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HomeMy WebLinkAboutFY2008-09 CAFRFor the Fiscal Year Ended June 307 2009 City of San Rafael, California P.O. Box 151560 1400 Fifth Avenue San Rafael, California 94915-1560 Prepared by the Finance Department Cindy Mosser, Finance Director/City Treasurer This Page Left Intentionally Blank airt CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE FISCAL YEAR ENDING DUNE 307 2009 The newly renovated mall at Northgate This Page Left Intentionally Blank San Rafael's weekly Downtown Farmers Market This Page Left Intentionally Biank CITY OF SAN RAFAEL, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT For the Year Ended June 30, 2009 Table of Contents INTRODUCTORY SECTION TABLE OF CONTENTS Letterof Transmittal............................................................................................................................................ i MissionStatement v .............................................................................................................................................. CityCouncil....................................................................................................................................................... vi LocationMap....................................................................................................................................................vii Organization Chart FINANCIAL SECTION Independent Auditor's Report on Basic Financial Statements..................................................................1 Management's Discussion and Analysis........................................................................................................ 3 Basic Financial Statements: Government -wide Financial Statements: Statementof Net Assets......................................................................................................................17 Statementof Activities........................................................................................................................18 Fund Financial Statements: Major Governmental Funds: BalanceSheet.................................................................................................................................. 22 Balance Sheet -Reconciliation of Governmental Fund Balances to Net Assets of Governmental Activities...................................................................................... 23 Statement of Revenues, Expenditures, and Changes in Fund Balances ........................................ 24 Reconciliation of the Net Change in Fund Balances -Total Governmental Funds with the Statement of Activities....................................................................................... 25 Proprietary Funds: Statementof Net Assets.................................................................................................................. 28 Statement of Revenues, Expenses, and Changes in Fund Net Assets ........................................... 29 Statementof Cash Flows................................................................................................................. 30 CITY OF SAN RAFAEL, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT For the Year Ended June 30, 2009 Table of Contents FINANCIAL SECTION (Continued) Notes to Basic Financial Statements........................................................................................................ 31 Required Supplementary Information: Schedules of Revenues, Expenditures and Changes in Fund Balances —Budget and Actual - Budgetary Basis GeneralFund................................................................................................................................... 68 Traffic and Housing Mitigation Special Revenue Fund................................................................. 69 Gas Tax Special Revenue Fund...................................................................................................... 70 Supplementary Information: Schedule of Revenues, Expenditures and Changes in Fund Balances —Budget and Actual - Budgetary Basis Redevelopment Agency Capital Projects Fund.............................................................................. 71 Non CombiningBalance Sheet................................................................................................................... 78 Combining Statement of Revenues, Expenditures, and Changes inFund Balance........................................................................................................................... 84 Budgeted Non -major Government Funds: Combining Schedule of Revenues, Expenditures, and Changes in Fund Balance — Budget and Actual......................................................................... mass.. 90 Internal Service Funds: Combining Statement of Net Assets.................................................................................................102 Combining Statement of Revenues, Expenses and Changes in Net Assets....................................103 Combining Statement of Cash Flows...............................................................................................104 CITY OF SAN RAFAEL, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT For the Year Ended June 30, 2009 Table of Contents STATISTICAL SECTION Financial Trends: Net Assets by Component —Last Seven Fiscal Years......................................................................109 Changes in Net Assets —Last Seven Fiscal Years ............................................................................110 Changes in Fund Balance of Governmental Funds —Last Ten Fiscal Years....................................116 Revenue Capacity: Assessed and Estimated Actual Value of Taxable Property —Last Eight Fiscal Years ...................118 Property Tax Rates -All Direct and Overlapping Governments— Last Ten Fiscal Years ................119 Debt Capacity: Ratio of Outstanding Debt by Type —Last Ten Fiscal Years...........................................................122 Computation of Direct and Overlapping Debt..................................................................................123 Computation of Legal Bonded Debt Margin— Last Eight Fiscal Years............................................124 Revenue Bond Coverage Parking Facility —Last Ten Fiscal Years.................................................125 Redevelopment Pledged Revenue Coverage....................................................................................126 Demographic and Economic Information: Demographic Statistics —Last Ten Fiscal Years..............................................................................127 Principal Employers —Fiscal Year 2008-2009.................................................................................128 Operating Information: Full -Time Equivalent City Government Employees by Function —Last Ten Fiscal Years.................................................................................................................129 Operating Indicators by Function/Program —Last Ten Fiscal Years...............................................13 0 Capital Asset Statistics by Function/Program —Last Ten Fiscal Years...........................................132 This Page Left Intentionally Blank C1 TY OF r February 23, 2010 Honorable Mayor, Members of the City Council and Residents of San Rafael: Mayor Albert J. Boro Council Members Greg Brockbank Damon Connolly Barbara Heller Marc Levine The Comprehensive Arrzlual Financial Repoz•t (CAFR} of the City of San Rafael for the year ended June 30, 2009, is hereby submitted as mandated by both local ordinances and State of California statutes. These ordinances and statutes require that the City of San Rafael annually issue a report on its financial position and activity, and that an independent firm of certified public accountants audits this report. Responsibility for both the data accuracy, and the completeness and fairness of the presentation, rests with management. To the best of our knowledge and belief, the data presented is accurate in all material respects and is reported in a manner that presents fairly the financial position and results of operations of the various funds and component units of the City of San Rafael. The financial statements are prepared in accordance with Generally Accepted Accounting Principles as promulgated by the Governmental Accounting Standards Board (GASB) and include the report of the independent certified public accounting firm, Maze and Associates Accountancy Corporation. Further, the CAFR is prepared in accordance with procedures and policies set by the Government Finance Officers Association. The analysis of the financial condition and the result of operations are in the Management's Discussion and Analysis document in the financial section. The CAFR is organized into three sections: 1. Introductory section, which is unaudited, includes this letter of trarasrnittal, an organizational chart and a list of the City of San Rafael's elected and appointed officials. 2. Financial section includes the general-purpose financial statements, related footnote disclosures, and the combining and individual fiend and account group financial statements and schedules, as well as the independent auditors' report. 3. Statistical section, which is unaudited, includes selected fzznancial and demographic information, presented on a multi -year basis. Generally, ten-year data is presented for expenditures, revenues, assessed valuation for local properties and construction activity. REPORTING ENTITY —PROFILE OF THE GOVERNMENT The City of San Rafael provides a full range of municipal services required by statute or charter, namely: Fire, Police, Cornrrzunity Development {encompassing Building, Planning and Code Enforcement}, Public Works, Community Services (both Recreation and Child Care programs), Redevelopment, Library and Management Services. The City Council is financially accountable for the San Rafael Redevelopment Agency and the San Rafael Joint Powers Financing Authority. These entities are considered blended component units and are combined with the City's figures in this report. The San Rafael Sanitation District is a discretely presented component unit of the City of San Rafael and is presented independent of City financial information. For a further explanation of these entities, refer to Footnote No. I in the Financial Section of the CAFR. CAFR TRANSMITTAL LETTER The City participates in various organizations through formally organized and separate entities established under the Joint Exercise of Powers Act of the State of California. As separate legal entities, these agencies exercise full powers and authorities within the scope of the related Joint Powers Agreement including the preparation of annual budgets, accountability for all funds, and the power to make and execute contracts. Obligations and liabilities of the separate entities are not those of the City. For a further explanation of these separate entities, refer to Footnote No. 12 in the CAFR. The Mission San Rafael Archangel was founded in 1817. San Rafael was incorporated in 1874 and became a charter city in 1913 by vote within the City. The City Council is composed of five members; four are elected at large to four-year terms. The mayor is elected separately to a four-year term. I he City currently has a land area of 22 square miles that includes 17 square miles of land and five of water and tidelands. San Rafael's population in 2009 was 58,363. The City of San Rafael is located 17 miles north of San Francisco in Marin County. Protected by its Mediterranean like setting along the shores of the San Francisco Bay, the City enjoys a mild climate year round. As the County seat, San Rafael is considered the commercial, financial and cultural and civic hub of Marin County. Abundant recreational facilities are available in and around the San Rafael area. In addition to the City's cultural, park and recreational resources, there are other attractions that include Muir Woods, five State parks, the San Francisco area, Oakland and the nearby wine country. Each year business merchants and the SRDA sponsor comrmunity events, including tl�e Classic Car Parade, Farmers' Market, Winter Wonderland, Italian Street Painting Festival and the Parade of Lights. San Rafael is home to Marin County's cultural activities. Marin Center presents numerous ballets, concerts and speaking engagements. The Falkirk Cultural Center provides art exhibits and children's programming. ECONOMIC COND�TIUN San Rafael is a regional ermployrment center. The number of jobs within the City exceeds the number• of employed residents. Our diversified economic mix includes high-tech, financial, service based, entertainment and industrial businesses. Even with this diversity, the City finds itself struggling with a multi -million dollar deficit, resulting from a down economy rooted in high unemployment, vacant commercial properties, and a stagnant real estate market. Financial performance and the short term outlook is not getting any brighter in the current (2009-2010) fiscal year. Sales taxes have been down for four straight quarters. Property taxes remains relatively flat. The fixture continues to look troubling as staff and the City Council peer into the future. The State of California budget deficit was targeted at $21 billion as of December 2009. The current severe recession continues to have an extreme negative impact on the City's budget. In the past two years, the City Council has taken actions to reduce the General Fund budget by over $5 million. Actions implemented produced a multitude of cost savings and revenue enhancements primarily outlined in a Recession Action Plan and Economic Vitality Plan. Work furloughs, and early retirement program, hiring freeze, position eliminations including layoffs, and deferrals of contractual salary increases are some of the actions taken to reduce the deficit. ii CAFR TRANSMITTAL. LETTER The 2009-2011 budget cycle looks to be another financial challenge. With a continued flat economy (and no real recovery expected until at least late 2011) and the State fiscal fiasco, the community and City Council will be spending countless hours over the next few months reviewing options and looking at ways of maintaining core services. Employee and community involvement will play a key role in determining how the City's financial future is shaped. Demographic Data A sampling of demographic information is provided to give the user an understanding of the character and diversity that make San Rafael an exceptional place to live and work. C^1 Economic development organizations in San Rafael include the Redevelopment Agency, Business Improvement District, Chamber of Commerce and the Marin County Economic Commission. C^7 San Rafael's population rate grew at about 0.5% per annum from 2000 (56,063) to 2009 (58,363). E Unemployment rates for 2009 were 9.6% (2008 was 59%) for the City and 8.1% countywide. IE Countywide office vacancy rates rose dramatically to 24.5% for 2009, a dramatic increase from the 16.0% levels for 2008. E Median office rents in Central San Rafael were $2.75 per square foot; in North San Rafael the rate averaged $2.45. IE Median industrial space rents averaged $0.95 per square foot for San Rafael. IE Major shopping areas, as measured in available retail square footage, include the Downtown corridor (938,000 aggregate), the Mall at Northgate (725,000), Montecito Center (130,000) and Northgate One (113,900). o Total Marin County land acreage of 388,352 breaks down as 55,424 in waterways, 128,519 for public use, 23,241 subject to exemption, 97,615 contract restricted (open space and agriculture), and 83,913 as developed. The latter category denotes only 22% of all acreage is used for development. E Several hotels and motels support tourism activity, led by 235 roam facilities for both the Embassy Suites and Four Points Sheraton. Citywide, the total number of hotel roams is 803. ES Home buying and apartment rentals continue to be a challenge both in San Rafael and Marin County. Mean household incomes in San Rafael are $78,680 as of 2008, but less than 30% can afford to buy a median priced home. Rents for one bedroom apartments range from $80041,900, while two bedroom apartments go for $1,075 to $2,000. MAJOR INITIATIVES Current Year Proiects. Accorxrplislunents and Service Efforts The City Council adopted aone-year budget in July of 2009 for the 2009-2010 fiscal year. These objectives support Department goals, the City Council's five-year goals, and our Mission Statement. Progress reports are provided to the City Council and comrrrunity at six-rnantlr intervals during the year budget. San Rafael's fiscal practices are codified in the City's Financial Management Policies. The Policies were adopted to manage current and Iong-term financial resources, allow for adequate controls, and most importantly, to encourage input and participation in the City's financial affairs. iii CAFR TRANSMITTAL LETTER FINANCIAL INFORMATION The City's Management Team is responsible for establishing and maintaining internal controls to ensure that the City's assets are adequately protected from loss, theft or misuse. In addition, management controls should ensure that proper accounting data is collected so as to prepare reports in conformance with generally accepted accounting principles. Internal accounting controls are designed to provide reasonable, but not absolute, assurance regarding: (1) the safeguarding of assets against loss from unauthorized use or disposition; and (2) the reliability of financial records for preparing financial statements and maintaining accountability for assets. The concept of reasonable assurance recognizes that the cost of a control should not exceed the benefits likely to be derived. All internal control evaluations occur within the above framework. We believe the City's internal accounting controls adequately safeguard assets and provide reasonable assurance that financial transactions are properly recorded. Budget Controls -The City develops a budget based upon Council priorities and Department objectives. The Finance Department maintains a traditional line item budget by major function. Budget control is accomplished at the functional or division level within each fund. This budget creates a comprehensive management and fiscal system aimed at achieving the objectives of each operating level consistent with those that have been set for the community by the City Council. Each department director is responsible for accomplishing goals within his or her functional area and monitoring the use of their budget allocations consistent with policies set by the City Council and monitored by the City Manager, OTHER INFORMATION Independent Audit -the Charter of the City of San Rafael requires an annual audit of the City's financial records and transactions by an independent certified public accounting firm. This year, the accounting firm of Maze and Associates Accountancy Corporation performed the audit. The audit requirement has been met and the auditors' opinion has been included in this report. Acknowled ig Went -The preparation of this document was accomplished through the diligent, dedicated efforts of the Finance Department's staff Appreciation goes to Van Bach, Accounting Supervisor, Helen Yu, Accountant, and Carl Tregner, Accountant. All of these top-notch employees were instrumental in coordinating the annual audit in a timely and professional manner. Also, Sylvia Gonzalez, the City Manager's Administrative Assistant, helped assemble the City's Comprehensive Annual Financial Report. Lastly, staff support by the Mayor and City Council Members, with an emphasis on community focus and customer service, has allowed the Finance Department to bring professional level financial leadership and management home to San Rafael. Staff expects to continue producing high quality products, including award winning annual financial reports. The City Council's openness to change and support in planning and conducting the operations of the City in a responsible, progressive manner empowers staff to achieve important goals through a commitment to excellence, professionalism and community interest. ' Cindy Mosser Finance Director iv Gfirt MISSION STATEMENT The Mission of the City of San Rafael is to enhance the quality of life and to provide for a safe, healthy, prosperous and livable environment in partnership with the community. VISION STATEMENT Our vision for San Rafael is to be a vibrant economic and cultural center reflective of our diversity, with unique and distinct neighborhoods in a beautiful natural environment, sustained by active and informed residents and a responsible innovative local government. January 1996 Albert J. Boro, Mayor Barbara Heller, Vice- Mayor Greg Brockbank, Council Member Damon Connolly, Council Member Cyr N. Miller, Council Member u Girt City Officials City Council Albert J. Borg, Mayor Barbara Heller, VMayor Greg Brockbank, Council Member Damon Connolly, Council Member Cyr N . Miller, Council Member Elected Officials Rob F. Epstein, City Attorney Esther Beirne, City Clerk Management Team Ken Nordhoff, City Manager Jim Schutz, Assistant City Manager / Management Services Director Nancy Mackle, Deputy City Manager / Economic Development Director Terri Hardesty, Assistant to the City Manager Eric Davis, Deputy City Attorney Lisa Goldfien, Deputy City Attorney Bob Brown, Community Development Director Carlene McCart, Community Services Director Cindy Mosser, Finance Director Christopher Gray, Fire Chief Leslie Loomis, Human Resources Director David Dodd, Library Director Matthew Odetto, Police Chief Parviz Mokhtari, Interim Pubic Works Director vi Vll co U m c 0 N c c6 2) U C a) a) U C � C_ d LL � N U .O J O l L 70 C c '0 a) a � E o OE o aa) m 0 Uo m 7 'L a) 1�ZN (n `U 0) �L) 0 0 U E cc E W �U U� c a" = > u' C U � Q a� U � O (p aani 0 0 C: c c m O T Q U a) c � � E oQ a - c 0 m o m w aa) U r) � c m � N c a1 N cucu _ a . viii i L I � 11_ LLw San Rafael Corporate Center This Page Left Intentionally Blank ACCOUNTANCY CORPORATION 3478 Buskirk Ave. -Suite 215 Pleasant Hill, California 94523 (925) 930-0902 • FAX (925) 930-0135 INDEPENDENT AUDITOR'S REPORT maze@mazeassociates.com ON BASIC FINANCIAL STATEMENTS www.mazeassociates.com To the Honorable Mayor and Members of the City Council City of San Rafael, California We have audited the financial statements of the governmental activities, the business -type activities, each maj or fund, and the aggregate remaining fund information of the City of San Rafael as of and for the year ended June 30, 2009, which collectively comprise the City's basic financial statements as listed in the Table of Contents. These financial statements are the responsibility of the City's management. Our responsibility is to express an opinion on these financial statements based on our audit. We did not audit the component unit financial statements of the San Rafael Sanitation District (District), which represents 13% and 11% of the assets and revenues and 4% and 9% of liabilities and expenses of the reporting entity, respectively. These component unit financial statements were audited by other auditors, whose report thereon has been furnished to us. Our opinion, insofar as it relates to the amounts included for this entity, is based solely on the report of these other auditors. We conducted our audit in accordance with generally accepted auditing standards in the United States of America and the standards for financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance as to whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the Financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion the basic financial statements referred to above present fairly, in all material respects, the financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of San Rafael as of June 30, 2009 and the respective changes in the financial position and cash flows, where applicable, thereof for the year then ended, in conformity with generally accepted accounting principles in the United States of America. In accordance with Government Auditing Standards, we have also issued our report dated October 30, 2009 on our consideration of the City of San Rafael's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over Financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. As described in Note 11, the City implemented the provision of GASB Statement No. 45, Accounting and Financial Reporting by Employers for Postemployment Benefits Other Than Pensions. A Professional Corporation Management's Discussion and Analysis and Budget and Actual schedules for the General Fund, Traffic and Housing Mitigation Special Revenue Fund and Gas Tax Special Revenue Fund are not a required part of the basic financial statements but are supplementary information required by the Government Accounting Standards Board. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit this information and express no opinion on it. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the basic financial statements. The supplemental information listed in the Table of Contents is presented for purposes of additional analysis and is not a required part of the basic statements of the City A San Rafael. This information has been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, is fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory section listed in the Table of Contents have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on them. # al e� October 30, 2009 2 Management's Discussion and Analysis Fiscal Year Ended June 30, 2009 This analysis m the City of San Rafael's (City) financial performance provides an overview of the City's financial activities for the fiscal year ended June 30, 2009. Please read it in conjunction with the basic financial statements and the accompanying notes to those basic financial statements. FINANCIAL HIGHTLIGHTS Government -Wide Highlights: Net Assets - The assets of the City exceeded its liabilities at fiscal year ending June 30, 2009 by $216.9 million. Of this amount, $1.2 million was reported as "unrestricted net assets' and may be used to meet the government's ongoing obligations to citizens and creditors. Expense Activities -During the fiscal year the Cit�s total revenues ($93.1 million), which is less than expenses for governmental and businessAype activities ($96.6 million) by $3.5 million. Excluding Depreciation (non -cash expense of $7.7 million), collected revenues were $4.2 million above expenses. Changes in Net Assets -The City's total net assets decreased by $3.50 million in fiscal year 2009. Net assets of governmental activities decreased by $4.08 million, while net assets of the business type activities increased by $.58 million. Fund Highlights: Governmental Funds - Fund Balances- As of the close of fiscal year 2009, the City's governmental funds reported combined ending fund balances of $31.5 million, a decrease of $3.1 million from the prior year. Of this total amount, $18.9 million represents reserved fund balances and $1.7million is designated. General Fund -The fund balance of the general fund on June 30, 2009 was $3.9 million, a decrease of $2.3 million from the prior year. $2.2 million was held in reserve, and $1.7 million is designated to meet our 10% reserve requirement as defined by the City's Financial Management Policies. Long -Term Debt: The City's total outstanding debt decreased by $2.6 million (6.0 percent) during the fiscal year, which reflects payment on redevelopment debt, court fine repayment note, and capitalized lease obligations. OVERVIEW OF FINANCIAL STATEMENTS This discussion and analysis is intended to serve as an introduction to the City's basic financial statements, which are comprised of three components: 1) Government -Wide Financial Statements, 2) Fund Financial Statements, and 3) Notes to the Basic Financial Statements. The basic financial statements include the City (primary government) and all legally separate entities (component units) for which the government is financially accountable. The City's component units consist of the following: The Redevelopment Agency of the City of San Rafael (Agency) and the San Rafael Joint Powers Financing Authority (Authority). These component units are, for practical purposes, departments of the City and have been included in the basic financial statements as an integral part of the primary government using the blended method. This report also contains other supplementary information in addition to the basic financial statements for further information and analysis. Management's Discussion and Analysis Fiscal Year Ended June 30, 2009 Government -Wide Financial Statements The Government -Wide Financial Statements present the financial picture of the City and provide readers with a broad view of the City's finances. These statements present governmental activities and business - type activities separately and include all assets of the City (including infrastructure) as well as all liabilities (including long-term debt). Additionally, certain interfund receivables, payables and other interfund activity have been eliminated as prescribed by Government Accounting Standards Board (GASB) Statement No. 34. The Statement of Net Assets and the Statement of Activities and Changes in Net Assets report information about the City as a whole and about its activities. These statements include all assets and liabilities of the City using the accrual basis of accounting, which is similar to the accounting used by most private -sector companies. All of the current years revenues and expenses are taken into account, regardless of when cash is received or paid. The Statement of Net Assets presents information on all of the City's assets and liabilities, with the difference between the two reported as net assets. Over time, increases in net assets may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The Statement of Activities and Changes in Net Assets presents information showing how the City's net assets changed during the year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of timing of related cash flows. In the Statement of Net Assets and the Statement of Activities and Changes in Net Assets, we separate the City activities as follows: Governmental Activities —Most of the City's basic services are reported in this category, including Public Safety, Public Works and Parks, Community Development and Economic Development, Cultural and Recreation and Government Administration (finance, human resources, legal, City Clerk and City Manager operations). Property, sales and use taxes, user fees, interest income, franchise fees, hotel taxes, business license and property transfer taxes, plus state and federal grants finance these activities. Business -Type Activities —The City charges a fee to customers to cover all or most of the costs of certain services it provides. The Cit�s Parking Services program is reported as abusiness-type activity. Discretely Presented Component Units -The government -wide financial statements include not only the City itself (known as the primary government), but also a legally separate entity, the San Rafael Sanitation District for which the City is financially accountable. Financial information for the San Rafael Sanitation District is reported separately from the financial information presented for the primary government itself. The government -wide financial statements can be found on pages 17 through 19 of this report. Fund Financial Statements and Major Component Unit Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance -related legal requirements. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. n Management's Discussion and Analysis Fiscal Year Ended June 30, 2009 The fund financial statements provide detail information about each of the City's most significant funds, called Major Funds. The concept of Major Funds, and the determination of which are major funds, was established by ASB Statement 34 and replaces the concept of combini Gng like funds and presenting them in total. Instead, each Major Fund is presented individually, with all Non -major Funds summarized and presented in a single column. Further detail on the Non -major funds is presented on pages 78 through 99 of this report. Governmental Funds -Governmental funds are used to account for essentially the same functions reported as governmental activities in the government wide financial statements. However, unlike the government wide financial statements, governmental fund financial statements focus on near -term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term financial capacity. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for government funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long-term impact of the government's near -term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. These reconciliation's are presented on the page immediately following each governmental fund financial statement. The City has thirty-one governmental funds, of which four are considered major funds for presentation purposes. Each major fund is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances. The City's four major funds are - the General Fund, Redevelopment Agency Capital Projects, Gas Tax, and Traffic and Housing Mitigation. Data from the other twenty-seven governmental funds are combined into a single, aggregated presentation. The basic governmental fund financial statements can be found on pages 22 through 25 of this report. Individual fund data for each of these non -major governmental funds is provided in the form of combining statements on pages 78 through 99 of this report. Proprietary Funds -The City maintains two different types of proprietary funds -enterprise funds and internal service funds. Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City uses an enterprise fund to account for its Parking Services program. Internal service funds are used to accumulate and allocate costs internally among the City's various functions. The City uses internal service funds to account for its fleet of vehicles, building maintenance, radio systems, telephone systems, personal computer replacement program, self-insurance for worker's compensation, dental, public liability, and employee benefits programs. Because these services predominantly benefit governmental rather than business -type functions, they have been included within governmental activities in the governmental -wide financial statements. Proprietary funds provide the same type of information as the government -wide financial statements, only in more detail. Like the government -wide financial statements, proprietary fund financial statements use the accrual basis of accounting. There is no reconciliation needed between the government -wide financial statements for business -type activities and the proprietary fund financial statements. The basic proprietary fund financial statements can be found on pages 28 through 30 of this report. 5 Management's Discussion and Analysis Fiscal Year Ended June 30, 2009 Notes to the Financial Statements The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. The notes to the financial statements can be found on pages 31 through 63 of this report. Required Supplementary Information In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information. It contains budgetary comparison statements for the major funds (general, redevelopment agency capital project, gas tax, and traffic and housing mitigation). Required supplementary information can be found on pages 68 through 71 of this report. GOVERNMENT -WIDE FINANCIAL ANALYSIS Statement of Net Assets Net assets are a good indicator of the City's financial position. During this fiscal year, net assets of the City were $216.9 million, which is a decrease of $3.5 million from the prior year. The following is the condensed Statement of Net Assets for the fiscal years ended June 30, 2008 and 2009. City of San Rafael Statements of Net Assets June 30, (Amounts in Millions) Governmental Activities Increase 2009 Assets: Current assets $ 40.0 Capital assets, net 214.4 Total assets 254A Liabilities: Current liabilities 9.1 Long-term liabilities 41.5 Total liabilities 50.6 Net Assets: Invested in capital assets, net of related debt Restricted 25.7 Unrestricted (0.7) Total net assets �rE:l~i 2008 (Decrease) $ 45.9 $ (5.9) 214.9 (0.5) 260.8 (6.4) 10.1 (1.0) 42.9 53.0 (2.4) 176.7 2.0 4.3 (5.0) $ 207.8 $ (4.1) Business -Type Activities Increase 2009 2008 (Decrease) $ 2.3 $ 2.7 $ (0.4) 18.2 17.3 0.9 2095 20.0 0.5 0.3 0.3 - TO 7.1 (0.1) 7.3 7.4 (0.1) 11.3 10.1 1.2 1.9 2.5 (0.6) $ 13.2 $ 12.6 $ 0.6 C Management's Discussion and Analysis Fiscal Year Ended June 30, 2009 At June 30, 2009, the largest portion of net assets (87.6 percent) consists of the City's investment in capital assets net of related debt. This component portrays the total amount of funds required to acquire those assets less any related debt used for such acquisition that is still outstanding. The City uses these capital assets to provide services to citizens. The increase in total net assets from 2007-2008 to 200&2009 is largely attributable to a netting of capital assets acquisition against depreciation expense for the year. Total depreciation for this current year was $7.7 million, while capital asset acquisition totaled $8.5 million, leaving a net increase of $0.8 million. The capital assets of the City are not sources of income for repayment of debt as most assets are not revenue generating and generally are not liquidated to repay debt. Therefore, debt service payments are funded from other sources available to the City. A portion of the City's net assets (11.9 percent) is subject to restrictions imposed by external parties and their use is determined by those restrictions and agreements. The remainder of net assets, $1.2 million, may be used to meet the City's ongoing operations. For the year ended June 30, 2009, the City reported positive balances of net assets in capital and restricted net assets for governmental activities. BusinessAype activities reported positive net assets in capital and unrestricted net assets. II Management's Discussion and Analysis Fiscal Year Ended June 30, 2009 Statement of Activities The following is the condensed Statement of Activities and Changes in Net Assets for the fiscal years ended June 30, 2009 and 2008: Governmental Activities 2009 Revenues: Program revenues $ 31.4 General revenues 57.1 Total revenues 88.5 Expenses 93.0 Change in net assets before transfers (4.5) Transfers 0.4 Net Assets: Begun mg, as restated 207.8 Ending $ 2017 Governmental Activities: 11: 62.8 89.7 0.3 207.5 $ 207.8 (Amounts in Millions) Increase (Decrease) $ 4.5 (5.7) (1.2) 3.3 Business -Type Activities 2009 2008 0.1 0.1 4.6 3.6 1.0 12.6 4.3 3.3 1.0 Increase (Decrease) $ 0.3 0.3 0.3 (0.0) 'The City's governmental activities decreased net assets by $4.1 million, which represents a 2.0% increase from last year. Key elements of this change were as follows: Revenue highlights: • Property Tax revenues decreased by $0.2 million or 1.0 percent in 2009. The decrease includes $778,000 for the SB418 settlement amount for excess Educational Revenue Augmentation Fund (ERAF). • Sales tax decreased by $3.8 million or approximately 14.7 percent compared to fiscal year 2008. • Motor vehicles revenues decreased by $59,000 or 23 percent. Transient Occupancy Tax revenues decreased by $284,000 or 14 percent. Property Transfer Tax revenues decreased by $604,000 or 47 percent. CITY OFSANRAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2009 Governmental Activities - Revenues: Governmental Activities Revenues By Source June 30, 2009 ■Property Taxes 9-°/ ■Sales Taxes 23% Governmental Activities -Expenses: Governmental Activities Expenses by Function June 30, 2009 9% C� 25 6% ❑Other Taxes ❑Charges for Services ■Miscellaneous ❑Grants and Contributions ■Investment Earnings ■General Government ■Public Safety ❑Public Works and Parks ❑Community Development ■Culture and Recreation ■Debt Service Total expenses for governmental activities were $91.0 million (not including interest on long-term debt of $2.0 million). Program revenues offset total expenditures as follows: • Those who directly benefited from programs contributed $20.6 million in charges for services. • A total of $7.3 million in capital projects was funded by outside agencies through capital grants and contributions. As a result, total expenses that were funded by tax revenues; investment income and other general revenues were $63.2 million. Functional expenses for the years ended June 30, 2009 were as follows: Management's Discussion and Analysis Fiscal Year Ended June 30, 2009 Expenses by Function For the fiscal year ended June 30, 2009 Function Amount Percent of Total General Government $ 8,075,344 Public Safety 4237083538 Public works and parks 231036,677 Community development 5,7595171 Culture and recreation 115505,896 Interest on Debt Total Expenses Business -Type Activities: 1,907,229 $ 9239923855 12.4% 2.1 100.0% Net assets for business -type activities were $13.2 million, a $0.6 million increase from the prior fiscal year. Parking services is the City's only business type activity and income is derived from program revenues of $4.5 million. Program revenues include parking meter coin at $1.4 million, and parking garage hourly parking at $0.8 million. Revenues also include parking and non -vehicle code fines totaling $2.1 million. Total expenses for parking services were $3.6 million during fiscal year 2008-2009. FINANCIAL ANALYSIS OF INDIVIDUAL FUNDS Governmental Funds The focus of the City's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is use in assessing the City's financial capacity. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $31.5 million. Approximately, $12.6 million of this amount constitutes unreserved and undesignated fund balance, which is available for spending at the government's discretion. The remainder of fund balance is reserved to indicate that it is not available for spending because it has already been legally committed. General Fund -The General Fund is the primary operating fund of the city. At the end of the current fiscal year, unreserved fund balance of the general fund was $1.7 million, while total fund balance reached $3.9 mi]ion. $1.7 million is held as part of the 10 percent designated unreserved for emergencies and cash flow cycles as defined in San Rafael's Financial Management Policies. As a measure of the general fund's liquidity, it may be useful to compare both unreserved fund balance and total fund balance to total fund expenditures. Unreserved fund balance represents 3 percent of total general fund expenditures including transfers out, while total fund balance represents 7 percent of that same amount. The available fund balance in the City's General Fund decreased by $2.3 million compared to the 2008 fiscal year. This decrease resulted from: 10 Management's Discussion and Analysis Fiscal Year Ended June 30, 2009 • Sales tax decreased by $3.8 million or approximately 14.7 percent compared to fiscal year 2008. • Expenditures increased with personnel costs mainly benefit costs leading the way. Redevelopment Agency Capital Project Fund -The Redevelopment Agency is responsible for assisting in the clearance and rehabilitation of areas determined to be in a declining condition in the City. The Agency's operations are funded primarily by the issuance of debt, which is expected to be repaid out of property tax increment revenue generated by increased in property assessed values in the redevelopment areas. The Redevelopment Agency Capital Project Fund was established to account for capital improvement projects related to the various redevelopment areas. At the end of fiscal year 2009, the reserved fund balance was $6.1 million, a decrease of $0.9 million from the prior year. Expenditures exceeded revenues by $0.94 million. The decrease is primarily related to decreased expenditures for capital improvement projects. A total of $5.8 million in fund balance as of June 30, 2009 was reserved for future capital project and housing programs. Proprietary Funds The City's proprietary funds provide the same type of information found in the goverrunent-wide financial statements, but in more detail. As discussed in the business -type activities previously, the City's net assets increased by $0.6 million as a result of operations in the Parking Services fund. GENERAL FUND BUDGETARY HIGHLIGHTS The final amended budget totaled $57.0 million, including an increase of $155,762 in appropriations to the originally adopted budget. During the year, however, revenues exceeded budgetary estimates and expenditures did not exceed the final budgetary estimate. Overall, expenditures exceeded revenues by $2.1 mon. The transfers out exceeded the transfers in by $0.2 million. 11 Management's Discussion and Analysis Fiscal Year Ended June 30, 2009 CAPITAL ASSETS AND DEBT ADMINISTRATION Capital Assets The City's investment in capital assets for its governmental and business -type activities as of June 30, 2009 amounts to $232.6 million, net of accumulated depreciation of $113.4 million. This investment in capital assets includes land, buildings, improvements, machinery and equipment, infrastructure and construction in progress. Infrastructure assets are items that are normally immovable and of value only to the City such as roads, bridges, streets and sidewalks, drainage systems, lighting systems and similar items. The total additions to the City's investment in capital assets for the current fiscal year was $8.5 million, offset by accumulated depreciation and retirements of $8.0 million, thereby equaling a net increase of $0.5 million. Major capital asset additions during the current fiscal included work in process Medway Canal Intersection Improvements, Third/Union Intersection Improvement, and Francisco Blvd. East Improvement. The City also purchased eleven vehicles, which included one Paint truck and one Street Sweeper. Capital Projects 4� Street Rehabilitation -West End project was completed in 2009. Additional information on the City's capital assets can be found in Note 5 on pages 45 through 47 of this report. Debt Administration As of June 30, 2009, the City had outstanding debt issues as listed below. Not included in the following table is the Community Facilities District No.1 Special Tax Bond, which is backed by property tax levies against property owners. The City has no obligation for these bonds. Certain specific revenues back each of the City's other bonds or General Fund lease payments and carry respectable ratings. The City's long-term obligations for the fiscal years 2009 and 2008 were as follows: Revenue Bonds Special Assessment Bonds Fax Allocation Bonds Court Fine Promissory note Redevelopment note Capitalized Leases Compensated Absences Total Outstanding Debt Governmental Business -Type Activities Activities Total 2009 2008 2009 2008 2009 Utz) $ 0.8 $ 7.0 $ 7.1 $ $ 35.8 37.5 - - 35.8 37.5 0.6 0.8 - - 0.6 0.8 0.2 0.2 - - 0.2 0.2 0.2 0.4 - At 0.2 0.4 4.5 4.5 0.2 0.1 4.7 4.6 $ 41.8 $ 44.2 $ 7.2 $ 7.2 $ 49.0 $ 51A Additional information on the City's long-term debt can be found in Note 6 on pages 48 through 52 of this report. 12 Management's Discussion and Analysis Fiscal Year Ended June 30, 2009 ECONOMIC CLIMATE AND NEXT YEAR'S BUDGET Many factors were considered in preparing the City's budget for fiscal year 2009-2010. In July, the budget was balanced with strategic remedies such as: o Deferring the replacement of all non -emergency fleet replacement, and moving the life cycle of each of our vehicles out one year. This results in the General Fund saving of $754,000. o Non -Safety Employee Furloughs of 5 percent of approximately $500,000 reduction in the General Fund. o Implementing a Voluntary Retirement Separation Program for approximately $900,000 reduction in the General Fund. o Reduction of force through a Layoff program for an approximate savings of $550,000 in the General Fund. o Elimination of a series of vacant positions permanently from the budget, totaling $1.3 million for next year. o Reset our projected (and required) Liability and Workers Compensation reserves, providing a one time General Fund relief of $500,000, The magnitude and depth of the current recession could not be projected for the rest of the fiscal year. This downturn in the economy impacts many City revenues. Our sales tax, the City's biggest tax revenue generator, faces a decline of eighteen percent with no relief in sight. The credit crisis instigated a slow down in the sale of property causing a reduction in the City's property transfer tax. The City's second largest tax generator is property tax. years, the assessed values of the properties rose slightly. Although property sales are not as strong as in previous The City's largest expenditure by far relates to personnel costs. Salaries and benefits are tied to the labor agreements with each bargaining group. Except for known increases in contractual obligations, the fiscal year 200&2009 baseline operating cost levels were maintained for fiscal year 2009-2010. Unfortunately, the City's revenues are not keeping up with the City's expenditures. Difficult decisions will be made in the coming months in order to achieve and maintain a balanced budget. REQUEST FOR INFORMATION This financial report is designed to provide our residents, businesses, customers, and investors and creditors with a general overview of the City's finances and to demonstrate the City's accountability for providing high quality services within the limits of our fiscal resources. If you have questions about this report or need additional financial information, contact the City of San Rafael - Finance Department, 1400 Fifth Avenue, Room 204, San Rafael, California 94901. 13 This page intentionally left blank CITY OF SAN RAFAEL STATEMENT OF NET ASSETS AND STATEMENT OF ACTIVITIES The Statement of Net Assets and the Statement of Activities summarize the entire City's financial activities and financial position. The Statement of Net Assets reports the difference between the City's total assets and the City's total liabilities, including all the City's capital assets and all its long-term debt. The Statement of Net Assets focuses the reader on the composition of the City's net assets, by subtracting total liabilities from total assets. The Statement of Net Assets summarizes the financial position of all the City's Governmental Activities in a sI ngle column, and the financial position of all the City's Business -Type Activities in a single column; these columns are followed by a total column which presents the financial position of the entire City. The City's Governmental Activities include the activities of its General Fund, along with all its Special Revenue, Capital Projects and Debt Service Funds. Since the City's Internal Service Funds service these Funds, their activities are consolidated with Governmental Activities, after eliminating inter -fund transactions and balances. The City's Business Type Activities include all its Enterprise Fund activities. The Statement of Activities reports increases and decreases in the City's net assets. It is also prepared on the full accrual basis, which means it includes all the City's revenues and all its expenses, regardless of when cash changes hands. This differs from the "modified accrual" basis used in the Fund financial statements, which reflect only current assets, current liabilities, available revenues and measurable expenditures. The Statement of Activities presents the City's expenses first, listed by program, and follows these with the expenses of its business -type activities. Program revenues —that is, revenues which are generated directly by these programs —are then deducted from program expenses to arrive at the net expense of each governmental and business -type program. The City's general revenues are then listed in the Governmental Activities or Business -type Activities column, as appropriate, and the Change in Net Assets is computed and reconciled with the Statement of Net Assets. Both these Statements include the financial activities of the City, the City of San Rafael Redevelopment Agency, and the San Rafael Joint Powers Financing Authority which are legally separate but are component units of the City because they are controlled by the City, which is financially accountable for their activities. The balances and the activities of the discretely presented component units of the San Rafael Sanitation District are included in these statements as separate columns. This Page Left Intentionally Blank CITY OF SAN RAFAEL STATEMENT OF NET ASSETS ASSETS Cash and investments available for operations (Note 2) Restricted cash and investments (Note 2) Receivables: Accounts Taxes Grants Interest Loans (Note 4) Internal balances (Note 3) Prepaid expenses and other Capital assets (Note 5): Nondepreciable Depreciable, net Total Assets LIABILITIES Accounts payable Deposits payable Interest payable Developer bonds payable Arbitrage payable Unearned revenue Due to other agency Claims payable (Note 13): Due in one year Due in more than one year Compensated absences (Note 11): Due in one year Due in more than one year Long-term debt (Note 6): Due in one year Due in more than one year Net OPEB liability (Note 11) Total Liabilities NET ASSETS (Note 8) Invested in capital assets, net of related debt Restricted for: Special revenue projects Capital projects Debt service Redevelopment projects Total Restricted Net Assets Unrestricted Total Net Assets JUNE 309 2009 Component Unit Primary Government San Rafael Governmental Business -Type Sanitation Activities Activities Total District $2950463503 $291875810 $3132349313 $1055959258 210863750 25086,750 476,291 25215,142 919770 2,3065912 3,3729875 3,372,875 2,080,365 2,080,365 143,879 1435879 1,790 993,224 993,224 (17,618) 173618 645334 64,334 53,562 8631063517 8,7435714 94,8505231 3,233,659 128,2691417 %474,923 137,7445340 25,37%291 2541361,388 20,515,835 274,877,223 39,739,851 1,949,025 113,606 2,062,631 597,049 1511812 151,812 3293379 813667 411,046 325642 376,548 376,548 25,127 259127 21%627 21%627 5,129 53129 2,400,000 2,400,000 1,316,971 1,316,971 840,577 14,276 854,853 3,739,220 150,691 3, 889,911 2,804,258 170,000 2,9743258 430,000 34,406,350 6,805,000 41,211,350 1,321,733 2,033,000 2,0335000 50,597,023 73335,240 57,932,263 2,3813424 1785744,119 11,243,637 18%987,756 26,878,536 14,433,572 3,361,760 2,936,860 4,989,039 25,721,231 14,433,572 3,361,760 2,936,860 4,98%039 445,439 25,721,231 445,439 (700,985) 1,936,958 1,235,973 10,034,452 $203,764,365 $13,180,595 $216,944,960 $37,358,427 See accompanying notes to financial statements 17 CITY OF SAN RAFAEL STATEMENT OF ACTIVITIES FOR THE YEAR ENDED JUNE 30, 2009 Functions/Programs Expenses Primary Government Governmental Activities: General government $8,075,344 Public safety 421708,538 Public works and parks 239036,676 Community development / redevelopment 5,7595171 Culture and recreation 111505,896 Interest on long-term debt 119073229 Total Governmental Activities Business -type Activities Parking services Total Business -type Activities Program Revenues Operating Capital Charges for Grants and Grants and Services Contributions Contributions $1,738,685 5,906,445 4,753,817 2,915,872 5,2535683 92,992,854 20,568,502 3,563,235 4,454,490 3,563,235 4,454,490 $90,105 1,031,801 15481,146 941,196 33544,248 $6,756,614 554,559 7,311,173 Total Primary Government $96,556,089 $25,022,992 $3,544,248 $7,311,173 Component Unit San Rafael Sanitation District $9,143,977 $10,567,647 General revenues: Taxes: Property Sales Paramedic Motor vehicles Transient occupancy Franchises Business licenses Other Investment earnings Miscellaneous Aid from other governmental agencies Transfers Total general revenues and transfers Change in Net Assets Net Assets, beginning of year Net Assets, end of year See accompanying notes to financial statements Net (Expenses) Revenues and Changes in Net Assets Component Primary Government Unit San Rafael Governmental Business -Type Sanitation Activities Activities Total District ($6,246,554) (35,7707292) (10,045,099) (2,2881740) (553113017) (17907,229) 61,568,931 ($6,246,554) (3537707292) (10,045,099) (2,2885740) (5,3113017) (I ,907,229) (61,568,931) $891,255 891,255 891,255 891,255 (61,568,931) 891,255 (60,677,676) $1,423,670 2139785859 21,978,859 855,511 215970,262 211970,262 31210,317 3,2103317 197,989 197,989 116783912 1,678,912 2,9413149 2,941,149 21405,934 21405,934 1,561,835 1,561,835 717,968 49,084 767,052 2065752 4611224 461,224 3,540 3815144 361J90 (3613190) 57,485,639 (4,083,292) (312,106) 57,173,533 15446,947 579,149 2073847, 657 (3,504,143) 238705617 220,449,103 34,487,810 $203,764,365 $13,180,595 $216,9443960 $37,358,427 19 This Page Left Intentionally Blank FUND FINANCIAL STATEMENTS Major funds are defined generally as having significant activities or balances in the current year. The funds described below were determined to be Major Funds by the City in fiscal 2009. Individual non -major funds may be found in the Supplemental section. Established to accounts for all financial resources and transactions except those required to be accounted for in other funds. TRAFFIC AND HOUSING MITIGATION FUND Established to maintain along -term developer deposits for major housing and street improvement projects. GAS TAX FUND Established to receive and expend the City's allocation of the State gasoline taxes. REDEVELOPMENT AGENCY CAPITAL PROJECTS FUND Established to account for the capital projects activities of the San Rafael Redevelopment Agency. 21 ASSETS Cash and investments available for operations (Note 2) Restricted cash and investments (Note 2) Receivables: Accounts Taxes Grants Interest Loans (Note 4) Due from other funds (Note 3A) Prepaid expenses Total Assets LIABILITIES AND FUND BALANCES Liabilities: Accounts payable Deposits payable Developer bonds payable Arbitrage payable Due to other funds (Note 3A) Deferred revenue Due to other agency Compensated absences (Note IJ) Total Liabilities Fund Balances (Note 8): Reserved for: Encumbrances Petty cash Project development Loans receivable Prepaid expense Debt service Court fine audit Assessment districts/open space Improvement projects Traffic and housing Unreserved, designated: Emergency and cash flow Unreserved, undesignated Special Revenue Funds Capital Projects Funds Debt Service Funds Total Fund Balances Total Liabilities and Fund Balances CITY OF SAN RAFAEL GOVERNMENTAL FUNDS BALANCESHEET JUNE 3012009 Redevelopment Traffic and Agency Other Total Housing Capital Governmental Governmental General Mitigation Gas Tax Projects Funds Funds $346,217 $103037,159 $2,228,993 $3,1947389 $91320,009 $257126,767 743896 102)634 4093220 270861750 411,511 16,333 11,028 729,091 131673963 3,2483540 80,377 171855 263103 31372,875 3567060 7203250 17004055 21080,365 1333703 101128 48 143,879 6231863 68,572 300,789 9937224 873581 87,581 48,042 11,105 59,147 $4,974,353 $10,105,731 $2,681,763 $5,857,073 $11,499,631 $35,118,551 $635,495 $289,471 $97,657 $884,700 $1,907,323 31,451 $120,361 151,812 350,048 25,000 1,500 3767548 251127 25,127 87,581 877581 720,250 219,627 9397877 53129 5,129 61,129 15,741 767870 1,0783123 120,361 289,471 868,034 17214,278 31570,267 35Q717 46,075 1,220 398,012 3,645 3,645 530,512 5303512 623,863 68,572 3003789 9933224 48,042 113105 593147 6273715 627,715 5943100 5941100 74,896 741896 37363,933 3,3633933 9,870,723 2,390,436 12,2611159 1,6707455 1,670)455 2,392,292 6,248,947 8,641,239 (1,066,119) 35,826 (1,030,293) 3,360,540 3,36Q540 3,896,230 9,985,370 2,392,292 4,9891039 1Q285,353 31,548,284 $4,974,353 $10,105,731 $2,681,763 $5,857,073 $11,499,631 $35,118,551 See accompanying notes to basic financial statements 22 CITY OF SAN RAFAEL GOVERNMENTAL FUNDS BALANCE SHEET - RECONCILIATION OF GOVERNMENTAL FUND BALANCES TO NET ASSETS OF GOVERNMENTAL ACTIVITIES JUNE 305 2009 Total fund balances reported on the governmental funds balance sheet Amounts reported for Governmental Activities in the Statement of Net Assets are different from those reported in the Governmental Funds because of the following: Capital assets used in Governmental Activities are not financial resources and, therefore, are not reported in the Governmental Funds. Internal service funds are used by management to charge the cost of management of communication, telephone, building, fleet maintenance, equipment replacement, workers' compensation, employee benefits, insurance, and post -retirement healthcare benefits to individual funds. The assets and liabilities are included in Governmental Activities in the Statement of Net Assets. Interest payable on long-term debt does not require the use of current financial resources and, therefore, are not reported in the Governmental Funds. Revenues that are deferred because they are not available currently are taken into revenue in the Statement of Activities. Long-term liabilities, including bonds payable, are not due and payable in the current period and, therefore, are not reported in the Governmental Funds. Long-term compensated absences Net OPEB liability Net assets of governmental activities See accompanying notes to financial statements $31,5485284 214,375,934 1,195,811 (329,379) 720,250 (37,210,608) (4,502,927) (2,033,000) $203,764,365 23 CITY OF SAN RAFAEL GOVERNMENTALFUNDS STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES FOR THE YEAR ENDED JUNE 305 2009 REVENUES Taxes and special assessments Licenses and permits Fines and forfeitures Use of money and property Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Community development / redevelopment Culture and recreation Capital outlay Capital improvement / special projects Debt service: Principal Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in (Note 3B) Transfers out (Note 3B) Total Other Financing Sources (Uses) Net Change in Fund Balances FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR Traffic and Housing General Mitigation Gas Tax Redevelopment Agency Capital Projects Other Governmental Funds Total Governmental Funds $42,951,759 $98Q997 $7,086,387 $51,019,143 L4677413 $57500 13472,913 6601338 660,338 156,747 $2337585 $365703 1277051 293,034 8475120 77018,197 6,487,634 5543559 3,4587280 173518,670 1,923,653 1457124 9883593 273153 13,299,742 1623841265 2383614 2L819 655823 16,791 416,273 7597320 5434163721 4001528 7,5782753 197063551 24,5597216 88,66L769 6,811,591 30,660 1,217,275 8,059,526 357056,051 671533921 41,209,972 712991137 671917 631162 1479756 5,348,674 121926,646 430047061 115681018 515721079 21463,777 7,769,584 1032337361 159,230 2213187 31649,700 569,099 4487828 5,0487044 5181251 3,43L818 328,116 213287672 6,606,857 222,019 2,492,339 237147358 176837240 17683,240 5675347117 289,104 7,14400 22643,649 2774427533 94,054,083 (2,117,396) 111,424 434,073 (937,098) (2,883,317) (5,392,314) 4,060,090 (4,265,229) (205,139) (2,322,535) 111,424 167,217 4,745,188 8,972,495 (35Q,000) (1,999,577) (6,614,806) (182,783) 217457611 2,35709 25L290 (9373098) (137,706) (3,0347625) 6,2185765 9,873,946 2,141,002 539267137 10,423,059 343582,909 $318967230 $9,985,370 $2,392,292 1)4,989,039 $]0,285,353 $31,548,284 See accompanying notes to financial statements 24 CITY OF SAN RAFAEL Reconciliation of the NET CHANGE IN FUND BALANCES - TOTAL GOVERNMENTAL FUNDS with the STATEMENT OF ACTIVITIES FOR THE YEAR ENDED JUNE 30, 2009 NET CHANGE IN FUND BALANCES -TOTAL GOVERNMENTAL FUNDS Amounts reported for Govermnental Activities in die Statement of Activities are different because of the following: Capital Assets Transactions Governrnental funds report capital outlays as expenditures. However, in the Statement of Activities the cost of those assets is capitalized and allocated over their estimated useful lives and reported as depreciation expense. Expenditures for capital assets are added back to fund balance Loss on retirement of capital assets and capital assets transferred to Enterprise Fund are deducted from the fund balance Current year depreciation is deducted from fund balance Long -Term Debt Proceeds and Payments Repayment of debt principal is an expenditure in the govenunental fwlds, but the repayment reduces long-term liabilities in the Statement of Net Assets. Bond interest accretion is deducted from fund balance Accrual of Non -Current Items The amount below included in the Statement of Activities does not require the use of current financial resources and therefore is not reported as revenue or expenditures in govenunental funds (net change): Interest payable Compensated absences Deferred revenue Net OPEB liability Allocation of Internal Service Fund Activity Internal service funds are used by management to charge the costs of certain activities to individual funds. The net revenue of the internal service fund is reported with govermnental activities. Change in Net Assets of Governmental Activities See accompanying notes to financial statements ($3,034,625) 7,259,333 (369,810) (7,371,259) 2,714,358 (221,531) (2,458) (4,850) (241,655) (2,033,000) (777,795) ($4,083,292) 25 This Page Left Intentionally Blank MAJOR PROPRIETARY Proprietary funds account for City operations financed and operated in a manner similar to a private business enterprise. The intent of the City is that the cost of providing goods and services be financed primarily through user charges. The City reported its only enterprise field as a major proprietary fund. PARKING SERVICES FUND Established to maintain parking garages, lots and spaces in the Downtown Parking District (established over 40 years ago), and to pay for parking enforcement, meter collection, and downtown office services. 27 CITY OF SAN RAFAEL PROPRIETARY FUNDS STATEMENT OF NET ASSETS JUNE 30, 2009 ASSETS Current Assets: Cash and investments available for operations (Note 2) Accounts receivable Due from other funds (Note 3A) Prepaids and deposit Total Current Assets Noncurrent Assets: Capital assets (Note 5): Nondepreciable Depreciable, net Total Noncurrent Assets Total Assets LIABILITIES Current Liabilities: Accounts payable Interest payable Due to other funds (Note 3A) Claims payable, due in one year (Note 13) Compensated absences, due in one year (Note IJ) Long -tern debt, due in one year (Note 6) Total Current Liabilities Noncurrent Liabilities: Claims payable (Note 13) Compensated absences (Note 1 J) Long -tern debt (Note 6) Total Noncurrent Liabilities Total Liabilities NET ASSETS (Note 8) Invested in capital assets, net of related debt Unrestricted Total Net Assets Some amounts reported for ba�sirTess-type activities in the Statement of Net Assets are different because certain internal service fund assets and liabilities are included with business -type activities. Net assets business -type activities See accompanying notes to financial statements Business -type Activities - Enterprise Funds Governmental Activities Parking Internal Services Service Funds $2,187,810 91,770 $3,919,736 1,047,179 855,578 5,187 2,279,580 5,827,680 8,743,714 974747923 18,218,637 20,498,217 5,827,680 113,606 41,702 81,667 855,578 2,400,000 14,276 170,000 379,549 3,297,280 1,316,971 150,691 6,805,000 679557691 1,316,971 77335,240 4,614,251 11,413,637 1,749,340 1,213,429 13,162,977 17.618 $13,180,595 $1,213,429 CITY OF SAN RAFAEL PROPRIETARY FUNDS STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET ASSETS FOR THE YEAR ENDED JUNE 30, 2009 OPERATING REVENUES Charges for current services Other operating revenues Total Operating Revenues OPERATING EXPENSES Personnel Insurance premiums and claims Maintenance and repairs Depreciation General and administrative Total Operating Expenses Operating Income (Loss) NONOPERATING REVENUES (EXPENSES) Investment income Interest expense Total Nonoperating Revenues (Expenses) Income (Loss) Before Transfers Transfers in (Note 313) Transfers out (Note 3B) Change in Net Assets NET ASSETS, BEGINNING OF YEAR NET ASSETS, END OF YEAR Change in Net Assets Some amounts reported for bz�si�aess-t��pe activities in the Statement of Activities are different because the portion of the net income of certain internal service tunds is reported with the business -type activities which those funds serviced. Change in Net Assets of Business -type Activities See accompanying notes to financial statements Business -type Activities - Enterprise Funds Parking Services Governmental Activities Internal Service Funds $2,276,450 $5,746,940 2,178,040 1,685,643 4,454,490 7,432,583 2,139,683 5,166,823 5343043 304,244 784,682 6455518 3,228,609 6,346,384 1,225,881 1,086,199 49,084 (330,379) (281,295) 944586 128,258 128,258 1,214,457 168,501 (361,190) (2,165,000) 583,396 (7825042) 12,579,581 13995,471 13,162,977 583,396 4,24 $579,149 $1,213,429 CITY OF SAN RAFAEL PROPRIETARY FUNDS STATEMENT OF CASH FLOWS FOR THE YEAR ENDED JUNE 305 2009 CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers/other funds Cash payments to suppliers for goods and services Cash payments to employees Other operating revenues Cash Flows from Operating Activities CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Interfund payments Cash Flows from Noncapital Financing Activities CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Cash paid for capital acquisitions Principal payments on certificates of participation Interest expenses and fiscal charges Cash Flows from Capital and Related Financing Activities CASH FLOWS FROM INVESTING ACTIVITIES Investment income Cash Flows from Investing Activities NET ASSETS, BEGINNING OF YEAR CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR CASH AND CASH EQUIVALENTS, END OF YEAR FUND BALANCES, BEGINNING OF YEAR provided by operating activities: Operating income (loss) Adjustments to reconcile operating income (loss) to cash flows from operating activities: Depreciation Net change in assets and liabilities: Accounts receivable Prepaids and deposits Accounts payable Compensated absence obligations Claims payable Net Cash Provided by (Used in) Operating Activities Business -type Activities - Enterprise Funds Goverrunental Activities Parking Internal Services Service Funds $2,276,450 $5,950,089 (7395516) (6,918,928) (2,112,435) 2,128,975 L6855643 1,553,474 716,804 (361,190) (2,451,248) (361,190) (2,451,248) (1,252,552) (165,000) (331,616) (1,749,168) 49,084 128,258 49,084 128,258 (507,800) (1,606,186) 2,695,610 51525,922 $2,187,810 $3,919,736 $1,225,881 $1,086,199 304,244 (49,065) 203, ] 49 2,270 45,166 (31,656) 27,248 (543,158) $1,553,474 $716,804 CITY OF SA N RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. Description of the Financial Reporting Entity As required by generally accepted accounting principles, the financial statements present the City of San Rafael (the City) as the Primary Government, with its component units for which the City is considered financially accountable. The component units discussed below are included in the City's reporting entity because of the significance of their operational and financial relationships with the City. B. Description of Blended Component Units The accompanying basic financial statements include all funds and boards and commissions that are controlled by the City Council. The basic financial statements include the City's blended component units, entities for which the City is considered to be financially accountable. A blended component unit, although a legally separate entity, is in substance, part of the City's operations and so data from this entity is combined with the City. The City's following blended component units are described below. San Rafael Redevelopment Agency —The San Rafael Redevelopment Agency (Agency) was established under the provisions of the Community Redevelopment Law (California Health and Safety Code, commencing with Section 33000) primarily to assist in the clearance and rehabilitation of areas determined to be in a declining condition in the City. Financial activity of the Agency commenced in July 1983. Under the Agency's Redevelopment Plan (Plan), approved in November 1982, the Agency is to assist in the development of the property located in the central San Rafael business core and east San Rafael. The Agency receives incremental tax revenues on the developed property due to increases in assessed value. The Agency functions as an independent entity. The City Council serves as the governing board of the Agency. The Agency's assets, liabilities, revenues and expenditures (other than those applicable to its capital assets and long-term debt) are reported in the Fund Financial Statements. The Agency's capital assets and long-term debt are reported with the Governmental Activities in the Government -Wide Financial Statements, San Rafael Joint Powers Financing Authority —The San Rafael Joint Powers Financing Authority (Authority) was created by the City of San Rafael pursuant to Articles 1 and 2 of Chapter 5 of Division 7 of Title 1 of the Government Code of the State of California for the purpose of assisting in the financing and refinancing of certain assessment district activities in the City. All of the Authority's assets, liabilities, revenues and expenditures are reported in the Fund Financial Statements. The Agency's capital assets and long-term debt are reported with the Governmental Activities in the Government -Wide Financial Statements. 31 CITY OF SA N RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) C. Description of Discretely Presented Component Unit San Rafael Sanitation District —The all Rafael Sanitation District (District) was formed in 1947 under Section 4700 of the California Health and Safety Code to provide wastewater transmission over the southern two-thirds of the City and adjacent unincorporated areas. The City contracts with the District to maintain the collection systems in the City and unincorporated areas. The District is governed by athree-member Board of Directors who are appointed to four-year terms. The City Council of the City appoints two out of the three board members and has the ability to remove the two board members at will. The District's activities are reported as a discretely presented component unit in a separate column in the basic financial statements which includes the District's assets, liabilities, revenues, expenses, results of operations and cash flows. The District's fiscal year end in June 30 and its separately issued component unit financial statements can be obtained at Central Marin Sanitation Agency, Finance Department, 1301 Andersen Drive, San Rafael, California 94901. D. Basis of Presentation Government -wide Statements -The Statement of Net Assets and the Statement of Activities display information about the primary government (the City) and its component units. These statements include the financial activities of the overall City government, except for fiduciary activities. Interfund transfers and amounts owed between funds within the primary government have been eliminated from the statements. Amounts representing interfund services and uses remain in the statements. These statements distinguish between the governmental and business - type activities of the City. Governmental activities generally are financed through taxes, intergovernmental revenues, and other nonexchange transactions. Business -type activities are financed in whole or in part by fees charged to external parties. The Statement of Activities presents a comparison between direct expenses and program revenues for each segment of the business -type activities of the City and for each function of the City's governmental activities. Direct expenses are those that are specifically associated with a program or function and, therefore, are clearly identifiable to a particular function. Program revenues include (a) charges paid by the recipients of goods or services offered by the programs, (b) grants and contributions that are restricted to meeting the operational needs of a particular program and (c) fees, grants and contributions that are restricted to financing the acquisition or construction of capital assets. Revenues that are not classified as program revenues, including all taxes, are presented as general revenues. Fund Financial Statements: The fund financial statements provide information about the City's funds, including fiduciary funds and blended component units. Separate statements for each fund category — governmental and proprietary — are presented. The emphasis of fund financial statements is on major individual governmental and enterprise funds, each of which is displayed in a separate column. All remaining governmental and enterprise funds are aggregated and reported as nonmajor funds. 32 CITY OF SA N RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 3u, 2uu9 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Proprietary fund operating revenues, such as charges for services, result from exchange transactions associated with the principal activity of the fund. Exchange transactions are those in which each party receives and gives up essentially equal values. Nonoperating revenues, such as subsidies and investment earnings, result from nonexchange transactions or ancillary activities. E. Major Funds Major funds are defined as funds that have either assets, liabilities, revenues or expenditures/expenses equal to ten percent of their fund -type total and five percent of the grand total. The General Fund is always a major fund. The City may also select other funds it believes should be presented as major funds. The City reported the following major governmental funds in the accompanying financial statements: General Fund —Accounts for all financial resources and transactions except those required to be accounted for in other funds. Traffic and Housing Mitigation Fund —Established to maintain long -teen developer deposits for major housing and street improvement projects. Gas Tax Fund -Established to receive and expend the City's allocation of the State gasoline taxes. Redevelopment Agency Capital Projects Fund —Consist of five funds; 1) the 1999 Agency Bonds Funds, 2) the 2002 Agency Bonds Funds, 3) the RDA Capital Improvement Fund (for improvement projects), 4) project Administration Fund, and 5) the Housing Fund. The City reported its only enterprise fund as a major fund in the accompanying financial statements. The enterprise funds is: Parking Services Fund —Established to maintain parking garages, lots and spaces in the Downtown Parking District (established over 40 years ago), and to pay for parking enforcement, meter collection, and downtown officer services. The City also reports the following fund types: Internal Service Funds -These fields account for: building maintenance, employee benefits, liability insurance, workers' compensation, dental insurance, all of which are provided to other departments on a cost -reimbursement basis. 33 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) F. Basis of Accounting The govermnent-wide, proprietary and discretely presented component unit financial statements are reported using the economic resources measurement focus and the full accrual basis of accounting. Revenues are recorded when earned and expenses are recorded at the time liabilities are incurred, regardless of when the related cash flows take place. Governmental funds are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Under this method, revenues are recognized when measurable and available. The City considers all revenues reported in the governmental funds to be available if the revenues are collected within sixty days after year-end. Expenditures are recorded when the related fund liability is incurred, except for principal and interest on long-term debt, claims and judgments, and compensated absences, which are recognized as expenditures to the extent they have matured. General capital asset acquisitions are reported as expenditures in governmental funds. Proceeds from long-term debt and acquisitions under capital leases are reported as other financing sources. Those revenues susceptible to accrual are property and sales taxes, certain intergovernmental revenues, interest revenue, charges for services, fines and forfeitures. Sales taxes collected and held by the state at year end on behalf of the City are also recognized as revenue. Other receipts and taxes are recognized as revenue when the cash is received. Non -exchange transactions, in which the City gives or receives value without directly, receiving or giving equal value in exchange, include taxes, grants, entitlements, and donations. On the accrual basis, revenue from taxes is recognized in the fiscal year for which the taxes are levied or assessed. Revenue from grants, entitlements, and donations is recognized in the fiscal year in which all eligibility requirements have been satisfied. Under the terms of grant agreements, the City may fund certain programs with a combination of cost -reimbursement grants, categorical block grants, and general revenue. Thus, both restricted and unrestricted net assets may be made available to finance program expenditures. The City's policy is to first apply restricted grant resources to such programs, followed by general revenues if necessary. The City considers restricted shared state revenues such as gasoline taxes and public safety sales taxes, restricted locally imposed transportation sales taxes, fines, forfeitures, licenses, permits, charges for services, and program grants as program revenues. Certain indirect costs are included in program expenses reported for individual functions and activities. The City follows statements and interpretations of the Financial Accounting Standards Board and its predecessors that were issued on or before November 30, 1989, in accounting for its business - type activities, unless they conflict with Government Accounting Standards Board pronouncements. CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) G. Budgets, Budgetary Accounting, And Encumbrances The City adopts a budget on a biannual basis, to be effective July 1 for the ensuing and subsequent fiscal years. The two year budget reflects estimated revenues and expenditures for each fiscal year. From the effective date of the budget, which is adopted at the department level, the amounts stated therein as proposed expenditures become appropriations to the various City departments. The City Council may amend the budget by resolution during the fiscal year. Expenditures may not exceed appropriations at the departmental level, which is the legal level of control. The City Manager is authorized to transfer budgeted amounts between accounts, departments or funds; the Council must approve any increase in the City's total budget. Several supplemental appropriations were approved during the course of the year. The City legally adopts budgets for all its governmental funds, except for the East Francisco Boulevard Assessment District, 1915 Act Bonds and 1997 Reassessment Bonds debt service funds, because the City is only required to make debt service payments in the event of bondholder default. Encumbrance accounting, under which purchase orders, contracts and other commitments for expenditures are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of the budgetary process. Encumbrances outstanding at year end are reported as a reservation of fund balances since they do not constitute expenditures or liabilities and are carried forward in the subsequent year's budget. All unencumbered appropriations lapse at year end. The following departments in General Fund and Major Special Revenue Funds incurred expenditures in excess of their budget. Sufficient resources were available within each department to finance these overages. General Fund Culture and Recreation $15,399 Capital Outlay 74,518 Capital Improvements/Special Projects 214,351 Traffic and Housing Mitigation Special Revenue Fund Public Works and Parks 1,687 Capital Outlay 2215187 Gas Tax Special Revenue Fund Capital Outlay Capital Improvements/Special Projects 1,989,746 2,065,146 $4,582,034 35 CITY OF SA RAF EL r Y �1►% 1 �1►Y If.� For the Year Ended June 30, 2009 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) H. Cash Equivalents For purposes of the statement of cash flows, the City considers all highly liquid investments (including all restricted assets) with maturity of three months or less when purchased to be cash equivalents. The City maintains a cash and investment pool that is available for use by all funds. As the proprietary funds' share of this pool is readily available when needed, such share is also considered to be cash equivalent. Deposit assets in the proprietary funds are related to insurance and benefits and are not considered cash equivalents for purposes of the statement of cash flows. I. Capital Assets All capital assets are valued at historical cost or estimated historical cost if actual historical cost is not available. Contributed capital assets are valued at their estimated fair market value on the date contributed. GASB Statement No 34 requires the inclusion of infrastructure capital assets in local governments' basic financial statements. In accordance with GASB Statement No. 34, the City has included the value of all infrastructure capital assets into its Basic Financial Statements using the Basic Approach for infrastructure reporting. The purpose of depreciation is to spread the cost of capital assets equitably among all users over the life of these assets. The amount charged to depreciation expense each year represents that year's pro rata share of the cost of capital assets. Depreciation is provided using the straight-line method which means the cost of the asset is divided by its expected useful life in years and the result is charged to expense each year until the asset is fully depreciated. The City has assigned the useful lives listed below to capital assets: Buildings, improvements, and structures 20 — 50 years Machinery and equipment years Infrastructure 15 — 50 years Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase is reflected in the capitalized value of the asset constructed, net of interest earned on the invested proceeds over the same period. Capital assets, excluding infrastructure, are recorded if acquisition or construction costs exceeds $5,000. The similar threshold for infrastructure is $25,000. J. Compensated Absences Compensated absences are accrued as earned. Upon termination, employees are paid for all unused vacation at their current hourly rates. Unused sick leave based upon the rate of two to three percent (2%-3%) for each year of service, one half of accumulated sick leave becomes vested, up to a maximum amount as specified under labor contract provisions. The vested portion is available for current use or, if unused, is payable at termination or retirement. CITY OF SA N RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) The long-term portion of the liability for compensated absences for governmental fund type operations is recorded as compensated absences in the government -wide financial statements. Compensated absences are liquidated by the fund that has recorded the liability. Proprietary fund liabilities are recorded within their respective funds. The changes of the compensated absences were as follows: Beginning Balance Additions Payments Ending Balance Current Portion Governmental Business -Type Activities Activities $4,498,077 3,964,848 (39883,128) $137,719 126,980 (999732) Total $4,635,796 430919828 (3,9829860) $4,579,797 $164,967 $4,744,764 $840,577 $14,276 $854,853 K. Property Tax Levy, Collection and Maximum Rates State of California Constitution Article XIII A provides that the combined maximum property tax rate on any given property may not exceed 1% of its assessed value unless an additional amount for general obligation debt has been approved by voters. Assessed value is calculated at 100% of market value as defined by Article XIII A and may be adjusted by no more than 2% per year unless the property is sold, transferred, or substantially improved. The State Legislature has determined the method of distribution of receipts from a 1% tax levy among the counties, cities, school districts and other districts. Marin County assesses properties, bills for and collects property taxes on the schedule that follows: Valuation lien dates Levy dates Due dates (delinquent as of) Secured January July 1 50% on November 1 (December 10) 50% on February 1 (April 10) 1 Unsecured January 1 July 1 July 1 (August 31) The term "unsecured" refers to taxes on personal properly other than land and buildings. These taxes are secured by liens on the property being taxed. Property taxes are levied and recorded as revenue when received in the fiscal year of levy because of the adoption of the "alternate method of properly tax distribution," known as the Teeter Plan, by the City and the County of Marin. The Teeter Plan authorized the auditor -controller of the County of Marin to allocate 100% of the secured property taxes billed, but not yet paid. The County of Marin remits tax monies to the City in three installments, as follows: 55 %remitted on December 15 40%remitted on April 15 5% remitted on June 15 37 CITY OF SA N RAFAEL TEST BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) L. Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent asset and liabilities at the dates of the financial statements and the reported amounts of revenues and expenditures/expenses during the reporting periods. Actual results could differ from those estimates. M. New Fund The City has created the Print Shop and Mail Internal Service Fund in fiscal year 2009. The fund was set up to maintain sufficient reserves for printing and mail payment. All costs associated with printing and mail expenses are paid from this fund. NOTE 2 -CASH AND INVESTMENTS The City's goal is to invest at the maximum yield, consistent with safety and liquidity, while individual funds can process payments for expenditures at any time. A. Policies The City invests in individual investments and in investment pools. Individual investments are evidenced by specific identifiable securities instruments, or by an electronic entry registering the owner in the records of the institution issuing the security, called the book entry system. hn order to increase security, the City employs the Trust Department of a bank as the custodian of certain City managed investments, regardless of their form. California Law requires banks and savings and loan institutions to pledge government securities with a market value of 110% of the City's cash on deposit, or first trust deed mortgage notes with a market value of 150% of the deposit, as collateral for these deposits. Under California Law this collateral is held in a separate investment pool by another institution in the City's name and places the City ahead of general creditors of the institution. The City's investments are carried at fair value, as required by generally accepted accounting principles. The City adjusts the carrying value of its investments to reflect their fair value at each fiscal year end, and it includes the effects of these adjustments in income for that fiscal year. CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 2 - CASH AND INVESTMENTS (Continued) B. Classification as and investments as of June 30, 2009 are classified in the financial statements as shown below, based on whether or not their use is restricted under the terms of City debt instruments or agency agreements. Financial Statement Presentation: Statement of Net Assets: City of San Rafael: Cash and investments available for operations $301978,365 Restricted cash and investments 2534209 Total Primary Government Cash and Investments 33,321,064 San Rafael Sanitation District: Cash and investments available for operations 10,5955258 Restricted cash and investments 4765291 Total San Rafael Sanitation District Cash and Investments 11,071, 549 Total Cash and Investments $44,392,613 The City does not allocate investments by fund. Each proprietary fund's portion of Cash and Investments Available for Operations is in substance a demand deposit available to finance operations, and is considered a cash equivalent in preparing the statement of cash flows. C. Investments Antlzorized by the California Government Code and the City's Investment Policy The City's investment policy and the Califon�ia Government Code allow the City to invest in the following provided the credit ratings of the issuers are acceptable to the City; and approved percentages and maturities are not exceeded. The table below also identifies certain provisions of the California Government Code, or the City's Investment Policy where it is more restrictive: Minimum Maximum Maximum Maximum Credit Percentage of Investment in Authorized hlvestment Type Maturity Quality Portfolio One Issuer U.S. Government Obligation 5 years No limit No limit U.S. Agency Securities and 5 years AAA No limit No limit Instruments Repurchase Agreements I year A-1 No limit No limit Primer Commercial Paper 270 days A-1 25% $15000,000 Bankers' Acceptances 180 days A-1 40% $2005000 Medium -Term Corporate Notes 5 years A 30% $150001000 Negotiable Certificates of Deposit 5 years AA 30% No limit Non-negotiable Certificates 180 days N/A No limit No limit of Deposit Local Agency Investment Fund N/A N/A N/A N/A Money Market/Mutual Funds N/A AAA 10% N/A 39 CITY OF SA N RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 2 - CASH AND INVESTMENTS (Continued) The City of San Rafael Sanitation District adopted the investments policy of the Treasurer and Tax Collector of the County of the Marin. Accordingly, the District, following the County, may invest in U.S. Treasury and agency securities, commercial paper, banker's acceptances, time deposits, repurchases agreements, and the State of California LAIF. The district, additionally, may invest in the Marin County Investment Pool. At year-end, the District's investments were in compliance with the above provisions. D. Investments Authorized by Debt Agreements The City must maintain required amounts of cash and investments with trustees or fiscal agents under the terms of certain debt issues. These funds are unexpended bond proceeds or are pledged as reserves to be used if the City fails to meet its obligations under these debt issues. The California Government Code requires these funds to be invested in accordance with City ordinance bond indentures or State statute. The table below identifies the investment types that are authorized for investments held by fiscal agents. The table also identifies certain provisions of these debt agreements: Authorized Investment Maximum Minimum Credit Maximum Percentage Type Maturity Quality of Portfolio U.S. Treasury Obligations N/A N/A No Limit U.S. Agency Securities 3 years N/A No Limit Category Bankers' Acceptances 360 days Highest No Limit Rating Category Money Market Funds N/A Highest No Limit Rating Category Commercial Paper 270 days Highest No Limit Rating Guaranteed Investment Category Contracts (fully N/A Highest No Limit collateralized) (A) Rating Municipal Obligations N/A Two Highest No Limit Category Ratings (A) Guaranteed hnvestment Contracts must be fully collateralized with U.S. Treasury Obligations or U.S. Agency Obligations. CITY OF SA N RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 2 - CASH AND INVESTMENTS (Continued) E. Interest Rate Risk hlterest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Normally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. The City also manages its interest rate risk by holding most investments to maturity, thus reversing unrealized market gains and losses. hlformation about the sensitivity of the fair values of the City's investments (including inveshnents held by bond trustee) to market interest rate fluctuations is provided by the following table that shows the distribution of the City's investments by maturity or earliest call date: Type of Investment City: U.S. Treasury Bill U.S. Federal Agency Securities Money Market Mutual Funds Local Agency Investment Fund Corporation Notes Total Investments Cash in banks and on hand Total City Cash and Investments l2 Months 13 to 24 25 to 60 or Less Months Months Total $1,021,444 $1,021,444 1,524,096 $2,0835113 $539,646 41146,855 2,3425699 21342,699 24,299,515 24,299,515 514,810 514,810 $29,187,754 $2,083,113 $1,054,456 San Rafael Sanitation District: Cash in banks and short-term pooled investments Total District's Cash and Investments Total Cash and Investments 995,740 33,321,063 11,071,549 l 1,071,549 $44,392,672 The City is a participant in the Local Agency Investment Fund (LAIF) that is regulated by California Government Code Section 16429 under the oversight of the Treasurer of the State of California. The City reports its investment in LAIF at the fair value amount provided by LAIF, which is the same as the value of the pool share. The balance is available for withdrawal on demand, and is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. Included in LAIF's investment portfolio are collateralized mortgage obligations, mortgage -backed securities, other asset -backed securities, loans to certain state funds, and floating rate securities issued by federal agencies, government -sponsored enterprises, United States Treasury Notes and Bills, and corporations. At June 30, 2009, these investments matured in an average of 235 days. Money Market Mutual Funds are available for withdrawal on demand and at June 30, 2009 matured in an average of 7 to 47 days. 41 CITY OF SA N RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 2 - CASH AND INVESTMENTS (Continued) F. Credit Risk Credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the actual rating as of June 30, 2009 for each of the Primary Government's investment types as provided by Standard and Poor's or Fitch investment rating systems, except as noted: Type of Investment City: U.S. Federal Agency Securities Money Market Mutual Funds Corporation Notes Total rated investments Not rated: U.S. Treasury Bill Local Agency Investment Fund Cash in banks and on hand Total City Cash and Investments San Rafael Sanitation District: Not rated: Cash in banks and short-term pooled investments Total District's Cash and Investments Total Cash and Investments NOTE 3 -INTER-FUND TRANSACTIONS A. Inter fund Receivables and Payables Aa2/AA+ Aaa/AAA Total $514,810 $4,146,855 2,342,699 $11,071,549 $7,004,364 1,021,444 24,299,51.) 995,740 33,321,063 11,07] ,549 392,612 $44, Amounts due to or due from other funds reflect inter -fund balances for services rendered or short- term loans expected to be repaid in the next fiscal year. As of June 30, 2009, the Household Hazmat Facility Special Revenue Fund and the Capital Improvement Capital Project Fund owed the General Fund $8,121 and $79,460, respectively. The Employee Benefits Internal Service Fund owed the Workers' Compensation Internal Service Fund $855,578. 42 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 3 - INTER -FUND TRANSACTIONS (Continued) B. Transfers Resources may be transferred from one City fund to another. Transfers routinely fund capital projects or capital outlays, lease or debt service payments, operating expenses and low and moderate -income housing projects. Transfers between funds during the fiscal year ended June 30, 2009 were as follows: From Fund General Fund Gas Tax Fund Non -Major Governmental Funds Parking Services Enterprise Funds Internal Service Funds To Fw�d Amount Non -Major Governmental Funds $4,0965728 A Internal Service Funds 1685501 B Non -Major Governmental Funds 350,000 A General Fund 1,832,359 D Gas Tax Fund 167,218 C General Fund 271,190 D Non -Major Governmental Funds 90,000 A General Fund 2,156,540 D Non -Major Governmental Funds 8,460 A $9,140,996 (A) Transfers to the Non -major Governmental Funds were for administrative costs, program support, capital projects, special projects and housing portion of debt service. (B) Transfers to the Internal Service Funds were for benefits and claims reserves. (Q Transfers to Gas Tax Fund for capital projects cost. (D) Transfers to the General Fund were for administrative costs and costs of dispatch. C. Internal Balances Internal balances are presented in the Entity -wide financial statements only. They represent the net interfund receivables and payables remaining after the elimination of all such balances within govemmental and business -type activities. 43 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 4 — LOANS RECEIVABLE AND DEFERRED REVENUE A. Summary of Loans Receivable The City has reserved the portion of fund balance represented by these loans. At June 30, 2009, these loans totaled: Employees' Loans $41,256 Centertown Associates 3005789 One "H" Street Associates 68,572 Fire Chief Loan 582,607 Total $993,224 B. Employee Loans Effective February 1, 2000, the City agreed to loan employees up to $2,500 for the purchase of computer hardware and software. The loan program, which stipulates that employees may not have more than one loan outstanding, provides financial assistance from the City in the form of a no interest loan repaid through automatic payroll deductions. C. Centertown Associates The City loaned Centertown Associates, Ltd, $303,000 at 3% interest due semiannually. The loan was made for the construction of 60-units affordable Centertown apartments and is fully secured by a deed of trust. The final payment is due on July 31, 2065. D. One "H" Street Associates The City loaned One "H" Street Associates $100,000 at zero percent interest with annual payments of $2,857 and with a final payment due January 18, 2034. The loan was made in connection with an affordable housing project located at One "H" Street. E. Fire Chief Loan On September 17, 2007 the City Council approved a Home Loan Agreement to provide the Fire Chief with housing assistance. Under the Agreement, which was executed on October 3, 2007, the City loaned the Fire Chief $600,000 to assist in the purchase of his primary residence. The loan is secured by a recorded Deed of Trust. The initial interest rate to be charged was 5.25% through August 31, 2008. On September 1, 2008 and on each September 1 following, under the Loan is paid off, the interest rate of the loan will be adjusted based upon the then reported quarter4o-date Local Agency Investment Fund rate on the City's investment portfolio. As of June 30, 2009, the balance of the loan was $582,607. CITY OF SA N RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 4 — LOANS RECEIVABLE AND DEFERRED REVENUE (Continued) F. Marro Housing Authority On April 7, 2008 the Redevelopment Agency approved a loan in the amount of $333,000 to the Marin Housing Authority. This loan is funded by the Agency's Low and Moderate Income Housing Capital Projects Fund to assist the housing Authority in the acquisition of a housing unit so that the unit might remain in the City's Below Market Rate program. The Agency further approved a subsidy of up to $35,000 to reduce the sales price of the unit. As of June 30, 2009 this loan was paid off in fiscal year 2008-09. NOTE 5 -CAPITAL ASSETS Changes in capital assets during the fiscal year consist of: Governmental Activities Capital assets not being depreciated: Land Construction in progress Total capital assets not being depreciated Capital assets being depreciated: Land improvements Buildings and structures Machinery and equipment Infrastructure Total capital assets being depreciated Less accumulated depreciation for: Land improvements Buildings and structures Machinery and equipment Infrastructure Total accumulated depreciation Total net capital assets being depreciated Total governmental activity capital assets Balance Tune 30. 2008 Additions Retirements Transfers Balance June 30, 2009 $82,464,364 $246,431 $82,71Q795 3,902,952 1,898,255 ($286,331) ($2,119,140) 33395,722 86,367,316 2,144,686 (286,337) (2,119,148) 86,106,517 7,954,041 251,060 33,960 81239,061 3834317581 3613054 37,470 38,8303105 15,727,629 963,729 (836,513) 320,118 16,1743963 171,281,124 3,53804 15707,993 176,527,921 233,394,375 5,114,647 (836,513) 2,099,541 239,7723050 (3,614,388) (7,817,1 10) (9,418,979) (84,0533544) (274,647) (I ,128,894) (I ,240,659) (4,7277059) 755,982 t 6,665 (3,889,035) (8,946,004) (9,886,991) (88,780,603) (104,904,021) (7,371,259) 755,982 16,665 (111,502,633) 128,490,354 (2,256,612) (80,531) 2,116,206 128,269417 $214,857,670 ($111,926) ($366,868) ($2,942) $214,375,934 45 CITY OF SA N RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 5 - CAPITAL ASSETS (Continued) Business -type Activities Capital assets not being depreciated: Land Construction in progress Total capital assets not being depreciated Capital assets being depreciated: Buildings and structures Machinery and equipment Total capital assets being depreciated Less accumulated depreciation for: Buildings and structures Machinery and equipment Total accumulated depreciation Total net capital assets being depreciated Total business -type activity capital assets San Rafael Sanitation District Capital assets not being depreciated: Land and easements Construction in progress Total capital assets not being depreciated Capital assets being depreciated: Subsurface lines Sewage collection facilities General plant and administration Total capital assets being depreciated Less accumulated depreciation for: Subsurface lines Sewage collection facilities General plant and administration Total accumulated depreciation Total net capital assets being depreciated Balance Balance June 30, 2008 Additions Transfers June 30, 2009 $816205853 $856201853 122,861 12201 8,743,714 8,743,714 9,004,106 $1,23Q415 10,234,521 1,1035388 195195 $193607 151423190 10,107,494 1,249,610 19,607 11,376,711 (1,251,724) (18Q,181) (1,431,905) (3295155) (124,063) (165665) (4693883) (1,580,879) (304,244) (16,665) (1,901,788) 8,526,615 945,366 2,942 9,474,923 $17,2711329 $945,366 $2,942 $18,218,637 Balance Balance .Tune 30, 2008 Additions .tune 30, 2009 $1153329 $115,329 136,065 $2,982,265 3,118,330 251,394 2,982,265 3,233,659 12,152,655 12,152,655 33,428,586 33,428,586 371,394 39,658 411,052 451952,635 39,658 45,992,293 (8,173,169) (211,397) (8,384,566) (11,227,869) (815,481) (12,043,350) (148,597) (36,489) (185,0861 (19,549,635) (1,063,367) (20fiD,002) 26,403,000 (13023,709) 25,379,291 Total District's capital assets $26,654,394 $1,958,556 $281612,950 CITY OF SA N RAFAEL ►f�Il M. xyl 1C� _._ `T[� �hh�i,[�� lf.`fI ll�l Y �1►/1 �1►`Y 11.`! For the Year Ended June 30, 2009 NOTE 5 - CAPITAL ASSETS (Continued) Capital Asset Contributions - Some capital assets may have been acquired using Federal and State grant funds, or were contributed by developers or other governments. These contributions are accounted for as revenues at the time the capital assets are contributed. Depreciation Allocation -Depreciation expense is charged to functions and programs based on their usage of the related assets. The amounts allocated to each function or program are as follows: Governmental Activities General government $140,110 Public safety 984,230 Public works and parks 51434,105 Community development/redevelopment 65,676 Culture and recreation 747,138 Total Governmental Activities $7,371,259 Business -type Activities Parking services Total Business -type Activities $304,244 $304,244 47 CITY OF SA N RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 6 - LONG-TERM OBLIGATIONS A summary of governmental and business -type activities transactions for the fiscal year ended June 30, 20093 follows: Governmental Activities: San Rafael Joint Powers Financing Authority 1997 Authority Revenue Bonds 4.00%-6.00%, due 9/2/2011 San Rafael Redevelopment Agency 1999 Tax Allocation Bonds Current Interest Bonds 4.5%-5.00%, due 12/1/2022 Capital Appreciation Bonds 5.58%-5.6%, due 12/1/2022 2002 Tax Allocation Refunding Bonds 2.00%-5.25%, due 12/1/2021 Total Tax Allocation Bonds Ground Lease Note Payable, 8.00%, due 11/1/2024 Court Fine Repayment Promissory Note, 3.873%, due November 2011 Fire Truck Capitalized Lease Obligations, 2.92%, due 3/24/2009 Telephone System Capitalized Lease Obligations, 4.28%, due 05/30/2012 Total Governmental Long-term Debt Business -type Activities 2003 Authority Lease Revenue Bonds 3.004.70%, due 4/l/2033 Total Enterprise Fund Debt San Rafael Sanitation District 2001 Certificates of Participation 3.25-4.40%, due 8/1/2012 Less: unamortized discount/ issuance cost Total District Debt Authorized Balance Balance Current and Issued June 30, 2008 Additions Retirements June 30, 2009 Portion $5,250,000 $780,000 $325,000 $455,000 $455,000 21,115,000 15,810,000 730,000 15,080,000 765,000 2,38904 3,907,161 $221,531 4,12802 2 5 , 02 0, 000 17, 820, 000 1,235,000 16,585,000 1,29Q,000 37,537,161 221,531 1,965,000 35,793,692 2,055,000 169,000 169,000 1,133,458 816,119 668,134 ]41,485 318,000 259,670 222,019 141,485 169,000 594,100 23Q,772 60,854 198,816 63,486 $39,703,435 $221,531 $2,714,358 $37,21008 7,605,000 $7,140,000 $7,140,000 4,710,000 $2,220,000 (86,235) $2,133,765 $2,804,258 $165,000 $6,975,000 170,000 $165,000 $6,97500 $170,000 $410,000 $1,810,000 43Q000 (27,968) (58,267) $382,032 01,751,733 $43Q000 �yMWI]OL"irral&NN NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 6 - LONG-TERM OBLIGATIONS (Continued) A. 1997Autlzorny Revenue Bonds On January 28, 1997, the San Rafael Joint Powers Financing Authority issued the 1997 Aurthority Revenue Bonds in the amount of $5,250,000 bearing interest at rates from 4.00% to 6.00%. The proceeds of the bonds were used to consolidate and refund the previously issued Limited Obligation Refunding Bonds. The bonds mature annually each September 2 from 1997 to 2011, in amounts ranging from $20,000 to $555,000. hnterest is payable semiannually on March 2 and September 2. The bonds are subject to redemption on any March 2 or September 2 in advance of maturity at the option of the City upon payment of the principal and interest accrued thereon to the date of redemption plus a redemption premium ranging from 2.00% to 5.00%. Revenues from the repayment of the Refunding Bonds and the reserve account are utilized to meet debt service requirements of the Revenue Bonds. The Refunding Bonds are secured by unpaid reassessments confinned against private property within the Reassessment District. This pledge of revenues ends upon repayment of the $468 thousand in remaining debt service on the Authority's long-term debt which is scheduled to occur in fiscal 2010. For fiscal year 2009 pledged special assessment revenues amounted to $246 thousand and debt service of these Bonds amounted to $391 thousand. B. I999 Tax Allocation Bonds and Capital Appreciation Bonds On June 16, 1999, the Agency issued Tax Allocation Bonds in the amoLmt of $23,504,004. The bonds were issued as Current Interest Bonds in the aggregate principal amount of $21,115,000 and as Capital Appreciation Bonds in the original amount of $2,389,004. The proceeds of the bonds were used to finance certain redevelopment activities of benefit to the Agency's Central San Rafael Redevelopment Project Area. The Current Interest Bonds mature annually each December 1 from 2000 to 2022, in amounts ranging from $560,000 to $1,460,000 and bear interest at rates ranging from 4.50% to 5.00%. Interest is payable semiannually on June 1 and December 1. The Current Interest Bonds maturing on or after December 1, 2008, are subject to optional redemption prior to maturity, in whole or in part, either in inverse order of maturity or on a pro rata basis among maturities, on any date on or after December 1, 2007, at a price equal to the principal amount, plus accrued interest on the redemption date, plus a premium ranging from 0.00% to 2.00%. The Capital Appreciation Bonds mature annually after December 1 from 2018 to 2022, in amounts ranging from $1,440,000 to $2,070,000 and bear interest at rates from 5.58% to 5.60%. Interest on the Capital Appreciation Bonds will compound on each interest premium date and will be payable solely at maturity. The bonds are secured, on parity with the 1992 and 1995 bonds (refunded in 2002), by a pledge and a lien on tax revenues and amounts on deposit in certain funds and accounts held by the fiscal agent. The pledge of future tax increment revenues ends upon repayment of the $28.8 million in remaining debt service on the Redevelopment Agency's long-term debt which is scheduled to occur in 2022. For fiscal year 2009 tax increment revenues amounted to $1.5 million and debt service amounted to $1.5 million. CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 6 - LONG-TERM OBLIGATIONS (Continued) C. 2002 Tax Allocation Refunding Bonds On October 9, 2002, the Agency issued Tax Allocation Refunding Bonds in the amount of $25,020,000. The proceeds of the bonds were used to refund the 1992 Tax Allocation Refunding Bonds and the 1995 Fax Allocation Bonds. The Bonds mature annually each December 1 from 2002 to 2022, in amounts ranging from $540,000 to $1,920,000 and bear interest at rates ranging from 2.00% to 5.25%. Interest is payable semiammally on June 1 and December 1. The Bonds maturing on or after December 1, 2013, are subject to optional redemption prior to maturity, in whole or in part, and by lot within any one maturity, prior to their respective maturity dates, on any date on or after December 1, 2012, at a price equal to the principal amount, plus accrued interest on the redemption date. The bonds are payable from tax revenues to be derived from the redevelopment activities of the Agency related to the Central San Rafael Redevelopment Project Area. The pledge of future tax increment revenues ends upon repayment of the $21.1 million in remaining debt service on the Redevelopment Agency's long term debt which is scheduled to occur in 2021. For fiscal year 2009 tax increment revenues amounted to $2.1 million and debt service also amounted to $2.1 million. D. Note Payable At June 30, 2007, Notes Payable consisted of a $169,000 promissory note bearing interest at 8% with principal and accrued interest due and payable in November 2024. The note was assumed to finance the purchase of certain property by the Agency. The outstanding balance of the loan at June 30, 2009 was $169,000 plus accrued interest of $185,394 which is recorded as interest payable. E. Capitalized Lease Obligations The City leased two fire trucks in the amount of $668,134. The annual lease payment of $72,295 for fiVC years started in September 2004. The lease expires in 2009. Under the lease agreements, ownership of the fire trucks passes to the City at the end of the lease. Since the lease is in essence a financing arrangement, the cost of the fire trucks and the amount of the leases have been included in the City's financial statements. F. Court Fine Repayment Promissory Note On December 29, 2006, the City signed a promissory note in the amount of $1,133,458 to repay the Superior Court of California, County of Marin. The purpose of the note is to repay the Superior Court for over payment of court revenues, generated from traffic violations, made to the City from the period July 1999 through June 2006. The note bears interest at 3.873% per annum. Principal and interest are payable monthly commencing from January 2007 until December 2011. 50 CITY OF SA N RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 6 - LONG-TERM OBLIGATIONS (Continued) G. Telephone System Capital Lease On May 30, 2007, the City entered into a capital lease agreement in the amount of $318,000 to purchase telephone related network equipment and services. Principal and interest payments are due each May 30 and November 30, commencing November 30, 2007, until May 30, 2011. The capital lease bears interest at 4.28% per annum. H. 2003 Authority Lease Revenue Bonds On March 26, 2003, the Authority issued 2003 Authority Lease Revenue Bonds in the amount of $7,605,000 bearing interest at rates from 3.00% to 4.70%. The proceeds of the bonds were provided for the design and construction of a new public parking garage. The bonds mature annually each April 1 from 2006 to 2033, in amounts ranging from $150,000 to $290,000. Interest is payable semiannually on April 1 and October 1. The bonds maturing on or after April 1, 2011 are subject to optional redemption prior to maturity on or after April 1, 2010 at the option of the City, as a whole on any date. The Lease Revenues are secured by lease payments made by the City to the Authority for leasing the City facilities. I. Discretely Presented Component Unit —San Rafael Sanitation District — 2001 Certificates of Participation On May 1, 2001, the District and its Financing Corporation issued $4,710,000 of Certificates of Participation at a discount of $35,121 maturing in 2012. The certificates were to be used (1) to refund in whole the outstanding Series 1991 Certificates of Participation (2) to finance the District's share of a new construction corporation yard, (3) to fund in whole or in part, a reserve fund for certificates, and (4) to pay certain costs of issuing the certificates. The certificates are fully registered with principal due annually on August 1 and interest payable semiannually on February 1 and August 1. The certificates are subject to optional prepayment on any date on or after August 1, 2009. Terms of the Trust Agreement call for a premium at 101% to exercise optional prepayment between August 1, 2009 and July 31, 2010, and no premium August 1, 2010 and after. 51 CITY OF SAN RAF EL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 6 - LONG-TERM OBLIGATIONS (Continued) Future debt service requirements, including interest and capital leases, at June 30, 2009, were as follows: Component Unit For the Year Governmental Activities Business -type Activities San Rafael Sanitation District Ended June 30 Principal Interest Principal Interest Principal Interest 2010 $2,804,258 $195439498 $170,000 $326,666 $4303000 $6%310 2011 2,4569103 194242130 175,000 3213141 440,000 50,820 2012 294573555 11307,310 1855000 314,141 9401000 209680 2013 25380,000 1,186,144 190,000 306,741 2014 2,505,000 1,0625151 2009000 299,141 2015 - 2019 14,5491946 3,2849730 1,1259000 1,364,838 2020 - 2024 13,5909054 6749713 1,395,000 1,089,612 2025 - 2029 1693000 11770,000 7153500 2030 - 2033 15765,000 2263000 Totals 40,911,916 $10,482,676 $6,975,000 $4,963,780 1,810,000 $140,810 Reconciliation oflong-term debt: Less unaccreted discount (3,701,308) Less unamortized original issue discount (58,267) $37,210,608 NOTE 7 -DEBT WITHOUT CITY COMIVIITMENT $1,751,733 The City has sponsored the issuance of the following debt, for which the City is not liable for repayment but is only acting as an agent for the property owners and bondholders: San Rafael Redevelopment Agency Multifamily Housing Revenue Bonds California Statewide Communities Development Authority Revenue Bonds San Rafael Redevelopment Agency Variable Rate Demand Multifamily Housing Revenue Bonds San Rafael Redevelopment Agency Multifamily Housing Revenue Bonds-2001 Multifamily Housing Revenue Bonds-2007 City of San Rafael Variable Rate Revenue Bonds Project Description 162475 Belvedere Apartments St. Marks School 55 Fairfax Apartments San Rafael Commons Apartments Martinelli House Kaiser Foundation Hospitals Original Amount $3,590,529 5,605,000 3,000,000 6,100,000 1,000,000 275,000,000 San Rafael Redevelopment Agency Martinelli House Multifamily Housing Revenue Bonds-2007 Series A Project 6,OOQ000 Outstanding June 30, 2009 $1,342,934 5,125,000 2,700,000 5,700,000 195,630,000 2,540,163 52 NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June au, 2uu9 NOTE 8 - NET ASSETS AND FUND BALANCES A. Net Assets Net Assets is the excess of all the City's assets over all its liabilities, regardless of fund. Net Assets are divided into three captions. These captions apply only to Net Assets, which is determined only at the Government -wide level, and are described below: Invested in Capital Assets, net of related debt describes the portion of Net Assets which is represented by the current net book value of the City's capital assets, less the outstanding balance of any debt issued to finance these assets. Restricted describes the portion of Net Assets which is restricted to use by the terms and conditions of agreements with outside parties, governmental regulations, laws, or other restrictions which the City cannot unilaterally alter. These principally include assets restricted due to Redevelopment Agency bond covenants or low and moderate income housing loan agreements. Unrestricted describes the portion of Net Assets which is not restricted to use. B. Fund Balance In the fund financial statements, fund balances represent the net current assets of each fmld. Net current assets generally represent a fund's cash and receivables, less its liabilities. Portions of a fund's balance may be reserved or designated for future expenditure. C. Reservations Reserves are restrictions placed by outside entities, such as other governments, which restrict the expenditures of the reserved funds to the purpose intended by the entity which provided the funds. The City cannot modify or remove these restrictions or reserves. D. Designations Designations are imposed by City Council to reflect the future spending plans or concerns about the availability of future resources. Designations may be modified, amended, or removed by Council action. f.7C3 CITY OF SAN RAFAEL TEST BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 9 — EMPLOYEES RETIREMENT PLAN A. Plan Description The City contributes to the Marin County Employees' Retirement Association (Association). All full- time and permanent part-time employees who work at least 75% of a full time position are eligible to participate. The Association is an agent multiple -employer defined benefit retirement plan that acts as a common investment and administrative agent for various local governmental agencies within the County of Marin. The Association provides retirement, disability, and death benefits based on the employee's years of service, age, and final compensation. Employees vest after five years of service and are eligible to receive retirement benefits after 10 years of service and having attained the age of 50, or 30 years of service (20 years for safety employees) regardless of age. These benefits provisions and all other requirements are established under the County Employees' Retirement Law of 1937. The City's retirement plan is included in a separately issued report from the Marin County Employees' Retirement Association, which can be obtained from Marin County Employee's Retirement Association, 3501 Civic Center Drive, Room 408, Civic Center, San Rafael, California 94903. B. Funding Policy The funding policy of the Association provides for actuarially determined periodic contributions by the City at rates such that sufficient assets will be available to pay Fund benefits when due. The City contributed 50.90% and 58.69% of payroll to Fund for Police and Fire personnel, respectively, and 26.70% for other covered employees for the year ended June 30, 2009. C. Annual Pension Cost The annual required contribution was determined as part of the actuarial performed as of June 30, 2008. The employer rates for normal cost is determined using the Entry Age Normal Actuarial Cost Method, projected benefit cost method. It takes into account those benefits that are expected to be earned in the future as well as those already accrued. The significant assumptions used in the 2008 actuarial valuation include an assumed rate of return on invested assets of 8.00%, annual payroll increases reflecting 4.00% for inflation and an approximate range of 0.50% to 3.00% for merit and longevity. The actual rate of return on investments was a gain of 9.8%. The actuarial value of assets was determined using techniques that smooth the effects of short-term volatility in the market value of investments over a period of five years. The Association also uses the level percentage -open method to amortize the unfunded actuarial liability which was revised to sixteen years level in the amortization period. It is assumed that payroll will increase at an annual inflation rate of 4.00% over the amortization period. The required contributions and related rates for the year ended June 30 were as follows: Fiscal Year Annual Ended Pension Cost Percentage of Net 54 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 9 — EMPLOYEES RETIREMENT PLAN (Continued) I The Plans' actuarial value (which differs from market value) and funding progress over the most recent three years available is set forth below at their actuarial valuation date of June 30: Actuarial Excess Excess (Deficit) Actuarial Actuarial Accrued (Deficit) Assets Over AAI Valuation Value Liability (AAL) Assets Funded Covered As a % of Date of Assets Entry Age Over AAL Ratio Payroll Payroll 6/30/06 $209,785,000 $3061079,000 ($96,294,000) 69% $285606,000 (279%) 6/30/07 235,7563000 325,2195000 (8%4635000) 72% 3031805000 (277%) 6/30/08 262,677,000 3603298,000 (97,6215000) 73% 3138543000 (306%) NOTE 10 - PUBLIC AGENCY RETIltEMENT SYSTEM (DEFINED CONTRIBUTION RETIREMENT PLANS) The City contribtrtes to the Public Agency Retirement System (PARS), which is defined contribution retirement plan. A defined contribution retirement plan provides retirement benefits in return for services rendered, provides an individual account for each participant, and specifies how contributions to the individual's accounts are determined instead of specifying the amount of benefits the individual is to receive. The plan is administered by Phase H located at P.O. Box 10009, Costa Mesa, California 92627. Under a defined contribution pension plan, the benefits a participant will receive depend solely on the amount contributed to the participant's account, the returns earned on investments on those contributions, and forfeitures of other participant's benefits that may be allocated to such participant's account. As established by the plan, all eligible non represented employees of the City will become participants in the plan from the date that they hired. An eligible employee is any employee who, at any time during which the employer maintains this plan, is not accruing a benefit under the Marin County Employees' Retirement Fund. As determined by the plan, each employee must contribute 3.75% of gross earnings to the plan. The City contributes an additional 3.75% of the employee's gross earnings. Contributions made by an employee and the employer vest immediately. The City has established the voluntary Retirement Separation Program in fiscal year 2009. During the year, the City and employees contributed $71,156. The total covered payroll of employees participating in the plan for the year ended June 30, 2009, was $1,897,489. The total payroll for the year was $40,377,568a 55 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 10 - PUBLIC AGENCY RETIREMENT SYSTEM (DEFINED CONTRIBUTION RETIREMENT PLANS) (Continued) Additionally, me City participates in a 401(a) tax qualified plan for eligible non -represented management/mid-management employees. This is an employer only contribution program separate from the Marin County Employees' Retirement Association. The City Manager, as Plan Administrator, annually determines the percent amount of contribution which can range from 0% to 5% of base salary of eligible employees. During the year, the City contributed $146,524 to the plan on behalf of the eligible employees. NOTE I I — POST -EMPLOYMENT HEALTH CARE BENEFITS The City provides certain health care benefits for retired employees and their spouses. The benefit provisions were established under the authority of the 1937 Act, Section 31450, et. Seq. of the Government Code. Substantially, all of the City's employees may become eligible for these benefits if they are receiving a retirement benefit from the Marin County Employees' Retirement Association within 120 days of retirement from City employment. At June 30, 2009, 301 retirees and surviving spouses received post -employment health care benefits. Those expenditures are reduced by reimbursements from the Marin County retirement Office by the annual amount set forth in the County Retirement Rules and Regulations 1937 Act as amended and in Sections 31450 et. seq. of the Government Code. During fiscal year 2009, the City implemented the provisions of Governmental Accounting Standards Board Statement No. 45, Accounting and Financial Reporting by Employers for Postempyment Benefits Other Than Pensions. This Statement establishes uniform financial reporting standards for employers providing postemployment benefits other than pensions (OPEB). The provisions of this statement are applied prospectively and do affect prior years financial statements. Required disclosures are presented below. 56 CITY OF SA N RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 11— POST -EMPLOYMENT HEALTH CARE BENEFITS (Continued) The provisions and benefits of the City's Other Post Employment Benefit Plan, in effect at June 30, 2009, are summarized as follows: Elected Officials, Mid -Management, & Unrepresented Management All other Bargaining Units Eligibility Retire directly from the City: Age 50 with 10 years services OR 30 years service (Miscellaneous), 20 . years service (Safety) OR - Disability Retirement Up to cap and it varies by Benefit Full premium bargaining units Spouse Benefit Continuation to surviving spouse Medicare Part B Full reimbursement None Other No dental vision, or life benefits Funding Policy and Actuarial Assumptions The annual required contribution (ARC) was determined as part of a June 30, 2007 actuarial valuation using the entry age normal actuarial cost method. This is a projected benefit cost method, which takes into account those benefits that are expected to be earned in the future as well as those already accrued. The actuarial assumptions included (a) 4.50% investment rate of return and (b) 3.00% of general inflation increase, and (c) a healthcare trend of declining annual increases ranging from 10.4% to 11.3% in 2009 to 4.50% for year starting 2017. In addition, the fixed dollar benefit amounts are assumed to increase according to general inflation in the future and the premium related benefits are assumed to increase with the healthcare trend rate. The actuarial methods and assumptions used include techniques that smooth the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets. Actuarial calculations reflect a long-term perspective and actuarial valuations involve estimates of the value of reported amounts and assumptions about the probability of events far into the future. Actuarially determined amounts are subject to revision at least biannually as results are compared to past expectations and new estimates are made about the future. The City's OPEB unfunded actuarial accrued liability is being amortized as a level percentage of projected payroll using a 30 year amortization period. 57 CITY OF SA N RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 11— POST=EMPLOYMENT HEALTH CARE BENEFITS (Continued) In accordance with the City's budget, the City's annual contributions to the Plan are based on pay -as - mu -go financing. Generally accepted accounting principles permit assets to be treated as OPEB assets and deducted from the Actuarial Accrued Liability when such assets are placed in an irrevocable trust or equivalent arrangement. Contributions a 401 (h) account held and administered by the MCERA were made by the City in prior years and were included in the June 30, 2007 actuarial study. During the fiscal year ended June 30, 2009, the City has calculated and recorded the Net OPEB Obligation, representing the difference between the ARC, and contributions, as presented below: Fiscal Year Ended June 30, 2009 Annual Requited Contribution (ARC) (000's omitted) $4,269 Annual Pension Cost (000's omitted) $4,269 Actual Contribution (000's omitted) $2,236 Percentage of ARC Contributed 52% Net OPEB Obligation (000's omitted) $2,033 The Schedule of Funding Progress presents trend information about whether the actuarial value of pIan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. Trend data from the June 30, 2007 actuarial study is presented below: Valuation Date 1/1/2007 Actuarial Value of Assets (000's omitted) $14,563 Accrued Liability (000's omitted) $565624 Overfunded (Underfunded) Actuarial Unfunded Liability as Accrued Covered a Percentage of Liability Funded Payroll Covered (000's omitted) Ratio (000's omitted) Payroll ($42,061) 26% $38,480 409.31% NOTE 12 —JOINTLY GOVERNED ORGANIZATIONS The City participates in the jointly governed organizations discussed below through formally organized and separate entities established under the Joint Exercise of Powers Act of the State of California. As separate legal entities, these entities exercise full powers and authorities within the scope of the related Joint Powers Agreements including the preparation of annual budgets, accountability for all funds, the power to make and execute contracts and the right to sue and be sued. Each joint organization is governed by a board consisting of representatives from member municipalities. Each board controls the operations of the respective joint organization, including selection of management and approval of operating budgets, independent of any influence by member municipalities beyond their representation on that board. Obligations and liabilities of this joint organization are not the City's responsibility and the City does not have an equity interest in the assets of each joint organization except upon dissolution of the joint organization. CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 12 — JOINTLY GOVERNED ORGANIZATIONS (Continued) A. The Marin County Integrated On -Line Library System (System) The Marin County 11t 51 ted On -Line Library System was formed to provide for the procurement, ownership, operation, maintenance, and governance of an integrated on-line system that is jointly owned and operated by the cities of San Rafael, Mill Valley, Sausalito, and the County of Marin. The Governing Board of the System consists of the library director or designated alternate of each participant in the System. In accordance with the cost sharing formula developed by the library directors of the participants, the City's share of the acquisition cost in the amount of $108,007 represents 17.06% of ownership in the System. Operating costs for the System are also shared by each participant by applying the cost sharing formula. The City contributed $117,616 to the System for operating costs for the year ended June 30, 2009. Financial statements of the System can be obtained at the County Librarian, Marin County Free Library, Civic Center, Administration Building, San Rafael, California 94903, B. The Marin General Services Authority (MGSA) The MGSA was formed by the County of Marin and twelve local agencies to acquire street light facilities, operate the facilities during the tendency of an eminent domain action against PG&E, and the subsequent transfer of the facilities to the individual local agencies. Each of the local agency's share of contributions was based on the number of street lights to be acquired in the local agency's individual jurisdiction in relation to the total number of street lights to be acquired by the MSLAJPA. The City's contribution to MGSA was $2,103 for the year ended June 30, 2009. Financial statements of the MGSA can be obtained at 27 Commercial Boulevard, Suite C, Novato, CA 94949. C. Tlae Marin Emergency Radio Authority (MERA) MERA was formed on February 28, 1998 by the County of Marin and 25 local agencies within the County to plan, finance, implement, manage, own, and operate a County -wide public safety and emergency radio system. The Governing Board consists of one representative from each member. On February 1, 1999, the Authority issued the 1999 Revenue Bonds in the amount of $26,940,000 with interest rates ranging from 4.75% to 5.01%, maturing on August 15, 2016, to finance the acquisition and installation of the system. The costs of maintenance, operation, and debt service will be divided on a pro rata share based on an agreed -upon formula established by a majority of the Governing Board. The members entered into a Project Operating Agreement on February 1, 1999. Under the Operating Agreement, members are obligated to contribute service payments to cover the Authority's operation and debt service. The City's portion of the obligation is 16.913%. The first operating service payment was in July 1999. The first debt service payment was in August 2002. The City contributed $637,578 for the Authority's operation and debt service for the fiscal year ended June 30, 2009. The City has established a reserve in its internal service funds to pay future service payments. Financial statements of the MERA can be obtained at 3501 Civic Centre Drive, San Rafael, California 94903. 59 CITY OF SA N RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 12 — JOINTLY GOVERNED ORGANIZATIONS (Continued) D. The Countywide Plan1"Its 6ency The Agency was established by the County of Marin and ten local cities to implement countywide performance standards for traffic, housing, water and sewer facilities, and environmental protection to ensure that residential and commercial growth does not exceed local water, sewer and transportation capacities. The Governing Board of the Countrywide Planning Agency consists of one member of the County Board of Supervisors and one member of the City Council of each participating city. Financial statements of the Agency can be obtained at 3501 Civic Center Drive, San Rafael, California 94903. E. The Marin Telecommunications Agency The Agency was established to regulate the rates for cable television service and equipment and to advise the participants of their license authority. The Governing Board of the Marin Telecommunications Agency consists of one member from each of the eleven participating agencies. The City's contribution to the Agency was $150,292 for the year ended June 30, 2009. Financial statements of the Agency can be obtained at 371 Bel Marin Keys Blvd, Suite 100, Novato, CA 94949. F. The Marin County Hazardous and Solid Waste Joint Powers Authority The Authority was established by the County, local cities, and waste franchising districts to finance, prepare and implement source reduction and recycling elements on a county -wide integrated waste management plan as required by State Assembly Bill 939. The City's contribution to the Authority was $15,320 for the year ended June 30, 2009. Financial statements of the Authority can be obtained at 3501 Civic Center Drive, San Rafael, California 94903. G. Friends of San Rafael Friends of San Rafael is a California nonprofit Public Benefit Corporation established to help finance and accomplish the City's efforts to erect, construct and maintain public buildings, roads, monuments, plazas, parks, gardens, safety features and similar public improvement and infrastructure. Financial statements of the Corporation can be obtained at P.O. Box 151560, San Rafael, CA 94915. NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 13 - RISK MANAGEMENT The City manages risk by participating in Ube public entity risk pools described below and by retaining certain risks. Public entity risk pools are formally organized and separate entities established under the Joint Exercise of Powers Act of the State of California. As separate legal entities, those entities exercise full powers and authorities within the scope of the related Joint Powers Agreements including the preparation of annual budgets, accountability for all funds, the power to make and execute contracts and the right to sue and be sued. Each risk pool is governed by a board consisting of representatives from member municipalities. Each board controls the operations of the respective risk pool, including selection of management and approval of operating budgets, independent of any influence by member municipalities beyond their representation on that board. Obligations and liabilities of these risk pools are not the City's responsibility. A. Risk Coverage Liability Coverage The City is a member of the California Joint Powers Risk Management Authority (CJPRMA) which covers general liability claims up to $40,000,000. The City also purchases commercial insurance for property damage claims with an insured amount of $98,575,604. The City is self -insured up to a maximum of $500,000 for each general liability claim and $25,000 for each property damage claim. Once the self -insured retention is met CJPRMA becomes responsible for payment of all claims up to the limit. During the fiscal year ended June 30, 2009, the City contributed $260,851 for coverage during the current year and received a refund of $120,550 of prior year excess contributions. Financial statements for the risk pools may be obtained from CJPRMA, 2333 San Ramon Valley Blvd., Suite 250, San Ramon, CA 95608, Workers' Compensation Coverage The City purchased insurance for workers' compensation through AIG Excess Workers' Compensation and Employers Liability Insurance with coverage up to statL�tory limits. The City is self -insured up to a minimum of $750,000 for each worker's compensation claim. The contributions made to each risk pool equal the ratio of their respective payrolls to the total payrolls of all entities participating in the same layer of each program, in each program year. Actual surpluses or losses are shared according to a formula developed from overall loss costs and spread to member entities on a percentage basis after a retrospective rating. B. Insurance Internal Service Funds The Governmental Accounting Standards Board (GASB) requires municipalities to record their liability for �u�insured claims and to reflect the current portion of this liability as an expenditure in their financial statements. As discussed above, the City has coverage for such claims, but it has retained the risk for the deductible, or uninsured portion of these claims. Cfl CITY OF SA N RAF EL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 13 - RISK MANAGEMENT (Continued) The City's liability for uninsured general liability claims and workers' compensation claims, including claims incurred but not reported, are reported in the City's Liability Insurance Internal Service Fund and Workers' Compensation Internal Service Fund, respectively. The liability is based on historical trend infonnation provided by its third party administrators and was computed as follows at June 30: Balance, beginning of year Current year claims and changes in estimates Claims paid Balance, end of year Current portion General Workers' Totals, as of June 30 Liability Compensation 2009 2008 $437,518 $3,822,6] 1 $4,260,129 $4,558,181 442,143 (141,850) 300,293 1,329,653 (4725300) (371,151) (843,451) (1,627,705) $407,361 $3,309,610 $3,716,971 $4,260,129 $300,000 $2,100,000 $2,400,000 $2,284,387 The claims settlements have not exceeded insurance coverage for the past three years. NOTE 14 -COMMITMENTS AND CONTINGENCIES The City is subject to litigation arising in the normal course of business. In the opinion of the City Attorney there is no pending litigation which is likely to have a material adverse effect on the financial position of the City. The City worked with the Department of Justice (DOJ) to determine the City's compliance with the Americans with Disabilities Act of 1990 (ADA). The DOJ ratified an ADA Settlement Agreement in August 2004 providing a number of specific remedies including timelines, law specific solutions and reporting over the next ten years. For example, City's Web site needs an ADA overhaul, and a significant amount of items relate to curb ramps. As of June 30, 2009, the City has mad significant progress in improving the accessibility of its programs, activities, services and facilities. The majority of the remaining items relate to curb ramps. The City's latest estimate is 583 ramps remaining to be constructed and the estimated average cost is $5,800 per curb ramp. On October 1, 2002, the Agency entered into a second amendment to Section 33401 Tax Sharing Agreement with San Rafael High School District. This agreement provides for additional payments in the amount of $179,000 each fiscal year beginning with fiscal year 2002-03 through fiscal year 2021-22. 62 CITY OF SA N RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2009 NOTE 15 — SUBSEQUENT EVENT The State of California adopted AB26 4X in July 2009 which directs that a portion of the incremental property taxes received by redevelopment agencies be paid to the County supplemental educational revenue augmentation fund (SERAF) in fiscal years 2009-10 and 2010- 11. The State Department of Finance will determine each agency's SERAF payment by November 15 of each year, and payments are due by May 10 of the applicable year. Based on the calculations in AB26 4X, the Agency's SERAF's are estimated to be $1,370,626 in fiscal year 2009-10 and $282,188 in fiscal year 2010-11. The Agency can use any legally available funds to make the SERAF payments. The payment due in fiscal year 2009-10 represents 42% of the Agency's cash and investments available for operations at June 30, 2009. The obligation to make the SERAF payment is subordinate to obligations to repay bonds, however if the Agency fails to make the SERAF payment the Agency may not encumber or expend future funds other than to pay pre-existing indebtedness, contractual obligations and 75% of the amount expended on Agency administration for the preceding fiscal year until the SERAF is paid in full. The Agency's obligation is in addition to amounts due pursuant to the Fiscal Agreement as discussed above in Note 6. 63 This Page Left Intentionally Blank REQUIRED SUPPLEMENTAL INFORMATION 65 This Page Left Intentionally Blank GENERAL FUND AND MAJOR SPECIAL REVENUE FUND BUDGET -TO -ACTUAL STATEMENTS GASB Statement 34 dictates that budget -to -actual information in the basic financial statements should be limited to the General Fund and major Special Revenue Funds. This section is provided for the presentation of Budget -to -Actual Statements for the General Fund, Traffic and Housing Mitigation, and the Gas Tax Special Revenue Funds. 67 CITY OF SAN RAFAEL GENERALFUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL REVENUES Taxes and special assessments Licenses and permits Fines and forfeitures Use of money and property Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Community development/redevelopment Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) Net Change in Fund Balances FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR FOR THE YEAR ENDED DUNE 305 2009 Budgeted Amounts Original Final $47,364,401 L279,148 7693070 479,680 61683,510 2,235,555 1265560 58,937,924 $45,560,864 1,288, 198 769,070 1993680 7,0993360 2,020,555 16L560 Actual Amounts $42,951,759 1,467,413 660,338 1567747 7,018,197 L923,653 2383614 Variance with Final Budget Positive (Negative) ($2,609,105) 1791215 (108,732) (42,933) (81,163) (96,902) 77,054 57,099,287 54,416,721 (2,682,566) 6,893,355 6,958,424 6,811,591 35,4265487 355463,104 35,056,051 7,403,440 75361,116 75299,137 4,196,345 4,150,415 4,0045061 2,456,440 25448,378 2,463,777 4,320 845712 159,230 233,900 303,900 5185251 222,020 222,020 222,019 146,833 407,053 61,979 146,354 (15,399) (74,518) (214,351) 56,836,307 56,992,069 56,534,117 457,952 2,101,617 107,218 (2,117,396) (2,224,614) 2,202,950 2,902,090 4,06Q090 (4,561,000) (4,039,229) (4,265,229) (25358,050) (1,1375139) (205,139) ($256,433) ($1,0295921 1,158,000 (226,000) 932,000 (2,3227535) ($1,2921614) 6,218,765 $3,896,230 CITY OF SAN RAFAEL TRAFFIC AND HOUSING MITIGATION SPECIAL REVENUE FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2009 REVENUES Use of money and property Charges for services Otherrevenue Total Revenues EXPENDITURES Current: Public works and parks Capital outlay Capital improvement/special projects Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES Net Change in Fund Balances FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) $2100 $81,000 $233,585 $152,585 145,124 145,124 215819 21,819 2100 81,000 4005528 3193528 66,230 66,230 67,917 (11687) 221,187 (221,187) 110745705 15074,705 66,230 11140,935 2895104 851,831 (45,230) (15059,935) 1115424 1,171,359 ($45,230) ($1,059,935) 1113424 $L1711359 9,873,946 $9,985,370 i• CITY OF SAN RAFAEL GAS TAX SPECIAL REVENUE FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2009 Budgeted Amounts Original Final REVENUES Use of money and property $32,860 Intergovernmental L027,500 Charges for services 6363000 Otherrevenue Total Revenues EXPENDITURES Current: Public works and parks Capital outlay Capital improvement / special projects Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) Net Change in Fund Balances FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR Actual Amounts $32,860 $36,703 2,7721351 6,487,634 6367000 988,593 65,823 Variance With Final Budget Positive (Negative) $3,843 3,7153283 3527593 65,823 1,696,360 3,441,211 7,578,753 4,137,542 74, 840 1,2151640 1,290,480 7Q,640 63,162 7,478 1,659,954 336493700 (1,989,746) 11366,672 3,431,818 (2,0651146) 3,097,266 7,144,680 (4,047,414) 405,880 343,945 434,073 350,00 (350,000) 167,217 167,217 (350,000) (350,000) 182,783 $55,880 $161,162 (182,783) $251,290 2,141,002 $2,392,292 90,128 70 CITY OF SAN RAFAEL REDEVELOPMENT AGENCY CAPITAL PROJECTS FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2009 Budgeted Amounts Original Final REVENUES Taxes and special assessments $900,000 $900,000 Use of money and property 263,240 263,240 hntergovernmental Charges for services 13,580 135580 Other revenue Total Revenues EXPENDITURES Current: General government Public works and parks Community development/redevelopment Capital outlay Capital improvement/special projects Total Expenditures Net Assets (Accumulated Deficit), beginning of year OVER (UNDER) EXPENDITURES Net Change in Fund Balances FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR Actual Amounts $980,997 127,051 554,559 27,153 16,791 1,176, 820 1,176,820 1,706, 551 21,650 1635910 1,587,810 322,470 21,650 163,910 1,6373280 322,470 30,660 147,756 1,568,018 5695099 328,116 2,095,840 2,145,310 2,643,649 (919,020) (968,490) (937,098) ($919,020) ($968,490) (937,098) 5,926,137 $4,989,039 Variance with Final Budget Positive (Negative) $80,997 (136,189) 554,559 13,573 16,791 529,731 (9,010) 16,154 6%262 (56%099) (5,646) 498,33 31,392 $31,392 71 This Page Left Intentionally Blank SUPPLEMENTARY INFORMATION 73 This Page Left Intentionally Blank NON -MAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS Recreation Revolving Fund -Established to administer the Recreation Department's program and facility rental charge and accounts for the Recreation Memorial Fund. Baypoint Lagoons Assessment District Fund -The Baypoint Lagoons Lighting and Landscape District was formed to protect and enhance wildlife habitat and water quality in Baypoint (Spinnaker) Lagoon and the adjacent diked salt marsh. Household Hazmat Facility Fund - Established to account for State mandated hazardous materials information, collection, and reporting. Expenditures include inspection of businesses for compliance with regulations. This fund also serves as the depository for countywide Household Hazardous Waste Program. Childcare Fund -Established to administer and account for childcare programs at eleven sites throughout the City. Street Maintenance and Cleaning Fund -Established to maintain the City's streets, pubic properties and rights of way. Loch Lomond Assessment District Fund -Established to provide maintenance for stormwater and geotechnic mitigation facilities. A Mello Roos District was formed to fund this maintenance. Library Fund -Established to account for restricted library activities that are intended to be self - funding. Public Safety Fund -Established for special police services, which are intended to be self -funding. Stormwater Fund -Established to provide for self -funding storm drain maintenance program plus separate programs through the County and Bay Area to educate residents about urban runoff pollution. Development Services Fund -Established to account for development activities that are supported by external sources of funds. This fund does not account for the operating costs of building, planning, and engineering, which are located in the General Fund. Grants Fund -Established to account for grants for the Library, Childcare, Police and Falkirk Cultural Center. Parkland Dedication Fund -Established to account for long-term developer deposits used to enhance and maintain the park structure within City limits. Emergency Medical Services Fund -Established to account for the Emergency Medical Services and Transportation program that provides services to all segments of the community. Business Improvement Fund -Established to account for activities held in Downtown San Rafael, such as the Fanners Market. NON -MAJOR GOVERNMENTAL FUNDS Sewer Maintenance Fund — Established under the terms of the JrA to provide all necessary maintenance to the Sanitation District's gravity collection sewer system. DEBT SERVICE FUNDS Peacock Gap Assessment District Fund —Established to accumulate funds for the payment of principal and interest for the 1993 Bonds which mature in 2005. The proceeds were used to refund the 1984 Bonds, which provided for the construction of public improvements in the project area. Financing is to be provided by property tax increments generated within the specific geographic region described by the bond assessment district. Mariposa Assessment District Fund -Established to accumulate funds for the payment of principal and interest for the 1993 Bond, which matures in 2008. The proceeds were used to finance the grading and paving of Mariposa Road. 1997 Financing Authority Revenue Bonds Fund —Established to accumulate fimds for the payment of principal and interest for the 1997 Revenue Bonds which matures in 2011. The proceeds were used to purchase the previously issued special assessment bonds. Financing is to be provided by property tax increments generated within the specific geographic region described by the bond assessment district. Redevelopment Agency Fund —Established to account for the principal payments, interest payments, and related costs of the 1999 Project Tax Allocation Bonds and 2002 Tax Allocation Refunding Bonds. CAPITAL PROJECTS FUNDS Capital Improvement Fund —Established for the costs associated with major capital improvement projects not tied to specific funds elsewhere. Improvements could include medians, parkways, sidewalks, and other public assets. Bedroom Tax Fund —Established to collect funds from multiple -unit housing used to pay for maintaining and developing parks within local neighborhoods. Assessment Districts Fund —Established to account for ongoing construction and improvement needs within the following assessment districts: Peacock Gap, Kerner Boulevard, Sun Valley/Lucas Valley Open Space, East San Rafael Drainage Assessment District 1. Park Capital Projects Fund —Established to account for capital improvements for all City owned parks, whether paid for by City fimds, grants, donations, or partnership with the community. Open Space Fund —Established for the acquisition of open space. Equipment Replacement Fund -Established to provide replacement of equipment. 76 NON -MAJOR GOVERNMENTAL FUNDS Radio Replacement Fund - Established to meet radio system operating costs, capital acquisition and replacement, and operating lease obligations for the Public Works, Fire, Community Development and Police Departments. The Marin Emergency Radio Authority (MERA) is a countywide JPA that has taken the roll in procurement and installation of a new digital radio system. This fund supports San Rafael's portion of the MERA efforts and related contractual obligations. Telephone Replacement Fund — Established to provide ongoing support services for telephone equipment and usage throughout the City. ASSETS Cash and investments Restricted cash and investments Receivables: Accounts Taxes Grants Interest Prepaids and deposits Total Assets LIABILITIES AND FUND BALANCES Liabilities: Accounts payable Developer bonds payable Due to other funds Deferred revenue Due to other agency Compensated absence Total Liabilities Fund Balances: Reserved for: Encumbrances Prepaids and deposits Debt service Unreserved, undesignated Total Fund Balances CITY OF SAN RAFAEL NONMAJOR GOVERNMENTAL FUNDS COMBINING BALANCE SHEET JUNE 30, 2009 Recreation Revolving $91,900 228,917 SPECIAL REVENUE FUNDS Baypoint Lagoons Assessment District $108,685 152 11,105 $331,922 $108,837 $83,353 216,130 299,483 Household Hazmat Facility $326,000 Childcare $52,986 43,745 Street Maintenance and Cleaning $547,741 117,613 $326,000 $96,731 $665,354 $226, 165 $25,022 8,121 3,497 5,129 $7,042 234,286 33,648 7,042 334 21,$108,837 91,714 63,083 321439 108,837 91,714 6303 658,312 658,312 Total Liabilities and Fund Balances $331,922 $108,837 $326,000 $96,731 $665,354 658,312 658,312 Total Liabilities and Fund Balances $331,922 $108,837 $326,000 $96,731 $665,354 SPECIAL REVENUE FUNDS Loch Lomond Assessment Public Development Parkland District Library Safety Stormwater Services Grants Dedication $8589764 $118,209 $177,594 $734,668 $6605573 $607,402 $1,237,197 21,697 89 4,733 905270 299,329 $858,853 $208,479 $199,291 $739,401 $660,573 $906,731 $1,237,197 $8,571 $228 $34,411 15,741 8,571 228 50,152 $31,031 $9,307 1,500 32,531 9,307 $858,853 199,908 199,063 689,249 628,042 897,424 $1,237,197 858,853 199,908 199,063 689,249 628,042 897,424 1,237,197 $858,853 $208,479 $1995291 $739,401 $660,573 $9065731 $1,2371197 (Continued) 79 ASSETS Cash and investments Restricted cash and investments Receivables: Accounts Taxes Grants Interest Prepaids and deposits Total Assets LIABILITIES AND FUND BALANCES Liabilities: Accounts payable Developer bonds payable Due to other funds Deferred revenue Due to other agency Compensated absence Total Liabilities Fund Balances: Reserved for: Encumbrances Prepaids and deposits Debt service Unreserved, undesignated Total Fund Balances CITY OF SAN RAFAEL NONMAJOR GOVERNMENTAL FUNDS COMBINING BALANCE SHEET JUNE 30, 2009 SPECIAL REVENUE FUNDS Emergency Medical Services $594,795 19,767 Business Sewer Improvement Maintenance $4,916 $302,068 DEBT SERVICE FUNDS Peacock Gap Assessment District $2,875 $614,562 $4,916 $302,068 $2,875 $65,615 65,615 $5 $259,995 5 259,995 548,947 4,911 548,947 4,911 42,073 42,073 $2,875 2,875 Mariposa Assessment District $16,259 $16,259 $16,259 16,259 Total Liabilities and Fund Balances $614,562 $4,916 $302,068 $2,875 $16,259 DEBT SERVICE FUNDS 1997 Financing Authority Redevelopment Capital Revenue Bonds Agency Improvement $274,648 $33,941 3321571 15837 1,362 $570,711 CAPITAL PROJECT FUNDS Bedroom Assessment Tax Districts $30,411 $223,741 Park Capital Open Projects Space $15,060 $143,577 $608,581 $35,826 $570,711 $30,411 $223,741 $15,060 $143,577 $]05,044 79,460 184,504 $608,581 $353826 3865207 $305411 $2235741 $153060 $143,577 608,581 353826 386,207 303411 2235741 15,060 1435577 $608,581 $35,826 $570,711 $30,411 $223,741 $15,060 $143,577 (Continued) CITY OF SAN RAFAEL NONMAJOR GOVERNMENTAL FUNDS COMBINING BALANCE SHEET JUNE 30, 2009 ASSETS Cash and investments Restricted cash and investments Receivables: Accounts Taxes Grants Interest Prepaids and deposits Total Assets LIABILITIES AND FUND BALANCES Liabilities: Accounts payable Developer bonds payable Due to other funds Deferred revenue Due to other agency Compensated absence Total Liabilities Fund Balances: Reserved for: Encumbrances Prepaids and deposits Debt service Unreserved, undesignated Total Fund Balances Total Liabilities and Fund Balances CAPITAL PROJECT FUNDS Equipment Radio Telephone Replacement Replacement Replacement $2,050,523 34,864 $431,476 $74,812 Total Non -Major Governmental Funds $9,320,009 4095220 729,091 26,103 1,004,055 48 11,105 $2,085,387 $431,476 $74,812 $11,499,631 $20,184 20,184 1,220 2,063,983 $431,476 2,065,203 $2,085,387 431,476 $8,727 8,727 66,085 66,085 $431,476 $74,812 $884,700 1,500 87,581 219,627 5,129 15,741 1,214,278 1,220 11,105 6273715 9,645,313 10,285,353 $11,499,631 This Page Left Intentionally Blank CITY OF SAN RAFAEL COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2009 REVENUES Taxes and special assessments License and permits Use of money and property Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) Net Change in Fund Balances Fund Balance, Beginning Fund Balance, Ending Recreation Revolving $761 2000 2,0895342 % 192 2,178,295 3,856,042 55,454 SPECIAL REVENUE FUNDS Baypomt Lagoons Assessment District $25,368 Household Hazmat Facility Street Maintenance Childcare and Cleaning 2,277 $1,086 $2,135 $]8,296 75799 389,834 15170,225 1,375,518 21799,342 97640 2,765 8,392 27,645 4,896 1,394,043 3,194,076 ],196,913 1,337,960 7,988 3,482,129 1,774,164 207,593 3,911,496 4,896 1,345,948 3,482,129 1,981,757 (1,733,201) 22,749 48,095 (288,053) (784,844) 1,732,760 1,732,760 (441) 22,749 3200 8608 $32,439 $108,837 48,095 43,619 253,920 1,228,170 (272,282) 253,920 (34,133) 97,216 955,888 171,044 487,268 $91,714 $63,083 $658,312 Loch Lomond Assessment District $14,796 19,776 34,572 53 Public Library Safety SPECIAL REVENUE FUNDS Stormwater $5,500 Development Parkland Services Grants Dedication 665 $44,677 $3,721 14,$41,023 $17,401 341,690 795059 33328 915,117 61147 55680 7923996 253219 30,545 1,895 841791 6300 423,059 90,355 816,489 151,033 996,318 142,U 8 1,399,144 114,190 1635227 279,808 10,166 58,829 195,892 4,334 187,922 82 $8583853 1)199,908 171,612 520 100,000 3 ] 7,223 270,257 662,215 25,611 (1) 161,374 1,000 53 393,998 152,904 1,621,200 195,892 1,350,215 34,519 29,061 (62,549) (804,711) (44,859) (353,897) 188,684 90,000 1,034, 816 296,601 885962 (173075) (253000) (17,075) 90,000 1,0343816 2713601 88,962 345519 115986 273451 2303105 (443859) (82,296) 277,646 4595144 672,901 979,720 959,551 $199,063 $6891249 $628,042 $8975424 $1,237,197 (Continued) CITY OF SAN RAFAEL COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 303 2009 SPECIAL REVENUE FUNDS Emergency Medical Services REVENUES Taxes and special assessments $3,210,317 License and permits Use of money and property 655 Intergovernmental Charges for services 2,0255709 Otherrevenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) Net Change in Fund Balances Fund Balance, Beginning Business Iprovement m $181 13,000 16,057 Sewer Maintenance $395 1,671,525 5,236,681 29,238 1,671,920 4,573,223 4,573,223 663,458 8,460 (347,950) (339,490) 323,968 29,252 1,528,320 29,252 1,528,320 14) 143,600 (143,600) (143,600) 224,979 4,925 42,073 DEBT SERVICE FUNDS Peacock Gap Assessment District Mariposa Assessment District $260 260 260 260 $2,875 15,999 Fund Balance, Ending $548,947 $45911 $42,073 $25875 $165259 DEBT SERVICE FUNDS CAPITAL PROJECT FUNDS 1997 Financing Park Authority Redevelopment Capital Bedroom Assessment Capital Open Revenue Bonds Agency Improvement Tax Districts Projects Space $246,031 $3,5%775 $20,400 20,619 396 $6,278 5,246 $429 $35343 5185229 6,003 266,650 3,569,171 5245507 25,646 61432 35343 3,768 11,576 824,465 22,751 3,511 3255000 065,000 655889 103,775 390,889 3,568,775 828,233 11,576 22,751 3,511 (124,239) 396 (303,726) 14,070 (16,319) (168) 11,499 (1,750) (154,400) (2003000) (1,750) (142,901) (200,000) (1253989) 396 (446,627) (185,930) (16,319) (168) 734,570 353430 8325834 216,341 $2231741 31,379 1433745 $6087581 $35,826 $386,207 $30,411 $223,741 $1500 $143,577 (Continued) CITY OF SAN RAFAEL COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2009 REVENUES Taxes and special assessments License and permits Use of money and property Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) Net Change in Fund Balances Fund Balance, Beginning Fund Balance, Ending CAPITAL PROJECT FUNDS Equipment Radio Telephone Replacement Replacement Replacement $49,080 $12,015 1,395,510 649,380 123,193 $2,708 302,000 Total Non -Major Governmental Funds $7,086,387 5,500 2935034 334585280 13,299,742 416,273 1,567,783 661,395 304,708 24,559,216 311,476 642,097 141,485 3,106 1,098,164 469,619 637,578 238,449 1,217,275 6,153,921 5,348,674 757695584 448,828 2,328,672 637,578 23,817 (437,520) (40Q,000) (437,520) (4003000) 32,099 (3767183) 2,033,104 60,854 2,492,339 10,470 1,683,240 3095773 27,442,533 (5,065) (21883,317) 4,745,188 (L999,577) 2,745,611 (59065) (137,706) 8075659 71,150 1Q423,059 $2,0655203 $431,476 $66,085 $10,285,353 This Page Left Intentionally Blank CITY OF SAN RAFAEL BUDGETED NONMAJOR GOVERNMENTAL FUNDS COMBINING SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 303 2009 REVENUES Taxes and special assessments Licenses and permits Fines and forfeitures Use of money and property Intergovermnental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) FUND BALANCES, BEGINNING OF YEAR AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR SPECIAL REVENUE FUNDS Recreation Revolving Baypoint Lagoons Assessment District Variance Variance Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) $25,000 $5,000 $761 ($4,239) 800 2000 207000 2,079,840 209,342 91502 49,850 %192 185342 2,154,690 2,178,295 23,605 25,800 3,551,086 2,480 45,000 3,856,042 55,454 (304,956) 2,480 (I A54) 3,598,566 3,911,496 (3I2,930) $25,368 $368 2,277 1,477 27,645 1,845 4,896 (4,896) 4,896 (4,896) (1,443,876) (I,733,201) (289,325) 25,800 22,749 (3,051) 1,386,760 1,732,760 346,000 1,386,760 1,732,760 346,000 ($57,116) (441) $56,675 $25,800 32,880 $32,439 22,749 $108,837 r'1 SPECIAL REVENUE FUNDS Household Hazmat Facility Variance Final Positive Final Budget Actual (Negative) Budget Childcare Actual Street Maintenance and Cleaning Variance Variance Positive Final Positive (Negative) Budget Actual (Negative) $1,550 $1,086 ($464) $2,135 $2,135 $21,090 $18,296 ($2,794) 5,330 7,799 2,469 $417,548 389,834 (27,714) 50105 13170,225 668,420 173852780 1,375,518 (103262) 21936,600 2,799,342 (137,258) 9,640 9,640 2,765 25765 2,580 8,392 5,812 1,39200 1,394,043 1,383 31354,148 3,194,076 (I60,072) 525,475 1)196,913 671,438 11329,330 1,337,960 (81630) 1,831,180 1,774,164 57,016 33514,283 3,4823129 32,154 11,890 11,890 1193310 119,310 6,750 71988 (1,238) (100,000) 207,593 (307,593) 1,336,080 1,345,948 (9,868) 3,526,173 3,482,129 44,044 1,850,490 1,981,757 (131,267) 56,580 48,095 (8,485) (172,025) (288,053) (116,028) (1,325,015) (784,844) 540,171 300,430 253,920 (46,510) 1,228,170 1,228,170 (46,510) 46,510 (214,282) (272,282) (58,000) 253,920 253,920 1501308 95508 (58,000) $56,580 48,095 ($8,485) $81,895 43.619 (34,133) ($116,028) ($311,127) 97,216 $63,083 171,044 $482,171 487,268 $658,312 (Continued) CITY OF SAN RAFAEL BUDGETED NONMAJOR GOVERNMENTAL FUNDS COMBINING SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 305 2009 REVENUES Taxes and special assessments Licenses and permits Fines and forfeitures Use of money and property Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General govenvnent Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service Principle Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) EXCESS (DEFICIENCY) OF REVENUES AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR SPECIAL REVENUE FUNDS Loch Lomond Assessment District Final Budget $ 14, 800 2000 Variance Positive Actual (Negative) Library Variance Final Positive Budget Actual (Negative) 19,776 (224) $26,060 $44,677 $18,617 189,690 341,690 15200 41000 6, 147 2,147 209000 30,545 10,545 34,800 34,572 (228) 239,750 423,059 183,309 34,800 $34,800 137,692 56,500 53 (53) 194,192 114,190 23,502 279,808 (223,308) 393,998 (199,806) 34,S19 (281) 45,558 29,061 (16,497) (17,075) (17,075) (17,075) (17,075) 34,519 (281) $28,483 824,334 $858,853 11,986 187.922 $199,908 ($16,497) SPECIAL REVENUE FUNDS Public Safety Variance Final Positive Final Budget Actual (Negative) Budget $1,220 $3,721 $2,501 60,100 79,059 18,959 700 500 (1,320) 500 1,895 1,395 68,820 90,355 21,535 $5,500 2,260 ] 0,950 878,640 Stormwater Actual $5,500 14,665 3,328 792,996 Development Services Variance Variance Positive Final Positive (Negative) Budget Actual (Negative) 3,715 3,328 (85,644) 897,350 816,489 (80,861) $34,170 $41,023 $6,853 25,219 25,219 93,445 84,791 (8,654) 127,615 151,033 23,418 168,570 142,738 25,832 1,580,530 1,399,144 181,386 324,740 1631227 161,513 4,000 10,166 (6,166) 58,829 (58,829) 93,445 195,892 (102,447) 172,570 152,904 1906 005,270 1,621,200 284,070 93,445 195,892 (102,447) (103,750) (62,549) 413201 (1,0077920) (8043711) 203,209 34,170 (44,859) ($79,029) 90,000 90,000 1,034,816 1,034,816 90,000 90,000 1,034,816 1,034,816 ($13,750) 273451 $411201 $26,896 230,105 $203,209 $34,170 171,612 $199,063 459,144 $689,249 (44,859) ($79,029) 672,901 $628,042 (Continued) 93 CITY OF SAN RAFAEL BUDGETED NONMAJOR GOVERNMENTAL FUNDS COMBINING SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 303 2009 REVENUES Taxes and special assessments Licenses and permits Fines and forfeitures Use of money and property Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principle Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER)EXPENDITURES OTFIER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) EXCESS (DEFICIENCY) OF REVENUES AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR C7»ll]/:f11�1�L�11111�1��11L/3.y Grants Parkland Dedication Variance Variance Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) $26,450 $17,401 ($9,049) 1,4023832 915,117 (487,715) 134,410 63,800 (70,610) 1,563,692 996,318 (567,374 520 (520) 1 l 2,240 100, 000 12,240 490,583 317,223 173,360 90,124 270,257 (18Q133) 1,2611170 662,215 5983955 1,954,117 1,350,215 603,902 $10,650 $700 ($9,950) 25,611 25,611 (1) 161,374 (1) 16 L374 100 100 10, 65 0 18 8, 6 84 178, 034 (390,425) (353,897) 36,528 ] 0,650 188,684 178,034 296,601 296,601 (25,000) (25,000) 271,601 27101 ($ll8,824) (82,296) $36,528 979,720 $897,424 88,962 88,962 88,962 88,962 $99,612 277,646 $178,034 959,551 $1,237,197 SPECIAL REVENUE FUNDS Emergency Medical Services Business Improvement Variance Variance Final Positive Final Positive Final Budget Actual (Negative) Budget Actual (Negative) Budget $3,310,000 $3,210,317 ($99,683) 655 655 $560 $181 ($379) 16,510 1300 (37510) 1,9009000 2,025,709 125,709 22,520 16,057 (6,463) 5,21000 5123601 2601 395590 29,238 (10,352) 4,508,536 4,573,223 1,000 (64,687) 1,000 39,580 29,252 10,328 $6,970 1,9241550 Sewer Maintenance Variance Positive Actual (Negative) $395 1,671,525 (253,025) 1,931,520 1,671,920 (259,600) 1,782,866 1,528,320 254,546 4,509,536 4,573,223 (63,687) 39,580 29,252 10,328 1,782,866 1,528,320 254,546 700,464 663,458 (37,006) 10 (14) (24) 148,654 1431600 (5,054) 8,460 8,460 (347,950) (347,950) (339,490) (339,490) (143,600) (143,600) (1435600) (1433600) $360,974 323,968 ($37,006) $10 (14) ($24) $5,054 224,979 4,925 $548,947 $4,911 42,073 $42,073 (Continued) CITY OF SAN RAFAEL BUDGETED NONMAJOR GOVERNMENTAL FUNDS COMBINING SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL REVENUES Taxes and special assessments Licenses and pen -nits Fines and forfeitures Use of money and property Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: Generalgovenunent Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principle Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) EXCESS (DEFICIENCY) OF REVENUES AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES FUND BALANCES. BEGINNING OF YEAR FUND BALANCES, END OF YEAR FOR THE YEAR ENDED DUNE 30, 2009 DEBT SERVICE FUND Mariposa Assessment District Variance Final Positive Budget Actual (Negative) $260 ($820) 1997 Financing Authority Revenue Bonds Variance Final Positive Budget Actual (Negative) $300,440 2,620 260 (820) 303,060 $246,031 ($54,409) 2Q619 17,999 266,650 (36,4]0) 180,000 325,000 (145,000) 52,030 65,889 (]3,859) 232,030 390,889 (158,859) 260 (820) 7],030 (124,239) ($195,269) 260 15,999 (1,750) (1,750) 1,750) (1,750) ($820) $69,280 (]25,989) ($195,269) 734.570 $608,581 DEBT SERVICE FUND CAPITAL PROJECT FUND Redevelopment Agency Capital Improvement Open Space Variance Variance Variance Final Positive Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) Budget Actual (Negative) $3,568,780 $3,568,775 3,568,780 3,569,171 1,965,000 1,965,000 1,603,780 1,603,775 3,5685780 3,568,775 ft3!Zi7 396 35.430 $35,826 396 $6,278 5187229 $391 524,507 3,768 $81,750 824,465 F7 $6,278 $5,470 $3,343 ($2,127) 518,229 524,507 5,470 3,343 (2,127) (3,768) (742,715) 5 81,750 828,233 (746,483) 12,960 3,511 9,449 12,960 3,511 9,449 396 (81,750) (303,726) (221,976) (7,490) (l68) l 1,499 11,499 (154,400) (154,400) (142,901) (142,901) $396 ($224,651) (446,627) ($221,976) ($7,490) 832,834 $386,207 (Continued) 7,322 (168) $7,322 143,745 $143,577 m CITY OF SAN RAFAEL BUDGETED NONMAJOR GOVERNMENTAL FUNDS COMBINING SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2009 REVENUES Taxes and special assessments Licenses and permits Fines and forfeitures Use of money and property Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General govermnent Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principle Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) EXCESS (DEFICIENCY) OF REVENUES AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR CAPITAL PROJECT FUND Equipment Replacement Variance Final Positive Budget Actual (Negative) $42,000 $49,080 $7,080 1,395,510 ],395,510 3600 1233193 87,193 Radio Replacement Variance Final Positive Budget Actual (Negative) $32,860 649,380 $12,015 649,380 ($20,845) 1,473,510 1,567,783 94,273 682,240 661,395 (20,845) 307,930 311,476 (3,546) 649,380 637,578 11,802 45,040 45,040 77040 642,097 1277943 142,190 141,485 705 13,890 3,106 10,784 1,279,090 1,098,164 180,926 649,380 637,578 11,802 1942420 469,619 275,199 3200 23,817 (9,043) (437,520) (437s2o> (400,000> (400,000> (437,520) (437,520) (400,000) (400,000) ($243,100) 323099 $275,199 ($367,140) (376,183) ($9,043) 2,033,104 $2,065,203 (Continued) 807,659 $431,476 CAPITAL PROJECT FUND Telephone ReplacemenC Variance Final Positive Budget Actual (Negative) $300 $2,708 $2,408 30200 30200 302,300 304,708 2,408 230,000 238,449 (8,449) 60,850 6Q854 10,470 10,470 301,320 3093773 (85449) 980 (5,065) (6,045) $980 (5,065) ($6,045) 71,150 $663085 This Page Left Intentionally Blank INTERNAL 1 Internal service funds account for department services and financing performed for other departments within the same governmental jurisdiction. Funding comes from charges assessed to the departments benefiting from the service. Building Maintenance Fund -Established to account for construction projects and cyclical large dollar maintenance tasks (roof, painting) completed on City owned buildings. Employee Benefits Fund - This fund is utilized for the payment of retiree benefits, unemployment insurance, accumulated leave requirements and other negotiated benefits not tied to a specific department. Liability Insurance Fund -Established to maintain sufficient reserves for outstanding claims. All costs associated with liability premiums are paid from this fund. Workers' Compensation Fund -Established to maintain sufficient reserves for injury claims. All costs associated with workers compensation, including safety training, wellness programs, claim expenses and insurance premiums are paid from this fund. Dental Insurance Fund -Set up to maintain sufficient reserves for dental claims. All costs associated with dental claims and administrations are paid from this fund. Print Shop and Mail Fund —Set up to maintain sufficient reserves for printing and mail payment. All costs associated with printing and mail expenses are paid from this fund. 101 ASSETS Current Assets: Cash and investments Accounts receivable Due from other funds Prepaids and deposits Total Assets LIABILITIES Current Liabilities: Accounts payable Due to other funds Claims payable Total Current Liabilities Noncurrent Liabilities: Claims payable Total Noncurrent Liabilities Net Assets Total Liabilities NET ASSETS: Unrestricted Total Net Assets Building Maintenance $148,344 148,344 CITY OF SAN RAFAEL INTERNAL SERVICE FUNDS COMBINING STATEMENT OF NET ASSETS JUNE 305 2009 Employee Liability Workers' Dental Print Shop Benefits Insurance Compensation Insurance and Mail Total $928,241 $2,820,814 $7,360 $14,977 $3,919,736 $1,0477179 1,047,179 855,578 8553578 L729 3,458 5,187 1,047,179 929,970 3,6793850 7,360 14,977 53827,680 20,115 1,337 707 5,751 4,150 9,642 41,702 855,578 855,578 300,000 231007000 2,400,000 2J 15 856,915 300,707 2005,751 4,150 91642 3,297,280 ] 07,361 1,209,610 1,316,971 107,361 1,209,610 1,316,971 20,115 856,915 408,068 3,315,361 4,150 9,642 4,6143251 128,229 190,264 521,902 364,489 3,210 5,335 1,213,429 $128,229 $190,264 $52%902 $364,489 $3,210 $53335 $1,213,429 1®2 CITY OF SAN RAFAEL INTERNAL SERVICE FUNDS COMBINING STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET ASSETS FOR THE YEAR ENDED JUNE 302 2009 OPERATING REVENUES Charges for current services Other operating revenues Total Operating Revenues OPERATING EXPENSES Insurance premiums and claims Maintenance and repairs General and administrative Total Operating Expenses Operating Income (Loss) NONOPERATING REVENUES (EXPENSES) Investment income Total Nonoperating Revenues(Expenses) Net income (loss) before transfers Transfers in Transfers out Change in Net Assets NET ASSETS, BEGINNING OF YEAR NET ASSETS, END OF YEAR Building Employee Liability Workers' Dental Print Shop Maintenance Benefits Insurance Compensation Insurance and Mail Total $11Q,690 $1,339,897 $1,571,440 $2,011,247 $527,628 $186,038 $5,746,940 135193397 151,916 14>330 L6853643 11000 2,859,294 1,723,356 2,011,247 541,958 186,038 71432,583 2,389,901 948,104 1,130,245 541,960 156,613 5,166,823 419,774 817342 32,927 534043 574192 163 7LI63 645,518 419,774 279641093 948,267 1,2119587 541,960 2603703 6,346,384 (309,084) (1047799) 775,089 7993660 (2) (74,665) 17086,199 3,794 25,881 98,135 3,794 25,881 98,135 (3057290) (1047799) 800,970 897,795 88,501 448 448 128,258 128,258 446 (74,665) 1,214,457 80,000 168,501 (500,000) (75Q000) (915,000) (2,165,000) (2167789) (6047799) 50,970 (177205) 446 5,335 (782,042) 345,018 7957063 4703932 3811694 2,764 179959471 $128,229 $190,264 $52L902 $3643489 $31210 $5,335 $172132429 103 CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers/other funds Cash payments to suppliers for goods and services Other operating revenues Cash Flows from Operating Activities CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Interfund receipts (payments) Cash Flows from Noncapital Financing Activities CASH FLOWS FROM INVESTING ACTIVITIES Investment received Cash Flows from Investing Activities Net Increase (Decrease) in cash and cash equivalents CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR CASH AND CASH EQUIVALENTS, END OF YEAR Reconciliation of operating income (loss) to net cash provided by operating activities: Operating income (loss) Net change in assets and liabilities: Accounts receivable Prepaids and deposits Accounts payable Claims payable Net Cash Provided by (Used in) Operating Activities CITY OF SAN RAFAEL INTERNAL SERVICE FUNDS COMBINING STATEMENT OF CASH FLOWS FOR THE YEAR ENDED .TUNE 30, 2009 Building Employee Liaty Workers' Dental Print Shop Maintenance Benefits Insurance Compensation Insurance and Mail Total $110,690 $1,5433046 $17571,440 $2,011D247 $527,628 $186,038 $5,950,089 (460,668) (2,9635272) (978,411) (1,723,516) (542,000) (2515061) (6,9187928) 19519,397 151,916 147330 176852643 (349,978) 99,171 744,945 287,731 (42) (65,023) 716,804 SSsol (99,u1) (7so,000) (1,77os78) Sssol (99,171) (7so,000> (1,77os78) 3,794 25,881 98,135 3,794 25,881 98,135 (zs7,683) zo,sz6 (1,384,712) 80,000 (2,457,?48) 80,000 (? 451,248) 448 128,258 4a8 128,2s8 406 14,977 (1,606,186) 406,027 907,415 4,205,526 6,954 5,525,922 $148,344 $9283241 $278207814 $7,360 $14,977 $3,9192736 ($309,084) ($104,799) $775,089 $799,660 203,149 2,389 (119) (40,894) 821 (25376) lj91 (30,157) (5137001) ($2) ($74,665) $1,086,199 203,149 2,270 (40) 99642 (31,656) (543,158) ($349,978) $997171 $7441945 $287,731 ($42) ($652023) $71604 104 � � � Classic Car Paratle This Page Left Intentionally Blank STATISTICAL SECTION This part of the Uty's Comprehensive Annual Financial Report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary infonnation says about the City's overall financial health. In contrast to the financial section, the statistical section information is not subject to independent audit. Financial Trends These schedules contain trend information to help the reader understand how the City's financial perfonnance and well being have changed over time: 1. Net Assets by Component 2. Changes in Net Assets 3. Fund Balances of Govermnental Funds 4. Changes in Fund Balance of Governmental Funds Revenue Capacity These schedules contain information to help the reader assess the City's most significant local revenue source, the property tax: 1. Assessed and Estimated Actual Value of Taxable Property 2. Property Tax Rates, All Overlapping Governments 3. Principal Property Taxpayers 4. Property Tax Levies and Collections Debt Capacity These schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future: l . Ratio of Outstanding Debt by Type 2. Computation of Direct and Overlapping Debt 3. Computation of Legal Bonded Debt Margin 4. Bonded Debt Pledged Revenue Coverage, Redevelopment Agency Tax Allocation Bonds Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City's financial activities take place: l . Demographic and Economic Statistics 2. Principal Employers Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the City's financial report relates to the services the City provides and the activities it performs: 1. Full -Time Equivalent City Government Employees by Function 2. Operating Indicators by Function/Program 3. Capital Asset Statistics by Function/Program Sources Unless otherwise noted, the information in these schedules is derived from the Comprehensive Amlual Financial Reports for the relevant year. The City implemented GASB Statement 34 in 2003; schedules presenting govermnentwide information include information beginning in that year. 107 This Page Left Intentionally Blank $250,000 $200,000 $150,000 $100,000 $50,000 m CITY OF SAN R.AFAEL NET ASSETS BY COMPONENT Last Seven Fiscal Years (accrual basis of accounting) 2003 2004 2005 2006 2007 2008 2009 ■NetofRelatedDebt ■Restricted ■Unrestricted Governmextal activities Invested in capital assets, net of related debt Restricted Unrestricted Total governmental activities net assets Business -type activities Invested in capital assets, net of related debt Unrestricted Total business -type activities net assets Primary government Invested in capital assets, net of related debt Restricted Unrestricted Total primary goverment net assets 2003 2004 2005 $198,031,181 2,933,294 1622162230 $217,1802705 $8,464,417 1,078,245 $9,542,662 $206,495,598 2,933,294 17,294,475 $226,723,367 $202,215,793 2,708,397 9,775,565 $214,699,755 $8,749,750 1,447,467 $10,197,217 $210,965,543 2,708,397 11,223,032 $224,896,972 $194,658,126 2,378,641 147167,627 $211,204,394 $8,615,483 1,900,504 $10,515,987 $203,273,609 2,378,641 16,068,131 $221,720,381 2006 2007 $175,806,100 620,889 325739,318 $209,166,307 $9,819,435 2,113,659 $11,933,094 $185,625,535 620,889 34,852,977 $221,099,401 $171,849,149 31,124,935 42499,136 $ Z07,473,220 $9,717,501 2,226,838 311,944,339 $181,566,650 31,124,935 6,725,974 $219,417,559 2008 2009 $176,724,820 26,848,900 41273,937 $207,847,657 $1Q,130,329 2,471,117 $12,601,446 $186,855,149 26,848,900 6,745,054 $220,449,103 $178,744,119 25,721,231 (7009985) $2 13,764,365 $11,243,637 1,936,958 $13,180,595 $189,987,756 25,721,231 1,235,973 $216,944,960 109 Expenses Governmental Activities: General government Public safety Public works and parks Community development / redevelopment Culture and recreation Interest on long-term debt Total Governmental Activities Expenses Business -Type Activities: Parking services Total Business -Type Activities Expenses Total Primary Government Expenses Component Unit: San Rafael Sanitation District Program Revenues Governmental Activities: Charges for services: General government Public safety Public works and parks Community development / redevelopment Culture and recreation Operating grants and contributions Capital grants and contributions Total Government Activities Program Revenues Business -Type Activities: Charges for services: Parking services Total Business -Type Activities Program Revenues Total Primacy Government Program Revenues Component Unit: Charges for services: San Rafael Sanitation District Net (Expense)/Revenue Governmental Activities Business -Type Activities Total Primary Government Net Expense Component Unit Activities 2003 $5,555,915 30,476,353 27,237,899 3,727,315 9,055,681 4,082,760 CITY OF SAN KAFAEL CHANGES IN NET ASSETS Last Seven Fiscal Years (Accrual Basis of Accounting) 2004 Fiscal Year Ended June 30 2005 2006 $5,074,335 55,895,390 30,453,108 325891,692 16,0431092 16,820,453 31921,422 4,624,345 7,444,339 814503017 21516,659 2112%818 2007 $632525533 $8,908,433 33,1785537 37,2715272 235401,246 20,998,749 41194,249 493845408 8,652,445 9,729,485 11725,559 211835683 80,135,923 65,452,955 7Q811,715 77,404,569 83,476,030 1,245,316 I,539,441 2,451,941 2,761,511 3,110,254 1,245,316 1,539,441 2,451,941 2,761,511 3,110,254 $81,381,239 $66,992,396 $73,263,656 $8Q166,080 $86,586,284 $5,708,208 $5,297,737 $5,288,582 56,148,915 $6,656,432 $1,433,372 $1,487,595 2,530,916 2,203,371 3,072,849 2,6971858 1,691,427 1,982,211 35688,418 3,960,777 6,003,700 5,252,820 1,744,556 573,485 $1,831,269 $402,094 51,512,814 4,315,141 5,085,679 5,279,785 3,298,076 317995861 4,030,060 0745527 3,1905832 2,8155009 3,924,360 4,368,274 41521,004 3,321,135 2,7455570 3,701,901 606,589 3,936,474 2,786,761 20,165,238 18,1585117 19,271,097 23,5285784 2436475334 i,81o,479 �,307,432 2,604,066 3,025,380 3,24? 046 1,810,479 2,3073432 21604,066 3,0251380 35242,046 $21,9755717 $20,465,549 $211875,163 $26,554,164 $2758895380 $5,566,610 $5,811,437 $6,060,993 $6,340,773 57,857,9(6 ($59,970,685) ($47,294,838) (S51,540,618) (553,875,785) ($58 828 6961 565,163 767,991 152,125 263,869 131,792 ($59,405,522) ($46,526,847) ($5153885493) ($5336113916) ($58,696,904) ($141,598) $513,700 $772,411 $191,858 $1,201,484 110 2008 $8,621,079 40,845,347 22,105,367 5,811,866 1033007230 139891620 2009 $8,075,344 42,708,538 23,036,676 5,759,171 1 1,505,896 1,907,229 89,673,509 92,992,854 3,282,235 3,563,235 3,282,235 3,563,235 $92,955,744 $96,556,089 $8,09Q636 $9,143,977 $1,494,784 5,562,072 4,983,288 3,247,024 4,870,884 334633616 31239,509 $1,738,685 5,906,445 4,753,817 239153872 512537683 3,544,248 7,311,173 26,861,177 31,423,923 4,161,936 4,454,490 4,161,936 43454490 $31,023,113 535,878,413 $9,366,305 $1 Q567,647 ($62,812,332) ($61,568,931) 879,701 891,255 ($61,932,631) ($60,677,676) $1,275,669 $1,423,670 111 General Revenues and Other Changes in Net Assets Governmental Activities: Taxes: Property Sales Special assessments Paramedic Motor vehicles Transient occupancy Franchises Business licenses Other Investment earnings Loss on disposal of assets Miscellaneous Special item - Court fines repayment Transfers Total Government Activities Business -Type Activities: Investment earnings Aid from other government agencies Transfers Total Business -Type Activities Total Primary Government Component Unit: San Rafael Sanitation District Property Taxes Investment earnings Miscellaneous Aid from other governmental agencies Total Component Unit Change in Net Assets Governmental Activities Business -Type Activities Total Primary Government Change in Net Assets Component Unit Activities CITY OF SAN RAFAEL CIIANGES IN NET ASSETS (continued) Last Seven Fiscal Years (Accrual Basis of Accounting) 2003 $13,983,697 16,779,878 3,055,575 3,317,710 5,465,495 1,897,339 (5001819) 1,843,458 2004 2005 2006 $14,895,188 17,166,966 3,329,680 2,495,598 5,476,044 809,242 498,200 $17,385,722 17,13200 3,6423184 4,657,817 5,151,205 1,112,548 876,907 $20,848,887 18,188,524 3,017,488 372,726 6,963,448 1,248,409 361,195 232,398 142,970 15,720 201,191 2007 $20,360,475 24,484,356 2,9981925 331,620 8,830,955 1,669,181 491,488 (1,133,458) 212.170 46,074,731 44,813,888 49,974,203 51,201,868 58,245,712 17,772 29,534 28,522 44,536 91,623 40,735 1,309,893 (232,398) (142,970) (15,720) (201,191) (212,170) (214,626) (113,436) 53,537 1,153,238 (120,547) $452860,105 $44,70Q452 $50,027,740 $521355,106 $58,125,165 $560,269 $591,078 104,358 75,739 154,919 $125,959 $179,479 $755,763 117,348 237,206 367,887 609,419 645,804 340,642 $805,941 $821,736 $852,726 $102,489 $1464,292 ($13,895,954) ($2,480,950) ($1,566,415) ($2,673,917) ($582,984) 350,537 654,555 205,662 1,417,107 11,245 (U3,545,417) ($1,826,395) ($1,360,753) ($1,256,810) ($571,739) 0 664,343 $1,335,436 01,625,137 $1,254,347 $2,665,776 112 2008 2009 22,195,606 $21,978,859 253764,457 21,970,262 3,503,555 3,210,317 2577320 1973989 1,678,912 2,941,149 2,405,934 9,242,241 17561,835 115837056 717,968 296,454 461,224 344,080 361,190 633186,769 57,485,639 1211486 49,084 (344,080) (361,190) (2223594) (3123106) $6239643175 $5711733533 $803,071 $855,511 341,032 206,752 3,546 37540 577,860 3813144 $177257509 $11446,947 $374,437 ($4,083,292) 657,107 579,149 $1,031,544 ($3,504,143) $3,001,178 $2,870,617 113 This Page Left Intentionally Blank GenemlFund Reserved Unreserved Total General Fund All Other Goven menhd Fonds Reserved Unreserved, reported in: Special Revenue Funds Debt Service Fonds Capital Project Funds Expendable Trust Fund Total all other governmental funds Thousaada $601000 $507000 $40,000 $302000 $200000 $10,000 $0 CFI'Y SAN RAFAEL FUND BALANCES OF GOVERNMENTAL FUNDS WE Ten Fiscal Years (Madsed Accrual Basis of Accounting) 2000 2001 2002 2003 2004 1005 2006 2007 2008 2009 ■Reserved ■Unrexrved As otJune 30. 2000 2001 2002 2003 2aa4 2005 2006 2007 2008 2009 $7 $34,781,234 $33,963,309 $22,579,186 $36,695,318 $32,471,197 $26,599,557 $21,603,724 $20,773,760 $17,599,142 $16,680,568 11,991,024 13,861,241 13,195,852 6,317,972 5,574,048 5,628,187 7,168,753 8,107,477 7,413,808 8,641,239 35,430 (ls0302293) 417342986 %315,764 39360,540 447,748 461,953 422188 $47,220.006 $48,286,503 $36.197,226 $43.013,290 $38.045,245 $32,227,744 $28.772,477 $33.616,223 S28.364.144 $27,652,054 (a) The change iv total fund balance for the General Fund and other govemmrntel fimds is explained in Mmagement's Discussion and Analysis. 115 CITY OF SAN RAFAEL CHANGES IN FUND BALANCE OF GOVERNMENTAL FUNDS Last Ten Fiscal Years (Modified Accrual Basis of Accounting) Fiscal Year Ended June 30, 2000 2001 2002 2003 Revenues Taxes and special assessments $36,267,264 $39,753,729 $38,53002 $39,284,643 Licenses and permits 84605 844,793 690,077 735,109 Fines and forfeitures 1,466,685 13337,617 773,239 770,632 Use of money and property 2,616,579 33989,893 2,465,306 1,897,339 Intergovernmental 9,061,449 9,2233148 8,590,790 934057422 Charges for services 101590,021 12,019,807 9,704,113 107102,392 Other revenue 7,014,228 41684,447 1,148,767 3,568,297 Total Revenues 67,862,231 71,8533434 61,902,894 653763,834 Expenditm•es Current: General government 5,7253859 5,737,343 6,188,702 4,740,703 Public safety 23,756,604 24,437,700 25,898,206 28,041,079 Public works and parks 7,607,760 809,755 9,329,346 9,491,552 Community development / redevelopment 2,914,886 3,454,234 3,61008 37253,947 Culture and recreation 632177506 6,381,725 7,077,117 7,176,097 Capital outlay 486,424 2,92309 3071483 1257884 Capital improvement / special projects 1914793314 I Q935,705 15,760,086 11,058,796 Debt service: Capitalized lease obligation 197,132 Principal 1,875,000 1,786,000 1,8491000 24,29000 Interest and fiscal charges 2,700,668 2,746,333 2,641,111 4,046,170 Total Expenditures 70,7643021 67,072,464 72,661,159 92,421,360 Excess (deficiency) of revenues over (under) expenditures (21901,790) 4,780,970 (I0,758,265) (26,6573526) Other Financing Sources (Uses) Proceeds from issuance of debt Contribution from Sanitation District Capital lease for equipment acquisition Transfers in Transfers (out) Total other financing sources (uses) Net Change in fund balances Debt service as a percentage of noncapital expenditures 32,625,000 744,556 7,846,585 7,070,234 5,750,044 42,503,976 (8,333,854) (7,830,234) (6,432,801) (42,971,248) (487,269) (760,000) (682,757) 323902,284 ($3,389,059) $4,020,970 ($117441,022) ( ) ) a $6,244,758 (a) NOTE: (a) The City nnplemented GASB Statement 34 in fiscal year 2003. Therefore this calculation is included only for fiscal years subsequent to that date. Fiscal Year Ended June 30, 2004 2005 2006 2007 2008 2009 $40,875,826 $42,901,520 $44,901,544 $52,472,246 $56,1291195 $51,019,143 928,303 929,993 1,175,030 1,157,981 13489,748 1,472,913 7915975 15088,459 622,494 515,528 797,081 660,338 1,0243199 1,244,406 1,3165558 1,74408 1,584,508 847,120 830497002 10,522,095 11,705,917 123760,496 12,0810968 17,518,670 1 Q423,754 11,407,622 13,104,572 13,504,621 1507,460 16,3845265 735,976 1,135,485 1475,078 lA%743 8157704 7597320 623829,035 69,229,580 74,301,193 83,624,303 88,505,664 8801,769 5,0145452 5,539,191 6,200,338 81188,999 8,288,170 8,059,526 28,863,197 31,784,872 33,321,967 36,264,321 40,299,862 41,209,972 9,257,991 9,294,419 1022,585 11,972,537 13,64105 12,926,646 3,875,542 3,763,614 4,184,084 4,3193042 55786,661 51572,079 7,145,264 7,538,607 8A09,833 905,370 9,820,365 M2333361 31,703 1,027,267 60,411 6,716,630 6,2433517 5,0487044 9,82503 9,25301 13,200,872 1,189,613 5,124,091 606,857 IQ,775 141,197 13Q,315 2,360,000 2,585,000 2,525,000 2,287,255 2,504,370 2,714,358 234561357 2,140,673 1,878,265 1,829,091 1,7763354 17683,240 %840,384 7308,501 80,5333670 811772,858 93485,055 94,05403 (6,011,349) (3,838,921) (6,232,477) ],851,445 (4,979,391) (5,392,314) 318,000 5,222,868 8,636,544 6,925,107 6,812,260 6,353,216 8,972,495 (419793898) (7,740,324) (6,672,916) (6,958,046) (6,329,136) (63614,806) 242,970 896,220 252,191 172,214 2400 2,357,689 ($51768,379) ($2,942,701) ($5,9803286) $2,023,659 ($4,955,311) ($31034,625) 117 $1z,000 $10,000 $8,000 0 $6,000 $4,000 $2,000 $0 ASSESSED AND ESTIMATED ACTUAL VALUE OF TAXADLE PROPERTY LAST EIGHT FISCAL YEARS 2002 2003 2004 2005 2006 2007 OmlbmUnsecured Property 0001mSecured Property 2008 2009 Real Property Total Real Total Fiscal Residential Commercial Industrial Secured Unsecured Total Estimated Direct Year Property Property Property Other Property Property Assessed (a) Full Market (a) Tax Rate (b) 2002 2003 2004 2005 2006 2007 2008 2009 $4,516,490,542 4,827,556,658 5,160,984,286 5,510,630,728 6,018,318,932 6,544,841,348 7,024,610,641 7,357,121,277 $1,410,153,485 1,480,344,464 1,514,445,365 1,546,579,852 1,618,091,589 1,745,483,576 1,824,656,505 1,941,927,620 $126,299,23 8 128,546,036 130,514,420 146,822,250 177,974,231 197,040,979 214,341,528 234,66%841 $78,693,794 74,236,658 91,737,340 93,875,824 91,321,393 122,977,950 105,409,028 129,177,651 Source: HdL Coren &Cone, Marin County Assessor 2001/02-2008/09 Combined Tax Rolls $6,131,637,059 6,510,683,816 6,897,681,411 7,297,908,654 7,905,706,145 8,610,343,853 9,169,017,702 9,662,896,389 $445,297,553 431,291,562 406,163,129 40750165133 376,8K454 36257275209 37459765613 $6,131,637,059 6,955,981,369 7,328,972,973 7,704,071,783 8,312,722,278 8,987,234,307 9,531,744,911 10,037,873,002 $6,131,637,059 6,955,981,369 7,328,972,973 7,704,071,783 8,312,722,278 8,987,234,307 9,531,744,911 10,037,873,002 0.29149% 0.32195% 0.32010% 0.30834% 0.30792% 0.30328% 0.30273% 0.30752% (a) The State Constitution requires property to be assessed at one hundred percent of the most recent purchase price, plus an increment of no more than two percent annually, plus any local over -rides. These values are considered to be full market values. (b) California cities do not set their own direct tax rate. The state constitution establishes the rate at 1%and allocates a portion of that amount, by an annual calculation, to all the taxing entities within a tax rate area. 118 CITY OF SAN RAFAEL PROPERTY TAX RATES ALL OVERLAPPING GOVERNMENTS LAST TEN FISCAL YEARS Fiscal School Misc. Special Year City County (1) Districts Districts Total 2000 0.154 0.295 0.5413 0.0461 1.0360 2001 0.154 0.295 0.5683 0.0461 1.0630 2002 0.154 0.295 0.5873 0.0461 1.0820 2003 0.154 0.295 0.6163 0.0461 1.1110 2004 2005 0.154 0.154 0.295 0.295 0.6483 0.6593 0.0461 0.0461 1.1430 1.1540 2006 0.154 0.295 0.6828 0.0461 1.1775 2007 0.154 0.295 0.7160 0.0461 1.2107 2008 0.154 0.295 0.7225 0.0461 1.2172 2009 0.154 0.295 0.7192 0.0461 1.2139 Notes: (1) Like other cities, San Rafael includes several property tax rate areas with different rates. A mean average is indicated. Source: Marie County Assessors OfFice 1999/00 - 2008/09 Tax Rate Tables 119 CITY OF SAN RAFAEL PRINCIPAL PROPERTY TAX PAYERS CURRENT YEAR AND NINE YEARS AGO Northgate Mall Associates SR Corporation Center Phase 1 & 2 Hines San Rafael LLC Sutter Health Regency Center IT Associates LP Marin Sanitary Service 4040 Civic Center Bay Apartment Communities Inc Northbay Properties 11 Rafael Town Center Investors LLC AMG Realty Partners LP Lucas Digital Ltd. LLC Autodesk Inc MHV Joint Venture Home Depot USA Inc. L/L etal F E Trotter Inc. Fair Isaac & Co. Inc WHLW Real Estate Ltd. Partners Subtotal Total Net Assessed Valuation: Fiscal Year 2008-2009 Fiscal Year 1999-2000 Percentage of Total City Taxable Taxable Assessed Assessed Value Value $97,270,425 1.0% 8%644,871 0.9% 80,92%782 0.8% 411564,999 0.4% 40,911,379 0.4% 38,347,115 0.4% 36,205,533 0.4% 34,497,679 0.3% 33,9501419 0.3% 335948,747 0.3% 1999-2000 Percentage of Total City Taxable Taxable Assessed Assessed Value Value $89,5973441 34,230,569 63,750,047 40,982,654 33,142,893 25,443,053 21,816,912 21,7353510 19,637,270 19,037,112 $527,270,949 5.3% $369,373,461 $10,037,873,007 $5,163,095,206 Source: HdL Coren &Cone, Marin County Assessor 1999-2000 & 2008-2009 Net Taxable Value History 7.2% CITY OF SAN RAFAEL 24 23 22 21 20 19 18 17 16 15 14 13 12 11 10 9 8 7 6 PROPERTY TAX LEVIES AND COLLECTIONS (1) LAST TEN FISCAL YEARS --�—Allocations �—Apportionments 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 Delinquent taxes Fiscal as a Percent of Year Rate Levies Allocations Collections ApportionmentsDelinquencies Allocations 2000 1.00 (2) 10,954,198 (2) 10,954,198 (2) 0.0% 2001 1.00 (2) 11,594,551 (2) 11,594,551 (2) 0.0% 2002 1.00 (2) 1232939952 (2) 1252939952 (2) 0.0% 2003 1.00 (2) 13,983,697 (2) 13,983,697 (2) 0.0% 2004 1.00 (2) 1438953188 (2) 145895,188 (2) 0.0% 2005 1.00 (2) 173385,722 (2) 175385,722 (2) 0.0% 2006 1.00 (2) 2038483887 (2) 2058489887 (2) 0.0% 2007 1.00 (2) 2033603475 (2) 2053609475 (2) 0.0% 2008 1.00 (2) 2231953606 (2) 225195,606 (2) 0.0% 2009 1.00 (2) 2139783859 (2) 215978,859 (2) 0.0% Notes: (1) Excludes State Reimbursed Exemptions and deductions for County property tax administration. (2) Information not applicable. All general purpose property taxes are levied by the county and allocated to other governmental entities. Source: San Rafael Finance Department Revenue Reports 121 Elm E� CITY OF SAN RAFAEL RATIO OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 Governmental Activities RDA Tax Financing Court Fine Capitalized Fiscal Allocation Authority Note Promissory Lease Year Bonds Revenue Bonds Payable Note Obligations Total 2000 $47,0993004 $49315,000 $1693000 $51,583,004 2001 4598999004 31885,000 16%000 4%953,004 2002 43547%004 3,335,000 1695000 4639833004 2003 4459149000 2,820,000 1695000 473903,000 2004 43523%004 21340,000 1699000 4537483004 2005 4195143004 1,685,000 1695000 43,368,004 2006 401849,107 1,1559000 16%000 $412,441 4295853548 2007 3%217,501 9505000 1695000 $1,02%717 596,927 41,9635145 2008 3735375161 780,000 16%000 816,119 401,155 395703,435 2009 3557935692 455,000 16%000 594,100 198,816 379210,608 Business -Type Activities Parking Total Percentage Fiscal Services Primary of Personal Per Year Bonds Total Government Income (a) Capita (a) 2000 $5155835004 0.31% $920 2001 49,953,004 0.30% 883.59 2002 4639833004 0.29% 828.76 2003 $7,605,000 $75605,000 553508,000 0.34% 973.72 2004 7,6055000 75605,000 5333533004 0.29% 933.04 2005 7,6055000 75605,000 503973,004 0.26% 890.76 2006 79455,000 75455,000 5030403548 0.24% 872.56 2007 7,300,000 7,300,000 493263,145 0.22% 848.68 2008 75140,000 751405000 46,8435435 N/A 804.39 2009 659753000 6,9755000 44,1855608 N/A 757.08 Note : Debt amounts exclude any premiums, discounts, or other amortization amounts. Sources: City of San Rafael State of California, Department of Finance (population) U.S. Department of commerce, Bureau of the Census (income) (a) See Schedule of Demographic and Economic Statistics for personal income and population data. 122 CITY OF SAN RAFAEL COMPUTATION OF DIRECT AND OVERLAPPING DEBT June 30, 2009 2008 09 Assessed Valuation: Redevelopment Incremental Valuation: Adjusted Assessed Valuation: OVERLAPPING TAX AND ASSESSMENT DEBT: Marin Community College District San Rafael High School District Tamalpais Union High School District Dixie School District Ross School District Ross Valley School District San Rafael School District City of San Rafael 1915 Act Bonds TOTAL OVERLAPPING TAX AND ASSESSMENT DEBT DIRECT AND OVERLAPPING GENERAL FUND DEBT: $10,037,813,007 2)1 91)093, 123 $7,8461719,884 Marin County Certificates of Participation Marin County Pension Obligations Marin County Transit District General Fund Obligations Marin Municipal Water District General Fund Obligations Marin Community College District Certification of Participation Dixie School District Certificates of Participation San Rafael School District Certificates of Participation City of San Rafael General Fund Obligations TOTAL DIRECT AND OVERLAPPING GENERAL FUND DEBT COMBINED TOTAL DEBT Total Debt 6/30/2009 ;132318000 5616707315 18234051000 854851810 18,724,941 15,039,213 66,688,301 445,000 Applicable (1) 15.160% 73.930% 0.091 % 66,806% 1.857% 0.008% 78.095% 100.000% City's Share of Debt 6/30/09 $20,038,488 41,896,364 165,989 55669,030 347,722 1,203 52,080,229 445,000 $120,6441025 $43,098,270 15.135% $6,522,923 112,7551000 15.135% 171065,469 238,124 15.135% 36,040 1935728 19,463% 375705 2,9405834 15.160% 445,830 555,000 66,806% 370,773 41280,000 78.095% 31342,466 1013877438 100.000% 101387,438 $381208,645 $158,852,670 (2) (1) Percentage of overlapping agency's assessed valuation located within boundaries of the City. (2) Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and tax allocation bonds and ended capital capital lease obligations. Ratios to 2008-09 Assessed Valuation: Total Overlapping Tax and Assessment Debt Ratios to Adjusted Assessed Valuation: Combined Direct Debt Combined Total Debt STATE SCHOOL BUILDING AID REPAYABLE AS OF 6/30/09: Source: California Municipal Statistics, Inc. 1.20% 0.13% 2.03 m 123 CITY OF SAN RAFAEL COMPUTATION OF LEGAL BONDED DEBT MARGIN June 30, 2009 ASSESSED VALUATION: BONDED DEBT LIMIT (3.75% OF ASSESSED VALUE) (a) LESS AMOUNT OF DEBT SUBJECT TO LIMIT: LEGAL BONDED DEBT MARGIN $10,037, 873,002 376,420,238 35,793,692 $412,213,930 Total net debt Total Net Debt Legal applicable to the limit Fiscal Debt Applicable to Debt as a percentage Year Limit Limit Margin of debt limit 2002 $2291936,390 $ 43,479,004 $ 1861457,386 23.32% 2003 260,8495301 44,9147000 21559355301 20.80% 2004 274,836,486 43,239,004 231,597,482 18.67% 2005 288,902,692 41,514,004 2471388,688 16.78% 2006 3115727,085 40,849,107 2705877,978 15.08% 2007 337,021,287 395217,501 297,803,786 13.17% 2008 357,4405434 375537J61 319,903,273 11.73% 2009 3763420,238 35,793,692 340,626,546 10.51% NOTE: (a) California Government Code, Section 43605 sets the debt limit at 15%. The Code section was enacted prior to the change in basing assessed value to full market value when it was previously 25% of market value. Thus, the limit shown as 3.75% is one-fourth Source: California Municipal Statistics. Inc. and City of San Rafael's Management Service Department 124 • I I 3.00 2.00 0.00 2004 2005 Fiscal Gross Operating Year Revenue (1) Expenses (2) CITY OF SAN RAFAEL REVENUE BOND COVERAGE PARKING FACILITY LAST SIX FISCAL YEARS 2006 2007 � Coverage Net Revenue Available for Debt Service Debt Service Requirements 2009 Principal Interest Total Coverage 2004 $ 25336,966 $ 11498,740 $ 8383226 2005 2,632,588 1,964,713 667,875 - $ 431,958 $ 431,958 1.55 2006 3,069,915 2,155,435 914,480 $ 150,000 344,441 494,441 1.85 2007 3,331,754 2,3443285 9879469 1559000 3395904 494,904 IN 2008 430899112 256925086 13397,026 l%000 335,216 495,216 2.82 2009 4,503,574 299243365 1,5795209 1655000 330,379 495,379 3.19 Notes: On March 26, 2003, the City Financing Authority issued lease revenue bonds for the design and construction of a new par] (1) Includes all Parking Facility Operating Revenues and Non -operating Interest Revenue (2) Includes all Parking Facility Operating Expenses less Depreciation and Interest Source: City of San Rafael Annual Financial Statements 125 CITY OF SAN RAFAEL REDEVELOPMENT PLEDGED REVENUE COVERAGE LAST TEN FISCAL YEARS 1999 RDA Tax Allocation Bonds 2002 RDA Tax Allocation Bonds Finding Source: RDA tax increment revenues Funding Source: RDA tax increment revenues Fiscal Available Debt Service Requirements Fiscal Available Debt Service Requirements Year Revenue Principal Interest Total Coverage Year Revenue Principal Interest Total Coverage 2000 $1,497,200 $ 560,000 $ 937,200 $ 1,497,200 1.00 2000 N/A N/A N/A N/A N/A 2001 1,497,529 500,000 9977529 1,497,529 1.00 2001 N/A N/A N/A N/A N/A 2002 1A99A75 525,000 974,445 1A99A45 I.00 2002 N/A N/A N/A N/A N/A 2003 1,49900 5501000 9493600 174997600 I.00 2003 $2,069,768 $1,475,000 $ 5945768 $270692768 1.00 2004 11497,881 575,000 92201 1,497,881 1.00 2004 2706%425 111001000 969,425 2,0691425 1,00 2005 1,4997856 6052000 8943856 114997856 1.00 2005 2,067,225 171207000 947,225 21067,225 1.00 2006 1A953525 6307000 8657525 11495,525 1,00 2006 2,0697575 1, 14500 9247575 270691575 1.00 2007 1,499,769 6651000 8345769 1,499,769 1.00 2007 27066,475 %165,000 9011475 25066,475 1.00 2008 174975469 6957000 802A69 1A973469 1,00 2008 2,070,381 111957000 876,381 2,0717381 1.00 2009 1,498625 7301000 768,625 1,4981625 1.00 2009 2,0701150 132353000 835,150 2,0703150 1.00 126 CITY OF SAN RAFAEL DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 ■City Population as a % of County Population $100 N c $90 N $80 0 $70 ~ $60 $50 $40 $30 � Per Capita Personal Income (2) Personal Fiscal City Income (2) Year Population (1) in millions) $25,000 $20,000 $155000 $10,000 $5,000 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 ■Personal Income (2) (in millions) 10.00% 0.00% 2000 2001 2002 2003 2004 2005 2006 2007 20p8 20 Per Capita Personal Income (2) ■ Unemployment Rate (%) Average Unemployment Rate (3) Marin County Population City Population of County 2000 56,063 $16,766 $67,714 2.80% 247,289 22.67% 2001 56,534 16,900 68,135 3.50% 249,231 22.68% 2002 563691 169159 655558 4.90% 2505078 22.67% 2003 57,006 161341 66,620 4.90% 249,808 22.82% 2004 57,182 183115 745230 4.40% 2513330 22.75% 2005 57,224 19,485 79,688 3.90% 252,485 22.66% 2006 57,349 219266 86,719 3.50% 2535341 22.64% 2007 58,047 22,590 91,483 3.70% 255,982 22.68% 2008 58,235 n/a n/a 4.60% 257,406 22.62% 2009 58,363 n/a n/a TO% 258,618 22.57% Source (1) State of California, Department of Finance -Demographic Research Unit. The data represents the City's population as of January 1, of each year. (2) Regional Economic Information System, Bureau of Economic Analysis, U.S. Department of Commerce. Data is Marin county -wide rate. (3) Employment Development Department, Labor Market Information Division. Data represents Marin county -wide rate only and is not seasonally adjusted. 127 CITY OF SAN RAFAEL PRINCIPAL EMPLOYERS FISCAL YEAR 200&2009 Number of Employer Employees Kaiser Permanente 2,267 Autodesk, Inc. 1,200 Golden Gate Bridge Highway & Transportation Disi 828 City of San Rafael 633 Dominican University of California 508 Fair Issac Corp. 350 YMCA 348 San Rafael City Elementary School District 335 San Rafael City High School District 250 Ghilotti Bros. Inc. 240 Totals 6,959 Percentage of Total Employment in San Rafael 8.15% 432% 2.98% 2.28% 1.83% 1.26% 1.25% 1.21% 0.90% 0.86% 25.03% Total employment in the City of San Rafael as of October 2009 was 27,800 Solace: State of California, Employment Development Department, Labor Market Information Divis Source: http://www.cajobmatch.com Note: Data not available for ranking or total employment, or for nine years prior. CITY OF SAN RAFAEL FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY FUNCTION LAST TEN FISCAL YEARS 450.00 400.00 350.00 300.00 W 250.00 w 200.00 150.00 100.00 50.00 0.00 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 ■ General Government ■Public Safety ■ Public Works and Parks ❑ Community Development/Redevelopment ■ Culture and Recreation Function General Government Public Safety Public Works and Parks Community Development/Redevelopment Culture and Recreation Total Source: City of San Rafael 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 36.56 36.56 39.20 41.73 49.27 47.02 53.71 59.38 59.88 58.88 202.00 75.70 202.00 75.70 203.03 80.70 203.03 79.95 201.63 76.70 193.13 72.80 188.86 74.80 189.00 76.80 186.00 78.80 183.00 78.80 26.28 26.28 30.28 29.75 28.75 26.75 26.43 31.00 34.50 34.50 81.99 81.99 83.76 83.76 83.26 79.73 77.49 80.22 85.90 85.90 422.53 422.53 436.97 438.22 439.61 419.43 421.29 436.40 445.08 441.08 129 CITY OF SAN RAFAEL OPERATING INDICATORS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS Function/Program Public safety: Fire: Inspection permit issued Police: Police calls for service Law violations: Part I crimes Physical arrests (adult and juvenile) Traffic violations Parking violations Public works Street resurfacing (miles) Culture and recreation: Recreation class participants Library: Total items borrowed (thousands) Items in collection (thousands) Wastewater Residential connections Commercial connections Other connections Average daily sewage treatment (millions of gallons) Note: N/A denotes information not available. 2000 200I 2002 2003 2004 n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a 15,468 26,308 305946 n/a 7.16 n/a 1.20 5.70 6,000 6,000 6,000 7,000 7,000 121.96 122.71 121.85 128.12 118.24 315.20 318.72 336.57 338.60 332.33 6.976 6.976 6.976 6.976 6.976 130 2005 2006 2007 n/a n/a 143 n/a n/a 431480 n/a n/a 23557 n/a n/a 31809 n/a n/a 53197 39,421 33,610 36,228 6.80 1.08 n/a 7,000 8,000 81000 121.81 123.12 124.46 299.30 333.15 359.41 6.976 6.976 6.976 2008 2009 217 196 433488 42,227 2,314 2,352 41182 4,487 9,241 5,777 42,481 445913 4.95 2.77 8,000 8,000 124,404 6.976 6.976 131 CITY OF SAN RAFAEL CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS Function/Program Public safety: Fire stations Police stations Police Fleet Public works Miles of streets Street lights Parking District lights Traffic Signals Culture and recreation: Community services: City parks City parks acreage Playgrounds City trails Community gardens Community centers Senior centers Sports centers Performing arts centers Swimming pools Tennis courts Basketball Courts Baseball/softball diamonds Soccer/football fields Library: City Libraries Wastewater Miles of sanitary sewers Niunber of treatment plants (1) Source: City of San Rafael 2000 2001 2002 2003 2004 6 6 6 6 6 1 1 1 1 1 165 165 171 171 172 4,167 41167 4,200 41200 4,333 86 86 85 85 85 19 19 19 19 19 41 41 41 41 41 13 13 13 13 13 15 15 15 15 15 2 2 2 2 2 4 4 4 4 4 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 10 10 10 10 10 5 5 5 5 5 5 5 5 5 5 0 2 2 2 2 171.32 175.82 176.90 178.40 179.15 42.30 49.30 51.40 53.50 57.60 1 1 1 1 1 132 zoos Zoo6 ZooI Zoos Zoo9 6 6 6 6 1 1 1 1 6 1 172 173 173 173 173 4,333 4,435 43435 4,435 4,435 85 89 89 89 89 19 19 19 20 20 41 41 41 42 42 13 13 13 14 14 15 15 20 20 20 2 1 1 1 1 4 4 4 4 4 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 10 10 10 10 10 5 5 5 5 5 5 5 5 5 5 2 2 2 2 2 1 1 1 1 2 179,15 179,15 179,15 179,15 179,15 57,60 57,60 57,60 57,60 57,60 1 1 1 1 1 133 This Page Left Intentionally Blank