Loading...
HomeMy WebLinkAboutFY2016-17 CAFR COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE FISCAL YEAR ENDING JUNE 30, 2017 San Rafael Corporate Center                   COMPREHENSIVE ANNUAL FINANCIAL REPORT For the Fiscal Year Ended June 30, 2017 City of San Rafael, California 1400 Fifth Avenue San Rafael, California 94901 Prepared by the Finance Department of the City of San Rafael                   City Hall INTRODUCTORY SECTION                   CITY OF SAN RAFAEL, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT For the Year Ended June 30, 2017 Table of Contents INTRODUCTORY SECTION TABLE OF CONTENTS Letter of Transmittal .................................................................................................................................... v Mission Statement and Vision Statement .................................................................................................. xii City Council and Staff .............................................................................................................................. xiii Location Map ............................................................................................................................................ xiv Organizational Chart .................................................................................................................................. xv Certificate of Achievement for Excellence in Financial Reporting .......................................................... xvi FINANCIAL SECTION Independent Auditor's Report .................................................................................................................. 1 Management’s Discussion and Analysis .................................................................................................. 5 Basic Financial Statements: Government-wide Financial Statements: Statement of Net Position ............................................................................................................. 23 Statement of Activities .................................................................................................................. 24 Fund Financial Statements: Major Governmental Funds: Balance Sheet ............................................................................................................................ 28 Balance Sheet - Reconciliation of Governmental Fund Balances to Net Position of Governmental Activities .............................................................................. 30 Statement of Revenues, Expenditures, and Changes in Fund Balances .................................... 31 Reconciliation of the Net Change in Fund Balances - Total Governmental Funds with the Statement of Activities ................................................................................. 32 Proprietary Funds: Statement of Net Position .......................................................................................................... 35 Statement of Revenues, Expenses, and Changes in Fund Net Position .................................... 36 Statement of Cash Flows ........................................................................................................... 37 i CITY OF SAN RAFAEL, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT For the Year Ended June 30, 2017 Table of Contents FINANCIAL SECTION (Continued) Fiduciary Funds: Statement of Fiduciary Net Position ......................................................................................... 41 Statement of Changes in Fiduciary Net Position ....................................................................... 42 Notes to Basic Financial Statements .................................................................................................. 43 Required Supplementary Information: Schedule of the City’s Proportionate Share of the Net Pension Liability ..................................... 99 Schedule of Contributions – Pension .......................................................................................... 100 Schedule of Changes in Net OPEB Liability and Related Ratio ................................................ 103 Schedule of Contributions – OPEB ............................................................................................ 104 Schedules of Revenues, Expenditures and Changes in Fund Balances – Budget and Actual - Budgetary Basis General Fund ........................................................................................................................... 106 Traffic and Housing Mitigation Special Revenue Fund .......................................................... 107 Gas Tax Special Revenue Fund ............................................................................................... 108 Supplementary Information: Schedule of Revenues, Expenditures and Changes in Fund Balances – Budget and Actual Budgetary Basis Essential Facilities Capital Projects Fund ................................................................................ 110 Non-major Governmental Funds: Combining Balance Sheets ......................................................................................................... 114 Combining Statements of Revenues, Expenditures, and Changes in Fund Balance ................................................................................................................... 120 Budgeted Non-major Governmental Funds: Combining Schedules of Revenues, Expenditures, and Changes in Fund Balances – Budget and Actual ...................................................................... 126 ii CITY OF SAN RAFAEL, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT For the Year Ended June 30, 2017 Table of Contents FINANCIAL SECTION (Continued) Internal Service Funds: Combining Statements of Net Position ....................................................................................... 136 Combining Statements of Revenues, Expenses and Changes in Fund Net Position ................... 138 Combining Statements of Cash Flows ........................................................................................ 140 Agency Funds: Combining Statements of Changes in Assets and Liabilities ...................................................... 144 STATISTICAL SECTION Financial Trends: Net Position by Component – Last Ten Fiscal Years ....................................................................... 148 Changes in Net Position – Last Ten Fiscal Years ............................................................................. 150 Fund Balances of Governmental Funds – Last Ten Fiscal Years ..................................................... 154 Changes in Fund Balance of Governmental Funds – Last Ten Fiscal Years .................................... 156 Revenue Capacity: Assessed and Estimated Actual Value of Taxable Property – Last Ten Fiscal Years ...................... 158 Property Tax Rates - All Overlapping Governments– Last Ten Fiscal Years .................................. 159 Principal Property Tax Payers – Current Year and Nine Years Ago ................................................ 160 Property Tax Levies and Collections – Last Ten Fiscal Years ......................................................... 161 Debt Capacity: Ratio of Outstanding Debt by Type – Last Ten Fiscal Years ........................................................... 162 Computation of Direct and Overlapping Debt .................................................................................. 163 Computation of Legal Bonded Debt Margin .................................................................................... 164 Revenue Bond Coverage Parking Facility – Last Ten Fiscal Years ................................................. 165 iii CITY OF SAN RAFAEL, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT For the Year Ended June 30, 2017 Table of Contents STATISTICAL SECTION (Continued) Demographic and Economic Information: Demographic and Economic Statistics – Last Ten Fiscal Years ...................................................... 166 Principal Employers – Last Nine Calendar Years ............................................................................ 167 Operating Information: Full-Time Equivalent City Government Employees by Function – Last Ten Fiscal Years ................................................................................................................. 168 Operating Indicators by Function/Program – Last Ten Fiscal Years ................................................ 170 Capital Asset Statistics by Function/Program – Last Ten Fiscal Years ............................................ 172 iv October 12, 2017 Honorable Mayor, Members of the City Council and Residents of San Rafael: The Comprehensive Annual Financial Report ("CAFR") of the City of San Rafael ("City") for the year ended June 30, 2017, is hereby submitted as required by local ordinances, state statutes and bond covenants. This financial report has been prepared in conformance with Generally Accepted Accounting Principles as promulgated by the Governmental Accounting Standards Board and includes the report of the independent certified public accounting firm, Maze and Associates Accountancy Corporation, which has issued an unqualified, or "clean" opinion on the City's financial statements for the fiscal year ended June 30, 2017. The independent audit of the financial statements is part of a broader, federally mandated examination known as a "Single Audit", which is designed to meet the needs of federal grantor agencies. The standards governing Single Audits require the independent auditor to report on the audited agency's internal controls and compliance with legal requirements, with special emphasis on such controls and requirements involving the administration of federal funding. These reports will be available in the City's separately issued Single Audit Report. City Management is responsible for both the data accuracy, and the completeness and fairness of the presentation of this report. To the best of our knowledge and belief, the data presented is accurate in all material respects and is reported in a manner that presents fairly the financial position and results of operations of the various funds and component units of the City. Further, the CAFR is prepared in accordance with procedures and policies set by the Government Finance Officers Association. The analysis of the financial condition and the result of operations can be found in the financial section of the Management's Discussion and Analysis document. The CAFR is organized into three sections: 1. Introductory section, which is unaudited, includes this letter of transmittal, an organizational chart and a list of the City's elected and appointed officials. 2. Financial section, includes the general-purpose financial statements, related footnote disclosures, and the combining and individual fund and account group financial statements and schedules, as well as the independent auditors' report. 3. Statistical section, which is unaudited, includes selected financial and demographic information, presented on a multi-year basis. Generally, ten-year data is presented for expenditures, revenues, assessed valuation for local properties and construction activity. CITY OF SAN RAFAEL i 1400 FIFTH AVENUE. SAN RAFAEL, CALIFORNIA 94901 CITYOFSANRAFAEL.ORG Gary 0. Phillips, Mayor • Maribeth Bushey, Vice Mayor • Kate Colin, Councilmember • John Gamblin, Councilmember • Andrew Cuyugan McCullough, Councilmember v REPORTING ENTITY-PROFILE OF THE GOVERNMENT The City of San Rafael is located 17 miles north of San Francisco in Marin County. Protected by its Mediterranean like setting along the shores of the San Francisco Bay, the City enjoys a mild climate year round. As the County seat, San Rafael is considered the commercial, financial, cultural and civic hub of Marin County. Abundant recreational facilities are available in and around the City. The City's park and recreational resources include 19 city parks, 393 acres of developed parkland, city and county open space, and China Camp State Park. San Rafael is close to other attractions, including the Golden Gate Bridge, Muir Woods, Point Reyes National Seashore, Mount Tamalpais, multiple state parks, San Francisco, Oakland and the Sonoma and Napa wine country. In 1874, the City of San Rafael became the first incorporated city in the county, later becoming a charter city in 1913 by vote of City residents. The City Council comprises five members; four are elected at-large to four-year terms while the mayor is elected separately to a four-year term. The City's land area is 22 square miles, including seventeen square miles of land and 5 of water and tidelands. San Rafael's population on January 1, 2017 was 61,187, an increase ofO.l% from the January 1, 2016 population of 60,582 . Downtown San Rafael is the location of many community events, including the Thursday night Farmers Market Festivals six months out of the year, Second Friday Art Walks, the Twilight Criterium Bike Race, Mill Valley Film Festival, Winter Wonderland/Parade of Lights, and now one of 14 state Cultural Arts Districts. San Rafael is also the heart of the County's cultural activities with venues such as the Marin Center, which presents numerous ballets, concerts, speaking engagements as well as the award winning Marin County Fair; the Falkirk Cultural Center, providing art exhibits and children's programming; the-Christopher B. Smith Film Center, and a host of other diverse dining and entertainment venues. The City is also home to the distinguished Dominican University of California. The City of San Rafael provides a full range of municipal services required by statute or charter, namely: police and fire protection, construction and maintenance of streets, parks, storm drains and other infrastructure, recreation, childcare, permits, planning, code enforcement, and a library system serving two locations. The City performed certain infrastructure construction and economic development activities through a separate Redevelopment Agency until its dissolution on February 1, 2012. The City of San Rafael accepted the role of Successor Agency to the Redevelopment Agency per Council action on January 3, 2012, and now conducts its economic development activities with funding from its General Fund. The City and California Municipal Finance Authority compose the San Rafael Joint Powers Financing Authority, originally established by the City and former Redevelopment CITY OF SAN RAFAEL 1400 FIFTH AVENUE, SAN RAFAEL, CALIFORNIA 94901 CITYOFSANRAFAEL.ORG Gary 0. Phillips, Mayor • Maribeth Bushey, Vice Mayor • Kate Colin, Councilmember • John Gamblin, Councilmember ·Andrew Cuyugan McCullough, Councilmember vi Agency for the purpose of financing redevelopment and other projects. The San Rafael Sanitation District is a discretely presented component unit of the City of San Rafael and is presented independent of City financial information. For a further explanation of these entities, refer to Note 1-Summary of Significant Accounting Policies in the Financial Section of the CAFR. The City participates in various organizations through formally organized and separate entities established under the Joint Exercise of Powers Act of the State of California. As separate legal entities, these agencies exercise full powers and authorities within the scope of the related Joint Powers Agreement including the preparation of annual budgets, accountability for all funds, and the power to make and execute contracts. Obligations and liabilities of the separate entities are not those of the City. For a further explanation of these separate entities, refer to Note 12-Jointly Governed Organizations in the CAFR. Fiscal year 2016-2017 marks the first year of implementation of Governmental Accounting Standards Board Statement No. 75 (GASB 75), Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions (OPEB). The purpose of this reporting requirement is to improve the decision-making usefulness of information in financial reports and enhance its value for assessing accountability and inter-period equity by requiring recognition of the entire net OPEB liability and a more comprehensive measure of OPEB expense, much as GASB 68 provided a similar approach for defined benefit pension obligations. The net OPEB liability of$33.8 million reported as of June 30, 2017, is based on the most recent actuarial valuation as of June 30, 2015. The City's implementation of this new requirement is one year early, in order to increase transparency and achieve parity with the reporting methodology used for defined benefit pensions. The City's net pension liability under GASB 68 reported as of June 30, 2017 is based on the latest available GASB 67/68 report prepared by the Marin County Employees Retirement Association (MCERA), which was prepared as of June 30, 2016. The next annual report is anticipated to be completed within the upcoming 30 days. The City is aware of factors that may have an impact on the future measurement of the net pension liability. For example, the investment returns of 11.73% for the fiscal year ended June 30, 2017 well exceeded the target of 7.25%. In addition, the MCERA Board is scheduled to consider a reduction in the discount rate in the preparation of its next actuarial valuation, as of June 30, 2017. The City does not expect these factors to result in a net material difference in the measurement of its net pension obligation of$167.1 million reported in this year's financial reports. During fiscal year 2016-2017, the City made significant progress towards improving our essential facilities. Building from over a decade of community efforts to address San Rafael's aging essential public safety facilities, the Essential Facilities project includes a total of seven projects recommended for either replacement or renovation, including a new CITY OF SAN RAFAEL : 1400 FIFTH AVENUE, SAN RAFAEL, CALIFORNIA 94901 I CITYOFSANRAFAEL.ORG Gary 0. Phillips, Mayor o Maribeth Bushey, Vice Mayor o Kate Colin, Councilmember o John Gamblin, Councilmember o Andrew Cuyugan McCullough, Councilmember vii public safety center across the street from City Hall. These new buildings will be seismically-safe and provide modem facilities for our firefighters, police officers, paramedics and dispatchers. They will include an upgraded dispatch and communications center, and a new classroom and training tower for emergency preparedness. Construction for both Fire Station 57, located at 3530 Civic Center Drive, and Fire Station 52, located at 210 3rd Street, began in June 2017 and are expected to be completed in the summer of 2018. The Public Safety Center demolition work is underway, and construction of the building will begin within the next few months. ECONOMIC FACTORS The City has a diversified economic base, which includes an assortment of high-tech, financial, service-based, entertainment and industrial businesses. Downtown San Rafael provides a mix of restaurants, retail shops and fmancial institutions. The City's varied economic base is reflected in its property tax base, which is 71% residential, 19% commercial, 4% institutional, 6% unsecured and others. The top 50 sales tax producers provide 72% of overall sales tax revenues. The California economy continues to recover from the recession. Although the 4.9% unemployment rate remains above the national average of 4.4%, it continues on a path towards convergence with the national average. Personal income has rebounded over the past few years, and the State continues to prosper from the flow of capital into the technology companies who are attracted to California. Over the past year, State revenues have lagged behind expectations. The recent surge in the stock market has breathed new life into the revenue forecast; however, capital gains are the State's most volatile and unpredictable revenue source. Notwithstanding the State's $10.1 billion in projected reserves, the Governor's revised budget for the upcoming year includes a $400 million deficit and major challenges persist. The "wall of debt", which when pension and retiree medical liabilities are considered, reaches into the hundreds of billions of dollars. Locally, the 3.0% Marin County unemployment rate is among the lowest in the State. According to the Marin Economic Forum, the County added 4,000 payroll jobs and gained approximately 250 payroll businesses in 2016. Real personal income is projected to grow at an average rate of 2.5% over the next few years after inflation, and Marin County's taxable sales per capita are the third highest in the State. Marin County median home prices are over $1.3 million and continue to rise, while the recovery of commercial real estate has led to average rents increasing to $2.80 per square foot. CITY OF SAN RAFAEL 1 1400 FIFTH AVENUE, SAN RAFAEL, CALIFORNIA 94901 1 CITYOFSANRAFAEL.ORG Gary 0. Phillips, Mayor • Maribeth Bushey, Vice Mayor • Kate Colin, Councilmember • John Gamblin, Councilmember • Andrew Cuyugan McCullough, Councilmember viii Demographic Data The following is a sample of demographic and economic attributes that make San Rafael an exceptional place to live and work. 131 Economic development organizations in San Rafael include the San Rafael Chamber of Commerce, Downtown Business Improvement District, and the Marin Economic Forum. 131 Marin County's top 10 employers include Kaiser Permanente, Marin General Hospital, BioMarin Pharmaceutical, Autodesk, Dominican University of California, Bradley Real Estate, Novato Community Hospital, Wells Fargo, FICO, and W Bradley Electric. 131 Major shopping areas, as measured in available retail square footage, include the Downtown corridor (938,000 aggregate), Northgate Mall (725,000), Montecito Center (130,000) and Northgate One (113,900). !2SI The top three sales tax categories in 2016 for San Rafael were: 1. Autos and Transportation (33.1 %), 2. General Consumer Goods (20%), and 3. Building and Construction (18.8%). 131 Several hotels and motels support tourism activity, led by a combined 235 rooms in the Embassy Suites and Four Points Sheraton. Citywide, the total number of hotel rooms is 787. 131 Establishing and maintaining affordable residential housing for sale and lease continues to be a challenge both in San Rafael and throughout Marin County. Rents for one­ bedroom apartments range from $2,300 to $2,700, while two bedroom apartments go for $3,000 to $3,600. The median home value in San Rafael is $955,000. Recent growth and economic vibrancy: • San Rafael ranked No.3 on Milken Institute Best-Performing Cities Index. This index provides an objective benchmark for examining the underlying factors and identifying unique characteristics of economic growth in metropolitan areas. The index uses metrics such as job creation, wage gains, and technology developments to evaluate the relative growth of metropolitan areas. California secured six of the Top 25 spots among large metros, led by four metros in the San Francisco Bay Area. Additionally, two Bay Area metros were in the Top 10 of small metros. San Rafael ranks fourth in one-year high-tech GDP growth and concentration and has maintained the fastest five-year high-tech growth. Five-year high-tech GDP growth was 67 percent greater than the national average. Key strengths highlighted included our educated workforce and cluster of biotech employers. • San Rafael ranked No.3 on the SM U National Center for Arts Research Vibrancy Index the overall index is composed of three dimensions: supply, demand, and government support. Supply is assessed by the total number of arts providers in the community, including the number of arts and culture organizations and employees, independent artists, and entertainment firms. Demand is gauged by the total CITY OF SAN RAFAEL ' 1400 FIFTH AVENUE. SAN RAFAEL, CALIFORNIA 94901 1 CITYOFSANRAFAEL.ORG Gary 0. Phillips, Mayor • Maribeth Bushey, VIce Mayor • Kate Colin, Councllmember • John Gamblin, Councilmember • Andrew Cuyugan McCullough, Councilmember ix nonprofit arts dollars in the community, including program revenue, contributed revenue, total expenses, and total compensation. Lastly, the level of government support is based on state and federal arts dollars and grants. • San Rafael served as the host city and basecamp for production of the Netflix Paramount Television Series 13 Reasons Why bringing in over $130,000 in transient occupancy tax dollars and permitting fees. • San Rafael welcomed Sonoma Marin Area Rail Transit Service in August 2017 and San Rafael is the most population destination on the commuter rail service line. Construction of the Larkspur extension which will complete the southern end of the commuter rail line is set to commence in Fall 2017. • Vacancy rates are maintaining all-time lows for retail and office space and industrial space in San Rafael. Asking rents have increased throughout all market types. • Andy's Market relocated to the new Loch Lomond Marina Village Development. FINANCIAL INFORMATION The City's management is responsible for establishing and maintaining internal controls to ensure that the City's assets are adequately protected from loss, theft or misuse. In addition, management controls ensure that proper accounting data is collected so as to prepare reports in conformance with generally accepted accounting principles. Internal accounting controls are designed to provide reasonable, but not absolute, assurance regarding: ( 1) the safeguarding of assets against loss from unauthorized use or disposition; and (2) the reliability of financial records for preparing financial statements and maintaining accountability for assets. The concept of reasonable assurance recognizes that the cost of a control should not exceed the benefits likely to be derived. All internal control evaluations occur within the above framework. It is management's belief that the City's internal accounting controls adequately safeguard assets and provide reasonable assurance that financial transactions are properly recorded. The City develops a budget based upon City Council priorities and department objectives. The Finance Department maintains a traditional line item budget by major function. Budget control is accomplished at the functional or division level within each fund. This budget creates a comprehensive management and fiscal system aimed at achieving the objectives of each operating level consistent with those that have been set for the community by the City Council. Each department director is responsible for accomplishing goals within his or her functional area and monitoring the use of her or his budget allocations consistent with policies set by the City Council and monitored by the City Manager. CITY OF SAN RAFAEL ' 1400 FIFTH AVENUE. SAN RAFAEL, CALIFORNIA 94901 ' CITYOFSANRAFAEL.ORG Gary 0. Phillips, Mayor· Maribeth Bushey, VIce Mayor • Kate Colin, Councilmember ·John Gamblin, Councilmember • Andrew Cuyugan McCullough, Councllmember x ACKNOWLEDGMENTS The preparation of this City-wide document would not have been possible without the assistance of each of the City's departments. In addition, Finance support staff Helena Mufioz, Karen Landesman and Whitney Fry, led by Accounting Manager Van Bach were key to the timely issuance of this report. We believe this document meets the Government Finance Officers Association's (GFOA) Certificate of Achievement for Excellence in Financial Reporting requirements, and will be submitting it to the GFOA to determine its eligibility. If accepted, this will mark the sixth consecutive year for which the City received the award. Lastly, we appreciate the ongoing leadership and support from the Mayor, City Councilmembers and the City Council Finance Committee. Their strong commitment to financial accountability and stewardship provide inspiration to the organization and motivate a high level of achievement. Respectfully submitted, Mark Moses Finance Director CITY OF SAN RAFAEL I 1400 FIFTH AVENUE, SAN RAFAEL, CALIFORNIA 94901 , CITYOFSANRAFAEL.ORG Gary 0. Phillips, Mayor • Maribeth Bushey, Vice Mayor • Kate Colin, Councilmember • John Gamblin, Councilmember • Andrew Cuyugan McCullough, Councilmember xi MISSION STATEMENT The Mission of the City of San Rafael is to enhance the quality of life and to provide for a safe, healthy, prosperous and livable environment in partnership with the community. VISION STATEMENT Our vision for San Rafael is to be a vibrant economic and cultural center reflective of our diversity, with unique and distinct neighborhoods in a beautiful natural environment, sustained by active and informed residents and a responsible innovative local government. January 1996 xii City Council and Staff City Council Gary O. Phillips, Mayor Maribeth Bushey, Vice Mayor Andrew McCullough, Councilmember Kate Colin, Councilmember John Gamblin, Councilmember Elected Officials Rob Epstein, City Attorney Esther Beirne, City Clerk Executive Team Jim Schutz, City Manager Cristine Alilovich, Assistant City Manager Diana Bishop, Chief of Police Stacey Peterson, Human Resources Director Chris Gray, Fire Chief Sarah Houghton, Library Director Paul Jensen, Community Development Director Bill Guerin, Public Works Director Deborah Younkin, Interim Community Services Director Mark Moses, Finance Director Doris Toy, District Manager/Engineer-SRSD xiii xiv xv xvi Royal Ground Coffee Shop 4th and B Street FINANCIAL SECTION                   INDEPENDENT AUDITOR’S REPORT To the Honorable Mayor and Members of the City Council City of San Rafael, California Report on Financial Statements We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of San Rafael (City), California, as of and for the year ended June 30, 2017, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements as listed in the Table of Contents. Management’s Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of the financial statements that are free from material misstatement, whether due to fraud or error. Auditor’s Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We did not audit the component unit financial statements of the San Rafael Sanitation District, which represents 19%, 35%, and 15%, respective, of the assets, net position, and revenues of the entity-wide reporting entity. These component unit financial statements were audited by other auditors, whose report thereon has been furnished to us and our opinion, insofar as it relates to the amounts included for the San Rafael Sanitation District, is based solely on the report of these auditors. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the City’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. 1 Opinions In our opinions, based on our audit and the report of other auditors, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, the aggregate remaining fund information and the discretely presented component unit of the City as of June 30, 2017, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. Emphasis of Matters Management adopted the provisions of the following Governmental Accounting Standards Board Statement during the year ended June 30, 2017 that had material effects on the financial statements, as discussed in Note 1 to the financial statements: Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions. The emphasis of this matter does not constitute a modification to our opinion. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that Management’s Discussion and Analysis and required supplementary information, as listed in the Table of Contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The Introductory Section, Supplementary Information, and Statistical Section as listed in the Table of Contents are presented for purposes of additional analysis and are not required parts of the basic financial statements.  The Supplementary Information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the Supplementary Information is fairly stated, in all material respects, in relation to the basic financial statements as a whole. The Introductory and Statistical Sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated September 28, 2017 on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. Pleasant Hill, California September 28, 2017 3 CITY OF SAN RAFAEL Management’s Discussion and Analysis Fiscal Year Ended June 30, 2017 This analysis of the City of San Rafael’s (City) financial performance provides an overview of the City’s financial activities for the fiscal year ended June 30, 2017. Please read it in conjunction with the basic financial statements and the accompanying notes to those basic financial statements. FINANCIAL HIGHLIGHTS Government-wide: In the fiscal year ended June 30, 2017, the City of San Rafael implemented Governmental Accounting Standards Board Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Oher Than Pensions. The implementation of this pronouncement required a prior period adjustment and reduced the City’s net position as of July 1, 2016, by $20.6 million, of which $20.3 million was for governmental activities and $0.3 million was for business-type activities. Net Position – The assets of the City exceeded its liabilities as of June 30, 2017 by $125.6 million. Activities – During the fiscal year the City’s total revenues of $102.7 were greater than expenses of $98.0 million for governmental and business-type activities. Changes in Net Position – The City’s total net position increased by $4.7 million in fiscal year 2016-2017 as compared to the adjusted net position of the previous year. Net position of governmental activities increased by $4.1 million, while net position of the business-type activities increase by $556 thousand. Fund Level: Governmental Funds – As of the close of fiscal year 2016-2017, the City’s governmental funds reported combined ending fund balances of $46.1 million, a decrease of $4.1 million from fund balance of the prior year. Of this total amount, $0.5 million is nonspendable, $25.8 million is restricted, $3.5 million is committed, $15.0 million is assigned, and $1.3 million is unassigned. Governmental fund revenues were $97.8 million, a decrease of $2.8 million from the previous fiscal year. The decrease is attributable to a number of one-time revenues that occurred during the previous year coupled with a slowdown in sales tax-related revenues and third party emergency transport services billings. Aside from these items, the City experienced modest to moderate growth in revenues. Governmental fund expenditures increased by $4.2 million to $102.7 million, from $98.5 million in the prior year, due primarily to public safety infrastructure and other capital improvement program expenditures. Enterprise fund operating revenue grew slightly by $57 thousand to $5.3 million. Enterprise operating expenditures totaled $3.8 million, a decrease of $0.8 million over the previous year. The expenditure decrease was attributable primarily to the pension-related accounting adjustments in the parking fund. OVERVIEW OF FINANCIAL STATEMENTS The Comprehensive Annual Financial Report is composed of the following: 1.Introductory section, which includes the Transmittal Letter and general information 2.Management’s Discussion and Analysis (this part) 3.Basic Financial Statements, which include the Government-wide and the Fund financial statements along with the Notes to these financial statements 4.Combining statements for Non-Major Governmental Funds, Internal Services Funds, and Fiduciary Funds 5.Statistical Information  CITY OF SAN RAFAEL Management’s Discussion and Analysis Fiscal Year Ended June 30, 2017 This discussion and analysis is intended to serve as an introduction to the City’s basic financial statements, which have three components: 1) Government-wide Financial Statements, 2) Fund Financial Statements, and 3) Notes to the Basic Financial Statements. The basic financial statements include the City (primary government) and all legally separate entities (component units) for which the government is financially accountable. This report also contains other supplementary information in addition to the basic financial statements for further information and analysis. Government-wide Financial Statements The government-wide financial statements present the financial picture of the City and provide readers with a broad view of the City’s finances. These statements present governmental activities and business-type activities separately and include all assets of the City (including infrastructure) as well as all liabilities (including long-term debt). Additionally, certain interfund receivables, payables, and other interfund activity have been eliminated as prescribed by Governmental Accounting Standards Board (GASB) Statement No. 34. The Statement of Net Position and the Statement of Activities and Changes in Net Position report information about the City as a whole. These statements include all assets and liabilities of the City using the accrual basis of accounting, which is similar to the accounting used by most private-sector companies. All of the current year’s revenues and expenses are taken into account, regardless of when cash is received or paid. The Statement of Net Position presents information on all of the City’s assets and liabilities, with the difference between the two reported as net position. Over time, increases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The Statement of Activities and Changes in Net Position presents information showing how the City’s net position changed during the year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of timing of related cash flows. In the Statement of Net Position and the Statement of Activities and Changes in Net Position, City activities are separated as follows: Governmental Activities – Most of the City’s basic services are reported in this category, including Public Safety, Public Works and Parks, Community Development, Cultural and Recreation, and Government Administration (finance, human resources, legal, City Clerk and City Manager operations). Property tax, sales and use taxes, user fees, interest income, franchise fees, hotel taxes, business licenses, and property transfer taxes, plus state and federal grants finance these activities. Business-type Activities – The City charges fees to customers to cover the full costs of certain services it provides. The City’s Parking Services program is the City’s sole business-type activity. Discretely Presented Component Units – The government–wide financial statements include not only the City itself (the primary government), but also the San Rafael Sanitation District, a legally separate entity for which the City is financially accountable. Financial information for the San Rafael Sanitation District is reported separately from the financial information presented for the primary government. The government-wide financial statements can be found on pages 23 through 25 of this report. 6 CITY OF SAN RAFAEL Management’s Discussion and Analysis Fiscal Year Ended June 30, 2017 Fund Financial Statements and Major Component Unit Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City are divided into three categories: governmental funds, proprietary funds, and fiduciary funds. The fund financial statements provide detailed information about each of the City’s most significant funds called major funds. The concept of major funds and the determination of the major funds were established in the Governmental Accounting Standards Board Statement No. 34. Each major fund is presented individually with all non-major funds summarized and presented in a single column. Further detail on the non-major funds is presented on pages 114 through 144 of this report. Governmental Funds – Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government’s near-term financial capacity. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for government funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. These reconciliations are presented on the page immediately following each governmental fund financial statement. The City has twenty-nine governmental funds, of which four are considered major funds for presentation purposes. Each major fund is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances. The City’s four major funds are: the General Fund, Traffic and Housing Mitigation, Gas Tax and Essential Facilities Capital Projects. Data from the other twenty-five governmental funds are combined into a single, aggregated presentation. The basic governmental fund financial statements can be found on pages 28 through 32 of this report. Individual fund data for each of these non- major governmental funds is provided in the form of combining statements on pages 114 through 133 of this report. Proprietary Funds – The City maintains two different types of proprietary funds - enterprise funds and internal service funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The City uses an enterprise fund to account for its Parking Services program and reports it as a major fund. Internal service funds are used to accumulate and allocate costs internally among the City’s various functions. The City uses internal service funds to account for its building maintenance; vehicle, equipment and computer replacement; workers’ compensation; general liability; self-insured dental program; other employee and retiree benefits programs. Because these services predominantly benefit governmental rather than business-type functions, they have been included within governmental activities in the government wide financial statements. 7 CITY OF SAN RAFAEL Management’s Discussion and Analysis Fiscal Year Ended June 30, 2017 Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. Like the government-wide financial statements, proprietary fund financial statements use the accrual basis of accounting. There is no reconciliation needed between the government-wide financial statements for business- type activities and the proprietary fund financial statements. The basic proprietary fund financial statements can be found on pages 35 through 37 of this report. Fiduciary Funds – Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City’s own programs. The City acts as an agent on behalf of others, holding amounts collected, and disbursing them as directed or required. The City’s fiduciary activities are reported in the separate Statements of Fiduciary Net Position and the Agency Funds Statement of Changes in Assets and Liabilities. The City’s fiduciary funds include a private purpose trust fund to account for activities of the City of San Rafael Successor Agency and an agency fund that accounts for resources held by the City in a custodial capacity for the Pt. San Pedro Road Assessment District. Information for the fiduciary funds can be found on pages 41 through 42 of this report. Notes to the Financial Statements The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the financial statements can be found on pages 43 through 95 of this report. Required Supplementary Information In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information. One section includes budgetary comparison statements for the major funds (general, gas tax, traffic and housing mitigation, and essential facilities capital projects). The other section is a schedule of funding progress for the Marin County Employees’ Retirement System. All budgeted positions that are filled by either full-time or permanent part-time employees (working seventy-five percent of full-time equivalent) are eligible to participate in this system. Required supplementary information can be found on pages 99 through 108 of this report. GOVERNMENT-WIDE FINANCIAL ANALYSIS Statement of Net Position Net position is one measurement of the City’s financial position. During this fiscal year, the net position of the City was $115.5 million from Governmental Activities and $10.1 million from Business-type Activities, for a total of $125.6 million. This represents an increase of $4.7 million from the prior year net position. 8 CITY OF SAN RAFAEL Management’s Discussion and Analysis Fiscal Year Ended June 30, 2017 The following is the condensed Statement of Net Position for the fiscal years ended June 30, 2017 and 2016: Current Governmental assets decreased by $3.4 million, primarily due to the use of funds set aside for public safety facility construction and improvements. The $5.4 million increase in Capital assets reflects this use of resources. Current and other liabilities increased by approximately $1.1 million, primarily due to an increase in accounts payable due to a higher level of construction activity. Noncurrent governmental liabilities increased by $48.0 million, mostly attributable to the increase in net pension and OPEB liabilities (Notes 9 and 11). Of this amount, $20.3 million is attributable to prior year OPEB liabilities. These liabilities are incorporated into the restated net position of the previous year. The net position in business-type activities reflects the fiscal activity of the Parking Services program and increased by $555 thousand from the previous year. The $623 thousand increase in noncurrent liabilities is driven by the increase in net pension and OPEB liabilities, although this is partially offset by the $280 thousand restatement of net position prompted by the first year implementation of GASB 75. Increases to deferred outflows and decreases to deferred inflows under the reporting requirements of GASB 68 and GASB 75 offset the liability increase, thus contributing to the positive impact on net position. 9 CITY OF SAN RAFAEL Management’s Discussion and Analysis Fiscal Year Ended June 30, 2017 At June 30, 2017, the largest portion of net position in the amount of $210.2 million consisted of the City’s investment in capital assets net of related debt. This component represents the total amount of funds required to acquire capital assets less any related debt used for such acquisition that is still outstanding. The City uses these assets to provide services to residents. The capital assets of the City are not sources of income for repayment of debt as most assets are not revenue generating and generally are not liquidated to repay debt. Therefore, debt service payments are funded from other sources available to the City. A portion of the City's net position, $29.2 million, is subject to external restrictions, and their use is determined by those restrictions whether legal or by covenant. The remaining portion, unrestricted negative $113.8 million, represents the extent to which the net investment in capital assets and restricted net position exceed total assets. 10 CITY OF SAN RAFAEL Management’s Discussion and Analysis Fiscal Year Ended June 30, 2017 Statement of Activities - Governmental The following is the condensed Statement of Activities and Changes in Net Position for the fiscal years ended June 30, 2017 and 2016: 11 CITY OF SAN RAFAEL Management’s Discussion and Analysis Fiscal Year Ended June 30, 2017 The City’s governmental activities net position increased by $4.1 million during fiscal year 2016-2017. Charges for services were approximately $4.1 million lower than those of the previous year. Most of this decrease, $2.6 million, stems from a change in the reporting of reimbursements to the City from SRSD. (In the previous year, the reimbursements were reported as a charge for services. Going forward, these charges are eliminated because their source is a component unit of the City.) The City also experienced a decline in third-party billings for emergency medical transport services. Approximately half of the $3.3 million increase in property tax revenues results from a reporting change in which property transfer tax revenues are now being accounted for within the property tax category. In the prior year, it was reported under “Other taxes.” The remainder of the growth reflects economic growth (approximately five percent) coupled with some one-time distributions from prior year activity. The year-over-year $2.5 million decrease in sales taxes is attributable to a leveling off in sales tax-related growth in the current year combined with a $1.2 million one-time sales tax revenue in the previous year. Other taxes dropped from $3.5 million to $1.7 million in the current year because of the change in reporting of the property transfer tax, as described previously. Finally, Miscellaneous revenues increased by just under $1.1 million, with most of the increase attributable to County of Marin payments toward the Fire Station 57 construction, one of the active Essential Facilities Capital projects. The fiscal year 2016-2017 governmental expenses were $17.0 million less than those of the previous fiscal year. This decrease is driven by $26.7 million of pension expense adjustments recorded under GASB 68. The remaining year-over-year increase is attributable to other operating costs, which increased by approximately $9.7 million. The following graph shows governmental revenues by source: 12 CITY OF SAN RAFAEL Management’s Discussion and Analysis Fiscal Year Ended June 30, 2017 Total expenses for governmental activities were $93.6 million (excluding interest on long-term debt of $271 thousand). Program revenues offset total expenditures as follows:  Those who directly benefited from programs contributed $17.3 million in charges for services.  A total of $5.7 million in operating and capital projects were funded by outside agencies through operating, capital grants, and contributions. As a result, total expenses that were funded by tax revenues, investment income, other general revenues and fund balance were $70.6 million. Functional expenses for the year ended June 30, 2017 were as follows:  CITY OF SAN RAFAEL Management’s Discussion and Analysis Fiscal Year Ended June 30, 2017 Statement of Activities – Business-type The net position for business-type activities was increased by $555 thousand in fiscal year 2016-2017 from the prior fiscal year. Parking services is the City’s only business-type activity with income derived from program revenues of $5.3 million. Program revenues include parking meter coin income of $1.9 million and parking garage hourly and monthly parking income of $1.3 million. Revenues also include parking and non-vehicle code fines totaling $2.1 million. Total expenses for parking services were $4.2 million and transfers out to general fund and non-major governmental fund for support totaled $536 thousand during the fiscal year 2016-2017. The year-over-year decrease in expenditures was driven by routine pension-related accounting adjustments in the parking fund.  CITY OF SAN RAFAEL Management’s Discussion and Analysis Fiscal Year Ended June 30, 2017 FINANCIAL ANALYSIS OF INDIVIDUAL FUNDS Governmental Funds Fund Balance Classifications In February 2009, the Governmental Accounting Standards Board issued Statement No. 54 (GASB 54), Fund Balance Reporting and Governmental Fund Type Definitions. The objective of GASB 54 was to enhance the usefulness of fund balance information by providing clearer fund balance classifications that can be applied. Under GASB 54, fund balances are classified in five categories: nonspendable, restricted, committed, assigned, and unassigned based on hierarchy of constraint. Further details on fund balance classifications can be found in Note 8B. The focus of the City’s governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City’s financial capacity. In particular, unassigned fund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. As of June 30, 2017, the City reported a combined ending fund balance of $46.1 million of all its governmental funds (a decrease of 4.0 million from the prior year): $0.5 million is non-spendable, $25.8 million is restricted, $3.5 million is committed, $15.0 million is assigned and $1.3 million is unassigned. General Fund – The General Fund is the primary operating fund of the City. General Fund – The fund balance of the General Fund as of June 30, 2017 was $16.7 million (a decrease of $2.0 million from the prior year balance): $0.5 million is non-spendable, $14.9 million is assigned, and $1.3 million is unassigned. The assigned portion of the balance includes $7.2 million for emergency and cash flow needs. General Fund Budgetary Highlights: The original adopted General Fund budget projected total revenue of $74.9 million and transfers-in of $1.2 million for total resources of $76.1 million. This budget appropriated expenditures of $69.9 million and transfers-out of $6.0 million for total appropriations of $75.9 million. Transfers-out were later increased to $7.2 million in order to accommodate the funding of the San Rafael Essential Facilities project from Measure E Transactions and Use Tax (TUT), based on actual project expenditures. Actual revenues, at $73.4 million, were lower than the original budgeted revenues by $1.5 million. This negative performance was primarily due to a decline in sales tax revenues. Actual expenditures of $69.5 million were less than the original budgeted expenditures by $0.4 million, primarily due to staffing vacancies. Fiscal year 2016-2017 General Fund revenues and transfers of $74.8 million exceeded expenditures and operating transfers out of $71.3 million by $3.5 million. Capital transfers to the Essential Facilities Capital Projects fund reduced the net results by $5.4 million. Net operating results were sufficient to ensure that the General Fund Emergency and Cash Flow Reserve maintained its target level of 10 percent of actual expenditures. 15 CITY OF SAN RAFAEL Management’s Discussion and Analysis Fiscal Year Ended June 30, 2017 Adopted Budget Revised Budget Actual Revenues $74,942 $74,117 $73,366 Transfers in 1,213 1,382 1,382 Total resources 76,155 75,499 74,748 Expenditures 69,901 $70,526 69,520 Transfers out (operating) 1,936 1,796 1,796 Total uses 71,837 72,322 71,316 Net Operating Results $4,318 $3,177 $3,432 Transfers out (capital) 4,040 5,417 5,417 Net Results after capital transfers $278 ($2,240)($1,985) Summary of General Fund Budget and Actual For the fiscal year ended June 30, 2017 (in thousands) Traffic and Housing Mitigation Fund – The City uses this fund to collect developer contributions to be used for major street improvement and housing infrastructure projects. During the year, the fund balance decreased from $10.4 million to $9.1 million. Revenues totaled $0.2 million, while $1.8 million was charged against this fund to support the maintenance of the City-wide traffic model, including the Tamalpais Avenue queue cutter and Freitas- Las Gallinas Intersection Improvement. The balance in the fund is being held in anticipation of major street projects identified in the General Plan 2020 and other qualifying expenditures. Gas Tax Fund – The City uses this fund to manage its allocation of State gasoline taxes and local funding for street maintenance projects. Gas tax revenues exceeded expenditures and net transfers by $70 thousand in fiscal year 2016-2017 leaving the ending fund balance effectively unchanged at $6.7 million. Expenditures during fiscal year 2016-2017 totaled $4.6 million. In addition to routine street-related maintenance, expenditures include $703 thousand for Downtown Rail Readiness, $1.6 million for miscellaneous street resurfacing, $580 thousand for Grand Avenue Pathway Connector, $232 thousand for Brookdale Avenue Retaining Wall Repair and $146 thousand for Emergency Slide Repair and Road Repair. The largest sources of revenues were $1.1 million in development impact fees, $1.2 million from State gasoline taxes, $635 thousand in local Measure A and $492 thousand in Measure B funding. Essential Facilities Capital Projects Fund – The City uses this fund to account for major capital improvements to public safety facilities. The currently active construction projects are Fire Station 57, Fire Station 52 and the Public Safety Center. Expenditures during fiscal year 2016-2017 totaled $6.1 million, of which $5.4 million was transferred from the General Fund from an allocation of Measure E Transaction and Use Tax, and the remainder from reimbursements from the County of Marin for its share of Fire Station 57 costs. Non-major Governmental Funds – The City’s non-major funds are presented in the basic financial statements in the aggregate. At June 30, 2017, non-major funds had a total fund balance of $13.6 million, a $0.8 million decrease from the previous year. While the Childcare and Grants funds reported increases of $216 thousand and $139 thousand, respectively; the Stormwater Fund spent down $772 thousand as it completed major work on the Rossi Pump Station, and the State Lands Fund (reported under Development Services) expended a net $318 thousand in support of a right-of-way purchase. 16 CITY OF SAN RAFAEL Management’s Discussion and Analysis Fiscal Year Ended June 30, 2017 Of the ending total non-major fund balances of $13.6 million: $10.0 million (74%) is legally restricted for specific purposes by external funding source providers, $3.5 million (25%) is committed for special purposes by the City Council, and $ 0.1 million (1%) is assigned. Additional information about these aggregated non-major funds is presented in the combining statements which immediately follow the required supplementary information. Proprietary Funds The City’s proprietary funds are presented in the basic financial statements in a manner similar to that found in the government-wide financial statements, but in more detail. As noted in the Summary of Changes in Net Position – Business-type Activities at page 36, the City’s proprietary fund net position was increased by $764 thousand during the fiscal year. The Parking Services Fund is the City’s sole business-type (Enterprise) activity. The proprietary fund operating revenue was increased by $57 thousand in fiscal year 2016-2017 to $5.269 million. The Enterprise fund operating expenses were $3.8 million in fiscal year 2016-2017, a decrease of $0.8 million over the prior fiscal year. The City’s Internal Service Funds are also reported in this Proprietary Fund classification. In fiscal year 2016-2017, the Internal Services Funds were comprised of: Building Maintenance, Vehicle Replacement, Equipment Replacement, Employee Benefits, Liability Insurance, Workers’ Compensation, Dental Insurance, Employee Retirement, OPEB/Retiree Medical, Radio Replacement, Telephone Replacement and Sewer Maintenance. The net position of the Internal Service Funds increased by $2.2 million, $1.9 million of which was in the building maintenance fund reflecting the growth in depreciable City infrastructure-related assets. The other Internal Service Funds reported small-to-moderate changes to their respective net positions. CAPITAL ASSETS AND DEBT ADMINISTRATION Capital Assets The City’s investment in capital assets for its governmental and business-type activities as of June 30, 2017 amounts to $216.0 million, net of accumulated depreciation of $167.9 million. This investment in capital assets includes land, buildings, improvements, machinery and equipment, infrastructure and construction in progress. Infrastructure assets are items that are normally immovable and of value only to the City such as roads, bridges, streets and sidewalks, drainage systems, lighting systems, and similar items. The net addition to the City’s investment in capital assets for the current fiscal year was $12.0 million, offset by accumulated depreciation of $6.9 million. Additions to capital assets during fiscal year 2016-2017 included: Building and structures Terra Linda Recreation Center Pool House Infrastructure: $9.8 million Downtown Rail Readiness - $3.8 million Tamalpais Avenue Queue Cutter Improvement - $1.9 million Rossi Pump - $1.7 million H Street Drainage Improvement - $2.4 million  CITY OF SAN RAFAEL Management’s Discussion and Analysis Fiscal Year Ended June 30, 2017 The City’s Capital Assets for the fiscal years ending June 30, 2017 and 2016 were as follows: Additional information on the City’s capital assets can be found in Note 5 on pages 63 through 64 of this report. Debt Administration The City’s debt obligations were stable year-over year, and reflect payments of principal made during the year. The debt of the former Redevelopment Agency is reported under the Successor Agency, which is presented as Private- Purpose Trust Fund on the Statement of Fiduciary Net Position. (See Note 6 of the financial statements for additional information on the debt obligations of the City and Note 15 for additional information on the Successor Agency.) The City’s long-term obligations for the fiscal years ending June 30, 2017 and 2016 were as follows: 18 CITY OF SAN RAFAEL Management’s Discussion and Analysis Fiscal Year Ended June 30, 2017 ECONOMIC CLIMATE AND NEXT YEAR’S BUDGET Seven years after the official end of the Great Recession, the City’s revenues have firmly established themselves above the former peak set at the end of the last decade, although sales tax revenues have experienced a leveling off. As the City looks ahead to fiscal year 2017-2018, management is encouraged by indicators that the local economy will remain vibrant. However, relatively strong growth in the regional economy continues to be tempered by uncertainty at the state, national and international levels. The nation continues to bounce back slowly, fueled by a resurgent housing market and consistent job growth. While elements of the national economy are on the mend, there are many longer-term issues the nation must address, including funding changes to the national healthcare system, long-term underemployment and unemployment, and resolving underfunded federal entitlements and state and local pensions. The California economy continues to rebound from the recession. Although the 4.9% unemployment rate remains above the national average of 4.4%, it continues to fall and remains on a convergent track with the national average. Personal income has rebounded over the past few years, and the State continues to prosper from the flow of capital into the technology companies who are attracted to California. Although the State has been able to slowly build back its reserves and post budget surpluses, there are concerns that budget shortfalls could return within the next few years. In addition, the “wall of debt” which, when pension and retiree medical liabilities are considered, reaches into the hundreds of billions of dollars and managing the impact of the severe drought most of the 58 counties are likely to burden the State for several years. Locally, the 3.0% Marin County unemployment rate is the second lowest in the State. According to the Marin Economic Forum, the County added 4,000 payroll jobs and gained approximately 250 payroll businesses in 2016. Real personal income is projected to grow at an average rate of just over 2.5% over the next year, and Marin County’s taxable sales per capita are the third highest in the State. Marin County median home prices now exceed $1.3 million and continue to rise, while the recovery of commercial real estate has led to stable rents increasing to an average of $2.80 per square foot. The City’s general fund is fueled by the momentum of five consecutive years of strong operating results. Service levels have increased moderately over the past few years, with additional resources being allocated to homeless issues, massage ordinance enforcement, open space management and deferred maintenance. At the same time, the City is fully funding its actuarially-determined, required contributions for both pension and retiree medical (OPEB) obligations. The City enters fiscal year 2017-2018 with approximately $4.8 million accumulated from a dedicated portion of its Measure E Transaction Use Tax (TUT) for public safety facilities construction and improvements. One-third of this twenty-year San Rafael three-quarter percent TUT, which became effective April 1, 2014, has been set aside by City Council direction for this purpose. Reductions in staffing and service levels, coupled with deferred maintenance of City facilities as method of coping with past economic downturns means that, although the City is able to maintain and, in some cases, improve on its level of services and make come strategic investments for the City’s future, there will still be critical, unfunded capital and maintenance needs. The trends for sales tax and transactions and use tax (Measure E), which combined represent the City’s largest tax revenue generators, suggested continued, but moderate growth. For fiscal year 2017-2018, these taxes are projected to increase by approximately three percent. The City’s second largest tax generator is property tax. The City is expecting the fiscal year 2016-2017 tax roll to increase by approximately five percent over the previous year. Other tax and non-tax revenues are expected to grow moderately, in the range of two to four percent. 19 CITY OF SAN RAFAEL Management’s Discussion and Analysis Fiscal Year Ended June 30, 2017 The City’s largest expenditure relates to personnel costs. Salaries and benefits are tied to the labor agreements with each bargaining group. With the exception of SEIU-Childcare, which has a three-year contract terminating on October 31, 2019, the City’s labor units are all operating under two-year contracts that expire on June 30, 2018. Negotiated compensation increases in effect through June 30, 2018 range between 3.0% and 4.0% for the fiscal year. In the bond markets, the San Rafael name is recognized as a high credit municipal entity given both the City’s financial strength and solid financial management. Because the City’s bonds are highly sought by investors and are fairly competitive in the marketplace, the City can borrow funds at reasonably attractive rates. The City maintains an AA- issuer credit rating with Standard & Poor’s Ratings Services. The City anticipates spending down most of its funds accumulated for the San Rafael Essential Facilities capital improvements project. This project, which includes a new public safety administrative building and major safety and operational improvements to fire stations, is being funded from a dedicated portion of the Measure E TUT. Other General Fund balances are expected to remain stable for the year. REQUEST FOR INFORMATION This financial report is designed to provide our residents, businesses, customers, and investors and creditors with a general overview of the City’s finances and to demonstrate the City’s accountability for providing high quality services within the limits of our fiscal resources. If you have questions about this report or need additional financial information, contact the City of San Rafael – Finance Department at 1400 Fifth Avenue, Room 204, San Rafael, California 94901. 20 CITY OF SAN RAFAEL STATEMENT OF NET POSITION AND STATEMENT OF ACTIVITIES The Statement of Net Position and the Statement of Activities summarize the entire City’s financial activities and financial position. They are also referred to as Government-wide financial statements. The Statement of Net Position reports the difference between the City’s total assets and the City’s total liabilities, including all the City’s capital assets and all its long-term debt. The Statement of Net Position focuses the reader on the composition of the City’s net position, by subtracting total liabilities from total assets. The Statement of Net Position summarizes the financial position of all of the City’s Governmental Activities in a single column, and the financial position of all the City’s Business-type Activities in a single column; these columns are followed by a total column which presents the financial position of the entire City. The City’s Governmental Activities include the activities of its General Fund, along with all its Special Revenue, Capital Projects and Debt Service Funds. Since the City’s Internal Service Funds service these Funds, their activities are consolidated with Governmental Activities, after eliminating inter-fund transactions and balances. The City’s Business-type Activities include all its Enterprise Fund activities. The Statement of Activities reports increases and decreases in the City’s net position. It is also prepared on the full accrual basis, which means it includes all the City’s revenues and all its expenses, regardless of when cash changes hands. This differs from the “modified accrual” basis used in the Fund financial statements, which reflect only current assets, current liabilities, available revenues and measurable expenditures. The Statement of Activities presents the City’s expenses first, listed by program, and follows these with the expenses of its business-type activities. Program revenues - that is, revenues which are generated directly by these programs - are then deducted from program expenses to arrive at the net expense of each governmental and Business-type program. The City’s general revenues are then listed in the Governmental Activities or Business-type Activities column, as appropriate, and the Change in Net Position is computed and reconciled with the Statement of Net Position. Both these Statements include the financial activities of the City and the San Rafael Joint Powers Financing Authority which are legally separate but are considered to be component units of the City because they are controlled by the City, which is financially accountable for their activities. The balances and the activities of the San Rafael Sanitation District, a discretely presented component unit, are included in these statements in a separate column. 21 CITY OF SAN RAFAEL STATEMENT OF NET POSITION JUNE 30, 2017 Component Unit Primary Government San Rafael Governmental Business-type Sanitation Activities Activities Total District ASSETS Cash and investments available for operations (Note 2) $64,866,135 $3,217,411 $68,083,546 $24,536,913 Restricted cash and investments (Note 2) 702,161 702,161 Receivables: Accounts 2,333,440 50,543 2,383,983 48,157 Taxes 7,481,603 7,481,603 Grants 123,581 6,507 130,088 Interest 169,010 169,010 Loans (Note 4)654,612 654,612 Long-term receivable from the Successor Agency (Note 15D) 761,773 761,773 Long-term receivable from San Rafael Sanitation District (Note 4G) 4,527,836 4,527,836 Internal balances (Note 3B) 162,051 (162,051) Prepaid expenses and others 1,362,605 154,835 1,517,440 54,842 Capital assets (Note 5): Nondepreciable 95,509,234 8,620,853 104,130,087 387,361 Depreciable, net 103,996,931 7,822,754 111,819,685 48,004,957 Total Assets 282,650,972 19,710,852 302,361,824 73,032,230 DEFERRED OUTFLOWS Deferred outflows related to pension (Note 9) 72,653,722 2,353,734 75,007,456 Deferred outflows related to OPEB (Note 11) 4,214,824 40,176 4,255,000 Total Deferred Outflows 76,868,546 2,393,910 79,262,456 LIABILITIES Accounts payable 8,416,779 90,048 8,506,827 620,794 Deposits payable 101,146 101,146 Interest payable 46,547 46,547 Developer deposits payable 547,699 547,699 Unearned revenue 367,589 367,589 Claims payable (Note 13): Due in one year 2,653,288 2,653,288 Due in more than one year 6,094,050 6,094,050 Compensated absences (Note 1K): Due in one year 556,116 17,703 573,819 Due in more than one year 3,892,816 123,922 4,016,738 Long-term debt (Note 6): Due in one year 280,172 276,816 556,988 Due in more than one year 4,413,151 5,198,149 9,611,300 Long-term payable to the City of San Rafael (Note 4G)4,527,836 Net OPEB liability (Note 11) 33,466,002 318,998 33,785,000 Net pension liability (Note 9) 161,812,669 5,242,181 167,054,850 Total Liabilities 222,601,477 11,314,364 233,915,841 5,148,630 DEFERRED INFLOWS Deferred inflows related to pension (Note 9) 21,402,737 693,376 22,096,113 Total Deferred Inflows 21,402,737 693,376 22,096,113 NET POSITION (Note 8): Net investment in capital assets 199,202,842 10,968,642 210,171,484 48,392,318 Restricted for: Special revenue projects: Housing and street improvements 16,575,903 16,575,903 Stormwater 189,087 189,087 Emergency medical services 1,744,530 1,744,530 Other 6,564,442 6,564,442 Capital projects 3,984,436 3,984,436 Debt service 167,245 167,245 Total Restricted Net Position 29,225,643 29,225,643 Unrestricted (112,913,181) (871,620) (113,784,801) 19,491,282 Total Net Position $115,515,304 $10,097,022 $125,612,326 $67,883,600 See accompanying notes to financial statements 23 Operating Capital Charges for Grants and Grants and Functions/Programs Expenses Services Contributions Contributions Primary Government Governmental Activities: General government $10,996,269 $421,393 $168,782 Public safety 44,366,734 4,264,939 996,507 Public works and parks 19,845,719 1,804,698 2,452,581 $1,702,993 Community development 4,242,743 3,850,107 Culture and recreation 14,131,000 6,941,013 347,481 Interest on long-term debt and fiscal charges 271,263 Total Governmental Activities 93,853,728 17,282,150 3,965,351 1,702,993 Business-type Activities Parking services 4,188,152 5,268,991 Total Business-type Activities 4,188,152 5,268,991 - - Total Primary Government $98,041,880 $22,551,141 $3,965,351 $1,702,993 Component Unit San Rafael Sanitation District $11,255,194 $16,014,016 36,945$ 79,245$ General revenues: Taxes: Property Sales: Sales and Use Measure E half-cents sales tax Measure E quarter-cents sales tax Measure S Paramedic Transient occupancy Franchise Business license Other Investment earnings Miscellaneous Transfers (Note 3A) Total general revenues and transfers Change in Net Position Net Position, beginning of year, as adjusted (Note 1Q) Net Position, end of year See accompanying notes to financial statements Program Revenues CITY OF SAN RAFAEL STATEMENT OF ACTIVITIES 24 Component Unit San Rafael Governmental Business-type Sanitation Activities Activities Total District ($10,406,094)($10,406,094) (39,105,288)(39,105,288) (13,885,447)(13,885,447) (392,636)(392,636) (6,842,506)(6,842,506) (271,263)(271,263) (70,903,234)(70,903,234) $1,080,839 1,080,839 - 1,080,839 1,080,839 (70,903,234) 1,080,839 (69,822,395) $4,875,012 23,343,140 23,343,140 1,528,047 20,255,493 20,255,493 7,689,925 7,689,925 3,844,963 3,844,963 28,878 28,878 5,485,637 5,485,637 2,984,758 2,984,758 3,610,824 3,610,824 2,774,803 2,774,803 1,824,830 1,824,830 210,628 10,810 221,438 97,090 2,448,604 2,448,604 536,000 (536,000) 75,038,483 (525,190) 74,513,293 1,625,137 4,135,249 555,649 4,690,898 6,500,149 111,380,055 9,541,373 120,921,428 61,383,451 $115,515,304 $10,097,022 $125,612,326 $67,883,600 Primary Government Net (Expenses) Revenues and Changes in Net Position 25 FUND FINANCIAL STATEMENTS Major funds are defined generally as having significant activities or balances in the current year. Only individual major funds are presented in the Fund Financial Statements, while non-major funds are combined in a single column. Individual non-major funds may be found in the Supplemental Section. The funds described below were determined to be major funds by the City in fiscal year 2016-2017: GENERAL FUND Established to account for all financial resources necessary to carry out basic governmental activities of the City which are not accounted for in another fund. The General Fund supports essential City services such as police and fire protection, building and street maintenance, libraries, recreation, parks and open space maintenance. TRAFFIC AND HOUSING MITIGATION SPECIAL REVENUE FUND Established to maintain long-term developer contributions for major housing and street improvement projects. GAS TAX SPECIAL REVENUE FUND Established to receive and expend the City’s allocation of the State gasoline taxes. ESSENTIAL FACILITIES CAPITAL PROJECTS FUND Established to account for major capital improvements to public safety facilities. 27 CITY OF SAN RAFAEL GOVERNMENTAL FUNDS BALANCE SHEET JUNE 30, 2017 Traffic and Essential Housing Facilities Capital General Mitigation Gas Tax Projects Fund ASSETS Cash and investments available for operations (Note 2) $13,434,043 $9,227,743 $7,009,256 $1,950,002 Restricted cash and investments (Note 2) Receivables: Accounts 1,257,061 46,441 183,106 Taxes 7,109,197 109,688 Grants Interest 167,018 Loans (Note 4) 230,973 193,573 Long-term receivable from the Successor Agency (Note 15D) 761,773 Prepaids 277,473 Total Assets $23,237,538 $9,421,316 $7,165,385 $2,133,108 LIABILITIES Accounts payable $4,144,408 $270,227 $441,689 $2,133,108 Deposits payable 79,411 15,659 Developer deposits payable 387,085 Unearned revenue Compensated absences 64,189 Total Liabilities 4,675,093 285,886 441,689 2,133,108 DEFERRED INFLOWS OF RESOURCES Unavailable revenue - SB90 reimbursement receivable 1,096,240 Unavailable revenue - long-term receivable from Successor Agency 761,773 Total Deferred Inflows of Resources 1,858,013 Fund Balances (Note 8): Nonspendable 508,446 Restricted 9,135,430 6,723,696 Committed Assigned 14,900,945 Unassigned 1,295,041 Total Fund Balances 16,704,432 9,135,430 6,723,696 Total Liabilities, Deferred Inflows of Resources and Fund Balances $23,237,538 $9,421,316 $7,165,385 $2,133,108 See accompanying notes to basic financial statements Special Revenue Funds 28 Other Total Governmental Governmental Funds Funds $12,734,480 $44,355,524 702,161 702,161 846,832 2,333,440 262,718 7,481,603 123,581 123,581 1,992 169,010 230,066 654,612 761,773 4,574 282,047 $14,906,404 $56,863,751 $812,035 $7,801,467 6,076 101,146 160,614 547,699 367,589 367,589 64,189 1,346,314 8,882,090 1,096,240 761,773 1,858,013 508,446 9,953,279 25,812,405 3,491,708 3,491,708 115,103 15,016,048 1,295,041 13,560,090 46,123,648 $14,906,404 $56,863,751 29 CITY OF SAN RAFAEL GOVERNMENTAL FUNDS BALANCE SHEET - RECONCILIATION OF GOVERNMENTAL FUND BALANCES TO NET POSITION OF GOVERNMENTAL ACTIVITIES JUNE 30, 2017 Total fund balances reported on the governmental funds balance sheet $46,123,648 Amounts reported for Governmental Activities in the Statement of Net Position are different from those reported in the Governmental Funds because of the following: Capital assets used in Governmental Activities are not financial resources and, therefore, are not reported in the Governmental Funds.190,678,334 Internal service funds are used by management to charge the cost of management of 21,218,401 Long-term liabilities, including bonds payable, are not due and payable in the current period and, therefore, are not reported in the Governmental Funds.(4,693,323) Compensated absences (4,384,743) Unavailable revenue 1,858,013 Long-term receivables from San Rafael Sanitation District 4,527,836 Deferred outflow related to pension 72,653,722 Net pension liability (161,812,669) Deferred inflow related to pension (21,402,737) Deferred outflow related to OPEB 4,214,824 Net OPEB liability (33,466,002) NNet position of governmental activities $115,515,304 See accompanying notes to financial statements building, workers' compensation, employee benefits, insurance, and post-retirement healthcare benefits to individual funds. The assets and liabilities are included in Governmental Activities in the Statement of Net Position. 30 CITY OF SAN RAFAEL GOVERNMENTAL FUNDS STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES FOR THE YEAR ENDED JUNE 30, 2017 Traffic and Essential Other Total Housing Facilities Capital Governmental Governmental General Mitigation Gas Tax Projects Fund Funds Funds REVENUES Taxes and special assessments $64,242,440 $6,924,451 $71,166,891 Licenses and permits 2,559,841 2,559,841 Fines and forfeitures 400,283 400,283 Use of money and properties 229,791 $31,267 $24,527 63,764 349,349 Intergovernmental 2,767,092 3,728,982 1,567,082 8,063,156 Charges for services 2,459,680 204,210 1,149,022 9,612,249 13,425,161 Other revenue 706,657 62,314 $635,387 437,695 1,842,053 Total Revenues 73,365,784 235,477 4,964,845 635,387 18,605,241 97,806,734 EXPENDITURES Current: General government 10,190,580 22,450 344,386 10,557,416 Public safety 40,844,246 8,173,907 49,018,153 Public works and parks 11,201,655 1,745,154 2,643,991 1,162,161 16,752,961 Community development 3,759,564 3,759,564 Culture and recreation 3,077,435 9,569,293 12,646,728 Capital outlay 1,641,317 459,609 2,100,926 Capital improvement / special projects 305,704 6,052,841 1,044,704 7,403,249 Debt service: Principal 175,172 175,172 Interest and fiscal charges 271,263 271,263 Total Expenditures 69,519,915 1,767,604 4,591,012 6,052,841 20,754,060 102,685,432 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 3,845,869 (1,532,127) 373,833 (5,417,454) (2,148,819) (4,878,698) OTHER FINANCING SOURCES (USES) Transfers in (Note 3A)1,382,303 228,400 325,000 5,417,454 1,933,850 9,287,007 Transfers out (Note 3A)(7,213,543)(628,400)(612,819) (8,454,762) Total Other Financing Sources (Uses)(5,831,240) 228,400 (303,400) 5,417,454 1,321,031 832,245 Net Change in Fund Balances (1,985,371) (1,303,727) 70,433 (827,788) (4,046,453) FUND BALANCES, BEGINNING OF YEAR 18,689,803 10,439,157 6,653,263 14,387,878 50,170,101 FUND BALANCES, END OF YEAR $16,704,432 $9,135,430 $6,723,696 $13,560,090 $46,123,648 See accompanying notes to financial statements Special Revenue Funds 31 CITY OF SAN RAFAEL Reconciliation of the NET CHANGE IN FUND BALANCES - TOTAL GOVERNMENTAL FUNDS with the STATEMENT OF ACTIVITIES FOR THE YEAR ENDED JUNE 30, 2017 NET CHANGE IN FUND BALANCES - TOTAL GOVERNMENTAL FUNDS ($4,046,453) Amounts reported for Governmental Activities in the Statement of Activities are different because of the following: Capital Assets Transactions Governmental funds report capital outlays as expenditures. However, in the Statement of Activities the cost of those assets is capitalized and allocated over their estimated useful lives and reported as depreciation expense. Capital outlay and improvement expenditures are therefore added back to fund balance 9,504,175 Non-capitalized capital outlay expenditures were reclassified to various governmental activities 2,003,366 Loss on disposal of capital assets is deducted from fund balance (207,188) Transfer of capital assets to Internal Service Funds is deducted from fund balance (1,228,402) Depreciation expense is deducted from fund balance (6,222,352) Long-Term Debt Proceeds and Payments 175,172 Accrual of Non-Current Items The amount below included in the Statement of Activities does not require the use of current financial resources Compensated absences (126,623) Unavailable revenue (516,972) Long-term receivable from San Rafael Sanitary District (331,171) Net Pension Liability Transactions Governmental funds record pension expense as it is paid. However, in the Statement of Activities those costs are reversed as deferred outflows/(inflows) and an increase/(decrease) in net pension liability.2,524,957 Net OPEB Liability Transactions Governmental funds record OPEB expense as it is paid. However, in the Statement of Activities those costs are reversed as deferred outflows/(inflows) and an increase/(decrease) in net OPEB liability.190,187 Allocation of Internal Service Fund Activities Internal service funds are used by management to charge the costs of certain activities to individual funds. The net revenue of the internal service fund is reported with governmental activities.2,416,553 Change in Net Position of Governmental Activities $4,135,249 See accompanying notes to financial statements and therefore is not reported as revenue or expenditures in governmental funds (net change): Repayments on long-term debt principal are expenditures in the governmental funds, but in the Statement of Net Position the repayments reduce long-term liabilities. 32 PROPRIETARY FUND FINANCIAL STATEMENTS Proprietary funds account for City operations financed and operated in a manner similar to a private business enterprise. The intent of the City is that the cost of providing goods and services be financed primarily through user charges, whether external or internal. The City reports its only enterprise fund, as a major fund. PARKING SERVICES FUND Established to maintain parking garages, lots and spaces in the Downtown Parking District, and to pay for parking enforcement and meter collection. INTERNAL SERVICE FUNDS Established to account for department services and financing performed for other departments within the same governmental jurisdiction. Funding comes from charges assessed to the departments benefiting from the service. 33 CITY OF SAN RAFAEL PROPRIETARY FUNDS STATEMENT OF NET POSITION JUNE 30, 2017 Business-type Activities - Governmental Enterprise Funds Activities Parking Internal Services Service Funds ASSETS Current Assets: Cash and investments available for operations (Note 2) $3,217,411 $20,510,611 Receivable: Accounts 50,543 Grants 6,507 Prepaids 154,835 1,080,558 Total Current Assets 3,429,296 21,591,169 Noncurrent Assets: Capital assets (Note 5): Nondepreciable 8,620,853 530,301 Depreciable, net 7,822,754 8,297,530 Total Noncurrent Assets 16,443,607 8,827,831 Total Assets 19,872,903 30,419,000 DEFERRED OUTFLOWS Deferred outflows related to pension (Note 9) 2,353,734 Deferred outflows related to OPEB (Note 11) 40,176 Total Deferred Outflows 2,393,910 LIABILITIES Current Liabilities: Accounts payable 90,048 615,312 Interest payable 46,547 Compensated absences, due in one year (Note 1K) 17,703 Claims payable, due in one year (Note 13) 2,653,288 Long-term debt, due in one year (Note 6) 276,816 Total Current Liabilities 431,114 3,268,600 Noncurrent Liabilities: Compensated absences (Note 1K) 123,922 Claims payable (Note 13)6,094,050 Long-term debt (Note 6) 5,198,149 Net OPEB liability (Note 11) 318,998 Net Pension Liability (Note 9) 5,242,181 Total Noncurrent Liabilities 10,883,250 6,094,050 Total Liabilities 11,314,364 9,362,650 DEFERRED INFLOWS Deferred inflows related to pension (Note 9) 693,376 Total Deferred Inflows 693,376 NET POSITION (Note 8): Net investment in capital assets 10,968,642 8,827,831 Unrestricted (709,569) 12,228,519 Total Net Position 10,259,073 $21,056,350 Some amounts reported for business-type activities in the Statement of Net Position are different because certain internal service fund assets and liabilities are included with business-type activities.(162,051) Net position business-type activities $10,097,022 See accompanying notes to financial statements 35 CITY OF SAN RAFAEL PROPRIETARY FUNDS STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET POSITION FOR THE YEAR ENDED JUNE 30, 2017 Business-type Activities - Governmental Enterprise Funds Activities Parking Internal Services Service Funds OPERATING REVENUES Charges for current services $3,103,420 $15,206,988 Other operating revenues 2,165,571 962,296 Total Operating Revenues 5,268,991 16,169,284 OPERATING EXPENSES Personnel 2,097,898 2,775,670 Insurance premiums and claims 6,614,379 Maintenance and repairs 71,875 288,700 Depreciation (Note 5)255,508 1,067,900 General and administrative 1,362,350 4,289,993 Total Operating Expenses 3,787,631 15,036,642 Operating Income 1,481,360 1,132,642 NONOPERATING REVENUES (EXPENSES) Investment income 10,810 68,951 Interest expense (192,038) Miscellaneous income 94,264 Loss on sale of capital assets (19,944) Total Nonoperating Revenues (Expenses) (181,228) 143,271 Income Before Transfers 1,300,132 1,275,913 CAPITAL CONTRIBUTIONS 1,228,402 TRANSFERS IN (Note 3A)80,275 TRANSFERS OUT (Note 3A) (536,000) (376,520) Change in Net Position 764,132 2,208,070 NET POSITION, BEGINNING OF YEAR, AS ADJUSTED (Note 1Q) 9,494,941 18,848,280 NET POSITION, END OF YEAR $10,259,073 $21,056,350 * Reconciliation of the Change in Net Position with the Statement of Activities Change in Net Position $764,132 Some amounts reported for business-type activities in the Statement of Activities are different because the portion of the net income of certain internal service funds is reported with the business-type activities which those funds serviced. (208,483) Change in Net Position of Business-type Activities $555,649 See accompanying notes to financial statements 36 CITY OF SAN RAFAEL PROPRIETARY FUNDS STATEMENT OF CASH FLOWS FOR THE YEAR ENDED JUNE 30, 2017 Business-type Activities - Governmental Enterprise Funds Activities Parking Internal Services Service Funds CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers/other funds $3,103,420 $15,307,819 Cash payments to suppliers for goods and services (1,665,543) (13,509,146) Cash payments to employees for salaries and benefits (2,346,766)(164,292) Other operating revenues 2,269,878 962,010 Cash Flows from Operating Activities 1,360,989 2,596,391 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Interfund receipts 80,275 Interfund payments (536,000)(376,520) Cash Flows from Noncapital Financing Activities (536,000)(296,245) CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Principal payments on revenue bonds and note payable (266,817) Interest expenses and fiscal charges (193,263) Acquisition of capital assets (1,222,005) Proceeds from sale of property 94,264 Cash Flows from Capital and Related Financing Activities (460,080)(1,127,741) CASH FLOWS FROM INVESTING ACTIVITIES Interest received 10,810 68,951 Cash Flows from Investing Activities 10,810 68,951 NET INCREASE IN CASH AND CASH EQUIVALENTS 375,719 1,241,356 CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR 2,841,692 19,269,255 CASH AND CASH EQUIVALENTS, END OF YEAR $3,217,411 $20,510,611 Reconciliation of operating income to net cash provided by operating activities: Operating income $1,481,360 $1,132,642 Adjustments to reconcile operating income to cash flows from operating activities: Depreciation 255,508 1,067,900 Net change in assets and liabilities: Accounts receivable 104,307 89,607 Loans receivable 10,938 Prepaids and deposits (154,835)2,478 Increase (decrease) in due to OPEB system (1,813) Accounts payable (76,483)134,054 Compensated absence obligations (1,100) (Decrease) in due to retirement system (245,955) Claims payable 158,772 Net Cash Provided by Operating Activities $1,360,989 $2,596,391 NON-CASH TRANSACTIONS: Amortization of bond discount $725 Contributions of capital assets $1,228,402 See accompanying notes to basic financial statements 37 FIDUCIARY FUND FINANCIAL STATEMENTS Fiduciary funds are used to account for assets held by the City as an agent or custodian for other entities. The financial activities of such funds are excluded from the Government-wide financial statements and presented in fund statements that consist of a Statement of Net Position. SUCCESSOR AGENCY TO THE REDEVELOPMENT AGENCY – PRIVATE PURPOSE TRUST FUND Established to account for the activities of the Successor Agency to the San Rafael Redevelopment Agency. PT. SAN PEDRO ROAD ASSESSMENT DISTRICT AGENCY FUND Established to accumulate funds for payment of principal and interest for Pt. San Pedro Road Median Landscaping Assessment District bonds. 39 CITY OF SAN RAFAEL FIDUCIARY FUNDS STATEMENT OF FIDUCIARY NET POSITION JUNE 30, 2017 Successor Agency to the Redevelopment Agency Private-Purpose Agency Trust Fund Funds ASSETS Cash and investments (Note 2) $87,344 Restricted cash and investments (Note 2) $289,768 Receivable: Taxes 3,360,513 951 Total Assets $3,447,857 $290,719 LIABILITIES Accounts payable $1,697 Interest payable 46,747 $26,614 Other long-term obligations (Note 15D) 761,773 Due to bondholders 264,105 Long-term debt (Note 15C): Due within one year 3,080,000 Due more than one year 15,852,670 Total Liabilities 19,742,887 $290,719 NET POSITION (DEFICIT) Held in trust for private purpose ($16,295,030) See accompanying notes to financial statements 41 CITY OF SAN RAFAEL STATEMENT OF CHANGES IN FIDUCIARY NET POSITION FOR THE YEAR ENDED JUNE 30, 2017 Successor Agency to the Redevelopment Agency Private-Purpose Trust Fund ADDITIONS Property taxes $4,137,246 Total Additions 4,137,246 DEDUCTIONS General government 261,850 Interest expense 886,612 Total Deductions 1,148,462 SPECIAL ITEM OPEB liability adjustment (Note 15D) 278,888 Total Special Item 278,888 Change in Net Position 3,267,672 NET POSITION HELD IN TRUST FUND FOR OTHER PURPOSES Beginning of year (19,562,702) End of year ($16,295,030) See accompanying notes to financial statements 42 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. Description of the Financial Reporting Entity As required by generally accepted accounting principles, the financial statements present the City of San Rafael (the City) as the Primary Government, with its component units for which the City is considered financially accountable. The component units discussed below are included in the City's reporting entity because of the significance of their operational and financial relationships with the City. B. Description of Blended Component Units The accompanying basic financial statements include all funds and boards and commissions that are controlled by the City Council. The basic financial statements include the City’s blended component units, entities for which the City is considered to be financially accountable. A blended component unit, although a legally separate entity, is in substance, part of the City’s operations and so data from this entity is combined with the City. The City’s blended component units are described below. San Rafael Joint Powers Financing Authority – The San Rafael Joint Powers Financing Authority (Authority) was formed by the City of San Rafael and the former San Rafael Redevelopment Agency (Agency) pursuant to Articles 1 and 2 of Chapter 5 of Division 7 of Title 1 of the Government Code of the State of California for the purpose of assisting in the financing and refinancing of certain assessment district and redevelopment-related activities in the City. On March 18, 2013, the Agency was replaced by the California Municipal Finance Authority (CMFA) in order that the life of the Authority would extend beyond that of the Agency. The Authority is administered by a governing board whose members are the City Council of the City of San Rafael. Activities of the Authority are reported in the Parking Services Enterprise Funds. Separate financial statements are not prepared for the Authority. C. Description of Discretely Presented Component Unit San Rafael Sanitation District – The San Rafael Sanitation District (District) was formed in 1947 under Section 4700 of the California Health and Safety Code to provide wastewater transmission over the southern two-thirds of the City and adjacent unincorporated areas. The District is governed by a three-member Board of Directors who are appointed to four-year terms. The City Council of the City appoints two out of the three board members and has the ability to remove the two board members at will. The City contracts with the District to maintain the collection systems in the City and surrounding unincorporated areas. These employees are paid through the City’s payroll department and participate in the City’s cost-sharing multiple-employer defined benefit pension plan administered by the Marin County Employees’ Retirement Association. The employees also participate in the City’s healthcare benefits plan which includes a provision for postemployment benefits. These costs are the obligation of the District and not the City. As discussed in Note 4G, a receivable from the District has been established. 43 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) The District’s activities are reported as a discretely presented component unit in a separate column in the basic financial statements which includes the District’s assets, liabilities, revenues, expenses, results of operations and cash flows. The District’s fiscal year ends on June 30 and its separately issued component unit financial statements can be obtained at the San Rafael Sanitation District, 111 Morphew Street, San Rafael, California 94901. D. Basis of Presentation Government-wide Statements - The Statement of Net Position and the Statement of Activities display information about the primary government (the City) and its component units. These statements include the financial activities of the overall City government, except for fiduciary activities. Interfund transfers and amounts owed between funds within the primary government have been eliminated from the statements. Amounts representing interfund services and uses remain in the statements. These statements distinguish between the governmental and business- type activities of the City. Governmental activities generally are financed through taxes, intergovernmental revenues, and other nonexchange transactions. Business-type activities are financed in whole or in part by fees charged to external parties. The Statement of Activities presents a comparison between direct expenses and program revenues for each segment of the business-type activities of the City and for each function of the City’s governmental activities. Direct expenses are those that are specifically associated with a program or function. Program revenues include (a) charges paid by the recipients of goods or services offered by the programs, (b) grants and contributions that are restricted to meeting the operational needs of a particular program and (c) fees, grants and contributions that are restricted to financing the acquisition or construction of capital assets. Revenues that are not classified as program revenues, including all taxes, are presented as general revenues. Fund Financial Statements - The fund financial statements provide information about the City’s funds, including fiduciary funds and blended component units. Separate statements for each fund category – governmental, proprietary, and fiduciary – are presented. The emphasis of fund financial statements is on major individual governmental and enterprise funds, each of which is displayed in a separate column. All remaining governmental and enterprise funds are aggregated and reported as non-major funds. Proprietary fund operating revenues, such as charges for services, result from exchange transactions associated with the principal activity of the fund. Exchange transactions are those in which each party receives and gives up essentially equal values. Nonoperating revenues, such as subsidies and investment earnings, result from nonexchange transactions or ancillary activities. E. Major Funds and Other Reported Funds Major funds are defined as funds that have either assets, liabilities, revenues or expenditures/expenses equal to ten percent of their fund-type total and five percent of the grand total. The General Fund is always a major fund. The City may also select other funds it believes should be presented as major funds. 44 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) The City reported the following major governmental funds in the accompanying financial statements: General Fund – Established to account for all financial resources necessary to carry out basic governmental activities of the City which are not accounted for in another fund. Traffic and Housing Mitigation Special Revenue Fund – Established to maintain long-term developer contributions for major housing and street improvement projects. Gas Tax Special Revenue Fund - Established to receive and expend the City’s allocation of the State gasoline taxes. Essential Facilities Capital Projects Fund – Established to account for major capital improvements to public safety facilities. The City reported its only enterprise fund as a major fund in the accompanying financial statements. The enterprise fund is: Parking Services Fund – Established to maintain parking garages, lots and spaces in the Downtown Parking District, and to pay for parking enforcement, meter collection, and downtown enforcement services. The City also reports the following fund types: Internal Service Funds - These funds account for: building maintenance; vehicle, equipment computer, radio, and telephone replacement; employee benefits; liability insurance; workers’ compensation; dental insurance; employee retirement; and retiree medical (OPEB); and sewer maintenance. Fiduciary Fund – These funds include: Successor Agency to the Redevelopment Agency Private- Purpose Trust Fund – which accounts for the accumulation of resources held by the Successor Agency to the Redevelopment Agency to be used for payments at appropriate amounts and times in the future; Pt. San Pedro Road Assessment District Agency Fund – which accumulates funds for the payment of principal and interest for Pt. San Pedro Road Median Landscaping District bonds. The financial activities of these funds are excluded from the government-wide financial statements, but are presented in the separate Fiduciary Fund financial statements. F. Basis of Accounting The government-wide, proprietary, fiduciary and discretely presented component unit financial statements are reported using the economic resources measurement focus and the full accrual basis of accounting. Revenues are recorded when earned and expenses are recorded at the time liabilities are incurred, regardless of when the related cash flows take place. Agency funds are custodial in nature (assets equal liabilities) and do not involve measurement of results of operations. 45 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Governmental funds are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Under this method, revenues are recognized when measurable and available. The City considers all revenues reported in the governmental funds to be available if the revenues are collected within sixty days after year-end with the exception of sales and use tax revenues which are reported as available if collected within ninety days of year- end. Expenditures are recorded when the related fund liability is incurred, except for principal and interest on long-term debt, claims and judgments, and compensated absences, which are recognized as expenditures to the extent they have matured. General capital asset acquisitions are reported as expenditures in governmental funds. Proceeds from long-term debt and acquisitions under capital leases are reported as other financing sources. Those revenues susceptible to accrual are property and sales taxes, certain intergovernmental revenues, interest revenue, charges for services, fines and forfeitures. Other receipts and taxes are recognized as revenue when the cash is received. Non-exchange transactions, in which the City gives or receives value without directly, receiving or giving equal value in exchange, include taxes, grants, entitlements, and donations. On the accrual basis, revenue from taxes is recognized in the fiscal year for which the taxes are levied or assessed. Revenue from grants, entitlements, and donations is recognized in the fiscal year in which all eligibility requirements have been satisfied. Under the terms of grant agreements, the City may fund certain programs with a combination of cost-reimbursement grants, categorical block grants, and general revenue. Thus, both restricted and unrestricted net position may be made available to finance program expenditures. The City’s policy is to first apply restricted grant resources to such programs, followed by general revenues if necessary. The City considers restricted shared state revenues such as gasoline taxes and public safety sales taxes, restricted locally imposed transportation sales taxes, fines, forfeitures, licenses, permits, charges for services, and program grants as program revenues. Certain indirect costs are included in program expenses reported for individual functions and activities. G. Deferred Outflows/Inflows of Resources In addition to assets, the statement of financial position or balance sheet will sometimes report a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a consumption of net position that applies to a future period(s) and so will not be recognized as an outflow of resources (expense/expenditure) until then. 46 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) In addition to liabilities, the statement of financial position or balance sheet will sometimes report a separate section for deferred inflows of resources. This separate financial statement element, deferred inflows of resources, represents an acquisition of net position or fund balance that applies to a future period(s) and so will not be recognized as an inflow of resources (revenue) until that time. Unavailable revenue, a type of deferred inflow of resources, is reported in the governmental funds balance sheet. The governmental funds report unavailable revenues from three sources: taxes receivable, interest on interfund advances and loans receivable. These amounts are deferred and recognized as an inflow of resources in the period that the amounts become available. H. Budgets, Budgetary Accounting, and Encumbrances The City adopts an annual budget which is effective July 1 for the ensuing fiscal year. The budget reflects estimated revenues and expenditures, except for the capital projects funds and the Peacock Gap Assessment District Debt Service Fund. Appropriations and spending authorizations for projects in the capital projects funds and some special revenue funds are approved by the City Council on a multi-year basis. From the effective date of the budget, which is adopted at the department level, the amounts stated therein as proposed expenditures become appropriations to the various City departments. The City Council may amend the budget by resolution during the fiscal year in order to respond to emerging needs, changes in resources, or shifting priorities. Expenditures may not exceed appropriations at the fund level, which is the legal level of control. The City Manager is authorized to transfer budgeted amounts between accounts, departments or funds; the Council must approve any increase in the City’s operating expenditures as well as any appropriations for capital projects. Budgets are adopted on a basis consistent with Generally Accepted Accounting Principles for the General Fund and Special Revenue Funds. Encumbrance accounting, under which purchase orders for expenditures are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of the budgetary process. All unencumbered appropriations lapse at year end. I. Cash Equivalents For purposes of the statement of cash flows, the City considers all highly liquid investments (including all restricted assets) with maturity of three months or less when purchased to be cash equivalents. The City maintains a cash and investment pool that is available for use by all funds. As the proprietary funds' share of this pool is readily available when needed, such share is also considered to be cash equivalent. Deposit assets in the proprietary funds are related to insurance and benefits and are not considered cash equivalents for purposes of the statement of cash flows. 47 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) J. Capital Assets City Contributed capital assets are valued at their estimated fair market value on the date contributed. Donated capital assets, donated works of art and similar items, and capital assets received in a service concession arrangement are recorded at acquisition value. All other capital assets are valued at historical cost or estimated historical cost if actual historical cost is not available. The City has included the value of all infrastructure capital assets into its Basic Financial Statements using the Basic Approach for infrastructure reporting. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase is reflected in the capitalized value of the asset constructed, net of interest earned on the invested proceeds over the same period. Capital assets, excluding infrastructure, are recorded if acquisition or construction costs exceed $25,000. The similar threshold for infrastructure is $25,000. Depreciation is provided using the straight-line method which means the cost of the asset is divided by its expected useful life in years and the result is charged to expense each year until the asset is fully depreciated. The purpose of depreciation is to spread the cost of capital assets equitably among all users over the life of these assets. The amount charged to depreciation expense each year represents that year’s pro rata share of the cost of capital assets. The City has assigned the useful lives listed below to capital assets: Buildings, improvements, and structures 20 – 50 years Machinery and equipment 4 – 20 years Infrastructure 15 – 50 years District Collection systems and facilities purchased or constructed are stated at cost. Assets contributed have been recorded at the fair market value at the date received. Interest is capitalized for assets constructed when applicable. The costs of normal repairs and maintenance that do not add to the value of an asset or materially extend asset lives are not capitalized. Improvements are capitalized and depreciated over the remaining useful lives of the related capital assets, as applicable. Applicable capital assets must be capitalized for amounts $1,000 or above and may be capitalized for amounts from $500 to $1,000 if determined to be sensitive. Depreciation is provided by the straight-line method over the estimated useful lives of capital assets as follows: Subsurface lines 50-80 years Sewer collection facilities 5-50 years General plant & administrative facilities 3-15 years 48 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) K. Compensated Absences Compensated absences are accrued as earned. Upon termination, employees are paid for all unused vacation at their current hourly rates. Unused sick leave may be compensable up to 600 hours, depending upon the provisions of the MOUs, which vary by bargaining unit. The long-term portion of the liability for compensated absences for governmental fund type operations is recorded as compensated absences in the government-wide financial statements. Compensated absences are liquidated by the fund that has recorded the liability. Proprietary fund liabilities are recorded within their respective funds. The long-term portion of governmental activities compensated absences is liquidated primarily by the General Fund. The changes of the compensated absences were as follows: Governmental Business-Type Activities Activities Total Beginning Balance $4,258,120 $142,725 $4,400,845 Additions 4,436,330 113,870 4,550,200 Payments (4,245,518) (114,970) (4,360,488) Ending Balance $4,448,932 $141,625 $4,590,557 Current Portion $556,116 $17,703 $573,819 49 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) L. Property Tax Levy, Collection and Maximum Rates City State of California Constitution Article XIII A provides that the combined maximum property tax rate on any given property may not exceed 1% of its assessed value unless an additional amount for general obligation debt has been approved by voters. Assessed value is calculated at 100% of market value as defined by Article XIII A and may be adjusted by no more than 2% per year unless the property is sold, transferred, or substantially improved. The State Legislature has determined the method of distribution of receipts from a 1% tax levy among the counties, cities, school districts and other districts. Marin County assesses properties, bills for and collects property taxes on the schedule that follows: Secured Unsecured Valuation/lien dates January 1 January 1 Levy dates July 1 July 1 Due dates (delinquent as of) 50% on November 1 (December 10) July 1 (August 31) 50% on February 1 (April 10) The term “unsecured” refers to taxes on personal property other than land and buildings. These taxes are secured by liens on the property being taxed. Property taxes are levied and recorded as revenue when received in the fiscal year of levy because of the adoption of the “alternate method of property tax distribution,” known as the Teeter Plan, by the City and the County of Marin. The Teeter Plan authorized the auditor-controller of the County of Marin to allocate 100% of the secured property taxes billed, but not yet paid. The County of Marin remits tax monies to the City in three installments, as follows: 55% remitted on December 15 40% remitted on April 15 5% remitted on June 15 District The County of Marin levies taxes and places liens on real property as of January 1 on behalf of the District. Unsecured property taxes are levied throughout the year. M. Sewer Charges Sewer charges are billed and collected on behalf of the District by the County of Marin as a special assessment on annual property tax billings. Property taxes are levied on January 1 and are due in two equal installments on November 1 and February 1. In accordance with the Teeter Plan, the County remits to the District all charges which are assessed and the county retains responsibility for collecting past due amounts. 50 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) The Teeter Plan provides that the County advance the District its share of the annual gross levy of secured property taxes and special assessments. In consideration, the District gives the County of Marin its rights to penalties and interest on delinquent secured property tax receivables and actual proceeds collected. N. Connection Fees Connection fees represent a one-time contribution of resources to the District imposed on contractors and developers for the purpose of financing capital improvements. Connection fees are recognized after non-operating revenues (expenses) in the statement of revenues, expenses and changes in net position. The District utilizes connection fees received on a first-in-first-out basis to finance current year capital projects. Accordingly, if there is a balance of connection fees available at year-end, it is classified as restricted net position. O. Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles (GAAP) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent asset and liabilities at the dates of the financial statements and the reported amounts of revenues and expenditures/expenses during the reporting periods. Actual results could differ from those estimates. P. Implementation of Accounting Standards Significant Accounting Standards Adopted in the Current Year GASB Statement No. 75 - In June 2015, GASB issued Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits other than Pensions. The objective of this Statement is to improve accounting and financial reporting by state and local governments for postemployment benefits other than pensions (OPEB). The Statement replaces the requirements of Statements No. 45 Accounting and Financial Reporting for Postemployment Benefits Other than Pensions, as amended, and No. 57, OPEB Measurements by Agent Employers and Agent Multiple- Employer Plans, for OPEB. The Statement is effective for periods beginning after June 15, 2017; however, the City has elected to implement effective July 1, 2016. Q. Prior Period Adjustments The early implementation of GASB Statement No. 75 required the City to make prior period adjustments. As a result, the beginning net positions of the Governmental Activities and Business- Type Activities were reduced by $20,340,365 and $280,365, respectively. The beginning net position of the Parking Services Fund was also reduced by $280,365 and the OPEB/Retiree Medical Fund increased by $9,101,000 as part of this implementation. See Note 11 for additional information. 51 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) R. Fair Value Measurements Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The City categorizes its fair value measurements within the fair value hierarchy established by generally accepted accounting principles. The fair value hierarchy categorizes the inputs to valuation techniques used to measure fair value into three levels based on the extent to which inputs used in measuring fair value are observable in the market. Level 1 inputs are quoted prices (unadjusted) in active markets for identical assets or liabilities. Level 2 inputs are inputs – other than quoted prices included within level 1 – that are observable for an asset or liability, either directly or indirectly. Level 3 inputs are unobservable inputs for an asset or liability. If the fair value of an asset or liability is measured using inputs from more than one level of the fair value hierarchy, the measurement is considered to be based on the lowest priority level input that is significant to the entire measurement. NOTE 2 - CASH AND INVESTMENTS A. Policies The City maintains an investment policy that emphasizes safety, liquidity and reasonable market yield. This policy is reviewed and approved by the City Council annually. The City invests in individual investments and in investment pools. Individual investments are evidenced by specific identifiable securities instruments, or by an electronic entry registering the owner in the records of the institution issuing the security, called the book entry system. In order to increase security, the City employs the trust department of a bank as the custodian of certain City managed investments, regardless of their form. California Law requires banks and savings and loan institutions to pledge government securities with a market value of 110% of the City’s cash on deposit, or first trust deed mortgage notes with a market value of 150% of the deposit, as collateral for these deposits. Under California Law this collateral is held in a separate investment pool by another institution in the City’s name and places the City ahead of general creditors of the institution. The City’s investments are carried at fair value, as required by generally accepted accounting principles. The City adjusts the carrying value of its investments to reflect their fair value at each fiscal year end, and it includes the effects of these adjustments in income for that fiscal year. 52 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 2 - CASH AND INVESTMENTS (Continued) B. Classification Cash and investments as of June 30, 2017, are classified in the financial statements as shown below, based on whether or not their use is restricted under the terms of City debt instruments or agency agreements. Statement of Net Position: City of San Rafael: Cash and investments available for operations $68,083,546 Restricted cash and investments 702,161 Total Primary Government Cash and Investments 68,785,707 San Rafael Sanitation District (Component Unit) Cash and investments available for operations 24,536,913 Total San Rafael Sanitation District Cash and Investments 24,536,913 Statement of Fiduciary Net Position (separate statement): Successor Agency to the Redevelopment Agency: Cash and investments available for operations 87,344 Restricted cash and investments 0 Total Successor Agency Cash and Investments 87,344 Pt. San Pedro Road Assessment District Agency Fund 289,768 Total Fiduciary Cash and Investments 377,112 Total Cash and Investments $93,699,732 The City does not normally allocate investments by fund. Each proprietary fund’s portion of Cash and Investments Available for Operations is in substance a demand deposit available to finance operations, and is considered a cash equivalent in preparing the statement of cash flows. 53 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 2 - CASH AND INVESTMENTS (Continued) C. Investments Authorized by the California Government Code and the City’s Investment Policy The City’s investment policy and the California Government Code allow the City to invest in the following provided the credit ratings of the issuers are acceptable to the City, and approved percentages and maturities are not exceeded. The table below also identifies certain provisions of the California Government Code, or the City’s Investment Policy where it is more restrictive: Minimum Maximum Maximum Maximum Credit Percentage of Investment in Authorized Investment Type Maturity Quality Portfolio One Issuer U.S. Government Obligation 5 years N/A No limit No limit U.S. Agency Securities and Instruments 5 years AAA No limit No limit Repurchase Agreements 1 year A-1 No limit No limit Prime Commercial Paper 270 days A-1 25% 10% of total outstanding commercial paper Bankers’ Acceptances 180 days A-1 40% $2,000,000 Medium-Term Corporate Notes 5 years A 30%5% of portfolio Negotiable Certificates of Deposit 5 years A-1 30%5% of portfolio Non-negotiable Certificates of Deposit 5 years N/A 30%5% of portfolio Local Agency Investment Fund N/A N/A N/A N/A Money Market Mutual Funds N/A AAA 10%N/A Limited Obligation Improvement Bonds related to Special Assessment Districts and Special Tax Districts 30 years N/A N/A N/A The San Rafael Sanitation District maintains all of its cash in the County of Marin pooled investment fund for the purpose of increasing interest earnings through pooled investment activities. The County Pool includes both voluntary and involuntary participation from external entities. The District is a voluntary participant. The State of California statutes require certain special districts and other governmental entities to maintain their cash surplus with the County Treasurer. The District has approved by resolution, the investment policy of the County of Marin which complies with the California Government Code. 54 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 2 - CASH AND INVESTMENTS (Continued) D. Investments Authorized by Debt Agreements The City must maintain required amounts of cash and investments with trustees or fiscal agents under the terms of certain debt issues. These funds are unexpended bond proceeds or are pledged as reserves to be used if there are insufficient resources to meet debt repayment obligations. The California Government Code requires these funds to be invested in accordance with City ordinance bond indentures or State statute. The table below identifies the investment types that are authorized for investments held by fiscal agents. The table also identifies certain provisions of these debt agreements: Maximum Maturity U.S. Treasury Obligations 5 years to no maximum N/A No Limit U.S. Agency Securities 3 - 5 years N/A No Limit U.S. Agency Instruments 5 years AAA No Limit Repurchase Agreements 1 year A-1 No Limit Bankers’ Acceptances 360 days Highest Category Rating No Limit Money Market Funds N/A Highest Category Rating No Limit Prime Commercial Paper 270 days Highest Category Rating No Limit N/A Highest Category Rating No Limit Municipal Obligations N/A Two Highest Category Ratings No Limit Medium-Term Corporate Notes 5 Years A No Limit Non-Negotiable Certificates of Deposit 180 Days N/A No Limit Negotiable Certificates of Deposit 5 Years N/A No Limit Local Agency Investment Fund N/A N/A N/A (A) Guaranteed Investment Contracts must be fully collateralized with U.S. Treasury Obligations or U.S. Agency Obligations. Maximum Percentage of Portfolio Guaranteed Investment Contracts (fully collateralized) (A) Authorized Investment Type Minimum Credit Quality E. GASB 72 Fair Value Hierarchy The City categorizes its fair value measurements within the fair value hierarchy established by Generally Accepted Accounting Principles (GAAP). The hierarchy is based on the valuation inputs used to measure fair value of the assets. Level 1 inputs are quoted prices in an active market for identical assets; Level 2 inputs are significant other observable inputs; and Level 3 inputs are significant unobservable inputs. 55 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 2 - CASH AND INVESTMENTS (Continued) The following is a summary of the fair value hierarchy of the fair value of investments of the City as of June 30, 2017: (a)(b)(c) Level 1 Level 2 Level 3 Total City: Money Market Mutual Funds $70,094 $70,094 U.S. Treasury Notes $4,389,785 4,389,785 U.S. Agency Securities and Instruments 14,565,516 14,565,516 Medium-Term Corporate Notes 4,054,295 4,054,295 Investment in Pt. San Pedro Bonds $1,520,800 (d)1,520,800 Total Investments $4,389,785 $18,689,905 $1,520,800 24,600,490 Local Agency Investment Fund 34,171,960 County Investment Pool 77,038 Cash in banks and on hand 9,936,219 Total City and Investments 68,785,707 Fiduciary: Total Investments 0 0 Cash in banks and on hand 377,112 Total Fiduciary Cash and Investments 377,112 Total City and Fiduciary Cash and Investments 69,162,819 San Rafael Sanitary District: County Investment Pool 24,536,913 Total District's Cash and Investments 24,536,913 Total Cash and Investments $93,699,732 Source: The above GASB 72 classifications into the different Input Levels are provided by the US Bank Institutional Trust & Custody. (a)Level 1 inputs are quoted prices in active market for identical assets. These are quoted prices in active markets for identical assets at the measurement date. An active market for the asset is a market in which transactions for the asset occur with sufficient frequency and volume to provide pricing information on an ongoing basis. (b)Level 2 inputs are significant other observable inputs. These inputs include: a) Quoted prices for similar assets in active markets; b) Quoted prices for identical or similar assets in markets that are not active; and c) Inputs other than quoted prices that are observable for an asset. (c)Level 3 inputs are significant unobservable inputs. These inputs shall be used to measure fair value to the extent that observable inputs are not available, thereby allowing for situations in which there is little, if any, market activity for the asset at the measurement date, unobservable inputs shall reflect the assumptions that market participants would use in pricing the asset including assumptions about risk. (d)This pertains to the City-owned bonds of its investments in Pt. San Pedro that has no trading market and is thus listed under Level 3. This bond is valued using discounted cash flow techniques. 56 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 2 - CASH AND INVESTMENTS (Continued) F. Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Normally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. The City also manages its interest rate risk by holding most investments to maturity, thus reversing unrealized market gains and losses. Information about the sensitivity of the fair values of the City’s investments (including investments held by bond trustee) to market interest rate fluctuations is provided by the following table that shows the distribution of the City’s investments by maturity or earliest call date: 12 Months More than Type of Investment or Less 12 Months Total City: Money Market Mutual Funds $70,094 $70,094 Local Agency Investment Fund 34,171,960 34,171,960 County Investment Pool 77,038 77,038 U.S. Treasury Notes 2,495,880 $1,893,905 4,389,785 U.S. Agency Securities and Instruments 5,998,990 8,566,526 14,565,516 Medium-Term Corporate Notes 1,502,835 2,551,460 4,054,295 Investment in Pt. San Pedro Bonds 1,520,800 1,520,800 Total Investments $44,316,797 $14,532,691 58,849,488 Cash in banks and on hand 9,936,219 Total City and Investments 68,785,707 Fiduciary: Total Investments 0 0 Cash in banks and on hand 377,112 Total Fiduciary Cash and Investments 377,112 Total City and Fiduciary Cash and Investments 69,162,819 San Rafael Sanitary District: County Investment Pool 24,536,913 Total District's Cash and Investments 24,536,913 Total Cash and Investments $93,699,732 57 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 2 - CASH AND INVESTMENTS (Continued) The City is a participant in the Local Agency Investment Fund (LAIF) that is regulated by California Government Code Section 16429 under the oversight of the Treasurer of the State of California. The City reports its investment in LAIF at the fair value amount provided by LAIF, which is the same as the value of the pool share. The balance is available for withdrawal on demand, and is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. Included in LAIF’s investment portfolio are collateralized mortgage obligations, mortgage-backed securities, other asset-backed securities, loans to certain state funds, and floating rate securities issued by federal agencies, government-sponsored enterprises, United States Treasury Notes and Bills, and corporations. At June 30, 2017, these investments matured in an average of 194 days. Money Market Mutual Funds are available for withdrawal on demand. The investment portfolio of the Money Market Mutual Fund had an average maturity of 42 days at June 30, 2017. The County’s investment pool is not registered with the Securities and Exchange Commission as an investment company. The pool has a credit rating of “AAA/V1.” Investments made by the Treasurer are regulated by the California Government Code and by the County’s investment policy. The objectives of the policy are in order of priority, safety, liquidity, yield, and public trust. The County has established a treasury oversight committee to monitor and review the management of public funds maintained in the investment pool in accordance with Article 6 Section 27131 of the California Government Code. The oversight committee and the Board of Supervisors review and approve the investment policy annually. The County Treasurer prepares and submits a comprehensive investment report to the members of the oversight committee and the investment pool participants every month. The report covers the types of investments in the pool, maturity dates, par value, actual costs and fair value. 58 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 2 - CASH AND INVESTMENTS (Continued) G. Credit Risk Credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the actual rating as of June 30, 2017, for each of the Primary Government’s investment types as provided by Standard and Poor’s or Moody’s investment rating systems, except as noted: Type of Investment A A+AA-AA AA+Aaa/AAA A1/P1 Total City (except Fiduciary Funds): Money Market Mutual Funds $70,094 $70,094 County Investment Pool 77,038 77,038 U.S. Treasury Notes $4,389,785 4,389,785 U.S. Agency Securities and Instruments 14,565,516 14,565,516 Medium-Term Corporate Notes $495,895 $2,061,665 $500,340 $498,205 498,190 4,054,295 Total rated investments $495,895 $2,061,665 $500,340 $498,205 $19,453,491 $147,132 $0 23,156,728 Not rated: Local Agency Investment Fund 34,171,960 Investment in Pt. San Pedro Bonds 1,520,800 Cash in banks and on hand 9,936,219 Total City Cash and Investments 68,785,707 Fiduciary: Money Market Mutual Funds $0 - Total rated investments $0 0 Not rated: Local Agency Investment Fund - Cash in banks and on hand 377,112 Total Fiduciary Cash and Investments 377,112 Total City and Fiduciary Cash and Investments 69,162,819 AAA/V1 Component Unit San Rafael Sanitary District: Investment in County Pool (Rated AAA/V1)24,536,913 24,536,913 Total District's Cash and Investments $24,536,913 24,536,913 Total Cash and Investments $93,699,732 H. Concentration Risk Included in the table at Note G above are the following significant investments in any one issuer other than U. S. Treasury securities, mutual funds, and external investment pools. Reporting Unit Issuer Investment Type Amount Entity-wide Federal Home Loan Bank Federal Agencies Obligation $5,748,348 Federal Farm Credit Bank Federal Agencies Obligation 3,726,430 59 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 3 – INTER-FUND TRANSACTIONS A. Transfers Resources may be transferred from one City fund to another. Transfers routinely fund capital projects or capital outlays, lease or debt service payments, and operating expenses. Transfers between funds during the fiscal year ended June 30, 2017, were as follows: From Fund To Fund Amount General Fund Non-Major Governmental Funds $1,796,089 (A) General Fund Essential Facilities Capital Projects Fund 5,417,454 (B) Gas Tax Fund General Fund 400,000 (C) Traffic and Housing Mitigation Fund 228,400 (D) Parking Services Enterprise Fund General Fund 436,000 (C) Non-Major Governmental Funds 100,000 (A) Internal Service Fund General Fund 376,520 (C) Non-Major Governmental Funds General Fund 169,783 (E) Non-Major Governmental Funds 37,761 (F) Building Maintenance Internal Service Fund 80,275 (F) Gas Tax Fund 325,000 (G) $9,367,282 (D) Transfer to Traffic Mitigation for Freitas-Las Gallinas Intersection Improvement. (E) Transfer residual funds in programs now reported in General Fund. (G) Transfer from State Land Fund to Gas Tax Fund for right of way purchase. (A) Transfer to the non-Major Governmental Funds were for administrative costs, grant matching, recreation and other program support. (B) Transfer to the Essential Facilities Capital Projects Fund were for the Fire Station 52 and 57, and Public Safety Center projects. (C) Transfers to the General Fund were for street maintenance support, administrative costs and pension obligation bond debt service principal and interest payment. (F) Transfer Measure A Open Space to Victor Jones Park Improvements and Albert Park Improvements. B. Internal Balances GASB 34 requires internal balances to be presented in the Government-wide financial statements only. They represent the net interfund receivables and payables remaining after the elimination of all such balances within governmental and business-type activities. 60 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 4 – LOANS RECEIVABLE A. Summary of Loans Receivable The City has identified the portion of fund balance represented by these loans as nonspendable or restricted as discussed in Note 8. At June 30, 2017, these loans totaled: Employee Loans $6,350 Centertown Associates 230,066 One "H" Street Associates 48,573 Fire Chief Loan 224,623 Marin Housing Authority 145,000 Total $654,612 B. Employee Loans The City administers a computer loan program that supports the use of technology by employees. Employees are permitted to borrow up to $1,500 for the purchase of computer hardware and software. The loans are interest-free, have maximum terms of one year, and are repaid through automatic payroll deductions. As of June 30, 2017, the balance of the employee loans receivable was $6,350. C. Centertown Associates Loan On August 20, 1990, the former Redevelopment Agency loaned Centertown Associates, Ltd, $303,000 at 3% interest due semiannually. The loan was made for the construction of a 60-unit affordable Centertown apartment complex and is fully secured by a deed of trust. The final payment is due on July 31, 2065. With the dissolution of the Redevelopment Agency effective February 1, 2012, the assets of the Agency’s Low and Moderate Income Housing fund, including the Centertown Associates loan, were assumed by the City’s Low and Moderate Income Housing Special Revenue Fund. As of June 30, 2017, the balance of the loan including principal and accrued interest was $230,066. D. One “H” Street Associates Loan On January 18, 1994, the City loaned One “H” Street Associates $100,000 at zero percent interest with annual payments of $2,857 and with a final payment due January 18, 2034. As of June 30, 2017, the balance of this loan was $48,573. 61 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 4 – LOANS RECEIVABLE (Continued) E. Fire Chief Loan On September 17, 2007, the City Council approved a Home Loan Agreement to provide the Fire Chief with housing assistance. Under the Agreement, which was executed on October 3, 2007, the City loaned the Fire Chief $600,000 to assist in the purchase of his primary residence. The loan is secured by a recorded deed of trust. The initial interest rate to be charged was 5.25% through August 31, 2008. On September 1, 2008, and on each September 1 following, until the loan is paid off, the interest rate of the loan will be adjusted based upon the then reported quarter-to-date Local Agency Investment Fund rate on the City’s investment portfolio. As of June 30, 2017, the balance of the loan was $224,623. F. Marin Housing Authority Loans On April 19, 2016, the City made a loan to the Marin Housing Authority for a low and moderate income unit, in the amount of $145,000. As with other loans made under this program, this loan is due upon the sale of the unit. As of June 30, 2017, the balance of this loan was $145,000. G. Other Receivables The City provides staffing to San Rafael Sanitation District (District) under a contractual arrangement originated in 1987 that requires the District to pay all related employee costs incurred by the City on its behalf. Accordingly, the cost of providing pension and post-employment health benefits incurred by the City for the District staff but not yet funded are reflected by the District as an obligation, and by the City as a noncurrent receivable. The obligation as of June 30, 2017 is $4,527,836, and is composed of the following: Long-term receivable from San Rafael Sanitation District: Defined benefit pension liability allocation (GASB 68) $3,623,716 Other post-employment benefit liability allocation (GASB 75) 904,120 Total long-term receivable from San Rafael Sanitation District $4,527,836 62 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 5 - CAPITAL ASSETS Changes in capital assets during the fiscal year consisted of: Balance Balance June 30, 2016 Additions Retirements Transfers June 30, 2017 Governmental Activities Capital assets not being depreciated: Land $83,261,168 $401,191 $83,662,359 Construction in progress 11,519,721 11,574,687 ($207,189) ($11,040,344) 11,846,875 Total capital assets not being depreciated 94,780,889 11,975,878 (207,189) (11,040,344) 95,509,234 Capital assets being depreciated: Land improvements 9,020,097 9,020,097 Buildings and structures 41,667,102 1,228,402 42,895,504 Machinery and equipment 18,476,428 961,998 (597,431)18,840,995 Infrastructure 187,212,938 9,811,942 197,024,880 Total capital assets being depreciated 256,376,565 961,998 (597,431) 11,040,344 267,781,476 Less accumulated depreciation for: Land improvements (5,800,084) (270,055)(6,070,139) Buildings and structures (17,086,815) (1,203,468)(18,290,283) Machinery and equipment (12,126,787) (1,142,308) 577,488 (12,691,607) Infrastructure (122,058,098) (4,674,418)(126,732,516) Total accumulated depreciation (157,071,784) (7,290,249) 577,488 11,040,344 (163,784,545) Total net capital assets being depreciated 99,304,781 (6,328,251) (19,943) 11,040,344 103,996,931 Total governmental activity capital assets $194,085,670 $5,647,627 ($227,132)$199,506,165 Balance Balance June 30, 2016 Additions Retirements Transfers June 30, 2017 Business-type Activities Capital assets not being depreciated: Land $8,620,853 $8,620,853 Total capital assets not being depreciated 8,620,853 8,620,853 Capital assets being depreciated: Buildings and structures 10,713,814 10,713,814 Machinery and equipment 1,266,865 ($54,795)1,212,070 Total capital assets being depreciated 11,980,679 (54,795)11,925,884 Less accumulated depreciation for: Buildings and structures (2,894,596) ($205,363)(3,099,959) Machinery and equipment (1,007,821) (50,145) 54,795 (1,003,171) Total accumulated depreciation (3,902,417) (255,508) 54,795 (4,103,130) Total net capital assets being depreciated 8,078,262 (255,508)7,822,754 Total business-type activity capital assets $16,699,115 ($255,508)$16,443,607 63 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 5 - CAPITAL ASSETS (Continued) Balance Transfers & Balance June 30, 2016 Additions Retirements Adjustments June 30, 2017 San Rafael Sanitation District Capital assets not being depreciated: Land and easements $115,329 $115,329 Construction in progress 3,204,067 $6,393,082 ($9,325,117)272,032 Total capital assets not being depreciated 3,319,396 6,393,082 (9,325,117)387,361 Capital assets being depreciated: Subsurface lines 28,364,238 70,932 6,745,103 35,180,273 Sewage collection facilities 39,499,143 49,533 2,580,013 42,128,689 General plant and administration 1,649,897 3,213 1,653,110 Total capital assets being depreciated 69,513,278 123,678 9,325,116 78,962,072 Less accumulated depreciation for: Subsurface lines (10,812,495) (485,276)(11,297,771) Sewage collection facilities (17,631,349) (931,117)(18,562,466) General plant and administration (963,773) (133,105)(1,096,878) Total accumulated depreciation (29,407,617) (1,549,498)(30,957,115) Total net capital assets being depreciated 40,105,661 (1,425,820)9,325,116 48,004,957 Total District's capital assets $43,425,057 $4,967,262 ($1) $48,392,318 Capital Asset Contributions - Some capital assets may have been acquired using Federal and State grant funds, or were contributed by developers or other governments. These contributions are accounted for as revenues at the time the capital assets are contributed. Depreciation Allocation - Depreciation expense is charged to functions and programs based on their usage of the related assets. The amounts allocated to each function or program are as follows: Governmental Activities General government $141,713 Public safety 857,493 Public works and parks 5,480,853 Community development/redevelopment 53,342 Culture and recreation 756,848 Total Governmental Activities $7,290,249 Business-type Activities Parking services $255,508 Total Business-type Activities $255,508 64 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 6 – LONG TERM DEBT The City generally incurs long-term debt to finance projects or purchase assets which will have useful lives equal to or greater than the related debt. A summary of governmental and business-type activities transactions for the fiscal year ended June 30, 2017, are as follows: Authorized Balance Balance Current and Issued June 30, 2016 Additions Retirements June 30, 2017 Portion Governmental Activities: 2010 Taxable Pension Obligation Bonds 6.00%-6.25%, due 7/1/2025 $4,490,000 $4,490,000 $100,000 $4,390,000 $205,000 Total Pension Obligation Bonds 4,490,000 100,000 4,390,000 205,000 PG & E City Hall HVAC Retrofit Note Payable 0.00%, due 11/30/2023 334,585 245,838 33,280 212,558 $33,280 PG & E Street Light Retrofit Note Payable 0.00%, due 8/31/2019 233,896 132,657 41,892 90,765 41,892 Total Governmental Long-term Debt $4,868,495 $175,172 $4,693,323 $280,172 Business-type Activities PG & E Parking Lot Lighting Retrofit Note Payable 0.00%, due 11/30/2023 $66,380 $48,204 $6,816 $41,388 $6,816 2012 Authority Lease Revenue Refunding Bonds 2.00-4.00%, due 4/1/2033 6,750,000 5,705,000 260,001 5,444,999 270,000 Less: unamortized bond discount (12,147)(725)(11,422) Total Enterprise Fund Debt $5,741,057 $266,092 $5,474,965 $276,816 A. 2010 Taxable Pension Obligation Bonds On July 1, 2010, the City issued 2010 Taxable Pension Obligation Bonds in the amount of $4,490,000 bearing interest at rates from 6.00% to 6.25%. Principal payments are due annually on July 1 and interest is payable semiannually on January 1 and July 1. The Bonds were issued to prefund a portion of the obligations of the City to the Marin County Employees’ Retirement Association. Payment of the principal and interest on the Bonds is not limited to any special source of funds and is payable from any legally available moneys of the City. The City is not empowered or obligated to levy or pledge taxes to make payments on the Bonds. B. Pacific Gas and Electric Note Payable On September 30, 2013, the City executed a note payable agreement with Pacific Gas and Electric (PG&E) in the amount of $634,861, bearing no interest. The debt was assumed as a means to finance energy-efficient retrofit projects which include updating existing heating, ventilation and air conditioning (HVAC) unit in City Hall and converting the street and parking lot light to light emitting diode (LED). $334,585 of the loan is for the HVAC projects and $300,276 of the loan is for the LED projects. Repayment of the loan commenced in December 2013, and is due monthly until paid in full in 2023. 65 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 6 - LONG-TERM DEBT (Continued) C. 2012 Authority Lease Revenue Refunding Bonds On August 7, 2012, the Authority issued 2012 Authority Lease Revenue Refunding Bonds in the amount of $6,750,000 bearing interest at rates from 2.00% to 4.00%. The proceeds of the Series 2012 Bonds were used to repay the Authority’s 2003 Authority Lease Revenue Bonds that financed the construction of the 3rd and C Street parking structure and achieved lower interest rates and lower annual debt service payments. The refunding resulted in a net present value savings to the City in debt service of $670,496. In addition, the requisition price exceeded the net carrying amount of the old debt by $295,278. The Series 2012 Bonds are payable from lease payments made by the City to the Authority for leasing the City facilities. The rights to these lease payments have been irrevocably transferred by the Authority to the Trustee. Activities related to the Series 2012 Bonds are reported in the Parking Services Enterprise Fund. Principal payments are due annually on April 1 and interest is payable semiannually on October 1 and April 1. The Bonds maturing on or prior to April 1, 2022 are not subject to optional redemption prior to their maturity. The Bonds maturing on or after April 1, 2023 are subject to optional redemption as a whole or in part on any date after April 1, 2022 at the option of the Authority, at a redemption price equal to the principal amount of the Bonds subject to redemption, plus accrued interest to the date fixed for redemption, without premium. D. Future Debt Service Future debt service requirements, including interest, at June 30, 2017, are as follows: For the Year Governmental Activities Business-type Activities Ended June 30 Principal Interest Principal Interest 2018 $280,172 $264,362 $276,816 $186,188 2019 495,172 245,612 281,816 178,088 2020 485,261 219,662 291,816 169,838 2021 508,280 192,062 296,816 161,288 2022 538,280 162,031 306,816 152,588 2023 - 2027 2,386,158 303,443 1,652,307 617,982 2028 - 2032 1,945,000 314,412 2033 435,000 17,400 Totals $4,693,323 $1,387,172 5,486,387 $1,797,784 Reconciliation of Long-term debt: Less: unamortized discount (11,422) $5,474,965 66 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 7 – DEBT WITHOUT CITY COMMITMENT The City has sponsored the issuance of the following debt, for which the City is not liable for repayment but acts as an agent for the property owners and bondholders: Project Original Outstanding Description Amount June 30, 2017 San Rafael Redevelopment Agency 162-175 Belvedere Multifamily Housing Revenue Bonds-2000A Apartments $3,590,529 $1,084,330 California Statewide Communities Development Authority Revenue Bonds-2002 St. Marks School 5,605,000 3,695,000 San Rafael Redevelopment Agency Variable Rate Demand Multifamily 55 Fairfax Housing Revenue Bonds-2001A Apartments 3,000,000 2,200,000 San Rafael Redevelopment Agency San Rafael Commons Multifamily Housing Revenue Bonds-2001 Apartments 6,100,000 4,880,000 San Rafael Redevelopment Agency Martinelli House Multifamily Housing Revenue Bonds-2007 Series A Project 6,000,000 1,944,047 Multifamily Housing Revenue Bonds-2007 Series B Martinelli House 1,000,000 205,575 Pt. San Pedro Road Median Landscaping Pt. San Pedro Road 1,750,000 1,520,800 Assessment District Limited Obligation Bonds-2012 Median Landscaping NOTE 8 – NET POSITION AND FUND BALANCE A. Net Position Net Position is the excess of all the City’s assets and deferred outflow over all its liabilities, and deferred inflows regardless of fund. Net Position is divided into three captions. These captions apply only to Net Position, which is determined only at the Government-wide level and business type activity and are described below: Net Investment in Capital Assets describes the portion of Net Position which is represented by the current net book value of the City’s capital assets, less the outstanding balance of any debt issued to finance these assets. Restricted describes the portion of Net Position which is restricted to use by the terms and conditions of agreements with outside parties, governmental regulations, laws, or other restrictions which the City cannot unilaterally alter. Unrestricted describes the portion of Net Position which is not restricted to use. 67 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 8 – NET POSITION AND FUND BALANCE (Continued) B. Fund Balance In the fund financial statements, fund balances represent the net current assets of each fund. Net current assets generally represent a fund’s cash and receivables, less its liabilities. The City’s fund balances are classified in accordance with Governmental Accounting Standards Board Statement Number 54 (GASB 54), Fund Balance Reporting and Governmental Fund Type Definitions, which requires the City to classify its fund balances based on spending constraints imposed on the use of resources. For programs with multiple funding sources, the City prioritizes and expends funds in the following order: Restricted, Committed, Assigned, and Unassigned. Each category in the following hierarchy is ranked according to the degree of spending constraint: Nonspendable represents balances set aside that do not represent available, spendable resources even though they are a component of assets. Fund balances required to be maintained intact, such as Permanent Funds, and assets not expected to be converted to cash, such as prepaids, notes receivable, and land held for redevelopment are included. However, if proceeds realized from the sale or collection of nonspendable assets are restricted, committed or assigned, then Nonspendable amounts are required to be presented as a component of the applicable category. Restricted fund balances have external restrictions imposed by creditors, grantors, contributors, laws, regulations, or enabling legislation which requires the resources to be used only for a specific purpose. Nonspendable amounts subject to restrictions are included along with spendable resources. Committed fund balances have constraints imposed by resolution of the City Council which may be altered only by resolution of the City Council. Nonspendable amounts subject to council commitments are included along with spendable resources. Assigned fund balances are amounts constrained by the City’s intent that they be used for a specific purpose, but are neither restricted nor committed. Intent is expressed by the City Manager as designated by the City Council and may be changed at the discretion of the City Council or City Manager. This authorization is given through Resolution No. 13173 which adopts the City’s Fund Balance Policy. This category includes nonspendables, when it is the City’s intent to use proceeds or collections for a specific purpose; and residual fund balances, if any, of Special Revenue, Capital Projects and Debt Service Funds which have not been restricted or committed. Unassigned fund balance represents residual amounts that have not been restricted, committed, or assigned. This includes the residual General Fund balance and residual fund deficits, if any, of other governmental funds 68 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 8 – NET POSITION AND FUND BALANCE (Continued) Detailed classifications of the City’s fund balances, as of June 30, 2017, are below: Special Revenue Funds General Fund Traffic and Housing Mitigation Gas Tax Essential Facilities Capital Projects Fund Other Governmental Funds Total Fund balances: Nonspendable: Loans receivable $230,973 $230,973 Prepaids 277,473 277,473 Total Nonspendable 508,446 508,446 Restricted for: Assessment District capital projects $300,780 300,780 Baypoint Lagoons Assessment District 238,326 238,326 Bedroom tax capital projects 76,845 76,845 Childcare 1,370,144 1,370,144 Development services 683,286 683,286 Emergency medical services 1,744,530 1,744,530 1997 financing authority revenue bonds debt service 147,797 147,797 Gas tax $6,723,696 6,723,696 Grants 753,121 753,121 Household hazmat facility 313,365 313,365 Library 632,065 632,065 Library assessment 667,572 667,572 Loch Lomond Assessment District 660,266 660,266 Low and Moderate Income Housing 910,350 910,350 Mariposa Assessment District debt service 16,573 16,573 Measure A Open Space 369,235 369,235 Parkland dedication 449,188 449,188 Peacock Gap Assessment District debt service 2,875 2,875 Public safety 158,500 158,500 Pt. San Pedro - Maintenance Portion 151,283 151,283 Recreation revolving 118,091 118,091 Storm water 189,087 189,087 Traffic and housing mitigation $9,135,430 9,135,430 Total Restricted 9,135,430 6,723,696 9,953,279 25,812,405 (Continued) 69 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 8 – NET POSITION AND FUND BALANCE (Continued) Special Revenue Funds General Fund Traffic and Housing Mitigation Gas Tax Essential Facilities Capital Projects Fund Other Governmental Funds Total Committed to: Capital improvement capital projects $3,463,772 $3,463,772 Park capital projects 27,936 27,936 Total Committed 3,491,708 3,491,708 Assigned to: Contractual commitments $50,581 50,581 MOU - One time payment 500,000 500,000 Emergency and cash flow 7,200,000 7,200,000 Infrastructure reserve 600,000 600,000 General plan / long range planning 1,786,478 1,786,478 Measure E - Public Safety Facility 4,763,886 4,763,886 Open space capital projects 115,103 115,103 Total Assigned 14,900,945 115,103 15,016,048 Unassigned to: General Fund 1,295,041 1,295,041 1,295,041 1,295,041 Total Fund Balances $16,704,432 $9,135,430 $6,723,696 $13,560,090 $46,123,648 NOTE 9 – PENSION PLANS A. Plan Description The City’s defined benefit retirement plan is administered by the Marin County Employees’ Retirement Association (MCERA), a retirement system established in July 1950 and governed by the California Constitution; the County Employees Retirement Law of 1937 (CERL or 1937 Act, California government Code Section 31450 et seq.); the Public Employees’ Pension Reform Act of 2013 (PEPRA, Government Code Section 7522); the provisions of California Government Code Section 7500 et seq; and the bylaws, procedures, and policies adopted by MCERA’s Board of Retirement. The Marin County Board of Supervisors may also adopt resolutions, as permitted by the CERL and PEPRA, which may affect the benefits of MCERA members. MCERA operates as a cost-sharing multiple employer defined benefit plan for the City and eight other participating employers: County of Marin, Local Agency Formation Commission (LAFCO), Marin City Community Services District, Marin County Superior Court, Marin/Sonoma Mosquito and Vector Control District, Novato Fire Protection District, Southern Marin Fire Protection District, and Tamalpais Community Services District. Separate actuarial valuations are performed for these other agencies and districts, and the responsibility for funding their plans rest with those entities. Post-retirement benefits are administered by MCERA to qualified retirees. Copies of MCERA’s annual financial reports, which include required supplementary information (RSI) for each plan may be obtained from their office at One McInnis Parkway, Suite 100, San Rafael, CA 94903 or online at www.mcera.org. 70 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 9 – PENSION PLANS (Continued) B. Benefit Provisions Service Retirement: MCERA’s service retirement benefits are based on the years of credited service, final average compensation, and age at retirement, according to the applicable statutory formula. Members who qualify for service retirement are entitled to receive monthly retirement benefits for life. General members hired prior to January 1, 2013 are eligible to retire once they attain the age of 50 (except Misc Tier 2, whereby the minimum age is 55) and have acquired 10 or more years of retirement service credit. A member with 30 years of service is eligible to retire regardless of age. A member who is age 70 or older is eligible to retire regardless of service credit. General members who are first hired on or after January 1, 2013 are eligible to retire once they have attained the age of 52, and have acquired 5 years of retirement service credit, or age 70, regardless of service. Safety members hired prior to January 1, 2013 are eligible to retire once they attain the age of 50 and have acquired 10 or more years of retirement service credit. A member with 20 years of service is eligible to retire regardless of age. A member who is age 70 or older is eligible to retire regardless of service. Safety members who are first hired on or after January 1, 2013 are eligible to retire once they have attained the age of 50, and have acquired 5 years of retirement service credit, or age 70, regardless of service. Disability Retirement: A member with five years of service, regardless of age, who becomes permanently incapacitated for the performance of duty is eligible to apply for a non-service connected disability retirement. Any member who becomes permanently incapacitated for the performance of duty as a result of injury or disease arising out of and in the course of employment is eligible to apply for a service-connected disability retirement, regardless of service length or age. Death Benefits: MCERA provides specified death benefits to beneficiaries and members’ survivors. The death benefits provided depend on whether the member is active or retired. The basic active member death benefit consists of a members’ retirement contributions plus interest plus one month’s pay for each full year of service (up to a maximum of six month’s pay). Retiring members may choose from five retirement benefit payment options. Most retirees elect to receive the unmodified allowance which provides the maximum benefit to the retiree and continuance of 60% of the retiree’s allowance to the surviving spouse or registered domestic partner after the retiree’s death. Other death benefits may be available based on the years of service, marital status, and whether the member has minor children. Cost of Living Adjustment: Retirement allowances are indexed for inflation. Most retirees receive automatic basic cost of living adjustments (COLA’s) based upon the Urban Consumer Price Index (UCPI) for the San Francisco Bay Area. These adjustments go into effect on April 1 of each year. Annual COLA increases are statutorily capped at 2%, 3%, or 4% depending upon the member’s retirement tier. When the UCPI exceeds the maximum statutory COLA for the member’s tier, the difference is accumulated for use in future years when the UCPI is less than the maximum statutory COLA. The accumulated percentage carryover is known as the COLA Bank. 71 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 9 – PENSION PLANS (Continued) C. Funding Policy The funding policy of MCERA provides for actuarially determined periodic contributions by the City at rates such that sufficient assets will be available to pay plan benefits when due. The employer rates for normal cost are determined using the Entry Age Normal Actuarial Cost Method, which takes into account those benefits that are expected to be earned in the future as well as those already accrued. The City contribution rates for the year ended June 30, 2017 were as follows: Employer Employee Contribution Rate Contribution Rate Benefit Basis City of San Rafael Misc Tier 1 50.40%0.00% - 16.82% 2.7% @ 55 Highest year City of San Rafael Misc Tier 2 46.81%7.89% - 12.57% 2.0% @ 55 Average three highest years City of San Rafael Fire Tier 1 75.67%0.00% - 19.79% 3.0% @ 55 Highest year City of San Rafael Fire Tier 2 72.59%11.34% - 17.69% 3.0% @ 55 Average three highest years City of San Rafael Safety Police Tier 1 74.79%00.00% - 19.79% 3.0% @ 55 Highest year City of San Rafael Safety Police Tier 2 75.53%11.34% - 17.69% 3.0% @ 55 Average three highest years PEPRA Misc 42.11%9.18% - 10.18% 2.0% @ 62 Average three highest years PEPRA Safety 64.88%14.53%2.7% @ 57 Average three highest years These rates were determined by MCERA, based on the actuarial valuation dated June 30, 2015. The actual rate of return on investments during that year was 4.99% on a market value basis net of investment expenses, as compared to the 7.25% assumption. The City uses the actuarially determined percentages of payroll to calculate and pay contributions to MCERA. Contributions to the plan from the City were $20,003,002 for the year ended June 30, 2017, based on a total payroll of $41,553,242, of which $32,885,135 represented the basis for the plan contributions. Of the total payroll subject to plan contributions, $1,305,530 is attributable to the San Rafael Sanitation District (SRSD), a component unit of the City. Effective with the June 30, 2013 valuation, the Unfunded Actuarial Liability (UAL) as of June 30, 2013 is being amortized over a closed 17-year period (15 years remaining as of June 30, 2015), except for the additional UAL attributable to the outstanding unfunded actuarial loss from 2009, which is being amortized over a separate closed period (currently 23 years). Effective with the June 30, 2014 valuation, any new sources of UAL due to actuarial gains and losses or method changes are amortized over a closed 24-year period (23 years remaining as of June 30, 2015, with a 5-year ramp up period at the beginning of the period, a 4-year ramp down at the end of the period, and 15 years of level payments as a percentage of payroll between the ramping periods. This new amortization method for gains and losses is similar to a 20-year amortization period with level payments as a percentage of payroll, in conjunction with a traditional 5-year asset smoothing. Assumption changes are amortized over a closed 22-year period, with a 3-year ramp up period, 2- year ramp down period, and 17 years of level payments as a percentage of payroll. 72 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 9 – PENSION PLANS (Continued) D. Pension Liability and Pension Expense The City’s net pension liability (NPL) has been determined for the financial reporting period ended June 30, 2017 based on the following methodology: The City’s NPL as of June 30, 2015 was updated to the measurement date of June 30, 2016, using the actual City’s plan assets as of June 30, 2016 and estimating the change in the City’s liabilities between July 1, 2015 and June 30, 2016. This estimate is based on a projection of the City’s long term contributions to the pension plan relative to the projected contributions of all participating employers. The resulting NPL for the City under this calculation is $167,054,850, or 34.9538% of the total MCERA NPL of $477,930,440 (reference MCERA’s GASB 67/68 report as of June 30, 2016). This compares to the previous year’s NPL of $142,323,127, or 36.7394% of the total MCERA NPL of $387,385,550 (reference MCERA’s GASB 67/68 report as of June 30, 2015). In addition to the reporting of the NPL as of June 30, 2017, the City reported deferred inflows of $22,096,113 and deferred outflows of $55,004,455 as of the measurement date June 30, 2016. The City reported post-measurement date outflows of $20,003,001 from actual fiscal year 2016- 2017 pension contributions. Deferred inflows include deferred investment gains and adjustments to assumptions based on actual positive results. Deferred inflows have a positive impact on net assets (offsetting the NPL) and will be recognized in future reporting periods. Deferred outflows include deferred investment losses, adjustments to assumptions based on actual negative results, and contributions made after the measurement date. Deferred outflows have a negative impact on net assets (similar to the NPL) and will be recognized in future reporting periods. The net impact of these pension liability related entries on the City’s Statement of Net Position before allocations to the San Rafael Sanitation District is $114,143,507. After allocations to the San Rafael Sanitation District, the net impact on the City’s Statement of Net Position is $110,519,791. Under GASB 68, the City’s pension expense is based on the Plan’s pension expense, adjusted for the City’s actual contributions and net pension liability. MCERA reported the Plan’s pension expense to be $85,290,611, of which $30,799,273, or 34.9538%, is the City’s annual pension expense for the reporting year. Three components are used to calculate pension expense: (1) changes in the net pension liability; (2) changes in benefit terms (if any): and (3) changes in actuarial assumptions and experience. Pension expense is calculated using a different methodology than that used to derive the actuarially determined annual contribution to the Plan. Actual pension contributions during the reporting year were $20,003,001. Because pension expense is affected by annual changes in the net pension liability, volatility is to be expected. For the current measurement period, investment returns below the assumed rate were responsible for the increase in net pension liability and had a corresponding impact on pension expense. 73 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 9 – PENSION PLANS (Continued) The table below provides a summary of the key results during the reporting period: Measurement Date Measurement Date Description 6/30/2016 6/30/2015 Net Pension Liability $167,054,850 $142,323,127 Deferred Inflows 22,096,113 33,817,086 Deferred Outflows (55,004,455) (39,886,216) Impact on Net Position before Deferred Outflows from Contributions 134,146,508 136,253,997 Additional Deferred Outflows - Contributions Subsequent to Measurement Date (20,003,001) (19,339,577) Impact on Statement of Net Position before Allocations 114,143,507 116,914,420 Allocation of NPL to SRSD 5,320,236 4,695,240 Allocation of Deferred Inflows (measurement date) to SRSD 703,700 1,115,626 Allocation of Deferred Outflows (measurement date) to SRSD (1,751,740) (1,315,846) Impact on Net Position before Allocation of Deferred Outflows from Contributions to SRSD 4,272,196 4,495,020 Allocation of Additional Deferred Outflows (Contributions) to SRSD (648,480) (638,013) Long-Term Receivable from SRSD, due to pension obligations (see Note 4H)3,623,716 3,857,007 Impact on Statement of Net Position, net of receivable from SRSD 110,519,791 113,057,413 Pension Expense ($ Amount)30,799,273 19,107,673 Summary of Results Projection of Total Pension Liability and Net Pension Liability Total Pension Liability (TPL) is the actuarial present value of projected benefit payments attributed to past periods of employee service. For the purposes of Governmental Accounting Standards Board Statement No. 68 (GASB 68), MCERA and the City have adopted a measurement date of June 30, 2016. The beginning of year measurement of TPL is based on the actuarial valuation as of June 30, 2015. The TPL at the end of the measurement year, June 30, 2016, is also measured as of the valuation date of June 30, 2015, and projected to June 30, 2016. The Plan Fiduciary Net Position (FNP) is the fair or market value of assets. The FNP at the beginning of the year is based on the actuarial valuation as of June 30, 2015. The FNP at the end of the measurement year, June 30, 2016, is also measured as of the valuation date of June 30, 2015, and projected to June 30, 2016. The Net Pension Liability (NPL) is the City liability for benefits provided through its defined benefit plan administered by MCERA. It is calculated by reducing the TPL by the FNP. 74 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 9 – PENSION PLANS (Continued) Actuarial assumptions: The total pension liability as of June 30, 2016 was determined by an actuarial valuation as of June 30, 2015, using the following actuarial assumptions applied to all prior periods included in the measurement. The key assumptions in the valuation were: Actuarial assumptions: Expected Return on Assets 7.25 percent per year, net of investment expenses Discount Rate 7.25 percent per year Price Inflation 2.75% per year Salary Increases 3% per year plus merit component based on employee classification and years of service. Administrative Expenses Administrative expenses in the actuarial valuation are assumed to be $4.635 million for FY 2015-16, to be split between employees and employers based on their share of the overall contributions. Administrative expenses shown in this report are based on the actual FY 2015-16 amounts. Post-Retirement COLA Post-retirement COLAs are assumed at a rate of 2.7% for members with a 4% COLA cap, 2.6% for members with a 3% COLA cap, and 1.9% for members with a 2% COLA cap. Mortality Rates for Rates of mortality for active members are specified by CalPERS 2014 Healthy Members Pre-Retirement Non-Industrial Death Rates (plus Duty-Related Death and Inactives rates for Safety members), with the 20-year static projection used by CalPERS replaced by generational improvements from a base year of 2009 using Scale MP-2014. These assumptions constitute a slight change from those used in prior actuarial valuations: The investment rate of return assumption of 7.25% coupled with an inflation assumption of 3.00%. 75 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 9 – PENSION PLANS (Continued) Asset Allocation Policy and Expected Long-term Rate of Return by Asset Class The Board of Retirement has adopted an Investment Policy Statement (IPS), which provides the framework for the management of MCERA’s investments. The IPS establishes MCERA’s investment objectives and defines the principal duties of the Retirement Board, the custodian bank, and the investment managers. The asset allocation plan is an integral part of the IPS and is designed to provide an optimum and diversified mix of asset classes with return expectations to satisfy expected liabilities while minimizing risk exposure. MCERA currently employs external investment managers to manage its assets subject to the provisions of the policy. Plan assets are managed on a total return basis with a long term objective of achieving and maintaining a fully funded status for the benefits provided through the Plan. The following was the Retirement Board’s adopted asset allocation policy as of June 30, 2016: Long-Term Expected Rate Target Long-Term Expected of Return Asset Class Allocation Real Rate of Return (with the effect of inflation) Domestic Equity 32% 5.10% 7.35% International Equity 22% 5.30% 7.55% Fixed Income 23% 0.75% 3.00% Real Estate 8% 3.75% 6.00% Real Assets 7% 3.55% 5.80% Private Equity 8% 5.90% 8.15% Total 100% The Long-Term returns are calculated using a 10-year geometric return derived from arithmetic returns and the associated risk (standard deviation). Determination of Discount Rate The discount rate used to measure the Total Pension Liability was 7.25%. Related to the discount rate is the funding assumption that employees will continue to contribute to the plan at the required rates and employers will continue the historical and legally required practice of contributing to the plan based on an actuarially determined contribution, reflecting a payment equal to annual normal cost, a portion of the expected administrative expenses, an amortization payment for the extraordinary losses from 2009 amortized over a closed period (23 years remaining as of the June 30, 2015 actuarial valuation) and an amount necessary to amortize the remaining Unfunded Actuarial Liability as a level percentage of payroll over a closed period (15 years remaining as of the June 30, 2015 actuarial valuation). A change in the discount rate would affect the measurement of the TPL. A lower discount rate results in a higher TPL and higher discount rates results in a lower TPL. Because the discount rate does not affect the measurement of assets, the percentage change in the NPL can be very significant for a relatively small change in the discount rate. A one percent decrease in the discount rate increases the TPL by approximately 13% and increases the NPL by approximately 71%. A one percent increase in the discount rate decreases the TPL by approximately 11% and decreases the NPL by approximately 59%. 76 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 9 – PENSION PLANS (Continued) The table below shows the sensitivity of the NPL to a one percent decrease and a one percent increase in the discount rate: 1%Discount 1% Decrease Rate Increase Description 6.25%7.25%8.25% Total Pension Liability $1,019,941,989 $900,629,287 $802,536,748 Fiduciary Net Position 733,574,437 733,574,437 733,574,437 Net Pension Liability $286,367,552 $167,054,850 $68,962,311 Fiduciary Net Position as a Percentage of the Total Pension Liability 71.9%81.5%91.4% Sensitivity of Net Pension Liability to Changes in Discount Rate Pension Expense, and Deferred Outflows of Resources and Deferred Inflows of Pension Resources The impact of experience gains or losses and assumption changes on the Total Pension Liability (TPL) are recognized in the proportionate share of the pension expense over the average expected remaining service life of all active and inactive members of the plan. As of the measurement date, this recognition period was 4 years. The following tables show the current balance and sources of deferred outflows and inflows related to the City’s defined benefit retirement plan, and the scheduled recognition of these deferred amounts: Deferred Deferred Outflows of Inflows of Description Resources Resources Differences between expected and actual experience $5,483,071 Changes in assumptions $25,298,450 Change in proportion 14,629,279 4,966,639 Changes in proportion and difference between City contributions and proportionate share of contributions 11,646,403 Actual FY 16-17 contributions (post measurement date) 20,003,001 Net difference between projected and actual earnings on pension plan investments 15,076,726 Deferred Inflows and Outflows Before Allocations $75,007,456 $22,096,113 Allocation to SRSD Allocation of Deferred Inflows (measurement date) $703,700 $1,751,740 Allocation of Deferred Outflows (measurement date) 648,480 Net Deferred Inflows and Outflows $74,303,756 $19,695,893 77 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 9 – PENSION PLANS (Continued) The $20,003,001 reported as deferred outflows of resources related to contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2018. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized as pension expense as follows: Amortization Year ended June 30 Amount 2018 $9,222,804 2019 8,905,878 2020 7,294,038 2021 7,485,622 Thereafter $32,908,342 NOTE 10 - PUBLIC AGENCY RETIREMENT SYSTEM (DEFINED CONTRIBUTION RETIREMENT PLANS) The City contributes to the Public Agency Retirement System (PARS), which administers a defined contribution retirement plan. A defined contribution retirement plan provides retirement benefits in return for services rendered, provides an individual account for each participant, and specifies how contributions to the individual’s accounts are determined instead of specifying the amount of benefits the individual is to receive. The benefits a participant will receive depend on the amount contributed to the participant’s account, and the returns earned on investments on those contributions. The Plan’s trust administrator is Phase II, P.O. Box 12919, Newport Beach, California 92658. As established by the plan, all eligible part-time and temporary employees of the City become participants in the plan from the date that they are hired. An eligible employee is any employee who, at any time during which the employer maintains this plan, is not accruing a benefit under the Marin County Employees’ Retirement Fund. As determined by the plan, each employee must contribute 3.75% of gross earnings to the plan. The City contributes an additional 3.75% of the employee’s gross earnings. Contributions made by an employee and the employer vest immediately. No forfeitures were noted during the current period. During the year, the City and employees each contributed $98,186. The total covered payroll of employees participating in the plan for the year ended June 30, 2017, was $2,618,290. The total payroll for the year was $41,553,242. 78 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 11 – POST-EMPLOYMENT HEALTH CARE BENEFITS At June 30, 2017, net OPEB liability and related deferred outflows of resources and deferred inflows of resources are as follows: Governmental Business-Type Activities Activities Total Deferred outflows of resources: Net difference between projected and actual earnings on plan investments $772,668 $7,332 $780,000 Employer contributions made subsequent to the measurement date 3,442,156 32,844 3,475,000 Total deferred outflows of resources $4,214,824 $40,176 $4,255,000 Net OPEB liabilities:$33,466,002 $318,998 $33,785,000 Total net OPEB liabilities $33,466,002 $318,998 $33,785,000 Plan Description The City provides certain health care benefits for retired employees and their spouses under a cost sharing defined benefit plan. The benefit provisions were established under the authority of the 1937 Act, Section 31450, et. seq. of the Government Code. Employees who meet the vesting criteria become eligible for these benefits if they receive a retirement benefit from the Marin County Employees’ Retirement Association within 120 days of retirement from City employment. At June 30, 2017, 684 retirees and surviving spouses received post-employment health care benefits. The provisions and benefits of the City’s Other Post Employment Benefit Plan, in effect at June 30, 2017, are summarized as follows: Elected Officials, Mid-Management, & Unrepresented Management All other Bargaining Units Eligibility - Age 50 (age 55 if hired > 7/1/11) with 10 years services (Including reciprocity) OR - - Age 70 - Disability Retirement Benefit Hired < 1/1/09 Full premium/cap Hired < 1/1/10 Up to cap Hired ≥ 1/1/09 PEMHCA Min Hired ≥ 1/1/10 PEMHCA Min Surviving Spouse Benefit Continuation to surviving spouse Medicare Part B Hired < 4/1/07 Full reimbursement None Hired ≥ 4/1/07 None Other No Dental, Vision, or Life Benefits Retire directly from the City: 30 years service (Miscellaneous), 20 years service (Safety) OR  CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 11 – POST-EMPLOYMENT HEALTH CARE BENEFITS (Continued) Membership in the plan consisted of the following at June 30, 2017, the date of the latest actuarial valuation: Active plan members 336 Inactive employees or beneficiaries currently receiving benefit payments 0 Inactive employees entitled to but not yet receiving benefit payments 348 Total 684 Funding Policy and Actuarial Assumptions During the fiscal year ended June 30, 2017, the City elected to early implement GASB 75, "Accounting and Financial Reporting For Postemployment Benefits Other Than Pensions". This Statement replaces the requirements of Statement No. 45 and establishes new accounting and financial reporting requirements for OPEB plans. As a result, the funding policy and actuarial assumptions presented include elements of both the historical approach and the revised approach under GASB 75. Under GASB 45, the City's funding policy requires a minimum annual contribution equivalent to the annual required contribution (ARC). Under GASB 75, this changes to an actuarial determined contribution which is made up of additional components including deferred outflows of resources and deferred inflows of resources. The ARC was determined as part of a June 30, 2015 actuarial valuation using the entry age normal actuarial cost method. This is a projected benefit cost method, which takes into account those benefits that are expected to be earned in the future as well as those already accrued. The actuarial assumptions included (a) 4.5% investment rate of return and (b) 2.75% of general inflation increase, and (c) a healthcare trend of declining annual increases ranging from 6.7% in 2015 to 4.5% for the years starting 2021. In addition, the fixed dollar benefit amounts are assumed to be held flat in the future and the premium related benefits are assumed to increase with the healthcare trend rate. Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the City and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing benefit costs between the City and plan members at that point. The actuarial methods and assumptions used include techniques that smooth the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets. Actuarial calculations reflect a long-term perspective and actuarial valuations involve estimates of the value of reported amounts and assumptions about the probability of events far into the future. Actuarially determined amounts are subject to revision at least biennially as results are compared to past expectations and new estimates are made about the future. The City’s OPEB unfunded actuarial accrued liability is being amortized as a level percentage of projected payroll using a 19- year fixed (closed) period for June 30, 2016 in its June 30, 2015 actuarial valuation. 80 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 11 – POST-EMPLOYMENT HEALTH CARE BENEFITS (Continued) The actuarial assumptions used in the June 30, 2015 valuation were based on the results of an actuarial experience study for the period July 1, 2014 through June 30, 2015. The long-term expected rate of return on OPEB plan investments was determined using a building- block method in which best-estimate ranges of expected future real rates of return (expected returns, net of OPEB plan investment expense and inflation) are developed for each major asset class. These ranges are combined to produce the long-term expected rate of return by weighing the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: Long-Term Expected Long-Term Rate of Return Target Expected (with the effect Asset Class Allocation Real Rate of Return of inflation) Public Equity 57% 5.96% 8.71% Fixed Income 27% 2.65% 5.40% TIPS 5% 2.50% 5.25% Commodities 3% 5.20% 7.95% REITs 8% 8.13% 10.88% Total 100% Assumed Long-Term Rate of Inflation 2.75% Assumed Long-Term Investment Expenses n/a Expected Long-Term Net Rate of Return 7.28% Discount Rate 7.25% The Expected Long-Term Rate of Return is provided by CalPERS’ Strategic Asset Allocation Overview in August 2011 – Strategy 1. Discount Rate The discount rate used to measure the total OPEB liability was 7.25 percent. The projection of cash flows used to determine the discount rate assumed that City contributions will be made at rates equal to the actuarially determined contribution rates. Based on these assumptions, the OPEB plan's fiduciary net position was projected to be sufficient to make projected benefit payments and the plan assets are expected to be invested using the strategy to achieve the expected return. 81 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 11 – POST-EMPLOYMENT HEALTH CARE BENEFITS (Continued) Change in Net OPEB Liability Total OPEB Plan Fiduciary Net Net OPEB Liability Position Liability/(Asset) (a) (b) (c) = (a) - (b) Balance at June 30, 2015 (Valuation Date) $48,226,000 $15,608,000 $32,618,000 Changes Recognized for the Measurement Period: Service Cost 766,000 766,000 Interest on the total OPEB liability 3,447,000 3,447,000 Changes in benefit terms Difference between expected and actual experience Changes of assumptions Contributions from the employer 2,896,000 (2,896,000) Net investment income 157,000 (157,000) Administrative expenses (7,000) 7,000 Benefit payments and refunds (2,896,000) (2,896,000) - Net Changes during July 1, 2015 to June 30, 2016 1,317,000 150,000 1,167,000 Balance at June 30, 2016 (Measurement Date)$49,543,000 $15,758,000 $33,785,000 Increase (Decrease) The benefit payments and refunds includes implied subsidy benefit payments in the amount of $702,000. Sensitivity of the net OPEB liability to changes in the discount rate The following presents the net OPEB liability of the City, as well as what the City's net OPEB liability would be if it were calculated using a discount rate that is 1-percentage-point lower (6.25 percent) or 1-percentage-point higher (8.25 percent) than the current discount rate: Discount Rate -1% Current Discount Discount Rate +1% (6.25%) Rate (7.25%) (8.25%) $39,500,000 $33,785,000 $28,996,000 Plan's Net OPEB Liability/(Asset) Sensitivity of the net OPEB liability to changes in the health care cost trend rates Discount Rate -1% Healthcare Cost Discount Rate +1% Trend Rates $30,786,000 $33,785,000 $37,160,000 Plan's Net OPEB Liability/(Asset) Detailed information about the OPEB plan’s fiduciary net position is available in the separately issued plan financial report. 82 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 11 – POST-EMPLOYMENT HEALTH CARE BENEFITS (Continued) OPEB Expense and Deferred Outflows of Resources and Deferred Inflows of Resources related to OPEB Components of OPEB Expense for fiscal year 2016-2017 were as follows: Service Cost $766,000 Interest on Total OPEB Liability 3,447,000 Projected earning on investments (1,132,000) Employee contributions - Administrative expense 7,000 Change in benefits - Recognition of deferred outflows/inflows: Experience - Assumptions - Asset Returns 195,000 OPEB Expense $3,283,000 Components of deferred outflows of resources and deferred inflows of resources related to OPEB at June 30, 2017 were as follows: Deferred Outflows Deferred Inflows of Resources of Resources Net difference between projected and actual earnings on OPEB plan investments $780,000 Employer contributions made subsequent to the measurement date 3,475,000 Total $4,255,000 The difference between projected OPEB plan investment earnings and actual earnings is amortized over a five year period. The remaining gains and losses are amortized over the expected average remaining service life. The expected average remaining service life for the 2015-16 measurement period is 4.0 years. $3,475,000 reported as deferred outflows of resources related to contributions subsequent to the measurement date will be recognized as a reduction of the OPEB liability in the year ended June 30, 2018. Amounts reported as deferred outflows of resources and deferred inflows of resources related to OPEB will be recognized as future OPEB expense as follows: Measurement Period Deferred Outflows Deferred Inflows Ended June 30 of Resources of Resources 2018 $195,000 2019 195,000 2020 195,000 2021 195,000 Thereafter $780,000 83 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 11 – POST-EMPLOYMENT HEALTH CARE BENEFITS (Continued) The table below provides a summary of the key results during this reporting period. Measurement Date Measurement Date Description June 30, 2016 June 30, 2015 Net OPEB Liability $33,785,000 $32,618,000 Deferred Inflows - - Deferred Outflows (780,000) - Impact on Net Position before deferred contributions 33,005,000 32,618,000 Additional Deferred Outflows - Contributions subsequent to measurement date (3,475,000) - Impact on Statement of Net Position before Allocations 29,530,000 32,618,000 Allocation of NOL to SRSD 1,034,395 1,002,000 Allocation of Deferred Inflows (measurement date) to SRSD - - Allocation of Deferred Outflows (measurement date) to SRSD (23,881) - Impact on Net Position before deferred contributions to SRSD 1,010,514 1,002,000 Allocation of Additional Deferred Outflows (contributions) to SRSD (106,394) - Long-Term Receivable from SRSD, due to OPEB obligations (see Note 4H)904,120 1,002,000 Impact on Statement of Net Positions, net of receivable from SRSD 28,625,880 31,616,000 OPEB Expense ($ Amount)3,283,000 2,148,000 Covered Payroll ($ Amount)31,106,000 32,906,000 Summary of Results Actuarial data is comprised from a variety of complex inputs. It is therefore subject to change between measurement dates. As a result, the Net OPEB Liability used to calculate the SRSD allocation percentage in fiscal year ended June 30, 2016 ($32,727,000) varies slightly from the figure reported in the actuarial report dated June 30, 2017 ($32,618,000) by $109,000. NOTE 12 – JOINTLY GOVERNED ORGANIZATIONS The City participates in the jointly governed organizations discussed below through formally organized and separate entities established under the Joint Exercise of Powers Act of the State of California. As separate legal entities, these entities exercise full powers and authorities within the scope of the related Joint Powers Agreements including the preparation of annual budgets, accountability for all funds, the power to make and execute contracts and the right to sue and be sued. Each joint organization is governed by a board consisting of representatives from member municipalities. Each board controls the operations of the respective joint organization, including selection of management and approval of operating budgets, independent of any influence by member municipalities beyond their representation on that board. Obligations and liabilities of this joint organization are not the City’s responsibility and the City does not have an equity interest in the assets of each joint organization except upon dissolution of the joint organization. 84 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 12 – JOINTLY GOVERNED ORGANIZATIONS (Continued) A. The Marin County Integrated On-Line Library System (System) The MARINet Library Consortium was formed to provide for the procurement, ownership, operation, maintenance, and governance of shared library services among the libraries, public and academic, in Marin County. Current services shared and paid for on a consortial level through annual membership dues include an integrated library system including patron database, cataloging system, and online catalog of materials; delivery of items between libraries in Marin, a statewide library delivery service called Link+, numerous online resources, and more. The Governing Board of the System consists of the library director or designated alternate of each participant in the System. In accordance with the cost sharing formula developed by the library directors of the participants, the City’s share of annual operating costs is 16.44% or $221,318 for the year ended June 30, 2017. Financial statements of the System can be obtained from the County Librarian, Marin County Free Library, Marin County Civic Center, 3501 Civic Center Drive, San Rafael, California 94903. B. The Marin General Services Authority (MGSA) The MGSA was formed by the County of Marin and twelve local agencies to acquire street light facilities, operate the facilities during an eminent domain action against PG&E, and coordinate the subsequent transfer of the facilities to the individual local agencies. Each of the local agency’s share of contributions was based on the number of street lights to be acquired in the local agency’s individual jurisdiction in relation to the total number of street lights to be acquired by the MSLAJPA. MGSA services now include street light maintenance, abandoned vehicle abatement, taxicab regulation and administrative responsibility for MarinMap. The City’s contribution to MGSA was $3,134 for the year ended June 30, 2017. Financial statements of the MGSA can be obtained at 555 Northgate Drive, Suite 230, San Rafael, California 94903. C. The Marin Emergency Radio Authority (MERA) MERA was formed on February 28, 1998, by the County of Marin and 25 local agencies within the County to plan, finance, implement, manage, own, and operate a County-wide public safety and emergency radio system. The Governing Board consists of one representative from each member. On February 1, 1999, the Authority issued the 1999 Revenue Bonds in the amount of $26,940,000 with interest rates ranging from 4.75% to 5.01%, maturing on August 15, 2016, to finance the acquisition and installation of the system. The costs of maintenance, operation, and debt service are divided on a pro rata share based on an agreed-upon formula established by a majority of the Governing Board. The members entered into a Project Operating Agreement on February 1, 1999. Under the Operating Agreement, members are obligated to contribute service payments to cover the Authority’s operation and debt service. The City’s portion of the obligation is 16.913%. The first operating service payment was in July 1999. The first debt service payment was in August 2002. The City contributed $314,161 of the Authority’s operation and debt service for the fiscal year ended June 30, 2017. The City has established a reserve in its internal service funds to pay future service payments. Financial statements of the MERA can be obtained at 95 Rowland Way, Novato, California 94945. 85 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 12 – JOINTLY GOVERNED ORGANIZATIONS (Continued) D. The Countywide Planning Agency The Agency was established on October 16, 1990, by the County of Marin and the cities of Belvedere, Corte Madera, Fairfax, Larkspur, Mill Valley, Novato, Ross, San Anselmo, San Rafael, Sausalito, and Tiburon to implement countywide performance standards for traffic, housing, water and sewer facilities, and environmental protection to ensure that residential and commercial growth does not exceed local water, sewer and transportation capacities. The Governing Board of the Countrywide Planning Agency consists of one member of the County Board of Supervisors and one member of the City Council of each participating city. Financial statements of the Agency can be obtained at 3501 Civic Center Drive, San Rafael, California 94903. E. The Marin Telecommunications Agency The Agency was established to regulate the rates for cable television service and equipment and to advise the participants of their license authority. The Governing Board of the Marin Telecommunications Agency consists of one member from each of the eleven participating agencies. The City’s contribution to the Agency was $32,134 for the year ended June 30, 2017. Financial statements of the Agency can be obtained at 555 Northgate Drive, Suite 230, San Rafael, California 94903. F. The Marin County Hazardous and Solid Waste Joint Powers Authority The Authority was established by the County, local cities, and waste franchising districts to finance, prepare and implement source reduction and recycling elements on a county-wide integrated waste management plan as required by State Assembly Bill 939. The City’s contribution to the Authority was $17,849 for the year ended June 30, 2017. Financial statements of the Authority can be obtained at 3501 Civic Center Drive, San Rafael, California 94903. G. Central Marin Sanitation Agency (CMSA) In October 1979, the District entered into a joint powers agreement with three neighboring sanitation agencies in central Marin County forming the Central Marin Sanitation Agency (CMSA). CMSA serves as a regional wastewater treatment plant for its four member agencies and San Quentin Prison (SQ) and is governed by a six-member Board of Commissioners, two appointed by the Board of Directors of the San Rafael Sanitation District (SRSD), two appointed by the Board of Directors of the San Rafael Sanitation District No. 1 (SD 1), one appointed by the governing board of Sanitary District No. 2 (SD 2), and one appointed by the City Council of the City of Larkspur (Larkspur). Total project costs for the joint venture were funded from federal (75%) and state (12.5%) clean water grants and from local shares (12.% total) allocated among the member agencies and SQ based upon the weighted average of the strength and volume of sewage flows per member at inception of the project. Final individual local shares of total project costs were approximately $7.6 million for SRSD, $6.3 million for SD 1, $1.6 million for SD 2, $1 million for Larkspur, and $1.4 million for SQ. CMSA derives its annual funding for its operations and capital programs almost exclusively from service charges to member agencies. The joint powers agreement does not provide an explicit measurable right as required to establish an equity interest for any of the joint venture participants, and in addition to, stipulates that all excess capital funds, if any, and all excess administration, operations and maintenance funds from whatever source, if any, are the property of CMSA. 86 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 12 – JOINTLY GOVERNED ORGANIZATIONS (Continued) The financial statements of the Agency are available at the CMSA office. Condensed financial information for the Agency is presented below for June 30, 2016 and 2015, the most recent information available. 2016 2015 Total assets $106,391,299 $109,050,874 Deferred outflows of resources 2,092,186 936,613 Total liabilities (60,370,523) (62,387,928) Deferred inlows of resources (2,487,504) (2,254,404) Net position $45,625,458 $45,345,155 Total revenues $16,952,527 $17,873,113 Total expenses (16,834,929) (16,220,247) Total contributions and adjustments 162,705 415,845 Prior period adjustment - GASB 68 - (7,278,030) Change in net position $280,303 (5,209,319) NOTE 13 - RISK MANAGEMENT A. City The City is exposed to various exposures related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City established the Risk Management Internal Service Fund to account for and finance its uninsured risks of loss. The City manages risk by participating in a public entity risk pool (described below), purchasing insurance and by retaining certain risks. Risk Coverage Liability Coverage The City is a member of the California Joint Powers Risk Management Authority (CJPRMA) which covers general liability claims up to $40,000,000. The purpose of CJPRMA is to spread the adverse effects of general liability losses among the member agencies. The City also purchases commercial insurance for property damage claims with an insured amount of $119,773,465. The City is self-insured up to $500,000 for each general liability claim and $25,000 for each property damage claim. Once the self-insured retention is met CJPRMA becomes responsible for payment of all liability claims up to the limit. During the fiscal year ended June 30, 2017, the City contributed $278,096 for coverage during the current year and received a refund of $49,910 of prior year excess contributions. Five years after settlement of all claims for a program year, CJPRMA retroactively adjusts premium deposits for any excess or deficiency in deposits related to paid claims and reserves. Financial statements for the risk pools may be obtained from CJPRMA at 3201 Doolan Road, Suite 285, Livermore, California 94551. Workers’ Compensation Coverage The City purchases insurance for workers’ compensation through Safety National Casualty Corporation Excess Workers’ Compensation and Employers Liability Insurance with coverage up to statutory limits. The City is self-insured up to $1,000,000 for each worker’s compensation claim. 87 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 13 - RISK MANAGEMENT (Continued) Insurance Internal Service Funds and Financial Reporting The City records estimated liabilities for claims filed up to the amounts for which it retains risk in the General Liability and Workers Compensation Internal Service Funds. Charges to the General Fund and other funds are based on relative general liability and workers compensation risk associated with the activities of each fund. Charges are recorded in the funds as expenditures or expenses and as revenues in the respective internal service funds. The Governmental Accounting Standards Board (GASB) requires municipalities to record their liability for uninsured claims and to reflect the current portion of this liability as an expenditure in their financial statements. As discussed above, the City has coverage for such claims, but it has retained the risk for the deductible or uninsured portion of these claims. The City’s liability for uninsured general liability claims and workers’ compensation claims, including claims incurred but not reported, are reported in the Statements of Net Position. General Workers'Totals, as of June 30 Liability * Compensation ** 2017 2016 Balance, beginning of year $2,543,655 $6,044,911 $8,588,566 $7,319,418 Current year claims and changes in estimates 696,685 1,181,591 1,878,276 3,111,209 Claims paid (658,811) (1,060,693) (1,719,504) (1,842,061) Balance, end of year $2,581,529 $6,165,809 $8,747,338 $8,588,566 Due in one year $1,226,194 $1,427,094 $2,653,288 $2,129,125 Due in more than one year 1,355,335 4,738,715 6,094,050 6,459,441 Total claim liabilities $2,581,529 $6,165,809 $8,747,338 $8,588,566 * Liability based on an actuarial valuation as of December 31, 2015, extrapolated to June 30, 2016 ** Liability based on an actuarial valuation as of February 29, 2016, extrapolated to June 30, 2016 The claims settlements have not exceeded insurance coverage for the past three years. B. District The District is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees and natural disaster. The District participates in a joint powers agreement with other entities forming the California Sanitation Risk Management Authority (CSRMA), a public entity risk pool operating as a common risk management and insurance program for 60 member entities. CSRMA is governed by a Board of Directors composed of one representative from each member agency and meets three times per year in conjunction with conferences of the California Association of Sanitation Agencies. The Board controls the operations of CSRMA including selection of management and approval of operating budgets, independent of any influence by member entities. 88 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 13 - RISK MANAGEMENT (Continued) The District pays annual premiums to CSRMA for its primary insurance and property insurance programs. Primary and property insurance programs are fully insured wherein CSRMA purchases insurance as a group thereby reducing its costs. CSMRA provides both fully insured and pooled insurance programs for its participating member entities. Because all employees of the District are contracted employees from the City of San Rafael, workers’ compensation insurance is not carried by the District but is provided through the City. The District’s primary and property insurance programs transfer risk to commercial insurance policies for claims above deductibles, while the District retains risk for claims to the extent of deductibles. Settled claims for CSRMA have not exceeded coverage in any of the past three fiscal years. The following summarizes active insurance policies as of June 30, 2017 together with coverage limits for each insured event: Insurance Program Limits Coverage Description CSRMA - Allied World Ins.$3,000,000 Gen/Mgt liability - aggregate CSRMA - Allied World Ins.$1,000,000 Gen/Mgt liability - occurrence CSRMA - Allied World Ins.$1,000,000 Auto liability - accident CSRMA - Allied World Ins.$4,000,000 Excess liability CSRMA - Public Entity Property Insurance Program (P.E.P.I.P.) $12,157,866 Special form property CSRMA - Illinois Union Ins.$25,000,000 Pollution liability - tier 1 CSRMA - Illinois Union Ins.$2,000,000 Pollution liability - tier 2 CSRMA - Lloyds of London $2,000,000 Cyber liability - third party CSRMA - Lloyds of London $2,000,000 Cyber liability - third party CSRMA - Travelers Ins.$25,000 Identity theft The financial statements of CSRMA are available at their office: 100 Pine Street, 11th Floor, San Francisco, CA 94111. Condensed financial information for CSRMA is presented below for the years ended June 30, 2016 and 2015 (latest information available). 2016 2015 Assets $28,336,567 $27,418,098 Liabilities (16,735,609) (16,714,638) Net assets $11,600,958 $10,703,460 Revenues $11,843,583 $10,895,632 Expenses (10,946,085) (11,157,866) Increase (decrease) in net assets $897,498 ($262,234) 89 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 14 - COMMITMENTS AND CONTINGENCIES A. City Litigation The City is subject to litigation arising in the normal course of business. In the opinion of the City Attorney there is no pending litigation which is likely to have a material adverse effect on the financial position of the City as of June 30, 2017. Major Contracts In April 2017, the City entered into a construction contract for $19,940,000 for the major construction and renovation of two fire stations. The contract amount was reduced shortly thereafter to its current sum of $19,098,834. The funding for this project comes from a combination of funds set aside in the General Fund and future General Fund revenues attributable to the Measure E Transactions and Use Tax. It is highly likely that some form of debt financing will be required during fiscal year 2017-2018 to meet the cashflow requirements of this project. B. District As of June 30, 2017, SRSD had several contracts for sewer improvement projects with remaining obligations of approximately $1,300,000, with the majority expected to be completed within the 2017/18 fiscal year. NOTE 15 – SUCCESSOR AGENCY TO THE REDEVELOPMENT AGENCY PRIVATE-PURPOSE TRUST FUND (SUCCESSOR AGENCY) ACTIVITIES A. Redevelopment Dissolution In an effort to mitigate its budget deficit, the State of California adopted ABx1 26 on June 28, 2011, amended by AB1484 on June 27, 2012, which suspended all new redevelopment activities except for limited specified activities as of that date and dissolved redevelopment agencies on January 31, 2012. The suspension provisions prohibited all redevelopment agencies from a wide range of activities, including incurring new indebtedness or obligations, entering into or modifying agreements or contracts, acquiring or disposing of real property, taking actions to adopt or amend redevelopment plans and other similar actions, except actions required by law or to carry out existing enforceable obligations, as defined in ABx1 26. In addition, ABx1 26 and AB1484 directed the State Controller to review the activities of all redevelopment agencies and successor agencies to determine whether an asset transfer between an agency and any public agency occurred on or after January 1, 2011. If an asset transfer did occur and the public agency that received the asset is not contractually committed to a third party for the expenditure or encumbrance of the asset, the legislation requires the State Controller to order the asset returned to the redevelopment agency. This review was performed in May 2013, and a report issued on July 29, 2013 (see section B of this footnote). 90 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 15 – SUCCESSOR AGENCY TO THE REDEVELOPMENT AGENCY PRIVATE-PURPOSE TRUST FUND (SUCCESSOR AGENCY) ACTIVITIES (Continued) The City elected to become the Successor Agency to the Redevelopment Agency, and on February 1, 2012, the Redevelopment Agency’s remaining net assets were distributed to the Successor Agency. ABx1 26 requires the establishment of an Oversight Board to oversee the activities of the Successor Agency and one was established on April 2, 2012. The activities of the Successor Agency are subject to review and approval of the Oversight Board, which is comprised of seven members. The activities of the Successor Agency are reported in the Successor Agency to the Redevelopment Agency Private-Purpose Trust Fund as the activities are under the control of the Oversight Board. The City provides administrative services to the Successor Agency to wind down the affairs of the former Redevelopment Agency. Pursuant to the dissolution of the City of San Rafael Redevelopment Agency, certain assets of the Redevelopment Agency were distributed to the Housing Successor and all remaining Redevelopment Agency assets and liabilities were distributed to the Successor Agency. The City elected to become the Housing Successor and on February 1, 2012. Assets and Liabilities relating to the Housing Successor are reported in the City’s Low and Moderate Income Housing Special Revenue Fund. B. Redevelopment Property Tax Trust Fund (RPTTF) The Successor Agency’s primary source of revenue comes from the RPTTF allocation distributed by the County. Property tax revenues for each Project Area are deposited into the RPTTF, which redistributes each Project Area’s tax increment under specified formulas. The County Auditor administers the RPTTF and disburses twice annually from this fund pass-through payments to affected taxing entities, an amount equal to the total of obligation payments that are required to be paid from tax increment as denoted on the Recognized Obligation Payment Schedule (“ROPS”). The disbursements are established in the treasury of the Successor Agencies, and various allowed administrative fees and allowances. Any remaining balance is then distributed by the County Auditor back to affected taxing entities under a prescribed method that accounts for pass-through payments. The County Auditor is also responsible for the distributing other monies received from the Successor Agency (from sale of assets, etc.) to the affected taxing entities. Successor agencies in turn will use the amounts deposited into their respective funds for making payments on the principal and interest on loans, and monies advanced to or indebtedness incurred by the dissolved redevelopment agencies. C. Long-Term Debt 1999 Tax Allocation Bonds and Capital Appreciation Bonds On June 16, 1999, the former Agency issued Tax Allocation Bonds in the amount of $23,504,004. The bonds were issued as Current Interest Bonds in the aggregate principal amount of $21,115,000 and as Capital Appreciation Bonds in the original amount of $2,389,004. The proceeds of the bonds were used to finance certain redevelopment activities of benefit to the former Agency’s Central San Rafael Redevelopment Project Area. 91 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 15 – SUCCESSOR AGENCY TO THE REDEVELOPMENT AGENCY PRIVATE-PURPOSE TRUST FUND (SUCCESSOR AGENCY) ACTIVITIES (Continued) In December, 2009 of the former Agency exercised the redemption option of the Current Interest Bonds. The outstanding balance of the Bonds was refunded, on a current basis, through the issuance of the 2009 Tax Allocation Refunding Bonds as discussed below. The Capital Appreciation Bonds mature annually after December 1 from 2018 to 2022, in amounts ranging from $1,440,000 to $2,070,000 and bear interest at rates from 5.58% to 5.60%. Interest on the Capital Appreciation Bonds will compound on each interest premium date and will be payable solely at maturity. The bonds are secured, on parity with the 1992 and 1995 bonds (refunded in 2002), by a pledge and a lien on tax revenues and amounts on deposit in certain funds and accounts held by the fiscal agent. 2002 Tax Allocation Refunding Bonds On October 9, 2002, the former Agency issued Tax Allocation Refunding Bonds in the amount of $25,020,000. The proceeds of the bonds were used to refund the 1992 Tax Allocation Refunding Bonds and the 1995 Tax Allocation Bonds. The Bonds mature annually each December 1 from 2002 to 2022, in amounts ranging from $540,000 to $1,920,000 and bear interest at rates ranging from 2.00% to 5.25%. Interest is payable semiannually on June 1 and December 1. The Bonds maturing on or after December 1, 2013, are subject to optional redemption prior to maturity, in whole or in part, and by lot within any one maturity, prior to their respective maturity dates, on any date on or after December 1, 2012, at a price equal to the principal amount, plus accrued interest on the redemption date. The bonds are payable from tax revenues to be derived from the redevelopment activities of the former Agency related to the Central San Rafael Redevelopment Project Area. 2009 Tax Allocation Refunding Bonds On December 14, 2009, the former Agency issued 2009 Tax Allocation Refunding Bonds in the amount of $14,660,000 bearing interest at rates from 3.00% to 5.00%. The proceeds of the Series 2009 Bonds were used to refund the former Agency’s 1999 Tax Allocation Current Interest Bonds, to advance funds to the City to finance street and parking improvements for the benefit of the Agency’s Central San Rafael Redevelopment Project. Principal payments are due annually on December 30 and interest payable semiannually on June 30 and December 30. The Series 2009 Bonds maturing on or before December 1, 2019, are not subject to optional redemption prior to their respective stated maturities. The Series 2009 Bonds maturing on or after December 1, 2020, are subject to optional redemption as a whole or in part either on a pro rata basis among maturities or in inverse order of maturity, and by lot within any one maturity, prior to their respective maturity dates, at the option of the Agency, on any date on or after December 1, 2019, at a price equal to the principal amount of such Series 2009 Bonds called for redemption, together with interest accrued on the date fixed for redemption, without premium. The former Agency pledged all future tax increment revenues for the repayment of the 1999 Capital Appreciation Bonds, and the 2002 and 2009 Tax Allocation Refunding Bonds. The pledge of all future tax increment revenues ends upon repayment of $18.9 million in remaining debt service on the Bonds, which is scheduled to occur in 2023. For fiscal year June 30, 2017, tax increment revenues amounted to $4.2 million which was used to make the debt service payments of $3.6 million. 92 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 15 – SUCCESSOR AGENCY TO THE REDEVELOPMENT AGENCY PRIVATE-PURPOSE TRUST FUND (SUCCESSOR AGENCY) ACTIVITIES (Continued) The following table summarizes the activity for the fiscal year ended June 30, 2017: Authorized Balance Balance Current and Issued June 30, 2016 Additions Retirements June 30, 2017 Portion San Rafael Redevelopment Agency 1999 Tax Allocation Bonds Capital Appreciation Bonds 5.58%-5.6%, due 12/1/2022 $2,389,004 $6,074,097 $344,411 $6,418,508 2002 Tax Allocation Refunding Bonds 2.00%-5.25%, due 12/1/2021 25,020,000 6,060,000 $1,830,000 4,230,000 $1,920,000 2009 Tax Allocation Refunding Bonds 3.00%-5.00%, due 12/1/2022 14,660,000 8,905,000 1,100,000 7,805,000 1,160,000 Add: deferred bond premium costs 559,023 79,861 479,162 Total Successor Agency Long-term Debt $21,598,120 $344,411 $3,009,861 $18,932,670 $3,080,000 Debt Service Requirements Annual debt service requirements are shown below: For the Year Governmental Activities Ended June 30 Principal Interest 2018 $3,080,000 $484,026 2019 3,229,081 370,676 2020 3,309,082 297,019 2021 3,389,231 214,175 2022 3,404,749 120,819 2023 3,586,374 36,500 Totals $19,998,517 $1,523,215 Reconciliation of long-term debt: Less unaccreted discount ($1,545,009) Add deferred bond premium costs 479,162 $18,932,670 93 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 15 – SUCCESSOR AGENCY TO THE REDEVELOPMENT AGENCY PRIVATE-PURPOSE TRUST FUND (SUCCESSOR AGENCY) ACTIVITIES (Continued) D. Other Long-Term Obligations During the fiscal year ending June 30, 2013, the San Rafael Successor Agency Oversight Board approved two personnel-related obligations of the former Redevelopment Agency. On August 30, 2012, the Oversight Board approved the inclusion of $1,904,431, representing the unfunded pension liability attributable to former Redevelopment Agency employees; the repayment is being made in ten equal, annual installments. On February 26, 2013, the Oversight Board approved the inclusion of $502,000, representing the unfunded OPEB (retiree medical) liability attributable to former Redevelopment Agency employees; the repayment is being made in nine equal, annual installments. On March 27, 2017, the California State Department of Finance notified the Successor Agency of its determination that Other Post Employment Benefit Obligations (OPEB) would not be allowed. The last approved payment of $55,778, which was received in June 2017, brought the remaining balance to $298,888. This amount was removed from the schedule of obligations of the Successor Agency as of June 30, 2017. The following table summarizes the activity for the fiscal year ended June 30, 2017: Approved Balance Debt Balance Amount June 30, 2016 Additions Retirements Cancelled June 30, 2017 Unfunded Pension Liability $1,904,431 $952,216 $190,443 $761,773 Unfunded OPEB Obligation 502,000 354,666 55,778 $298,888 Total Long-Term Obligations $1,306,882 $246,221 $298,888 $761,773 Annual repayment requirements are shown below: For the Year Ended June 30 Principal 2018 $190,443 2019 190,443 2020 190,443 2021 190,444 Totals $761,773 E. Commitment and Contingencies State Approval of Enforceable Obligation The Successor Agency prepares a Recognized Obligation Payment Schedule (ROPS) semi- annually that contains all proposed expenditures for the subsequent six-month period. The ROPS is subject to the review and approval of the Oversight Board as well as the State Department of Finance. As of June 30, 2017, the Successor Agency had prepared ten ROPS, all of which have been approved by the Oversight Board and the California Department of Finance. The Department of Finance has stated that all items on a future ROPS are subject to a subsequent review. The amount, if any, of current obligations that may be denied by the Department of Finance cannot be determined at this time. The City expects such amounts, if any, to be immaterial. 94 CITY OF SAN RAFAEL NOTES TO BASIC FINANCIAL STATEMENTS For the Year Ended June 30, 2017 NOTE 16 – SUBSEQUENT EVENT Energy Efficiency Loan and Master Service Agreement On September 5, 2017, the City Council authorized a loan agreement with the California Energy Commission for various energy efficient system upgrades to City facilities and street lights. At the same time, the City Council approved a master services agreement with Pacific Gas and Electric Company to perform these system upgrades in a total amount not to exceed $1,178,813. The loan terms provide for annual interest of 1% on the outstanding balance. Disbursement of the loan is expected in July 2019, with semi-annual repayment beginning in December 2020 and terminating in December 2027. The planned source of repayment will be energy cost savings that result from the improvements. 95 REQUIRED SUPPLEMENTARY INFORMATION CITY OF SAN RAFAEL REQUIRED SUPPLEMENTARY INFORMATION For the Year Ended June 30, 2017 Schedule of the City's Proportionate Share of the Net Pension Liability 6/30/2015 6/30/2016 6/30/2017 City's proportionate share 30.0453% 36.7394% 34.9538% Proportionate share of total pension liability $677,753,565 $907,195,058 $900,629,287 Proportionate share of fiduciary net position 603,499,779 764,871,931 733,574,437 Proportionate share of the net pension liability $74,253,786 $142,323,127 $167,054,850 Plan fiduciary net position as a percentage of the total pension liability 89.04% 84.31% 81.45% Covered payroll $31,429,178 $31,106,414 $32,126,272 Net pension liability as a percentage of covered payroll 236.26% 457.54% 519.99% * - The fiscal year ended June 30, 2015 was the first year of implementation, therefore only three years are shown Last 10 years* 99 CITY OF SAN RAFAEL REQUIRED SUPPLEMENTARY INFORMATION For the Year Ended June 30, 2017 Schedule of Contributions Defined Benefit Pension Last 10 years (subject to available information: first year of implementation was Fiscal Year ended June 30, 2015) 2015 Contractually required contribution 17,802,358$ Contributions in Relation to the Contractually required contribution 17,802,358 Contribution Deficiency/ (Excess)-$ Covered payroll 31,106,414$ Contributions as a percentage of covered payroll 57.23% Notes to Schedule Valuation Date / Timing 6/30/2013 (for contributions made in FY2014-2015) Key Methods and Assumptions Used to Determine Contribution Rates (for FY2014-15): Actuarial cost method Entry Age Normal Cost Method Amortization method Level percentage of payroll with separate period for Extraordinary Actuarial Loss from 2009 Remaining Amortization period Unfunded liability - 17 years / Extraordinary Actuarial Loss - 25 years Asset valuation method 5-year smoothed market, 80% /120% corridor around market Inflation 3.25% Salary increases 3.25% plus merit component based on employee classification and years of service Investment Rate of Return 7.50% Retirement Age Healthy Mortality Sex distinct RP-2000 Combined Mortality projected to 2010 using Scale AA with ages set back one year for male members / two years for female members Disabled Mortality Sex distinct RP-2000 Combined Mortality projected to 2010 using Scale AA with ages set forward three years for all members Classic Tiers: Safety - 50, Miscellaneous - 55; PEPRA Tiers: Safety - 57, Miscellaneous - 62 100 CITY OF SAN RAFAEL REQUIRED SUPPLEMENTARY INFORMATION For the Year Ended June 30, 2017 2016 Contractually required contribution 19,339,577$ Contributions in Relation to the Contractually required contribution 19,339,577 Contribution Deficiency/ (Excess)-$ Covered payroll 32,126,272$ Contributions as a percentage of covered payroll 60.20% Notes to Schedule Valuation Date / Timing 6/30/2014 (for contributions made in FY2015-2016) Key Methods and Assumptions Used to Determine Contribution Rates (for FY2015-16): Actuarial cost method Entry Age Normal Cost Method Amortization method Level percentage of payroll with separate period for Extraordinary Actuarial Loss from 2009 Remaining Amortization period Unfunded liability - 16 years / Extraordinary Actuarial Loss - 24 years Asset valuation method 5-year smoothed market, 80% /120% corridor around market Inflation 3.25% Salary increases 3.25% plus merit component based on employee classification and years of service Investment Rate of Return 7.25% Retirement Age Healthy Mortality CalPERS 2014 Pre-Retirement Non-Industrial Death rates (plus Duty-Related Death rates for Safety Members), with the 20-year static projection used by CalPERS replaced by generational improvements from a base year of 2009 using Scale MP-2014 Disabled Mortality CalPERS 2014 Disability Mortality rates (Non-Industrial rates for Miscellaneous members and Industrial Disability rates for Safety members), adjusted by 90% for Males and Females (Miscellaneous and Safety) with the 20-year static projection used by CalPERS replaced by generational improvements from a base year of 2009 using Scale MP-2014 Schedule of Contributions Classic Tiers: Safety - 50, Miscellaneous - 55; PEPRA Tiers: Safety - 57, Miscellaneous - 62 Defined Benefit Pension Last 10 years (subject to available information: first year of implementation was Fiscal Year ended June 30, 2015) (Continued) 101 CITY OF SAN RAFAEL REQUIRED SUPPLEMENTARY INFORMATION For the Year Ended June 30, 2017 2017 Contractually required contribution 20,003,001$ Contributions in Relation to the Contractually required contribution 20,003,001 Contribution Deficiency/ (Excess)-$ Covered payroll 32,885,135$ Contributions as a percentage of covered payroll 60.83% Notes to Schedule Valuation Date / Timing 6/30/2015 (for contributions made in FY2016-2017) Key Methods and Assumptions Used to Determine Contribution Rates (for FY2016-17): Actuarial cost method Entry Age Normal Cost Method Amortization method Level percentage of payroll with separate period for Extraordinary Gains or Losses (24 years remaining as of 6/30/14), the remaining UAL as of June 30, 2013 (16 years as of 6/30/14), and additional layers for unexpected changes in UAL after 6/30/13 (24 years for gains and losses with a 5-year phase-in/out and 22 years for assumption changes with a 3-year phase-in/out). Remaining Amortization period 19 years remaining as of June 30, 2016 Asset valuation method Market Value Inflation 2.75% per year Salary increases 3.00% plus merit component based on employee classification and years of service Investment Rate of Return 7.25% Retirement Age Healthy Mortality Sex distinct RP-2000 combined mortality projected to 2010 using Scale AA with ages set back one year for male members/two years for female members Disabled Mortality Sex distinct RP-2000 combined mortality projected to 2010 using Scale AA with ages set forward three years for all members Schedule of Contributions Defined Benefit Pension Last 10 years (subject to available information: first year of implementation was Fiscal Year ended June 30, 2015) Classic Tiers: Safety - 50, Miscellaneous - 55; PEPRA Tiers: Safety - 57, Miscellaneous - 62 (Continued) 102 CITY OF SAN RAFAEL REQUIRED SUPPLEMENTARY INFORMATION For the Year Ended June 30, 2017 Measurement period 2015-16 Total OPEB liability Service cost 766,000$ Interest 3,447,000 Differences between expected and actual experience - Assumption changes - Benefit payments, including refunds of employee contributions (2,896,000) Net change in total OPEB liability 1,317,000 Total OPEB liability - beginning 48,226,000 Total OPEB liability - ending (a)49,543,000$ OPEB fiduciary net position Contributions - employer 2,896,000$ Net investment income 157,000 Benefit payments, including refunds of employee contributions (2,896,000) Administrative expense (7,000) Net change in plan fiduciary net position 150,000 Plan fiduciary net position - beginning 15,608,000 Plan fiduciary net position - ending (b)15,758,000$ Plan net OPEB liability - ending (a) - (b)33,785,000$ Plan fiduciary net position as a percentage of the total OPEB liability 31.81% Covered-employee payroll 31,106,000$ Plan net OPEB liability as a percentage of covered-employee payroll 108.61% Historical information is required only for the measurement periods for which GASB 75 is applicable. Last Ten Fiscal Years Other Post-Employment Benefits (OPEB) SCHEDULE OF CHANGES IN NET OPEB LIABILITY AND RELATED RATIOS 103 CITY OF SAN RAFAEL REQUIRED SUPPLEMENTARY INFORMATION For the Year Ended June 30, 2017 SCHEDULE OF CONTRIBUTIONS Last Ten Fiscal Years Other Post-Employment Benefits (OPEB) 2016-17 Actuarially determined contribution 3,450,000$ Contributions in relation to the actuarially determined contribution (3,475,000) Contribution deficiency (excess) (25,000)$ Covered-employee payroll 32,885,000$ Contributions as a percentage of covered-employee payroll 10.49% GASB 75 requires this information for plans funding with OPEB trusts be reported in the employer's Required Supplementary Information for 10 years or as many years as are available upon implementation. The June 30, 2017 actuarial valuation provided the Actuarially Determined Contributions for fiscal years ending 06/30/17. Notes to Schedule: Actuarially determined contribution rates are calculated as of June 30, two years prior to the end of the fiscal year in which contributions are reported. Methods and assumptions used to determine contribution rates: Valuation Date June 30, 2015 Actuarial Cost Method Entry Age Normal, Level Percentage of Payroll Amortization Method Level dollar amount, over approximate 10-year period Remaining Amortization 19 years remaining as of June 30, 2016 Asset Valuation Method Investment gains and losses spread over 5-year rolling period Discount Rate 7.25% Contribution Policy City contributes full ADC General Inflation 2.75% per annum Mortality, Retirement, Disability, Termination Same as June 30, 2015 actuarial valuation Mortality Improvement Expected Long-Term Rate of Return on Investments Salary Increases Aggregate - 3% Merit - 6/30/14 MCERA assumptions Medical Trend Non-Medicare - 6.5% for 2017, decreasing 0.5% per year to an ultimate rate of 4.50% for 2021 and Medicare - 6.7% for 2017, decreasing to an ultimate rate of 4.5% for 2021 and later years Healthcare participation for future retirees Capped benefit: 100% currently covered, 80% currently waived PEMHCA minimum - 60% Cap Increases None Mortality projected fully generational with Scale MP-14, modified to converge to ultimate improvement rates in 2022 Same as discount rate - expected City contributions projected to keep sufficient plan assets to pay all benefits from trust 104 GENERAL FUND AND MAJOR SPECIAL REVENUE FUND BUDGET-TO-ACTUAL STATEMENTS GASB Statement No. 34 dictates that budget-to-actual information in the basic financial statements should be limited to the General Fund and major Special Revenue Funds. This section is provided for the presentation of Budget-to-Actual Statements for the General Fund, Traffic and Housing Mitigation, and the Gas Tax Special Revenue Funds. Budgets are adopted on a basis consistent with Generally Accepted Accounting Principles for the General Fund and Special Revenue Funds. 105 CITY OF SAN RAFAEL GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2017 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Taxes and special assessments $65,690,000 $64,563,000 $64,242,440 ($320,560) Licenses and permits 2,361,000 2,511,000 2,559,841 48,841 Fines and forfeitures 483,000 448,000 400,283 (47,717) Use of money and properties 288,000 288,000 229,791 (58,209) Intergovernmental 3,104,005 3,042,000 2,767,092 (274,908) Charges for services 2,550,000 2,869,000 2,459,680 (409,320) Other revenue 466,000 396,000 706,657 310,657 Total Revenues 74,942,005 74,117,000 73,365,784 (751,216) EXPENDITURES Current: General government 9,512,718 10,941,401 10,190,580 750,821 Public safety 41,610,680 40,958,109 40,844,246 113,863 Public works and parks 11,144,863 10,943,588 11,201,655 (258,067) Community development 4,013,962 4,154,885 3,759,564 395,321 Culture and recreation 3,076,042 3,076,042 3,077,435 (1,393) Capital outlay 90,690 Debt service: Principal 175,172 175,172 175,172 Interest and fiscal charges 276,513 276,513 271,263 5,250 Total Expenditures 69,900,640 70,525,710 69,519,915 1,005,795 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 5,041,365 3,591,290 3,845,869 254,579 OTHER FINANCING SOURCES (USES) Transfers in 1,212,520 1,382,303 1,382,303 Transfers out (5,976,091) (7,213,543) (7,213,543) Total Other Financing Sources (Uses)(4,763,571) (5,831,240) (5,831,240) Net Change in Fund Balances $277,794 ($2,239,950) (1,985,371) $254,579 FUND BALANCES, BEGINNING OF YEAR 18,689,803 FUND BALANCES, END OF YEAR $16,704,432 106 CITY OF SAN RAFAEL TRAFFIC AND HOUSING MITIGATION SPECIAL REVENUE FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2017 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Use of money and properties $36,400 $36,400 $31,267 ($5,133) Charges for services 600,000 715,000 204,210 (510,790) Total Revenues 636,400 751,400 235,477 (515,923) EXPENDITURES Current: General government 80,000 80,000 22,450 57,550 Capital improvement/special projects 4,570,733 1,745,154 2,825,579 Total Expenditures 80,000 4,650,733 1,767,604 2,883,129 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 556,400 (3,899,333) (1,532,127) 2,367,206 OTHER FINANCING SOURCES (USES) Transfers In 228,400 228,400 Total Other Financing Sources (Uses)228,400 228,400 Net Change in Fund Balances $556,400 ($3,670,933) (1,303,727) $2,367,206 10,439,157 FUND BALANCES, END OF YEAR $9,135,430 FUND BALANCES, BEGINNING OF YEAR 107 CITY OF SAN RAFAEL GAS TAX SPECIAL REVENUE FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2017 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Use of money and properties $23,000 $23,000 $24,527 $1,527 Intergovernmental 1,903,385 4,028,385 3,728,982 (299,403) Charges for services 1,043,600 1,043,600 1,149,022 105,422 Other revenue 62,314 62,314 Total Revenues 2,969,985 5,094,985 4,964,845 (130,140) EXPENDITURES Current: General government 43,676 43,676 43,676 Public works and parks 3,109,442 3,781,238 2,643,991 1,137,247 Capital outlay 5,508,565 1,641,317 3,867,248 Capital improvement/special projects 309,102 481,702 305,704 175,998 Total Expenditures 3,462,220 9,815,181 4,591,012 5,224,169 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (492,235) (4,720,196) 373,833 5,094,029 OTHER FINANCING SOURCES (USES) Transfers in 325,000 325,000 Transfers out (400,000) (628,400) (628,400) Total Other Financing Sources (Uses)(400,000) (303,400) (303,400) Net Change in Fund Balances ($892,235) ($5,023,596) 70,433 $5,094,029 FUND BALANCES, BEGINNING OF YEAR 6,653,263 FUND BALANCES, END OF YEAR $6,723,696 108 SUPPLEMENTARY INFORMATION CITY OF SAN RAFAEL ESSENTIAL FACILITIES CAPITAL PROJECTS FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2017 Variance with Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) REVENUES Other revenue $635,387 $635,387 Total Revenues 635,387 635,387 EXPENDITURES Capital improvement/special projects $4,040,000 $6,052,841 6,052,841 Total Expenditures 4,040,000 6,052,841 6,052,841 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (4,040,000) (6,052,841) (5,417,454) 635,387 OTHER FINANCING SOURCES (USES) Transfers in 4,040,000 5,417,454 5,417,454 Total Other Financing Sources (Uses) 4,040,000 5,417,454 5,417,454 Net Change in Fund Balances ($635,387) $635,387 FUND BALANCES, BEGINNING OF YEAR FUND BALANCES, END OF YEAR 110 NON-MAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS Recreation Revolving Fund – Established to administer the Community Services Department’s program and facility rental charge and accounts for the Recreation Memorial Fund. Baypoint Lagoons Assessment District Fund – The Baypoint Lagoons Lighting and Landscape District was formed to protect and enhance wildlife habitat and water quality in Baypoint (Spinnaker) Lagoon and the adjacent diked salt marsh. Household Hazmat Facility Fund - Established to account for State mandated hazardous materials information, collection, and reporting. Expenditures include inspection of businesses for compliance with regulations. This fund also serves as the depository for countywide Household Hazardous Waste Program. Childcare Fund – Established to administer and account for childcare programs at ten sites throughout the City. Loch Lomond Assessment District Fund – Established to provide maintenance for stormwater and geotechnical mitigation facilities. A Mello Roos District was formed to fund this maintenance. Library Fund – Established to account for restricted library activities that are intended to be self- funding. Library Assessment Fund – Established to account for a special parcel tax dedicated to public library services and facilities, equipment, and technology improvements. Public Safety Fund – Established for special police services, which are intended to be self-funding. Stormwater Fund – Established to provide for self-funding storm drain maintenance program plus separate programs through the County and Bay Area to educate residents about urban runoff pollution. Development Services Fund – Established to account for development activities that are supported by external sources of funds. This fund does not account for the operating costs of building, planning, and engineering, which are located in the General Fund. Grants Fund – Established to account for grants for the Library, Childcare, Police and Falkirk Cultural Center. Parkland Dedication Fund – Established to account for long-term developer deposits used to enhance and maintain the park structure within City limits. Emergency Medical Services Fund – Established to account for the Emergency Medical Services and Transportation program that provides services to all segments of the community. Business Improvement Fund – Established to account for activities held in Downtown San Rafael. Pt. San Pedro Maintenance Portion Special Revenue Fund – Established to account for ongoing maintenance needs within the Pt. San Pedro assessment district. 111 NON-MAJOR GOVERNMENTAL FUNDS (Continued) Low and Moderate Income Housing Special Revenue Fund – Established to account for the activities related to the assets assumed by the City as Housing Successor to the San Rafael Redevelopment Agency for the housing activities of the former Redevelopment Agency. Measure A Open Space Special Revenue Fund – Established to account for the use of proceeds distributed by the County of Marin from Measure A, as well as other supplementary matching or City-funding for the operation or maintenance of open space, park or recreation lands. DEBT SERVICE FUNDS Peacock Gap Assessment District Fund – Established to accumulate funds for the payment of principal and interest for the 1993 Bonds which matured in 2005. The proceeds were used to refund the 1984 Bonds, which provided for the construction of public improvements in the project area. Financing is to be provided by property tax increments generated within the specific geographic region described by the bond assessment district. Mariposa Assessment District Fund - Established to accumulate funds for the payment of principal and interest for the 1993 Bond, which matured in 2008. The proceeds were used to finance the grading and paving of Mariposa Road. 1997 Financing Authority Revenue Bonds Fund – Established to accumulate funds for the payment of principal and interest for the 1997 Revenue Bonds which matured in 2011. The proceeds were used to purchase the previously issued special assessment bonds. Financing is to be provided by property tax increments generated within the specific geographic region described by the bond assessment district. CAPITAL PROJECTS FUNDS Capital Improvement Fund – Established for the costs associated with major capital improvement projects not tied to specific funds elsewhere. Improvements could include medians, parkways, sidewalks, and other public assets. Bedroom Tax Fund – Established to collect funds from multiple-unit housing used to pay for maintaining and developing parks within local neighborhoods. Assessment Districts Fund – Established to account for ongoing construction and improvement needs within the following assessment districts: Peacock Gap, Kerner Boulevard, Sun Valley/Lucas Valley Open Space, East San Rafael Drainage Assessment District 1. Park Capital Projects Fund – Established to account for capital improvements for all City owned parks, whether paid for by City funds, grants, donations, or partnership with the community. Open Space Fund – Established for the acquisition of open space. 112 SPECIAL REVENUE FUNDS Baypoint Lagoons Household Loch Lomond Recreation Assessment Hazmat Assessment Revolving District Facility Childcare District ASSETS Cash and investments $556,856 $238,169 $294,058 $1,374,316 $701,449 Restricted cash and investments Receivables: Accounts 169,289 296,864 Taxes 157 97 Grants 40,594 Interest Loans Prepaids 472 3,670 Total Assets $726,617 $238,326 $590,922 $1,418,580 $701,546 LIABILITIES AND FUND BALANCES Liabilities: Accounts payable $240,937 $118,443 $48,436 $41,280 Deposits payable Developer deposits payable 159,114 Deferred revenue 367,589 Total Liabilities 608,526 277,557 48,436 41,280 Fund Balances: Restricted 118,091 $238,326 313,365 1,370,144 660,266 Committed Assigned Total Fund Balances 118,091 238,326 313,365 1,370,144 660,266 Total Liabilities and Fund Balances $726,617 $238,326 $590,922 $1,418,580 $701,546 CITY OF SAN RAFAEL NONMAJOR GOVERNMENTAL FUNDS COMBINING BALANCE SHEETS FOR THE YEAR ENDED JUNE 30, 2017 114 Library Public Development Parkland Library Assessment Safety Stormwater Services Grants Dedication $641,059 $687,806 $138,261 $212,794 $703,392 $702,855 $457,538 21,000 17,829 53,152 432 $641,491 $687,806 $159,261 $230,623 $703,392 $756,007 $457,538 $9,426 $20,234 $761 $41,536 $12,530 $2,886 $8,350 6,076 1,500 9,426 20,234 761 41,536 20,106 2,886 8,350 632,065 667,572 $158,500 189,087 683,286 753,121 449,188 632,065 667,572 158,500 189,087 683,286 753,121 449,188 $641,491 $687,806 $159,261 $230,623 $703,392 $756,007 $457,538 (Continued) SPECIAL REVENUE FUNDS 115 Low and Emergency Pt. San Pedro Moderate Medical Business Maintenance Income Measure A Services Improvement Portion Housing Open Space ASSETS Cash and investments $1,494,455 $22,958 $153,108 $679,950 $199,727 Restricted cash and investments Receivables: Accounts 359,679 Taxes 25,903 459 218,273 Grants Interest 334 Loans 230,066 Prepaids Total Assets $1,880,037 $22,958 $153,567 $910,350 $418,000 LIABILITIES AND FUND BALANCES Liabilities: Accounts payable $135,507 $22,958 $2,284 $48,765 Deposits payable Developer deposits payable Deferred revenue Total Liabilities 135,507 22,958 2,284 48,765 Fund Balances: Restricted 1,744,530 151,283 910,350 369,235 Committed Assigned Total Fund Balances 1,744,530 151,283 910,350 369,235 Total Liabilities and Fund Balances $1,880,037 $22,958 $153,567 $910,350 $418,000 CITY OF SAN RAFAEL NONMAJOR GOVERNMENTAL FUNDS COMBINING BALANCE SHEETS FOR THE YEAR ENDED JUNE 30, 2017 SPECIAL REVENUE FUNDS 116 DEBT SERVICE FUNDS 1997 Peacock Gap Mariposa Financing Park Assessment Assessment Authority Capital Bedroom Assessment Capital District District Revenue Bonds Improvement Tax Districts Projects $2,875 $16,573 $147,797 $2,864,858 $76,845 $223,742 $27,936 625,123 77,038 29,835 1,658 $2,875 $16,573 $147,797 $3,521,474 $76,845 $300,780 $27,936 $57,702 57,702 $2,875 $16,573 $147,797 $76,845 $300,780 3,463,772 $27,936 2,875 16,573 147,797 3,463,772 76,845 300,780 27,936 $2,875 $16,573 $147,797 $3,521,474 $76,845 $300,780 $27,936 (Continued) CAPITAL PROJECTS FUNDS 117 CAPITAL PROJECTS Total Non-Major Open Governmental Space Funds ASSETS Cash and investments $115,103 $12,734,480 Restricted cash and investments 702,161 Receivables: Accounts 846,832 Taxes 262,718 Grants 123,581 Interest 1,992 Loans 230,066 Prepaids 4,574 Total Assets $115,103 $14,906,404 LIABILITIES AND FUND BALANCES Liabilities: Accounts payable $812,035 Deposits payable 6,076 Developer deposits payable 160,614 Deferred revenue 367,589 Total Liabilities 1,346,314 Fund Balances: Restricted 9,953,279 Committed 3,491,708 Assigned $115,103 115,103 Total Fund Balances 115,103 13,560,090 Total Liabilities and Fund Balances $115,103 $14,906,404 CITY OF SAN RAFAEL NONMAJOR GOVERNMENTAL FUNDS COMBINING BALANCE SHEETS FOR THE YEAR ENDED JUNE 30, 2017 FUNDS 118 SPECIAL REVENUE FUNDS Baypoint Lagoons Household Loch Lomond Recreation Assessment Hazmat Assessment Revolving District Facility Childcare District REVENUES Taxes and special assessments $25,368 $15,606 Use of money and properties $1,477 760 $180 $4,177 2,334 Intergovernmental 10,097 329,232 Charges for services 3,129,356 156,434 3,724,353 Other revenue 16,149 1,125 11,939 Total Revenues 3,157,079 26,128 157,739 4,069,701 17,940 EXPENDITURES Current: General government Public safety 93,013 Public works and parks 5,722 48,618 Culture and recreation 4,798,373 3,853,401 Capital outlay Capital improvement/special projects 16,994 Total Expenditures 4,815,367 5,722 93,013 3,853,401 48,618 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (1,658,288) 20,406 64,726 216,300 (30,678) OTHER FINANCING SOURCES (USES) Transfers in 1,750,000 Transfers out Total Other Financing Sources (Uses)1,750,000 Net Change in Fund Balances 91,712 20,406 64,726 216,300 (30,678) Fund Balance, Beginning 26,379 217,920 248,639 1,153,844 690,944 Fund Balance, Ending $118,091 $238,326 $313,365 $1,370,144 $660,266 CITY OF SAN RAFAEL COMBINING STATEMENTS OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2017 120 SPECIAL REVENUE FUNDS Library Public Development Parkland Library Assessment Safety Stormwater Services Grants Dedication $868,481 $2,135 2,302 $130 $548 $33,615 $1,592 $1,620 1,000 89,053 1,002,826 7,067 1,860 903,910 39,360 3,020 74,762 20,228 23,106 1,500 13,222 870,783 165,805 924,686 33,615 1,027,524 42,480 5,997 26,606 182,778 276,387 582,235 782,590 30,072 10,049 907,470 6,996 4,936 908,171 92,704 17,045 907,470 281,323 1,696,758 26,606 765,013 122,776 (3,823) (36,687) (115,518) (772,072) 7,009 262,511 (80,296) 100,000 46,089 37,761 (325,000) (169,783) 100,000 (325,000) (123,694) 37,761 (3,823) (36,687) (15,518) (772,072) (317,991) 138,817 (42,535) 635,888 704,259 174,018 961,159 1,001,277 614,304 491,723 $632,065 $667,572 $158,500 $189,087 $683,286 $753,121 $449,188 (Continued) 121 Low and Emergency Pt. San Pedro - Moderate Medical Business Maintenance Income Measure A Services Improvement Portion Housing Open Space REVENUES Taxes and special assessments $5,485,637 $74,084 $437,170 Use of money and properties 7,729 508 $2,445 973 Intergovernmental 121,517 Charges for services 1,506,437 Other revenue 220,984 59,375 Total Revenues 7,342,304 74,592 61,820 438,143 EXPENDITURES Current: General government 47,978 81,027 Public safety 7,114,323 107,949 Public works and parks 89,980 205,179 Culture and recreation Capital outlay Capital improvement/special projects Total Expenditures 7,162,301 89,980 81,027 313,128 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 180,003 (15,388) (19,207) 125,015 OTHER FINANCING SOURCES (USES) Transfers in Transfers out (118,036) Total Other Financing Sources (Uses)(118,036) Net Change in Fund Balances 180,003 (15,388) (19,207) 6,979 Fund Balance, Beginning 1,564,527 166,671 929,557 362,256 Fund Balance, Ending $1,744,530 $151,283 $910,350 $369,235 SPECIAL REVENUE FUNDS CITY OF SAN RAFAEL COMBINING STATEMENTS OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2017 122 DEBT SERVICE FUNDS 1997 Peacock Gap Mariposa Financing Park Assessment Assessment Authority Capital Bedroom Assessment Capital District District Revenue Bonds Improvement Tax Districts Projects $18,105 $493 $363 $13,357 143,472 $5,507 493 156,829 18,105 363 5,507 459,609 10,440 459,609 10,440 493 (302,780)18,105 363 (4,933) 493 (302,780)18,105 363 (4,933) $2,875 $16,573 147,304 3,766,552 58,740 300,417 32,869 $2,875 $16,573 $147,797 $3,463,772 $76,845 $300,780 $27,936 (Continued) CAPITAL PROJECTS FUNDS 123 CAPITAL PROJECTS FUNDS Total Non-Major Open Governmental Space Funds REVENUES Taxes and special assessments $6,924,451 Use of money and properties $383 63,764 Intergovernmental 1,567,082 Charges for services 9,612,249 Other revenue 437,695 Total Revenues 383 18,605,241 EXPENDITURES Current: General government 344,386 Public safety 8,173,907 Public works and parks 1,162,161 Culture and recreation 9,569,293 Capital outlay 459,609 Capital improvement/special projects 4,463 1,044,704 Total Expenditures 4,463 20,754,060 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (4,080) (2,148,819) OTHER FINANCING SOURCES (USES) Transfers in 1,933,850 Transfers out (612,819) Total Other Financing Sources (Uses)1,321,031 Net Change in Fund Balances (4,080) (827,788) Fund Balance, Beginning 119,183 14,387,878 Fund Balance, Ending $115,103 $13,560,090 CITY OF SAN RAFAEL COMBINING STATEMENTS OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2017 124 CITY OF SAN RAFAEL BUDGETED NONMAJOR GOVERNMENTAL FUNDS COMBINING SCHEDULES OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2017 SPECIAL REVENUE FUNDS Recreation Revolving Baypoint Lagoons Assessment District Variance Variance Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) REVENUES Taxes and special assessments $25,500 $25,368 ($132) Use of money and properties $26,309 $1,477 ($24,832) 700 760 60 Intergovernmental 10,000 10,097 97 Charges for services 2,962,330 3,129,356 167,026 Other revenue 2,750 16,149 13,399 Total Revenues 3,001,389 3,157,079 155,690 26,200 26,128 (72) EXPENDITURES Current: General government Public safety Public works and parks 6,000 5,722 278 Culture and recreation 4,809,085 4,798,373 10,712 Capital outlay Capital improvement/special projects 10,000 16,994 (6,994) Total Expenditures 4,819,085 4,815,367 3,718 6,000 5,722 278 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (1,817,696) (1,658,288) 159,408 20,200 20,406 206 OTHER FINANCING SOURCES (USES) Transfers in 1,750,000 1,750,000 Transfers out Total Other Financing Sources (Uses) 1,750,000 1,750,000 FUND BALANCES, BEGINNING OF YEAR AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES ($67,696) 91,712 $159,408 $20,200 20,406 $206 FUND BALANCES, BEGINNING OF YEAR 26,379 217,920 FUND BALANCES, END OF YEAR $118,091 $238,326 126 Household Hazmat Facility Childcare Loch Lomond Assessment District Variance Variance Variance Final Positive Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) Budget Actual (Negative) $15,610 $15,606 ($4) $550 $180 ($370) $2,000 $4,177 $2,177 2,000 2,334 334 312,200 329,232 17,032 156,515 156,434 (81) 3,775,000 3,724,353 (50,647) 1,125 1,125 11,939 11,939 157,065 157,739 674 4,089,200 4,069,701 (19,499) 17,610 17,940 330 169,361 93,013 76,348 50,054 48,618 1,436 4,099,128 3,853,401 245,727 169,361 93,013 76,348 4,099,128 3,853,401 245,727 50,054 48,618 1,436 (12,296) 64,726 77,022 (9,928) 216,300 226,228 (32,444) (30,678) 1,766 ($12,296) 64,726 $77,022 ($9,928) 216,300 $226,228 ($32,444) (30,678) $1,766 248,639 1,153,844 690,944 $313,365 $1,370,144 $660,266 (Continued) SPECIAL REVENUE FUNDS 127 CITY OF SAN RAFAEL BUDGETED NONMAJOR GOVERNMENTAL FUNDS COMBINING SCHEDULES OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2017 Library Library Assessment Variance Variance Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) REVENUES Taxes and special assessments $875,000 $868,481 ($6,519) Use of money and properties $600 $2,135 $1,535 1,800 2,302 502 Intergovernmental 1,000 1,000 Charges for services 6,000 7,067 1,067 Other revenue 1,000 3,020 2,020 Total Revenues 7,600 13,222 5,622 876,800 870,783 (6,017) EXPENDITURES Current: General government Public safety Public works and parks Culture and recreation 10,000 10,049 (49) 995,819 907,470 88,349 Capital outlay Capital improvement/special projects 15,000 6,996 8,004 Total Expenditures 25,000 17,045 7,955 995,819 907,470 88,349 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (17,400) (3,823) 13,577 (119,019) (36,687) 82,332 OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total Other Financing Sources (Uses) EXCESS (DEFICIENCY) OF REVENUES AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES ($17,400) (3,823) $13,577 ($119,019) (36,687) $82,332 FUND BALANCES, BEGINNING OF YEAR 635,888 704,259 FUND BALANCES, END OF YEAR $632,065 $667,572 SPECIAL REVENUE FUNDS 128 Public Safety Stormwater Variance Variance Variance Final Positive Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) Budget Actual (Negative) $240 $130 ($110) $5,000 $548 ($4,452) $33,000 $33,615 $615 70,000 89,053 19,053 1,500 1,860 360 772,800 903,910 131,110 75,000 74,762 (238) 5,000 20,228 15,228 146,740 165,805 19,065 782,800 924,686 141,886 33,000 33,615 615 10,412 5,997 4,415 117,000 26,606 90,394 276,322 276,387 (65) 734,711 782,590 (47,879) 340,000 340,000 5,000 4,936 64 1,525,867 908,171 617,696 281,322 281,323 (1) 2,270,990 1,696,758 574,232 457,000 26,606 430,394 (134,582) (115,518) 19,064 (1,488,190) (772,072) 716,118 (424,000) 7,009 431,009 100,000 100,000 (325,000) (325,000) 100,000 100,000 (325,000) (325,000) ($34,582) (15,518) $19,064 ($1,488,190) (772,072) $716,118 ($749,000) (317,991) $431,009 174,018 961,159 1,001,277 $158,500 $189,087 $683,286 (Continued) SPECIAL REVENUE FUNDS Development Services 129 Grants Parkland Dedication Variance Variance Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) REVENUES Taxes and special assessments Use of money and properties $2,800 $1,592 ($1,208) $4,000 $1,620 ($2,380) Intergovernmental 369,250 1,002,826 633,576 Charges for services 39,360 39,360 Other revenue 23,106 23,106 1,500 1,500 Total Revenues 372,050 1,027,524 655,474 4,000 42,480 38,480 EXPENDITURES Current: General government 235,961 182,778 53,183 Public safety 563,091 582,235 (19,144) Public works and parks 37,301 30,072 7,229 Culture and recreation Capital outlay 330,000 92,704 237,296 Capital improvement/special projects Total Expenditures 799,052 765,013 34,039 367,301 122,776 244,525 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (427,002) 262,511 689,513 (363,301) (80,296) 283,005 OTHER FINANCING SOURCES (USES) Transfers in 46,089 46,089 37,761 37,761 Transfers out (169,783) (169,783) Total Other Financing Sources (Uses)(123,694) (123,694)37,761 37,761 EXCESS (DEFICIENCY) OF REVENUES AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES ($550,696) 138,817 $689,513 ($325,540) (42,535) $283,005 FUND BALANCES, BEGINNING OF YEAR 614,304 491,723 FUND BALANCES, END OF YEAR $753,121 $449,188 SPECIAL REVENUE FUNDS FOR THE YEAR ENDED JUNE 30, 2017 BUDGETED NONMAJOR GOVERNMENTAL FUNDS COMBINING SCHEDULES OF REVENUES, EXPENDITURES, CITY OF SAN RAFAEL AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL 130 Emergency Medical Services Business Improvement Variance Variance Variance Final Positive Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) Budget Actual (Negative) $5,216,424 $5,485,637 $269,213 $80,000 $74,084 ($5,916) 2,000 7,729 5,729 500 508 8 125,000 121,517 (3,483) 2,598,000 1,506,437 (1,091,563) 247,819 220,984 (26,835) 8,189,243 7,342,304 (846,939)80,500 74,592 (5,908) 83,288 47,978 35,310 7,178,379 7,114,323 64,056 90,250 89,980 270 7,261,667 7,162,301 99,366 90,250 89,980 270 927,576 180,003 (747,573)(9,750) (15,388) (5,638) $927,576 180,003 ($747,573)($9,750) (15,388) ($5,638) 1,564,527 166,671 $1,744,530 $151,283 (Continued) Pt. San Pedro-Maintenance Portion SPECIAL REVENUE FUNDS 131 CITY OF SAN RAFAEL Low and Moderate Income Housing Measure A Open Space Variance Variance Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) REVENUES Taxes and special assessments $430,300 $437,170 $6,870 Use of money and properties $8,300 $2,445 ($5,855) 600 973 373 Intergovernmental Charges for services Other revenue 70,000 59,375 (10,625) Total Revenues 78,300 61,820 (16,480) 430,900 438,143 7,243 EXPENDITURES Current: General government 210,000 81,027 128,973 Public safety 199,123 107,949 91,174 Public works and parks 155,000 205,179 (50,179) Culture and recreation 460,000 460,000 Capital outlay Capital improvement/special projects Total Expenditures 210,000 81,027 128,973 814,123 313,128 500,995 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (131,700) (19,207) 112,493 (383,223) 125,015 508,238 OTHER FINANCING SOURCES (USES) Transfers in Transfers out (118,036) (118,036) Total Other Financing Sources (Uses) (118,036) (118,036) EXCESS (DEFICIENCY) OF REVENUES AND OTHER SOURCES AND USES OVER (UNDER) EXPENDITURES ($131,700) (19,207) $112,493 ($501,259) 6,979 $508,238 FUND BALANCES, BEGINNING OF YEAR 929,557 362,256 FUND BALANCES, END OF YEAR $910,350 $369,235 BUDGETED NONMAJOR GOVERNMENTAL FUNDS COMBINING SCHEDULES OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2017 SPECIAL REVENUE FUNDS 132 Mariposa Assessment District 1997 Financing Authority Revenue Bonds Variance Variance Final Positive Final Positive Budget Actual (Negative) Budget Actual (Negative) $430 $493 $63 430 493 63 430 493 63 $430 493 $63 $16,573 147,304 $16,573 $147,797 DEBT SERVICE FUNDS 133 INTERNAL SERVICE FUNDS Internal service funds account for department services and financing performed for other departments within the same governmental jurisdiction. Funding comes from charges assessed to the departments benefiting from the service. Building Maintenance Fund - Established to account for construction projects and cyclical large dollar maintenance tasks (roof, painting) completed on City owned buildings. Vehicle Replacement Fund – Established to provide for the replacement of vehicles. Equipment Replacement Fund – Established to provide for the replacement of computers and equipment. Employee Benefits Fund - This fund is utilized for the payment of retiree benefits, unemployment insurance, accumulated leave requirements and other negotiated benefits not tied to a specific department. Liability Insurance Fund - Established to maintain sufficient reserves for outstanding claims. All costs associated with liability premiums are paid from this fund. Workers’ Compensation Fund - Established to maintain sufficient reserves for injury claims. All costs associated with workers compensation, including safety training, wellness programs, claim expenses and insurance premiums are paid from this fund. Dental Insurance Fund - Set up to maintain sufficient reserves for dental claims. All costs associated with dental claims and administrations are paid from this fund. Employee Retirement Fund – Established to maintain sufficient reserves to fund debt service payments on the 2010 Taxable Pension Obligation Bonds and other pension related obligations. OPEB/Retiree Medical Fund – Established to account for activities related to the funding, administration and procurement of retiree medical benefits. Radio Replacement Fund - Established to meet radio system operating costs, capital acquisition and replacement, and operating lease obligations for the Public Works, Fire, Community Development and Police Departments. The Marin Emergency Radio Authority (MERA) is a countywide JPA that has taken the roll in procurement and installation of a new digital radio system. This fund supports San Rafael's portion of the MERA efforts and related contractual obligations. Telephone Replacement Fund – Established to provide ongoing support services for telephone equipment and usage throughout the organization. Sewer Maintenance Fund – Established to record both the cost of providing services to the San Rafael Sanitation District and the charges for those services. 135 CITY OF SAN RAFAEL INTERNAL SERVICE FUNDS COMBINING STATEMENTS OF NET POSITION JUNE 30, 2017 Building Vehicle Equipment Employee Liability Maintenance Replacement Replacement Benefits Insurance ASSETS Current Assets: Cash and investments $1,617,858 $1,673,326 $2,845,878 $810,716 $2,967,749 Accounts receivable Loans receivable Prepaids 1,080,558 Capital assets: Nondepreciable assets 530,301 Depreciable assets, net 2,615,538 5,044,661 637,331 Total Assets 4,763,697 7,798,545 3,483,209 810,716 2,967,749 LIABILITIES Current Liabilities: Accounts payable 129,423 208,333 196,005 501 Claims payable - due in one year 1,226,194 Non-current Liabilities: Claims payable - due in more than one year 1,355,335 Total Liabilities 129,423 208,333 196,005 501 2,581,529 NET POSITION: Net investment in capital assets 3,145,839 5,044,661 637,331 Unrestricted 1,488,435 2,545,551 2,649,873 810,215 386,220 Total Net Position $4,634,274 $7,590,212 $3,287,204 $810,215 $386,220 136 OPEB/ Workers' Dental Employee Retiree Radio Telephone Sewer Compensation Insurance Retirement Medical Replacement Replacement Maintenance Total $6,663,771 $152,927 $2,281,906 $711,122 $358,889 $398,256 $28,213 $20,510,611 1,080,558 530,301 8,297,530 6,663,771 152,927 2,281,906 711,122 358,889 398,256 28,213 30,419,000 304 3,624 16,487 32,422 28,213 615,312 1,427,094 2,653,288 4,738,715 6,094,050 6,166,113 3,624 16,487 32,422 28,213 9,362,650 8,827,831 497,658 149,303 2,281,906 694,635 358,889 365,834 12,228,519 $497,658 $149,303 $2,281,906 $694,635 $358,889 $365,834 $21,056,350 137 Building Vehicle Equipment Employee Liability Maintenance Replacement Replacement Benefits Insurance OPERATING REVENUES Charges for current services $800,000 $1,213,282 $1,910,808 $551,519 $1,552,880 Other operating revenues 10,000 286 606 49,910 Total Operating Revenues 810,000 1,213,282 1,911,094 552,125 1,602,790 OPERATING EXPENSES Personnel 161,876 2,416 Insurance premiums and claims 1,063,453 Maintenance and repairs 201,103 87,597 General and administrative 18,243 1,952,354 796,874 184,656 Depreciation expense 38,921 922,755 106,224 Total Operating Expenses 258,267 1,010,352 2,220,454 799,290 1,248,109 Operating Income (Loss) 551,733 202,930 (309,360) (247,165) 354,681 NONOPERATING REVENUES (EXPENSES) Investment income 5,317 5,099 9,304 8,635 8,962 Miscellaneous Income 94,264 Loss on sale of capital assets (19,944) Total Nonoperating Revenues (Expenses) 5,317 79,419 9,304 8,635 8,962 Net income (loss) before transfers 557,050 282,349 (300,056) (238,530) 363,643 CAPITAL CONTRIBUTIONS 1,228,402 TRANSFERS IN 80,275 TRANSFERS OUT Change in Net Position 1,865,727 282,349 (300,056) (238,530) 363,643 NET POSITION, BEGINNING OF YEAR, AS ADJUSTED 2,768,547 7,307,863 3,587,260 1,048,745 22,577 NET POSITION, END OF YEAR $4,634,274 $7,590,212 $3,287,204 $810,215 $386,220 CITY OF SAN RAFAEL INTERNAL SERVICE FUNDS COMBINING STATEMENTS OF REVENUES, EXPENSES, AND CHANGES IN FUND NET POSITION FOR THE YEAR ENDED JUNE 30, 2017 138 OPEB/ Workers' Dental Employee Retiree Radio Telephone Sewer Compensation Insurance Retirement Medical Replacement Replacement Maintenance Total $1,974,595 $399,028 $200,000 $2,775,000 $648,660 $571,223 $2,609,993 $15,206,988 7,910 892,199 1,385 962,296 1,974,595 406,938 200,000 3,667,199 648,660 571,223 2,611,378 16,169,284 2,611,378 2,775,670 1,487,865 388,506 3,674,555 6,614,379 288,700 116,474 3,342 673,499 544,551 4,289,993 1,067,900 1,604,339 388,506 3,342 3,674,555 673,499 544,551 2,611,378 15,036,642 370,256 18,432 196,658 (7,356) (24,839) 26,672 1,132,642 21,819 663 7,392 522 1,238 68,951 94,264 (19,944) 21,819 663 7,392 522 1,238 143,271 392,075 19,095 204,050 (7,356) (24,317) 27,910 1,275,913 1,228,402 80,275 (376,520) (376,520) 392,075 19,095 (172,470) (7,356) (24,317) 27,910 2,208,070 105,583 130,208 2,454,376 701,991 383,206 337,924 18,848,280 $497,658 $149,303 $2,281,906 $694,635 $358,889 $365,834 $21,056,350 139 CITY OF SAN RAFAEL INTERNAL SERVICE FUNDS COMBINING STATEMENTS OF CASH FLOWS FOR THE YEAR ENDED JUNE 30, 2017 Building Vehicle Equipment Employee Liability Maintenance Replacement Replacement Benefits Insurance CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers/other funds $800,000 $1,224,360 $1,911,094 $551,519 $1,552,880 Cash payments to suppliers for goods and services (126,737) (85,119) (1,898,044) (836,813) (1,211,360) Cash payments to employees for salaries and benefits (161,876) (2,416) Other operating revenues 10,000 606 49,910 Cash Flows from Operating Activities 683,263 1,139,241 (148,826) (287,104) 391,430 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Interfund receipts 80,275 Interfund payments Cash Flows from Noncapital Financing Activities 80,275 'CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Acquisition and construction of capital assets (468,338) (753,667) Proceeds from sale of property 94,264 Cash Flows from Investing Activities (468,338) (659,403) CASH FLOWS FROM INVESTING ACTIVITIES Interest received 5,317 5,099 9,304 8,635 8,962 Cash Flows from Investing Activities 5,317 5,099 9,304 8,635 8,962 Net increase (decrease) in cash and cash equivalents 300,517 484,937 (139,522) (278,469) 400,392 CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR 1,317,341 1,188,389 2,985,400 1,089,185 2,567,357 CASH AND CASH EQUIVALENTS, END OF YEAR $1,617,858 $1,673,326 $2,845,878 $810,716 $2,967,749 Reconciliation of operating income (loss) to net cash provided by operating activities: Operating income (loss)$551,733 $202,930 ($309,360) ($247,165) $354,681 Adjustments to reconcile operating income to cash flows from operating activities: Depreciation 38,921 922,755 106,224 Net change in assets and liabilities: Accounts receivable 140 Loans receivable 10,938 Prepaids and deposits 2,478 Accounts payable 92,609 54,310 (39,939) (1,125) Claims payable 37,874 Net Cash Provided by (Used in) Operating Activities $683,263 $1,139,241 ($148,826) ($287,104) $391,430 NON-CASH TRANSACTIONS: Contributions of capital assets $1,228,402 140 OPEB/ Workers' Dental Employee Employee Radio Telephone Sewer Compensation Insurance Retirement Retirement Replacement Replacement Maintenance Total $1,974,595 $399,028 $200,000 $2,850,980 $648,660 $571,223 $2,623,480 $15,307,819 (1,490,587) (388,587) (3,342) (3,661,843) (673,499) (533,604) (2,599,611) (13,509,146) (164,292) 7,910 892,199 1,385 962,010 484,008 18,351 196,658 81,336 (24,839) 37,619 25,254 2,596,391 80,275 (376,520) (376,520) (376,520)(296,245) (1,222,005) 94,264 (1,127,741) 21,819 663 7,392 522 1,238 68,951 21,819 663 7,392 522 1,238 68,951 505,827 19,014 (172,470) 81,336 (24,317) 38,857 25,254 1,241,356 6,157,944 133,913 2,454,376 629,786 383,206 359,399 2,959 19,269,255 $6,663,771 $152,927 $2,281,906 $711,122 $358,889 $398,256 $28,213 $20,510,611 $370,256 $18,432 $196,658 ($7,356) ($24,839) $26,672 $1,132,642 1,067,900 75,980 $13,487 89,607 10,938 2,478 (7,146)(81)12,712 10,947 11,767 134,054 120,898 158,772 $484,008 $18,351 $196,658 $81,336 ($24,839) $37,619 $25,254 $2,596,391 $1,228,402 141 AGENCY FUNDS Agency Funds account of assets held by the City as agent for individuals, governmental entities, and non-public organizations. Pt. San Pedro Road Assessment District Fund - Established to accumulate funds for payment of principal and interest for Pt. San Pedro Road Median Landscaping Assessment District bonds. 143 CITY OF SAN RAFAEL AGENCY FUNDS COMBINING STATEMENTS OF CHANGES IN ASSETS AND LIABILITIES FOR THE YEAR ENDED JUNE 30, 2017 Balance Balance June 30, 2016 Additions Deductions June 30, 2017 Pt. San Pedro Road Assessment District Assets Restricted cash and investments $291,111 $206,708 $208,051 $289,768 Taxes receivable 1,134 951 1,134 951 Total Assets $292,245 $207,659 $209,185 $290,719 Liabilities Interest payable $27,697 $26,614 $27,697 $26,614 Due to bondholders 264,548 181,045 181,488 264,105 Total Liabilities $292,245 $207,659 $209,185 $290,719 Balance Balance June 30, 2016 Additions Deductions June 30, 2017 Total Agency Fund Assets Restricted cash and investments $291,111 $206,708 $208,051 $289,768 Taxes receivable 1,134 951 1,134 951 Total Assets $292,245 $207,659 $209,185 $290,719 Liabilities Interest payable $27,697 $26,614 $27,697 $26,614 Due to bondholders 264,548 181,045 181,488 264,105 Total Liabilities $292,245 $207,659 $209,185 $290,719 144 Mc Nears Beach Park STATISTICAL SECTION STATISTICAL SECTION This part of the City’s Comprehensive Annual Financial Report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City’s overall financial health. In contrast to the financial section, the statistical section information is not subject to independent audit. Financial Trends These schedules contain trend information to help the reader understand how the City’s financial performance and well- being have changed over time: 1.Net Position by Component 2.Changes in Net Position 3.Fund Balances of Governmental Funds 4.Changes in Fund Balance of Governmental Funds Revenue Capacity These schedules contain information to help the reader assess the City’s most significant local revenue source, the property tax: 1.Assessed and Estimated Actual Value of Taxable Property 2.Property Tax Rates, All Overlapping Governments 3.Principal Property Taxpayers 4.Property Tax Levies and Collections Debt Capacity These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future: 1.Ratio of Outstanding Debt by Type 2.Computation of Direct and Overlapping Debt 3.Computation of Legal Bonded Debt Margin 4.Revenue Bond Coverage Parking Facility Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City’s financial activities take place: 1.Demographic and Economic Statistics 2.Principal Employers Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the City provides and the activities it performs: 1.Full-Time Equivalent City Government Employees by Function 2.Operating Indicators by Function/Program 3.Capital Asset Statistics by Function/Program Sources Unless otherwise noted, the information in these schedules is derived from the Comprehensive Annual Financial Reports for the relevant year. 147 2008 2009 2010 2011 Governmental activities Net investment in capital assets $176,724,820 $178,744,119 $173,536,144 $174,281,922 Restricted 26,848,900 25,721,231 26,150,254 21,322,937 Unrestricted 4,273,937 (700,985) (4,631,276) (8,170,324) Total governmental activities net position $207,847,657 $203,764,365 $195,055,122 $187,434,535 Business-type activities Net investment in capital assets $10,130,329 $11,243,637 $10,950,825 $10,793,592 Unrestricted 2,471,117 1,936,958 2,017,354 1,948,447 Total business-type activities net position $12,601,446 $13,180,595 $12,968,179 $12,742,039 Primary government Net investments in capital assets $186,855,149 $189,987,756 $184,486,969 $185,075,514 Restricted 26,848,900 25,721,231 26,150,254 21,322,937 Unrestricted 6,745,054 1,235,973 (2,613,922) (6,221,877) Total primary government net position $220,449,103 $216,944,960 $208,023,301 $200,176,574 (a) The City adjusted certain beginning balances during fiscal years 2013-2014, 2014-2015 and 2016-2017. Financial data shown for proceeding years were not adjusted for the presentation. CITY OF SAN RAFAEL NET POSITION BY COMPONENT Last Ten Fiscal Years (accrual basis of accounting) ($130,000) ($80,000) ($30,000) $20,000 $70,000 $120,000 $170,000 $220,000 $270,000 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Th o u s a n d s Net of Related Debt Restricted Unrestricted 148 2012 2013 2014 2015 2016 2017 $192,361,245 $193,222,791 $190,286,275 $190,621,085 $193,707,175 $199,202,842 24,693,205 35,780,412 37,339,141 33,389,224 31,286,725 29,225,643 10,652,263 11,151,318 (196,824) (82,336,534) (93,273,480) (112,913,181) $227,706,713 $240,154,521 $227,428,592 $141,673,775 $131,720,420 $115,515,304 $10,650,558 $10,670,190 $10,786,591 $10,744,952 $10,958,058 $10,968,642 2,495,889 2,501,498 2,049,957 (938,519) (1,136,050) (871,620) $13,146,447 $13,171,688 $12,836,548 $9,806,433 $9,822,008 $10,097,022 $203,011,803 $203,892,981 $201,072,866 $201,366,037 $204,665,233 $210,171,484 24,693,205 35,780,412 37,339,141 33,389,224 31,286,725 29,225,643 13,148,152 13,652,816 1,853,133 (83,275,053) (94,409,530) (113,784,801) $240,853,160 $253,326,209 $240,265,140 $151,480,208 $141,542,428 $125,612,326 149 CITY OF SAN RAFAEL CHANGES IN NET POSITION Last Ten Fiscal Years (Accrual Basis of Accounting) 2008 2009 2010 2011 Expenses Governmental Activities: General government $8,621,079 $8,075,344 $8,396,759 $8,269,846 Public safety 40,845,347 42,708,538 42,752,033 44,735,486 Public works and parks 22,105,367 23,036,676 17,401,923 17,408,038 Community development 5,811,866 5,759,171 6,738,873 7,804,650 Culture and recreation 10,300,230 11,505,896 11,139,225 11,487,999 Interest on long-term debt and fiscal charges 1,989,620 1,907,229 2,200,024 1,621,605 Total Governmental Activities Expenses 89,673,509 92,992,854 88,628,837 91,327,624 Business-Type Activities: Parking services 3,282,235 3,563,235 4,016,198 3,785,751 Total Business-Type Activities Expenses 3,282,235 3,563,235 4,016,198 3,785,751 Total Primary Government Expenses $92,955,744 $96,556,089 $92,645,035 $95,113,375 Component Unit: San Rafael Sanitation District $8,090,636 $9,143,977 $9,087,354 $9,677,630 Program Revenues Governmental Activities: Charges for services: General government $1,494,784 $1,738,685 $1,665,460 $1,636,542 Public safety 5,562,072 5,906,445 6,308,912 6,167,925 Public works and parks 4,983,288 4,753,817 3,916,874 4,141,103 Community development 3,247,024 2,915,872 2,830,179 2,676,663 Culture and recreation 4,870,884 5,253,683 5,280,458 5,362,497 Operating grants and contributions 3,463,616 3,544,248 3,721,055 3,651,902 Capital grants and contributions 3,239,509 7,311,173 2,116,906 1,857,670 Total Government Activities Program Revenues 26,861,177 31,423,923 25,839,844 25,494,302 Business-Type Activities: Charges for services: Parking services 4,161,936 4,454,490 4,244,404 4,011,333 Total Business-Type Activities Program Revenues 4,161,936 4,454,490 4,244,404 4,011,333 Total Primary Government Program Revenues $31,023,113 $35,878,413 $30,084,248 $29,505,635 Component Unit: San Rafael Sanitation District Charges for service $9,366,305 $10,567,647 $11,559,549 $12,223,779 Operating grants and contributions Capital grants and contributions Total Component Unit Program Revenues $9,366,305 $10,567,647 $11,559,549 $12,223,779 Net (Expense)/Revenue Governmental Activities ($62,812,332) ($61,568,931) ($62,788,993) ($65,833,322) Business-Type Activities 879,701 891,255 228,206 225,582 Total Primary Government Net Expense ($61,932,631) ($60,677,676) ($62,560,787) ($65,607,740) Component Unit Activities $1,275,669 $1,423,670 $2,472,195 $2,546,149 150 2012 2013 2014 2015 2016 2017 $10,171,332 $10,202,530 $9,085,672 $9,099,858 $12,952,983 $10,996,269 39,876,910 41,966,065 43,800,158 39,968,631 55,399,798 44,366,734 17,423,033 17,695,164 22,125,336 16,893,164 22,929,289 19,845,719 4,587,557 3,403,158 3,451,244 3,128,373 4,307,269 4,242,743 11,020,663 11,330,058 11,846,818 11,198,151 15,026,680 14,131,000 1,224,991 283,805 327,350 284,288 277,263 271,263 84,304,486 84,880,780 90,636,578 80,572,465 110,893,282 93,853,728 3,446,482 3,545,387 4,125,476 4,249,597 4,762,851 4,188,152 3,446,482 3,545,387 4,125,476 4,249,597 4,762,851 4,188,152 $87,750,968 $88,426,167 $94,762,054 $84,822,062 $115,656,133 $98,041,880 $10,185,779 $10,169,082 $11,378,055 $11,375,239 $11,654,767 $11,255,194 $1,986,791 $2,655,749 $2,838,940 $1,379,523 $526,495 $421,393 7,122,396 6,478,321 6,014,034 4,966,251 4,939,658 4,264,939 5,214,267 7,837,472 6,101,460 3,078,267 5,157,289 1,804,698 3,255,367 3,984,204 3,279,251 3,796,684 4,004,178 3,850,107 5,873,147 6,075,129 6,417,003 6,537,646 6,683,059 6,941,013 3,158,281 4,085,073 4,698,142 4,185,450 4,678,338 3,965,351 2,705,696 5,876,993 762,719 1,308,027 1,470,953 1,702,993 29,315,945 36,992,941 30,111,549 25,251,848 27,459,970 22,950,494 3,901,175 3,990,706 4,485,394 5,173,557 5,212,181 5,268,991 3,901,175 3,990,706 4,485,394 5,173,557 5,212,181 5,268,991 $33,217,120 $40,983,647 $34,596,943 $30,425,405 $32,672,151 $28,219,485 $12,368,889 $12,413,123 $13,732,496 $14,629,758 $15,414,530 $16,014,016 36,945 79,245 $12,368,889 $12,413,123 $13,732,496 $14,629,758 $15,414,530 $16,130,206 ($54,988,541) ($47,887,839) ($60,525,029) ($55,320,617) ($83,433,312) ($70,903,234) 454,693 445,319 359,918 923,960 449,330 1,080,839 ($54,533,848) ($47,442,520) ($60,165,111) ($54,396,657) ($82,983,982) ($69,822,395) $2,183,110 $2,244,041 $2,354,441 $3,254,519 $3,862,215 $4,875,012 151 CITY OF SAN RAFAEL CHANGES IN NET POSITION (continued) Last Ten Fiscal Years (Accrual Basis of Accounting) 2008 2009 2010 2011 General Revenues and Other Changes in Net Position Governmental Activities: Taxes: Property $22,195,606 $21,978,859 $21,684,131 $21,632,733 Sales 25,764,457 21,970,262 19,055,124 21,623,445 Special assessments 3,503,555 Paramedic 3,210,317 3,489,494 3,661,064 Motor vehicles 257,320 197,989 171,518 297,425 Transient occupancy 1,678,912 1,558,243 1,644,262 Franchise 2,941,149 2,868,332 2,990,539 Business license 2,405,934 2,317,664 2,296,460 Other 9,242,241 1,561,835 1,411,583 1,930,531 Investment earnings 1,583,056 717,968 302,180 176,502 Gain (Loss) on disposal of assets 221,791 Miscellaneous 296,454 461,224 541,390 1,496,174 Special item - Court fines repayment Transfers 344,080 361,190 458,300 463,600 Total Government Activities 63,186,769 57,485,639 54,079,750 58,212,735 Business-Type Activities: Investment earnings 121,486 49,084 17,678 11,878 Aid from other government agencies Transfers (344,080) (361,190) (458,300) (463,600) Total Business-Type Activities (222,594) (312,106) (440,622) (451,722) Total Primary Government $62,964,175 $57,173,533 $53,639,128 $57,761,013 Component Unit: San Rafael Sanitation District Property Taxes $803,071 $855,511 $823,187 $1,214,519 Investment earnings 341,032 206,752 93,274 59,265 Miscellaneous 3,546 3,540 Aid from other governmental agencies 577,860 381,144 415,391 6,499 Total Component Unit $1,725,509 $1,446,947 $1,331,852 $1,280,283 Special Item Governmental Activities Component Unit Activities Change in Net Position Governmental Activities $374,437 ($4,083,292) ($8,709,243) ($7,620,587) Business-Type Activities 657,107 579,149 (212,416) (226,140) Total Primary Government $1,031,544 ($3,504,143) ($8,921,659) ($7,846,727) Change in Net Position Component Unit Activities $3,001,178 $2,870,617 $3,804,047 $3,826,432 Fiscal Year Ended June 30, 152 2012 2013 2014 2015 2016 2017 $20,107,637 $17,317,772 $18,439,619 $19,039,443 $19,998,567 $23,343,140 22,355,749 24,262,282 27,758,971 32,269,915 34,348,089 31,819,259 3,807,545 3,804,985 3,816,070 3,820,240 4,226,020 5,485,637 1,866,575 2,185,287 2,332,277 2,661,878 3,063,263 2,984,758 3,076,094 3,331,160 3,260,958 3,272,390 3,418,277 3,610,824 2,332,146 2,507,785 2,588,728 2,670,071 2,824,664 2,774,803 3,574,918 2,929,915 3,452,171 3,295,751 3,465,193 1,824,830 205,413 991,762 184,171 216,066 300,091 210,628 542,816 2,580,882 1,140,743 2,254,901 1,387,315 2,448,604 57,960 423,817 449,917 432,630 448,478 536,000 57,926,853 60,335,647 63,423,625 69,933,285 73,479,957 75,038,483 7,675 3,739 4,375 7,008 14,723 10,810 (57,960)(423,817)(449,917)(432,630)(448,478)(536,000) (50,285)(420,078)(445,542)(425,622)(433,755)(525,190) $57,876,568 $59,915,569 $62,978,083 $69,507,663 $73,046,202 $74,513,293 $1,192,566 $1,177,469 $1,345,018 $1,319,852 $1,367,172 $1,528,047 38,191 25,591 151,729 171,804 46,225 97,090 9,613 56,589 22,125 35,090 $1,240,370 $1,259,649 $1,518,872 $1,526,746 $1,413,397 $1,625,137 $4,462,815 ($4,462,815) $2,938,312 $12,447,808 $2,898,596 $19,075,483 ($9,953,355) $4,135,249 404,408 25,241 (85,624)498,338 15,575 555,649 $3,342,720 $12,473,049 $2,812,972 $19,573,821 ($9,937,780) $4,690,898 $3,423,480 $3,503,690 $3,873,313 $318,450 $5,275,612 $6,500,149 153 CITY SAN RAFAEL FUND BALANCES OF GOVERNMENTAL FUNDS Last Ten Fiscal Years (Modified Accrual Basis of Accounting) 2008 2009 2010 2011 General Fund Pre-GASB 54 Presentation: Reserved $2,196,153 $2,225,775 $1,763,622 Unreserved 4,022,612 1,670,455 5,038,173 GASB 54 Presentation: Nonspendable $589,833 Restricted 200,238 Committed 555,561 Assigned 5,439,879 Unassigned Total General Fund $6,218,765 $3,896,230 $6,801,795 $6,785,511 All Other Governmental Funds Pre-GASB 54 Presentation: Reserved $17,599,142 $16,680,568 $15,352,723 Unreserved, reported in: Special Revenue Funds 7,413,808 8,641,239 8,778,027 Capital Project Funds 35,430 (1,030,293) 4,527,627 Debt Service Funds 3,315,764 3,360,540 Expendable Trust Fund GASB 54 Presentation: Nonspendable $377,180 Restricted 19,289,367 Committed 3,864,322 Assigned 4,124,029 Total all other governmental funds $28,364,144 $27,652,054 $28,658,377 $27,654,898 (a) The change in total fund balance for the General Fund and other governmental funds is explained in Management's Discussion and Analysis. (b) The City adjusted certain beginning balances during fiscal years 2013-2014, 2014-2015 and 2015-2016. Financial data shown for preceding years were not adjusted for the presentation. ($5,000) $5,000 $15,000 $25,000 $35,000 $45,000 $55,000 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Th o u s a n d s Total Fund Balance 154 2012 2013 2014 2015 2016 2017 (a) $527,509 $527,235 $503,338 $399,299 $476,316 $508,446 76,188 651,121 800,876 1,516,644 2,476,676 6,866,149 12,374,002 16,440,910 14,900,945 1,588,500 1,772,577 1,295,041 $2,771,462 $3,804,787 $7,369,487 $14,361,801 $18,689,803 $16,704,432 $788,031 $51,521 $8,719 $2,359 $9,449 16,856,959 20,769,546 30,185,064 31,742,184 27,552,245 25,812,405 5,135,257 8,447,495 2,185,825 931,871 3,799,421 3,491,708 5,283,559 6,511,850 4,959,533 712,810 119,183 115,103 $28,063,806 $35,780,412 $37,339,141 $33,389,224 $31,480,298 $29,419,216 155 CITY OF SAN RAFAEL CHANGES IN FUND BALANCE OF GOVERNMENTAL FUNDS Last Ten Fiscal Years (Modified Accrual Basis of Accounting) 2008 2009 2010 2011 Revenues Taxes and special assessments $56,129,195 $51,019,143 $47,678,541 $51,448,130 Licenses and permits 1,489,748 1,472,913 1,518,819 1,416,772 Fines and forfeitures 797,081 660,338 787,411 862,820 Use of money and properties 1,584,508 847,120 433,874 380,720 Intergovernmental 12,081,968 17,518,670 13,001,703 11,864,127 Charges for services 15,607,460 16,384,265 15,787,325 15,888,750 Other revenue 815,704 759,320 716,760 1,026,845 Total Revenues 88,505,664 88,661,769 79,924,433 82,888,164 Expenditures Current: General government 8,288,170 8,059,526 7,997,067 6,863,142 Public safety 40,299,862 41,209,972 39,574,091 40,967,352 Public works and parks 13,641,665 12,926,646 10,731,669 10,666,176 Community development 5,786,661 5,572,079 4,398,594 4,527,351 Culture and recreation 9,820,365 10,233,361 9,605,684 10,067,822 Capital outlay 6,243,517 5,048,044 1,890,559 1,745,483 Capital improvement / special projects 5,124,091 6,606,857 3,436,608 6,240,861 Debt service: Capitalized lease obligation Principal 2,504,370 2,714,358 2,804,258 2,530,338 Interest and fiscal charges 1,776,354 1,683,240 1,979,372 1,448,910 Total Expenditures 93,485,055 94,054,083 82,417,902 85,057,435 Excess (deficiency) of revenues over (under) expenditures (4,979,391)(5,392,314)(2,493,469)(2,169,271) Other Financing Sources (Uses) Issuance of debt 14,660,000 Payment to refunded bonds (14,315,000) Bond premiums 1,038,185 Capital lease for equipment acquisition Proceeds from PG&E loans Proceeds from sale of capital asset 221,791 Transfers in 6,353,216 8,972,495 7,494,560 5,806,834 Transfers (out)(6,329,136)(6,614,806)(6,411,150)(4,657,326) Total other financing sources (uses)24,080 2,357,689 2,688,386 1,149,508 Extraordinary Item Transfer to Successor Agency Net Change in fund balances ($4,955,311) ($3,034,625)$194,917 ($1,019,763) Debt service as a percentage of noncapital expenditures 5.2%5.3%6.2%5.2% Fiscal Year Ended June 30, 156 2012 2013 2014 2015 2016 2017 $51,395,116 $51,549,306 $56,686,142 $61,804,228 $65,866,218 $71,166,891 1,648,890 1,929,387 1,934,755 2,456,820 2,588,411 2,559,841 801,758 734,005 669,553 556,076 435,829 400,283 315,561 325,043 363,089 444,757 460,206 349,349 10,537,396 11,869,889 11,953,308 13,233,503 13,685,003 8,063,156 19,649,433 23,575,374 19,949,333 15,346,794 14,366,744 13,425,161 870,957 4,092,411 2,045,407 1,777,003 3,208,749 1,842,053 85,219,111 94,075,415 93,601,587 95,619,181 100,611,160 97,806,734 8,783,873 10,529,480 8,678,833 10,203,687 11,349,079 10,557,416 39,311,551 41,377,062 41,900,762 43,954,515 47,071,166 49,018,153 11,518,822 12,002,448 13,697,957 12,758,643 14,390,699 16,752,961 3,755,504 2,961,275 3,296,375 3,416,859 3,670,108 3,759,564 10,345,673 10,591,057 11,106,367 11,616,777 12,048,104 12,646,728 1,312,383 4,009,454 2,154,900 4,498,924 4,813,757 2,100,926 3,604,171 5,284,720 7,168,776 2,186,986 4,826,576 7,403,249 2,518,320 208,642 75,172 75,172 175,172 735,221 283,805 327,350 284,288 277,263 271,263 81,885,518 87,039,301 88,539,962 88,995,851 98,521,924 102,685,432 3,333,593 7,036,114 5,061,625 6,623,330 2,089,236 (4,878,698) 568,481 4,539,646 8,425,474 3,655,302 4,348,149 7,533,364 9,287,007 (4,864,293)(6,711,657)(3,053,865)(3,051,499)(6,582,555)(8,454,762) (324,647)1,713,817 1,169,918 1,296,650 950,809 832,245 (2,352,584) $3,008,946 $6,397,347 $6,231,543 $7,919,980 $3,040,045 ($4,046,453) 4.2%0.4%0.7%0.4%0.4%0.5% 157 CITY OF SAN RAFAEL ASSESSED AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS Real Property Total Real Total Fiscal Residential Commercial Industrial Secured Unsecured Total Estimated Direct Year Property Property Property Other Property Property Assessed (a) Full Market (a) Tax Rate (b) 2008 7,024,610,641$ 1,824,656,505$ 214,341,528$ 105,409,028$ 9,169,017,702$ 362,727,209$ 9,531,744,911$ 9,531,744,911$ 0.17718% 2009 7,357,121,277 1,941,927,620 234,669,841 129,177,656 9,662,896,394 374,976,613 10,037,873,007 10,037,873,007 0.17951% 2010 7,335,863,721 2,052,276,292 244,857,019 130,177,994 9,763,175,026 401,201,906 10,164,376,932 10,164,376,932 0.19215% 2011 7,215,965,203 2,056,985,417 247,409,955 124,426,487 9,644,787,062 383,414,952 10,028,202,014 10,028,202,014 0.17851% 2012 7,317,280,602 2,036,262,351 247,485,238 118,579,648 9,719,607,839 384,950,872 10,104,558,711 10,104,558,711 0.17827% 2013 7,265,617,525 1,987,170,644 245,917,096 115,453,836 9,614,159,101 384,534,108 9,998,693,209 9,998,693,209 0.17456% 2014 7,558,708,224 2,009,718,415 245,674,195 130,594,237 9,944,695,071 402,261,887 10,346,956,958 10,346,956,958 0.11985% 2015 7,991,224,952 2,120,065,908 249,864,918 115,675,852 10,476,831,630 417,217,272 10,894,048,902 10,894,048,902 0.11657% 2016 8,511,358,216 2,221,843,976 263,830,302 108,982,883 11,106,015,377 400,942,059 11,506,957,436 11,506,957,436 0.11672% 2017 9,025,896,811 2,390,814,514 267,468,956 135,689,202 11,819,869,483 423,545,667 12,243,415,150 12,243,415,150 0.11693% (a) (b) Data Source: Marin County Assessor 2007/08 - 2016/17 Combined Tax Rolls The State Constitution requires property to be assessed at one hundred percent of the most recent purchase price, plus an increment of no more than two percent annually, plus any local over-rides. These values are considered to be full market values. California cities do not set their own direct tax rate. The state constitution establishes the rate at 1% and allocates a portion of that amount, by an annual calculation, to all the taxing entities within a tax rate area. $0 $2,000 $4,000 $6,000 $8,000 $10,000 $12,000 $14,000 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Mi l l i o n s Unsecured Property Secured Property 158 Fiscal School Misc. Special Year City County (1)Districts Districts Total 2008 0.154 0.295 0.7225 0.0461 1.2172 2009 0.154 0.295 0.7192 0.0461 1.2139 2010 0.154 0.295 0.7402 0.0461 1.2349 2011 0.154 0.295 0.7542 0.0461 1.2489 2012 0.154 0.295 0.7831 0.0461 1.2779 2013 0.154 0.295 0.7743 0.0461 1.2691 2014 0.154 0.295 0.7890 0.0461 1.2838 2015 0.154 0.295 0.7651 0.0461 1.2599 2016 0.154 0.295 0.7846 0.0695 1.3028 2017 0.154 0.295 0.7988 0.0553 1.3028 Notes: (1) Like other cities, San Rafael includes several property tax rate areas with different rates. A mean average is indicated. Data Source: Marin County Assessors Office 2007/08 - 2016/17 Tax Rate Tables CITY OF SAN RAFAEL PROPERTY TAX RATES ALL OVERLAPPING GOVERNMENTS LAST TEN FISCAL YEARS 159 CITY OF SAN RAFAEL PRINCIPAL PROPERTY TAX PAYERS CURRENT FY 2016/17 AND FY 2007/08 Percentage Percentage of Total City of Total City Taxable Taxable Taxable Taxable Assessed Assessed Assessed Assessed Taxpayer Value Value Value Value California Corporate Center ACQ LLC 235,592,917$ 1.92% MGP XI Northgate LLC 141,854,871 1.16% Professional Financial Investors Inc 52,469,836 0.43% South Valley Apartments LLC 51,976,039 0.42% Kaiser 47,890,626 0.39% BRE Piper MF 33 North CA LLC 45,652,854 0.37% Regency Center II Assoc 45,430,182 0.37% 40,116,943$ 0.42% Northbay Properties II 44,976,649 0.37% 33,229,690 0.35% Bay Apartment Communities Inc 42,857,370 0.35% 33,826,191 0.35% Barbara Fasken 1995 Trust ETAL 42,474,774 0.35% Northgate Mall Associates 119,980,919 1.26% Hines San Rafael LLC 78,065,660 0.82% San Rafael Associates NF 63,225,500 0.66% Marin Sanitary Service 39,405,212 0.41% 4040 Civic Center LLC 36,206,743 0.38% Rafael Town Center Investors LLC 32,696,979 0.34% Bit Holdings Forty-Five Inc 31,243,240 0.33% Subtotal 751,176,118$ 6.14% 507,997,077$ 5.33% Total Net Assessed Valuation: Fiscal Year 2016-2017 12,243,415,150$ Fiscal Year 2007-2008 9,531,744,911$ FY 2016-2017 FY 2007-2008 160 Delinquent taxes Fiscal as a Percent of Year Rate Levies Allocations Collections Apportionments Delinquencies Allocations 2008 1.00 (2)22,195,606$ (2)22,195,606$ (2)0.0% 2009 1.00 (2)21,978,859 (2)21,978,859 (2)0.0% 2010 1.00 (2)21,702,536 (2)21,702,536 (2)0.0% 2011 1.00 (2)21,632,731 (2)21,632,731 (2)0.0% 2012 1.00 (2)20,704,368 (2)20,704,368 (2)0.0% 2013 1.00 (2)20,883,041 (2)20,883,041 (2)0.0% 2014 1.00 (2)22,001,357 (2)22,001,357 (2)0.0% 2015 1.00 (2)22,376,457 (2)22,376,457 (2)0.0% 2016 1.00 (2)23,636,093 (2)23,636,093 (2)0.0% 2017 1.00 (2)25,173,651 (2)25,173,651 (2)0.0% Notes: (1) Includes deductions for County property tax administration. (2) Information not applicable. All general purpose property taxes are levied by the county and allocated to other governmental entities. CITY OF SAN RAFAEL PROPERTY TAX LEVIES AND COLLECTIONS (1) LAST TEN FISCAL YEARS $6 $9 $12 $16 $19 $22 $25 $28 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Mi l l i o n s Allocations Apportionments 161 CITY OF SAN RAFAEL RATIO OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS RDA Tax Financing Court Fine Capitalized Pension Fiscal Allocation Authority Note Promissory Lease Obligation Year Bonds Revenue Bonds Payable Note Obligations Bonds Total 2008 37,537,161$ 780,000$ 169,000$ 816,119$ 401,155$ 39,703,435$ 2009 35,793,692 455,000 169,000 594,100 198,816 37,210,608 2010 35,355,988 -169,000 363,328 135,330 36,023,646 2011 33,298,499 -169,000 124,222 69,098 4,490,000$ 38,150,819 2012 --169,000 --4,490,000 4,659,000 2013 - -169,000 --4,490,000 4,659,000 2014 - -528,839 --4,490,000 5,018,839 2015 - -453,667 --4,490,000 4,943,667 2016 - -378,495 --4,490,000 4,868,495 2017 - -303,323 --4,390,000 4,693,323 Parking Total Percentage Fiscal Services Note Primary of Personal Per Year Bonds Payable Total Government Income (a)Capita (a) 2008 7,140,000$ 7,140,000$ 46,843,435$ 1.73% 804.39 2009 6,975,000 6,975,000 44,185,608 1.67% 757.08 2010 6,805,000 6,805,000 42,828,646 1.85% 728.11 2011 6,630,000 6,630,000 44,780,819 1.87% 770.28 2012 6,445,000 6,445,000 11,104,000 0.46% 190.45 2013 6,445,000 6,445,000 11,104,000 0.44% 190.85 2014 6,186,403 61,836$ 6,248,239 11,267,078 0.43% 192.38 2015 5,942,128 55,020 5,997,148 10,940,815 0.41%184.77 2016 5,692,853 48,204 5,741,057 10,609,552 0.38%175.13 2017 5,433,577 41,388 5,474,965 10,168,288 n/a 167.13 Notes : Debt amounts exclude any premiums, discounts, or other amortization amounts. In August 2012, the series 2003 parking services bonds were refunded with series 2012 refunding bonds. Data Sources:City of San Rafael State of California, Department of Finance (population) U.S. Department of commerce, Bureau of the Census (income) (a) See Schedule of Demographic and Economic Statistics for personal income and population data. Governmental Activities Business-Type Activities $- $5 $10 $15 $20 $25 $30 $35 $40 $45 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Mi l l i o n s Total Governmental Total Business 162 CITY OF SAN RAFAEL COMPUTATION OF DIRECT AND OVERLAPPING DEBT June 30, 2017 2016-17 Assessed Valuation:12,243,415,150$ Total Debt City's Share of OVERLAPPING TAX AND ASSESSMENT DEBT:6/30/2017 % Applicable (1) Debt 6/30/2017 Marin Community College District 313,510,000$ 17.315% 54,284,257$ San Rafael High School District 71,215,315 78.283% 55,749,485 Tamalpais Union High School District 117,095,000 0.081%94,847 Dixie School District 18,065,810 65.888% 11,903,201 Ross School District 18,894,143 1.554% 293,615 Ross Valley School District 44,891,171 0.013%5,836 San Rafael School District 69,670,289 83.694% 58,309,852 Marin Healthcare District 157,385,000 20.831% 32,784,869 Marin Emergency Radio Authority Parcel Tax Obligations 33,000,000 17.289% 5,705,370 TOTAL OVERLAPPING TAX AND ASSESSMENT DEBT 219,131,331$ DIRECT AND OVERLAPPING GENERAL FUND DEBT: Marin County Certificates of Participation 90,392,081$ 17.289% 15,627,887$ Marin County Pension Obligation Bonds 95,475,000 17.289% 16,506,673 Marin County Transit District General Fund Obligations 111,628 17.289%19,299 Marin Municipal Water District General Fund Obligations 90,816 22.038%20,014 Marin Community College District Certification of Participation 2,420,834 17.315% 419,167 San Rafael School District Certificates of Participation 3,405,000 83.694% 2,849,781 City of San Rafael General Fund Obligations 7,377,975 100.000% 7,377,975 (2) City of San Rafael Pension Obligations 4,390,000 100.000% 4,390,000 TOTAL DIRECT AND OVERLAPPING GENERAL FUND DEBT 47,210,796 Less: City of San Rafael lease revenue bonds supported by parking revenues 5,474,966 TOTAL NET DIRECT AND OVERLAPPING GENERAL FUND DEBT 41,735,830$ OVERLAPPING TAX INCREMENT DEBT (Successor Agency 14,424,004$ 100.000% 14,424,004$ TOTAL GROSS DIRECT DEBT 11,767,975 TOTAL NET DIRECT DEBT 6,293,009 TOTAL OVERLAPPING DEBT 268,998,157 GROSS COMBINED TOTAL DEBT 280,766,132 (3) NET COMBINED TOTAL DEBT 275,291,166 (1) Percentage of overlapping agency's assessed valuation located within boundaries of the city. (2) Include city's share of Marin Emergency Radio Authority refunding revenue bonds and $344,711 PG&E notes. Ratios to 2016-17 Assessed Valuation: Total Overlapping Tax and Assessment Debt 1.79% Total Gross Direct Debt ($11,767,975)0.10% Total Net Direct Debt ($6,293,009)0.05% Gross Combined Total Debt 2.29% Net Combined Total Debt 2.25% Ratios to Redevelopment Incremental Valuation ($2,703,250,021 Total Overlapping Tax Increment Debt 0.53% Data Source: MuniServices (3) Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and tax allocation bonds and non- bonded capital lease obligations. 163 ASSESSED VALUATION:12,243,415,150$ BONDED DEBT LIMIT (3.75% OF ASSESSED VALUE) (a)459,128,068.13 LESS AMOUNT OF DEBT SUBJECT TO LIMIT:4,693,323.00 LEGAL BONDED DEBT MARGIN 454,434,745$ Total net debt Total Net Debt Legal applicable to the limit Fiscal Debt Applicable to Debt as a percentage Year Limit Limit Margin of debt limit 2008 357,440,434$ 39,703,435$ 317,736,999$ 12.50% 2009 376,420,238 37,210,608 339,209,630 10.97% 2010 381,164,135 36,023,646 345,140,489 10.44% 2011 376,057,576 38,150,819 337,906,757 11.29% 2012 378,920,952 4,659,000 374,261,952 1.24% 2013 374,950,995 4,659,000 370,291,995 1.26% 2014 388,010,886 5,018,839 382,992,047 1.31% 2015 408,526,834 4,943,667 403,583,167 1.22% 2016 431,510,904 4,868,495 426,642,409 1.14% 2017 459,128,068 4,693,323 454,434,745 1.03% NOTE: (a) Source: City of San Rafael's Finance Department CITY OF SAN RAFAEL COMPUTATION OF LEGAL BONDED DEBT MARGIN June 30, 2017 California Government Code, Section 43605 sets the debt limit at 15%. The Code section was enacted prior to the change in basing assessed value to full market value when it was previously 25% of market value. Thus, the limit shown as 3.75% is one-fourth 164 CITY OF SAN RAFAEL REVENUE BOND COVERAGE PARKING FACILITY LAST TEN FISCAL YEARS Debt Service Requirements Net Revenue Fiscal Gross Operating Available for Year Revenue (1) Expenses (2) Debt Service Principal Interest Total Coverage 2008 4,089,112$ 2,692,086$ 1,397,026$ 160,000$ 335,216$ 495,216$ 2.82 2009 4,425,813 2,980,083 1,445,730 165,000 330,379 495,379 2.92 2010 4,262,082 3,343,680 918,402 170,000 325,285 495,285 1.85 2011 4,023,211 3,101,411 921,800 175,000 319,391 494,391 1.86 2012 3,908,664 2,870,718 1,037,946 185,000 312,291 497,291 2.09 2013 3,994,446 3,121,964 872,481 310,000 240,012 550,012 1.59 2014 4,489,769 3,716,552 773,217 245,000 210,063 455,063 1.70 2015 5,180,554 4,031,161 1,149,393 245,000 205,163 450,163 2.55 2016 5,226,904 3,739,321 1,487,583 250,000 199,613 449,613 3.31 2017 5,279,801 2,425,281 2,854,520 260,000 192,038 452,038 6.31 Notes: On March 26, 2003, the City Financing Authority issued lease revenue bonds for the design and construction of a new parking facility. On August 12,2012 , the City Financing Authority refunded the series 2003 lease revenue bonds with series 2012 lease revenue refunding bonds to take advantage of lower interest rates. (1) Includes all Parking Facility Operating Revenues and Non-operating Interest Revenue (2) Includes all Parking Facility Operating Expenses less Depreciation and Interest Data Source: San Rafael Finance Department Revenue and Expenditure Status Reports 0.00 1.00 2.00 3.00 4.00 5.00 6.00 7.00 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Coverage 165 165 CITY OF SAN RAFAEL DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS Personal Per Capita Average Marin City Fiscal City Income (2)Personal Unemployment County Population Year Population (1)(in thousands)Income (2) Rate (3)Population % of County 2008 58,235$ 2,703,213$ 46,557$ 5.60% 257,406$ 22.62% 2009 58,363 2,642,978 45,288 9.30% 258,618 22.57% 2010 58,822 2,317,704 39,402 9.80% 260,651 22.57% 2011 58,136 2,389,222 40,978 8.80% 254,692 22.83% 2012 58,305 2,438,291 41,908 5.50% 254,790 22.88% 2013 58,182 2,538,895 43,351 4.70% 254,007 22.91% 2014 58,566 2,621,228 44,531 4.50% 255,846 22.89% 2015 59,214 2,699,436 44,558 3.70% 258,972 22.87% 2016 60,582 2,817,497 46,308 3.40% 262,274 23.10% 2017 60,842 n/a n/a n/a 263,604 23.08% Source: (1) State of California, Department of Finance - Demographic Research Unit. The data represents the City's population as of January 1, of each year. (2) 2007-2009 Income Data--Demographic Estimates are based on the last available census. Projections are developed by incorporating all of the prior census data released to date. 2010 and later- Income - US Census Bureau, most recent American Community Survey (3) Unemployment Data: California Employment Development Department 0.00% 2.50% 5.00% 7.50% 10.00% 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 Unemployment Rate (%) 22.00% 22.50% 23.00% 23.50% 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 City Population as a % of County…$0 $500,000 $1,000,000 $1,500,000 $2,000,000 $2,500,000 $3,000,000 Personal Income (2) (in thousands) $30 $35 $40 $45 $50 Th o u s a n d s Per Capita Personal Income (2) 166 Employer # (A) # (A)# (A) # (A) # (A) # (A) # (A) # (A) # (A) Autodesk, Inc.719 2.28%748 2.28% 763 2.33% 1,095 3.52% 1,000 3.27% 878 3.25% 928 3.44% 1,028 3.83% 1,200 4.32% Kaiser Permanente 2061 6.52%662 2.02% 1,575 4.82% 1,637 5.26% 1,756 5.74% 1,803 6.68% 1,330 4.93% 1,311 4.88% 2,267 8.15% San Rafael Elementary/High Schools Dist 700 2.22%650 1.98% 650 1.99% 600 1.93% 600 1.96% 600 2.22% 600 2.22% 600 2.23% 575 2.07% City of San Rafael 454 1.44%577 1.76% 581 1.78% 666 2.14% 643 2.10% 521 1.93% 592 2.19% 630 2.34% 633 2.28% MHN 0 - - - - - - 350 1.14% 350 1.30% 350 1.30% 350 1.30% - - Dominican University of California 456 1.44%485 1.48% 422 1.29% 354 1.14% 347 1.13% 346 1.28% 336 1.24% 370 1.38% 508 1.83% Bradley Real Estate 280 0.89%435 1.33% 418 1.28% 385 1.24% 369 1.21% 376 1.39% 350 1.30% - - - - Macy's 0 - - 380 1.16% 380 1.22% 380 1.24% 380 1.41% 450 1.67% 445 1.66% - - Wells Fargo Bank 310 0.98%326 0.99% 306 0.94% 308 0.99% 334 1.09% - - - - - - - - FICO 0 3000.91%-- -- -- -- -- -- -- Fair Issac Corp 0 - - 300 0.92% 300 0.96% - - - - - - - - 350 1.26% Community Action Marin 255 0.81%220 0.67% 225 0.69% 300 0.96% 300 0.98% - - - - - - - - Safeway 0 - - - - `` - - - 841 3.11% 452 1.67% 452 1.68% - - Comcast 0 - - - - - - - - 620 2.30% 619 2.29% 619 2.30% - - Guide Dogs for the Blind 203 0.64%225 0.69% - - - - - - - - - - 287 1.07% - - Bernard Osher Marin JCC 0 2000.61%-- -- -- -- -- -- -- Buckelew Programs 240 0.76%1860.57%-- -- -- -- -- -- -- Ghilotti Bros.175 0.55%150 0.46% - - - - - - - - - - - - 240 0.86% Golden Gate Bridge Highway & Transp. Dist.0 - - - - - `` - - - - - - - - 828 2.98% YMCA 0 -- -- -- -- -- -- --3481.25% San Rafael City High School District 0 -- -- -- -- -- -- --2500.90% Urban Painting, Inc.0 1500.46%-- -- -- -- -- -- -- Totals 5,853 18.52% 5,314 16.20% 5,620 17.19% 6,025 19.37% 6,079 19.87% 6,715 24.87% 6,007 22.25% 6,092 22.67% 7,199 25.90% #Number of FTE employees in Marin locations (A)Percentage of total employment Note: From the EDD website, it shows that the Total 2017 Employment in the City of San Rafael was 31,600 of which it is used as the denominator for the 2017 percentages are calculated. *The number of total employment for the City is available for the last nine fiscal years only. Data Sources: State of California, Employment Development Department, Labor Market Information Division & North Bay Business Journal (Annual Book of Lists) CITY OF SAN RAFAEL PRINCIPAL EMPLOYERS FISCAL YEAR 2016-2017 LAST NINE CALENDAR YEARS 2015*2016*2017*2009*2014* 2013* 2012* 2011* 2010* 167 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Function General Government 59.88 58.88 56.88 54.35 55.23 53.23 55.11 58.11 60.61 62.11 Public Safety 186.00 183.00 165.00 166.00 162.00 163.00 168.00 171.75 175.75 176.55 Public Works and Parks 78.80 78.80 60.80 62.80 62.00 60.00 61.00 62.00 62.00 63.00 Community Development 34.50 34.50 26.75 26.75 18.25 18.25 17.80 17.80 19.80 20.00 Culture and Recreation 85.90 85.90 83.49 89.82 81.56 80.76 83.66 84.23 84.25 84.35 Total 445.08 441.08 392.92 399.72 379.04 375.24 385.57 393.89 402.41 406.01 Data Source: City of San Rafael's Finance Department CITY OF SAN RAFAEL FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY FUNCTION LAST TEN FISCAL YEARS 0.00 50.00 100.00 150.00 200.00 250.00 300.00 350.00 400.00 450.00 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 FT E ' s General Government Public Safety Public Works and Parks Community Development Culture and Recreation 168 2008 2009 2010 2011 Function/Program Public safety: Fire: Inspection permit issued 217 196 307 294 Police: Police calls for service 43,488 42,227 42,227 39,512 Law violations: Part I crimes 2,314 2,352 2,352 2,180 Physical arrests (adult and juvenile)4,182 4,487 4,487 3,102 Traffic violations 9,241 5,777 5,777 8,190 Parking violations 42,481 44,913 42,806 34,590 Public works Street resurfacing (miles) (Eng Div)4.95 2.77 2.77 7.40 Potholes repaired (square miles)N/A N/A N/A N/A Asphalt used for street repairs (tons)N/A N/A N/A 10,809 Culture and recreation: Recreation class participants 8,000 8,000 9,524 9,000 Items in collection (thousands) Library: Items in collection (thousands)N/A 124.40 151.88 158.30 Total items borrowed (thousands)N/A N/A 371.12 435.66 Note: N/A denotes information not available. CITY OF SAN RAFAEL OPERATING INDICATORS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS 170 2012 2013 2014 2015 2016 2017 282 307 261 282 198 233 39,537 42,707 51,261 55,805 57,026 53,567 2,101 2,523 2,289 2,533 2,523 2,392 2,981 2,951 3,227 3,450 3,453 2,526 4,048 3,448 4,498 4,168 3,252 3,341 32,492 30,881 38,814 36,398 34,803 36,169 N/A 2.70 9.00 6.40 6.76 2.32 N/A N/A N/A N/A N/A N/A 178.9 7,500 10,700 11,000 7,195 5,800 12,075 7,082 9,857 10,023 12,725 13,493 159.18 125.92 168.62 127.76 227.89 117,354 366.46 392.23 478.96 443.64 469.79 327,297 171 2008 2009 2010 2011 Function/Program Public safety: Fire stations 6 6 6 6 Police stations 1 1 1 1 Police Fleet Public works Miles of streets 173 173 173 173 Street lights 4,435 4,435 4,435 4,435 Parking District lights Traffic Signals 89 89 89 89 Culture and recreation: Community services: City parks 20 20 20 20 City parks acreage 42424242 Playgrounds 14 14 14 14 City trails 20 20 20 20 Community gardens 1111 Community centers 4444 Senior centers 0000 Sports centers 0000 Performing arts centers 0000 Swimming pools 1111 Tennis courts 10 10 10 10 Basketball Courts 5555 Baseball/softball diamonds 5555 Soccer/football fields 2222 Library: City Libraries 1222 Wastewater: Miles of sanitary sewers 179 179 179 179 Data Source: City of San Rafael's Finance Department CITY OF SAN RAFAEL CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS 172 2012 2013 2014 2015 2016 2017 666666 111111 173 173 173 173 173 173 4,435 4,435 4,435 4,435 4,435 4,435 89 89 89 89 89 89 20 20 20 20 20 20 42 42 42 42 42 42 14 14 14 14 14 14 20 20 20 20 20 20 111111 444444 000000 000000 000000 111111 10 10 10 10 10 10 555555 555555 222222 222222 179 179 145 145 145 145 173