolving Baypoint Lagoons Assessment District Variance Variance Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) $25,000 $25,368 $368 $1,540 $9,423 $7,883 420 1,950 1,530 17,500 8,000 (9,500) 1,566,830 1,827,441 260,611 4,560 59,784 55,224 1,590,430 1,904,648 314,218 25,420 27,318 1,898 4,367 (4,367) i 3,032,053 3,380,607 (348,554) 2,400 2,380 20 19,450 54,242 (34,792) 3,053,903 3,437,229 (383,326) 4,367 (4,367) (1,463,473) (1,532,581) (69,108) 25,420 22,951 (2,469) iF 1,441,500 1,441,500 1,441,500 1,441,500 ($21,973) (91,081) ($69,108) $25,420 22,951 ($2,469) 257,682 34,761 $166,601 $57,712 84 W Gas Tax Childcare Street Maintenance and Cleaning Variance Variance Variance Final Positive Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) Budget Actual (Negative) $30,850 $74,559 $43,709 $3,866 $3,866 $11,300 $59,354 $47,054 1,496,700 1,424,261 (72,439) $356,400 379,409 23,009 439,424 510,455 71,031 500,000 676,717 176,717 2,514,680 2,572,306 57,626 13,606 13,606 2,420 1,763 (657) 2,027,550 2,175,537 147,987 2,871,080 2,969,187 98,107 453,144 570,572 117,428 154,058 130,531 23,527 1,755,032 1,740,474 14,558 3,197,066 3,170,956 26,110 1,757,300 1,435,704 321,596 11,160 11,160 118,710 16,474 102,236 2,000 14,278 (12,278) 1,913,358 1,580,513 332,845 3,208,226 3,170,956 37,270 1,873,742 1,756,949 116,794 114,192 595,024 480,832 (337,146) (201,769) 135,377 (1,420,598) (1,186,376) 234,222 431,810 337,800 (94,010) 1,764,030 1,764,030 (308,460) (378,460) (70,000) (94,010) 94,010 (308,460) (378,460) (70,000) 337,800 337,800 1,764,030 1,764,030 ($194,268) 216,564 $410,832 $654 136,031 $135,377 $343,432 577,654 $234,222 1,999,594 508 952,492 $2,116,158 $136,539 $1,530,146 (Continued) 85 CITY OF SAN RAFAEL BUDGETED NONMASOR GOVERNMENTAL FUNDS COMBINING SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2007 REVENUES Taxes and special assessments Fines and forfeitures Use of money and property Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service Principle Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Capital lease for equipment acquisition Transfers in Transfers out Total Other Financing Sources (Uses) EXCESS (DEFICIENCY) OF REVENUES AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR SPECIAL REVENUE FUNDS Loch Lomond Assessment District Library Variance Variance Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) $13,300 $13,716 $416 11,000 28,904 17,904 $40,190 $50,645 $10,455 222,240 305,124 82,894 5,000 8,341 3,341 70,000 15,564 (54,436) 24,300 42,620 18,320 337,430 379,674 42,244 53 53 (53) (53) 173,368 201,000 374,368 176,249 162,003 338,251 (2,880) i 38,997 -- 36,117 24,300 42,567 18,267 (36,938) 41,423 78,361 -' j t i F $24,300 42,567 $18,267 ($36,938) 41,423 f i $78,361 731,063 155,149 $773,630 $196,572 i 86 SPECIAL REVENUE FUNDS Public Safety Stormwater Development Services Variance Variance Variance Final Positive Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) Budget Actual (Negative) $12,340 ($12,340) $2,120 $1,250 ($870) 900 $7,478 6,578 10,280 10,739 459 $16,290 $26,426 $10,146 147,290 224,815 77,525 28,400 6,370 (22,030) 825,000 798,575 (26,425) 23,638 23,638 2,500 1,150 (1,350) 124,288 766,583 642,295 191,430 239,813 48,383 837,400 810,564 (26,836) 140,568 816,647 676,079 222,171 163,245 58,926 1,312,817 1,175,560 137,257 37,332 (37,332) 104,254 (104,254) 550,000 1,239,087 (689,087) 15,500 35,603 (20,103) 500 (500) 124,288 252,854 (128,566) 237,671 303,102 (65,431) 1,962,817 2,415,147 (552,330) 124,288 290,186 (165,898) (46,241) (63,289) (17,048) (1,025,417) (1,604,583) (579,166) 16,280 526,461 510,181 72,000 72,000 72,000 72,000 863,980 863,990 863,980 863,980 $25,759 8,711 ($17,048) ($161,437) 211,248 $219,959 (740,603) ($579,166) $16,280 1,009,005 $268,402 526,461 $510,181 131,541 $658,002 (Continued) 87 CITY OF SAN RAFAEL BUDGETED NONMAIOR GOVERNMENTAL FUNDS COMBINING SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED TUNE 30, 2007 REVENUES Taxes and special assessments Fines and forfeitures Use of money and property Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principle Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Capital lease for equipment acquisition Transfers in Transfers out Total Other Financing Sources (Uses) EXCESS (DEFICIENCY) OF REVENUES AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR SPECIAL REVENUE FUNDS ..... Grants Parkland Dedication Variance Variance Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) $1,440 $35,922 $34,492 759,707 1,295,523 535,816 10,000 10,000 761,147 1,341,445 580,298 11,645 5,386 6,259 100,000 100,000 254,373 286,928 (32,555) 497,535 1,490,890 (993,355) 559,879 219,896 339,983 1,423,432 2,103,100 (679,668) (662,285) (761,655) (99,370) 417,210 469,980 52,770 417,210 469,980 52,770 i I $34,517 $34,517 7,871 7,871 } 42,388 42,388 42,398 42,388 I; ($245,075) (291,675) ($46,600) 42,388 $42,388 1,288,910 926,371 $997,235 $968,759 88 SPECIAL REVENUE FUNDS Emergency Medical Services Business Improvement Sewer Maintenance Variance Variance Variance Final Positive Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) Budget Actual (Negative) $2,713,000 $2,671,595 ($41,405) 2,000 (2,000) $520 $331 ($189) $5,140 $4,599 ($541) 15,500 13,000 (2,500) 1,405,950 1,474,240 68,290 1,540,710 1,449,577 (92,133) 480 480 21,140 17,362 4,120,950 4,146,315 25,365 37,160 30,693 (2,689) 1,545,850 1,453,176 (92,674) 37,160 30,468 6,692 4,242,433 4,309,279 (66,846) 1,393,717 1,345,451 48,266 28,400 18 28,382 4,270,833 4,309,297 (39,464) 37,160 30,468 6,692 1,393,717 1,345,451 48,266 (149,883) (162,982) (13,099) 225 225 152,133 107,725 (44,408) 448,500 (391,870) 448,500 (391,870) 56,630 56,630 ($93,253) (106,352) ($13,099) 106,352 (120,050) (120,050) ()20,050) (120,050) 225 $225 $32,083 (12,325) ($44,408) 3,934 42,073 $4,159 $29,748 (Continued) 89 CITY OF SAN RAFAEL BUDGETED NONMAJOR GOVERNMENTAL FUNDS COMBINING SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL _.. FOR THE YEAR ENDED JUNE 30, 2007 REVENUES Taxes and special assessments Fines and forfeitures Use of money and property Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principle Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Capital lease for equipment acquisition Transfers in Transfers out Total Other Financing Sources (Uses) EXCESS (DEFICIENCY) OF REVENUES AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR DEBT SERVICE FUNDS Peacock Gap Assessment District Mariposa Assessment District Variance Variance Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) $18,490 $22,163 $3,673 1,020 1,695 675 f t 19,510 23,958 4,348 t 15,000 15,000 4,510 4,597 (87) 19,510 19,597 (97) 4,261 4,261 i i 4 (150) (150) (150) (150) € ($150) 4,111 $4,261 $2,875 48,318 $2,875 $52,429 DEBT SERVICE FUNDS CAPITAL PROJECT FUND 1997 Financing Authority Revenue Bonds Redevelopment Agency Capital Improvement Variance Variance Variance Final Positive Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) Budget Actual (Negative) $309,020 $266,083 ($42,937) $3,566,250 $3,566,244 ($6) 2,980 29,365 26,385 1,582 1,582 $74,698 $74,698 312,000 295,448 (16,552) 3,566,250 3,567,826 1,576 70,363 70,363 145,061 145,061 $60,000 502,163 (442,163) 78,930 2,932 75,998 214,000 205,000 9,000 1,930,000 1,830,000 98,000 77,174 20,826 1,736,250 1,736,244 6 312,000 282,174 29,826 3,566,250 3,566,244 6 138,930 505,095 (366,165) 13,274 13,274 1,582 1,592 (138,930) (360,034) (221,104) 300,240 300,240 60,000 60,000 (1,750) (1,750) (300,240) (300,240) (1,750) (1,750) 60,000 60,000 ($1,750) 11,524 $13,274 1,592 $1,582 ($78,930) (300,034) ($221,104) 704,279 32,534 t,890,940 $715,803 $34,116 $1,590,906 (Continued) 91 CITY OF SAN RAFAEL BUDGETED NONMAJOR GOVERNMENTAL FUNDS COMBINING SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL _ FOR THE YEAR ENDED JUNE 30, 2007 REVENUES Taxes and special assessments Fines and forfeitures Use of money and property Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principle Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Capital lease for equipment acquisition Transfers in Transfers out Total Other Financing Sources (Uses) EXCESS (DEFICIENCY) OF REVENUES AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR CAPITAL PROJECT FUNDS ..... Bedroom Tax Assessment Districts Variance Variance Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) $11,220 $11,220 7,687 7,687 18,907 18,907 18,907 18,907 18,907 $19,907 188,365 $207,272 $223,741 $223,741 053 CAPITAL PROJECT FUNDS Park Capital Projects Open Space Equipment Replacement Variance Variance Variance Final Positive Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) Budget Actual (Negative) $823 $823 $5,140 $5,297 $147 $19,540 $79,075 $59,535 1,219,724 1,219,724 $4,000 3,983 (17) 49,920 49,820 4,000 4,806 806 5,140 5,297 147 1,239,264 1,348,619 109,355 -. 12,170 2,827 9,343 308,423 272,952 35,471 42,290 42,290 1,522,300 417,242 1,105,058 (19,250) 19,250 14,000 14,000 133,510 133,514 (4) 13,040 11,076 1,964 14,000 (19,250) 33,250 12,170 2,827 9,343 2,019,563 834,784 1,184,779 (10,000) 24,056 34,056 (7,030) 2,460 9,490 (780,299) 513,835 1,294,134 ($101000) 24,056 $34,056 ($7,030) 2,460 $9,490 ($780,299) 17,706 - 137,735 $41,762 $140,195 513,835 $1,294,134 1,720,090 $2,233,925 (Continued) 93 CITY OF SAN RAFAEL BUDGETED NONMAJOR GOVERNMENTAL FUNDS COMBINING SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2007 CAPITAL PROJECT FUNDS Radio Replacement Telephone Replacement Variance Variance !, Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) REVENUES Taxes and special assessments kf Fines and forfeitures f Use of money and property $30,850 $35,047 $4,197 $189 $189 f Intergovernmental Charges for services 261,860 261,860 $214,590 214,580 - Other revenue 2,085 Total Revenues 292,710 296,907 4,197 214,580 216,854 189 EXPENDITURES Curren[: General government 731,300 600,930 130,370 532,580 317,962 214,618 Public safety 13,250 12,624 626 - - Public works and parks Culture and recreation.. Capital outlay Capital improvement/special projects Debt service: Principle Interest and fiscal charges Total Expenditures 744,550 613,554 130,996 532,580 317,962 214,619 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (451,840) (316,647) 135,193 (318,000) (101,108) 216,892 OTHER FINANCING SOURCES (USES) Capital lease for equipment acquisition 318,000 318,000 E Transfers in 100,000 100,000 Transfers out € Total Other Financing Sources (Uses) 418,000 4I8,000 EXCESS (DEFICIENCY) OF REVENUES 4 AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES ($451,840) (316,647) $135,193 ($318,000) 316,892 $634,892 FUND BALANCES, BEGINNING OF YEAR 1,322,144 2,308 FUND BALANCES, END OF YEAR $1,005,497 $319,200 94 INTERNAL SERVICE FUNDS Internal service funds account for department services and financing performed for other departments within the same governmental jurisdiction. Funding comes from charges assessed to the departments benefiting from the service. Building Improvement Fund - Established to account for construction projects and cyclical large dollar maintenance tasks (roof, painting) completed on City owned buildings. Employee Benefits Fund - This fund is utilized for the payment of retiree benefits, unemployment insurance, accumulated leave requirements and other negotiated benefits not tied to a specific department. Liability Insurance Fund - Established to maintain sufficient reserves for outstanding claims. All costs associated with liability premiums are paid from this fund. Workers' Compensation Fund - Established to maintain sufficient reserves for injury claims. All costs associated with workers compensation, including safety training, wellness programs, claim expenses and insurance premiums are paid from this fund. Dental Insurance Fund - Set up to maintain sufficient reserves for dental claims. All costs associated with dental claims and administrations are paid from this fund. 95 ASSETS Current Assets: Cash and investments Accounts receivable Total Assets LIABILITIES Current Liabilities: Accounts payable Due to other funds Claims payable Total Current Liabilities Noncurrent Liabilities: Claims payable Total Noncurrent Liabilities Total Liabilities NET ASSETS: Unrestricted Total Net Assets CITY OF SAN RAFAEL INTERNAL SERVICE FUNDS COMBINING STATEMENT OF NET ASSETS TUNE 30, 2007 Building Employee Liability Workers' Dental Maintenance Benefits Insurance Compensation Insurance Total $281,424 $919,222 $3,666,624 $12,371 $4,879,641 $1,066,516 1,066,516 281,424 1,066,516 919,222 3,666,624 12,371 5,946,157 11,220 707 602,991 3,199 598,922 3,720 2,200,000 2,277 21,123 602,891 2,798,922 11,220 603,598 602,121 2,203,720 2,277 3,422,936 317,101 1,442,158 1,759,259 317,101 1,442,158 1,759,259 11,220 603,598 919,222 3,645,878 2,277 5,182,195 270,204 462,918 20,746 10,094 763,962 $270,204 $462,918 $20,746 $10,094 $763,962 CITY OF SAN RAFAEL INTERNAL SERVICE FUNDS COMBINING STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET ASSETS TUNE 30, 2007 Building Employee Liability Workers' Dental Maintenance Benefits Insurance Compensation Insurance Total - OPERATING REVENUES Charges for current services $71,530 $1,216,238 $1,381,600 $1,897 531 $422,003 $4,988,902 Other operating revenues 1,444,298 110,309 60,986 6,727 1,622,320 Total Operating Revenues 71,530 2,660,536 1,491,909 1,958,517 428,730 6,611,222 OPERATING EXPENSES Insurance premiums and claims 2,004,298 3,093,351 426,702 5,524,351 Maintenance and repairs 540,412 540,412 General and administrative 12,554 2,563,742 2,576,296 Total Operating Expenses 552,966 2,563,742 2,004,298 3,093,351 426,702 8,641,059 Operating Income (Loss) (481,436) 96,794 (512,389) (1,134,834) 2,029 (2,029,837) NONOPERATING REVENUES (EXPENSES) Investment income 11,687 31,311 146,218 815 190,031 Total Nonoperating Revenues (Expenses) 11,687 31,311 146,218 815 190,031 Net income (loss) before transfers (469,749) 96,794 (481,078) (988,616) 2,843 (1,939,806) Transfers in 190,000 196,456 386,456 Transfers out (29,500) (29,500) Change in Net Assets (308,249) 96,794 (284,622) (988,616) 2,843 (1,491,850) NET ASSETS, BEGINNING OF YEAR 578,453 366,124 284,622 1,009,362 7,251 2,245,812 NET ASSETS, END OF YEAR $270,204 $462,918 $20,746 $10,094 $763,962 97 CITY OF SAN RAFAEL INTERNAL SERVICE FUNDS COMBINING STATEMENT OF CASH FLOWS FOR THE YEAR ENDED JUNE 30, 2007 Building Employee Liability Workers' Dental Maintenance Benefits Insurance Compensation Insurance Total CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers/other funds $71,530 $1,073,211 $1,391,600 $1,897,531 $422,003 $4,845,875 Cash payments to suppliers for goods and services (569,395) (2,700,976) (1,595,989) (2,352,484) (424,425) (7,643,269) Other operating revenues 1,444,298 110,309 60,986 6,727 1,622,320 Cash Flows from Operating Activities (497,865) (183,467) (104,080) (393,967) 4,305 (1,375,074) CASH FLOWS FROM NONCAPITAL _ FINANCING ACTIVITIES Interfund receipts I61,500 183,467 196,456 541,423 Cash Flows from Noncapital Financing Activities 161,500 183,467 196,456 541,423 CASH FLOWS FROM INVESTING ACTIVITIES Investment received 11,687 31,311 146,218 815 190,031 Cash Flows from Investing Activities 11,687 31,311 146,218 815 190,031 Net Increase (Decrease) in cash and cash equivalents (324,678) 123 687 (247,749) 5,120 (443,620) - CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR 606,102 795,535 3,914,373 7,251 5,323 261 CASH AND CASH EQUIVALENTS, END OF YEAR $281,424 $919,222 $3,666,624 $12,371 $4,879,641 - Reconciliation of operating income (loss) to net cash '.. provided by operating activities: Operating income (loss) (481,436) 96,794 (512,389) (1,134,834) 2,028 (2,029,837) Net change in assets and liabilities: Accounts receivable (143,027) (143,027) Accounts payable (16,429) (137,234) (62,651) (162) 2,277 (214,199) Claims payable 470,960 741,029 1,211,989 Net Cash Provided by (Used in) Operating Activities ($497,865) ($183,467) ($104,080) ($393,967) $4,305 ($1,175,074) 98 _I