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HomeMy WebLinkAboutFY2011-12 CAFRj• ! i F • � � R i• i M,. • ,,yyyy�� # � 1 .Of This Page Left Intentionally Blank 9 mom For the Fiscal Year Ended lk...ity of • P.O. Box 151560 piq lllli ;�:� 111 1• • • This Page Left Intentionally Blank INTRODUCTORY SECTION This Page Left Intentionally Blank CITY OF SAN RAFAEL, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT For the Year Ended June 30, 2012 Table of Contents JINTRODUCTORYSECTION TABLE OF CONTENTS Letterof Transmittal........................................................................................................................................... v Mission Statement and Vision Statement.......................................................................................................... x CityCouncil and Staff.......................................................................................................................................xi LocationMap....................................................................................................................................................xii OrganizationalChart .......................................................................................................................................xiii FINANCIAL SECTION Independent Auditor's Report on Basic Financial Statements ..................................................................1 Management's Discussion and Analysis........................................................................................................ 3 Basic Financial Statements: Government -wide Financial Statements: Statementof Net Assets......................................................................................................................17 Statementof Activities........................................................................................................................18 Fund Financial Statements: Major Governmental Funds: BalanceSheet.................................................................................................................................. 22 Balance Sheet - Reconciliation of Governmental Fund Balances to Net Assets of Governmental Activities...................................................................................... 23 Statement of Revenues, Expenditures, and Changes in Fund Balances ........................................ 24 Reconciliation of the Net Change in Fund Balances - Total Governmental Funds with the Statement of Activities....................................................................................... 25 Proprietary Funds: Statementof Net Assets.................................................................................................................. 28 Statement of Revenues, Expenses, and Changes in Fund Net Assets ........................................... 29 Statementof Cash Flows................................................................................................................. 30 COMPREHENSIVE ANNUAL FINANCIAL REPORT For the Year Ended June 30, 2012 Table of Contents FINANCIAL SECTION (Continued) Fiduciary Funds: Statement of Fiduciary Net Assets................................................................................................. 32 Statement of Changes in Fiduciary Net Assets.............................................................................. 33 Notes to Basic Financial Statements........................................................................................................ 35 Required Supplementary Information: Schedule of Revenues, Expenditures and Changes in Fund Balances — Budget and Actual - Budgetary Basis GeneralFund................................................................................................................................... 78 Traffic and Housing Mitigation Special Revenue Fund................................................................. 79 Gas Tax Special Revenue Fund...................................................................................................... 80 Supplementary Information: Non -major Governmental Funds: CombiningBalance Sheets................................................................................................................. 86 Combining Statements of Revenues, Expenditures, and Changes inFund Balances......................................................................................................................... 92 Budgeted Non -major Government Funds: Combining Schedules of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual............................................................................. 98 Internal Service Funds: Combining Statements of Net Assets...............................................................................................108 Combining Statements of Revenues, Expenses and Changes in Fund Net Assets .........................110 Combining Statements of Cash Flows.............................................................................................112 CITY OF SAN RAFAEL, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT For the Year Ended June 30, 2012 Table of Contents STATISTICAL SECTION Financial Trends: Net Assets by Component — Last Ten Fiscal Years................................................................................ 118 Changes in Net Assets — Last Ten Fiscal Years..................................................................................... 120 Fund Balances of Governmental Funds — Last Ten Fiscal Years........................................................... 124 Changes in Fund Balance of Governmental Funds — Last Ten Fiscal Years .......................................... 126 Revenue Capacity: Assessed and Estimated Actual Value of Taxable Property — Last Ten Fiscal Years ............................128 Property Tax Rates - All Direct and Overlapping Governments— Last Ten Fiscal Years ......................129 Principal Property Tax Payers — Current Year and Ten Years Ago.......................................................13 0 Property Tax Levies and Collections — Last Ten Fiscal Years...............................................................131 Debt Capacity: Ratio of Outstanding Debt by Type — Last Ten Fiscal Years.................................................................132 Computation of Direct and Overlapping Debt........................................................................................133 Computation of Legal Bonded Debt Margin..........................................................................................134 Revenue Bond Coverage Parking Facility — Last Nine Fiscal Years.....................................................135 Redevelopment Pledged Revenue Coverage — Last Ten Fiscal Years ................................................... 136 Demographic and Economic Information: Demographic and Economic Statistics — Last Ten Fiscal Years............................................................137 PrincipalEmployers................................................................................................................................13 8 Operating Information: Full -Time Equivalent City Government Employees by Function — Last Ten Fiscal Years.......................................................................................................................139 Operating Indicators by Function/Program — Last Ten Fiscal Years.....................................................140 Capital Asset Statistics by Function/Program — Last Ten Fiscal Years.................................................142 This Page Left Intentionally Blank r CITYOF MAYOR GARY O. PHILLIPS COUNCILMEMBER DAMON CONNOLLY ' ' ' ' ' �1bMo� N. COUNCILMEMBER BARBARA HELLER COUNCILMEMBER MARL LEVINE n(COUNCILMEMBER ANDREW CUYUGAN MCCULLOUGH November 15, 2012 Honorable Mayor, Members of the City Council and Residents of San Rafael: The Comprehensive Annual Financial Report (CAFR) of the City of San Rafael for the year ended June 30, 2012, is hereby submitted as required by local ordinances, State statutes and bond covenants. This financial report has been prepared in conformance with Generally Accepted Accounting Principles as promulgated by the Governmental Accounting Standards Board (GASB) and includes the report of the independent certified public accounting firm, Maze and Associates Accountancy Corporation, who has issued an unqualified ("clean") opinion on the City of San Rafael's financial statements for the fiscal year ended June 30, 2012. The independent audit of the financial statements is part of a broader, federally mandated "Single Audit" designed to meet the needs of federal grantor agencies. The standards governing Single Audit engagements require the independent auditor to report on the audited agency's internal controls and compliance with legal requirements, with special emphasis on such controls and requirements involving the administration of federal awards. These reports will be available in the City's separately issued Single Audit Report. Responsibility for both the data accuracy, and the completeness and fairness of the presentation, rests with management. To the best of our knowledge and belief, the data presented is accurate in all material respects and is reported in a manner that presents fairly the financial position and results of operations of the various funds and component units of the City of San Rafael. Further, the CAFR is prepared in accordance with procedures and policies set by the Government Finance Officers Association. The analysis of the financial condition and the result of operations are in the Management's Discussion and Analysis document in the financial section. The CAFR is organized into three sections: 1. Introductory section, which is unaudited, includes this letter of transmittal, an organizational chart and a list of the City of San Rafael's elected and appointed officials. 2. Financial section, includes the general-purpose financial statements, related footnote disclosures, and the combining and individual fund and account group financial statements and schedules, as well as the independent auditors' report. 3. Statistical section, which is unaudited, includes selected financial and demographic information, presented on a multi -year basis. Generally, ten-year data is presented for expenditures, revenues, assessed valuation for local properties and construction activity. 1400 FIFTH AVENUE - PO Box 151560 . SAN RAFAEL, CA 94915-1560 WWW. CITYOFSANRAFAEL. ORG v CAFR TRANSMITTAL LETTER REPORTING ENTITY — PROFILE OF THE GOVERNMENT The City of San Rafael provides a full range of municipal services required by statute or charter, namely: police and fire protection, construction and maintenance of streets, parks, storm drains and other infrastructure, community services (including recreation and childcare), community development (encompassing building, planning and code enforcement), and a library system with two branches. The City performed certain infrastructure construction and economic development activities through a separate, redevelopment agency until its dissolution on January 31, 2012. The City of San Rafael accepted the role of successor agency to the Redevelopment Agency per Council action on January 3, 2012. The City and former Redevelopment Agency compose the San Rafael Joint Powers Financing Authority, which was established for the purpose of financing redevelopment projects. The San Rafael Sanitation District is a discretely presented component unit of the City of San Rafael and is presented independent of City financial information. For a further explanation of these entities, refer to Footnote No. 1 in the Financial Section of the CAFR. The City participates in various organizations through formally organized and separate entities established under the Joint Exercise of Powers Act of the State of California. As separate legal entities, these agencies exercise full powers and authorities within the scope of the related Joint Powers Agreement including the preparation of annual budgets, accountability for all funds, and the power to make and execute contracts. Obligations and liabilities of the separate entities are not those of the City. For a further explanation of these separate entities, refer to Footnote No. 13 in the CAFR. In 1874, the City of San Rafael became the first incorporated City in the County, later becoming a charter city in 1913 by vote of city residents. The City Council comprises five members; four are elected at large to four-year terms. The mayor is elected separately to a four-year term. The City's land area is 22 square miles, including 17 square miles of land and five of water and tidelands. San Rafael's population in 2012 was 58,305. The City of San Rafael is located 17 miles north of San Francisco in Marin County. Protected by its Mediterranean like setting along the shores of the San Francisco Bay, the City enjoys a mild climate year round. As the County seat, San Rafael is considered the commercial, financial, cultural and civic hub of Marin County. Abundant recreational facilities are available in and around the City. The City's cultural, park and recreational resources include --- 19 City parks, City and County open space, and China Camp State Park. San Rafael is close to other attractions, including Muir Woods, Mount Tamalpais, four other State parks, San Francisco, Oakland and the nearby wine country. Downtown San Rafael is the location of many community events, including May Madness Classic Car Parade, a 26 week Farmers Market Festival on Thursday Nights, First Friday Art Walks, Twilight Criterium Bike Race, Mill Valley Film Festival, and the Winter Wonderland/Parade of Lights. San Rafael is also the heart of the County's cultural activities with venues such as the Marin Center, Falkirk Cultural Center, the Christopher B. Smith Film Center, and a host of diverse dining and entertainment venues. Marin Center presents numerous ballets, concerts, speaking engagements, and the award winning Marin County Fair. The Falkirk Cultural Center provides art exhibits and children's programming. The City is also home to the distinguished Dominican University of California. vi CAFR TRANSMITTAL LETTER ECONOMIC FACTORS The City has a diversified economic base, which includes high-tech, financial, service -based, entertainment and industrial businesses. Downtown San Rafael provides a mix of restaurants, retail stores and financial institutions. The City's diversified economic base is also reflected in a diverse property tax base, which is 76% residential, 2 1 % commercial and 3% industrial. The top 30 sales tax generators provide less than 50% of overall sales tax revenues. San Rafael is a regional employment center. The number of jobs within the City exceeds the number of employed residents. Approximately 72 percent of workers in San Rafael work for companies, 10 percent work for the government and 14 percent are self-employed. The median income for San Rafael households is $72,389. For fiscal year 2012-2013, sales tax is projected to increase about 6%, Transaction Use Tax (Measure S) is projected to increase about 3%. All other revenues, including business tax, franchise tax, charges for services and permit fees are expected to be flat or experience modest increases. We anticipate that economy will grow slowly the upcoming year, and that job gains will be limited. The City has achieved significant progress by balancing the general fund budget without the use of borrowed monies or reserves. However, the organization has deferred maintenance and capital replacement for several years, and reduced its organizational capacity by approximately 20% over the past five years. The California state legislature enacted Assembly Bill xl 26 (the "Dissolution Act") which terminated all redevelopment agencies formed under the Community Redevelopment Law, effective February 1, 2012. Consequently, the City has had to absorb many of the economic development activities formerly associated with the Redevelopment Agency with its general fund supported operations. Future economic development activities and initiatives will likely require similar support. Demographic Data A sampling of demographic information is provided to give the user an understanding of the character and diversity that make San Rafael an exceptional place to live and work. El Economic development organizations in San Rafael include the Business Improvement District, Chamber of Commerce and the Marin County Economic Commission. 0 San Rafael's population grew from 56,628 in 2002 to 58,305 in 2012, a ten-year growth rate of 3.9%. El Unemployment rates for 2012 were 7.9% (2011 was 9.6%) for the City and 6.7% countywide. 0 Countywide office vacancy rates in the second quarter of 2012 were 21.8% reduced from 27.8% in 2011. 0 Median office rents in Central San Rafael during 2012 were $2.58 per square foot; in North San Rafael the rate averaged $2.26. 0 Median industrial space rents averaged $1.00 per square foot for San Rafael. vii CAFR TRANSMITTAL LETTER El Major shopping areas, as measured in available retail square footage, include the Downtown corridor (938,000 aggregate), the Mall at Northgate (725,000), Montecito Center (130,000) and Northgate One (113,900). 0 Total Marin County land acreage of 388,712 breaks down as 55,424 in waterways, 128,519 for public use, 23,241 subject to exemption, 97,615 contract restricted (open space and agriculture), and 83,913 as developed. The latter category denotes only 22% of all acreage is used for development. 0 Several hotels and motels support tourism activity, led by 235 room facilities for both the Embassy Suites and Four Points Sheraton. Citywide, the total number of hotel rooms is 803. 0 Home buying and apartment rentals continue to be an affordability challenge both in San Rafael and Marin County. Mean household incomes in San Rafael are $72,389 as of 2009, but less than 30% can afford to buy a median priced home. Rents for one bedroom apartments range from $800-$1,900, while two bedroom apartments go for $1,150 to $2,350. El While assessed property values have continued their decline in many regions throughout the state, they have proven to be stable in San Rafael. Recent growth and economic vibrancy: • Terrapin Crossroads food and entertainment venue • Construction of new Audi/VW dealership (49,995 sq. ft.) • Ground breaking on new Target store (137,000 sq. ft.) • New Honda dealership (22,034 sq. ft.) • Completion a new 82 unit apartment building at 33 North • TJ Max replacement of Borders (20,000 sq. ft.) FINANCIAL INFORMATION The City's Management Team is responsible for establishing and maintaining internal controls to ensure that the City's assets are adequately protected from loss, theft or misuse. In addition, management controls should ensure that proper accounting data is collected so as to prepare reports in conformance with generally accepted accounting principles. Internal accounting controls are designed to provide reasonable, but not absolute, assurance regarding: (1) the safeguarding of assets against loss from unauthorized use or disposition; and (2) the reliability of financial records for preparing financial statements and maintaining accountability for assets. The concept of reasonable assurance recognizes that the cost of a control should not exceed the benefits likely to be derived. All internal control evaluations occur within the above framework. We believe the City's internal accounting controls adequately safeguard assets and provide reasonable assurance that financial transactions are properly recorded. CAFR TRANSMITTAL LETTER The City develops a budget based upon City Council priorities and department objectives. The Finance Department maintains a traditional line item budget by major function. Budget control is accomplished at the functional or division level within each fund. This budget creates a comprehensive management and fiscal system aimed at achieving the objectives of each operating level consistent with those that have been set for the community by the City Council. Each department director is responsible for accomplishing goals within his or her functional area and monitoring the use of his or her budget allocations consistent with policies set by the City Council and monitored by the City Manager. ACKNOWLEDGMENTS The preparation of this City-wide document would not have been possible without the assistance from each of the City's departments. We would like to specifically call out the diligent, dedicated efforts of the Finance Department's staff. Appreciation goes to Van Bach, Accounting Supervisor, Helen Yu, Accountant, and Carl Tregner, Accountant. These employees were instrumental in coordinating the annual audit in a timely and professional manner. We believe this document meets the Government Finance Officers Association's (GFOA) Certificate of Achievement for Excellence in Financial Reporting requirements, and will be submitting it to the GFOA to determine its eligibility. If accepted, this will mark the first time in more than ten years that the City received the award. Lastly, support by the Mayor and City Council Members, with an emphasis on community focus and customer service, has allowed the Finance Department to bring professional level financial leadership and management home to San Rafael. Respectfully submitted, Nancy Mackle City Manager e,,. Mark Moses Interim Finance Director ix A C ITY 0 F 0 Misib"I (AtN MISSION STATEMENT The Mission of the City of San Rafael is to enhance the quality of life and to provide for a safe, healthy, prosperous and livable environment in partnership with the community. VISION STATEMENT Our vision for San Rafael is to be a vibrant economic and cultural center reflective of our diversity, with unique and distinct neighborhoods in a beautiful natural environment, sustained by active and informed residents and a responsible innovative local government. January 1996 Gary 0. Phillips, Mayor Barbara Heller, Council Member Damon Connolly, Council Member Marc Levine, Council Member Andrew Cuyugan McCullough, Council Member ' 7 • r- ��� City Council and Staff City Council Gary O. Phillips, Mayor Barbara Heller, Council Member Damon Connolly, Council Member Marc B. Levine, Council Member Andrew Cuyugan McCullough, Council Member Elected Officials Rob Epstein, City Attorney Esther Beirne, City Clerk Management Team Nancy Mackle, City Manager Jim Schutz, Assistant City Manager Paul Jensen, Community Development Director Sarah Houghton, Library Director Chris Gray, Fire Chief Stephanie Lovette, Economic Development Director Carlene McCart, Community Services Director Mark Moses, Interim Finance Director Nader Mansourian, Public Works Director Diana Bishop, Police Chief Doris Toy, District Manager/ Engineer- SRSD CAFR Team Mark Moses, Interim Finance Director Van Bach, Accounting Supervisor Helen Yu, Accountant Carl Tregner, Accountant Xl Santa Rasa J j Vacaville Napa Z l 0 Vallejo sy jl'_'tN 4 1 FAEL 's �3 Richmond Concord Tib ron W ti Sausalito` Berkeley t San Trandsco b` Afam r Sat) Leandro ~� South San; `5 �.. , i Francisco � y ,. Hayward Fremont Sari�` Mateo Palm Alto 0 is �h`s Greater San Francisco - �`t San Jose Bay Area Santa 0 Clara 5 0 10 15 hfi?es ` y LocATION MAP X11 This Page Left Intentionally Blank FINANCIAL SECTION This Page Left Intentionally Blank INDEPENDENT AUDITOR'S REPORT ON BASIC FINANCIAL STATEMENTS To the Honorable Mayor and Members of the City Council City of San Rafael, California We have audited the financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of San Rafael, California, as of and for the year ended June 30, 2012, which collectively comprise the City's basic financial statements as listed in the Table of Contents. These financial statements are the responsibility of the City's management. Our responsibility is to express an opinion on these financial statements based on our audit. We did not audit the component unit financial statements of the San Rafael Sanitation District (District), which represents 15% and 13% of the assets and revenues and 1% and 12% of liabilities and expenses of the reporting entity, respectively. These component unit financial statements were audited by other auditors, whose report thereon has been furnished to us. Our opinion, insofar as it relates to the amounts included for this entity, is based solely on the report of these other auditors. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards for financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance as to whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion the basic financial statements referred to above present fairly, in all material respects, the financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of San Rafael as of June 30, 2012, and the respective changes in the financial position and cash flows, where applicable, thereof for the year then ended, in conformity with generally accepted accounting principles in the United States of America. As discussed in Note 1N, the City restated beginning fund balances of the General Fund, the Redevelopment Agency Capital Projects Fund, beginning net assets of the Governmental Activities Liability Insurance Internal Service Fund, the Workers' Compensation Internal Service Fund, and Retiree Health (OPEB) Internal Service Fund. As discussed in Note 16, pursuant to ABxl 26 adopted by the State of California which was validated by the California Supreme Court on December 28, 2011, the San Rafael Redevelopment Agency has been dissolved and its assets turned over to and liabilities assumed by Successor Agencies effective January 31, 2012. Certain transactions undertaken by the Redevelopment Agency of the City of San Rafael prior to the date of dissolution may be subject to review by the State as discussed in Note 16, but the effect of that review can not be determined as of June 30, 2012. In accordance with Government Auditing Standards, we have also issued our report dated November 15, 2012, on our consideration of the City of San Rafael's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. Accounting principles generally accepted in the United States of America require that Management's Discussion and Analysis and budgetary comparison information for the General, Traffic and Housing Mitigation Special Revenue and Gas Tax Special Revenue Funds be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic or historical context. We have applied certain limited procedures to this information in accordance with generally accepted auditing standards in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Our audit was conducted for the purpose of forming opinions on the financial statements that comprise the City of San Rafael's financial statements as a whole. The Introductory Section, Supplemental Information, and Statistical Section listed in the Table of Contents are presented for purposes of additional analysis and are not a required part of the financial statements. The Supplemental Information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the financial statements. The information has been subjected to the auditing procedures applied in the audit of the financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the financial statements or to the financial statements themselves, and other additional procedures in accordance with generally accepted auditing standards in the United States of America. In our opinion, the Supplemental Information is fairly stated in all material respects in relation to the basic financial statements as a whole. The Introductory and Statistical Sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. November 15, 2012 2 Management's Discussion and Analysis Fiscal Year Ended June 30, 2012 This analysis of the City of San Rafael's (City) financial performance provides an overview of the City's financial activities for the fiscal year ended June 30, 2012. Please read it in conjunction with the basic financial statements and the accompanying notes to those basic financial statements. FINANCIAL HIGHLIGHTS Government -wide Highlights: • Net Assets —The assets of the City exceeded its liabilities as of June 30, 2012 by $240.9 million. Activities — During the fiscal year the City's total revenues ($91.1 million) were greater than expenses for governmental and business -type activities ($87.8 million) by $3.3 million. • Changes in Net Assets — The City's total net assets increased by $32.3 million in fiscal year 2012. Most of this increase was due to the transfer of $31.0 million of debt from the terminated Redevelopment Agency to the Successor Agency Private -Purpose Trust Fund. Net assets of governmental activities increased by $31.9 million, while net assets of the business type activities increased by $0.4 million. Fund Highlights: • Governmental Funds — Fund Balances- As of the close of fiscal year 2012, the City's governmental funds reported combined ending fund balances of $30.8 million, an increase of $0.6 million from the prior year. Of this total amount, $1.3 million is nonspendable, $16.9 million is restricted, $5.8 million is committed, and $6.8 million is assigned. • Governmental Fund revenues were $85.2 million; an increase of $2.3 million from fiscal year 2011. This increase was attributable to stronger General fund and Emergency Medical Service fund revenue performance. • Governmental Fund expenditures decreased by $3.2 million to $81.9 million in fiscal year 2012, from $85.1 million in the prior year, due to expenditure reductions in the Gas tax and Grants funds. • Enterprise Fund financial results remained relatively flat in fiscal year 2012. OVERVIEW OF FINANCIAL STATEMENTS The Comprehensive Annual Financial Report is composed of the following: L Introductory section, which includes the Transmittal Letter and general information 2. Management's Discussion and Analysis (this part) 3. Basic Financial Statements, which include the Government -wide and the Fund financial statements along with the Notes to these financial statements 4. Combining statements for Non -Major Governmental Funds, Internal Services Funds, and Fiduciary Funds. 5. Statistical Information This discussion and analysis is intended to serve as an introduction to the City's basic financial statements, which have three components: 1) Government -wide Financial Statements, 2) Fund Financial Statements, and 3) Notes to the Basic Financial Statements. The basic financial statements include the City (primary government) and all legally separate entities (component units) for which the government is financially accountable. The City's component units consist of: The Redevelopment Agency of the City of San Rafael and the San Rafael Joint Powers Financing Authority. These component units are, for practical purposes, departments of the City and have been included in the basic financial statements as integral parts of the primary government using the blended method. This report also contains other supplementary information in addition to the basic financial statements for further information and analysis. Management's Discussion and Analysis Fiscal Year Ended June 30, 2012 Government -wide Financial Statements The government -wide financial statements present the financial picture of the City and provide readers with a broad view of the City's finances. These statements present governmental activities and business -type activities separately and include all assets of the City (including infrastructure) as well as all liabilities (including long-term debt). Additionally, certain interfund receivables, payables and other interfund activity have been eliminated as prescribed by Governmental Accounting Standards Board (GASB) Statement No. 34. The Statement of Net Assets and the Statement of Activities and Changes in Net Assets report information about the City as a whole and about its activities. These statements include all assets and liabilities of the City using the accrual basis of accounting, which is similar to the accounting used by most private -sector companies. All of the current year's revenues and expenses are taken into account, regardless of when cash is received or paid. The Statement of Net Assets presents information on all of the City's assets and liabilities, with the difference between the two reported as net assets. Over time, increases in net assets may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The Statement of Activities and Changes in Net Assets presents information showing how the City's net assets changed during the year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of timing of related cash flows. In the Statement of Net Assets and the Statement of Activities and Changes in Net Assets, City activities are separated as follows: Governmental Activities — Most of the City's basic services are reported in this category, including Public Safety, Public Works and Parks, Community Development and Economic Development, Cultural and Recreation and Government Administration (finance, human resources, legal, City Clerk and City Manager operations). Property, sales and use taxes, user fees, interest income, franchise fees, hotel taxes, business license and property transfer taxes, plus state and federal grants finance these activities. Business -type Activities — The City charges fees to customers to cover the full costs of certain services it provides. The City's Parking Services program is the City's sole business -type activity. Discretely Presented Component Units - The government —wide financial statements include not only the City itself (the primary government), but also the San Rafael Sanitation District, a legally separate entity for which the City is financially accountable. Financial information for the San Rafael Sanitation District is reported separately from the financial information presented for the primary government. The government -wide financial statements can be found on pages 17 through 19 of this report. Fund Financial Statements and Major Component Unit Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance -related legal requirements. All of the funds of the City are divided into three categories: governmental funds, proprietary funds, and fiduciary funds. H Management's Discussion and Analysis Fiscal Year Ended June 30, 2012 The fund financial statements provide detailed information about each of the City's most significant funds, called major funds. The concept of major funds, and the determination of which are major funds, was established by GASB Statement No. 34 and replaces the concept of combining like funds and presenting them in total. Instead, each major fund is presented individually, with all non -major funds summarized and presented in a single column. Further detail on the non -major funds is presented on pages 86 through 106 of this report. Governmental Funds — Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, governmental fund financial statements focus on near -term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term financial capacity. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for government funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long-term impact of the government's near -term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. These reconciliations are presented on the page immediately following each governmental fund financial statement. The City has thirty-five governmental funds, of which three are considered major funds for presentation purposes. Each major fund is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances. The City's three major funds are - the General Fund, Gas Tax, and Traffic and Housing Mitigation. Data from the other thirty-two governmental funds are combined into a single, aggregated presentation. The basic governmental fund financial statements can be found on pages 22 through 25 of this report. Individual fund data for each of these non -major governmental funds is provided in the form of combining statements on pages 86 through 106 of this report. Proprietary Funds — The City maintains two different types of proprietary funds - enterprise funds and internal service funds. Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City uses an enterprise fund to account for its Parking Services program, and reports it as a major fund. Internal service funds are used to accumulate and allocate costs internally among the City's various functions. The City uses internal service funds to account for its vehicle replacement, building maintenance, radio systems, telephone systems, personal computer replacement program, self -insured workers compensation, general liability, and dental programs, and other employee and retiree benefits programs. Because these services predominantly benefit governmental rather than business -type functions, they have been included within governmental activities in the government -wide financial statements. Proprietary funds provide the same type of information as the government -wide financial statements, only in more detail. Like the government -wide financial statements, proprietary fund financial statements use the accrual basis of accounting. There is no reconciliation needed between the government -wide financial statements for business -type activities and the proprietary fund financial statements. The basic proprietary fund financial statements can be found on pages 28 through 30 of this report. Fiduciary Funds — The City acts as an agent on behalf of others, holding amounts collected, and disbursing them as directed or required. The City's fiduciary activities are reported in the separate Statements of Fiduciary Net Assets and the Agency Funds Statement of Changes in Assets and Liabilities. These activities are excluded from the City's other financial statements because the City cannot use these assets to finance its own operations. Management's Discussion and Analysis Fiscal Year Ended June 30, 2012 Notes to the Financial Statements The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. The notes to the financial statements can be found on pages 35 through 74 of this report. Required Supplementary Information In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information. One section includes budgetary comparison statements for the major funds (general, gas tax, and traffic and housing mitigation). The other section is a schedule of funding progress for the Marin County Employees' Retirement System. All budgeted positions that are filled by either full-time or permanent part-time employees (working seventy-five percent of full-time equivalent) are eligible to participate in this system. Required supplementary information can be found on pages 78 through 80 of this report. GOVERNMENT -WIDE FINANCIAL ANALYSIS Statement of Net Assets Net assets are a good indicator of the City's financial position. During this fiscal year, net assets of the City were $240.9 million, an increase of $32.3 million from the prior year. The following is the condensed Statement of Net Assets for the fiscal years ended June 30, 2012 and 2011. Assets: Current assets Capital assets, net Total assets Liabilities: Current liabilities Long-term liabilities Total liabilities Net Assets: Invested in capital assets, net of related debt Restricted Unrestricted Total net assets Governmental Activities 1)n» IM > June 30, (amounts in millions) Increase Business -Type Activities Increase (Decrease) 2012 2011 (Decrease) $ 64.5 $ 51.0 $ 13.5 $ 2.7 $ 2.4 $ 0.3 195.7 202.0 (6.3) 17.1 17.4 (0.3) 260.2 253.0 7.2 19.8 19.8 0.0 11.0 16.3 (5.3) 0.4 0.4 - 21.5 40.9 (19.4) 6.3 6.6 (0.3) 32.5 57.2 (24.7) 6.7 7.0 (0.3) 192.4 174.3 18.1 10.6 10.8 (0.2) 24.7 21.3 3.4 - - - 10.6 0.2 10.4 2.5 1.9 0.6 $ 227.7 $ 195.8 $ 31.9 $ 13.1 $ 12.7 $ 0.4 0 CITY OF SAN RAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2012 At June 30, 2012, the largest portion of net assets (84.5 percent) consisted of the City's investment in capital assets net of related debt. This component portrays the total amount of funds required to acquire those assets less any related debt used for such acquisition that is still outstanding. The City uses these capital assets to provide services to citizens. The increase in total net assets from fiscal year 2011 to fiscal year 2012 is largely attributable to a reduction in long-term liabilities from the transfer of Redevelopment Agency debt to the Successor Agency Private -Purpose Trust. The capital assets of the City are not sources of income for repayment of debt as most assets are not revenue generating and generally are not liquidated to repay debt. Therefore, debt service payments are funded from other sources available to the City. A portion of the City's net assets (10.8 percent) is subject to restrictions imposed by external parties and their use is determined by those restrictions and agreements. For the year ended June 30, 2012, the City reported positive balances of net assets in capital and restricted net assets for governmental activities. Business -type activities reported positive net assets in capital and unrestricted net assets. Net Assets as of June 30, 2012 $300 0 Invesment in Capital Assets, Restricted Unrestricted Total Net Assets p2012 $203.01 $24.69 $13.15 $240.85 7 Management's Discussion and Analysis Fiscal Year Ended June 30, 2012 Statement of Activities The following is the condensed Statement of Activities and Changes in Net Assets for the fiscal years ended June 30, 2012 and 2011: City of San Rafael Statements of Activities and Changes in Net Assets For the Fiscal Years Ended June 30, (amounts in millions) Governmental Activities Increase Business -Type Activities Increase 2012 2011 (Decrease) 2012 2011 (Decrease) Revenues: Program revenues $ 29.3 $ 25.5 $ 3.8 $ 3.9 $ 4.0 $ (0.1) General revenues 57.9 57.7 0.2 - - - Total revenues 87.2 83.2 4.0 3.9 4.0 (0.1) Expenses 84.3 91.3 (7.0) 3.5 3.7 (0.2) Change in net assets before transfers 2.9 (8.1) 11.0 0.4 0.3 0.1 Transfers 29.0 0.5 28.5 (0.0) (0.5) 0.5 Net Assets: Beginning, as restated 195.8 203.4 (7.6) 12.7 12.9 (0.2) Ending, as restated $ 227.7 $ 195.8 $ 31.9 $ 13.1 $ 12.7 $ 0.4 Governmental Activities: The City's governmental activities net assets increased by $31.9 million, which represents a 16.3% increase from the previous year. The most significant factor in this change was the transfer of $31.0 million in debt from the Redevelopment Agency to the Successor Agency Private -Purpose Trust. Revenue highlights: • Sales tax (including Triple Flip Backfill and Measure S transactions and use tax) increased by $0.7 million, a 3.4 percent increase compared to fiscal year 2011. The New Honda dealership and TJ Maxx store are the main contributors to the increase. The economic year -over year sales tax results exceeded 5.0 percent; however, one- time positive adjustments to the Triple Flip Backfill and Measure S in fiscal year 2011 reduced the actual year - over -year increase. • Paramedic tax increased by $146 thousand, or 4.0 percent. The paramedic tax rate was increased from $85 to $89 per unit for residential units, and from $0.11 per square -foot to $0.12 for all commercial/industrial sites in the City of San Rafael. The rates of the other three jurisdictions that receive paramedic services remained the same. • Transient Occupancy Tax revenues increased by $200 thousand, or 13.5 percent. • Permits and Licenses increase by $232 thousand, or 16.4 percent. • Charges for services increased by $3.8 million, or 23.7 percent, which included $2.0 million to fund leave accrual, retiree medical, and building maintenance. 8 CITY OF SAN RAFAEL Management's Discussion and Analysis Fiscal Year Ended June 30, 2012 Governmental Activities - Revenues: $5,863,977 , 6.7% $600,781 , 0.7% $23,451,968 , 26.9% $14,657,278 , 16.8% Governmental Activities - Expenses: Governmental Activities Revenues By Source June 30, 2012 Total Revenues - $87.2 million $205,413 , 0.2% $20,107,637 , 23.0% 22,355,749, 25.6% Governmental Activities Expenses by Function $11,020,663 , 13.1% June 30, 2012 Total Expenses - $84.3 million $1,224,991 , 1.5% $4,587,557 , 5.4% J $10,171,337 , 12.1% $39,876,910 , 47.3% $17,423,033 , 20.7% Property Taxes ® Sales Taxes ❑ Other Taxes ❑ Charges for Services ■ Miscellaneous Grants and Contributions ■ Investment Earnings p General Government ®Public Safety ❑ P ublic Wo rks and P arks ❑ Community Development ■ Culture and Recreation ❑Debt Service Total expenses for governmental activities were $83.1 million (excluding interest on long-term debt of $1.2 million). Program revenues offset total expenditures as follows: • Those who directly benefited from programs contributed $23.4 million in charges for services. • A total of $5.9 million in capital projects was funded by outside agencies through capital grants and contributions. A Management's Discussion and Analysis Fiscal Year Ended June 30, 2012 As a result, total expenses that were funded by tax revenues, investment income and other general revenues were $53.8 million. Functional expenses for the years ended June 30, 2012 were as follows: Expenses by Function For the fiscal year ended June 30, 2012 Function Amount Percent of Total General Government $ 10,171,337 12.1% Public Safety 39,876,910 47.3% Public works and parks 17,423,033 20.7% Community development 4,587,557 5.4% Culture and recreation 11,020,663 13.1% Interest on Debt 1,224,991 1.5% Total Expenses $ 84,304,491 100% Business -type Activities: Net assets for business -type activities were $13.1 million, a $0.4 million increase from the prior fiscal year. Parking services is the City's only business -type activity with income derived from program revenues of $3.9 million. Program revenues include parking meter coin income of $1.5 million, and parking garage hourly parking income of $0.7 million. Revenues also include parking and non -vehicle code fines totaling $1.7 million. Total expenses for parking services were $3.5 million and transfers out to general fund and non -major governmental fund for support totaled $0.5 million during fiscal year 2012. FINANCIAL ANALYSIS OF INDIVIDUAL FUNDS Governmental Funds Fund Balance Classifications In February 2009, the Governmental Accounting Standards Board (GASB) issued Statement No. 54, "Fund Balance Reporting and Governmental Fund Type Definitions" that is applicable to the financial statements issued by governmental entities for the reporting period ended June 30, 2011. The objective of GASB Statement No. 54 is to enhance the usefulness of fund balance information by providing clearer fund balance classifications that can be more consistently applied and by clarifying the existing governmental fund type definitions. Before GASB 54, fund balances for the governmental funds were classified in three categories: reserved, unreserved designated and unreserved undesignated. Under GASB 54, fund balances are classified in five categories: nonspendable, restricted, committed, assigned, and unassigned based on hierarchy of constraint. Further details on fund balance classifications can be found in Note 9B. The focus of the City's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financial capacity. In particular, unassigned fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $30.8 million, an increase of $0.6 million from the prior year; $1.3 million is nonspendable, $16.9 million is restricted, $5.8 million is committed, and $6.8 million is assigned. 10 Management's Discussion and Analysis Fiscal Year Ended June 30, 2012 General Fund — The General Fund is the primary operating fund of the city. General Fund — During fiscal year 2011-12, the City transferred the general liability and workers' compensation claims payable and the corresponding cash reserves from General Fund to the Liability Insurance and Workers' Compensation Internal Service Funds. The fund balance of the General Fund as of June 30, 2012 was $2.8 million, representing $40.0 thousand decrease from the prior year; $0.5 million is nonspendable, $0.1 million is restricted, $0.7 million is committed, $1.5 million is assigned, which includes $1.3 million for emergencies and cash flow needs and is to be used to meet the 10% reserve requirement as defined by the City's financial management policies. General Fund Budgetaa Iffighli ts: The final amended General Fund budget projected total revenue at $54.7 million, total expenditures at $54.4 million, total interfund transfers at a net of $0.3 million, with the resulting projected increase in fund balance of $10.0 thousand. Actual revenues, at $54.9 million, exceeded the final budget by $0.2 million, while actual expenditures were $0.1 million under budget at $54.3 million. Net transfers out of $0.7 million exceeded the budgeted amount by $0.4 million, due to a required transfer to Gas Tax related to a prior year. As a result, there was a net decrease to the fund balance of $43.9 thousand. Gas Tax Fund — The City established this fund to manage its allocation of State gasoline taxes and local funding for street maintenance projects. At June 30, 2012, Gas tax had a total fund balance of $4.5 million of which $2.9 million is committed for construction projects approved by the City Council. Redevelopment Agency Capital Project Fund — The Redevelopment Agency was responsible for assisting in the clearance and rehabilitation of areas determined to be in a declining condition in the City. The Agency's operations were funded primarily by the issuance of debt, which is expected to be repaid out of property tax increment revenue generated by increased in property assessed values in the redevelopment areas. The Redevelopment Agency Capital Project Fund was established to account for capital improvement projects related to the various redevelopment areas. Effective January 31, 2012, the Redevelopment Agency was dissolved. On February 1, 2012, the Fund's remaining net assets were transferred to the San Rafael Redevelopment Agency Successor Agency and City Housing Successor, which are reported as a Private -Purpose Trust Fund on the Statement of Fiduciary Net Assets and as a Special Revenue fund, respectively. Non -major Governmental Funds — The City's non -major funds are presented in the basic financial statements in the aggregate. At June 30, 2012, non -major funds had a total fund balance of $14.2 million of which 46.8% ($6.6 million) is legally restricted for specific purposes by external funding source providers and 53.2% ($7.6 million) is committed for special purposes by the City Council. More information about these aggregated non -major funds can be found in the combining statements which immediately follow the required supplementary information. Proprietary Funds The City's proprietary funds provide the same type of information found in the government -wide financial statements, but in more detail. As discussed in the business -type activities previously, the City's proprietary fund net assets increased by $0.4 million reflecting net operations results in the Parking Services fund. 11 Management's Discussion and Analysis Fiscal Year Ended June 30, 2012 CAPITAL ASSETS AND DEBT ADWS11STRATION Capital Assets The City's investment in capital assets for its governmental and business -type activities as of June 30, 2012 amounts to $212.8 million, net of accumulated depreciation of $136.1 million. This investment in capital assets includes land, buildings, improvements, machinery and equipment, infrastructure and construction in progress. Infrastructure assets are items that are normally immovable and of value only to the City such as roads, bridges, streets and sidewalks, drainage systems, lighting systems and similar items. The total additions to the City's investment in capital assets for the current fiscal year was $1.6 million, offset by accumulated depreciation and retirements of $8.2 million, thereby equaling a net decrease of $6.6 million. Major capital asset additions during the current fiscal included work in process such as the City Hall HVAC Upgrades, Dominican/Black Canyon Landscape, Puerto Suello- Transit Center Connector, Grand Ave. Pedestrian Bicycle (Bay Trail), and Traffic Signal Cabinet & Controller Upgrades. Capital Projects ➢ Freitas Park Phase H project (Playground) was completed in 2012 ➢ Francisco Blvd, East Improvement project was completed in 2012 ➢ Terra Linda North San Rafael Improvement project was completed in 2012 ➢ Canal St. Pedestrian Access & Safety Improvement project was completed in 2012 Additional information on the City's capital assets can be found in Note 5 on pages 52 through 53 of this report. Debt Administration Each of the City's debt is discussed in more detail in Note 7 to the financial statements. As previously discussed, the Redevelopment Agency dissolved on January 31, 2012. On February 1, 2012, the outstanding debt of the Redevelopment Agency was transferred to the Successor Agency, which is presented as a Private Purpose Trust Fund on the Statement of Fiduciary Net Assets. See Note 16 to the financial statements for additional information. The City's long-term obligations for the fiscal years 2012 and 2011 were as follows: Governmental Business -Type Activities Activities Total 2012 2011 Revenue Bonds $ - $ - Tax Allocation Bonds - 33.3 Taxable Pension Obligation Bonds 4.5 4.5 Court Fine Promissory Note - 0.1 Note Payable 0.2 0.2 Capitalized Leases - 0.1 Total Outstanding Debt $ 4.7 $ 38.2 2012 2011 2012 2011 $ 6.4 $ 6.6 $ 6.4 $ 6.6 - - - 33.3 - - 4.5 4.5 - 0.1 0.2 0.2 - 0.1 > It aaQ 12 Management's Discussion and Analysis Fiscal Year Ended June 30, 2012 ECONOMIC CLIMATE AND NEXT YEAR'S BUDGET Many factors were considered in preparing the City's budget for fiscal year 2012-2013. The general fund budget was balanced with strategic remedies that included: o Continued employee concessions of 4% of compensation from all employee groups, which resulted in a $1.5 million savings to the general fund. o Reduced childcare services. o Reduced maintenance of small parks. o Reduced resources in planning, and potentially in administrative and program support. o One-time reduction in contributions to the Vehicle Replacement Fund and Equipment Replacement Fund. These -actions allowed the City to prepare a balanced budget without reliance on borrowed funds or use of reserves. The projected trends for sales tax and transactions and use tax (Measure S), which combined represent the City's biggest tax revenue generators, are for continued growth. For fiscal year 2012-2013, sales tax is projected to increase by just under 6 transactions and use tax (Measure S) is projected to increase by about 3%. The City's second largest tax generator is property tax. The City is expecting the fiscal year 2013 tax roll to remain relatively flat, in recognition of recent drops in commercial property, prompted by commercial vacancies. The City's largest expenditure by far relates to personnel costs. Salaries and benefits are tied to the labor agreements with each bargaining group. All bargaining groups agreed to a two-year contract that provides for a compensation reduction equal to 4.0%. This contract extends through fiscal year 2012-13. Fiscal year 2012-2013 will be the first full year in decades that the City has not had the advantage of its Redevelopment Agency to promote economic development initiatives. Although the City no longer has the opportunity to finance economic development activities with tax increment financing, the general fund has absorbed the cost of some of the programs associated with continuing economic development outreach and promotion. Please refer to Note 16 for further information on the dissolution of Redevelopment Agency. REQUEST FOR INFORMATION This financial report is designed to provide our residents, businesses, customers, and investors and creditors with a general overview of the City's finances and to demonstrate the City's accountability for providing high quality services within the limits of our fiscal resources. If you have questions about this report or need additional financial information, contact the City of San Rafael — Finance Department, 1400 Fifth Avenue, Room 204, San Rafael, California 94901. 13 This Page Left Intentionally Blank CITY OF SAN RAFAEL STATEMENT OF NET ASSETS AND STATEMENT OF ACTIVITIES The Statement of Net Assets and the Statement of Activities summarize the entire City's financial activities and financial position. They are also referred to as Government -wide financial statements. The Statement of Net Assets reports the difference between the City's total assets and the City's total liabilities, including all the City's capital assets and all its long-term debt. The Statement of Net Assets focuses the reader on the composition of the City's net assets, by subtracting total liabilities from total assets. The Statement of Net Assets summarizes the financial position of all of the City's Governmental Activities in a single column, and the financial position of all the City's Business -type Activities in a single column; these columns are followed by a total column which presents the financial position of the entire City. The City's Governmental Activities include the activities of its General Fund, along with all its Special Revenue, Capital Projects and Debt Service Funds. Since the City's Internal Service Funds service these Funds, their activities are consolidated with Governmental Activities, after eliminating inter -fund transactions and balances. The City's Business -type Activities include all its Enterprise Fund activities. The Statement of Activities reports increases and decreases in the City's net assets. It is also prepared on the full accrual basis, which means it includes all the City's revenues and all its expenses, regardless of when cash changes hands. This differs from the "modified accrual" basis used in the Fund financial statements, which reflect only current assets, current liabilities, available revenues and measurable expenditures. The Statement of Activities presents the City's expenses first, listed by program, and follows these with the expenses of its business -type activities. Program revenues -that is, revenues which are generated directly by these programs - are then deducted from program expenses to arrive at the net expense of each governmental and Business -type program. The City's general revenues are then listed in the Governmental Activities or Business -type Activities column, as appropriate, and the Change in Net Assets is computed and reconciled with the Statement of Net Assets. Both these Statements include the financial activities of the City, the City of San Rafael Redevelopment Agency (until its dissolution on January 31, 2012), and the San Rafael Joint Powers Financing Authority which are legally separate but are component units of the City because they are controlled by the City, which is financially accountable for their activities. The balances and the activities of the discretely presented component units of the San Rafael Sanitation District are included in these statements as separate columns. 15 This Page Left Intentionally Blank CITY OF SAN RAFAEL STATEMENT OF NET ASSETS JUNE 30, 2012 Component Primary Government San Rafael Governmental Business -Type Sanitation Activities Activities Total District ASSETS Cash and investments available for operations (Note 2) $44,123,709 $2,701,549 $46,825,258 $14,585,504 Restricted cash and investments (Note 2) 11,254,352 11,254,352 Receivables: Accounts 2,703,367 20,924 2,724,291 12,960 Taxes 4,159,404 4,159,404 Grants 584,704 584,704 Interest 35,487 35,487 Loans (Note 4) 1,592,606 1,592,606 Prepaid expenses and others 22,423 22,423 195,394 Capital assets (Note 5): Nondepreciable 83,637,497 8,620,853 92,258,350 570,331 Depreciable, net 112,042,133 8,474,705 120,516,838 33,539,960 Total Assets 260,155,682 19,818,031 279,973,713 48,904,149 LIABILITIES Accounts payable 1,923,037 63,866 1,986,903 491,763 Deposits payable 31,451 31,451 Interest payable 76,685 76,685 Developer bonds payable 321,766 321,766 Interest payable 243,942 243,942 Claims payable (Note 14): Due in one year 1,842,820 1,842,820 Due in more than one year 5,456,542 5,456,542 Compensated absences (Note 1J): Due in one year 551,176 6,479 557,655 Due in more than one year 3,824,027 79,554 3,903,581 Long-term debt (Notes 6 and 7): Due in one year 6,001,208 190,000 6,191,208 Due in more than one year 4,659,000 6,255,000 10,914,000 Net OPEB liability (Note 12) 7,594,000 7,594,000 Total Liabilities 32,448,969 6,671,584 39,120,553 491,763 NET ASSETS (Note 9): Invested in capital assets, net of related debt 192,361,245 10,650,558 203,011,803 34,110,291 Restricted for: Special revenue projects 19,453,720 19,453,720 Capital projects 4,953,563 4,953,563 Debt service 285,922 285,922 Total Restricted Net Assets 24,693,205 24,693,205 Unrestricted 10,652,263 2,495,889 13,148,152 14,302,095 Total Net Assets $227,706,713 $13,146,447 240,853,160 $48,412,386 See accompanying notes to fmancial statements 17 CITY OF SAN RAFAEL STATEMENT OF ACTIVITIES FOR THE YEAR ENDED JUKE 30, 2012 Program Revenues Operating Capital Charges for Grants and Grants and Functions/Programs Expenses Services Contributions Contributions Primary Government Governmental Activities: General government $10,171,332 $1,986,791 $189,740 Public safety 39,876,910 7,122,396 609,325 Public works and parks 17,423,033 5,214,267 1,738,824 $2,705,696 Community development / redevelopment 4,587,557 3,255,367 102,000 Culture and recreation 11,020,663 5,873,147 518,392 Interest on long-term debt and fiscal charges 1,224,991 Total Governmental Activities 84,304,486 23,451,968 3,158,281 2,705,696 Business -type Activities Parking services 3,446,482 3,901,175 Total Business -type Activities 3,446,482 3,901,175 Total Primary Government $87,750,968 $27,353,143 $3,158,281 $2,705,696 Component Unit San Rafael Sanitation District $10,185,779 $12,368,889 General revenues: Taxes: Property Sales Paramedic Transient occupancy Franchises Business licenses Other Investment earnings Miscellaneous Aid from other governmental agencies Transfers Total general revenues and transfers Extraordinary item: Transfer to Successor Agency (Note 16) Change in Net Assets Net Assets, beginning of year, as restated (Note 1N) Net Assets, end of year See accompanying notes to financial statements 18 Net (Expenses) Revenues and Changes in Net Assets Component Primary Government Unit San Rafael Governmental Business -Type Sanitation Activities Activities Total District ($7,994,801) (32,145,189) (7,764,246) (1,230,190) (4,629,124) (1,224,991) (54,988,541) ($7,994,80.1) (32,145,189) (7,764,246) (1,230,190) (4,629,124) (1,224,991) (54,988,541) $454,693 454,693 454,693 454,693 (54,988,541) 454,693 (54,533,848) d,"1 11011) 1111n 20,107,637 20,107,637 1,192,566 22,355,749 22,355,749 3,807,545 3,807,545 1,866,575 1,866,575 3,076,094 3,076,094 2,332,146 2,332,146 3,574,918 3,574,918 205,413 7,675 213,088 38,191 542,816 542,816 9,613 57,960 (57,960) 57,926,853 (50,285) 57,876,568 1,240,370 28,925,831 28,925,831 31,864,143 404,408 32,268,551 3,423,480 195,842,570 12,742,039 208,584,609 44,988,906 $227,706,713 $13,146,447 $240,853,160 $48,412,386 19 This Page Left Intentionally Blank FUND FINANCIAL STATEMENTS Major funds are defined generally as having significant activities or balances in the current year. Only individual major funds are presented in the Fund Financial Statements, while non -major funds are combined in a single column. Individual non -major funds may be found in the Supplemental Section. The funds described below were determined to be Major Funds by the City in fiscal 2012. GENERAL FUND Established to account for all financial resources necessary to carry out basic governmental activities of the City which are not accounted for in another fund. The General Fund supports essential City services such as police and fire protection, building and street maintenance, libraries, recreation, parks and open space maintenance. TRAFFIC AND HOUSING MITIGATION FUND Established to maintain long-term developer contributions for major housing and street improvement projects. GAS TAX FUND Established to receive and expend the City's allocation of the State gasoline taxes. 21 ASSETS Cash and investments available for operations (Note 2) Restricted cash and investments (Note 2) Receivables: Accounts Taxes Grants Interest Loans (Note 4) Prepaids Total Assets LIABILITIES AND FUND BALANCES Liabilities: Accounts payable Deposits payable Developer bonds payable Note payable (Note 6) Interest payable Deferred revenue Total Liabilities Fund Balances (Note 9): CITY OF SAN RAFAEL GOVERNMENTAL FUNDS BALANCE SHEET JUNE 30, 2012 Traffic and Other Total Housing Governmental Governmental General Mitigation Gas Tax Funds Funds $5,455,184 $9,341,095 $4,359,401 $13,053,146 $32,208,826 76,188 76,188 1,795,113 835,316 2,630,429 3,890,915 168,855 99,634 4,159,404 58,879 123,776 402,049 584,704 35,487 35,487 811,517 60,001 721,088 1,592,606 15,481 6,942 22,423 $12,138,764 $9,401,096 $4,652,032 $15,118,175 $41,310,067 $1,020,369 $170,785 $690,656 $1,881,810 31,451 31,451 320,266 1,500 321,766 6,001,208 6,001,208 17,988 17,988 1,976,020 244,556 2,220,576 9,367,302 170,785 936,712 10,474,799 Nonspendable 527,509 $60,001 728,030 1,315,540 Restricted 76,188 9,341,095 1,608,641 5,907,223 16,933,147 Committed 651,121 2,872,606 2,262,651 5,786,378 Assigned 1,516,644 5,283,559 6,800,203 Total Fund Balances 2,771,462 9,401,096 4,481,247 14,181,463 30,835,268 Total Liabilities and Fund Balances $12,138,764 $9,401,096 $4,652,032 $15,118,175 $41,310,067 See accompanying notes to basic financial statements 22 CITY OF SAN RAFAEL GOVERNMENTAL FUNDS BALANCE SHEET - RECONCILIATION OF GOVERNMENTAL FUND BALANCES TO NET ASSETS OF GOVERNMENTAL ACTIVITIES DUNE 30, 2012 Total fund balances reported on the governmental funds balance sheet Amounts reported for Governmental Activities in the Statement of Net Assets are different from those reported in the Governmental Funds because of the following: Capital assets used in Governmental Activities are not financial resources and, therefore, are not reported in the Governmental Funds. Internal service funds are used by management to charge the cost of management of building, workers' compensation, employee benefits, insurance, and post -retirement healthcare benefits to individual funds. The assets and liabilities are included in Governmental Activities in the Statement of Net Assets. Interest payable on long-term debt does not require the use of current financial resources and, therefore, are not reported in the Governmental Funds. Long-term liabilities, including bonds payable, are not due and payable in the current period and, therefore, are not reported in the Governmental Funds. Compensated absences Deferred revenue Net assets of governmental activities See accompanying notes to financial statements $30,835,268 195,679,630 8,231,396 (225,954) (4,659,000) (4,375,203) 2,220,576 $227,706,713 23 CITY OF SAN RAFAEL GOVERNMENTAL FUNDS STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES FOR THE YEAR ENDED JUNE 30, 2012 REVENUES Taxes and special assessments Licenses and permits Fines and forfeitures Use of money and properties Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Community development / redevelopment Culture and recreation Capital outlay Capital improvement / special projects Debt service: Principal (Note 7) Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in (Note 3A) Transfers out (Note 3A) Total Other Financing Sources (Uses) Traffic and Other Total Housing Governmental Governmental General Mitigation Gas Tax Funds Funds $43,437,974 $7,957,142 $51,395,116 1,648,890 1,648,890 801,758 801,758 153,195 $27,797 $8,379 126,190 315,561 6,431,644 2,557,421 1,548,331 10,537,396 2,060,631 287,609 955,691 16,345,502 19,649,433 368,840 502,117 870,957 54,902,932 315,406 3,521,491 26,479,282 85,219,111 8,659,643 124,230 8,783,873 31,753,176 7,558,375 39,311,551 8,228,225 70,565 19,343 3,200,689 11,518,822 2,913,184 842,320 3,755,504 2,198,155 8,147,518 10,345,673 200,203 411,973 700,207 1,312,383 115,781 394,281 3,094,109 3,604,171 124,222 2,394,098 2,518,320 85,415 649,806 735,221 54,278,004 70,565 825,597 26,711,352 81,885,518 624,928 244,841 2,695,894 (232,070) 3,333,593 1,535,944 792,139 2,211,563 4,539,646 (2,204,744) (447,579) (2,211,970) (4,864,293) (668,800) 344,560 (407) (324,647) EXTRAORDINARY ITEM Transfers (out) to Successor Agency and Housing Successor (Note 16) (2,352,584) (2,352,584) Net Change in Fund Balances (43,872) 244,841 3,040,454 (2,585,061) 656,362 FUND BALANCES, BEGINNING OF YEAR, as restated (Note 1N) 2,815,334 9,156,255 1,440,793 16,766,524 30,178,906 FUND BALANCES, END OF YEAR $2,771,462 $9,401,096 $4,481,247 $14,181,463 $30,835,268 See accompanying notes to financial statements 24 CITY OF SAN RAFAEL Reconciliation of the NET CHANGE IN FUND BALANCES - TOTAL GOVERNMENTAL FUNDS with the STATEMENT OF ACTIVITIES FOR THE YEAR ENDED RUNE 30, 2012 NET CHANGE IN FUND BALANCES - TOTAL GOVERNMENTAL FUNDS Amounts reported for Governmental Activities in the Statement of Activities are different because of the following: Capital Assets Transactions Governmental funds report capital outlays as expenditures. However, in the Statement of Activities the cost of those assets is capitalized and allocated over their estimated useful lives and reported as depreciation expense. Capital outlay and capital projects expenditures are therefore added back to fund balance Non -capitalized capital outlay expenditures were reclassified to various governmental activities Depreciation expense is deducted from the fund balance Loss on retirement of capital assets is deducted from the fund balance Long -Term Debt Proceeds and Payments Bond proceeds provide current financial resources to governmental funds, but issuing debt increases long-term liabilities in the Statement of Net Assets. Repayment of bond principal is an expenditure in the governmental funds, but in the Statement of Net Assets the repayment reduces long-term liabilities. Principal debt service payments are added back to fund balance Bond interest accretion is deducted from fund balance Bond premium amortization is added back to fund balance Debt amount being transferred to Successor Agency is added back to fund balance Accrual of Non -Current Items The amount below included in the Statement of Activities does not require the use of current financial resources and therefore is not reported as revenue or expenditures in governmental funds (net change): Interest payable Compensated absences Deferred revenue Allocation of Internal Service Fund Activities Internal service funds are used by management to charge the costs of certain activities to individual funds. The net revenue of the internal service fund is reported with governmental activities. Change in Net Assets of Governmental Activities See accompanying notes to financial statements $656,362 4,916,554 (3,323,339) (7,207,621) (693,868) 2,518,320 (128,938) 79,860 31,022,577 95,150 (262,891) 1,857,826 2,334,151 $31,864,143 25 This Page Left Intentionally Blank PROPRIETARY FUND FINANCIAL STATEMENTS Proprietary funds account for City operations financed and operated in a manner similar to a private business enterprise. The intent of the City is that the cost of providing goods and services be financed primarily through user charges. The City reports its only proprietary fund, an enterprise fund, as a major fund. PARKING SERVICES FUND Established to maintain parking garages, lots and spaces in the Downtown Parking District (established over 40 years ago), and to pay for parking enforcement, meter collection, and downtown office services. 27 CITY OF SAN RAFAEL PROPRIETARY FUNDS STATEMENT OF NET ASSETS JUNE 30, 2012 Business -type Activities - Governmental Enterprise Funds Activities Parking Internal Services Service Funds ASSETS Current Assets: Cash and investments available for operations (Note 2) $2,657,939 $11,958,493 Restricted cash and investments (Note 2) 11,178,164 Accounts receivable 20,924 72,938 Total Current Assets 2,678,863 23,209,595 Noncurrent Assets: Capital assets (Note 5): Nondepreciable 8,620,853 Depreciable, net 8,474,705 Total Noncurrent Assets 17,095,558 Total Assets 19,774,421 23,209,595 LIABILITIES Current Liabilities: Accounts payable 63,866 41,227 Interest payable 76,685 Compensated absences, due in one year (Note 1J) 6,479 Claims payable, due in one year (Note 14) 1,842,820 Long-term debt, due in one year (Note 7) 190,000 Total Current Liabilities 337,030 1,884,047 Noncurrent Liabilities: Compensated absences (Note IJ) 79,554 Claims payable (Note 14) 5,456,542 Long-term debt (Note 7) 6,255,000 OPEB liability (Note 12) 7,594,000 Total Noncurrent Liabilities 6,334,554 13,050,542 Total Liabilities 6,671,584 14,934,589 NET ASSETS (Note 9): Invested in capital assets, net of related debt 10,650,558 Restricted 3,584,164 Unrestricted 2,452,279 4,690,842 Total Net Assets 13,102,837 $8,275,006 Some amounts reported for business -type activities in the Statement of Net Assets are different because certain internal service fund assets and liabilities are included with business -type activities. 43,610 Net assets business -type activities $13,146,447 See accompanying notes to financial statements 28 CITY OF SAN RAFAEL PROPRIETARY FUNDS STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET ASSETS FOR THE YEAR ENDED DUNE 30, 2012 OPERATING REVENUES Charges for current services Other operating revenues Total Operating Revenues OPERATING EXPENSES Personnel Insurance premiums and claims Maintenance and repairs Depreciation (Note 5) General and administrative Total Operating Expenses Operating Income NONOPERATING REVENUES (EXPENSES) Investment income Interest expense Total Nonoperating Revenues (Expenses) Income Before Transfers Transfers in (Note 3A) Transfers out (Note 3A) Change in Net Assets NET ASSETS, BEGINNING OF YEAR, as restated (Note 1N) NET ASSETS, END OF YEAR Change in Net Assets Some amounts reported for business -type activities in the Statement of Activities are different because the portion of the net income of certain internal service funds is reported with the business -type activities which those funds serviced. Change in Net Assets of Business -type Activities Business -type Activities - Enterprise Funds Parking Services Governmental Internal $2,204,565 $7,302,228 1,696,610 1,098,584 3,901,175 8,400,812 1,865,957 5,323,966 56,548 218,861 328,034 948,400 669,590 3,198,939 6,212,417 702,236 2,188,395 7,675 107,901 (312,291) (280,004) (304,616) (172,103) 397,620 2,016,292 400,000 749,707 (457,960) (367,100) 339,660 2,398,899 See accompanying notes to financial statements 12,763,177 5,876,107 13,102,837 $8,275,006 339,660 64,748 $404,408 at CITY OF SAN RAFAEL PROPRIETARY FUNDS STATEMENT OF CASH FLOWS FOR THE YEAR ENDED JUNE 30, 2012 CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers/other funds Cash payments to suppliers for goods and services Cash payments to employees Other operating revenues Cash Flows from Operating Activities CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Proceeds from issuance of long-term debt Interfund receipts (payments) Interest expense Cash Flows from Noncapital Financing Activities CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Principal payments on revenue bonds Interest expenses and fiscal charges Cash Flows from Capital and Related Financing Activities CASH FLOWS FROM INVESTING ACTIVITIES Investment income Cash Flows from Investing Activities NET INCREASE IN CASH AND CASH EQUIVALENTS CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR, as restated (Note 1N) CASH AND CASH EQUIVALENTS, END OF YEAR Reconciliation of operating income (loss) to net cash provided by operating activities: Operating income Adjustments to reconcile operating income to cash flows from operating activities: Depreciation Net change in assets and liabilities: Accounts receivable Prepaids and deposits Accounts payable Compensated absence obligations Claims payable Business -type Activities - Enterprise Funds Parking Services Governmental A _+:_,:+:__ Internal $2,204,565 $8,294,885 (1,064,600) (2,471,720) (1,962,827) 1,705,234 1,098,584 882,372 6,921,749 (57,960) 382,607 (280,004) (57,960) 102,603 (185,000) (314,141) (499,141) 7,675 107,901 7,675 107,901 332,946 7,132,253 2,324,993 4,826,240 $2,657,939 $11,958,493 $702,236 $2,188,396 328,034 8,624 992,656 (59,652) (229,479) (96,870) 1 non 1 '7_1 Net Cash Provided by Operating Activities $882,372 $6,921,749 See accompanying notes to basic financial statements 30 FIDUCIARY FUND FINANCIAL STATEMENTS Fiduciary funds are used to account for assets held by the City as an agent or custodian for other entities. The financial activities of such funds are excluded from the Government -wide financial statements and presented in fund statements that consist of a Statement of Net Assets. SUCCESSOR AGENCY TO THE REDEVELOPMENT AGENCY A private -purpose trust fund was established to account for the activities of the Successor Agency to the San Rafael Redevelopment Agency. 31 ASSETS CITY OF SAN RAFAEL FIDUCIARY FUNDS STATEMENT OF FIDUCIARY NET ASSETS DUNE 30, 2012 Cash and investments (Note 2) Cash and investments with fiscal agent (Note 2) Receivable: Taxes Interest LIABILITIES Accounts payable Interest payable Notes payable Long-term debt (Note 16): Due within one year Due more than one year Total Assets Total Liabilities NET ASSETS (DEFICIT): Held in trust for private purpose See accompanying notes to financial statements Successor Agency to the Redevelopment Agency Private -Purpose Trust Fund $1,110,123 1,375,314 472,959 2,053 $2,960,449 $169,517 255,838 299,489 2,425,000 28,730,062 31,879,906 ($28,919,457) 32 CITY OF SAN RAFAEL STATEMENT OF CHANGES IN FIDUCIARY NET ASSETS FOR THE YEAR ENDED JUNE 30, 2012 Successor Agency to the Redevelopment Agency Private -Purpose Trust Fund ADDITIONS Property taxes $1,069,690 Use of money and property 2,330 Other revenue 1,354 Total Additions 1,073,374 DEDUCTIONS General government 329,621 Interest expense 737,379 Total Deductions Net change in net assets before extraordinary item EXTRAORDINARY ITEM (Note 16) Assets transferred to/liabilities assumed by Successor Agency NET ASSETS HELD IN TRUST FUND FOR OTHER PURPOSES 1,067,000 6,374 (28,925,831) Beginning of year End of year ($28,919,457) See accompanying notes to financial statements 33 This Page Left Intentionally Blank CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 1-SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. Description of the Financial Reporting Entity As required by generally accepted accounting principles, the financial statements present the City of San Rafael (the City) as the Primary Government, with its component units for which the City is considered financially accountable. The component units discussed below are included in the City's reporting entity because of the significance of their operational and financial relationships with the City. B. Description of Blended Component Units The accompanying basic financial statements include all funds and boards and commissions that are controlled by the City Council. The basic financial statements include the City's blended component units, entities for which the City is considered to be financially accountable. A blended component unit, although a legally separate entity, is in substance, part of the City's operations and so data from this entity is combined with the City. The City's blended component units are described below. San Rafael Redevelopment Agency — The San Rafael Redevelopment Agency (Agency) was established under the provisions of the Community Redevelopment Law (California Health and Safety Code, commencing with Section 33000) primarily to assist in the clearance and rehabilitation of areas determined to be in a declining condition in the City. Financial activity of the Agency commenced in July 1983. Under the Agency's Redevelopment Plan (Plan), approved in November 1982, the Agency was to assist in the development of the property located in the central San Rafael business core and east San Rafael. The Agency received incremental tax revenues on the developed property attributable to increases in assessed value. The Agency functioned as an independent entity with the City Council serving as the governing board of the Agency. The Agency's assets, liabilities, revenues and expenditures (other than those applicable to its capital assets and long-term debt) are reported in the Fund Financial Statements. The Agency's capital assets and long-term debt are reported with the Governmental Activities in the Government -wide Financial Statements. As discussed in Note 16, the Agency was dissolved effective January 31, 2012. San Rafael Joint Powers Financing Authority — The San Rafael Joint Powers Financing Authority (Authority) was created by the City of San Rafael pursuant to Articles 1 and 2 of Chapter 5 of Division 7 of Title 1 of the Government Code of the State of California for the purpose of assisting in the financing and refinancing of certain assessment district and redevelopment -related activities in the City. The Authority is administered by a governing board whose members are the City Council of the City of San Rafael. All of the Authority's assets, liabilities, revenues Financial Statements. The Agency's capital asset s 35 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) C. Description of Discretely Presented Component Unit San Rafael Sanitation District — The San Rafael Sanitation District (District) was formed in 1947 under Section 4700 of the California Health and Safety Code to provide wastewater transmission over the southern two-thirds of the City and adjacent unincorporated areas. The City contracts with the District to maintain the collection systems in the City and unincorporated areas. The District is governed by a three -member Board of Directors who are appointed to four-year terms. The City Council of the City appoints two out of the three board members and has the ability to remove the two board members at will. The District's activities are reported as a discretely presented component unit in a separate column in the basic financial statements which includes the District's assets, liabilities, revenues, expenses, results of operations and cash flows. The District's fiscal year ends on June 30 and its separately issued component unit financial statements can be obtained at Central Marin Sanitation Agency, Finance Department, 1301 Andersen Drive, San Rafael, California 94901. D. Basis of Presentation Government -wide Statements - The Statement of Net Assets and the Statement of Activities display information about the primary government (the City) and its component units. These statements include the financial activities of the overall City government, except for fiduciary activities. Interfund transfers and amounts owed between funds within the primary government have been eliminated from the statements. Amounts representing interfund services and uses remain in the statements. These statements distinguish between the governmental and business - type activities of the City. Governmental activities generally are financed through taxes, intergovernmental revenues, and other nonexchange transactions. Business -type activities are financed in whole or in part by fees charged to external parties. The Statement of Activities presents a comparison between direct expenses and program revenues for each segment of the business -type activities of the City and for each function of the City's governmental activities. Direct expenses are those that are specifically associated with a program or function. Program revenues include (a) charges paid by the recipients of goods or services offered by the programs, (b) grants and contributions that are restricted to meeting the operational needs of a particular program and (c) fees, grants and contributions that are restricted to financing the acquisition or construction of capital assets. Revenues that are not classified as program revenues, including all taxes, are presented as general revenues. Fund Financial Statements: The fund financial statements provide information about the City's funds, including fiduciary funds and blended component units. Separate statements for each fund category — governmental, proprietary, and fiduciary — are presented. The emphasis of fund financial statements is on major individual governmental and enterprise funds, each of which is displayed in a separate column. All remaining governmental and enterprise funds are aggregated and reported as non-maj or funds. 36 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Proprietary fund operating revenues, such as charges for services, result from exchange transactions associated with the principal activity of the fund. Exchange transactions are those in which each party receives and gives up essentially equal values. Nonoperating revenues, such as subsidies and investment earnings, result from nonexchange transactions or ancillary activities. E. Major Funds Major funds are defined as funds that have either assets, liabilities, revenues or expenditures/expenses equal to ten percent of their fund -type total and five percent of the grand total. The General Fund is always a major fund. The City may also select other funds it believes should be presented as major funds. The City reported the following major governmental funds in the accompanying financial statements: General Fund — Established to account for all financial resources necessary to carry out basic governmental activities of the City which are not accounted for in another fund. Traffic and Housing Mitigation Fund — Established to maintain developer contributions for major housing and street improvement projects. Gas Tax Fund - Established to receive and expend the City's allocation of the State gasoline taxes. The City reported its only enterprise fund as a major fund in the accompanying financial statements. The enterprise fund is: Parking Services Fund — Established to maintain parking garages, lots and spaces in the Downtown Parking District (established over 40 years ago), and to pay for parking enforcement, meter collection, and downtown officer services. The City also reports the following fund types: Internal Service Funds - These funds account for: building maintenance, current employee benefits, liability insurance, workers' compensation, dental insurance, pension plan reserve, and retiree health (OPEB). Fiduciary Fund - Successor Agency to the Redevelopment Agency Private -Purpose Trust Fund — Established to account for the accumulation of resources held by the City as Successor Agency to the Redevelopment Agency to be used for payments at appropriate amounts and times in the future. The financial activities of the fund are excluded from the Government -wide financial statements, but are presented in the separate Fiduciary Fund financial statements. 37 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) F. Basis of Accounting The government -wide, proprietary, fiduciary and discretely presented component unit financial statements are reported using the economic resources measurement focus and the full accrual basis of accounting. Revenues are recorded when earned and expenses are recorded at the time liabilities are incurred, regardless of when the related cash flows take place. Fiduciary funds are custodial in nature (assets equal liabilities) and do not involve measurement of results of operations. Governmental funds are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Under this method, revenues are recognized when measurable and available. The City considers all revenues reported in the governmental funds to be available if the revenues are collected within sixty days after year-end. Expenditures are recorded when the related fund liability is incurred, except for principal and interest on long-term debt, claims and judgments, and compensated absences, which are recognized as expenditures to the extent they have matured. General capital asset acquisitions are reported as expenditures in governmental funds. Proceeds from long-term debt and acquisitions under capital leases are reported as other financing sources. Those revenues susceptible to accrual are property and sales taxes, certain intergovernmental revenues, interest revenue, charges for services, fines and forfeitures. Other receipts and taxes are recognized as revenue when the cash is received. Non -exchange transactions, in which the City gives or receives value without directly, receiving or giving equal value in exchange, include taxes, grants, entitlements, and donations. On the accrual basis, revenue from taxes is recognized in the fiscal year for which the taxes are levied or assessed. Revenue from grants, entitlements, and donations is recognized in the fiscal year in which all eligibility requirements have been satisfied. Under the terms of grant agreements, the City may fund certain programs with a combination of cost -reimbursement grants, categorical block grants, and general revenue. Thus, both restricted and unrestricted net assets may be made available to finance program expenditures. The City's policy is to first apply restricted grant resources to such programs, followed by general revenues if necessary. The City considers restricted shared state revenues such as gasoline taxes and public safety sales taxes, restricted locally imposed transportation sales taxes, fines, forfeitures, licenses, permits, charges for services, and program grants as program revenues. Certain indirect costs are included in program expenses reported for individual functions and activities. The City follows statements and interpretations of the Financial Accounting Standards Board and its predecessors that were issued on or before November 30, 1989, in accounting for its business - type activities, unless they conflict with Governmental Accounting Standards Board pronouncements. 38 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) G. Budgets, Budgetary Accounting, And Encumbrances The City adopts a budget on an annual basis, to be effective July 1 for the ensuing fiscal year. The budget reflects estimated revenues and expenditures for each fiscal year, except for capital projects funds and the Peacock GAP Assessment District Special Revenue Fund. Projects in Capital Projects Fund are budgeted by the Council on a multi -year basis. From the effective date of the budget, which is adopted at the department level, the amounts stated therein as proposed expenditures become appropriations to the various City departments. The City Council may amend the budget by resolution during the fiscal year. Expenditures may not exceed appropriations at the fund level, which is the legal level of control. The City Manager is authorized to transfer budgeted amounts between accounts, departments or funds; the Council must approve any increase in the City's total budget. Several supplemental appropriations were approved during the course of the year. The following funds incurred expenditures in excess of appropriations during fiscal year 2011- 2012: Fund Amount Recreation Revolving Special Revenue $235,437 Baypoint Lagoons Assessment District Special Revenue 4,391 Household Hazmat Facility Special Revenue 51,287 Childcare Special Revenue 16,722 Library Assessment Special Revenue 10,899 Development Services Special Revenue 86,792 Emergency Medical Services Special Revenue 290,511 Pt. San Pedro -Maintenance Portion Special Revenue 2,448 Low and Moderate Income Housing Special Revenue 75,914 (a) Pt. San Pedro-Debt-CIP Payment Debt Service 3,443 (a) Due to the dissolution of Redevelopment Agency, the budgeted amount was presented in the former RDA funds. Sufficient resources were available within the funds to finance these excesses. Encumbrance accounting, under which purchase orders for expenditures are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of the budgetary process. Encumbrances outstanding at year-end are reported as a reservation of fund balances since they do not constitute expenditures or liabilities and are carried forward in the subsequent year's budget. All unencumbered appropriations lapse at year end. WE CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) H. Cash Equivalents For purposes of the statement of cash flows, the City considers all highly liquid investments (including all restricted assets) with maturity of three months or less when purchased to be cash equivalents. The City maintains a cash and investment pool that is available for use by all funds. As the proprietary funds' share of this pool is readily available when needed, such share is also considered to be cash equivalent. Deposit assets in the proprietary funds are related to insurance and benefits and are not considered cash equivalents for purposes of the statement of cash flows. L Capital Assets All capital assets are valued at historical cost or estimated historical cost if actual historical cost is not available. Contributed capital assets are valued at their estimated fair market value on the date contributed. The City has included the value of all infrastructure capital assets into its Basic Financial Statements using the Basic Approach for infrastructure reporting. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase is reflected in the capitalized value of the asset constructed, net of interest earned on the invested proceeds over the same period. Capital assets, excluding infrastructure, are recorded if acquisition or construction costs exceeds $59000. The similar threshold for infrastructure is $25,000. Depreciation is provided using the straight-line method which means the cost of the asset is divided by its expected useful life in years and the result is charged to expense each year until the asset is fully depreciated. The purpose of depreciation is to spread the cost of capital assets equitably among all users over the life of these assets. The amount charged to depreciation expense each year represents that year's pro rata share of the cost of capital assets. The City has assigned the useful lives listed below to capital assets: Buildings, improvements, and structures 20 — 50 years Machinery and equipment 4 — 20 years Infrastructure 15 — 50 years J. Compensated Absences Compensated absences are accrued as earned. Upon termination, employees are paid for all unused vacation at their current hourly rates. Unused sick leave may be compensable up to 600 hours, depending upon the provisions of the MOUs, which vary by bargaining unit. The long-term portion of the liability for compensated absences for governmental fund type operations is recorded as compensated absences in the government -wide financial statements. Compensated absences are liquidated by the fund that has recorded the liability. Proprietary fund liabilities are recorded within their respective funds. M CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) The changes of the compensated absences were as follows: Governmental Business -Type Activities Activities Total Beginning Balance $4,112,312 $182,903 $4,295,215 Additions 3,825,731 348 3,826,079 Payments (3,562,840) (97,218) (3,660,058) Ending Balance $4,375,203 $86,033 $4,461,236 Current Portion $551,176 $6,479 $557,655 K. Property Tax Levy, Collection and Maximum Rates State of California Constitution Article XIII A provides that the combined maximum property tax rate on any given property may not exceed 1 % of its assessed value unless an additional amount for general obligation debt has been approved by voters. Assessed value is calculated at 100% of market value as defined by Article X1H A and may be adjusted by no more than 2% per year unless the property is sold, transferred, or substantially improved. The State Legislature has determined the method of distribution of receipts from a 1 % tax levy among the counties, cities, school districts and other districts. Marin County assesses properties, bills for and collects property taxes on the schedule that follows: Valuation/lien dates Levy dates Due dates (delinquent as of) Secured January 1 July 1 50% on November 1 (December 10) 50% on February 1 (April 10) Unsecured January 1 July 1 July 1 (August 31) The term "unsecured" refers to taxes on personal property other than land and buildings. These taxes are secured by liens on the property being taxed. Property taxes are levied and recorded as revenue when received in the fiscal year of levy because of the adoption of the "alternate method of property tax distribution," known as the Teeter Plan, by the City and the County of Marin. The Teeter Plan authorized the auditor -controller of the County of Marin to allocate 100% of the secured property taxes billed, but not yet paid. The County of Marin remits tax monies to the City in three installments, as follows: 55% remitted on December 15 40% remitted on April 15 5% remitted on June 15 L. Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles (GAAP) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent asset and liabilities at the dates of the financial statements and the reported amounts of revenues and expenditures/expenses during the reporting periods. Actual results could differ from those estimates. 41 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) M. New Fund/Closed Funds The Low and Moderate Income Housing Special Revenue Fund was established to account for the activities related to the assets assumed by the City as Housing Successor to the San Rafael Redevelopment Agency for the housing activities of the former Redevelopment Agency. The Pt. San Pedro Debt-CIP Portion Payment Special Assessment District Debt Service Fund and Maintenance Portion Special Revenue Fund were established to accumulate funds for payment of principal and interest for Pt. San Pedro Assessment District Bonds and ongoing maintenance needs. The OPEB/Retiree Medical Internal Service Fund was established to account for activities related to the funding, administration and procurement of retiree medical benefits. In past years, this activity was included in the Employee Benefits Internal Service Fund. The Successor Agency to the Redevelopment Agency Private -Purpose Trust Fund was established to account for the activities of the Successor agency to the former Redevelopment Agency. The Redevelopment Agency Capital Projects Fund and Redevelopment Agency Debt Service Fund were closed as of January 31, 2012, as a result of the dissolution of the Redevelopment Agency discussed in Note 16. N. Prior Period Adjustments During fiscal year 2011-2012, the City made the following prior period adjustments to restate its previously issued financial statements: a. Removed claims liability previously reported in the Government -Wide financial statements, within Governmental Activities, within Governmental Activities, and recorded the claims activities in the Liability Insurance and Workers' Compensation Internal Service Funds. As a result of transferring these activities, the General Fund transferred a cash balance of $3,970,177 that had been set aside for payment of these claims, to the corresponding Internal Service Funds. The City also adjusted claims payable balance to match with the actuarial report. b. Recorded an outstanding advance between the Redevelopment Agency and the City. The advance is related to Resolution Number 4250 adopted during fiscal year 1971-1972, whereby, the City advanced the Redevelopment Agency $20,000, at 7% interest per annum. The principal balance, plus accrued interest, was $291,326 as of January 31, 2012. c. Removed the Pension Obligation Bond liability from the Employee Retirement Internal Service Fund and recorded the debt balance within the Governmental Activities. d. The Net OPEB Obligation (NOO) had been erroneously calculated during fiscal years 2009-2010 and 2010-2011, therefore, the OPEB liability was recalculated and adjusted within the newly created OPEB/Retiree Medical Internal Service Fund. e. To record cash held in 401(h) Trust dedicated to fund OPEB obligations and omitted from previous statements. 42 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) f. Compensated absences was recalculated and it was determined that $40,918 had been double -recorded in prior years. The results of these restatements are as follows: Government -Tide Financial Statements Governmental Activities Net Assets As previously reported $187,434,535 Advance recorded between City and Agency (b) (291,326) Net adjustment to OPEB obligation (d) 891,000 Record cash held in 401(h) Trust set -aside for OPEB (e) 11,178,465 Claims liability adjustments, net (a) (3,329,186) Compensated Absences adjustment (e) (40,918) Beginning net assets, as restated $195,842,570 Fund Level Financial Statements General Fund As previously reported $6,785,511 Cash set aside for claims moved to Internal Service Funds (3,970,177) Beginning fund balance, as restated $2,815,334 Redevelopment Agency Capital Projects Fund As previously reported $6,124,258 Advance to other funds (291,326) Beginning fund balance, as restated $5,832,932 Liability Insurance Internal Service Fund As previously reported $1,560,736 Claims payable - Adjust to match with the actuarial report (2,146,448) Beginning fund balance, as restated ($585,712) Workers' Compensation Internal Service Fund As previously reported $584,605 Claims payable - Adjust to match with the actuarial report (1,182,738) Beginning fund balance, as restated ($598,133) Employee Retirement Internal Service Fund As previously reported ($1,492,798) Move pension obligation bonds to Government -wide financial statement (c) 4,490,000 Beginning fund balance, as restated $2,997,202 OPEB/Retiree Medical Internal Service Fund As previously reported $0 Cash held in 401(h) trust set aside for OPEB 11,178,465 Record Net OPEB Obligation (NOO) balance (7,594,000) Beginning fund balance, as restated $3,584,465 43 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 2 -CASH AND INVESTMENTS The City's goal is to invest at the maximum yield, consistent with safety and liquidity. A. Policies The City invests in individual investments and in investment pools. Individual investments are evidenced by specific identifiable securities instruments, or by an electronic entry registering the owner in the records of the institution issuing the security, called the book entry system. In order to increase security, the City employs the Trust Department of a bank as the custodian of certain City managed investments, regardless of their form. California Law requires banks and savings and loan institutions to pledge government securities with a market value of 110% of the City's cash on deposit, or first trust deed mortgage notes with a market value of 150% of the deposit, as collateral for these deposits. Under California Law this collateral is held in a separate investment pool by another institution in the City's name and places the City ahead of general creditors of the institution. The City's investments are carried at fair value, as required by generally accepted accounting principles. The City adjusts the carrying value of its investments to reflect their fair value at each fiscal year end, and it includes the effects of these adjustments in income for that fiscal year. B. Classification Cash and investments as of June 30, 2012, are classified in the financial statements as shown below, based on whether or not their use is restricted under the terms of City debt instruments or agency agreements. Financial Statement Presentation: Statement of Net Assets: City of San Rafael: Cash and investments available for operations Restricted cash and investments Total Primary Government Cash and Investments San Rafael Sanitation District (Component Unit): Cash and investments available for operations Total San Rafael Sanitation District Cash and Investments Statement of Fiduciary Net Assets (separate statement): Successor Agency to the Redevelopment Agency: Cash and investments available for operations Restricted cash and investments Total Fiduciary Cash and Investments Total Cash and Investments $46,8251258 11,254,352 58,079,610 14,585,504 1495859504 I,110,123 1,375,314 294859437 $7591501551 44 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 2 - CASH AND INVESTMENTS (Continued) The City does not normally allocate investments by fund. Each proprietary fund's portion of Cash and Investments Available for Operations is in substance a demand deposit available to finance operations, and is considered a cash equivalent in preparing the statement of cash flows. C. Investments Authorized by the California Government Code and the City's Investment Policy The City's investment policy and the California Government Code allow the City to invest in the following provided the credit ratings of the issuers are acceptable to the City; and approved percentages and maturities are not exceeded. The table below also identifies certain provisions of the California Government Code, or the City's Investment Policy where it is more restrictive: Minimum Maximum Maximum Maximum Credit Percentage of Investment in Authorized Investment Type Maturity Quality Portfolio One Issuer U.S. Government Obligation 5 years No limit No limit U.S. Agency Securities and 5 years AAA No limit No limit Instruments Repurchase Agreements 1 year A-1 No limit No limit Prime Commercial Paper 270 days A-1 25% $1,0001000 Bankers' Acceptances 180 days A-1 40% $200,000 Medium -Term Corporate Notes 5 years A 30% $11000,000 Negotiable Certificates of Deposit 5 years AA 30% No limit Non-negotiable Certificates 180 days N/A No limit No limit of Deposit Local Agency Investment Fund N/A N/A N/A N/A Money Market Mutual Funds N/A AAA 10% N/A Limited Obligation Improvement 30 years N/A N/A N/A Bonds related to Special Assessment Districts and Special Tax Districts The San Rafael Sanitation District adopted the investments policy of the Treasurer and Tax Collector of the County of Marin. Accordingly, the District, following the County, may invest in U.S. Treasury and agency securities, commercial papers, bankers' acceptances, time deposits, repurchase agreements, and the State of California LAIF. The District, additionally, may invest in the Marin County Investment Pool. At year-end, the District's investments were in compliance with the above provisions. 45 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 2 - CASH AND INVESTMENTS (Continued) D. Investments Authorized by Debt Agreements The City and the Successor Agency to the Redevelopment Agency must maintain required amounts of cash and investments with trustees or fiscal agents under the terms of certain debt issues. These funds are unexpended bond proceeds or are pledged as reserves to be used if there are insufficient resources to meet debt repayment obligations. The California Government Code requires these funds to be invested in accordance with City ordinance bond indentures or State statute. The table below identifies the investment types that are authorized for investments held by fiscal agents. The table also identifies certain provisions of these debt agreements: Maximum Maximum Minimum Credit Percentage of Authorized Investment Type Maturity Quality Portfolio 5 years to no U.S. Treasury Obligations maximum N/A No Limit U.S. Agency Securities 3- 5 years N/A No Limit U.S. Agency Instruments 5 years AAA No Limit Repurchase Agreements 1 year A-1 No limit Category Bankers' Acceptances 360 days Highest Rating No Limit Category Money Market Funds N/A Highest Rating No Limit Category Prime Commercial Paper 270 days Highest Rating No Limit Guaranteed Investment Contracts Category (fully collateralized) (A) N/A Highest Rating No Limit Two Highest Municipal Obligations N/A Category Ratings No Limit Medium -Term Corporate Notes 5 Years A No Limit Non -Negotiable Certificates of Deposit 180 Days N/A No Limit Negotiable Certificates of Deposit 5 Years N/A No limit Local Agency Investment Fund N/A N/A N/A (A) Guaranteed Investment Contracts must be fully collateralized with U.S. Treasury Obligations or U.S. Agency Obligations. 46 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 2 - CASH AND INVESTMENTS (Continued) E. Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Normally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. The City also manages its interest rate risk by holding most investments to maturity, thus reversing unrealized market gains and losses. Information about the sensitivity of the fair values of the City's investments (including investments held by bond trustee) to market interest rate fluctuations is provided by the following table that shows the distribution of the City's investments by maturity or earliest call date: Type of Investment City and Successor Agency: Money Market Mutual Funds Local Agency Investment Fund MCERA 401(h) Trust Fund Total Investments Cash in banks and on hand 12 Months or Less Total $1,375,314 $1,375,314 44,148,048 44,148,048 11,178,164 11,178,164 Total City and Successor Agency Cash and Investments San Rafael Sanitation District: Cash in banks and short-term pooled investments Total District's Cash and Investments Total Cash and Investments $56,701,526 56,701,526 3,863,521 60,565,047 14,585,504 14,585,504 $75,150,551 The City is a participant in the Local Agency Investment Fund (LAIF) that is regulated by California Government Code Section 16429 under the oversight of the Treasurer of the State of California. The City reports its investment in LAW at the fair value amount provided by LAIF, which is the same as the value of the pool share. The balance is available for withdrawal on demand, and is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. Included in LAIF's investment portfolio are collateralized mortgage obligations, mortgage -backed securities, other asset -backed securities, loans to certain state funds, and floating rate securities issued by federal agencies, government -sponsored enterprises, United States Treasury Notes and Bills, and corporations. At June 30, 2012, these investments matured in an average of 268 days. Money Market Mutual Funds are available for withdrawal on demand and at June 30, 2012, matured in an average of 52 days. 47 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 2 - CASH AND INVESTMENTS (Continued) F. Credit Risk Credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the actual rating as of June 30, 2012, for each of the Primary Government's investment types as provided by Standard and Poor's or Fitch investment rating systems, except as noted: Type of Investment City and Successor Agency: Money Market Mutual Funds Total rated investments Not rated: Local Agency Investment Fund MCERA 401(h) Trust Fund Cash in banks and on hand Total City and Trust Cash and Investments San Rafael Sanitation District: Not rated: Cash in banks and short-term pooled investments Total District's Cash and Investments Total Cash and Investments G. Concentration Risk Aaa/AAA Total $1,375,314 $1,375,314 1,375,314 44,148,048 11,178,164 3,863,521 60,565,047 14,585,504 14,585,504 $75,150,551 The City's investments that are greater than five percent of the total investments are in either an external investment pool or mutual funds and are therefore exempt. NOTE 3 -INTER-FUND T12ANSACTIONS A. Transfers Resources may be transferred from one City fund to another. Transfers routinely fund capital projects or capital outlays, lease or debt service payments, operating expenses and low and moderate -income housing projects. 48 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 3 - INTER -FUND TRANSACTIONS (Continued) Transfers between funds during the fiscal year ended June 30, 2012, were as follows: From Fund General Fund Gas Tax Fund Non -Major Governmental Funds Parking Services Enterprise Fund Internal Service Funds To Fund Gas Tax Non -Major Governmental Funds Internal Service Funds General Fund Non Major Governmental Fund General Fund Gas Tax Fund Parking Services Enterprise Fund Internal Service Funds Non Major Governmental Fund General Fund Non -Major Governmental Funds General Fund Internal Services Funds Non -Major Governmental Funds Amount $413,860 ( C ) 1,414,364 (A) 376,520 (B ) 440,000 ( C ) 7,579 (A) 652,984 (C) 378,279 (C) 400,000 (D ) 143,187 (D ) 637,520 (B ) 392,960 (C) 65,000 (A) 50,000 ( C ) 230,000 (B ) 87,100 (A) $5,689,353 ( A) Transfers to the Non -major Governmental Funds were for administrative costs, program support, capital projects, and special projects. ( B) Transfers to the Internal Service Funds were to fund internal operations. ( C) Transfers to the General Fund and Gax Tax Fund were for street maintenance support, administrative costs, and dispatch contract. ( D) Transfers to Parking Services Enterprise Fund and Internal Service Funds for Capital Projects. B. Internal Balances Internal balances are presented in the Government -wide financial statements only. They represent the net interfund receivables and payables remaining after the elimination of all such balances within governmental and business -type activities. 49 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 4 —LOANS RECEIVABLE AND DEFERRED REVENiTE A. Summary of Loans Receivable The City has reserved the portion of fund balance represented by these loans. At June 30, 2012, these loans totaled: Employee Loans Centertown Associates One "H" Street Associates Fire Chief Loan Successor Agency to Redevelopment Agency Trust Fund Marin Housing Authority Total R Employee Loans $225327 3211088 60,001 48%701 299,489 400,000 $1,592,606 The City administers a computer loan program that supports the use of technology by employees. Employees are permitted to borrow up to $1,500 (reduced in April 2012 from the previous maximum of $2,500) for the purchase of computer hardware and software. The loans are interest -free, have maximum terms of three years, and are repaid through automatic payroll deductions. C. Centertown Associates On August 20, 1990, the former Redevelopment Agency loaned Centertown Associates, Ltd, $303,000 at 3% interest due semiannually. The loan was made for the construction of a 60-unit affordable Centertown apartment complex and is fully secured by a deed of trust. The final payment is due on July 31, 2065. With the dissolution of the Redevelopment Agency effective February 1, 2012, the assets of the Agency's Low and Moderate Income Housing fund, including the Centertown Associates loan, were assumed by the City's Low and Moderate Income Housing Special Revenue Fund. D. One "H" Street Associates On January 18, 1994, the City loaned One "H" Street Associates $100,000 at zero percent interest with annual payments of $2,857 and with a fmal payment due January 18, 2034. 50 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 4 — LOANS RECEIVABLE AND DEFERRED REVENUE (Continued) E. Fire Chief Loan On September 17, 2007, the City Council approved a Home Loan Agreement to provide the Fire Chief with housing assistance. Under the Agreement, which was executed on October 3, 2007, the City loaned the Fire Chief $600,000 to assist in the purchase of his primary residence. The loan is secured by a recorded Deed of Trust. The initial interest rate to be charged was 5.25% through August 31, 2008. On September 1, 2008, and on each September 1 following, until the loan is paid off, the interest rate of the loan will be adjusted based upon the then reported quarter -to -date Local Agency Investment Fund rate on the City's investment portfolio. As of June 30, 2012, the balance of the loan was $489,701. F. Redevelopment Agency Loan In 1972, the City loaned the former Redevelopment Agency $20,000 at an annual rate of 7%. This obligation, with a principal and accrued interest balance totaling $299,489, was assumed by the Successor Agency of the Redevelopment Agency Private Purpose Trust. The obligation was included in the Third Recognized Obligation Payment Schedule, approved by the Successor Agency Oversight Board on August 31, 2012, and approved by the California Department of Finance on October 15, 2012. G. Marin Housing Authority Loans In 2012, the City, as Housing Successor to the Redevelopment Agency, loaned Marin Housing Authority $23 5,000 and $165,000 at zero percent interest for the purchase of two low and moderate income units. The loan will be repaid upon the sale of the units. With the dissolution of the Redevelopment Agency effective February 1, 2012, the assets of the Redevelopment Agency Low and Moderate Income Housing fund, including these Marin Housing Authority loans, were assumed by the City's Low and Moderate Income Housing Special Revenue fund. 51 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 5 - CAPITAL ASSETS Changes in capital assets during the fiscal year consisted of: Governmental Activities Capital assets not being depreciated: Land Construction in progress Total capital assets not being depreciated Capital assets being depreciated: Land improvements Buildings and structures Machinery and equipment Infrastructure Total capital assets being depreciated Less accumulated depreciation for: Land improvements Buildings and structures Machinery and equipment Infrastructure Total accumulated depreciation Total net capital assets being depreciated Total governmental activity capital assets Business -type Activities Capital assets not being depreciated: Land Total capital assets not being depreciated Capital assets being depreciated: Buildings and structures Machinery and equipment Total capital assets being depreciated Less accumulated depreciation for: Buildings and structures Machinery and equipment Total accumulated depreciation Total net capital assets being depreciated Total business -type activity capital assets Balance Balance June 30, 2011 Additions Retirements Transfers June 30, 2012 $82,464,364 $82,464,364 2,570,961 $844,007 ($689,796) ($1,552,039) 1,173,133 85,035,325 844,007 (689,796) (1,552,039) 83,637,497 8,236,061 344,855 8,580,916 38,830,105 25,540 38,855,645 16,003,757 749,208 (149,045) 16,603,920 180,016,012 1,181,644 181,197,656 243,085,935 749,208 (149,045) 1,552,039 245,238,137 (4,438,328) (274,647) (4,712,975) (11,224,475) (1,136,519) (12,360,994) (12,033,483) (1,033,978) 144,973 (12,922,488) (98,437,070) (4,762,477) (103,199,547) (126,133,356) (7,207,621) 144,973 (133,196,004) 116,952,579 (6,458,413) (4,072) 1,552,039 112,042,133 $201,987,904 ($5,614,406) ($693,868) $195,679,630 Balance Balance June 30, 2011 Additions Retirements Adjustment June 30, 2012 $8,620,853 8,620,853 10,234,521 1,115,233 11,349,754 (1,836,524) ($210,538) (710,491) (117,496) (2,547,015) (328,034) 8,802,739 (328,034) $17,423,592 ($328,034) $8,620,853 8,620,853 10,234,521 ($18,097) 1,097,136 (18,097) 11,331,657 (16,456) (2,063,518) 34,553 (793,434) 18,097 (2,856,952) 8,474,705 $17,095,558 52 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 5 - CAPITAL ASSETS (Continued) San Rafael Sanitation District Capital assets not being depreciated: Land and easements Construction in progress Total capital assets not being depreciated Capital assets being depreciated: Subsurface lines Sewage collection facilities General plant and administration Total capital assets being depreciated Less accumulated depreciation for: Subsurface lines Sewage collection facilities General plant and administration Total accumulated depreciation Total net capital assets being depreciated Total District's capital assets Balance Transfers & Balance June 30, 2011 Additions Adjustments June 30, 2012 $115,329 $115,329 1,129,447 $1,941,755 $2,616,200 455,002 1,244,776 1,941,755 2,616,200 570,331 18,266,110 58,939 (1,395,360) 19,720,409 35,590,971 (1,220,840) 36,811,811 1,083,582 109,416 1,192,998 54,940,663 168,355 (2,616,200) 57,725,218 (8,859,789) (341,176) (9,200,965) (13,706,164) (824,283) (14,530,447) (291,375) (162,471) (453,846) (22,857,328) (1,327,930) (24,185,258) 32,083,335 (1,159,575) (2,616,200) 33,539,960 $33,328,111 $782,180 $34,110,291 Capital Asset Contributions - Some capital assets may have been acquired using Federal and State grant funds, or were contributed by developers or other governments. These contributions are accounted for as revenues at the time the capital assets are contributed. Depreciation Allocation - Depreciation expense is charged to functions and programs based on their usage of the related assets. The amounts allocated to each function or program are as follows: Governmental Activities General government Public safety Public works and parks Community development/redevelopment Culture and recreation Total Governmental Activities Business -type Activities Parking services Total Business -type Activities $534,927 768,068 5,110,614 47,406 746,606 $7,207,621 $328,034 $328,034 53 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 6 —NOTE PAYABLE San Rafael Tax and Revenue Anticipation Note On July 25, 2011, the City authorized and issued 2011-12 Tax and Revenue Anticipation Notes (TRANs) in the principal amount of $6,000,000. The TRANS were issued to finance City operating expenditures until the City received its semi-annual property taxes, which were pledged for debt service on the TRANs. The TRANs bore interest at 0.35% per year which was due along with principal on August 3, 2012. During fiscal 2011-12, the City collected property related taxes amounting to $20,107,637 which were sufficient to cover the $6.001,208 in principal and interest due and repaid on the TRAM. NOTE 7 -LONG-TERM OBLIGATIONS The City generally incurs long-term debt to finance projects or purchase assets which will have useful lives equal to or greater than the related debt. With the dissolution of the Redevelopment Agency as discussed in Note 16, the City as Successor Agency and Housing Successor assumed the long-term debt and loans for housing and non -housing obligations of the Redevelopment Agency as of February 1, 2012. This was reported as a transfer and as an Extraordinary Item in the Statement of Activities. A summary of governmental and business -type activities transactions for the fiscal year ended June 30, 2012, are as follows: Governmental Activities: San Rafael Redevelopment Agency 1999 Tax Allocation Bonds Capital Appreciation Bonds 5.580/o-5.6%, due 12/l/2022 2002 Tax Allocation Refunding Bonds 2.00%-5.25%, due 12/1/2021 2009 Tax Allocation Refunding Bonds 3.00% 5.00%, due 12/1/2022 Add: deferred bond premium costs Total Tax Allocation Bonds Extraordinary Item Debt assumed Authorized Balance by Successor Balance Current and Issued June 30, 2011 Additions Retirements Agency June 30, 2012 Portion $2,389,004 $4,610,174 $128,938 $4,739,112 25,020,000 13,945,000 $1,420,000 12,525,000 14,660,000 13,785,000 905,000 12,880,000 958,325 79,860 878,465 33,298,499 128,938 2,404,860 31,022,577 2010 Taxable Pension Obligation Bonds 60/,6.25%, due 7/l/2025 Total Pension Obligation Bonds Ground Lease Note Payable, 8.00'/% due l l/l/2024 Court Fine Repayment Promissory Note, 3.873%, due November 2011 Telephone System Capitalized Lease Obligations, 4.28%, due 05/30/2012 Total Governmental Long-term Debt Business -type Activities 2003 Authority Lease Revenue Bonds 3.00-4.70%, due 4/l/2033 Total Enterprise Fund Debt San Rafael Sanitation District 2001 Certificates of Participation 3.25-4.40%, due 8/1/2012 Total District Debt 4,490,000 4,490,000 4,490,000 $4,490,000 4,490,000 169,000 169,000 169,000 1,133,458 124,222 124,222 318,000 69,098 69,098 $38,150,819 $128,938 $2,598,180 $31,022,577 $4,659,000 7,605,000 $6,630,000 $185,000 $6,445,000 $190,000 $6,630,000 $185,000 $6,445,000 $190,000 4,710,000 $940,000 $940,000 $940,000 $940,000 54 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 7 - LONG-TERM OBLIGATIONS (Continued) A. 2010 Taxable Pension Obligation Bonds On July 1, 2010, the City issued 2010 Taxable Pension Obligation Bonds in the amount of $4,490,000 bearing interest at rates from 6.00% to 6.25%. Interest on the Bonds are payable on January 1 and July 1 on each year. Principal payable on the Bonds will be paid on July 1 starting July 1, 2016. The Bonds were issued to prefund a portion of the obligations of the City to the Marin County Employees' Retirement Association. Payment of the principal and interest on the Bonds is not limited to any special source of funds and is payable from any legally available moneys of the City. The City is not empowered or obligated to levy or pledge taxes to make payments to the Bonds. B. Ground Lease Note Payable On November 6, 1989, the City of San Rafael Redevelopment Agency signed a $169,000 promissory note with Bridge Housing Corporation, bearing interest at 8% with principal and accrued interest due and payable in November 2024. The note was assumed to finance the purchase of certain property by the Agency. Assembly Bill lx26 dissolved all California redevelopment agencies, effective January 31, 2012, and required the transfer all assets and liabilities to the Successor Agency. The City of San Rafael as Housing Successor assumed the liabilities of the Successor Agency of the Housing fund. This note will be repaid from City Housing Successor Low and Moderate Income Housing special revenue fund. C. Court Fine Repayment Promissory Note On December 29, 2006, the City signed a promissory note in the amount of $1,133,458 to repay the Superior Court of California, County of Marin. The purpose of the note was to repay the Superior Court for over payment of court revenues, generated from traffic violations, made to the City from the period July 1999 through June 2006. The note bore interest at 3.873% per annum and had been repaid as of June 30, 2012. D. Telephone System Capital Lease On May 30, 2007, the City entered into a capital lease agreement in the amount of $318,000 to purchase telephone related network equipment and services. Principal and interest payments are due each May 30 and November 30, commencing November 30, 2007, until November 30, 2011. The capital lease bore interest at 4.28% per annum and had been repaid as of June 30, 2012. E. 2003 Authority Lease Revenue Bonds On March 26, 2003, the Authority issued 2003 Authority Lease Revenue Bonds in the amount of $7,605,000 bearing interest at rates from 3.00% to 4.70%. The proceeds of the bonds were provided for the design and construction of a new public parking garage. The bonds mature annually each April 1 from 2006 to 2033, in amounts ranging from $150,000 to $290,000. Interest is payable semiannually on April 1 and October 1. The bonds maturing on or after April 1, 2011 are subject to optional redemption prior to maturity on or after April 1, 2010 at the option of the City, as a whole on any date. As of June 30, 2012, no redemption has occurred. The Lease Revenues are secured by lease payments made by the City to the Authority for leasing the City facilities. 55 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 7 - LONG-TERM OBLIGATIONS (Continued) F. Discretely Presented Component Unit — San Rafael Sanitation District — 2001 Certificates of Participation The District and its Financing Corporation on May 1, 2001, issued $4,710,000 of Certificates of Participation at a discount of $35,702. The certificates were to be used (1) to refund in whole the outstanding Series 1991 Certificates of Participation, (2) to finance the District's share of a new construction corporation yard, (3) to fund in whole or in part, a reserve fund for certificates, and (4) to pay certain costs of issuing the certificates. The certificates are fully registered with principal due annually on August 1 and interest payable semi-annually on February 1 and August 1. The certificates are subject to optional prepayment on any date on or after August 1, 2009. Terms of the Trust Agreement call for a premium at 101 % to exercise optional prepayment between August 1, 2009, and July 31, 2010, and no premium August 1, 2010, and after. The certificates had been repaid as of June 30, 2012. G. Future Debt Service Future debt service requirements, including interest, at June 30, 2012, are as follows: For the Year Ended June 30 2013 2014 2015 2016 2017 2018 - 2022 2023 - 2027 2028 - 2032 2033 - 2033 Governmental Activities Principal Interest $276,512 276,512 276,512 276,512 $100,000 273,512 2,050,000 1,083,729 2,509,000 303,443 Business -type Activities Principal Interest $190,000 $306,741 200,000 299,141 205,000 291,141 215,000 282,685 225,000 273,548 1,280,000 1,209,446 1,605,000 879,130 2,050,000 436,250 475,000 23,750 Totals $4,659,000 $2,766,732 $6,445,000 $4,001,832 m CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 8 —DEBT WITHOUT CITY COMMITMENT The City has sponsored the issuance of the following debt, for which the City is not liable for repayment but is only acting as an agent for the property owners and bondholders: Project Original Outstanding Description Amount June 30, 2012 San Rafael Redevelopment Agency 162-175 Belvedere Multifamily Housing Revenue Bonds Apartments $3,590,529 $1,258,905 California Statewide Communities Development Authority Revenue Bonds St. Marks School 5,605,000 4,675,000 San Rafael Redevelopment Agency Variable Rate Demand Multifamily 55 Fairfax Housing Revenue Bonds Apartments 3,000,000 2,600,000 San Rafael Redevelopment Agency San Rafael Commons Multifamily Housing Revenue Bonds-2001 Apartments 6,100,000 5,440,000 Martinelli House 1,000,000 City of San Rafael Kaiser Foundation Variable Rate Revenue Bonds Hospitals 275,000,000 195,630 San Rafael Redevelopment Agency Martinelli House Multifamily Housing Revenue Bonds-2007 Series A Project 6,000,000 2,148,678 Multifamily Housing Revenue Bonds-2007 Series B Martinelli House 1,000,000 269,069 NOTE 9 —NET ASSETS AND FUND BALANCE A. Net Assets Net Assets is the excess of all the City's assets over all its liabilities, regardless of fund. Net Assets are divided into three captions. These captions apply only to Net Assets, which is determined only at the Government -wide level and business type activity and are described below: Invested in Capital Assets, net of related debt describes the portion of Net Assets which is represented by the current net book value of the City's capital assets, less the outstanding balance of any debt issued to finance these assets. Restricted describes the portion of Net Assets which is restricted to use by the terms and conditions of agreements with outside parties, governmental regulations, laws, or other restrictions which the City cannot unilaterally alter. These principally include assets restricted due to low and moderate income housing loan agreements. Unrestricted describes the portion of Net Assets which is not restricted to use. 57 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 9 — NET ASSETS AND FUND BALANCE (Continued) B. Fund Balance In the fund financial statements, fund balances represent the net current assets of each fund. Net current assets generally represent a fund's cash and receivables, less its liabilities. The City's fund balances are classified in accordance with Governmental Accounting Standards Board Statement Number 54 (GASB 54), Fund Balance Reporting and Governmental Fund Type Definitions, which requires the City to classify its fund balances based on spending constraints imposed on the use of resources. For programs with multiple funding sources, the City prioritizes and expends funds in the following order: Restricted, Committed, Assigned, and Unassigned. Each category in the following hierarchy is ranked according to the degree of spending constraint: Nonspendable represents balances set aside that do not represent available, spendable resources even though they are a component of assets. Fund balances required to be maintained intact, such as Permanent Funds, and assets not expected to be converted to cash, such as prepaids, notes receivable, and land held for redevelopment are included. However, if proceeds realized from the sale or collection of nonspendable assets are restricted, committed or assigned, then Nonspendable amounts are required to be presented as a component of the applicable category. Restricted fund balances have external restrictions imposed by creditors, grantors, contributors, laws, regulations, or enabling legislation which requires the resources to be used only for a specific purpose. Encumbrances and nonspendable amounts subject to restrictions are included along with spendable resources. Committed fund balances have constraints imposed by formal action of the City Council which may be altered only by formal action of the City Council. Encumbrances and nonspendable amounts subject to council commitments are included along with spendable resources. Assigned fund balances are amounts constrained by the City's intent that they be used for a specific purpose, but are neither restricted nor committed. Intent is expressed by the City Council or its designee and may be changed at the discretion of the City Council or its designee. This category includes encumbrances; Nonspendables, when it is the City's intent to use proceeds or collections for a specific purpose; and residual fund balances, if any, of Special Revenue, Capital Projects and Debt Service Funds which have not been restricted or committed. Unassigned fund balance represents residual amounts that have not been restricted, committed, or assigned. This includes the residual general fund balance and residual fund deficits, if any, of other governmental funds. 58 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 9 - NET ASSETS AND FUND BALANCE (Continued) Detailed classifications of the City's Fund Balances, as of June 30, 2012, are below: Major Special Revenue Funds Traffic and Other Housing Governmental General Fund Mitigation Gas Tax Funds Total Fund balances: Nonspendable: Loans receivable $512,028 $60,001 $721,088 $1,293,117 Prepaids 15,481 6,942 22,423 Total Nonspendable 527,509 60,001 728,030 1,315,540 Restricted for: Assessment District capital projects 223,946 223,946 Assessment Districts/open space 76,188 76,188 Baypoint Lagoons Assessment District 173,237 173,237 Bedroom tax capital projects 18,626 18,626 Business improvement 4,437 4,437 Capital improvement capital projects 200,870 200,870 Childcare 2,664 2,664 Emergency medical services 550,335 550,335 1997 financing authority revenue bonds debt service 145,623 145,623 Gas tax $1,608,641 1,608,641 Grants 569,936 569,936 Household hazmat facility 161,997 161,997 Library 10,383 10,383 Library assessment 560,726 560,726 Loch Lomond Assessment District 918,513 918,513 Mariposa Assessment District debt service 16,519 16,519 Parkland dedication 663,126 663,126 Peacock Gap Assessment District debt service 2,875 2,875 Public safety 188,465 188,465 Pt. San Pedro-Debt-CIP Portion Prat 120,905 120,905 Pt. San Pedro- Maintenance Portion 85,975 85,975 Recreation revolving 14,879 14,879 Street maintenance and cleaning 549,292 549,292 Storm water 723,894 723,894 Traffic and housing mitigation 9,341,095 9,341,095 Total Restricted 76,188 9,341,095 1,608,641 5,907,223 16,933,147 Committed to: Assessment District capital projects 19,677 19,677 Capital improvement capital projects 19,486 19,486 Low and Moderate Income Housing 1,170,583 1,170,583 Childcare 1,485 1,485 Development services 137,600 137,600 Gas tax 2,872,606 2,872,606 Household hazmat facility 56,253 56,253 Library 95,538 95,538 Park capital projects 11,115 11,115 Parkland dedication 275,725 275,725 Project development 651,121 651,121 Recreation revolving 101,585 101,585 Storm water 278,160 278,160 Street maintenance and cleaning 82,643 82,643 Telephone replacement capital projects 12,801 12,801 Total Committed 651,121 2,872,606 2,262,651 5,786,378 Assigned to: Contractual commitments 81,899 81,899 Development services 650,503 650,503 Emergency and cash flow 1,319,745 1,319,745 Equipment replacement capital projects 3,613,149 3,613,149 Household hazmat facility 2,048 2,048 Library 140,177 140,177 Open space capital projects 134,559 134,559 Park capital projects 504 504 Project development 115,000 115,000 Radio replacement capital projects 560,363 560,363 Recreation revolving 12,649 12,649 Sewer Maintenance 31,140 31,140 Telephone replacement capital projects 138,467 138,467 Total Assigned 1,516,644 5,283,559 6,800,203 Total Fund Balances $2,771,462 $9,401,096 $4,481,247 $14,181,463 $30,835,268 59 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 10 — EMPLOYEES RETIREMENT PLAN A. Plan Description The City contributes to the Marin County Employees' Retirement Association (Association). All full- time and permanent part-time employees who work at least 75% of a full time position are eligible to participate. The Association is an agent multiple -employer defined benefit retirement plan that acts as a common investment and administrative agent for various local governmental agencies within the County of Marin. The Association provides retirement, disability, and death benefits based on the employee's years of service, age, and final compensation. Employees vest after five years of service and are eligible to receive retirement benefits after 10 years of service and having attained the age of 50, or 30 years of service (20 years for safety employees) regardless of age. These benefits provisions and all other requirements are established under the County Employees' Retirement Law of 1937. The City's retirement plan is included in a separately issued report from the Marin County Employees' Retirement Association, which can be obtained from Marin County Employee's Retirement Association, 3501 Civic Center Drive, Room 408, Civic Center, San Rafael, California 94903. B. Funding Policy The funding policy of the Association provides for actuarially determined periodic contributions by the City at rates such that sufficient assets will be available to pay Fund benefits when due. The City contributed 53.76% and 68.77% of payroll to Fund for Police and Fire personnel, respectively, and 40.78% for other covered employees for the year ended June 30, 2012. C. Annual Pension Cost The annual required contribution was determined as part of the actuarial performed as of June 30, 2011. The employer rates for normal cost is determined using the Entry Age Normal Actuarial Cost Method. It takes into account those benefits that are expected to be earned in the future as well as those already accrued. The significant assumptions used in the 2011 actuarial valuation include an assumed rate of return on invested assets of 7.50%, annual payroll increases reflecting 3.25% for inflation and an approximate range of 0.50% to 5.00% for merit and longevity. The actual rate of return on investments was a gain of 23.40%. The actuarial value of assets was determined using techniques that smooth the effects of short-term volatility in the market value of investments over a period of five years. The Association also uses the level percentage -open method to amortize the unfunded actuarial liability which was revised to sixteen years level in the amortization period. It is assumed that payroll will increase at an annual inflation rate of 3.25% over the amortization period. The City uses the actuarially determined percentages of payroll to calculate and pay contributions to the Association. The required contributions and related rates for the year ended June 30 were as follows: Fiscal Year Annual Percentage of Net Ended Pension Cost APC Pension June 30 (APQ Contributed Obligation 2010 $12,745,613 100% $0 2011 15,40%519 100% 0 2012 14,627,709 100% 0 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 10 —EMPLOYEES RETIREMENT PLAN (Continued) The Plans' actuarial value (which differs from market value) and funding progress over the most recent three years available is set forth below at their actuarial valuation date of June 30: Actuarial Actuarial Actuarial Accrued Valuation Value Liability (AAL) Date of Assets Entry Age 6/30/09 $239,841,000 $379,801,000 6/30/10 248,500,000 394,889,000 6/30/11 258,963,000 412,743,000 Excess Excess (Deficit) (Deficit) Assets Over AAI Assets Funded Covered As a % of Over AAL Ratio Payroll Payroll ($139,960,000) 63% $32,413,000 (432%) (146,389,000) 63% 30,320,000 (483%) (153,780,000) 63% 31,692,000 (485%) NOTE 11 - PUBLIC AGENCY RETIREMENT SYSTEM (DEFINED CONTRIBUTION RETIREMENT PLANS) The City contributes to the Public Agency Retirement System (PARS), which is a defined contribution retirement plan. A defined contribution retirement plan provides retirement benefits in return for services rendered, provides an individual account for each participant, and specifies how contributions to the individual's accounts are determined instead of specifying the amount of benefits the individual is to receive. The plan is administered by Phase H located at P.O. Box 12919, Newport Beach, California 92658. Under a defined contribution retirement plan, the benefits a participant will receive depend solely on the amount contributed to the participant's account, the returns earned on investments on those contributions, and forfeitures of other participant's benefits that may be allocated to such participant's account. As established by the plan, all eligible part-time and temporary employees of the City become participants in the plan from the date that they are hired. An eligible employee is any employee who, at any time during which the employer maintains this plan, is not accruing a benefit under the Marin County Employees' Retirement Fund. As determined by the plan, each employee must contribute 3.75% of gross earnings to the plan. The City contributes an additional 3.75% of the employee's gross earnings. Contributions made by an employee and the employer vest immediately. During the year, the City and employees each contributed $58,965. The total covered payroll of employees participating in the plan for the year ended June 30, 2012, was $1,572,396. The total payroll for the year was $35,391,347. Additionally, the City participates in a 401(a) tax qualified plan for eligible non -represented managementimid-management employees. This is an employer only contribution program separate from the Marin County Employees' Retirement Association. The City Manager, as Plan Administrator, annually determines the percent amount of contribution which can range from 0% to 5% of base salary of eligible employees. During the year, the City contributed $125,834 to the plan on behalf of the eligible employees. 61 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 12 —POST-EMPLOYMENT HEALTH CARE BENEFITS The City provides certain health care benefits for retired employees and their spouses. The benefit provisions were established under the authority of the 1937 Act, Section 31450, et. seq. of the Government Code. Employees who meet the vesting criteria become eligible for these benefits if they are receiving a retirement benefit from the Marin County Employees' Retirement Association within 120 days of retirement from City employment. At June 30, 2012, 316 retirees and surviving spouses received post -employment health care benefits. The provisions and benefits of the City's Other Post Employment Benefit Plan, in effect at June 30, 2012, are summarized as follows: Elected Officials, Mid -Management, & Unrepresented Management All other Bargaining Units Eligibility Retire directly from the City: - Age 50 (age 55 if hired > 7/l/l 1) with 10 years services (Including reciprocity) OR - 30 years service (Miscellaneous), 20 years service (Safety) OR - Disability Retirement Benefit Hired < 1/l/09 Full premium/cap Hired < 1/1/10 Up to cap Hired > l/1/09 PEMHCA Min Hired > 1/1/10 PEMHCA Min Surviving Spouse Benefit Continuation to surviving spouse Medicare Part B Hired < 4/l/07 Full reimbursement None Hired > 4/1/07 None Other No Dental, Vision, or Life Benefits Funding Policy and Actuarial Assumptions The annual required contribution (ARC) was determined as part of a June 30, 2011, actuarial valuation using the entry age normal actuarial cost method. This is a projected benefit cost method, which takes into account those benefits that are expected to be earned in the future as well as those already accrued. The actuarial assumptions included (a) 4.25% investment rate of return and (b) 3.25% of general inflation increase, and (c) a healthcare trend of declining annual increases ranging from 9.40% in 2013 to 5.00% for years starting 2021. In addition, the fixed dollar benefit amounts are assumed to increase according to general inflation in the future and the premium related benefits are assumed to increase with the healthcare trend rate. Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the City and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing benefit costs between the City and plan members at that point. The actuarial methods and assumptions used include techniques that smooth the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets. Actuarial calculations reflect a long-term perspective and actuarial valuations involve estimates of the value of reported amounts and assumptions about the probability of events far into the future. Actuarially determined amounts are subject to revision at least biennially as results are compared to past expectations and new estimates are made about the future. The City's OPEB unfunded actuarial accrued liability is being amortized as a level percentage of projected payroll using a 23-year fixed (closed) period for June 30, 2012 Unfunded Actuarially Accrued Liability. 62 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 12 — POST -EMPLOYMENT HEALTH CARE BENEFITS (Continued) Funding Progress and Funded Status During the fiscal year ended June 30, 2012, the City has recorded a Net OPEB Obligation in the Statement of Net Assets, representing the difference between the ARC and actual contributions, as presented below: Amounts (in thousands) Annual required contribution (ARC) $2,312 Interest on net OPEB obligation 621 Adjustment to annual required contribution 300 Annual OPEB cost 3,233 Contributions made: Benefits payment 2,124 Total contributions 2,124 Change in net OPEB obligation/(asset) 1,109 Net OPEB Obligation (Asset) at June 30, 2011, as restated* 6,485 Net OPEB Obligation (Asset) at June 30, 2012 $7,594 *See Note I.N. for explanation of restatement. In accordance with the City's budget, the City's annual contributions to the Plan are based on pay-as- you-go financing. Generally accepted accounting principles permit assets to be treated as OPEB assets and deducted from the Actuarial Accrued Liability when such assets are placed in an irrevocable trust or equivalent arrangement. Contributions a 401(h) account held and administered by the MCERA were made by the City in prior years and were included in the June 30, 2011, actuarial study, as of June 30, 2012 the account balance is $11,178,164. During the fiscal year ended June 30, 2012, the City has calculated and recorded the Net OPEB Obligation, representing the difference between the ARC, and contributions, as presented below: Annual Required Annual Contribution OPEB Cost Actual Percentage Net OPEB Fiscal Year (ARC) (AOC) Contribution of AOC Obligation Ended (000's omitted) (000's omitted) (000's omitted) Contributed (000's omitted) June 30, 2010 $4,390 $5,576 $2,344 31% $5,265 June 30, 2011 4,025 3,868 25648 66% 6,485 June 30, 2012 25312 3,233 2,124 92% 7,594 63 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 12 — POST -EMPLOYMENT HEALTH CARE BENEFITS (Continued) The Schedule of Funding Progress presents trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. Trend data from the June 30, 2011, actuarial study is presented below: Actuarial Value of Valuation Assets Date (000's omitted) 6/30/2007 $14,563 6/30/2009 12,773 6/30/2011 10,861 Unfunded Accrued Accrued Liability Liability Funded (000's omitted) (000's omitted) Ratio $52,767 ($38,204) 28% 56,262 (43,489) 23% 35,156 (24,295) 31% NOTE 13 —JOINTLY GOVERNED ORGANfZATIONS Annual Covered Payroll (000's omitted) $36,470 35,401 33,819 Overfunded (Underfunded) Actuarial Liability as a Percentage of Covered Payroll 104.75% 122.85% (71.84% The City participates in the jointly governed organizations discussed below through formally organized and separate entities established under the Joint Exercise of Powers Act of the State of California. As separate legal entities, these entities exercise full powers and authorities within the scope of the related Joint Powers Agreements including the preparation of annual budgets, accountability for all funds, the power to make and execute contracts and the right to sue and be sued. Each joint organization is governed by a board consisting of representatives from member municipalities. Each board controls the operations of the respective joint organization, including selection of management and approval of operating budgets, independent of any influence by member municipalities beyond their representation on that board. Obligations and liabilities of this joint organization are not the City's responsibility and the City does not have an equity interest in the assets of each joint organization except upon dissolution of the joint organization. A. The Marin County Integrated On -Line Library System (System) The Marin County Integrated On -Line Library System was formed to provide for the procurement, ownership, operation, maintenance, and governance of an integrated on-line system that is jointly owned and operated by the cities of San Rafael, Mill Valley, Sausalito, and the County of Marin. The Governing Board of the System consists of the library director or designated alternate of each participant in the System. In accordance with the cost sharing formula developed by the library directors of the participants, the City's share of the acquisition cost in the amount of $108,007 represents 17.5% of ownership in the System. Operating costs for the System are also shared by each participant by applying the cost sharing formula. The City contributed $142,681 to the System for operating costs for the year ended June 30, 2012. Financial statements of the System can be obtained at the County Librarian, Marin County Free Library, Civic Center, Administration Building, San Rafael, California 94903. 64 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 13 — JOINTLY GOVERNED ORGANIZATIONS (Continued) B. The Marin General Services Authority (MGSA) The MGSA was formed by the County of Marin and twelve local agencies to acquire street light facilities, operate the facilities during the tendency of an eminent domain action against PG&E, and the subsequent transfer of the facilities to the individual local agencies. Each of the local agency's share of contributions was based on the number of street lights to be acquired in the local agency's individual jurisdiction in relation to the total number of street lights to be acquired by the MSLAJPA. The City's contribution to MGSA was $3,134 for the year ended June 30, 2012. Financial statements of the MGSA can be obtained at 27 Commercial Boulevard, Suite C, Novato, CA 94949. C. The Marin Emergency Radio Authority (MER,4) MERA was formed on February 28, 1998, by the County of Marin and 25 local agencies within the County to plan, finance, implement, manage, own, and operate a County -wide public safety and emergency radio system. The Governing Board consists of one representative from each member. On February 1, 1999, the Authority issued the 1999 Revenue Bonds in the amount of $26,940,000 with interest rates ranging from 4.75% to 5.01 %, maturing on August 15, 2016, to finance the acquisition and installation of the system. The costs of maintenance, operation, and debt service will be divided on a pro rata share based on an agreed -upon formula established by a majority of the Governing Board. The members entered into a Project Operating Agreement on February 1, 1999. Under the Operating Agreement, members are obligated to contribute service payments to cover the Authority's operation and debt service. The City's portion of the obligation is 16.913%. The first operating service payment was in July 1999. The first debt service payment was in August 2002. The City contributed $256,400 or the Authority's operation and debt service for the fiscal year ended June 30, 2012. The City has established a reserve in its internal service funds to pay future service payments. Financial statements of the MERA can be obtained at 3501 Civic Centre Drive, San Rafael, California 94903. D. The Countywide Planning Agency The Agency was established by the County of Marin and ten local cities to implement countywide performance standards for traffic, housing, water and sewer facilities, and environmental protection to ensure that residential and commercial growth does not exceed local water, sewer and transportation capacities. The Governing Board of the Countrywide Planning Agency consists of one member of the County Board of Supervisors and one member of the City Council of each participating city. Financial statements of the Agency can be obtained at 3501 Civic Center Drive, San Rafael, California 94903. E. The Marin Telecommunications Agency The Agency was established to regulate the rates for cable television service and equipment and to advise the participants of their license authority. The Governing Board of the Marin Telecommunications Agency consists of one member from each of the eleven participating agencies. The City's contribution to the Agency was $61,026 for the year ended June 30, 2012. Financial statements of the Agency can be obtained at 371 Bel Marin Keys Blvd, Suite 100, Novato, CA 94949. 11 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 13 — JOINTLY GOVERNED ORGANIZATIONS (Continued) F. The Marin County Hazardous and Solid Waste Joint Powers Authority The Authority was established by the County, local cities, and waste franchising districts to finance, prepare and implement source reduction and recycling elements on a county -wide integrated waste management plan as required by State Assembly Bill 939. The City's contribution to the Authority was $13,187 for the year ended June 30, 2012. Financial statements of the Authority can be obtained at 3501 Civic Center Drive, San Rafael, California 94903. G. Friends of San Rafael Friends of San Rafael is a California nonprofit Public Benefit Corporation established to help finance and accomplish the City's efforts to erect, construct and maintain public buildings, roads, monuments, plazas, parks, gardens, safety features and similar public improvement and infrastructure. Financial statements of the Corporation can be obtained at P.O. Box 151560, San Rafael, CA 94915. NOTE 14 - RISK MANAGEMENT The City manages risk by participating in the public entity risk pools described below and by retaining certain risks. Public entity risk pools are formally organized and separate entities established under the Joint Exercise of Powers Act of the State of California. As separate legal entities, those entities exercise full powers and authorities within the scope of the related Joint Powers Agreements including the preparation of annual budgets, accountability for all funds, the power to make and execute contracts and the right to sue and be sued. Each risk pool is governed by a board consisting of representatives from member municipalities. Each board controls the operations of the respective risk pool, including selection of management and approval of operating budgets, independent of any influence by member municipalities beyond their representation on that board. Obligations and liabilities of these risk pools are not the City's responsibility. A. Risk Coverage Liability Coverage The City is a member of the California Joint Powers Risk Management Authority (CJPRMA) which covers general liability claims up to $40,000,000. The City also purchases commercial insurance for property damage claims with an insured amount of $98,988,149. The City is self -insured up to $500,000 for each general liability claim and $25,000 for each property damage claim. Once the self - insured retention is met CJPRMA becomes responsible for payment of all liability claims up to the limit. During the fiscal year ended June 30, 2012, the City contributed $222,403 for coverage during the current year and received a refund of $133,846 of prior year excess contributions. Financial statements for the risk pools may be obtained from CJPRMA, 3252 Constitution Dr., Livermore CA 94551. CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 14 -RISK MANAGEMENT (Continued) Workers' Compensation Coverage The City purchased insurance for workers' compensation through Safety National Casualty Corporation Excess Workers' Compensation and Employers Liability Insurance with coverage up to statutory limits. The City is self -insured up to $750,000 for each worker's compensation claim. The contributions made to each risk pool equal the ratio of their respective payrolls to the total payrolls of all entities participating in the same layer of each program, in each program year. Actual surpluses or losses are shared according to a formula developed from overall loss costs and spread to member entities on a percentage basis after a retrospective rating. B. Insurance Internal Service Funds The Governmental Accounting Standards Board (GASB) requires municipalities to record their liability for uninsured claims and to reflect the current portion of this liability as an expenditure in their financial statements. As discussed above, the City has coverage for such claims, but it has retained the risk for the deductible or uninsured portion of these claims. The City's liability for uninsured general liability claims and workers' compensation claims, including claims incurred but not reported, are reported in the Statement of Net Assets. The liability is based on historical trend information provided by its third party administrators and was computed as follows at June 30: Balance, beginning of year Current year claims and changes in estimates Claims paid Balance, end of year Current portion General Workers' Totals, as of June 30 Liability Compensation 2012 2011 $434,716 $3,535,461 $3,970,177 $3,598,587 2,482,475 1,458,131 3,940,606 2,387,289 (336,027) (275,394) (611,421) (2,015,699) $2,581,164 $4,718,198 $7,299,362 $3,970,177 $472,257 $1,370,563 $1,842,820 $2,200,000 The claims settlements have not exceeded insurance coverage for the past three years. NOTE 15 - COMMITMENTS AND CONTINGENCIES Litigation The City is subject to litigation arising in the normal course of business. In the opinion of the City Attorney there is no pending litigation which is likely to have a material adverse effect on the financial position of the City. In 2004, the City of San Rafael entered into a Settlement Agreement with the federal Department of Justice to bring City managed programs, activities, services and facilities into compliance with the Americans with Disabilities Act (ADA). The City has made significant progress over the past eight years and is in the process of completing the few remaining projects identified in the Settlement Agreement. 67 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 15 - COMMITMENTS AND CONTINGENCIES (Continued) Among those projects is the construction of 800 curb ramps throughout San Rafael. As of June 30, 2012, the City has construction 361 ramps with plans to install the remaining ramps over the life of the Agreement, which expires in 2014. NOTE 16 — REDEVELOPMENT AGENCY DISSOLUTION AND SUCCESSOR AGENCY ACTIVITIES A. Redevelopment Dissolution In an effort to balance its budget, the State of California adopted ABx1 26 on June 28, 2011, amended by AB 1484 on June 27, 2012, which suspended all new redevelopment activities except for limited specified activities as of that date and dissolved redevelopment agencies on January 31, 2012. The suspension provisions prohibited all redevelopment agencies from a wide range of activities, including incurring new indebtedness or obligations, entering into or modifying agreements or contracts, acquiring or disposing of real property, taking actions to adopt or amend redevelopment plans and other similar actions, except actions required by law or to carry out existing enforceable obligations, as defined in ABx1 26. In addition, ABxl 26 and AB 1484 directed the State Controller to review the activities of all redevelopment agencies and successor agencies to determine whether an asset transfer between an agency and any public agency occurred on or after January 1, 2011. If an asset transfer did occur and the public agency that received the asset is not contractually committed to a third party for the expenditure or encumbrance of the asset, the legislation purports to require the State Controller to order the asset returned to the redevelopment agency. The State Controller's Office has not yet scheduled its asset transfer review. Effective January 31, 2012, all redevelopment agencies were dissolved. Certain assets of the Redevelopment Agency Capital Projects Fund were distributed to the Housing Successor and all remaining Redevelopment Agency assets and liabilities were distributed to the Successor Agency. The City elected to become the Housing Successor and on February 1, 2012, certain housing assets were transferred to the City's Low and Moderate Income Housing Special Revenue Fund. The City also elected to become the Successor Agency and on February 1, 2012, the Redevelopment Agency's remaining net assets were distributed to the Successor Agency. ABx1 26 requires the establishment of an Oversight Board to oversee the activities of the Successor Agency and one was established on April 2, 2012. The activities of the Successor Agency are subject to review and approval of the Oversight Board, which is comprised of seven members. The activities of the Successor Agency are reported in the Successor Agency to the Redevelopment Agency Private -Purpose Trust Fund as the activities are under the control of the Oversight Board. The City provides administrative services to the Successor Agency to wind down the affairs of the former Redevelopment Agency. 68 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 16 — REDEVELOPMENT AGENCY DISSOLUTION AND SUCCESSOR AGENCY ACTIVITIES (Continued) A summary of assets distributed and liabilities assumed by the Successor Agency, reported as an Extraordinary Item, is presented below: ASSETS Current assets: Cash and investments Total current assets Noncurrent assets: Restricted cash and investments Loan receivable Capital assets Land Depreciable capital assets, net Total noncurrent assets Total Assets LIABILITIES Current liabilities: Accounts payable Interest payable Advances from the City of San Rafael Long-term debt - due within one year Total current liabilities Noncurrent liabilities: Long-term debt - due in more than one year Total noncurrent liabilities Total Liabilities NET ASSETS Governmental Transfer to Transfer to Ending Activities Successor Housing Balance (Prior to transfer) Agency Successor January 31, 2012 $2,672,320 ($1,283,907) ($1,388,413) 2,672,320 (1,283,907) (1,388,413) 1,375,315 (1,375,315) 553,307 (553,307) 39,000 (39,000) 17,381 (17,381) 1,985,003 (1,375,315) (609,688) 4,657,323 (2,659,222) (1,998,101) 31,973 (15,312) (16,661) 255,838 (255,838) 291,326 (291,326) 579,137 (562,476) (16,661) 31,191,577 (31,022,577) (169,000) 31,191,577 (31,022,577) (169,000) 31,770,714 (31,585,053) (185,661) ($27,113,391) $28,925,831 ($1,812,440) CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 16 — REDEVELOPMENT AGENCY DISSOLUTION AND SUCCESSOR AGENCY ACTIVITIES (Continued) See Notes 2, 4 and 5 for details of the cash and investments, loans and capital assets assumed by the Housing Successor Agency. B. Long Term Debt 1999 Tax Allocation Bonds and Capital Appreciation Bonds On June 165 199% the Agency issued Tax Allocation Bonds in the amount of $23,504,004. The bonds were issued as Current Interest Bonds in the aggregate principal amount of $21,115,000 and as Capital Appreciation Bonds in the original amount of $2,389,004. The proceeds of the bonds were used to finance certain redevelopment activities of benefit to the Agency's Central San Rafael Redevelopment Project Area. In December, 2009 of the Agency exercised the redemption option of the Current Interest Bonds. The outstanding balance of the Bonds were refunded, on a current basis, through the issuance of the 2009 Tax Allocation Refunding Bonds as discussed below. The Capital Appreciation Bonds mature annually after December 1 from 2018 to 2022, in amounts ranging from $1,440,000 to $2,070,000 and bear interest at rates from 5.58% to 5.60%. Interest on the Capital Appreciation Bonds will compound on each interest premium date and will be payable solely at maturity. The bonds are secured, on parity with the 1992 and 1995 bonds (refunded in 2002), by a pledge and a lien on tax revenues and amounts on deposit in certain funds and accounts held by the fiscal agent. 2002 Tax Allocation Refunding Bonds On October 9, 2002, the Agency issued Tax Allocation Refunding Bonds in the amount of $25,020,000. The proceeds of the bonds were used to refund the 1992 Tax Allocation Refunding Bonds and the 1995 Tax Allocation Bonds. The Bonds mature annually each December 1 from 2002 to 2022, in amounts ranging from $540,000 to $1,920,000 and bear interest at rates ranging from 2.00% to 5.25%. Interest is payable semiannually on June 1 and December 1. The Bonds maturing on or after December 1, 2013, are subject to optional redemption prior to maturity, in whole or in part, and by lot within any one maturity, prior to their respective maturity dates, on any date on or after December 1, 2012, at a price equal to the principal amount, plus accrued interest on the redemption date. The bonds are payable from tax revenues to be derived from the redevelopment activities of the Agency related to the Central San Rafael Redevelopment Project Area. 70 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 16 — REDEVELOPMENT AGENCY DISSOLUTION AND SUCCESSOR AGENCY ACTIVITIES (Continued) 2009 Tax Allocation Refunding Bonds On December 14, 2009, the Agency issued 2009 Tax Allocation Refunding Bonds in the amount of $14,660,000 bearing interest at rates from 3.00% to 5.00%. The proceeds of the Series 2009 Bonds were used to refund the Agency's 1999 Tax Allocation Current Interest Bonds, to advance funds to the City to finance street and parking improvements for the benefit of the Agency's Central San Rafael Redevelopment Project. Principal payments are due annually on December 30 and interest payable semiannually on June 30 and December 30. The Series 2009 Bonds maturing on or before December 1, 2019, are not subject to optional redemption prior to their respective stated maturities. The Series 2009 Bonds maturing on or after December 1, 2020, are subject to optional redemption as a whole or in part either on a pro rata basis among maturities or in inverse order of maturity, and by lot within any one maturity, prior to their respective maturity dates, at the option of the Agency, on any date on or after December 1, 2019, at a price equal to the principal amount of such Series 2009 Bonds called for redemption, together with interest accrued on the date fixed for redemption, without premium. The Agency has pledged all future tax increment revenues, less amounts required to be set aside in the Low and Moderate Income Housing Fund, for the repayment of the 1999 Capital Appreciation Bonds, and the 2002 and 2009 Tax Allocation Refunding Bonds. The pledge of all future tax increment revenues ends upon repayment of $39.2 million in remaining debt service on the Bonds, which is scheduled to occur in 2023. For fiscal year June 30, 2012, tax increment revenues transferred to the City by the County of Marin amounted to $3.5 million which was used to make the debt service payments of $3.5 million. The Successor Agency assumed the long-term debt of the Redevelopment Agency as of February 1, 2012. The debt issues and transactions are summarized below and discussed in detail in Note 7. Governmental Activities: San Rafael Redevelopment Agency 1999 Tax Allocation Bonds Capital Appreciation Bonds 5.58%-5.6%, due 12/1/2022 2002 Tax Allocation Refunding Bonds 2.00%-5.251/o, due 12/1/2021 2009 Tax Allocation Refunding Bonds 3.00%-5.000/o, due 12/1/2022 Add: deferred bond premium costs Transfer from Redevelopment Authorized Agency as of and Issued February 1, 2012 $2,389,004 25,020,000 $4,739,112 12,525,000 14,660,000 12,880,000 878,465 Balance Current Additions June 30, 2012 Portion $132,485 $4,871,597 12,525,000 $1,495,000 12,880,000 930,000 878,465 Total Governmental Long-term Debt $31,022,577 $132,485 $31,155,062 $2,425,000 71 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 16 — REDEVELOPMENT AGENCY DISSOLUTION AND SUCCESSOR AGENCY ACTIVITIES (Continued) Debt Service Requirements Annual debt service requirements are shown below: For the Year Ended June 30 2013 2014 2015 2016 2017 2018 - 2022 2023 - 2027 Totals Reconciliation of long-term debt: Less unaccreted discount Add deferred bond premium costs C. Commitment and Contingencies 1. State Approval of Enforceable Obligation Governmental Activities Principal $2,425,000 2,540,000 2,675,000 2,800,000 2,930,000 16,335,000 3,530,000 Interest 1,140,269 1,023,576 893,201 766,926 634,276 1,486,715 36,500 33,235,000 $5,981,463 (2,958,403) 878,465 $31,155,062 The Successor Agency prepares a Recognized Obligation Payment Schedule (ROPS) semi-annually that contains all proposed expenditures for the subsequent six-month period. The ROPS is subject to the review and approval of the Oversight Board as well as the State Department of Finance. The State Department of Finance has stated that all items on a future ROPS are subject to a subsequent review. The amount, if any, of current obligations that may be denied by the State Department of Finance cannot be determined at this time. The City expects such amounts, if any, to be immaterial. 2. State Asset Transfer Review The activities of the former Redevelopment Agency and the Successor Agency are subject to further examination by the State of California and the amount, if any, of expenditures which may be disallowed by the State cannot be determined at this time. In addition, the State Controller's Office will be conducting a review of the propriety of asset transfers between the former Redevelopment Agency or the Successor Agency and any public agency that occurred on or after January 1, 2011 and the amount, if any, of assets that may be required to be returned to the Successor Agency cannot be determined at this time. The City expects such amounts, if any, to be immaterial. 72 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 16 — REDEVELOPMENT AGENCY DISSOLUTION AND SUCCESSOR AGENCY ACTIVITIES (Continued) 3. Low and Moderate Income Housing Fund Due Diligence Review Pursuant to Health and Safety Code (HSC) section 34179.6 (c), the City of San Rafael Successor Agency (Agency) submitted an Oversight Board approved Low and Moderate Income Housing Due Diligence Review (DDR) to the California Department of Finance (DOF) on October 15, 2012. In November 2012, the DOF sent correspondence to the City questioning a transfer of $1,371,751 for cash and investment transfers made. The City contends the transfers were lawfully made and has requested a "meet and confer" with the DOF regarding this issue, which has yet to be scheduled by the DOF. 4. Demand for True -Up Payment Pursuant to Health and Safety Code section 34183.5 (b), Successor Agencies are required to remit a True -Up Payment representing a calculation of tax increment collected in December 2011 by the former Redevelopment Agency in excess of the enforceable obligations, as approved by the County Auditor/Controller. On July 9, 2012 the Successor Agency received a Demand from the County Auditor/Controller that had calculated a True -Up Payment of $1,731,446. Management reviewed the calculation and believes it is inaccurate. Management's calculation of the True -Up Payment amounted to $148,589 and on July 12, 2012 the Successor Agency remitted that amount to the County Auditor/Controller. The remaining unpaid balance of the Demand has not been recorded in the accompanying financial statements as management believes its calculation is accurate. NOTE 17 — SUBSEQUENT EVENTS A. Refunding of 2003 Authority Lease Revenue Bonds The San Rafael Joint Power Financing Authority financed the construction of the P and C Street parking structure in 2003 through the issuance of lease revenue bonds in the original principal amount of $7,605,000. These bonds were issued for 30 years and had an average coupon of 4.77% and annual debt service of approximately $500,000. Based on favorable market conditions, the Authority was able to refinance the 2003 bonds in August 2012, and achieved lower interest rates and lower annual debt service payments. The City will realize annual savings of $41,100 to $50,200 per year for a total $670,496 in total savings over the remaining 21 years. Savings will begin in the fiscal year 2012/13. This amount represents approximately 10% in present value savings. B. Pt. San Pedro Road Median Landscaping Assessment District Limited Obligation Bonds The Pt. San Pedro Road Median Landscaping Assessment District was formed in June 2011 for the purpose of financing and maintaining median improvements that benefit property owners within the assessment district. The annual assessment tax levy is dedicated to Assessment District administration, debt service on bonds, and ongoing maintenance of the median improvements. The City Council approved the project and the construction contract was awarded to the lowest bidder on June 4, 2012 with instruction to proceed once financing had been secured. 73 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2012 NOTE 17 — SUBSEQUENT EVENTS (Continued) The original engineer's plan estimated that the project would require the issuance of $1,750,000 in bonds in order to support construction of the median improvements. The City chose to issue the bonds as a private placement to avoid the financing expenses associated with selling the bonds in the municipal market, and determined that there was sufficient liquidity in its investment portfolio to purchase the bonds for its own portfolio. In August 2012, the Financing Authority issued, and the City purchased the Assessment District bonds in the amount of $1,750,000 with an annual interest rate of 5.25%. 74 REQUIRED SUPPLEMENTAL INFORMATION 75 This Page Left Intentionally Blank GENERAL FUND AND MAJOR SPECIAL REVENUE FUND BUDGET -TO -ACTUAL STATEMENTS GASB Statement No. 34 dictates that budget -to -actual information in the basic financial statements should be limited to the General Fund and major Special Revenue Funds. This section is provided for the presentation of Budget -to -Actual Statements for the General Fund, Traffic and Housing Mitigation, and the Gas Tax Special Revenue Funds. 77 CITY OF SAN RAFAEL GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2012 REVENUES Taxes and special assessments Licenses and permits Fines and forfeitures Use of money and properties Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Community development/redevelopment Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) Net Change in Fund Balances FUND BALANCES, BEGINNING OF YEAR, as restated FUND BALANCES, END OF YEAR Budgeted Amounts Original Final Actual Amounts Variance with Final Budget Positive (Negative) $42,673,640 $43,586,030 $43,437,974 ($148,056) 1,406,350 1,585,350 1,648,890 63,540 459,200 715,200 801,758 86,558 168,200 148,200 153,195 4,995 6,608,580 6,396,784 6,431,644 34,860 1,561,470 1,958,000 2,060,631 102,631 107,360 299,840 368,840 69,000 52,984,800 54,689,404 54,902,932 213,528 5,876,750 8,046,511 8,659,643 (613,132) 33,368,550 32,457,705 31,753,176 704,529 8,446,080 8,396,035 8,228,225 167,810 3,022,310 2,926,923 2,913,184 13,739 2,278,530 2,232,732 2,198,155 34,577 44,850 40,764 200,203 (159,439) 40,000 105,000 115,781 (10,781) 123,460 123,460 124,222 (762) 85,232 85,415 (183) 53,200,530 54,414,362 54,278,004 136,358 (215,730) 275,042 624,928 349,886 2,490,940 1,526,692 1,535,944 9,252 (1,763,250) (1,790,884) (2,204,744) (413,860) 727,690 (264,192) (668,800) (404,608) $511,960 $10,850 (43,872) ($54,722) 2,815,334 $2,771,462 78 CITY OF SAN RAFAEL TRAFFIC AND HOUSING MITIGATION SPECIAL REVENUE FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2012 REVENUES Use of money and properties Charges for services Total Revenues EXPENDITURES Current: Public works and parks Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES Net Change in Fund Balances FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) $48,100 $18,940 $27,797 $8,857 287,609 287,609 48,100 18,940 315,406 296,466 70,810 70,810 70,565 245 70,810 70,810 70,565 245 (22,710) (51,870) ($22,710) ($51,870) 244,841 $296,711 9,156,255 $9,401,096 79 CITY OF SAN RAFAEL GAS TAX SPECIAL REVENUE FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED DUNE 30, 2012 REVENUES Use of money and properties Intergovernmental Charges for services Total Revenues EXPENDITURES Current: Public works and parks Capital outlay Capital improvement/special projects Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers (out) Total Other Financing Sources (Uses) Net Change in Fund Balances FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR Budgeted Amounts Original Final Actual Amounts Variance with Final Budget Positive (Negative) $10,090 $3,750 $8,379 $4,629 3,714,390 2,514,390 2,557,421 43,031 496,000 496,000 955,691 459,691 4,220,480 3,014,140 3,521,491 507,351 1,198,630 29,122 19,343 9,779 796,000 411,973 384,027 1,996,000 1,382,925 394,281 988,644 3,194,630 2,208,047 825,597 1,382,450 1,025,850 806,093 2,695,894 1,889,801 213,415 792,139 578;724 (440,000) (440,000) (447,579) (7,579) (440,000) (226,585) 344,560 571,145 $585,850 $579,508 3,040,454 $2,460,946 1,440,793 $4,481,247 80 SUPPLEMENTARY INFORMATION 81 This Page Left Intentionally Blank NON -MAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS Recreation Revolving Fund - Established to administer the Recreation Department's program and facility rental charge and accounts for the Recreation Memorial Fund. Baypoint Lagoons Assessment District Fund - The Baypoint Lagoons Lighting and Landscape District was formed to protect and enhance wildlife habitat and water quality in Baypoint (Spinnaker) Lagoon and the adjacent diked salt marsh. Household Hazmat Facility Fund - Established to account for State mandated hazardous materials information, collection, and reporting. Expenditures include inspection of businesses for compliance with regulations. This fund also serves as the depository for countywide Household Hazardous Waste Program. Childcare Fund - Established to administer and account for childcare programs at eleven sites throughout the City. Street Maintenance and Cleaning Fund - Established to maintain the City's streets, pubic properties and rights of way. Loch Lomond Assessment District Fund - Established to provide maintenance for stormwater and geotechnical mitigation facilities. A Mello Roos District was formed to fund this maintenance. Library Fund - Established to account for restricted library activities that are intended to be self - funding. Library Assessment Fund - Established to account for a special parcel tax dedicated to public library services and facilities, equipment, and technology improvements. Public Safety Fund - Established for special police services, which are intended to be self -funding. Stormwater Fund - Established to provide for self -funding storm drain maintenance program plus separate programs through the County and Bay Area to educate residents about urban runoff pollution. Development Services Fund - Established to account for development activities that are supported by external sources of funds. This fund does not account for the operating costs of building, planning, and engineering, which are located in the General Fund. Grants Fund - Established to account for grants for the Library, Childcare, Police and Falkirk Cultural Center. Parkland Dedication Fund - Established to account for long-term developer deposits used to enhance and maintain the park structure within City limits. Emergency Medical Services Fund - Established to account for the Emergency Medical Services and Transportation program that provides services to all segments of the community. 83 NON -MAJOR GOVERNMENTAL FUNDS (Continued) Business Improvement Fund — Established to account for activities held in Downtown San Rafael, such as the Farmers Market. Sewer Maintenance Fund — Established under the terms of the JPA to provide all necessary maintenance to the Sanitation District's gravity collection sewer system. Pt. San Pedro Maintenance Portion Special Revenue Fund — Established to account for ongoing maintenance needs within the Pt. San Pedro assessment district. Low and Moderate Income Housing Special Revenue Fund — Established to account for the activities related to the assets assumed by the City as Housing Successor to the San Rafael Redevelopment Agency for the housing activities of the former Redevelopment Agency. DEBT SERVICE FUNDS Peacock Gap Assessment District Fund — Established to accumulate funds for the payment of principal and interest for the 1993 Bonds which mature in 2005. The proceeds were used to refund the 1984 Bonds, which provided for the construction of public improvements in the project area. Financing is to be provided by property tax increments generated within the specific geographic region described by the bond assessment district. Mariposa Assessment District Fund - Established to accumulate funds for the payment of principal and interest for the 1993 Bond, which matures in 2008. The proceeds were used to finance the grading and paving of Mariposa Road. 1997 Financing Authority Revenue Bonds Fund — Established to accumulate funds for the payment of principal and interest for the 1997 Revenue Bonds which matures in 2011. The proceeds were used to purchase the previously issued special assessment bonds. Financing is to be provided by property tax increments generated within the specific geographic region described by the bond assessment district. Pt. San Pedro Debt-CIP Portion Payment Debt Services Fund — Established to accumulate funds for payment of principal and interest for Pt. San Pedro Assessment District bonds. Redevelopment Agency Fund — Established to account for the principal payments, interest payments, and related costs of the 1999 Project Tax Allocation Bonds, 2002 Tax Allocation Refunding Bonds, and 2009 Tax Allocation Refunding Bonds. CAPITAL PROJECTS FUNDS Capital Improvement Fund — Established for the costs associated with major capital improvement projects not tied to specific funds elsewhere. Improvements could include medians, parkways, sidewalks, and other public assets. Bedroom Tax Fund — Established to collect funds from multiple -unit housing used to pay for maintaining and developing parks within local neighborhoods. 84 NON -MAJOR GOVERNMENTAL FUNDS (Continued) Assessment Districts Fund — Established to account for ongoing construction and improvement needs within the following assessment districts: Peacock Gap, Kerner Boulevard, Sun Valley/Lucas Valley Open Space, East San Rafael Drainage Assessment District 1. Park Capital Projects Fund — Established to account for capital improvements for all City owned parks, whether paid for by City funds, grants, donations, or partnership with the community. Open Space Fund — Established for the acquisition of open space. Equipment Replacement Fund - Established to provide replacement of equipment. Radio Replacement Fund - Established to meet radio system operating costs, capital acquisition and replacement, and operating lease obligations for the Public Works, Fire, Community Development and Police Departments. The Marin Emergency Radio Authority (MERA) is a countywide JPA that has taken the roll in procurement and installation of a new digital radio system. This fund supports San Rafael's portion of the MERA efforts and related contractual obligations. Telephone Replacement Fund — Established to provide ongoing support services for telephone equipment and usage throughout the City. Redevelopment Agency Capital Project Fund — Established to account for the capital projects activities of the San Rafael Redevelopment Agency. 85 CITY OF SAN RAFAEL NONMAJOR GOVERNMENTAL FUNDS COMBINING BALANCE SHEETS JUKE 30, 2012 SPECIAL REVENUE FUNDS Baypoint Lagoons Household Street Recreation Assessment Hazmat Maintenance Revolving District Facility Childcare and Cleaning ASSETS Cash and investments $235,546 $172,793 $208,504 $23,262 $631,935 Receivables: Accounts 218,285 269,242 Taxes 444 Grants 1,831 18,287 Loans Prepaids Total Assets $455,662 $173,237 $477,746 $41,549 $631,935 LIABILITIES AND FUND BALANCES Liabilities: Accounts payable $81,993 $257,448 $37,400 Developer bonds payable Deferred revenue 244,556 Total Liabilities 326,549 257,448 37,400 Fund Balances: Nonspendable Restricted 14,879 $173,237 161,997 2,664 $549,292 Committed 101,585 56,253 1,485 82,643 Assigned 12,649 2,048 Total Fund Balances 129,113 173,237 220,298 4,149 631,935 Total Liabilities and Fund Balances $455,662 $173,237 $477,746 $41,549 $631,935 86 SPECIAL REVENUE FUNDS Loch Lomond Assessment Library Public Development District Library Assessment Safety Stormwater Services Grants $918,240 $248,266 $567,090 $155,828 $1,006,434 $798,916 $443,934 33,194 273 14,912 13,713 181,557 $918,513 $248,266 $582,002 $189,022 $1,020,147 $798,916 $625,491 $2,168 $21,276 $557 $18,093 $9,313 $55,555 1,500 2,168 21,276 557 18,093 10,813 55,555 $918,513 10,383 560,726 188,465 723,894 569,936 95,538 278,160 137,600 140,177 650,503 918,513 246,098 560,726 188,465 1,002,054 788,103 569,936 $918,513 $248,266 $582,002 $189,022 $1,020,147 $798,916 $625,491 (Continued) 87 CITY OF SAN RAFAEL NONMAJOR GOVERNMENTAL FUNDS COMBINING BALANCE SHEETS JUNE 30, 2012 SPECIAL REVENUE FUNDS Emergency Pt. San Pedro - Parkland Medical Business Sewer Maintenance Dedication Services Improvement Maintenance Portion ASSETS Cash and investments $811,304 $363,667 $4,437 $9,828 $84,429 Receivables: Accounts 25,000 204,208 45,000 Taxes 66,572 1,546 Grants 103,077 Loans Prepaids 6,942 Total Assets $939,381 $641,389 $4,437 $54,828 $85,975 LIABILITIES AND FUND BALANCES Liabilities: Accounts payable $530 $84,112 $23,688 Developer bonds payable Deferred revenue Total Liabilities 530 84,112 23,688 Fund Balances: Nonspendable 6,942 Restricted 663,126 550,335 $4,437 $85,975 Committed 275,725 Assigned 31,140 Total Fund Balances 938,851 557,277 4,437 31,140 85,975 Total Liabilities and Fund Balances $939,381 $641,389 $4,437 $54,828 $85,975 88 SPECIAL REVENUE DEBT SERVICE FUNDS Low and 1997 Pt. San Pedro- Redevelopment Moderate Peacock Gap Mariposa Financing Debt-CIP Agency Income Assessment Assessment Authority Portion Debt Housing District District Revenue Bonds Payment Service $1,130,196 $2,875 $16,519 $145,623 $118,731 40,387 2,174 721,088 $1,891,671 $2,875 $16,519 $145,623 $120,905 $721,088 $2,875 $16,519 $145,623 $120,905 1,170,583 1,891,671 2,875 16,519 145,623 120,905 $1,891,671 $2,875 $16,519 $145,623 $120,905 CAPITAL PROJECT FUNDS Capital Improvement $123,242 97,297 $220,539 $183 183 200,870 19,486 220,356 $220,539 (Continued) 89 CITY OF SAN RAFAEL NONMAJOR GOVERNMENTAL FUNDS COMBINING BALANCE SHEETS JUKE 30, 2012 ASSETS Cash and investments Receivables: Accounts Taxes Grants Loans Prepaids Total Assets LIABILITIES AND FUND BALANCES Liabilities: Accounts payable Developer bonds payable Deferred revenue Total Liabilities Fund Balances: Nonspendable Restricted Committed Assigned Total Fund Balances Total Liabilities and Fund Balances CAPITAL PROJECT FUNDS Park Bedroom Assessment Capital Open Equipment Tax Districts Projects Space Replacement $18,626 $243,623 $21,510 $134,559 $3,670,827 $18,626 $243,623 $21,510 $134,559 $3,670,827 $9,891 9,891 $57,678 57,678 $18,626 $223,946 19,677 11,115 504 $134,559 3,613,149 18,626 243,623 11,619 134,559 3,613,149 $18,626 $243,623 $21,510 $134,559 $3,670,827 &E CAPITAL PROJECT FUNDS Redevelopment Total Agency Non -Major Radio Telephone Capital Governmental Replacement Replacement Project Funds $560,363 $182,039 $13,053,146 835,316 99,634 402,049 721,088 6,942 $560,363 $182,039 $15,118,175 $30,771 $690,656 1,500 244,556 30,771 936,712 728,030 5,907,223 12,801 2,262,651 $560,363 138,467 5,283,559 560,363 151,268 14,181,463 $560,363 $182,039 $15,118,175 91 CITY OF SAN RAFAEL COMBINING STATEMENTS OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2012 REVENUES Taxes and special assessments Use of money and properties Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Community development / redevelopment Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) EXTRAORDINARY ITEM Transfer (out) Successor Agency and Housing Successor Net Change in Fund Balances Fund Balance, Beginning, as restated Fund Balance, Ending SPECIAL REVENUE FUNDS Baypoint Lagoons Household Street Recreation Assessment Hazmat Maintenance Revolving District Facility Childcare and Cleaning $25,368 $606 489 $439 $10 $1,897 22,000 253,349 2,558,914 1,513,724 3,211,518 32,221 7,424 2,859 2,395 2,613,741 25,857 1,521,587 3,467,736 4,292 4,391 3,686,788 6,949 18,025 1,433,816 3,592,304 3,711,762 4,391 1,433,816 3,592,304 (1,098,021) 21,466 87,771 (124,568) 4,292 1,068,740 127,100 (40,000) 1,028,740 127,100 (69,281) 21,466 87,771 2,532 4,292 198,394 151,771 132,527 1,617 627,643 $129,113 $173,237 $220,298 $4,149 $631,935 92 SPECIAL REVENUE FUNDS Loch Lomond Assessment Library Public Development District Library Assessment Safety Stormwater Services Grants $15,606 $887,681 2,733 $38,288 1,427 $474 $2,839 $30,442 $1,094 123,429 66,905 991,712 6,666 3,713 785,256 48,378 29,300 5,030 52,532 10,000 18,339 197,683 889,108 76,122 788,095 131,352 1,002,806 147,503 100,000 50 983,474 10 5,167 794,800 68,459 7,561 157,099 69,694 91,939 6,885 86,782 676,714 50 104,667 794,800 154,388 1,140,573 86,792 914,867 18,289 93,016 94,308 (78,266) (352,478) 44,560 87,939 65,000 267,990 85,213 (224,116) 65,000 267,990 (138,903) 18,289 93,016 94,308 (13,266) (84,488) 44,560 (50,964) 900,224 153,082 466,418 201,731 1,086,542 743,543 620,900 $918,513 $246,098 $560,726 $188,465 $1,002,054 $788,103 $569,936 (Continued) 93 CITY OF SAN RAFAEL COMBINING STATEMENTS OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2012 REVENUES Taxes and special assessments Use of money and properties Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Community development / redevelopment Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) EXTRAORDINARY ITEM Transfer (out) Successor Agency and Housing Successor Net Change in Fund Balances Fund Balance, Beginning, as restated Fund Balance, Ending SPECIAL REVENUE FUNDS Emergency Pt. San Pedro - Parkland Medical Business Sewer Maintenance Dedication Services Improvement Maintenance Portion $30,773 $3,807,545 $88,358 2,831 609 $32 65 84,114 6,500 2,780,846 $2,351,445 26,998 525 18,269 144,716 6,589,525 24,801 2,351,445 88,423 24,080 5,877,056 2,137,678 2,448 142,851 19,754 2,448 5,896,810 24,080 2,137,678 142,851 1,865 692,715 721 213,767 85,975 (117,647) (281,980) (216,000) (117,647) (281,980) (216,000) (115,782) 410,735 721 (2,233) 85,975 1,054,633 146,542 3,716 33,373 $938,851 $557,277 $4,437 $31,140 $85,975 Ell SPECIAL CAPITAL REVENUE PROJECT FUNDS DEBT SERVICE FUNDS FUNDS Low and 1997 Pt. San Pedro- Redevelopment Moderate Peacock Gap Mariposa Financing Debt-CIP Agency Income Assessment Assessment Authority Portion Debt Capital Housing District District Revenue Bonds Payment Service Improvement $124,257 $2,972,581 $2,139 $50 $437 91 51 $322 1,625 312,962 38,762 42,526 50 437 124,348 2,972,632 313,284 75,914 3,443 126,117 76,086 2,325,000 647,581 75,914 3,443 2,972,581 202,203 (33,388) 50 437 120,905 51 111,081 292,260 (292,260) 1,925,059 (44,882) 1,891,671 50 437 120,905 (44,831) 111,081 $2,875 16,469 145,186 44,831 109,275 $1,891,671 $2,875 $16,519 $145,623 $120,905 $220,356 (Continued) 95 CITY OF SAN RAFAEL COMBINING STATEMENTS OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2012 REVENUES Taxes and special assessments Use of money and properties Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Community development / redevelopment Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) EXTRAORDINARY ITEM Transfer (out) Successor Agency and Housing Successor Net Change in Fund Balances Fund Balance, Beginning, as restated Fund Balance, Ending CAPITAL PROJECT FUNDS Park Bedroom Assessment Capital Open Equipment Tax Districts Projects Space Replacement $4,973 89 $577 $48 $406 $10,663 1,619,950 159,397 7,423 39,693 5,062 159,974 7,471 406 1,670,306 170,182 38,325 3,822 1,048,571 170,182 38,325 5,062 (10,208) (30,854) (3,416) 13,000 (13,000) (13,000) 13,000 (7,938) (10,208) (17,854) (3,416) 621,735 26,564 $253,831 29,473 137,975 2,991,414 $18,626 $243,623 $11,619 $134,559 $3,613,149 M CAPITAL PROJECT FUNDS Redevelopment Total Agency Non -Major Radio Telephone Capital Governmental Replacement Replacement Projects Funds $7,957,142 $1,107 $530 $25,727 126,190 1,548,331 648,660 481,000 20,845 16,345,502 69,289 502,117 649,767 481,530 115,861 26,479,282 24,236 124,230 7,558,375 69,195 3,200,689 842,320 842,320 8,147,518 700,207 614,913 386,473 45,574 3,094,109 69,098 2,394,098 2,225 649,806 614,913 457,796 981,325 26,711,352 34,854 23,734 (865,464) (232,070) 292,260 2,211,563 (1,026,967) (2,211,970) (734,707) (407) (4,232,761) (2,352,584) 34,854 23,734 (5,832,932) (2,585,061) 525,509 127,534 5,832,932 16,766,524 $560,363 $151,268 $14,181,463 w CITY OF SAN RAFAEL BUDGETED NONMAJOR GOVERNMENTAL FUNDS COMBINING SCHEDULES OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2012 REVENUES Taxes and special assessments Licenses and permits Fines and forfeitures Use of money and properties Intergovernmental Charges for services Otherrevenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) EXTRAORDINARY ITEM Transfers to Successor Agency / Housing Successor FUND BALANCES, BEGINNING OF YEAR AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES FUND BALANCES, BEGINNING OF YEAR, as restated FUND BALANCES, END OF YEAR SPECIAL REVENUE FUNDS Recreation Revolving Baypoint Lagoons Assessment District Variance Variance Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) $25,000 $25,368 $420 $606 $186 330 489 20,000 22,000 2,000 2,494,520 2,558,914 64,394 8,480 32,221 23,741 2,523,420 2,613,741 90,321 25,330 25,857 3,476,325 3,686,788 (210,463) 6,949 (6,949) 18,025 (18,025) 3,476,325 3,711,762 (235,437) 4,391 $368 159 527 (4,391) 4,391 (4,391) (952,905) (1,098,021) (145,116) 25,330 21,466 (3,864) 1,068,740 1,068,740 (40,000) (40,000) 1,068,740 1,028,740 (40,000) $115,835 (69,281) ($185,116) $25,330 198,394 $129,113 21,466 ($3,864) 151,771 $173,237 98 SPECIAL REVENUE FUNDS Household Hazmat Facility Variance Final Positive Final Budget Actual (Negative) Budget Childcare Actual Street Maintenance and Cleaning Variance Variance Positive Final Positive (Negative) Budget Actual (Negative) $150 $439 $289 $10 $10 $1,370 $1,897 $527 5,330 (5,330) $243,185 253,349 10,164 1,473,280 1,513,724 40,444 3,273,410 3,211,518 (61,892) 7,424 7,424 2,859 2,859 2,395 2,395 1,478,760 1,521,587 42,827 3,516,595 3,467,736 (48,859) 1,370 4,292 2,922 1,382,529 1,433,816 (51,287) 3,563,692 3,592,304 (28,612) 11,890 11,890 1,382,529 1,433,816 (51,287) 3,575,582 3,592,304 (16,722) 96,231 87,771 (8,460) (58,987) (124,568) (65,581) 1,370 4,292 2,922 127,100 127,100 (40,000) 40,000 87,100 127,100 40,000 $96,231 87,771 ($8,460) $28,113 2,532 ($25,581) $1,370 132,527 1,617 $220,298 $4,149 4,292 $2,922 627,643 $631,935 (Continued) CITY OF SAN RAFAEL BUDGETED NONMAJOR GOVERNMENTAL FUNDS COMBINING SCHEDULES OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2012 SPECIAL REVENUE FUNDS Loch Lomond Assessment District Library Variance Variance Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) REVENUES Taxes and special assessments $15,610 $15,606 ($4) Licenses and permits Fines and forfeitures Use of money and properties 1,900 2,733 833 $40,390 $38,288 ($2,102) Intergovernmental 291,530 123,429 (168,101) Charges for services 4,000 6,666 2,666 Other revenue 49,000 29,300 (19,700) Total Revenues 17,510 18,339 829 384,920 197,683 (187,237) EXPENDITURES Current: General government Public safety Public works and parks 50 50 Culture and recreation 148,858 5,167 143,691 Capital outlay 7,561 (7,561) Capital improvement/special projects 139,981 91,939 48,042 Debt service Principal Interest and fiscal charges Total Expenditures 50 50 288,839 104,667 184,172 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 17,460 18,289 829 96,081 93,016 (3,065) OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) EXTRAORDINARY ITEM Transfers to Successor Agency / Housing Successor EXCESS (DEFICIENCY) OF REVENUES AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES $17,460 18,289 $829 $96,081 93,016 ($3,065) FUND BALANCES, BEGINNING OF YEAR, 900,224 153,082 as restated FUND BALANCES, END OF YEAR $918,513 $246,098 100 SPECIAL REVENUE FUNDS Library Assessment Public Safety Stormwater Variance Variance Variance Final Positive Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) Budget Actual (Negative) $875,500 $887,681 $12,181 $5,000 ($5,000) 2,260 (2,260) $900 1,427 527 $340 $474 $134 2,200 $2,839 639 65,100 66,905 1,805 10,000 3,713 (6,287) 793,000 785,256 (7,744) 5,030 5,030 876 400 889 108 12 708 75 440 76 122 682 802 460 788 MI; (14 365) 783,901 794,800 154,821 147,503 (10,899) 10,000 6,885 7,318 3,115 1,078,895 983,474 95,421 100,000 157,099 (57,099) l OJ,7V1 /7T,OVV 11V,077J 1VT,OG1 1JT,JUV 1V,TJ✓ 1,1/V,UJ✓ 1, 1TV,✓/✓ JV,JLL 92,499 94,308 1,809 (89,381) (78,266) 11,115 (376,435) (352,478) 23,957 4c nnn J<c nnn ')A7 oon ')A7 oon $92,499 94,308 $1,809 ($24,381) (13,266) $11,115 ($108,445) (84,488) $23,957 466,418 201,731 1,086,542 $560,726 $188,465 $1,002,054 (Continued) 101 CITY OF SAN RAFAEL BUDGETED NONMAJOR GOVERNMENTAL FUNDS COMBINING SCHEDULES OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2012 REVENUES Taxes and special assessments Licenses and permits Fines and forfeitures Use of money and properties Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) EXTRAORDINARY ITEM Transfers to Successor Agency / Housing Successor EXCESS (DEFICIENCY) OF REVENUES AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES FUND BALANCES, BEGINNING OF YEAR, as restated FUND BALANCES, END OF YEAR SPECIAL REVENUE FUNDS Development Services Variance Final Positive Final Budget Actual (Negative) Budget Grants Variance Positive Actual (Negative) $26,100 $30,442 $4,342 $730 $1,094 $364 1,304,831 991,712 (313,119) 48,378 48,378 52,532 52,532 67,000 10,000 (57,000) 26,100 131,352 105,252 1,372,561 1,002,806 (369,755) 5 5 100,000 100,000 10 (10) 377,220 68,459 308,761 133,126 69,694 63,432 86,782 (86,782) 894,466 676,714 217,752 86,792 (86,792) 1,504,817 914,867 589,950 26,100 44,560 $18,460 (132,256) 87,939 220,195 77,634 85,213 7,579 (50,000) (224,116) (174,116) 27,634 (138,903) (166,537) $26,100 44,560 $18,460 ($104,622) (50,964) $53,658 743,543 620,900 $788,103 $569,936 102 SPECIAL REVENUE FUNDS Parkland Dedication Emergency Medical Services Business Improvement Variance Variance Variance Final Positive Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) Budget Actual (Negative) $30,773 $30,773 $3,869,500 $3,807,545 ($61,955) $2,040 2,831 791 609 609 $10 $32 $22 84,114 84,114 20,500 (20,500) 16,510 6,500 (10,010) 2,100,000 2,780,846 680,846 26,998 26,998 525 525 22,520 18,269 (4,251) 2,040 144,716 142,676 5,990,000 6,589,525 599,525 39,040 24,801 (14,239) 39,580 24,080 15,500 5,600,299 5,877,056 (276,757) $255,000 142,851 112,149 6,000 19,754 (13,754) 255,000 142,851 112,149 5,606,299 5,896,810 (290,511) 39,580 24,080 15,500 (252,960) 1,865 254,825 383,701 692,715 309,014 (540) 721 1,261 (117,647) (117,647) (281,980) (281,980) (117,647) (117,647) (281,980) (281,980) ($252,960) (115,782) $137,178 $101,721 410,735 $309,014 ($540) 721 $1,261 1,054,633 146,542 3,716 $938,851 $557,277 $4,437 (Continued) 103 CITY OF SAN RAFAEL BUDGETED NONMAJOR GOVERNMENTAL FUNDS COMBINING SCHEDULES OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2012 REVENUES Taxes and special assessments Licenses and permits Fines and forfeitures Use of money and properties Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) EXTRAORDINARY ITEM Transfers to Successor Agency / Housing Successor EXCESS (DEFICIENCY) OF REVENUES AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES FUND BALANCES, BEGINNING OF YEAR, as restated FUND BALANCES, END OF YEAR SPECIAL REVENUE FUNDS Sewer Maintenance Pt. San Pedro -Maintenance Portion Variance Variance Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) $2,376,360 $2,351,445 ($24,915) 2,376,360 2,351,445 (24,915) 2,166,291 2,137,678 28,613 $88,358 88,358 65 $65 88,423 88,423 2,448 (2,448) 2,166,291 2,137,678 28,613 2,448 (2,448) 210,069 213,767 3,698 85,975 85,975 (216,000) (216,000) (216,000) (216,000) ($5,931) (2,233) $3,698 33,373 $31,140 85,975 $85,975 $85,975 104 SPECIAL REVENUE FUNDS DEBT SERVICE FUND Low and Moderate Income Housing Mariposa Assessment District 1997 Financing Authority Revenue Bonds Variance Variance Variance Final Positive Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) Budget Actual (Negative) $228,000 ($228,000) $2,139 $2,139 $40 $50 $10 310 $437 127 1,625 1,625 38,762 42,526 3,764 40 50 75,914 (75,914) 123,000 123,000 24,460 24,460 75,914 (75,914) 147,460 147,460 (33,388) (33,388) 40 50 10 80,850 437 ($80,413) 1,925,059 (33,388) ($33,388) $40 50 $10 $80,850 437 ($80,413) 16,469 145,186 $1,891,671 $16,519 $145,623 (Continued) 105 CITY OF SAN RAFAEL BUDGETED NONMAJOR GOVERNMENTAL FUNDS COMBINING SCHEDULES OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2012 REVENUES Taxes and special assessments Licenses and permits Fines and forfeitures Use of money and properties Intergovernmental Charges for services Other revenue Total Revenues EXPENDITURES Current: General government Public safety Public works and parks Culture and recreation Capital outlay Capital improvement/special projects Debt service: Principal Interest and fiscal charges Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) EXTRAORDINARY ITEM Transfers to Successor Agency / Housing Successor EXCESS (DEFICIENCY) OF REVENUES AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES FUND BALANCES, BEGINNING OF YEAR, as restated FUND BALANCES, END OF YEAR DEBT SERVICE FUND Pt. San Pedro-Debt-CIP Payment Redevelopment Agency Debt Service Variance Variance Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) $124,257 $124,257 $3,569,320 $2,972,581 ($596,739) 91 91 130 51 (79) 124,348 124,348 3,569,450 2,972,632 (596,818) 3,443 (3,443) 2,325,000 2,325,000 1,244,320 647,581 596,739 3,443 (3,443) 3,569,320 2,972,581 596,739 120,905 $120,905 130 51 ($79) 292,260 292,260 (292,260) (292,260) 120,905 $120,905 $130 $120,905 (44,882) 51 ($79) 44,831 106 INTERNAL SERVICE FUNDS Internal service funds account for department services and financing performed for other departments within the same governmental jurisdiction. Funding comes from charges assessed to the departments benefiting from the service. Building Maintenance Fund - Established to account for construction projects and cyclical large dollar maintenance tasks (roof, painting) completed on City owned buildings. Employee Benefits Fund - This fund is utilized for the payment of retiree benefits, unemployment insurance, accumulated leave requirements and other negotiated benefits not tied to a specific department. Liability Insurance Fund - Established to maintain sufficient reserves for outstanding claims. All costs associated with liability premiums are paid from this fund. Workers' Compensation Fund - Established to maintain sufficient reserves for injury claims. All costs associated with workers compensation, including safety training, wellness programs, claim expenses and insurance premiums are paid from this fund. Dental Insurance Fund - Set up to maintain sufficient reserves for dental claims. All costs associated with dental claims and administrations are paid from this fund. Employee Retirement Fund — Set up to account for the principal payments, interest payments, and related cost of the 2010 Taxable Pension Obligation Bonds. OPEB/Retiree Medical Fund — Established to account for activities related to the funding, administration and procurement of retiree medical benefits. In past years, this activity was included in the Employee Benefits Internal Service Fund. 107 CITY OF SAN RAFAEL INTERNAL SERVICE FUNDS COMBINING STATEMENTS OF NET ASSETS JUKE 30, 2012 ASSETS Current Assets: Cash and investments Restricted cash and investments Accounts receivable Total Assets LIABILITIES Current Liabilities: Accounts payable Claims payable - due in one year Non -current Liabilities: Claims payable - due in more than one year OPEB liability Total Liabilities NET ASSETS: Restricted Unrestricted Total Net Assets Building Employee Liability Workers' Maintenance Benefits Insurance Compensation $745,549 $322,088 $2,588,343 $4,727,633 72,938 745,549 395,026 2,588,343 4,727,633 5,913 15,026 7,179 9,435 472,257 1,370,563 2,108,907 3,347,635 5,913 15,026 2,588,343 4,727,633 739,636 380,000 $739,636 $380,000 108 OPEB/ Dental Employee Retiree Insurance Retirement Medical Total $211,170 $3,002,190 $361,520 $11,958,493 11,178,164 11,178,164 72,938 211,170 3,002,190 11,539,684 23,209,595 3,674 41,227 1,842,820 5,456,542 7,594,000 7,594,000 3,674 7,594,000 14,934,589 3,584,164 3,584,164 207,496 3,002,190 361,520 4,690,842 $207,496 $3,002,190 $3,945,684 $8,275,006 109 CITY OF SAN RAFAEL INTERNAL SERVICE FUNDS COMBINING STATEMENTS OF REVENUES, EXPENSES, AND CHANGES IN FUND NET ASSETS FOR THE YEAR ENDED DUNE 30, 2012 OPERATING REVENUES Charges for current services Other operating revenues Total Operating Revenues OPERATING EXPENSES Insurance premiums and claims Maintenance and repairs General and administrative OPEB expense Total Operating Expenses Operating Income (Loss) NONOPERATING REVENUES (EXPENSES) Investment income Interest expense Total Nonoperating Revenues (Expenses) Net income (loss) before transfers Transfers in Transfers out Change in Net Assets NET ASSETS, BEGINNING OF YEAR (RESTATED) NET ASSETS, END OF YEAR Building Employee Liability Workers' Maintenance Benefits Insurance Compensation $376,190 $2,938,512 $1,506,154 $1,417,815 8,700 946,998 133,846 384,890 3,885,510 1,640,000 1,417,815 3,102,630 780,249 823,501 218,651 210 16,888 652,702 235,539 3,755,332 780,249 823,711 149,351 130,178 859,751 594,104 1,274 5,961 4,029 1,274 5,961 4,029 150,625 130,178 865,712 598,133 243,187 230,000 (280,000) 393,812 360,178 585,712 598,133 345,824 19,822 (585,712) (598,133) $739,636 $380,000 110 OPEB/ Dental Employee Retiree Insurance Retirement Medical Total $473,320 $228,718 $361,519 $7,302,228 9,040 1,098,584 482,360 228,718 361,519 8,400,812 388,416 229,170 5,323,966 218,861 669,590 388,416 229,170 6,212,417 93,944 (452) 361,519 2,188,395 613 96,024 107,901 (280,004) (280,004) 613 (183,980) (172,103) 94,557 (184,432) 361,519 2,016,292 276,520 749,707 (87,100) (367,100) 94,557 4,988 361,519 2,398,899 112,939 2,997,202 3,584,165 5,876,107 $207,496 $3,002,190 $3,945,684 $8,275,006 111 CITY OF SAN RAFAEL INTERNAL SERVICE FUNDS COMBINING STATEMENTS OF CASH FLOWS FOR THE YEAR ENDED DUNE 30, 2012 CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers/other funds Cash payments to suppliers for goods and services Other operating revenues Cash Flows from Operating Activities CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Proceeds from issuance of long term debt Interfund receipts (payments) Interest expense Cash Flows from Noncapital Financing Activities CASH FLOWS FROM INVESTING ACTIVITIES Investment received Cash Flows from Investing Activities Net increase (decrease) in cash and cash equivalents CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR as restated CASH AND CASH EQUIVALENTS, END OF YEAR Reconciliation of operating income (loss) to net cash provided by operating activities: Operating income (loss) Net change in assets and liabilities: Accounts receivable Prepaids and deposits Accounts payable Claims payable Net Cash Provided by (Used in) Operating Activities Building Employee Liability Workers' Maintenance Benefits Insurance Compensation $376,190 $3,931,168 $1,506,154 $1,417,815 (237,821) (3,982,920) (346,098) 2,709,102 8,700 946,998 133,846 147,069 895,246 1,293,902 4,126,917 243,187 (573,158) 523,158 243,187 (573,158) 523,158 1,274 5,961 4,029 1,274 5,961 4,029 391,530 322,088 1,823,021 4,130,946 354,019 765,322 596,687 $745,549 $322,088 $2,588,343 $4,727,633 $149,351 $130,178 $859,751 $594,104 992,656 (2,282) (227,588) (565) (2,647) 434,716 3,535,460 $147,069 $895,246 $1,293,902 $4,126,917 112 OPEB/ Dental Employee Employee Insurance Retirement Retirement Total $473,320 $228,718 $361,520 $8,294,885 (384,813) (229,170) (2,471,720) 9,040 1,098,584 97,547 (452) 361,520 6,921,749 189,420 382,607 (280,004) (280,004) (90,584) 102,603 613 96,024 107,901 613 96,024 107,901 98,160 4,988 361,520 7,132,253 113,010 2,997,202 4,826,240 $211,170 $3,002,190 $361,520 $11,958,493 $93,944 ($452) $361,520 $2,188,396 992,656 3,603 (229,479) 3,970,176 $97,547 ($452) $361,520 $6,921,749 113 This Page Left Intentionally Blank STATISTICAL SECTION This Page Left Intentionally Blank STATISTICAL SECTIgN This part of the City's Comprehensive Annual Financial Report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City's overall financial health. In contrast to the financial section, the statistical section information is not subject to independent audit. Financial Trends These schedules contain trend information to help the reader understand how the City's financial performance and well being have changed over time: 1. Net Assets by Component 2. Changes in Net Assets 3. Fund Balances of Governmental Funds 4. Changes in Fund Balance of Governmental Funds Revenue Capacity These schedules contain information to help the reader assess the City's most significant local revenue source, the property tax: 1. Assessed and Estimated Actual Value of Taxable Property 2. Property Tax Rates, All Direct and Overlapping Governments 3. Principal Property Taxpayers 4. Property Tax Levies and Collections Debt Capacity These schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future: 1. Ratio of Outstanding Debt by Type 2. Computation of Direct and Overlapping Debt 3. Computation of Legal Bonded Debt Margin 4. Revenue Bond Coverage Parking Facility 5. Redevelopment Pledged Revenue Coverage Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City's financial activities take place: 1. Demographic and Economic Statistics 2. Principal Employers Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the City's financial report relates to the services the City provides and the activities it performs: 1. Full -Time Equivalent City Government Employees by Function 2. Operating Indicators by Function/Program 3. Capital Asset Statistics by Function/Program Sources Unless otherwise noted, the information in these schedules is derived from the Comprehensive Annual Financial Reports for the relevant year. The City implemented GASB Statement 34 in 2003; schedules presenting government wide information include information beginning in that year. 117 CITY OF SAN RAFAEL NET ASSETS BY COMPONENT Last Ten Fiscal Years (accrual basis of accounting) $290,000 $2409000 $1909000 $140,000 h $90,000 $40,000 ($10,000) 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 ®Net of Related Debt ®Restricted ®Unrestricted Governmental activities Invested in capital assets, net of related debt Restricted Unrestricted Total governmental activities net assets Business -type activities Invested in capital assets, net of related debt Unrestricted Total business -type activities net assets Primary government Invested in capital assets, net of related debt Restricted Unrestricted Total primary government net assets As of June 30 2003 2004 2005 2006 $198,031,181 $202,215,793 $194,658,126 $175,806,100 2,933,294 2,708,397 2,378,641 620,889 16,216,230 9,775,565 14,167,627 32,739,318 $217,180,705 $214,699,755 $211,204,394 $209,166,307 $8,464,417 $8,749,750 $8,615,483 $9,819,435 1,078,245 1,447,467 1,900,504 2,113,659 $9,542,662 $10,197,217 $10,515,987 $11,933,094 $206,495,598 $210,965,543 $203,273,609 $185,625,535 2,933,294 2,708,397 2,378,641 620,889 17,294,475 11,223,032 16,068,131 34,852,977 $226,723,367 $224,896,972 $221,720,381 $221,099,401 118 As of June 30 2007 2008 2009 2010 2011 2012 $171,849,149 $176,724,820 $178,744,119 $173,536,144 $174,281,922 $192,361,245 31,124,935 26,848,900 25,721,231 26,150,254 21,322,937 24,693,205 4,499,136 4,273,937 (700,985) (4,631,276) (8,170,324) 10,652,263 $207,473,220 $207,847,657 $203,764,365 $195,055,122 $187,434,535 $227,706,713 $9,717,501 $10,130,329 $11,243,637 $10,950,825 $10,793,592 $10,650,558 2,226,838 2,471,117 1,936,958 2,017,354 1,948,447 2,495,889 $11,944,339 $12,601,446 $13,180,595 $12,968,179 $12,742,039 $13,146,447 $181,566,650 $186,855,149 $189,987,756 $184,486,969 $185,075,514 $203,011,803 31,124,935 26,848,900 25,721,231 26,150,254 21,322,937 24,693,205 6,725,974 6,745,054 1,235,973 (2,613,922) (6,221,877) 13,148,152 $219,417,559 $220,449,103 $216,944,960 $208,023,301 $200,176,574 $240,853,160 119 CITY OF SAN RAFAEL CHANGES IN NET ASSETS Last Ten Fiscal Years (Accrual Basis of Accounting) Fiscal Year Ended June 30, 2003 2004 2005 2006 Expenses Governmental Activities: General government $5,555,915 $5,074,335 $5,895,390 $6,252,533 Public safety 30,476,353 30,453,108 32,891,692 33,178,537 Public works and parks 27,237,899 16,043,092 16,820,453 23,401,246 Community development / redevelopment 3,727,315 3,921,422 4,624,345 4,194,249 Culture and recreation 9,055,681 7,444,339 8,450,017 8,652,445 Interest on long-term debt and fiscal charges 4,082,760 2,516,659 2,129,818 1,725,559 Total Governmental Activities Expenses 80,135,923 65,452,955 70,811,715 77,404,569 Business -Type Activities: Parking services 1,245,316 1,539,441 2,451,941 2,761,511 Total Business -Type Activities Expenses 1,245,316 1,539,441 2,451,941 2,761,511 Total Primary Government Expenses $81,381,239 $66,992,396 $73,263,656 $80,166,080 Component Unit: San Rafael Sanitation District $5,708,208 $5,297,737 $5,288,582 $6,148,915 Program Revenues Governmental Activities: Charges for services: General government $1,433,372 $1,487,595 $1,831,269 $402,094 Public safety 2,530,916 2,203,371 4,315,141 5,085,679 Public works and parks 3,072,849 2,697,858 3,298,076 3,799,861 Community development / redevelopment 1,691,427 1,982,211 1,974,527 3,190,832 Culture and recreation 3,688,418 3,960,777 3,924,360 4,368,274 Operating grants and contributions 6,003,700 5,252,820 3,321,135 2,745,570 Capital grants and contributions 1,744,556 573,485 606,589 3,936,474 Total Government Activities Program Revenues 20,165,238 18,158,117 19,271,097 23,528,784 Business -Type Activities: Charges for services: Parking services 1,810,479 2,307,432 2,604,066 3,025,380 Total Business -Type Activities Program Revenues 1,810,479 2,307,432 2,604,066 3,025,380 Total Primary Government Program Revenues $21,975,717 $20,465,549 $21,875,163 $26,554,164 Component Unit: Charges for services: San Rafael Sanitation District $5,566,610 $5,811,437 $6,060,993 $6,340,773 Net (Expense)/Revenue Governmental Activities ($59,970,685) ($47,294,838) ($51,540,618) ($53,875,785) Business -Type Activities 565,163 767,991 152,125 263,869 Total Primary Government Net Expense ($59,405,522) ($46,526,847) ($51,388,493) ($53,611,916) Component Unit Activities ($141,598) $513,700 $772,411 $191,858 120 2007 2008 2009 2010 2011 2012 $8,908,433 $8,621,079 $8,075,344 $8,396,759 $8,269,846 $10,171,332 37,271,272 40,845,347 42,708,538 42,752,033 44,735,486 39,876,910 20,998,749 22,105,367 23,036,676 17,401,923 17,408,038 17,423,033 4,384,408 5,811,866 5,759,171 6,738,873 7,804,650 4,587,557 9,729,485 10,300,230 11,505,896 11,139,225 11,487,999 11,020,663 2,183,683 1,989,620 1,907,229 2,200,024 1,621,605 1,224,991 83,476,030 89,673,509 92,992,854 88,628,837 91,327,624 84,304,486 3,110,254 3,282,235 3,563,235 4,016,198 3,785,751 3,446,482 3,110,254 3,282,235 3,563,235 4,016,198 3,785,751 3,446,482 $86,586,284 $92,955,744 $96,556,089 $92,645,035 $95,113,375 $87,750,968 $6,656,432 $8,090,636 $9,143,977 $9,087,354 $9,677,630 $10,185,779 $1,512,814 $1,494,784 $1,738,685 $1,665,460 $1,636,542 $1,986,791 5,279,785 5,562,072 5,906,445 6,308,912 6,167,925 7,122,396 4,030,060 4,983,288 4,753,817 3,916,874 4,141,103 5,214,267 2,815,009 3,247,024 2,915,872 2,830,179 2,676,663 3,255,367 4,521,004 4,870,884 5,253,683 5,280,458 5,362,497 5,873,147 3,701,901 3,463,616 3,544,248 3,721,055 3,651,902 3,158,281 2,786,761 3,239,509 7,311,173 2,116,906 1,857,670 2,705,696 24,647,334 26,861,177 31,423,923 25,839,844 25,494,302 29,315,945 31242,046 4,161,936 4,454,490 4,244,404 4,011,333 3,901,175 3,242,046 4,161,936 4,454,490 4,244,404 4,011,333 3,901,175 $27,889,380 $31,023,113 $35,878,413 $30,084,248 $29,505,635 $33,217,120 $7,857,916 $9,366,305 $10,567,647 $11,559,549 $12,223,779 $12,368,889 ($58,828,696) ($62,812,332) ($61,568,931) ($62,788,993) ($65,833,322) ($54,988,541) 131,792 879,701 891,255 228,206 225,582 454,693 ($58,696,904) ($61,932,631) ($60,677,676) ($62,560,787) ($65,607,740) ($54,533,848) $1,201,484 $1,275,669 $1,423,670 $2,472,195 $2,546,149 $2,183,110 121 General Revenues and Other Changes in Net Assets Governmental Activities: Taxes: Property Sales Special assessments Paramedic Motor vehicles Transient occupancy Franchises Business licenses Other Investment earnings Gain (Loss) on disposal of assets Miscellaneous Special item - Court fines repayment Transfers Total Government Activities Business -Type Activities: Investment earnings Aid from other government agencies Transfers Total Business -Type Activities Total Primary Government Component Unit: San Rafael Sanitation District Property Taxes Investment earnings Miscellaneous Aid from other governmental agencies Total Component Unit Change in Net Assets Governmental Activities Business -Type Activities Total Primary Government Change in Net Assets Component Unit Activities CITY OF SAN RAFAEL CHANGES IN NET ASSETS (continued) Last Ten Fiscal Years (Accrual Basis of Accounting) 2003 2004 2005 2006 $13,983,697 $14,895,188 $17,385,722 $20,848,887 16,779,878 17,166,966 17,132,100 18,188,524 3,055,575 3,329,680 3,642,184 3,017,488 3,317,710 2,495,598 4,657,817 372,726 5,465,495 5,476,044 5,151,205 6,963,448 1,897,339 809,242 1,112,548 1,248,409 (500,819) 1,843,458 498,200 876,907 361,195 232,398 142,970 15,720 201,191 46,074,731 44,813,888 49,974,203 51,201,868 17,772 29,534 28,522 44,536 40,735 1,309,893 (232,398) (142,970) (15,720) (201,191) (214,626) (113,436) 53,537 1,153,238 $45,860,105 $44,700,452 $50,027,740 $52,355,106 $560,269 $591,078 $125,959 $179,479 104,358 75,739 117,348 237,206 154,919 141,314 609,419 645,804 $805,941 $821,736 $852,726 $1,062,489 ($13,895,954) ($2,480,950) ($1,566,415) ($2,673,917) 350,537 654,555 205,662 1,417,107 ($13,545,417) ($1,826,395) ($1,360,753) ($1,256,810) $664,343 $1,335,436 $1,625,137 $1,254,347 122 2007 $20,360,475 24,484,356 2,998,925 331,620 8,830,955 1,669,181 2008 2009 2010 2011 2012 22,195,606 $21,978,859 $21,684,131 $21,632,733 $20,107,637 25,764,457 21,970,262 19,055,124 21,623,445 22,355,749 3,503,555 3,210,317 3,489,494 3,661,064 3,807,545 257,320 197,989 171,518 297,425 1,678,912 1,558,243 1,644,262 1,866,575 2,941,149 2,868,332 2,990,539 3,076,094 2,405,934 2,317,664 2,296,460 2,332,146 9,242,241 1,561,835 1,411,583 1,930,531 3,574,918 1,583,056 717,968 302,180 176,502 205,413 221,791 491,488 296,454 461,224 541,390 1,496,174 542,816 (1,133,458) 212,170 344,080 361,190 458,300 463,600 57,960 58,245,712 63,186,769 57,485,639 54,079,750 58,212,735 57,926,853 91,623 121,486 49,084 17,678 11,878 7,675 (212,170) (344,080) (361,190) (458,300) (463,600) (57,960) (120,547) (222,594) (312,106) (440,622) (451,722) (50,285) $58,125,165 $62,964,175 $57,173,533 $53,639,128 $57,761,013 $57,876,568 $755,763 $803,071 $855,511 $823,187 $1,214,519 $1,192,566 367,887 341,032 206,752 93,274 59,265 38,191 3,546 3,540 340,642 577,860 381,144 415,391 6,499 9,613 $1,464,292 $1,725,509 $1,446,947 $1,331,852 $1,280,283 $1,240,370 ($582,984) $374,437 ($4,083,292) ($8,709,243) ($7,620,587) $2,938,312 11,245 657,107 579,149 (212,416) (226,140) 404,408 ($571,739) $1,031,544 ($3,504,143) ($8,921,659) ($7,846,727) $3,342,720 $2,665,776 $3,001,178 $2,870,617 $3,804,047 $3,826,432 $3,423,480 123 Thousands $55,000 $45,000 $35,000 $25,000 $15,000 $5,000 ($5,000) 2003 CITY SAN RAFAEL FUND BALANCES OF GOVERNMENTAL FUNDS Last Ten Fiscal Years (Modified Accrual Basis of Accounting) Total Fund Balance 2004 2005 2006 2007 2008 2009 2010 2011 2012 ® Total Fund Balance 2003 2004 2005 2006 2007 General Fund Pre-GASB 54 Presentation: Reserved $2,357,904 $1,451,036 $2,442,881 $2,335,391 $905,068 Unreserved 4,139,618 4,246,152 5,779,680 3,362,151 5,016,929 GASB 54 Presentation: Nonspendable Restricted Committed Assigned Unassigned Total General Fund $6,497,522 $5,697,188 $8,222,561 $5,697,542 $5,921,997 All Other Governmental Funds Pre-GASB 54 Presentation: Reserved $36,695,318 $32,471,197 $26,599,557 $21,603,724 $20,773,760 Unreserved, reported in: Special Revenue Funds 6,317,972 5,574,048 5,628,187 7,168,753 81107,477 Capital Project Funds Debt Service Funds 4,734,986 Expendable Trust Fund GASB 54 Presentation: Nonspendable Restricted Committed Assigned Unassigned Total all other governmental funds $43,013,290 $38,045,245 $32,227,744 $28,772,477 $33,616,223 (a) The change in total fund balance for the General Fund and other governmental funds is explained in Management's Discussion and Analysis. 124 As of June 30 2008 2009 2010 2011 2012 $2,196,153 $2,225,775 $1,763,622 4,022,612 1,670,455 5,038,173 $589,833 $527,509 200,238 76,188 555,561 651,121 5,439,879 1,516,644 $6,218,765 $3,896,230 $6,801,795 $6,785,511 (a) $2,771,462 $17,599,142 $16,680,568 $15,352,723 7,413,808 8,641,239 8,778,027 35,430 (1,030,293) 4,527,627 3,315,764 3,360,540 $377,180 19,289,367 3,864,322 4,124,029 $788,031 16,856,959 5,135,257 5,283,559 $28,364,144 $27,652,054 $28,658,377 $27,654,898 (a) $28,063,806 125 CITY OF SAN RAFAEL CHANGES IN FUND BALANCE OF GOVERNMENTAL FUNDS Last Ten Fiscal Years (Modified Accrual Basis of Accounting) 2003 2004 2005 2006 2007 Revenues Taxes and special assessments $39,284,643 $40,875,826 $42,901,520 $44,901,544 $52,472,246 Licenses and permits 735,109 928,303 929,993 1,175,030 1,157,981 Fines and forfeitures 770,632 791,975 1,088,459 622,494 515,528 Use of money and properties 1,897,339 1,024,199 1,244,406 1,316,558 1,744,688 Intergovernmental 9,405,422 8,049,002 10,522,095 11,705,917 12,760,496 Charges for services 10,102,392 10,423,754 11,407,622 13,104,572 13,504,621 Other revenue 3,568,297 735,976 1,135,485 1,475,078 1,468,743 Total Revenues 65,763,834 62,829,035 69,229,580 74,301,193 83,624,303 Expenditures Current: General government 4,740,703 5,014,452 5,539,191 6,200,338 8,188,999 Public safety 28,041,079 28,863,197 31,784,872 33,321,967 36,264,321 Public works and parks 9,491,552 9,257,991 9,294,419 10,622,585 11,972,537 Community development / redevelopment 3,253,947 3,875,542 3,763,614 4,184,084 4,319,042 Culture and recreation 7,176,097 7,145,264 7,538,607 8,409,833 9,005,370 Capital outlay 125,884 31,703 1,027,267 60,411 6,716,630 Capital improvement / special projects 11,058,796 9,825,103 9,253,661 13,200,872 1,189,613 Debt service: Capitalized lease obligation 197,132 10,775 141,197 130,315 Principal 24,290,000 2,360,000 2,585,000 2,525,000 2,287,255 Interest and fiscal charges 4,046,170 2,456,357 2,140,673 1,878,265 1,829,091 Total Expenditures 92,421,360 68,840,384 73,068,501 80,533,670 81,772,858 Excess (deficiency) of revenues over (under) expenditures (26,657,526) (6,011,349) (3,838,921) (6,232,477) 1,851,445 Other Financing Sources (Uses) Issuance of debt 32,625,000 Payment to refunded bonds Bond premiums Capital lease for equipment acquisition 318,000 Contribution from Sanitation District 744,556 Proceeds from sale of capital asset Transfers in 42,503,976 5,222,868 8,636,544 6,925,107 6,812,260 Transfers (out) (42,971,248) (4,979,898) (7,740,324) (6,672,916) (6,958,046) Total other financing sources (uses) 32,902,284 242,970 896,220 252,191 172,214 Extraordinary Item Transfer to Successor Agency Net Change in fund balances $6,244,758 ($5,768,379) ($2,942,701) ($5,980,286) $2,023,659 Debt service as a percentage of noncapital expenditures 35.1% 8.2% 7.8% 6.7% 5.6% 126 Fiscal Year Ended June 30, 2008 2009 2010 2011 2012 $56,129,195 $51,019,143 $47,678,541 $51,448,130 $51,395,116 1,489,748 1,472,913 1,518, 819 1,416,772 1,648,890 797,081 660,338 787,411 862,820 801,758 1,584,508 847,120 433,874 380,720 315,561 12,081,968 17,518,670 13,001,703 11,864,127 10,537,396 15,607,460 16,384,265 15,787,325 15,888,750 19,649,433 815,704 759,320 716,760 1,026,845 870,957 88,505,664 88,661,769 79,924,433 82,888,164 85,219,111 8,288,170 8,059,526 7,997,067 6,863,142 8,783,873 40,299,862 41,209,972 39,574,091 40,967,352 39,311,551 13,641,665 12,926,646 10,731,669 10,666,176 11,518,822 5,786,661 5,572,079 4,398,594 4,527,351 3,755,504 9,820,365 10,233,361 9,605,684 10,067,822 10,345,673 6,243,517 5,048,044 1,890,559 1,745,483 1,312,383 5,124,091 6,606,857 3,436,608 6,240,861 3,604,171 2,504,370 2,714,358 2,804,258 2,530,338 2,518,320 1,776,354 1,683,240 1,979,372 1,448,910 735,221 93,485,055 94,054,083 82,417,902 85,057,435 81,885,518 (4,979,391) (5,392,314) (2,493,469) (2,169,271) 3,333,593 14,660,000 (14,315,000) 1,038,185 221,791 6,353,216 8,972,495 7,494,560 5,806,834 4,539,646 (6,329,136) (6,614,806) (6,411,150) (4,657,326) (4,864,293) 24,080 2,357,689 2,688,386 1,149,508 (324,647) (2,352,584) ($4,955,311) ($3,034,625) $194,917 ($1,019,763) $656,362 5.2% 5.3% 6.2% 5.2% 4.2% 127 $12,000 $10,000 $8,000 C O $6,000 $4,000 $2,000 $0 CITY OF SAN RAFAEL ASSESSED AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Unsecured Property Secured Property Real Property Total Real Total Fiscal Residential Commercial Industrial Secured Unsecured Total Estimated Direct Year Property Property Property Other Property Property Assessed (a) Full Market (a) Tax Rate (b) 2003 $ 4,827,556,658 $ 1,480,344,464 $ 128,546,036 $ 74,236,658 $ 6,510,683,816 $ 445,297,553 $ 6,955,981,369 $ 6,955,981,369 0.20678% 2004 5,160,984,286 1,514,445,365 130,514,420 91,737,340 6,897,681,411 431,291,562 7,328,972,973 7,328,972,973 0.20661% 2005 5,510,630,728 1,546,579,852 146,822,250 93,875,824 7,297,908,654 406,163,129 7,704,071,783 7,704,071,783 0.19903% 2006 6,018,318,932 1,618,091,589 177,974,231 91,321,393 7,905,706,145 407,016,133 8,312,722,278 8,312,722,278 0.19349% 2007 6,544,841,348 1,745,483,576 197,040,979 122,977,950 8,610,343,853 376,890,454 8,987,234,307 8,987,234,307 0.18087% 2008 7,024,610,641 1,824,656,505 214,341,528 105,409,028 9,169,017,702 362,727,209 9,531,744,911 9,531,744,911 0.17718% 2009 7,357,121,277 1,941,927,620 234,669,841 129,177,656 9,662,896,394 374,976,613 10,037,873,007 10,037,873,007 0.17951% 2010 7,335,863,721 2,052,276,292 244,857,019 130,177,994 9,763,175,026 401,201,906 10,164,376,932 10,164,376,932 0.19215% 2011 7,215,965,203 2,056,985,417 247,409,955 124,426,487 9,644,787,062 383,414,952 10,028,202,014 10,028,202,014 0.17851% 2012 7,317,280,602 2,036,262,351 247,485,238 118,579,648 9,719,607,839 384,950,872 10,104,558,711 10,104,558,711 0.17827% Source: HdL Coren & Cone, Marin County Assessor 2001/02-2010/11 Combined Tax Rolls (a) The State Constitution requires property to be assessed at one hundred percent of the most recent purchase price, plus an increment of no more than two percent annually, plus any local over -rides. These values are considered to be full market values. (b) California cities do not set their own direct tax rate. The state constitution establishes the rate at 1% and allocates a portion of that amount, by an annual calculation, to all the taxing entities within a tax rate area. 128 CITY OF SAN RAFAEL PROPERTY TAX RATES ALL DIRECT AND OVERLAPPING GOVERNMENTS LAST TEN FISCAL YEARS Fiscal School Misc. Special Year City County (1) Districts Districts Total 2003 0.154 0.295 0.6163 0.0461 1.1110 2004 0.154 0.295 0.6483 0.0461 1.1430 2005 0.154 0.295 0.6593 0.0461 1.1540 2006 0.154 0.295 0.6828 0.0461 1.1775 2007 0.154 0.295 0.7160 0.0461 1.2107 2008 0.154 0.295 0.7225 0.0461 1.2172 2009 0.154 0.295 0.7192 0.0461 1.2139 2010 0.154 0.295 0.7402 0.0461 1.2349 2011 0.154 0.295 0.7542 0.0461 1.2489 2012 0.154 0.295 0.7831 0.0461 1.2782 Notes: (1) Like other cities, San Rafael includes several property tax rate areas with different rates. A mean average is indicated. Source: Marin County Assessors Office 2002/03 - 2011/12 Tax Rate Tables 129 CITY OF SAN RAFAEL PRINCIPAL PROPERTY TAX PAYERS CURRENT YEAR AND TEN YEARS AGO Taxpayer Northgate Mall Associates SR Corporation Center Phase 1 SR Corporation Center Phase Two Sutter Health Robert Dickson Trust County of Marin Regency Center II Associates LP Northbay Properties 11 Marin Sanitary Service Bay Apartment Communities AMG Realty Partners LP Lucas Digital Ltd. LLC Autodesk Inc 4040 Civic Center LLC Tele-Vue Systems Inc Subtotal Total Net Assessed Valuation: Fiscal Year 2011-2012 Fiscal Year 2002-2003 2011-12 2002-2003 Percentage Percentage of Total City of Total City Taxable Taxable Taxable Taxable Assessed Assessed Assessed Assessed Value Value Value Value $128,055,911 1.27% $80,357,695 1.16% 79,314,980 0.78% 45,538,519 0.65% 71,241,415 0.71% 0.00% 48,659,081 0.48% 0.00% 44,303,303 0.44% 0.00% 42,050,425 0.42% 0.00% 41,904,940 0.41% 36,325,034 0.52% 41,269,164 0.41% 30,142,083 0.43% 38,636,950 0.38% 0.00% 35,800,438 30,619,158 0.44% 68,508,225 0.98% 41,900,697 0.60% 37,334,639 0.54% 34,090,441 0.49% 30,959,326 0.45% $571,236,607 5.65% $435,775,817 6.26% $10,104,558,711 $6,955,981,369 Source: HdL Coren & Cone, Marin County Assessor 2002-2003 & 2011-2012 Net Taxable Value History 130 0 $25 0 $22 $19 $16 $12 $9 $6 CITY OF SAN RAFAEL PROPERTY TAX LEVIES AND COLLECTIONS (1> LAST TEN FISCAL YEARS --* Allocations - 4-- Apportionments 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Delinquent taxes Fiscal as a Percent of Year Rate Levies Allocations Collections Apportionments Delinquencies Allocations 2003 1.00 (2) $13,983,697 (2) $13,983,697 (2) 0.0% 2004 1.00 (2) 14,895,188 (2) 14,895,188 (2) 0.0% 2005 1.00 (2) 17,385,722 (2) 17,385,722 (2) 0.0% 2006 1.00 (2) 20,848,887 (2) 20,848,887 (2) 0.0% 2007 1.00 (2) 20,360,475 (2) 20,360,475 (2) 0.0% 2008 1.00 (2) 22,195,606 (2) 22,195,606 (2) 0.0% 2009 1.00 (2) 21,978,859 (2) 21,978,859 (2) 0.0% 2010 1.00 (2) 21,702,536 (2) 21,702,536 (2) 0.0% 2011 1.00 (2) 21,632,731 (2) 21,632,731 (2) 0.0% 2012 1.00 (2) 20,704,368 (2) 20,704,368 (2) 0.0% Notes: (1) Includes deductions for County property tax administration. (2) Information not applicable. All general purpose property taxes are levied by the county and allocated to other governmental entities. Source: San Rafael Finance Department Revenue Reports 131 CITY OF SAN RAFAEL RATIO OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS $60 c 0 $50 $40 $30 $20 $10 $0 0 Total Governmental ® Total Business 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Governmental Activities RDA Tax Financing Court Fine Capitalized Pension Fiscal Allocation Authority Note Promissory Lease Obligation Year Bonds Revenue Bonds Payable Note Obligations Bonds 2003 $44,914,000 $2,820,000 $169,000 2004 43,239,004 2,340,000 169,000 2005 41,514,004 1,685,000 169,000 2006 40,849,107 1,155,000 169,000 $412,441 2007 39,217,501 950,000 169,000 $1,029,717 596,927 2008 37,537,161 780,000 169,000 816,119 401,155 2009 35,793,692 455,000 169,000 594,100 198,816 2010 35,355,988 169,000 363,328 135,330 2011 33,298,499 169,000 124,222 69,098 $4,490,000 2012 169,000 4,490,000 Business -Type Activities Parking Total Percentage Fiscal Services Primary of Personal Year Bonds Total Government Income (a) 2003 $7,605,000 $7,605,000 $55,508,000 2.54% 2004 7,605,000 7,605,000 53,353,004 2.34% 2005 7,605,000 7,605,000 50,973,004 2.14% 2006 7,455,000 7,455,000 50,040,548 1.97% 2007 7,300,000 7,300,000 49,263,145 1.85% 2008 7,140,000 7,140,000 46,843,435 1.73% 2009 6,975,000 6,975,000 44,185,608 1.67% 2010 6,805,000 6,805,000 42,828,646 1.85% 2011 6,630,000 6,630,000 44,780,819 1.87% 2012 6,445,000 6,445,000 11,104,000 n/a Note: Debt amounts exclude any premiums, discounts, or other amortization amounts. Sources: City of San Rafael State of California, Department of Finance (population) U.S. Department of commerce, Bureau of the Census (income) (a) See Schedule of Demographic and Economic Statistics for personal income and population data. Total $47,903,000 45,748,004 43,368,004 42,585,548 41,963,145 39,703,435 37,210,608 36,023,646 38,150,819 4,659,000 Per Capita (a) 973.72 933.04 890.76 872.56 848.68 804.39 757.08 728.11 770.28 190.45 132 CITY OF SAN RAFAEL COMPUTATION OF DIRECT AND OVERLAPPING DEBT June 30, 2012 2011-12 Assessed Valuation: Redevelopment Incremental Valuation: Adjusted Assessed Valuation: $10,104,558,711 2,219,133,565 $7,885,425,146 Total Debt City's Share of OVERLAPPING TAX AND ASSESSMENT DEBT: 6/30/2012 % Applicable (1) Debt 6/30/12 Marin Community College District $178,950,003 15.055% $26,940,923 San Rafael High School District 50,185,315 74.314% 37,294,715 Tamalpais Union High School District 158,100,000 0.086% 135,966 Dixie School District 6,865,811 67.176% 4,612,177 Ross School District 18,164,940 1.660% 301,538 Ross Valley School District 22,060,000 0.015% 3,309 San Rafael School District 58,296,382 78.518% 45,773,153 TOTAL OVERLAPPING TAX AND ASSESSMENT DEBT $115,061,781 DIRECT AND OVERLAPPING GENERAL FUND DEBT: Marin County Certificates of Participation $77,042,311 15.027% $11,577,148 Marin County Pension Obligations 110,185,000 15.027% 16,557,500 Marin County Transit District General Fund Obligations 205,024 15.027% 30,809 Marin Municipal Water District General Fund Obligations 166,801 19.121% 31,894 Marin Community College District Certification of Participation 2,800,837 15.055% 421,666 San Rafael School District Certificates of Participation 3,979,999 78.518% 3,125,016 City of San Rafael General Fund Obligations 9,383,112 100.000% 9,383,112 (2) City of San Rafael Pension Obligations 4,490,000 100.000% 4,490,000 TOTAL DIRECT AND OVERLAPPING GENERAL FUND DEBT $45,617,145 Less: City of San Rafael lease revenue bonds supported by enterprise revenues 6,445,000 TOTAL NET DIRECT AND OVERLAPPING GENERAL FUND DEBT 39,172,145 TOTAL GROSS DIRECT DEBT $13,873,112 TOTAL NET DIRECT DEBT $7,428,112 TOTAL OVERLAPPING DEBT $153,160,747 GROSS COMBINED TOTAL DEBT $160,678,926 (3) NET COMBINED TOTAL DEBT $154,233,926 (1) Percentage of overlapping agency's assessed valuation located within boundaries of the city. (2) Include city's share of Marin Emergency Radio Authority refunding revenue bonds. (3) Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and tax allocation bonds and non -bonded capital lease obligations. Ratios to 2011-12 Assessed Valuation: Total Overlapping Tax and Assessment Debt Ratios to Adjusted Assessed Valuation: Gross Combined Direct Debt ($13,873,112) Net Combined Direct Debt ($7,428,112 Gross Combined Total Debt Net Combined Total Debt STATE SCHOOL BUILDING AID REPAYABLE AS OF 6/30/12: Source: California Municipal Statistics, Inc. 1.14% 0.18% 0.09% 2.04% 1.96% $0 133 CITY OF SAN RAFAEL COMPUTATION OF LEGAL BONDED DEBT MARGIN June 30, 2012 ASSESSED VALUATION: BONDED DEBT LIMIT (3.75% OF ASSESSED VALUE) (a) LESS AMOUNT OF DEBT SUBJECT TO LIMIT: LEGAL BONDED DEBT MARGIN $10,104,558,711 378,920,952 4,490,000 $374,430,952 Total net debt Total Net Debt Legal applicable to the limit Fiscal Debt Applicable to Debt as a percentage Year Limit Limit Margin of debt limit 2003 $260,849,301 $44,914,000 $215,935,301 20.80% 2004 274,836,486 43,239,004 231,597,482 18.67% 2005 288,902,692 41,514,004 247,388,688 16.78% 2006 311,727,085 40,849,107 270,877,978 15.08% 2007 337,021,287 39,217,501 297,803,786 13.17% 2008 357,440,434 37,537,161 319,903,273 11.73% 2009 376,420,238 35,793,692 340,626,546 10.51% 2010 381,164,135 35,355,988 345,808,147 10.22% 2011 376,057,576 37,788,499 338,269,077 11.17% 2011 378,920,952 4,490,000 374,430,952 1.20% NOTE: (a) California Government Code, Section 43605 sets the debt limit at 15%. The Code section was enacted prior to the change in basing assessed value to full market value when it was previously 25% of market value. Thus, the limit shown as 3.75% is one- fourth Source: California Municipal Statistics. Inc. and City of San Rafael's Management Service Department 134 4.00 3.00 2.00 1.00 0.00 CITY OF SAN RAFAEL REVENUE BOND COVERAGE PARKING FACILITY LAST NINE FISCAL YEARS 2004 2005 2006 2007 2008 2009 2010 2011 2012 —�— Coverage Debt Service Requirements Net Revenue Fiscal Gross Operating Available for Year Revenue (1) Expenses (2) Debt Service Principal Interest Total Coverage 2004 $ 2,336,966 $ 1,498,740 $ 838,226 - - - N/A 2005 2,632,588 1,964,713 667,875 - $ 431,958 $ 431,958 1.55 2006 3,069,915 2,155,435 914,480 $ 150,000 344,441 494,441 1.85 2007 3,331,754 2,344,285 987,469 155,000 339,904 494,904 2.00 2008 4,089,112 2,692,086 1,397,026 160,000 335,216 495,216 2.82 2009 4,425,813 2,980,083 1,445,730 165,000 330,379 495,379 2.92 2010 4,262,082 3,343,680 918,402 170,000 325,285 495,285 1.85 2011 4,023,211 3,101,411 921,800 175,000 319,391 494,391 1.86 2012 3,908,664 2,870,718 1,037,946 185,000 312,291 497,291 2.09 Notes: On March 26, 2003, the City Financing Authority issued lease revenue bonds for the design and construction of a new parking facility.. (1) Includes all Parking Facility Operating Revenues and Non -operating Interest Revenue (2) Includes all Parking Facility Operating Expenses less Depreciation and Interest Source: City of San Rafael Annual Financial Statements 135 CITY OF SAN RAFAEL REDEVELOPMENT PLEDGED REVENUE COVERAGE LAST TEN FISCAL YEARS 1999 RDA Tax Allocation Bonds (1) Funding Source: RDA tax increment revenues Fiscal Year Available Revenue Debt Service Requirements Principal Interest Total Coverage 2003 $1,499,600 $550,000 $949,600 $1,499,600 1.00 2004 1,497,881 575,000 922,881 1,497,881 1.00 2005 1,499,856 605,000 894,856 1,499,856 1.00 2006 1,495,525 630,000 865,525 1,495,525 1.00 2007 1,499,769 665,000 834,769 1,499,769 1.00 2008 1,497,469 695,000 802,469 1,497,469 1.00 2009 1,498,625 730,000 768,625 1,498,625 1.00 2010 1,255,830 765,000 490,830 1,255,830 1.00 2011 0 0 0 0 0 2002 RDA Tax Allocation Bonds Funding Source: RDA tax increment revenues Fiscal Available Debt Service Requirements Year Revenue Principal Interest Total Coverage 2003 $2,069,768 $1,475,000 $ 594,768 $ 2,069,768 1.00 2004 2,069,425 1,100,000 969,425 2,069,425 1.00 2005 2,067,225 1,120,000 947,225 2,067,225 1.00 2006 2,069,575 1,145,000 924,575 2,069,575 1.00 2007 2,066,475 1,165,000 901,475 2,066,475 1.00 2008 2,070,381 1,195,000 876,381 2,071,381 1.00 2009 2,070,150 1,235,000 835,150 2,070,150 1.00 2010 2,068,338 1,290,000 778,338 2,068,338 1.00 2011 2,068,938 1,350,000 718,938 2,068,938 1.00 2009 RDA Tax Allocation Bonds (1) Funding Source: RDA tax increment revenues Fiscal Available Debt Service Requirements Year Revenue Principal Interest Total Coverage 2010 $265,445 $ 265,445 $ 265,445 1.00 2011 1,494,725 $ 875,000 619,725 1,494,725 1.00 Notes: The available revenue in the tables above reflect only the amounts that were distributed to the City of San Rafael Redevelopment Agency, and do not include the total tax revenues pledged or provided as security to the RDA Tax Allocation Bonds listed above. The 1999 RDA Tax Allocation Bonds, Current Interest Bonds portion were refunded by the issuance of the 2009 RDA Tax Allocation Bonds in December 2009. The Capital Appreciation Bonds mature manually after December 1, 2018. The Redevelopment Agency was dissolved on January 31, 2012. On February 1, 2012, all the debts and obligations were transferred to the Successor Agency Private -Purpose Trust. Source: San Rafael Finance Department 136 CITY OF SAN RAFAEL DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS 23.00% 22.50%1 )0% 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 ■ City Population as a % of County Population w $50 $35 $30 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 —*— Per Capita Personal Income (2) $3,000,000 $2,500,000 $2,000,000 $1,500,000 $1,000,000 $500,000 $0 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 ■ Personal Income (2) (in thousands 10.00% 750% 5.00%0 2.50% 0.00°/u 2003 2004 2005,;2006 2007 2008 2009 2010 2011 2012:: ■ Unemployment Rate (%) Personal Per Capita Average Marin City Fiscal City Income (2) Personal Unemployment County Population Year Population (i) (in thousands Income (2) Rate (3) Population % of County 2003 57,006 $2,181,297 $38,152 4.90% 249,808 22.82% 2004 57,182 2,282,733 39,991 4.40% 251,330 22.75% 2005 57,224 2,382,096 41,765 3.90% 252,485 22.66% 2006 57,349 2,544,221 44,400 3.50% 253,341 22.64% 2007 58,047 2,663,922 46,152 3.70% 255,982 22.68% 2008 58,235 2,703,213 46,557 4.60% 257,406 22.62% 2009 58,363 2,642,978 45,288 7.60% 258,618 22.57% 2010 58,822 2,317,704 39,402 9.90% 260,651 22.57% 2011 58,136 2,389,222 40,978 9.60% 254,692 22.83% 2012 58,305 n/a n/a 7.70% 254,790 22.88% Source (1) State of California, Department of Finance - Demographic Research Unit. The data represents the City's population as of January 1, of each year. (2) Regional Economic Information System, Bureau of Economic Analysis, U.S. Department of Commerce. Data is Marin county -wide rate. (3) Employment Development Department, Labor Market Information Division. Data represents Marin county -wide rate only and is not seasonally adjusted. 137 CITY OF SAN RAFAEL PRINCIPAL EMPLOYERS FISCAL YEAR 2011-2012 Number of Employer Employees Kaiser Permanente 1,803 Autodesk, Inc. 878 Safeway 841 City of San Rafael 521 Comcast 620 Macy's 380 Bradley Real Estate 376 MIIN 350 Dominican University of California 346 Wells Fargo Bank 332 Totals 6,447 Percentage of total employment in San Rafael 6.68% 3.25% 3.11% 1.93% 2.30% 1.41% 1.39% 1.30% 1.28% 1.23% 23.88% Source: State of California, Employment Development Department, Labor Market Information Division San Francisco Business Times, 2011 Book of Lists Note: Total employment in the City of San Rafael as of June 2011 was 27,000 138 CITY OF SAN RAFAEL FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY FUNCTION LAST TEN FISCAL YEARS 450.00 400.00 350.00 300.00 W 250.00 w 200.00 150.00 100.00 50.00 0.00 Function General Government Public Safety Public Works and Parks Community Development/Redevelopment Culture and Recreation Total Source: City of San Rafael El General Government ® Public Safety ❑ Public Works and Parks ❑ Community Development/Redevelopment ❑ Culture and Recreation 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 41.73 49.27 47.02 53.71 59.38 59.88 58.88 56.88 54.35 55.23 203.03 201.63 193.13 188.86 189.00 186.00 183.00 165.00 166.00 162.00 79.95 76.70 72.80 74.80 76.80 78.80 78.80 60.80 62.80 62.00 29.75 28.75 26.75 26.43 31.00 34.50 34.50 26.75 26.75 18.25 83.76 83.26 79.73 77.49 80.22 85.90 85.90 83.49 89.82 81.56 438.22 439.61 419.43 421.29 436.40 445.08 441.08 392.92 399.72 379.04 139 CITY OF SAN RAFAEL OPERATING INDICATORS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS 2003 2004 2005 2006 2007 2008 Function/Program Public safety: Fire: Inspection permit issued N/A N/A N/A N/A 143 217 Police: Police calls for service N/A N/A N/A N/A 43,480 43,488 Law violations: Part I crimes N/A N/A N/A N/A 2,557 2,314 Physical arrests (adult and juvenile) N/A N/A N/A N/A 3,809 4,182 Traffic violations N/A N/A N/A N/A 5,197 9,241 Parking violations 26,308 30,946 39,421 33,610 36,228 42,481 Public works Street resurfacing (miles) (Eng Div) 1.20 5.70 6.80 1.08 N/A 4.95 Potholes repaired (square miles) N/A N/A N/A N/A N/A N/A Asphalt used for street repairs (tons) N/A N/A N/A N/A N/A N/A Culture and recreation: Recreation class participants 7,000 7,000 7,000 8,000 8,000 8,000 Items in collection (thousands) Library: Items in collection (thousands) 128.12 118.24 121.81 123.12 124.46 N/A Total items borrowed (thousands) 338.60 332.33 299.30 333.15 359.41 N/A Wastewater Residential connections Commercial connections Other connections Average daily sewage treatment (millions of gallons) 6.976 6.976 6.976 6.976 6.976 6.976 Note: N/A denotes information not available. 140 Function/Program Public safety: Fire: Inspection permit issued Police: Police calls for service Law violations: Part I crimes Physical arrests (adult and juvenile) Traffic violations Parking violations Public works Street resurfacing (miles) (Eng Div) Potholes repaired (square miles) Asphalt used for street repairs (tons) Culture and recreation: Recreation class participants Items in collection (thousands) Library: Items in collection (thousands) Total items borrowed (thousands) Wastewater Residential connections Commercial connections Other connections Average daily sewage treatment (millions of gallons) Note: N/A denotes information not available. 2009 2010 2011 2012 196 307 294 282 42,227 42,227 39,512 39,537 21352 2,352 2,180 2,101 4,487 4,487 3,102 2,981 5,777 5,777 8,190 4,048 44,913 42,806 34,590 32,492 2.77 2.77 7.40 N/A N/A N/A N/A N/A N/A N/A 112.6 178.9 800 9,524 9,000 12,075 124.40 151.88 158.30 159.18 N/A 371.12 435.66 366.46 6.976 6.976 6.976 6.976 141 Function/Program Public safety: Fire stations Police stations Police Fleet Public works Miles of streets Street lights Parking District lights Traffic Signals Culture and recreation: Community services: City parks City parks acreage Playgrounds City trails Community gardens Community centers Senior centers Sports centers Performing arts centers Swimming pools Tennis courts Basketball Courts Baseball/softball diamonds Soccer/football fields Library: City Libraries Wastewater Miles of sanitary sewers Number of treatment plants (1) Source: City of San Rafael CITY OF SAN RAFAEL CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS 2003 2004 2005 2006 2007 2008 6 6 6 6 6 6 1 1 1 1 1 1 171 172 172 173 173 173 4,200 4,333 4,333 4,435 4,435 4,435 85 85 85 89 89 89 19 19 19 19 19 20 41 41 41 41 41 42 13 13 13 13 13 14 15 15 15 15 20 20 2 2 2 1 1 1 4 4 4 4 4 4 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 10 10 10 10 10 10 5 5 5 5 5 5 5 5 5 5 5 5 2 2 2 2 2 2 1 1 1 1 1 1 178.40 179.15 179.15 179.15 179.15 179.15 53.50 57.60 57.60 57.60 57.60 57.60 1 1 1 1 1 1 142 Function/Program Public safety: Fire stations Police stations Police Fleet Public works Miles of streets Street lights Parking District lights Traffic Signals Culture and recreation: Community services: City parks City parks acreage Playgrounds City trails Community gardens Community centers Senior centers Sports centers Performing arts centers Swimming pools Tennis courts Basketball Courts Baseball/softball diamonds Soccer/football fields Library: City Libraries Wastewater Miles of sanitary sewers Number of treatment plants (1) Source: City of San Rafael 2009 2010 2011 2012 6 6 6 6 1 1 1 1 173 173 173 173 4,435 4,435 4,435 4,435 89 89 89 89 20 20 20 20 42 42 42 42 14 14 14 14 20 20 20 20 1 1 1 1 4 4 4 4 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 10 10 10 10 5 5 5 5 5 5 5 5 2 2 2 2 2 2 2 2 179.15 179 179 179 57.60 58 58 58 1 1 1 1 143 This Page Left Intentionally Blank